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22-019 (02-15) Supporting Statewide First-Geeration Homebuyers Down Payment Assistance FundRESOLUTION NO. 22-019 A RESOLUTION SUPPORTING A STATEWIDE FIRST GENERATION HOMEBUYER DOWN PAYMENT ASSISTANCE FUND WHEREAS, Homeownership is vital to the strength of our economy and the vibrancy of our community; and WHEREAS, Dedicated funding for more affordable homeownership opportunity is needed to meet our affordable housing goals for all Minnesotans to be stably housed; and WHEREAS, Minnesota has one of the largest racial homeownership gaps in the country, and the gap is continuing to grow; and WHEREAS, Additional resources are needed for cities to address the unequal distribution of housing resources to advance diverse, inclusionary and equitable housing opportunities throughout Minnesota; and WHEREAS, Systemic racism in housing occurs today – Black, Indigenous, and other communities of color continue to face discrimination and lack of access to affordable home ownership; and WHEREAS, Dedicated funding for down payment assistance for first generation homebuyers is needed for individuals who do not have access to generational wealth and ‘but for’ the assistance would not achieve homeownership. NOW, THEREFORE, BE IT RESOLVED BY THE COUNCIL OF THE CITY OF GOLDEN VALLEY that this Council supports a statewide first generation down payment assistance fund for first generation homebuyers. BE IT FURTHER RESOLVED that this Council supports housing policy that provides affordable homeownership assistance eligibility based on income, social vulnerability factors, and first generation homebuyers. Adopted by the City Council of Golden Valley, Minnesota this 15th day of February, 2022. ____________________________ Shepard M. Harris, Mayor ATTEST: _______________________ Theresa Schyma, City Clerk DocuSign Envelope ID: 392EBFC1-31C7-4733-B85F-0400E85BD5DE