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Golden Valley, City of - 2024 Final Issued Annual Comprehensive Financial Report (ACFR) - LockedAnnual Comprehensive Financial Report For the Fiscal Year Ended December 31, 2024 • City of Golden Valley, Minnesota Photo by Raleigh Karatz, 2024 Views Of The Valley - This page intentionally left blank - CITY OF GOLDEN VALLEY HENNEPIN COUNTY, MINNESOTA Annual Comprehensive Financial for Year Ended December 31, 2024 Prepared by Finance Department Lyle Hodges – Finance Director Jennifer Hoffman – Accounting Manager Analeigh Moser – Accountant - This page intentionally left blank - CITY OF GOLDEN VALLEY, MINNESOTA TABLE OF CONTENTS Page Reference No. I. INTRODUCTORY SECTION Elected and Appointed Officials 3 Organization Chart 5 Finance Director's Letter of Transmittal 7 GFOA Certificate of Achievement 11 II. FINANCIAL SECTION 15 Independent Auditor's Report Management's Discussion and Analysis 19 Basic Financial Statements: Government-Wide Financial Statements: Statement of Net Position Statement 1 33 Statement of Activities Statement 2 34 Fund Financial Statements: Governmental Funds: Balance Sheet Statement 3 36 Reconciliation of the Balance Sheet to the Statement of Net Position Statement 4 39 Statement of Revenues, Expenditures, and Changes in Fund Balance Statement 5 40 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balance to the Statement of Activities Statement 6 42 Proprietary Funds: Statement of Net Position Statement 7 43 Statement of Revenues, Expenses, and Changes in Fund Net Position Statement 8 44 Statement of Cash Flows Statement 9 45 Notes to Financial Statements 47 Required Supplementary Information: Budgetary Comparison Schedule - General Fund Statement 10 86 Other Post-Employment Benefits Plan Schedule of Changes in the City's Total OPEB Liability and Related Ratios Statement 11 87 PERA - General Employees Retirement Fund Schedule of Proportionate Share of Net Pension Liability Statement 12 88 Schedule of Pension Contributions Statement 13 89 PERA - Public Employees Police and Fire Fund Schedule of Proportionate Share of Net Pension Liability Statement 14 90 Schedule of Pension Contributions Statement 15 91 CITY OF GOLDEN VALLEY, MINNESOTA TABLE OF CONTENTS Page Reference No. Golden Valley Fire Department Relief Association Schedule of Changes in the Net Pension Asset and Related Ratios Statement 16 92 Schedule of Contributions Statement 17 94 Notes to Required Supplementary Information 95 Supplementary Information: Combining and Individual Nonmajor Fund Financial Statements: Nonmajor Governmental Funds: Combining Balance Sheet Statement 18 107 Combining Statement of Revenues, Expenditures, and Changes in Fund Balance Statement 19 109 Nonmajor Special Revenue Funds: Subcombining Balance Sheet Statement 20 110 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance Statement 21 112 Nonmajor Debt Service Funds: Subcombining Balance Sheet Statement 22 114 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance Statement 23 115 Nonmajor Capital Project Funds: Subcombining Balance Sheet Statement 24 116 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance Statement 25 119 Special Revenue Funds: Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual: Brookview Community Center Fund Statement 26 120 Internal Service Funds: Combining Statement of Net Position Statement 27 122 Combining Statement of Revenues, Expenditures, and Changes in Net Position Statement 28 123 Combining Statement of Cash Flows Statement 29 124 CITY OF GOLDEN VALLEY, MINNESOTA TABLE OF CONTENTS Page Reference No. III. STATISTICAL SECTION (UNAUDITED) Net Position by Component Table 1 128 Changes in Net Position Table 2 130 Fund Balances of Governmental Funds Table 3 134 Changes in Fund Balances of Governmental Funds Table 4 136 Governmental Activities Tax Revenues by Source Table 5 138 Assessed Value and Estimated Actual Value of Taxable Property Table 6 139 Property Tax Rate of Direct and Overlapping Governments Table 7 140 Principal Property Taxpayers Table 8 141 Property Tax Levies and Collections Table 9 143 Ratios of Outstanding Debt By Type Table 10 144 Ratios of General Bonded Debt Outstanding Table 11 146 Direct and Overlapping Governmental Activities Debt Table 12 147 Legal Debt Margin Information Table 13 148 Pledged Revenue Coverage Table 14 150 Demographic and Economic Statistics Table 15 152 Principal Employers Table 16 153 Full-Time Equivalent City Government Employees by Function Table 17 154 Operating Indicators by Function Table 18 156 Capital Asset Statistics by Function Table 19 158 - This page intentionally left blank - I. INTRODUCTORY SECTION 1 - This page intentionally left blank - 2 CITY OF GOLDEN VALLEY, MINNESOTA ELECTED AND APPOINTED OFFICIALS December 31, 2024 Elected Officials Position Term Expires Roslyn Harmon Mayor December 31, 2027 Sophia Ginis Councilmember December 31, 2027 Maurice Harris Councilmember December 31, 2027 Denise La Mere-Anderson Councilmember December 31, 2025 Gillian Rosenquist Councilmember December 31, 2025 Appointed Officials Noah Schuchman City Manager Appointed 3 - This page intentionally left blank - 4 City of Golden Valley Organization Chart Community Development Administrative Services Communi-cations Finance Fire Parks & Recreation Legal Police Public Works City Manager City Council/ Housing and Redevelopment Authority (HRA) Boards and Commissions: Board of Zoning Appeals Community Services Commission Diversity Equity and Inclusion Commission Environmental Commission Open Space and Recreation Commission Planning Commission Police Employment Accountability and Community Engagement Commission 5 - This page intentionally left blank - 6 July 24, 2025 Dear Honorable Mayor, City Council, City Manager, and Residents of Golden Valley: I am pleased to present the Annual Comprehensive Financial Report (ACFR) of the City of Golden Valley, Minnesota (the City) for the fiscal year ended December 31, 2024. Responsibility for both the accuracy of the data and the completeness and fairness of the presentation, including all disclosures, rests with the City. To the best of our knowledge and belief, the enclosed data is accurate, in all material respects, and is reported in a manner designed to present fairly the financial position and results of operations of the various funds of the City. All disclosures necessary to enable the reader to gain an understanding of the City’s financial activities have been included. The City’s financial statements have been audited by Redpath and Company, LLC, a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City for the fiscal year ended December 31, 2024, are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unmodified opinion that the City’s basic financial statements for the fiscal year ended December 31, 2024, are fairly presented in conformity with accounting principles generally accepted in the United States of America. The independent auditor’s report is presented as the first component of the financial section of this report. The preparation of audited financial statements including this ACFR is a requirement of state law. Also, the ACFR is required by the bond rating agencies before they will rate the City’s bonds. The report can be used by the City Council and the citizens of the City to gain a better understanding of the financial condition of the City. Accounting principles generally accepted in the United States of America require that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of management’s discussion and analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City’s MD&A can be found immediately following the report of the auditors. The ACFR includes all agencies and entities for which the City is financially accountable, including the Golden Valley Housing and Redevelopment Authority (HRA), which is reported as a blended component unit of the City. 7 PROFILE OF THE CITY The City, incorporated in 1886, is an almost fully developed community in Hennepin County. It encompasses about 10.73 square miles and has an estimated population of 22,305. The City is a Statutory Plan B form of government, governed by a City Council composed of the mayor and four councilmembers. The City Council is responsible for setting policies and ordinances that govern the City and for appointing the city manager and city attorney. The city manager is responsible for carrying out the policies and hiring the employees that oversee the day-to-day operations of the City. Police services are provided by 31 sworn officers, which include the police chief, 2 assistant chiefs, and 7 sergeants. Fire services are provided by approximately 50 paid on-call firefighters, fire chief, two assistant fire chiefs, 3 firefighters that are code enforcement officers and 2 full-time firefighters. The City has an ISO Class 2 insurance rating. The 2024–2025 biennial budget was created to help serve as the foundation for the City’s financial planning and control. Departments submit budget requests to the finance department in June. The city manager presents the proposed budget to the City Council for review starting in July, to be approved by September 30 each year, for a proposed tax rate for its property owners. All budget workshops are open to the public. The final adoption of the budget and levy are approved in December. Each year of the biennial budget, the first year is adopted and the second year is approved in concept only. ECONOMIC CONDITION AND OUTLOOK The City’s top priorities have been maintaining the City’s infrastructure—streets, water and sewer, pipes, parks, public buildings—representing a significant community investment. After all, the value of private property relates directly to what surrounds it. The City made significant efforts, with many public meetings, to plan the Infrastructure Renewal Program that will start in 2027 after the Pavement Management Program (PMP) ends in 2025. In 2021, the City’s PMP program was resumed, after being delayed in 2020 due to the COVID-19 pandemic. The City approved a 10-year Capital Improvement Program (CIP) in 2024 for the years 2025–2034. Each year the city reviews potential bond refundings for any debt issuances. The City also tries to find alternative grants and programs to receive additional monies to lower the general fund and debt levies. Cost containment helped keep total overall expenditures under budget in 2024. The City has once again taken a financially conservative approach for the 2025 budget year. The following table shows the City’s building activity for the last 10 years: Total Permits Year Number Value 2015 1,118 $ 109,928,275 2016 998 $ 104,651,963 2017 1,144 $ 239,041,991 2018 951 $ 79,654,541 2019 1,024 $ 71,658,716 2020 1,008 $ 39,335,260 2021 1,059 $ 65,111,223 2022 1,042 $ 69,444,953 2023 3,505 $ 174,193,226 2024 2,626 $ 223,941,380 8 The following permitting activity is notable throughout the City in 2024: Residential  5 new single-family homes were constructed with a value of $3,065,154.  2,460 residential remodels and additions including many roof, window, and siding replacements related to prior years’ storm damage were completed with a total value of $54,757,267. Commercial  145 commercial remodel/addition projects with a total valuation of $85,234,214. Commercial (Over $5 Million in Value): 640 Wisconsin Ave N New Construction Apartment Building $70,000,000 700 Meadow Lane N Remodel $10,000,000 8803 Wayzata Blvd New Construction Parking Ramp $9,900,000 751 Douglas Dr N Remodel $8,000,000 LONG-TERM FINANCIAL PLANNING An unassigned fund balance goal in the General Fund of 60 percent of current year budgeted General Fund expenditures was approved in the fund balance policy adopted by the City Council for budgetary and planning purposes. The City strongly believes maintaining this higher level of fund balance is prudent, due to its debt load and the increased uncertainty of its revenue sources. This practice is also supported by the City’s bond rating agency. In 1995, through its PMP, the City began reconstructing its streets that did not meet standards. By the end of 2024, the City completed the bulk of the construction work with only minor finishing work remaining. The City is looking forward to finishing the Pavement Management Program and beginning the next phase of the Infrastructure Renewal Plan. The Brookview Facility, completed in December 2017, provided a site for many new programs and activities, along with the new restaurant and golf area, and has brought many to the City for a delightful outing. In 2024, Brookview Golf Course remained one of the top five most-played golf courses in all of Minnesota. MAJOR INITIATIVES The City is a member of the Joint Water Commission (JWC), a joint powers organization that also includes the cities of New Hope and Crystal. The JWC purchases water from the City of Minneapolis for resale to the customers of the three cities. The JWC was set up in the early 1960s and has functioned effectively. The JWC has an emergency well backup system and is now working on financing future capital needs, such as replacing the three water towers, two reservoirs, and a distribution system. A CIP was approved to plan for the replacements until 2050, along with yearly financing to build reserves for those expenses. The City is working with Hennepin County, the cities of Crystal and New Hope, the Bassett Creek Watershed Management Commission, the Metropolitan Council Environmental Services, and the state of Minnesota to implement a plan to minimize flood damage in various parts of the City. This project includes multiple flood storage projects over a long timeframe and may also include structural flood proofing of a number of homes. The improvements through the last several years, with the City and many outside agencies funding, has helped further the improvements to reduce the flooding. The 2025–2034 CIP outlines those projects. 9 The City has a Pillars of Success with Organizational Priorities of: Strategic Development and Redevelopment, Effective Governance, Infrastructure Maintenance and Enhancement, Financial Wellness, and Community Affairs. From these priorities come action steps. All make up the core services, mission, and vision for the City. Financial Wellness includes making progress on Legislative Priorities, Bonding for Remote Fire Station, and Local Government Aid Reform. In 2023 the city asked voters to approve a 1.25 percent local sales tax which was passed. Collections of that tax began in April 2024 and are on track to meet the funding needs for the capital projects that were planned to use those tax dollars. INTERNAL CONTROL Management assumes full responsibility for the completeness and reliability of the information contained in this report, based upon the comprehensive framework of internal control that it has established for this purpose. