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23-10 Approve Local Housing Incentives LHIA Grant from Metropolitan Council for HOPEDocuSign Envelope ID: E553FOCB-362A4ED6-8FAA-5DO69375D546 HRA RESOLUTION NO. 23-10 A RESOLUTION APPROVING THE LOCAL HOUSING INCENTIVES ACCOUNT (LHIA) AFFORDABLE HOMEOWNERSHIP PILOT GRANT FROM THE METROPOLITAN COUNCIL FOR THE HOME OWNERSHIP PROGRAM FOR EQUITY (HOPE) WHEREAS, the City and the Housing and Redevelopment Authority in and for the City of Golden Valley has elected to participate in the Local Housing Incentives program established by the Metropolitan Livable Communities Act (LCA) as well as partnered with the Metropolitan Council to establish a set of goals for affordable and lifecycle housing; and WHEREAS, Minnesota Statutes sections 473.251 and 473.254 establish within the Metropolitan Livable Communities Fund a Local Housing Incentives Account and require the Council to annually distribute funds in the account to Participating Municipalities that have not met their affordable and life -cycle housing goals and are actively funding projects designed to help meet the goals, or to Development Authorities for projects located in Participating Municipalities; and WHEREAS, the City and the Housing and Redevelopment Authority has negotiated affordable and life -cycle housing goals pursuant to Minnesota Statutes section 473.254, subdivision 2 and have elected to participate in the Local Housing Incentives Account program; and WHEREAS, the Housing and Redevelopment sought funding in connection with an application for Local Housing Incentives Account Affordable Homeownership Pilot funds in the amount of $224,000 for the development of single family homes at 4707 Circle Down and 208 Meander Road under the Home Ownership Program for Equity; and WHEREAS, the City established the Home Ownership Program for Equity to make City owned lots available for affordable and equitable homeownership development; and WHEREAS, HOPE prioritizes organizations that have demonstrated success in building relationships of trust with Black, Indigenous and people of color and in serving first generation homebuyers and other underrepresented homebuyers; and WHEREAS, systemic racism in housing occurs today — Black, Indigenous, and other communities of color continue to face discrimination and lack of access to affordable housing and home ownership; and WHEREAS, the City has higher racial disparities in homeownership than the regional average; and DocuSign Envelope ID: E553FOCB-362A-4ED6-8FAA-5DO69375D546 WHEREAS, the share of single-family housing stock in the City (72 percent) and the share of owner -occupied housing stock (74 percent) is higher than the regional average; and WHEREAS, the City has an average home sale price ($566,347) higher than what is affordable to a household earning 80 percent of Area Median Income ($355,600); and WHEREAS, the affordable housing need in the 51 to 80 percent of Area Median Income level (116 units) is more than half of the total affordable housing need (222 units); and WHEREAS, the qualified developers have a demonstrated record of serving Black, Indigenous, and/or other households of color in homeownership at rates at 70-80 percent and are greater than the city and or region's homeownership rates for those same groups; and WHEREAS, the qualified developers have a current waiting list consisting of 80 percent Black, Indigenous, or other households of color and are at levels that are greater to the city population; and WHEREAS, the project team includes a lender, realtor, or other homebuyer- facing team member that is reflective of the Black, Indigenous, or other households of color that have disparate homeownership rates in the region; and WHEREAS, the marketing efforts for sale of the homes affirmatively further fair housing; and WHEREAS, HOPE will provide affordable homeownership opportunity to homebuyers with incomes less that 80 percent of Area Median Income; and WHEREAS, HOPE homes will remain affordable upon resale for ninety-nine years; and WHEREAS, HOPE addresses a need specific to our community to provide affordable and equitable homeownership opportunity on City owned vacant lots; and WHEREAS, the LHIA Affordable Homeownership Pilot funding will assist in filling the development financing and construction costs gaps. NOW, THEREFORE, BE IT RESOLVED BY THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF GOLDEN VALLEY that this Authority accepts the Local Housing Incentives Account Affordable Homeownership Pilot grant from the Metropolitan Council for the Home Ownership Program for Equity. DocuSign Envelope ID: E553FOCB-362A-4ED6-8FAA-5DO69375D546 Passed by the Housing and Redevelopment Authority of the City of Golden Valley, Minnesota this 5t" day of July 2023. ocuSlgned by:rD `1 1+ems. Maurice T farras, HRA Chair ATTEST: Docu3pigneq�d by: V Timo y . Cruikshank, Executive Director