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. AWARDS AND ACKNOWLEDGEMENTS The Government Finance Officers Association (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City for its ACFR for the fiscal year ended December 31, 2023. The City has received this award since 1987. In order to be awarded a Certificate of Achievement, the government had to publish an easily readable and efficiently organized ACFR that satisfied both accounting principles generally accepted in the United States of America and applicable legal requirements. The Certificate of Achievement is valid for one year only. We believe our current ACFR continues to meet the Certificate of Achievement program requirements. We are submitting it to the GFOA to determine its eligibility for another certificate. The 2024 ACFR meets the highest professional standards and was prepared in a timely and cost-effective manner. This could never have been accomplished without the excellent work of our finance department as well as staff from throughout the organization. Credit also must be given to the Mayor and City Council for their support, and for maintaining the highest standards of professionalism in the management of the City’s finances. Yours Truly, Lyle Hodges, CPA Finance Director 10 11 - This page intentionally left blank - 12 II. FINANCIAL SECTION 13 - This page intentionally left blank - 14 400 Robert Street North, Suite 1600, St. Paul, MN, 55101 651.426.7000 www.redpathcpas.com INDEPENDENT AUDITOR'S REPORT To the Honorable Mayor and Members of the City Council City of Golden Valley, Minnesota Report on the Audit of the Financial Statements Opinions We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Golden Valley, Minnesota, as of and for the year ended December 31, 2024, and the related notes to the financial statements, which collectively comprise the City of Golden Valley, Minnesota's basic financial statements as listed in the table of contents. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Golden Valley, Minnesota, as of December 31, 2024, and the respective changes in financial position, and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Our responsibilities under those standards are further described in the Auditor's Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the City of Golden Valley, Minnesota and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Responsibilities of Management for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. 15 In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the City of Golden Valley, Minnesota’s ability to continue as a going concern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. Auditor’s Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with generally accepted auditing standards and Government Auditing Standards will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with generally accepted auditing standards and Governmental Auditing Standards, we:  Exercise professional judgment and maintain professional skepticism throughout the audit.  Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements.  Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City of Golden Valley, Minnesota's internal control. Accordingly, no such opinion is expressed.  Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements.  Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the City of Golden Valley, Minnesota's ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control related matters that we identified during the audit. 16 Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, the budgetary comparison schedule, and the schedules of OPEB and pension information, as listed in the table of contents, be presented to supplement the basic financial statements. Such information is the responsibility of management and, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Golden Valley, Minnesota's basic financial statements. The accompanying combining and individual nonmajor fund financial statements and schedules are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual nonmajor fund financial statements and schedules are fairly stated, in all material respects, in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information included in the annual report. The other information comprises the introductory and statistical sections but does not include the basic financial statements and our auditor's report thereon. Our opinions on the basic financial statements do not cover the other information, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the basic financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the basic financial statements, or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. 17 Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated July 24, 2025 on our consideration of the City of Golden Valley, Minnesota’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City of Golden Valley, Minnesota's internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City of Golden Valley, Minnesota’s internal control over financial reporting and compliance. REDPATH AND COMPANY, LLC St. Paul, Minnesota July 24, 2025 18 CITY OF GOLDEN VALLEY Management’s Discussion and Analysis Year Ended December 31, 2024 As management of the City of Golden Valley, Minnesota (the City), we have provided readers of the City’s financial statements with this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2024. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, located earlier in this report. FINANCIAL HIGHLIGHTS  The assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows of resources at the close of fiscal 2024 by $217,517,755 (net position). The City’s government-wide net position increased $28,863,959 in 2024, including increases of $21,179,826 and $7,684,133, attributable to its governmental and business-type activities, respectively. At year- end, the City reported positive balances in total net position and all net position categories for both the governmental and business-type activities, as was the case at the prior year-end.  At the end of the 2024 fiscal year, the City’s governmental funds reported combined ending fund balances of $86,017,386, an increase of $21,334,724 compared to the prior year-end.  The unassigned fund balance for the City’s General Fund was $23,027,742 at year-end, which represents 79.8 percent of 2024 General Fund expenditures and transfers out.  The City’s long-term bonded debt decreased $2,520,000 in 2024, excluding unamortized premiums, as the City issued $3,230,000 of general obligation (G.O.) special assessment bonds in 2024, while making scheduled principal payments of $5,750,000. OVERVIEW OF THE FINANCIAL STATEMENTS The management’s discussion and analysis is intended to serve as an introduction to the City’s basic financial statements, which are comprised of three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to basic financial statements. This report also contains other supplementary information, in addition to the basic financial statements. Government-Wide Financial Statements – The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to private sector businesses. The Statement of Net Position presents information on all of the City’s assets, deferred outflows of resources, liabilities, and deferred inflows of resources, with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The Statement of Activities presents information showing how the City’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (delinquent taxes and special assessments). 19 Both of the government-wide financial statements distinguish functions of the City that are principally supported by property taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business- type activities). The governmental activities include general government, public safety, community development, public works, and parks and recreation. The business-type activities of the City include enterprises for water and sewer, storm sewer, golf course, motor vehicle licensing, and recycling. The government-wide financial statements include not only the City itself (known as the primary government), but also the Golden Valley Housing and Redevelopment Authority (HRA). The HRA is a legally separate entity, which functions, in essence, as a department of the City, to provide housing and redevelopment assistance through the administration of various programs. Therefore, the HRA has been included as a blended component unit within the City’s financial statements. Fund Financial Statements – A fund is a grouping of related accounts that is used to maintain control over resources segregated for specific activities or objectives. The City, like other local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into two categories: governmental funds and proprietary funds. Governmental Funds – Governmental funds account for essentially the same functions reported as governmental activities in the government-wide financial statements. Unlike the government-wide financial statements, however, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, and the balances of spendable resources available at the fiscal year-end. Such information may be useful in evaluating a government’s near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental funds Balance Sheet and Statement of Revenue, Expenditures, and Changes in Fund Balances provide a reconciliation to facilitate the comparison between governmental funds and governmental activities. The City reports a number of individual governmental funds. Information is presented separately in the basic financial statements for the General, American Recovery Plan Act Special Revenue, Street Reconstruction Debt Service, State Aid Construction Capital Project, Street Reconstruction Capital Project, Capital Improvements Capital Project, and Local Option Sales Tax funds, which are considered major funds. Data from the other nonmajor governmental funds is combined into a single, aggregated presentation. Individual fund data for each of the nonmajor governmental funds is provided in the form of combining statements elsewhere in this report. The City adopts an annual appropriated budget for the General Fund. A budget-to-actual comparison is provided in this financial report for this fund. Proprietary Funds – The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the City’s water and sewer, storm sewer, golf course, motor vehicle licensing, and recycling enterprise operations, all of which are reported as major funds of the City. Internal service funds are used to accumulate and allocate costs internally among the City’s various functions. The City uses internal service funds to account for workers’ compensation, payroll benefits, and vehicle maintenance activities. Because these internal service fund activities predominantly benefit governmental rather than business-type functions, they have been included within governmental activities in the government-wide financial statements. The internal service funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Individual fund data for the internal service funds is provided in the form of combining statements elsewhere in this report. 20 Notes to Basic Financial Statements – The notes to basic financial statements provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. Other Information – Required Supplementary Information (RSI) is presented following the notes to the basic financial statements. RSI includes a budgetary comparison schedule for the General Fund, a schedule on the City’s other post-employment benefits (OPEB), and schedules on pension plans. Combining and individual fund statements for nonmajor funds and internal service funds are presented as supplementary information immediately following the RSI. Statistical tables are presented as the last section in this report. GOVERNMENT-WIDE FINANCIAL ANALYSIS As noted earlier, changes in net position may serve over time as a useful indicator of the City’s financial condition. The City’s assets and deferred outflows of resources exceeded its liabilities and deferred inflows of resources by $217,517,755 at the end of the 2024 fiscal year, which represents an increase in overall net position of $28,863,959 from current year operations. Net Position – The City has 48.1 percent of its total net position invested in capital assets (land, land improvements, buildings and improvements, machinery and equipment, infrastructure, and construction in progress) less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot liquidate these liabilities. An additional 19.0 percent of the City’s net position represents resources that are subject to external restrictions on how they may be used. The remaining 32.9 percent of net position is unrestricted and may be used to meet the City’s ongoing obligations. The following is a summary of the City’s net position at the end of the last two fiscal years: 2024 2023 2024 2023 2024 2023 Current and other assets 106,365,132$ 89,267,048$ 34,131,599$ 28,478,259$ 140,496,731$ 117,745,307$ Capital assets 97,371,704 94,475,397 60,936,860 59,656,327 158,308,564 154,131,724 Total assets 203,736,836 183,742,445 95,068,459 88,134,586 298,805,295 271,877,031 Deferred outflows of resources 7,873,961 10,468,434 - - 7,873,961 10,468,434 Long-term liabilities (including current portion) 67,134,490 72,757,546 1,985,289 2,167,322 69,119,779 74,924,868 Other Liabilities 7,433,583 6,314,043 1,549,119 2,117,346 8,982,702 8,431,389 Total liabilities 74,568,073 79,071,589 3,534,408 4,284,668 78,102,481 83,356,257 Deferred inflows of resources 11,059,020 10,335,412 - - 11,059,020 10,335,412 Net Position Net investment in capital assets 45,837,583 43,773,412 58,888,785 56,948,218 104,726,368 100,721,630 Restricted 41,287,142 30,382,206 - - 41,287,142 30,382,206 Unrestricted 38,858,979 31,076,725 32,645,266 26,901,700 71,504,245 57,978,425 Total Net Position 125,983,704$ 105,232,343$ 91,534,051$ 83,849,918$ 217,517,755$ 189,082,261$ Governmental Activities Business-Type Activities Total 21 The increase in current and other assets was mainly in cash and temporary investments, primarily due to positive operating results for the current year. Changes in the City’s proportionate share of two state-wide pension plans and the City’s OPEB Plan contributed to the changes in deferred outflows/inflows of resources and long-term liabilities. The following is a summary of the City’s changes in net position for the last two fiscal years: Governmental Activities – Governmental activities net position increased by $21,179,826. Key elements of this net increase include:  Local sales tax collections began in 2024 which brought in $7,560,759 of new revenue not previously part of the city’s operations.  Property taxes increased $1,132,696 from the prior year, due to an increase in the adopted levy.  Investment earnings were $795,385 higher than last year, due to increased investment returns on the City’s investment portfolio.  Governmental activities expenses increased $1,721,820 (4.9 percent) overall, with the increase spread across several functions. Increases in pension and OPEB costs, HRA and other community development activity, and normal inflationary increases contributed to this overall increase. 2024 2023 2024 2023 2024 2023 Revenues Program revenues Charges for services 6,754,297$ 6,479,283$ 21,108,292$ 22,526,874$ 27,862,589$ 29,006,157$ Operating grants and contributions 1,192,846 1,977,073 1,326,537 166,562 2,519,383 2,143,635 Capital grants and contributions 3,992,296 9,813,055 - 1,027,160 3,992,296 10,840,215 General revenues - - Property taxes 34,046,986 32,914,290 - - 34,046,986 32,914,290 Franchise taxes 768,897 963,209 1,500,000 1,319,569 2,268,897 2,282,778 Local Taxes 7,560,759 - - - 7,560,759 - Unrestricted grants and contributions 816,800 113,750 - - 816,800 113,750 Investment earnings (charges)3,465,267 2,669,882 1,321,980 1,450,004 4,787,247 4,119,886 Gain on sale of capital assets 132,781 54,705 - 133,629 132,781 188,334 Total revenues 58,730,929 54,985,247 25,256,809 26,623,798 83,987,738 81,609,045 Expenses General government 6,917,560 6,273,466 - - 6,917,560 6,273,466 Public safety 3,824,374 9,032,209 - - 3,824,374 9,032,209 Community development 10,353,899 3,965,397 - - 10,353,899 3,965,397 Public works 11,822,897 11,820,506 - - 11,822,897 11,820,506 Parks and recreation 2,251,520 2,393,395 - - 2,251,520 2,393,395 Interest and fiscal charges 1,605,853 1,569,310 - - 1,605,853 1,569,310 Water and sewer - - 10,170,643 10,438,423 10,170,643 10,438,423 Storm sewer - - 2,393,852 2,576,983 2,393,852 2,576,983 Golf course - - 4,100,220 4,347,256 4,100,220 4,347,256 Motor vehicle licensing - - 529,412 558,036 529,412 558,036 Recycling - - 1,153,549 1,090,053 1,153,549 1,090,053 Total expenses 36,776,103 35,054,283 18,347,676 19,010,751 55,123,779 54,065,034 Change in net position before transfers 21,954,826 19,930,964 6,909,133 7,613,047 28,863,959 27,544,011 Transfers (775,000) 26,072 775,000 (26,072) - - Change in net position 21,179,826 19,957,036 7,684,133 7,586,975 28,863,959 27,544,011 Net position Beginning net position previously reported 105,232,343 85,275,307 83,849,918 76,262,943 189,082,261 161,538,250 Error correction (428,465) - - - (428,465) - Beginning net position restated 104,803,878 85,275,307 83,849,918 76,262,943 188,653,796 161,538,250 Ending 125,983,704$ 105,232,343$ 91,534,051$ 83,849,918$ 217,517,755$ 189,082,261$ Governmental Activities Business-Type Activities Total 22 The following graphs provide additional information related to governmental activity revenues and expenses for the current year: 23 Business-Type Activities – Business-type activities net position increased by $7,684,133 which was a similar increase to 2023 activities. Key elements of this net increase include:  Charges for services increased $2,114,356, with increases in all functional areas. o Water and sewer charges covered much of operations with a net operating gain of $1,708,963 related to higher rates offset by lower usage. o Storm sewer charges were slightly lower than the previous year, also related to higher rates and lower usage. o Charges for recycling services increased by $85,982 from last year, due to increased usage of that service. o The Brookview golf course and grill facility saw similar revenues to the prior year while operating costs were lower.  Operating and capital grants combined were $132,815 more than the prior year. Grants included revenue from local government entities to help offset the costs of capital projects related to jointly beneficial projects in the jointly managed watershed district.  Investment earnings were $128,024 lower than the prior year. Overall investment earnings were higher for the City, but the proportion of cash in the business-type funds was lower in 2024 resulting in slightly lower interest allocation from the pooled funds available.  Business-type activities expenses were $663,075 (3.5 percent) lower than the previous year. Expenses in all areas except recycling were lower than the prior year. Overall, expenses were in- line with expectations considering many of the costs related to business-type operations are related to revenues which were also down. THIS SECTION LEFT BLANK INTENTIONALLY 24 The following graphs provide additional information related to business-type activity revenues and expenses for the current year: 25 FINANCIAL ANALYSIS OF THE CITY’S FUNDS Governmental Funds – At the end of the fiscal year, the City’s governmental funds reported combined ending fund balances of $86,017,386, an increase of $21,334,724 in comparison with the prior year. The unassigned portion of fund balance is $23,023,331, which may be used for any approved public purpose. The remainder of the fund balance is either: 1) restricted by various externally imposed constraints ($39,650,962), 2) internally committed for particular purposes ($161,831), or 3) internally assigned for particular purposes ($23,181,262). General Fund – The fund balance of the General Fund increased by $3,793,547 to $26,542,655 at December 31, 2024. Expenditures were under budget by $1,498,088 because of unfilled positions across various departments. Revenue came in $2,324,002 over budget. Much of this was related to permits coming in substantially over budget as a result of ongoing repairs and new buildings around the city as noted in the Transmittal letter. In addition, investment earnings exceeded budget. General Fund operating results can be summarized as follows: Of the total fund balance, $902,003 is restricted for use on public safety expenditures related to Public Safety Aid received from the State in 2023. $2,612,910 is assigned for use in case of insurance needs. The remaining amount of $23,027,742 is unassigned fund balance at December 31, 2024. This is equal to 79.8 percent of total 2024 expenditures and other financing uses in the General Fund, which puts the fund in an excellent financial position. These reserves are needed for working capital to help pay for expenditures during the first half of the year, since the City does not receive any significant money from its main revenue source—property taxes—until July of each year. THIS SECTION LEFT BLANK INTENTIONALLY 2024 2023 Fund Balance 22,749,108$ 17,333,319$ Additions Revenue 32,404,692 31,046,835 Other sources 251,457 30,000 Total additions 32,656,149 31,076,835 Deduction Expenditures 25,487,602 22,146,046 Other uses 3,375,000 3,515,000 Total deductions 28,862,602 25,661,046 Fund balance - end of year 26,542,655$ 22,749,108$ 26 The following is an analysis of 2024 General Fund revenue compared to budget: General Fund revenue was $32,404,692 in 2024, an increase of $1,357,857 from the previous year. The increase was attributable to several factors including a $1,889,268 increase in property tax revenue from a larger levy, along with a $165,299 increase in building permits and licenses due to additional new building and remodel work. In addition, the investment earnings in the General Fund increased by $572,087 because of better-than-expected market conditions coupled with a higher cash balance in the General Fund during 2024. The following is an analysis of 2024 General Fund expenditures compared to budget: General Fund 2024 expenditures of $25,487,602 represented an increase of $3,341,556 from the prior year. The largest expenditure increases were in the general government and public safety. Higher costs for legal services, fire and police department personnel and supplies, building inspections, and street and park maintenance contributed to the overall increase. Revenue Original Budget Final Budget Actual Over (Under) Final Budget Taxes 26,613,525$ 26,613,525$ 25,695,656$ (917,869)$ Licenses and permits 1,603,955 1,603,955 3,429,390 1,825,435 Intergovernmental 39,280 39,280 115,110 75,830 Charges for services 1,610,790 1,610,790 1,445,245 (165,545) Fines and forfeits 76,640 76,640 140,190 63,550 Investment income 125,000 125,000 1,328,792 1,203,792 Other revenue 11,500 11,500 250,309 238,809 Totals 30,080,690$ 30,080,690$ 32,404,692$ 2,324,002$ Expenditure Original Budget Final Budget Actual Over (Under) Final Budget General government 3,412,950$ 3,522,950$ 3,775,367$ (252,417)$ Administrative services 2,461,185 2,461,185 2,332,564 128,621 Caualty insurance 380,000 380,000 389,690 (9,690) Public safety 10,711,780 10,851,780 10,097,673 754,107 Community development 2,610,555 2,610,555 2,301,980 308,575 Public works 5,631,150 5,631,150 5,384,851 246,299 Parks and recreation 1,528,070 1,528,070 1,205,477 322,593 Totals 26,735,690$ 26,985,690$ 25,487,602$ 1,498,088$ 27 Other Major Governmental Funds – The City reported six other major governmental funds for 2024. The American Rescue Plan Act (ARPA) Special Revenue Fund is used to account for federal funds allocated to the City under the ARPA. Fund balance in this fund decreased $119,933 in 2024, due to spending down funds on approved projects during the year. At year-end, the City has $750,000 of unspent ARPA funds available for planned future projects. The Local Option Sales Tax Special Revenue Fund is used to account for the City’s local option sales tax receipts. The citizens of Golden Valley elected to adopt a 1.25% local sales tax to fund public works and public safety buildings in future years. For the year ending December 31, 2024, the fund balance was $7,441,770, with no expenditures incurred during the year. The Street Reconstruction Debt Service Fund is used to account for the debt service on the G.O. improvement bonds issued to finance street improvements. At year-end, this fund had a fund balance of $12,283,655 accumulated for future debt service. Fund balance increased by $1,390,508 in 2024, as revenue from property taxes, special assessments, and investment earnings exceeded current year debt service expenditures. The State Aid Construction Capital Project Fund is used to account for street construction projects that qualify for municipal state aid. Fund balance increased $1,840,885 in 2024, ending the year at $8,055,976, as current year project expenditures were minor with larger projects planned for the near future. The Street Reconstruction Capital Project Fund is used to account for the City’s ongoing Pavement Management Program (PMP). The City financed planned 2024 PMP construction with a $3,320,000 bond issue and a transfer of $1,000,000 from the General Fund. Fund balance increased $833,999 during the year, leaving a fund balance of $9,762,193 at year-end. The Capital Improvement Capital Project Fund ended the year with a fund balance of $6,180,072 which was an increase of $4,838,165 in 2024. Capital outlay was far less than the intergovernmental received from prior year reimbursements during the year. The City’s remaining non-major governmental funds ended the year with cumulative fund balances of $15,751,065, an increase of $1,315,783 from the previous year-end, mainly due to capital improvement project expenditures ended the year less than inflows from tax increments and transfers from other funds. Proprietary Funds – The City’s proprietary funds provide the same information for the business-type activities found in the government-wide financial statements, but in more detail. The City’s enterprise funds had a total net position of $94,257,998 at year-end, of which $35,369,213 was unrestricted. The total net position of these funds improved by $7,675,342 during 2024. Utility Fund net position increased $4,616,716, due to operating income of $1,611,365 and an additional net addition of $2,200,351 in non-operating income. Storm Sewer Utility Fund net position increased $2,080,483, due to operating income of $522,585 during the year along with $1,121,028 of intergovernmental revenue during the year related to grants. The Brookview Operating (Golf Course) Fund had an increase in net position of $911,051, due to operating income of $849,000 for 2024. Golf course operating revenue decreased slightly from $4,903,721 in 2023 to $4,846,129 in 2024. The golf course and clubhouse grill facility and other amenities continue to see usage returning to pre-pandemic levels. The Motor Vehicle Operating Fund had a decrease in net position of $17,634, as operations continue to slowly recover from COVID-19-related closures and limitations, and the budgeted transfer to the General Fund was not reduced. 28 The Recycling Fund had an increase in net position of $84,726 for the year. Operating income was a negative $99,042 loss but grants and investment earnings brought the net position up overall. CAPITAL ASSETS AND LONG-TERM LIABILITIES Capital Assets – The City’s investment in capital assets (net of accumulated depreciation) for its governmental and business-type activities as of December 31, 2024 was $158,308,564, an increase of $4,066,053 from the prior year. The City’s capital assets for the last two years are as follows: The City’s capital assets before depreciation increased by $12,900,090 during 2024, mainly in construction in progress on street, utility, and storm sewer infrastructure projects across the City. This increase was partially offset by an increase of $8,834,037 in accumulated depreciation. Additional details of the City’s capital asset activity for the year can be found in Note 5 of the notes to basic financial statements. Long-Term Liabilities – The debt service funds account for the accumulation of resources to finance all of the City’s governmental activity G.O. debt. The revenue sources for these funds include annual tax levies, tax increments, franchise taxes, and special assessments. At year-end, there was $14,160,091 of fund balance restricted for debt service in the governmental funds. The revenue bonds will be paid from the designated business activity of the Storm Sewer Utility Fund. The following table presents the City’s long- term liabilities as of the last two year-ends: The City issued $3,230,000 of new G.O. special assessment debt in 2024 and made scheduled debt principal payments of $5,750,000 during the year. Additional details of long-term liabilities activity for the year can be found in Note 6 of the notes to basic financial statements. 2024 2023 2024 2023 2024 2023 Land 3,527,685$ 3,527,685$ 993,912$ 993,912$ 4,521,597$ 4,521,597$ Land improvements 8,778,204 8,670,201 5,221,016 5,221,016 13,999,220 13,891,217 Buildings and improvements 31,639,790 29,925,464 840,570 840,570 32,480,360 30,766,034 Machinery and equipment 19,760,678 18,612,097 5,690,104 5,464,845 25,450,782 24,076,942 Infrastructure 155,407,906 146,235,973 68,399,904 61,490,776 223,807,810 207,726,749 Construction in progress 12,888,453 15,483,702 16,002,808 19,784,699 28,891,261 35,268,401 Less accumultated depreciation (134,631,012) (127,869,474) (36,211,454) (34,138,955) (170,842,466) (162,008,429) Net total 97,371,704$ 94,585,648$ 60,936,860$ 59,656,863$ 158,308,564$ 154,242,511$ Governmental Activities Business-Type Activities Total 2024 2023 2024 2023 2024 2023 G.O. special assessment bonds 35,140,000$ 36,230,000$ -$ -$ 35,140,000$ 36,230,000$ G.O. street reconstruction bond 3,980,000 4,230,000 - - 3,980,000 4,230,000 HRA lease revenue bonds 12,715,000 13,480,000 - - 12,715,000 13,480,000 G.O. tax increment bonds 540,000 665,000 - - 540,000 665,000 G.O. state aid street bonds 520,000 680,000 - - 520,000 680,000 Revenue bonds - - 1,960,000 2,090,000 1,960,000 2,090,000 Unamortized premiums 2,160,194 1,945,637 25,289 27,346 2,185,483 1,972,983 Compensated absences 1,938,047 1,561,317 - - 1,938,047 1,561,317 Net pension liability - PERA 7,679,423 10,981,155 - - 7,679,423 10,981,155 Total OPEB liability 2,461,826 2,666,223 - - 2,461,826 2,666,223 Net total 67,134,490$ 72,439,332$ 1,985,289$ 2,117,346$ 69,119,779$ 74,556,678$ Governmental Activities Business-Type Activities Total 29 ECONOMIC FACTORS AND NEXT YEAR’S BUDGETS AND RATES Economic factors affect the preparation of annual budgets. The following factors were considered in preparing the 2025 budget:  The City’s 2025 total budgeted tax levy went up by 4.9 percent from 2024. The City implements a balanced budget with revenues equal to expenditures.  The City will maintain fund balance for working capital in the General Fund at 60.0 percent of the current year’s adopted expenditures.  The City continues to plan for the construction of a new fire station to consolidate the operations of Stations 2 and 3. During the 2023 legislative session, the City received a state grant of $3,172,000 for this project.  In 2024, the City started receiving local sales tax as voted into effect by residents in 2023. This revenue source will fund the majority of the costs of new Public Works and Public Safety facilities in future years.  The City’s 2025 housing and redevelopment budget increased its housing levy by $30,301 to fund some housing and economic development initiatives for affordable housing. REQUESTS FOR INFORMATION Questions concerning any of the information provided in this report or requests for additional information should be addressed by writing to the City of Golden Valley, Attention: Finance Director, 7800 Golden Valley Road, Golden Valley, Minnesota 55427 or by calling (763) 593-8010. 30 BASIC FINANCIAL STATEMENTS 31 - This page intentionally left blank - 32 CITY OF GOLDEN VALLEY, MINNESOTA STATEMENT OF NET POSITION Statement 1 December 31, 2024 Governmental Business-Type Activities Activities Total Assets: Cash and investments $90,500,435 $32,921,179 $123,421,614 Accrued interest receivable 281,952 - 281,952 Accounts receivable, net 1,987,111 2,488,022 4,475,133 Due from other governmental units 3,984,729 2,120 3,986,849 Prepaid items - 225,292 225,292 Inventory 201,798 27,800 229,598 Delinquent taxes receivable 1,468,225 - 1,468,225 Special assessments receivable 3,861,541 415,274 4,276,815 Internal balances 1,948,088 (1,948,088) - Net pension asset - fire relief 2,131,253 - 2,131,253 Capital assets - nondepreciable 16,416,138 16,996,720 33,412,858 Capital assets - net of accumulated depreciation 80,955,566 43,940,140 124,895,706 Total assets 203,736,836 95,068,459 298,805,295 Deferred outflows of resources: Related to pensions - PERA 5,976,202 - 5,976,202 Related to pensions - fire relief 355,542 - 355,542 Related to OPEB 1,542,217 - 1,542,217 Total deferred outflows of resources 7,873,961 - 7,873,961 Liabilities: Accounts payable and other current liabilities 3,978,273 808,901 4,787,174 Deposits payable 1,919,066 717,320 2,636,386 Accrued interest payable 747,276 21,292 768,568 Unearned revenue 788,968 1,606 790,574 Long-term liabilities: Due within one year 7,416,253 130,000 7,546,253 Due in more than one year 49,576,988 1,855,289 51,432,277 Other post-employment benefits: Due within one year 120,127 - 120,127 Due in more than one year 2,341,699 - 2,341,699 Net pension liability: Due in more than one year 7,679,423 - 7,679,423 Total liabilities 74,568,073 3,534,408 78,102,481 Deferred inflows of resources: Related to pensions - PERA 9,278,014 - 9,278,014 Related to pensions - fire relief 429,351 - 429,351 Related to OPEB 1,351,655 - 1,351,655 Total deferred inflows of resources 11,059,020 - 11,059,020 Net position: Net investment in capital assets 45,837,583 58,888,785 104,726,368 Restricted for: Debt service 17,024,178 - 17,024,178 Redevelopment 3,238,541 - 3,238,541 Capital improvements 10,218,100 - 10,218,100 Fire relief pensions 2,131,253 - 2,131,253 Public safety 1,093,512 - 1,093,512 Local sales tax 7,441,770 - 7,441,770 Other purposes 139,788 - 139,788 Unrestricted 38,858,979 32,645,266 71,504,245 Total net position $125,983,704 $91,534,051 $217,517,755 The accompanying notes are an integral part of these financial statements. 33 CITY OF GOLDEN VALLEY, MINNESOTA STATEMENT OF ACTIVITIES For The Year Ended December 31, 2024 Functions/Programs Expenses Governmental activities: General government $6,917,560 Community development 3,824,374 Public safety 10,353,899 Public works 11,822,897 Parks and recreation 2,251,520 Interest on long-term debt 1,605,853 Total governmental activities 36,776,103 Business-type activities: Water and sewer 10,170,643 Storm sewer 2,393,852 Golf course 4,100,220 Motor vehicle licensing 529,412 Recycling 1,153,549 Total business-type activities 18,347,676 Total primary government $55,123,779 The accompanying notes are an integral part of these financial statements. 34 Statement 2 Operating Capital Charges For Grants and Grants and Governmental Business-Type Services Contributions Contributions Activities Activities Total $1,375,845 $5,142 $ - ($5,536,573) $ - ($5,536,573) 3,105,787 137,096 - (581,491) - (581,491) 365,537 698,921 - (9,289,441) - (9,289,441) 1,071,845 311,464 3,992,296 (6,447,292) - (6,447,292) 835,283 40,223 - (1,376,014) - (1,376,014) - - - (1,605,853) - (1,605,853) 6,754,297 1,192,846 3,992,296 (24,836,664) - (24,836,664) 11,792,975 86,631 - - 1,708,963 1,708,963 2,880,560 1,121,028 - - 1,607,736 1,607,736 4,846,267 - - - 746,047 746,047 533,983 - - - 4,571 4,571 1,054,507 118,878 - - 19,836 19,836 21,108,292 1,326,537 - - 4,087,153 4,087,153 $27,862,589 $2,519,383 $3,992,296 (24,836,664) 4,087,153 (20,749,511) General revenues: Property taxes 34,046,986 - 34,046,986 Franchise taxes 768,897 1,500,000 2,268,897 Local taxes 7,560,759 - 7,560,759 Unrestricted grants and contributions 816,800 - 816,800 Unrestricted investment earnings 3,465,267 1,321,980 4,787,247 Gain on disposal of capital assets 132,781 - 132,781 Transfers (775,000) 775,000 - Total general revenues and transfers 46,016,490 3,596,980 49,613,470 Change in net position 21,179,826 7,684,133 28,863,959 Net position - January 1, as previously reported 105,232,343 83,849,918 189,082,261 Error correction (428,465) - (428,465) Net position - January 1, as restated 104,803,878 83,849,918 188,653,796 Net position - December 31 $125,983,704 $91,534,051 $217,517,755 Net (Expenses) Revenue and Changes in Net PositionProgram Revenues The accompanying notes are an integral part of these financial statements. 35 CITY OF GOLDEN VALLEY, MINNESOTA BALANCE SHEET GOVERNMENTAL FUNDS December 31, 2024 American Street Rescue Local Option Reconstruction General Fund Plan Act Sales Tax Debt Service Assets: Cash and investments $29,073,460 $750,000 $5,608,056 $12,257,761 Accrued interest receivable 281,952 - - - Accounts receivable 127,784 - - - Due from other governmental units 203,459 - 1,833,714 32,469 Due from other funds - - - - Delinquent taxes receivable 1,468,225 - - - Special assessments receivable 31,080 - - 3,524,715 Total assets $31,185,960 $750,000 $7,441,770 $15,814,945 Liabilities: Accounts payable $509,295 $ - $ - $5,475 Salaries payable 1,130,960 - - - Due to other governmental units 214,072 - - - Due to other funds - - - - Contracts payable - - - - Deposits payable 1,250,705 - - 1,100 Unearned revenue 38,968 750,000 - - Advances from other funds - - - - Total liabilities 3,144,000 750,000 - 6,575 Deferred inflows of resources: Unavailable revenue - property taxes 1,468,225 - - - Unavailable revenue - special assessments 31,080 - - 3,524,715 Unavailable revenue - state aid - - - - Total deferred inflows of resources 1,499,305 - - 3,524,715 Fund balance: Restricted 902,003 - 7,441,770 12,283,655 Committed - - - - Assigned 2,612,910 - - - Unassigned 23,027,742 - - - Total fund balance 26,542,655 - 7,441,770 12,283,655 Total liabilities, deferred inflows of resources, and fund balances $31,185,960 $750,000 $7,441,770 $15,814,945 The accompanying notes are an integral part of these financial statements. 36 Statement 3 Street Other State Aid Reconstruction Capital Governmental Construction Capital Project Improvement Funds Total $7,402,946 $10,263,129 $6,020,130 $17,066,207 $88,441,689 - - - - 281,952 1,169,234 568,921 - 111,938 1,977,877 1,253,444 - 653,611 8,032 3,984,729 - - 180,780 - 180,780 - - - - 1,468,225 170,475 7,361 35,691 92,219 3,861,541 $9,996,099 $10,839,411 $6,890,212 $17,278,396 $100,196,793 $69,778 $348,527 $115,075 $246,451 $1,294,601 - - - - 1,130,960 - - - 47,729 261,801 - - - 261,639 261,639 446,426 691,205 115,380 14,566 1,267,577 - 30,125 443,994 169,727 1,895,651 - - - - 788,968 - - - 695,000 695,000 516,204 1,069,857 674,449 1,435,112 7,596,197 - - - - 1,468,225 170,475 7,361 35,691 92,219 3,861,541 1,253,444 - - - 1,253,444 1,423,919 7,361 35,691 92,219 6,583,210 8,055,976 3,843,631 - 7,123,927 39,650,962 - - - 161,831 161,831 - 5,918,562 6,180,072 8,469,718 23,181,262 - - - (4,411) 23,023,331 8,055,976 9,762,193 6,180,072 15,751,065 86,017,386 $9,996,099 $10,839,411 $6,890,212 $17,278,396 $100,196,793 The accompanying notes are an integral part of these financial statements. 37 - This page intentionally left blank - 38 CITY OF GOLDEN VALLEY, MINNESOTA RECONCILIATION OF THE BALANCE SHEET - GOVERNMENTAL FUNDS Statement 4 TO THE STATEMENT OF NET POSITION - GOVERNMENTAL ACTIVITIES December 31, 2024 Fund balance - governmental funds (Statement 3) $86,017,386 Net position reported for governmental activities in the statement of net position is different because: Certain assets used in governmental activities are not current financial resources and therefore, are not reported as assets in governmental funds: 97,361,860 Other long-term assets are not available to pay for current period expenditures and therefore, are reported as unavailable revenue in governmental funds: Delinquent property taxes receivable 1,468,225 Delinquent and deferred special assessments receivable 3,861,541 Long-term receivables 1,253,444 Long-term liabilities are not due and payable in the current period and therefore, are not reported as assets in governmental funds. Long-term liabilities at year-end consist of: Bonds payable (52,895,000) Unamortized bond premiums (2,160,194) Accrued interest payable (747,276) Internal service funds are used to charge the costs of employee benefits and vehicle maintenance to individual funds. The assets, liabilities and deferred outflows/inflows of resources of the internal service funds are included in governmental activities: Net position of internal service funds (10,900,229) Add back internal service fund balances allocated to business-type activities 2,723,947 Net position - governmental activities (Statement 1)$125,983,704 The accompanying notes are an integral part of these financial statements. 39 CITY OF GOLDEN VALLEY, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE GOVERNMENTAL FUNDS For The Year Ended December 31, 2024 American Street Rescue Local Option Reconstruction General Fund Plan Act Sales Tax Debt Service Revenue: Property taxes $25,684,437 $ - $ - $5,041,557 Tax increments - - - - Special assessments 11,219 - - 1,334,240 Franchise taxes - - - - Local taxes - - 7,388,827 - Licenses and permits 3,429,390 - - - Intergovernmental revenue 115,110 816,800 - - Charges for services 1,445,245 - - - Fines and forfeits 140,190 - - - Investment income 1,328,792 89,724 52,943 342,295 Other revenue 250,309 - - - Total revenues 32,404,692 906,524 7,441,770 6,718,092 Expenditures: Current: General government 6,497,621 - - - Community development 2,301,980 - - - Public safety 10,097,673 - - - Public works 5,384,851 - - - Parks and recreation 1,205,477 - - - Capital outlay - - - - Debt service: Principal - - - 4,245,000 Interest and fiscal charges - - - 1,082,584 Total expenditures 25,487,602 - - 5,327,584 Revenue over (under) expenditures 6,917,090 906,524 7,441,770 1,390,508 Other financing sources (uses): Sale of capital assets - - - - Bonds issued - - - - Premium on bonds issued - - - - Transfers in 251,457 - - - Transfers out (3,375,000) (1,026,457) - - Total other financing sources (uses) (3,123,543) (1,026,457) - - Net change in fund balance 3,793,547 (119,933) 7,441,770 1,390,508 Fund balance - January 1, as previously reported 22,749,108 119,933 - 10,893,147 Error correction - - - - Fund balance - January 1, as restated 22,749,108 119,933 - 10,893,147 Fund balance - December 31 $26,542,655 $ - $7,441,770 $12,283,655 The accompanying notes are an integral part of these financial statements. 40 Statement 5 Street Other State Aid Reconstruction Capital Governmental Construction Capital Project Improvement Funds Total $ - $ - $ - $1,471,803 $32,197,797 - - - 1,577,062 1,577,062 48,857 2,678 4,837 51,091 1,452,922 - 399,684 - 369,213 768,897 - - - 171,932 7,560,759 - - - - 3,429,390 3,398,090 - 5,585,813 156,004 10,071,817 - 858,914 - 529,973 2,834,132 - - - - 140,190 240,189 491,085 221,291 593,896 3,360,215 - - - 130,023 380,332 3,687,136 1,752,361 5,811,941 5,050,997 63,773,513 - - - 61,316 6,558,937 - - - 1,057,466 3,359,446 - - - 1,050 10,098,723 - - - - 5,384,851 - - - 484,839 1,690,316 1,661,501 5,518,869 973,776 2,829,221 10,983,367 160,000 - - 1,215,000 5,620,000 24,750 73,753 - 623,487 1,804,574 1,846,251 5,592,622 973,776 6,272,379 45,500,214 1,840,885 (3,840,261) 4,838,165 (1,221,382) 18,273,299 - - - 162,165 162,165 - 3,230,000 - - 3,230,000 - 444,260 - - 444,260 - 1,000,000 - 2,516,363 3,767,820 - - - (141,363) (4,542,820) - 4,674,260 - 2,537,165 3,061,425 1,840,885 833,999 4,838,165 1,315,783 21,334,724 6,215,091 8,928,194 1,452,158 14,435,282 64,792,913 - - (110,251) - (110,251) 6,215,091 8,928,194 1,341,907 14,435,282 64,682,662 $8,055,976 $9,762,193 $6,180,072 $15,751,065 $86,017,386 The accompanying notes are an integral part of these financial statements. 41 CITY OF GOLDEN VALLEY, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND Statement 6 CHANGES IN FUND BALANCE - GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES - GOVERNMENTAL ACTIVITIES For The Year Ended December 31, 2024 Net change in fund balance - governmental funds (Statement 5) $21,334,724 Amounts reported for governmental activities in the statement of activities are different because: Capital outlays are reported in governmental funds as expenditures. However, in the statement of activities, the cost of those assets is allocated over their estimated useful lives as depreciation expense: Capital outlay 10,983,367 Capital outlay not capitalized (740,421) Depreciation expense (7,424,919) Various other transactions involving capital assets increase (decrease) net position on the statement of activities but are not reported in governmental funds because they do not provide (or use) current financial resources: Gain (loss) on disposal of capital assets (29,384) Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in governmental funds: Change in unavailable property taxes 272,127 Change in unavailable special assessments 769,087 Change in unavailable state aid (6,921,060) The issuance of long-term debt provides current financial resources to governmental funds, while repayment of the principal of long-term debt consumes current financial resources. Neither transaction, however, has any effect on net position. Also, governmental funds report the effects of bond premiums when the debt is first issued, whereas amounts are deferred and amortized over the life of the debt in the statement of activities: Bonds issued (3,230,000) Premiums on bonds issued (444,260) Repayment of principal 5,620,000 Amortization of bond premiums 229,703 Certain expenses reported in the statement of activities do not require the use of current financial resources and therefore, are not reported as expenditures in governmental funds. Expenses reported in the statement of activities include the effects of the change in the following expense accruals: Change in accrued interest payable (30,982) Internal service funds are used to charge the costs of employee benefits and vehicle maintenance to individual funds. The net revenue / expense of certain activities of internal service funds is reported with governmental activities in the statement of activities: Change in net position of internal service funds 800,635 Add back internal service fund activity allocated to business-type activities (8,791) Change in net position - governmental activities (Statement 2)$21,179,826 The accompanying notes are an integral part of these financial statements. 42 CITY OF GOLDEN VALLEY, MINNESOTA STATEMENT OF NET POSITION Statement 7 PROPRIETARY FUNDS December 31, 2024 Governmental Activities Water and Storm Sewer Brookview Motor Vehicle Internal Sewer Utility Utility Operating Operating Recycling Total Service Funds Assets: Current assets: Cash and cash equivalents $15,903,634 $11,644,690 $3,675,183 $150,639 $1,547,033 $32,921,179 $2,058,746 Accounts receivable, net 2,120,305 179 624 273,758 93,156 2,488,022 9,234 Due from other governmental units 2,120 - - - - 2,120 - Due from other funds 31,817 293,457 - - - 325,274 - Inventory 8,468 - 19,332 - - 27,800 201,798 Prepaid items 225,292 - - - - 225,292 - Special assessments receivable 415,274 - - - - 415,274 - Total current assets 18,706,910 11,938,326 3,695,139 424,397 1,640,189 36,404,961 2,269,778 Noncurrent assets: Advances to other funds 671,925 1,366,924 - - - 2,038,849 - Net pension asset - fire relief - - - - - - 2,131,253 Capital assets: Land - 136,868 857,044 - - 993,912 - Land improvements 30,054 - 5,190,962 - - 5,221,016 - Buildings and improvements 602,827 - 237,743 - - 840,570 - Machinery and equipment 3,021,548 1,111,522 1,530,100 26,934 - 5,690,104 193,341 Distribution and collection systems 33,198,262 35,201,642 - - - 68,399,904 - Construction in progress 7,777,465 8,225,343 - - - 16,002,808 - Total capital assets 44,630,156 44,675,375 7,815,849 26,934 - 97,148,314 193,341 Less accumulated depreciation (17,757,768) (13,905,520) (4,521,232) (26,934) - (36,211,454) (183,497) Capital assets, net 26,872,388 30,769,855 3,294,617 - - 60,936,860 9,844 Total noncurrent assets 27,544,313 32,136,779 3,294,617 - - 62,975,709 2,141,097 Total assets 46,251,223 44,075,105 6,989,756 424,397 1,640,189 99,380,670 4,410,875 Deferred outflows of resources: Related to pensions - PERA - - - - - - 5,976,202 Related to pensions - fire relief - - - - - - 355,542 Related to OPEB - - - - - - 1,542,217 Total deferred outflows of resources - - - - - - 7,873,961 Liabilities: Current liabilities: Accounts payable 322,580 49,807 7,348 47 91,299 471,081 23,134 Salaries payable - - - - - - 89 Due to other governmental units 197,535 8,233 55,388 5,645 8,233 275,034 111 Due to other funds 180,780 - 63,635 - - 244,415 - Unearned revenue - - 1,606 - - 1,606 - Contracts payable 49,331 13,455 - - - 62,786 - Deposits payable 125,525 432,851 158,944 - - 717,320 23,415 Accrued interest payable - 21,292 - - - 21,292 - Compensated absences payable - current - - - - - - 1,481,253 Other post-employment benefits - current - - - - - - 120,127 Bonds payable - current - 130,000 - - - 130,000 - Total current liabilities 875,751 655,638 286,921 5,692 99,532 1,923,534 1,648,129 Noncurrent liabilities: Advances from other funds - - 1,343,849 - - 1,343,849 - Compensated absences payable - noncurrent - - - - - - 456,794 Other post-employment benefits - noncurrent - - - - - - 2,341,699 Bonds payable - noncurrent - 1,855,289 - - - 1,855,289 - Net pension liability - PERA - - - - - - 7,679,423 Total noncurrent liabilities - 1,855,289 1,343,849 - - 3,199,138 10,477,916 Total liabilities 875,751 2,510,927 1,630,770 5,692 99,532 5,122,672 12,126,045 Deferred inflows of resources: Related to pensions - PERA - - - - - - 9,278,014 Related to pensions - fire relief - - - - - - 429,351 Related to OPEB - - - - - - 1,351,655 Total deferred inflows of resources - - - - - - 11,059,020 Net position: Net investment in capital assets 26,823,057 28,771,111 3,294,617 - - 58,888,785 9,844 Restricted for pensions - fire relief - - - - - - 2,131,253 Unrestricted 18,552,415 12,793,067 2,064,369 418,705 1,540,657 35,369,213 (13,041,326) Total net position $45,375,472 $41,564,178 $5,358,986 $418,705 $1,540,657 $94,257,998 ($10,900,229) Net position reported above $94,257,998 Adjustment to reflect the consolidation of internal service fund activity related to enterprise funds (2,723,947) Net position of business-type activities (Statement 1)$91,534,051 Business-Type Activities Enterprise Funds The accompanying notes are an integral part of these financial statements. 43 CITY OF GOLDEN VALLEY, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND Statement 8 CHANGES IN FUND NET POSITION PROPRIETARY FUNDS For The Year Ended December 31, 2024 Governmental Activities Water and Storm Sewer Brookview Motor Vehicle Internal Sewer Utility Utility Operating Operating Recycling Total Service Funds Operating revenue: Charges for services $11,758,696 $2,880,560 $1,938,157 $533,983 $1,054,507 $18,165,903 $11,669,812 Sales and rentals 34,279 - 2,907,972 - - 2,942,251 - Total operating revenues 11,792,975 2,880,560 4,846,129 533,983 1,054,507 21,108,154 11,669,812 Operating expenses: Enterprise operations 9,123,219 1,230,162 3,905,144 524,952 1,153,549 15,937,026 - Other services - - - - - - 11,571,071 Depreciation 1,058,391 1,127,813 91,985 - - 2,278,189 2,587 Total operating expenses 10,181,610 2,357,975 3,997,129 524,952 1,153,549 18,215,215 11,573,658 Operating income (loss)1,611,365 522,585 849,000 9,031 (99,042) 2,892,939 96,154 Nonoperating revenue (expenses): Franchise taxes 1,500,000 - - - - 1,500,000 - Intergovernmental revenue 71,415 1,121,028 - - 106,442 1,298,885 583,811 Investment income 624,958 486,630 142,167 3,335 64,890 1,321,980 105,052 Other income 15,216 - (336) - 12,436 27,316 15,618 Gain (loss) on disposal of capital assets - - (20,057) - - (20,057) - Interest expense (11,238) (49,760) (59,723) - - (120,721) - Total nonoperating revenues (expenses)2,200,351 1,557,898 62,051 3,335 183,768 4,007,403 704,481 Income (loss) before contributions and transfers 3,811,716 2,080,483 911,051 12,366 84,726 6,900,342 800,635 Capital contributions and transfers: Transfers in 805,000 - - - - 805,000 - Transfers out - - - (30,000) - (30,000) - Total capital contributions and transfers 805,000 - - (30,000) - 775,000 - Change in net position 4,616,716 2,080,483 911,051 (17,634) 84,726 7,675,342 800,635 Net position - January 1, as previously reported 40,758,756 39,483,695 4,447,935 436,339 1,455,931 86,582,656 (11,382,650) Error correction - - - - - - (318,214) Net position - January 1, as restated 40,758,756 39,483,695 4,447,935 436,339 1,455,931 86,582,656 (11,700,864) Net position - December 31 $45,375,472 $41,564,178 $5,358,986 $418,705 $1,540,657 $94,257,998 ($10,900,229) Change in net position reported above $7,675,342 Adjustment to reflect the consolidation of internal service fund activity related to enterprise funds 8,791 Change in net position of business-type activities (Statement 2)$7,684,133 Business-Type Activities Enterprise Funds The accompanying notes are an integral part of these financial statements. 44 CITY OF GOLDEN VALLEY, MINNESOTA STATEMENT OF CASH FLOWS Statement 9 PROPRIETARY FUNDS For The Year Ended December 31, 2024 Governmental Activities Water and Storm Sewer Brookview Motor Vehicle Internal Sewer Utility Utility Operating Operating Recycling Total Service Funds Cash flows from operating activities: Receipts from customers and users $11,932,004 $2,880,515 $4,845,729 $307,576 $961,351 $20,927,175 $7,847,247 Receipts from interfund services provided - - - - - - 3,817,770 Payments to suppliers/service providers (7,562,019) (606,979) (1,377,164) (32,058) (1,058,947) (10,637,167) (9,267,621) Payments to employees (1,493,021) (625,482) (2,516,477) (457,325) - (5,092,305) (3,288,213) Payments for interfund services (300,000) (250,000) (85,000) (30,000) (75,000) (740,000) - Miscellaneous revenue 15,216 - (336) - 12,436 27,316 15,618 Net cash flows from operating activities 2,592,180 1,398,054 866,752 (211,807) (160,160) 4,485,019 (875,199) Cash flows from noncapital financing activities: Franchise taxes 1,500,000 - - - - 1,500,000 - Intergovernmental revenue 71,415 1,121,028 - - 106,442 1,298,885 583,811 Transfers in 805,000 - - - - 805,000 Transfers out - - - (30,000) - (30,000) - Net cash flows from noncapital financing activities 2,376,415 1,121,028 - (30,000) 106,442 3,573,885 583,811 Cash flows from capital and related financing activities: Acquisition of capital assets (3,074,634) (358,703) (81,049) - - (3,514,386) - Repayment of advances to other funds 26,189 425,365 - - - 451,554 - Repayment of advances from other funds (354,271) - (52,376) - - (406,647) - Principal paid on debt - (130,000) - - - (130,000) - Interest paid on debt (11,238) (52,899) (59,723) - - (123,860) - Net cash flows from capital and related financing activities (3,413,954) (116,237) (193,148) - - (3,723,339) - Cash flows from investing activities: Interest received on investments 624,958 486,630 142,167 3,335 64,890 1,321,980 105,052 Net increase (decrease) in cash and cash equivalents 2,179,599 2,889,475 815,771 (238,472) 11,172 5,657,545 (186,336) Cash and cash equivalents - January 1 13,724,035 8,755,215 2,859,412 389,111 1,535,861 27,263,634 2,245,082 Cash and cash equivalents - December 31 $15,903,634 $11,644,690 $3,675,183 $150,639 $1,547,033 $32,921,179 $2,058,746 Reconciliation of operating income (loss) to net cash flows from operating activities: Operating income (loss) $1,611,365 $522,585 $849,000 $9,031 ($99,042) $2,892,939 $96,154 Adjustments to reconcile operating income (loss) to net cash net cash flows from operating activities: Depreciation 1,058,391 1,127,813 91,985 - - 2,278,189 2,587 Miscellaneous revenue 15,216 - (336) - 12,436 27,316 15,618 Changes in assets and liabilities: Accounts receivable 167,769 (45)(400) (226,407) (93,156) (152,239) (4,795) Inventory 3,180 - 2,645 - - 5,825 (57,677) Prepaid expenses (17,134) 160,367 10 - - 143,243 - Special assessments receivable (28,740) - - - - (28,740) - Net pension asset - fire relief - - - - - - (789,425) Deferred outflows of resources - - - - - - 2,594,473 Accounts payable 308,059 (149,162)366 (76) 20,337 179,524 (12,763) Salaries payable - - - - - - 89 Due to other governmental units (101,979)(734) 1,741 5,645 (735) (96,062)3 Contracts payable (402,697) (108,799) (79,268) - - (590,764) - Deposits payable (21,250) (153,971) 1,009 - - (174,212) 4,542 Compensated absences payable - - - - - - 58,516 Other post-employment benefits - - - - - - (204,397) Net pension liability - PERA - - - - - - (3,301,732) Deferred inflows of resources - - - - - - 723,608 Total adjustments 980,815 875,469 17,752 (220,838) (61,118) 1,592,080 (971,353) Net cash flows from operating activities $2,592,180 $1,398,054 $866,752 ($211,807) ($160,160) $4,485,019 ($875,199) Noncash investing, capital and financing activities: None Business-Type Activities Enterprise Funds The accompanying notes are an integral part of these financial statements. 45 - This page intentionally left blank - 46 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 Note 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. ORGANIZATION The City of Golden Valley, Minnesota (the City) operates under “Optional Plan B” as defined in Minnesota Statutes, Chapter 412. Under this plan, the government of the City is run by a council composed of an elected mayor and four councilmembers. The City Council exercises legislative authority and determines all matters of policy. The city manager, who is appointed by the City Council, is responsible for the proper administration of all affairs relating to the City. The accounting policies of the City conform to accounting principles generally accepted in the United States of America as applicable to governmental units. B. FINANCIAL REPORTING ENTITY As required by accounting principles generally accepted in the United States of America, these financial statements include the City (the primary government) and its component units. Component units are legally separate entities for which the primary government is financially accountable, or for which the exclusion of the component unit would render the financial statements of the primary government misleading. The criteria used to determine if the primary government is financially accountable for a component unit includes whether or not the primary government appoints the voting majority of the potential component unit’s board, is able to impose its will on the potential component unit, is in a relationship of financial benefit or burden with the potential component unit, or is fiscally depended upon by the potential component unit. As a result of applying these criteria, certain organizations have been included or disclosed in this report as follows: BLENDED COMPONENT UNIT The Golden Valley Housing and Redevelopment Authority (HRA) is a legally separate organization created in accordance with Minnesota Statutes § 469. Its purpose is to clear and redevelop blighted areas within the City and to provide adequate housing for low and moderate-income residents. The HRA is fiscally dependent upon the City, its governing board consists of the City’s mayor and councilmembers, and the City’s management has operational responsibility for the HRA. Therefore, the HRA has been reported as a blended component unit of the City, with its funds reported as funds of the City. JOINT VENTURES The City participates in two joint ventures: the Bassett Creek Water Management Commission and the Joint Water Commission (JWC). Descriptions and condensed financial information for these organizations are included later in these notes. JOINTLY GOVERNED ORGANIZATION The City is a member of Local Governmental Information Systems (LOGIS), a consortium of Minnesota municipalities that provides data processing services and support to its members. LOGIS is a legally separate entity that is financially independent of the City. Further, the City does not appoint a voting majority of LOGIS’ Board of Directors. Therefore, it has not been incorporated into the City’s reporting City. During the 2024 fiscal year, the City paid LOGIS $956,596 for services provided. 47 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 C. GOVERNMENT-WIDE FINANCIAL STATEMENTS The government-wide financial statements (the statement of net position and the statement of activities) display information about the reporting government as a whole. These statements include all financial activities of the City. Governmental activities, which are normally supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which significantly rely upon sales, fees, and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include: 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment; 2) operating grants and contributions; and 3) capital grants and contributions, including special assessments that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other internally directed revenues are reported as general revenues. The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes and special assessments are recognized as revenues in the fiscal year for which they are certified for levy. Grants and similar items are recognized when all eligibility requirements imposed by the provider have been met. As a general rule, the effect of interfund activity has been eliminated from the government-wide financial statements. However, charges between the City’s enterprise funds and other functions are not eliminated, as that would distort the direct costs and program revenues reported in those functions. Depreciation expense is included in the direct expenses of each function. Interest on long-term debt is considered an indirect expense and is reported separately on the statement of activities. D. FUND FINANCIAL STATEMENT PRESENTATION Separate fund financial statements are provided for governmental and proprietary funds. Major individual governmental and enterprise funds are reported as separate columns in the fund financial statements. Aggregated information for the remaining nonmajor governmental funds is reported in a single column in the fund financial statements. GOVERNMENTAL FUNDS Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenue is recognized when it becomes measurable and available. “Measurable” means the amount of the transaction can be determined and “available” means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days after year-end. Only the portion of special assessments receivable due within the current fiscal period is considered susceptible to accrual as revenue of the current period. Grants and similar items are recognized when all eligibility requirements imposed by the provider have been met. Proceeds from long-term debt and lease acquisitions are reported as other financing sources. Revenue that is susceptible to accrual includes property taxes, special assessments, intergovernmental revenue, charges for services, and interest earned on investments. Revenue that is not susceptible to accrual includes licenses and permits, fees, and miscellaneous revenue. Such revenue is recorded only when received because it is not measurable until collected. 48 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 Expenditures are generally recorded when a liability is incurred, except for principal and interest on long- term debt and other long-term liabilities, which are recognized as expenditures to the extent they have matured. Capital asset acquisitions are reported as capital outlay expenditures in the governmental funds. PROPRIETARY FUNDS Proprietary fund financial statements are reported using the economic resources measurement focus and accrual basis of accounting, similar to the government-wide financial statements. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the City’s enterprise funds and internal service funds are charges to customers for sales and services. The operating expenses for the enterprise funds and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses that do not meet this definition are reported as nonoperating revenues and expenses. Aggregated information for the internal service funds is reported in a single column in the proprietary fund financial statements. Because the principal user of the internal services is the City’s governmental activities, the financial statements of the internal service funds are consolidated into the governmental column when presented in the government-wide financial statements. The cost of these services is reported in the appropriate functional activity. DESCRIPTION OF FUNDS The City reports the following major governmental funds: General Fund – This is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. American Rescue Plan Act Special Revenue Fund – This fund is used to account for federal funds allocated to the City under the American Rescue Plan Act. Local Option Sales Tax Special Revenue Fund – This fund is used to account for local sales tax received to fund the City’s Building Forward plan. Street Reconstruction Debt Service Fund – This fund is used to account for the accumulation of resources for, and payment of, debt service on improvement bonds issued to finance the City’s Street Reconstruction Program. State Aid Construction Capital Project Fund – This fund is used to account for state construction aid received to finance qualifying road projects. Street Reconstruction Capital Project Fund – This fund is used to account for financial resources, primarily improvement bond proceeds, to be used for the City’s Street Reconstruction Program. Capital Improvement Capital Project Fund – This fund is used to provide financing for major street and streetlight projects in the City, including a portion of the Street Reconstruction Program. 49 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 The City reports the following major proprietary funds: Water and Sewer Utility Fund – This fund is used to account for the operation, maintenance, and improvement of the City’s water and sanitary sewer utilities. Storm Sewer Utility Fund – This fund is used to account for the operation, maintenance, and improvement of the City’s storm water drainage system. Brookview Operating Fund – This fund is used to account for the operation, maintenance, and improvement of the City’s 18-hole regulation and 9-hole par 3 golf course facilities. Motor Vehicle Operating Fund – This fund is used to account for the operation and maintenance of the City’s Deputy Registrar function. Recycling Fund – This fund is used to account for the operation of the City’s recycling, spring brush pickup, and fall leaf drop-off programs. The City also reports the following fund type: Internal Service Funds – These funds are used to account for the City’s vehicle maintenance operation, workers’ compensation insurance, and payroll benefits. Internal service funds operate in a manner similar to enterprise funds; however, they provide services primarily to other departments within the City. E. BUDGETS AND BUDGETARY ACCOUNTING Each fall, following a truth in taxation public hearing, the City Council adopts a budget for the General Fund and the Brookview Community Center special revenue fund for the following fiscal year beginning January 1. The budget is prepared on a modified accrual basis of accounting. The City has established budgetary control at the division level for the General Fund and at the fund level for the Brookview Community Center Fund. City management may transfer appropriations within divisions but needs City Council approval before exceeding the budget at that level. Appropriations lapse at year-end; however, the City Council may approve the carryover of specific amounts. During 2024, expenditures of the following General Fund divisions exceeded the division’s final budget: Final Actual Budget Overage City council and boards $351,516 $314,920 $36,596 City manager and communications 987,641 899,435 88,206 Finance 1,483,239 1,457,800 25,439 Legal services and city clerk 952,971 850,795 102,176 Risk management 389,690 380,000 9,690 Inspections 1,018,545 1,015,405 3,140 Park maintenance 1,758,817 1,744,915 13,902 50 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 F. CASH AND INVESTMENTS Cash and investment balances from all funds are pooled and invested to the extent available in authorized investments. Earnings from the pooled investments are allocated to the individual funds based on the average monthly cash and investment balances of the respective funds. Certain bond proceeds may be held separately for capital projects. Earnings on these accounts are allocated directly to the respective funds. For purposes of the Statement of Cash Flows, the City considers all highly liquid investments with an original maturity from the time of purchase of three months or less to be cash equivalents. All of the cash and investments allocated to proprietary fund types have original maturities of 90 days or less. Therefore, the entire balance in such fund types is considered cash equivalents. The City generally reports investments at fair value, except for certain investment pools which are valued at amortized cost. G. RECEIVABLES Utility and miscellaneous accounts receivable are reported at gross. Since the City is generally able to certify delinquent amounts to the county for collection as special assessments, no allowance for uncollectible accounts has been provided on current receivables. The City does record an allowance for the amount of utility receivables that remain delinquent after having been certified to the county. H. PROPERTY TAXES Property tax levies are set by the City Council in December of each year and are certified to Hennepin County for collection in the following year. In Minnesota, counties act as collection agents for all property taxes. The county spreads the levies over all taxable property. Such taxes become a lien on January 1 and are recorded as receivables by the City on that date. Property taxes may be paid by taxpayers in two equal installments on May 15 and October 15. The county provides tax settlements to cities and other taxing districts three times a year; in July, December, and January. Property taxes are recognized as revenue in the year levied in the government-wide financial statements and proprietary fund financial statements. In the governmental fund financial statements, taxes are recognized as revenue when received in cash or within 60 days after year-end. Taxes which remain unpaid on December 31 are classified as delinquent taxes receivable and are offset by a deferred inflow of resources in the governmental fund financial statements. I. SPECIAL ASSESSMENTS Special assessments represent the financing for public improvements paid for by benefiting property owners. Special assessments are recorded as receivables upon certification to the county. Special assessments are recognized as revenue in the year levied in the government-wide financial statements and proprietary fund financial statements. In the governmental fund financial statements, special assessments are recognized as revenue when received in cash or within 60 days after year-end. Governmental fund special assessments receivable which remain unpaid on December 31 are offset by a deferred inflow of resources in the governmental fund financial statements. J. INTERFUND RECEIVABLES AND PAYABLES In the fund financial statements, activity between funds that is representative of lending or borrowing arrangements is reported as either “due to/from other funds” (current portion) or “advances to/from other funds” (long-term portion). All other outstanding balances between funds are reported as “due to/from other funds.” Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as “internal balances.” 51 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 K. PREPAIDS Certain payments to vendors reflect costs applicable to future periods and are recoded as prepaids in both the government-wide and fund financial statements. Governmental fund prepaids are recorded as expenditures when consumed. L. INVENTORIES Proprietary fund inventories are stated at cost (for supplies) or the lower of cost or market (for resale merchandise) on the first-in, first-out basis. Inventory in the internal service funds consists of parts, supplies, and gasoline for the maintenance of city-owned vehicles. M. CAPITAL ASSETS Capital assets, which include property, buildings, improvements, equipment, and infrastructure assets (roads, bridges, sidewalks, and similar items) are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Such assets are capitalized at historical cost or estimated historical cost for assets where actual historical cost is not available. Donated assets are recorded as capital assets at their estimated acquisition value on the date of donation. The City defines capital assets as those with an initial, individual cost of $5,000 or more with an estimated useful life in excess of one year. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Capital assets are recorded in the government-wide and proprietary fund financial statements but are not reported in the governmental fund financial statements. Capital assets are depreciated using the straight-line method over their estimated useful lives. Land and construction in progress are not depreciated. Useful lives vary from 10 to 50 years for land improvements and buildings and improvements, 3 to 20 years for machinery and equipment, and 20 to 50 years for infrastructure. N. DEFERRED OUTFLOWS AND INFLOWS OF RESOURCES In addition to assets and liabilities, the City reports deferred outflows and inflows of resources. These separate financial statement elements represent a consumption or acquisition of net assets that apply to a future period and so will not be recognized as an outflow of resources (expense/expenditure) or an inflow of financial resources (revenue) until then. Deferred inflows of resources from unavailable revenue arise only under a modified accrual basis of accounting and, therefore, are only reported in the governmental fund financial statements. The governmental funds report unavailable revenue from three sources: property taxes, special assessments, and state aid. These amounts are deferred and recognized as inflows of resources in the period they become available. Deferred outflows and inflows of resources related to pensions or other post-employment benefits (OPEB) are reported in the government-wide and proprietary fund statements of net position. These deferred outflows and inflows result from differences between expected and actual experience, changes in proportion, assumption changes, differences between projected and actual earnings on plan investments, and contributions to the plan subsequent to the measurement date and before the end of the reporting period. These amounts are deferred and amortized as required under pension or OPEB standards. 52 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 O. LONG-TERM LIABILITIES In the government-wide and proprietary fund financial statements, long-term debt and other long-term obligations are reported as liabilities. Bond premiums and discounts are deferred and amortized over the life of the bonds using the straight-line method. In the fund financial statements, governmental fund types recognize bond premiums and discounts during the current period. The face amount of debt issued is reported as other financing sources. Premiums or discounts on debt issuances are reported as other financing sources or uses, respectively. P. COMPENSATED ABSENCES Substantially all regular full-time and part-time city employees hired before January 1, 2009 earn vacation and sick leave at various rates based on longevity. Unused vacation may be accumulated up to a maximum of two times the employee’s annual vacation allowance. Unused sick leave may be accumulated up to a maximum of 800 hours. Employees in good standing are paid for any unused vacation time upon termination. After five years of service, employees in good standing are also paid for one-third of any unused sick leave upon termination. Employees hired on or after January 1, 2009 earn personal time off (PTO) rather than vacation and sick leave. PTO may be accumulated up to various maximum amounts as specified by contract. Employees in good standing are paid for any unused PTO upon termination. All vacation, sick leave and PTO benefits which are attributable to services already rendered, accumulate, and are more likely than not to be used for time off or otherwise paid are accrued when incurred in the Payroll Benefits Internal Service Fund. Q. STATE-WIDE PENSION PLANS For purposes of measuring the net pension liability, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and additions to/deductions from the PERA’s fiduciary net position have been determined on the same basis as they are reported by the PERA. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments, and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. R. RISK MANAGEMENT The City is exposed to various risks of loss related to torts: theft of, damage to, and destruction of assets; errors and omissions; and natural disasters. The City participates in the League of Minnesota Cities Insurance Trust (LMCIT), a public city risk pool for its general property and casualty, workers’ compensation, and other miscellaneous insurance coverage. The LMCIT operates as a common risk management and insurance program for a large number of cities in Minnesota. The City pays an annual premium to the LMCIT for insurance coverage. The LMCIT agreement provides that the trust will be self- sustaining through member premiums and will reinsure through commercial companies for claims in excess of certain limits. The City also carries commercial insurance for certain other risks of loss. Settled claims resulting from these risks did not exceed insurance coverage in any of the last three fiscal years. S. USE OF ESTIMATES The preparation of financial statements in accordance with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the amounts reported in the financial statements during the reporting period. Actual results could differ from those estimates. 53 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 T. FUND BALANCE CLASSIFICATIONS In the fund financial statements, governmental funds report fund balance in classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows: Nonspendable – consists of amounts that are not in spendable form, such as prepaid items, inventory, and other long-term assets. Restricted – consists of amounts related to externally imposed constraints established by creditors, grantors, or contributors; or constraints imposed by state statutory provisions. Committed – consists of internally imposed constraints established by resolution of the City Council, which cannot be used for any other purpose unless the City Council removes or changes the specified use by taking the same type of action employed to previously commit those amounts. Assigned – consists of internally imposed constraints representing amounts intended to be used by the City for specific purposes that do not meet the criteria to be classified as restricted or committed. Assigned amounts represent intended uses established by the governing body itself or by an official to which the governing body delegates the authority. Pursuant to City Council resolution, the City Council is authorized to establish assignments of fund balance. Unassigned – the residual classification for the General Fund, which also reflects negative residual amounts in other funds. When both restricted and unrestricted resources are available for use, it is the City’s policy to first use restricted resources, and then use unrestricted resources as needed. When committed, assigned, or unassigned resources are available for use, it is the City’s policy to use resources in the following order: 1) committed, 2) assigned, and 3) unassigned. The City’s fund balance policy includes a fund balance goal in the General Fund of maintaining an unassigned fund balance of 60 percent of current year budgeted General Fund expenditures. U. NET POSITION In the government-wide and proprietary fund financial statements, net position represents the difference between assets, deferred outflows of resources, liabilities, and deferred inflows of resources. Net position is displayed in three components: Net Investment in Capital Assets – consists of capital assets, net of accumulated depreciation, reduced by any outstanding debt attributable to acquire capital assets. Restricted Net Position – consists of net position restricted when there are limitations imposed on its use through external restrictions imposed by creditors, grantors, or laws or regulations of other governments. Unrestricted Net Position – all other elements of net position that do not meet the definition of “net investment in capital assets” or “restricted.” The City applies restricted resources first when an expense is incurred for which both restricted and unrestricted resources are available. 54 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 Note 2 CASH AND INVESTMENTS A. DEPOSITS In accordance with Minnesota Statutes, the City maintains its deposits at depository banks authorized by the City Council. All such banks are members of the Federal Reserve System. Minnesota Statutes require that all City deposits be protected by insurance, surety bonds or collateral. The fair value of collateral pledged must equal 110% of deposits not covered by insurance or bonds. Securities pledged as collateral are required to be held in safekeeping by the City or in a financial institution other than that furnishing the collateral. Minnesota Statute 118A.03 identifies allowable forms of collateral. Custodial Credit Risk – Deposits – the risk that in the event of a bank failure, the City’s deposits may not be returned to it. The City has no additional deposit policies addressing custodial credit risk. At December 31, 2024, the bank balance of the City’s deposits with financial institutions was $3,017,422 and the carrying amount was $2,302,454. All deposits were covered by federal depository insurance or by collateral pledged and held in the City’s name. B. INVESTMENTS Subject to rating, yield, maturity and issuer requirements as prescribed by statute, Minnesota Statutes 118A.04 and 118A.05 authorize the City to invest in United States securities, state and local securities, commercial paper, time deposits, temporary general obligation bonds, repurchase agreements, Minnesota joint powers investment trusts and guaranteed investment contracts. As of the City had the following investments and maturities: Fair Less Investment Type Rating Value Than 1 1-5 U.S. agency securities: US Treasury AA+ 25,317,622 $15,713,422 $9,604,200 FHLB AA+ 15,909,379 - 15,909,379 FHLMC AA+ 4,187,936 998,400 3,189,536 FNMA AA+ 3,990,920 3,990,920 - State and local bonds *22,387,299 18,713,536 3,673,763 Certificates of deposit not rated 248,542 - 248,542 External investment pools: Mutual Fund AAAm 21,416,688 21,416,688 - Money Market NR 37,141 37,141 - 4M Fund AAAm 5,851,838 5,851,838 - 4M Plus Fund AAAm 21,767,560 21,767,560 - Total $121,114,925 $88,489,505 $32,625,420 * $6,338,889 (AAA), $729,767 (AA+),Total investments $121,114,925 $4,578,114 (AA), $5,244,804 (AA-),Deposits 2,302,454 $997,080 (Aa1), $2,502,825 (MIG1),Cash on hand 4,235 $1,995,820 (SP1) Total cash and investments $123,421,614 Investment Maturities (in Years) 55 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 The City categorizes its fair value measurements within the fair value hierarchy established by generally accepted accounting principles. The hierarchy is based on the valuation inputs used to measure the fair value of the asset. The hierarchy has three levels. Level 1 investments are valued using inputs that are based on quoted prices in active markets for identical assets. Level 2 investments are valued using inputs that are based on quoted prices for similar assets or inputs that are observable, either directly or indirectly. Level 3 investments are valued using inputs that are unobservable. The City has the following recurring fair value measurements as of : The Minnesota Municipal Money Market (4M) Fund and 4M Plus Fund are external investment pools regulated by Minnesota Statutes that are not registered with the Securities and Exchange Commission (SEC), but follow the regulatory rules of the SEC. The City’s investment in these funds is measured at the value per share provided by the pool, which are based on an amortized cost method that approximates fair value. There are no restrictions or limitations on withdrawals from the 4M Fund. The 4M Plus Fund requires an initial 14-day investment period, subject to a penalty equal to 7 days of interest on funds withdrawn prior to the 14-day restriction period. C. INVESTMENT RISKS Interest rate risk – the risk of potential variability in the fair value of fixed rate investments resulting from changes in interest rates (the longer the period for which an interest rate is fixed, the greater the risk). The City does not have an investment policy limiting the duration of investments. Credit risk – the risk that an issuer or other counterparty to an investment will not fulfill its obligations. Minnesota Statutes 118A.04 and 118A.05 limits investments in the top two ratings issued by nationally recognized statistical rating organizations. The City’s investment policy does not specifically address credit risk. Custodial credit risk – investments – for investments, this is the risk that in the event of a failure of the counterparty to an investment transaction (typically a broker-dealer) the City would not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City does not have a formal investment policy addressing this risk, but typically limits its exposure by purchasing insured or registered investments, or by control of who holds the securities. Concentration of credit risk – the risk of loss associated with investing a significant portion of the City’s investment (considered 5 percent or more) in the securities of a single issuer, excluding U.S. guaranteed investments (such as treasuries), investment pools, and mutual funds. The City’s investment policies do not limit the concentration of investments. As of December 31, 2024, the City had 5 percent or more of its portfolio invested in the following issuers: Federal Home Loan Bank (13.1%), and Federal Farm Credit Bank (20.9%). Investment Type 12/31/2024 Level 1 Level 2 Level 3 Investments at fair value: U.S. agency securities $49,405,857 $25,317,622 24,088,235 $ - State and local bonds 22,387,299 - 22,387,299 - Certificates of deposit 248,542 - 248,542 - $25,317,622 $46,724,076 $ - Investments not categorized: Mutual Fund 21,416,688 U.S. Government Money Market Fund 37,141 4M Fund 5,851,838 4M Plus Fund 21,767,560 Total investments $121,114,925 Fair Value Measurement Using 56 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 Note 3 RECEIVABLES Significant receivable balances not expected to be collected within one year of December 31, 2024 are as follows: Note 4 INTERFUND BALANCES AND TRANSFERS A. INTERFUND BALANCES The City had the following interfund balances at year-end: Property Special Taxes Assessments Receivable Receivable Total Major funds: General Fund $734,100 $673 $734,773 Street Reconstruction Debt Service Fund - 3,198,269 3,198,269 Street Reconstruction Capital Project Fund - 6,385 6,385 State Aid Construction Fund - 131,407 131,407 Capital Improvement Fund - 31,230 Water and Sewer Utility Fund - 131,249 131,249 Nonmajor funds - 2,785 2,785 Total $734,100 $3,501,998 $4,204,868 Interfund Interfund Loan Receivable Loan Payable Due to/from other funds: Major Funds: Capital Improvement $180,780 $ - Water and Sewer Utility 31,817 180,780 Brookview Operating - 63,635 Storm Sewer Utility 293,457 - Nonmajor: Winnetka / Medicine Lake Tax Increment - 261,639 Total 506,054 506,054 Advances to/from other funds: Major Funds: Capital Improvement - - Water and Sewer Utility 671,925 - Brookview Operating - 1,343,849 Storm Sewer Utility 1,366,924 - Nonmajor: Winnetka / Medicine Lake Tax Increment - 695,000 Total 2,038,849 2,038,849 Total Interfund balances $2,544,903 $2,544,903 57 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 B. DESCRIPTIONS OF ADVANCES  In 2015, the Capital Improvement Capital Project Fund advanced $1,800,000 to the Water and Sewer Utility Enterprise Fund to finance an emergency pipe reconstruction project. The advance will be repaid through annual payments due each October 31 from 2016 through 2025, consisting of $180,000 principal plus interest on the outstanding balance at 2.6%. Interest for 2024 was $9,360.  In 2016, the Storm Sewer Utility Enterprise Fund advanced $1,000,000 to the Winnetka/Medicine Lake Tax Increment Capital Project Fund. The advance will be repaid through annual payments due each February 1 from 2017 through 2036, consisting of principal at varying amounts plus interest on the outstanding balance at 4.0%. Interest for 2024 was $31,600.  In 2018, the Storm Sewer Utility Enterprise Fund advanced $1,050,000 to the Winnetka/Medicine Lake Tax Increment Capital Project Fund. The advance will be repaid through semiannual payments due from February 1, 2019 through August 1, 2025, consisting of principal at varying amounts plus interest on the outstanding balance at 4.0%. Interest for 2023 was $12,588.  In 2022, the Water and Sewer Utility Enterprise Fund and the Storm Sewer Utility Enterprise Fund advanced $1,500,000 ($750,000 each) to the Brookview (Golf Course) Operating Enterprise Fund to finance an irrigation system. The advance will be repaid through annual payments due each October 31 from 2023 through 2042, consisting of principal at varying amounts plus interest on the outstanding balance at 4.0%. Interest for 2024 was $59,076. C. INTERFUND TRANSFERS Interfund transfers for the year ended December 31, 2024 were as follows: Transfers In Transfers Out Major Funds: General $251,457 $3,375,000 American Rescue Plan Act - 1,026,457 Street Reconstruction Capital Project 1,000,000 - Water and Sewer Utility 805,000 Motor Vehicle Operating - 30,000 Nonmajor 2,516,363 141,363 Total $4,572,820 $4,572,820 A description of these transfers is as follows:  $3,375,000 was transferred from the General Fund to various capital project funds to finance current and future capital purchases for buildings, parks, equipment and HRA related projects.  $30,000 was transferred from the Motor Vehicle Operating fund to the General Fund as support for the General Fund budget.  $141,363 was transferred from the Hwy 55 Tax Increment fund to the Hwy 55 West Bonds fund to finance debt service payments.  $1,026,457 was transferred from the American Rescue Plan Act fund to the General fund and Water and Sewer Utility fund to reimburse current year expenditures in the respective funds. 58 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 Note 5 CAPITAL ASSETS Capital asset activity for the year ended December 31, 2024 was as follows: Beginning Ending Balance Increases Decreases Balance Governmental activities: Capital assets, not being depreciated: Land $3,527,685 $ - $ - $3,527,685 Construction in progress 15,483,702 7,941,596 10,536,845 12,888,453 Total capital assets, not being depreciated 19,011,387 7,941,596 10,536,845 16,416,138 Capital assets, being depreciated: Land improvements 8,670,201 108,003 - 8,778,204 Buildings and improvements 29,925,464 1,714,326 - 31,639,790 Machinery and equipment 18,612,097 1,843,933 695,352 19,760,678 Infrastructure 146,235,973 9,171,933 - 155,407,906 Total capital assets being depreciated 203,443,735 12,838,195 695,352 215,586,578 Less accumulated depreciation for: Land improvements 5,323,540 343,678 - 5,667,218 Buildings and improvements 13,460,744 602,210 - 14,062,954 Machinery and equipment 10,290,970 1,282,722 665,968 10,907,724 Infrastructure 98,794,220 5,198,896 - 103,993,116 Total accumulated depreciation 127,869,474 7,427,506 665,968 134,631,012 Total capital assets being depreciated - net 75,574,261 5,410,689 29,384 80,955,566 Governmental activities capital assets - net $94,585,648 $13,352,285 $10,566,229 $97,371,704 Business-type activities: Capital assets, not being depreciated: Land $993,912 $ - $ - $993,912 Construction in progress 19,784,699 3,127,237 6,909,128 16,002,808 Total capital assets, not being depreciated 20,778,611 3,127,237 6,909,128 16,996,720 Capital assets, being depreciated: Land improvements 5,221,016 - - 5,221,016 Buildings and improvements 840,570 - - 840,570 Machinery and equipment 5,464,845 450,115 224,856 5,690,104 Infrastructure 61,490,776 6,909,128 - 68,399,904 Total capital assets, being depreciated 73,017,207 7,359,243 224,856 80,151,594 Less accumulated depreciation for: Land improvements 2,925,299 51,880 - 2,977,179 Buildings and improvements 649,135 24,743 - 673,878 Machinery and equipment 3,770,817 351,107 206,226 3,915,698 Infrastructure 26,794,240 1,850,459 - 28,644,699 Total accumulated depreciation 34,139,491 2,278,189 206,226 36,211,454 Total capital assets being depreciated - net 38,877,716 5,081,054 18,630 43,940,140 Business-type activities capital assets - net $59,656,327 $8,208,291 $6,927,758 $60,936,860 59 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 Depreciation expense was charged to the following functions: Governmental activities: General government $327,507 Community development 449,557 Public safety 382,399 Public works 5,716,921 Parks and recreation 548,535 Capital assets held by the City's internal service funds - charged to the various functions on usage of the assets 2,587 Total depreciation expense - governmental activities $7,427,506 Business-type activities: Utility (water and sewer) $1,058,391 Storm sewer utility 1,127,813 Brookview golf course operating 91,985 Total depreciation expense - business-type activities $2,278,189 60 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 Note 6 LONG-TERM LIABILITIES A. LONG-TERM LIABILITIES Interest Issue Maturity Original Payable Rates Date Date Issue 12/31/2024 Governmental Activities: General obligation improvement bonds: Improvement Bonds of 2012A 2.00-3.00% 5/15/2012 2/1/2032 $1,575,000 $400,000 Improvement Refunding Bonds of 2012C 2.00-2.25% 5/15/2012 2/1/2025 5,960,000 1,005,000 Improvement Bonds of 2013A 1.25-3.00% 5/21/2013 2/1/2033 1,735,000 785,000 Improvement Refunding Bonds of 2013B 2.00% 5/21/2013 2/1/2026 7,025,000 1,455,000 Improvement Bonds 2014A 1.00-3.40% 6/19/2014 2/1/2035 2,335,000 1,555,000 Improvement Refunding Bonds of 2014C 2.00-4.00% 6/19/2014 2/1/2027 3,950,000 2,025,000 Improvement Bonds of 2015A 3.00-3.50% 7/15/2015 2/1/2036 1,870,000 545,000 Improvement Refunding Bonds of 2015C 2.00-2.50% 7/15/2015 2/1/2028 6,600,000 4,465,000 Improvement Bonds of 2016A 2.00-3.00% 7/7/2016 2/1/2037 1,290,000 750,000 Improvement Bonds of 2017A 3.00-3.25% 7/20/2017 2/1/2038 2,580,000 1,725,000 Improvement Refunding Bonds of 2017A 3.00% 7/20/2017 2/1/2029 4,100,000 2,440,000 Improvement Refunding Bonds of 2017B 2.00-4.00% 7/20/2017 2/1/2028 765,000 295,000 Improvement Bonds of 2018A 3.00-3.375% 6/14/2018 2/1/2038 2,950,000 2,085,000 Improvement Bonds of 2019A 3.00-5.00% 7/18/2019 2/1/2039 1,770,000 1,570,000 Improvement Bonds of 2021A 1.50-3.00% 6/3/2021 2/1/2041 3,420,000 3,190,000 Improvement Bonds of 2022A 3.00-5.00% 5/5/2022 2/1/2042 3,895,000 3,665,000 Improvement Bonds of 2023A 4.00-5.00% 6/15/2023 2/1/2044 3,955,000 3,955,000 Improvement Bonds of 2024A 4.00-5.00% 4/9/2024 2/1/2040 3,230,000 3,230,000 Total general obligation improvement bonds 59,005,000 35,140,000 General obligation street reconstruction bonds: Street Reconstruction Bonds of 2016C 2.13-4.00% 7/7/2016 2/1/2037 5,630,000 3,980,000 General obligation tax increment bonds: Tax Increment Bonds of 2017B 2.00-4.00% 7/20/2017 2/1/2028 1,170,000 540,000 General obligation state aid street bonds: State Aid Street Bonds of 2007A 4.00-4.125% 3/15/2007 4/1/2027 2,560,000 520,000 Lease revenue bonds: 2016C Lease Revenue Bonds (Brookview Community Center)2.00-4.00% 10/19/2016 2/1/2037 17,410,000 12,715,000 Unamortized premiums 3,852,838 2,160,194 Compensated absences payable N/A 1,938,047 Total governmental activities $89,627,838 $56,993,241 Business-Type Activities: General Obligation Revenue Bonds: Utility Revenue Bonds of 2016D 2.13-3.00% 10/19/2016 2/1/2037 $2,580,000 $1,960,000 Unamortized bond premiums 41,745 25,289 Total business-type activities $2,621,745 $1,985,289 61 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 B. DESCRIPTION OF LONG-TERM LIABILITIES G.O. Improvement Bonds – These bonds are payable primarily from special assessments levied on the properties benefiting from the improvements funded by these issues. Any deficiencies in revenue to fund these issues will be provided from general property taxes. G.O. Street Reconstruction Bonds – The general obligation street reconstruction bonds, issued in accordance with Minnesota Statutes § 475.58 to finance the cost of the Douglas Drive Street Reconstruction Project, will be repaid primarily with ad valorem tax levies. G.O. Tax Increment Bonds – The City has established tax increment financing (TIF) districts and issued general obligation tax increment bonds in accordance with Minnesota Statutes, § 462.585 and § 273.77. It is anticipated that the tax increment revenues, derived from the captured assessed value of property in the tax increment district, will provide substantially all funds necessary to retire the bond principal and interest. In addition, future tax levies may be placed on the tax rolls annually as scheduled for supplementary financing. G.O. State Aid Street Bonds – The general obligation state aid street bonds, issued in accordance with Minnesota Statutes § 162.18 to finance various street improvements, will be repaid primarily with state aid. HRA Lease Revenue Bonds – The 2016C Lease Revenue Bonds were issued to finance the construction of the new Brookview Community Center. The bonds were issued by the HRA, a blended component unit of the City. The funding for the debt is provided through a lease agreement between the City (as lessee) and the HRA (as lessor), that requires the City to make rental payments sufficient to pay the debt service on the bonds. Therefore, this bond issue has been included as an obligation of the City. Title to the facility will transfer to the City upon completion of the lease agreement and repayment of the related debt. G.O. Utility Revenue Bonds – These bonds were issued for improvements or projects that directly benefit the Storm Sewer Utility Enterprise Fund and will be repaid from revenue sources of that fund. 62 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 C. DEBT SERVICE REQUIREMENTS TO MATURITY Minimum annual payments to retire outstanding bonds are as follows: D. REVENUE PLEDGED Future revenue pledged for the payment of long-term debt is as follows: Year Ending December 31 Principal Interest Principal Interest Principal Interest 2025 $4,585,000 $1,107,383 $260,000 $111,063 $130,000 $12,513 2026 4,975,000 930,038 265,000 103,188 135,000 8,394 2027 4,075,000 797,332 275,000 96,463 135,000 5,188 2028 3,390,000 677,514 280,000 90,738 140,000 - 2029 2,115,000 582,628 285,000 84,556 - - 2030-2034 7,800,000 2,016,798 1,560,000 279,550 - - 2035-2039 5,910,000 840,569 1,055,000 48,225 - - 2040-2044 2,290,000 146,535 - - - - Total $35,140,000 $7,098,797 $3,980,000 $813,783 $540,000 $26,095 Year Ending December 31 Principal Interest Principal Interest Principal Interest 2025 $165,000 $18,047 $795,000 $407,675 $130,000 $49,800 2026 175,000 11,034 820,000 383,450 135,000 47,150 2027 180,000 3,713 845,000 358,475 135,000 43,775 2028 - - 870,000 332,750 140,000 39,650 2029 - - 900,000 301,700 145,000 36,009 2030-2034 - - 5,045,000 949,950 765,000 127,203 2035-2039 - - 3,440,000 156,750 510,000 23,250 2040-2044 - - - - - - Total $520,000 $32,794 $12,715,000 $2,890,750 $1,960,000 $366,837 Revenue Bonds Business-Type Activities General Obligation HRA Lease Utility Revenue Bonds General Obligation Tax Increment Bonds Governmental Activities General Obligation General Obligation Improvement Bonds General Obligation Street Reconstruction Bonds Governmental Activities Governmental Activities Governmental Activities Governmental Activities State Aid Street Bonds Percent of Remaining Principal Pledged Use of Total Term of Principal and Interest Revenue Bond Issue Proceeds Type Debt Service Pledge and Interest Paid Received Utility Revenue Bonds, Storm sewer Utility charges 100%2016 -2037 $2,326,837 $182,400 $2,880,560 Series 2016D improvements 63 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 E. CHANGES IN LONG-TERM DEBT Long-term debt activity for the year ended December 31, 2024 is as follows: * The change in compensated absences is presented as a net change. Beginning balance is restated; see Note 16 for details. Note 7 COMPONENTS OF FUND BALANCE At December 31, 2024, a summary of the governmental fund balance classifications is as follows: Beginning Ending Due Within Balance Additions Reductions Balance One Year Governmental Activities: G.O. improvement bonds $36,230,000 $3,230,000 $4,320,000 $35,140,000 $4,585,000 G.O. street reconstruction bonds 4,230,000 - 250,000 3,980,000 260,000 G.O. tax increment bonds 665,000 - 125,000 540,000 130,000 G.O. state aid street bonds 680,000 - 160,000 520,000 165,000 HRA lease revenue bonds 13,480,000 - 765,000 12,715,000 795,000 Unamortized premiums 1,945,637 444,260 229,703 2,160,194 - Compensated absences* 1,879,531 58,516 - 1,938,047 1,481,253 Total governmental activities $59,110,168 $3,732,776 $5,849,703 $56,993,241 $7,416,253 Business-Type Activities: G.O. utility revenue bonds $2,090,000 $ - $130,000 $1,960,000 $130,000 Unamortized premiums 27,346 - 2,057 25,289 - Total business-type activities $2,117,346 $ - $132,057 $1,985,289 $130,000 Street Street Other General Local Option Reconstruction State Aid Reconstruction Capital Governmental Fund Sales Tax Debt Service Construction Capital Project Improvement Funds Total Nonspendable: Prepaid items $ - $ - $ - $ - $ - $ - $ - $ - Restricted for: Public safety 902,003 - - - - - 191,509 1,093,512 Building Forward plan - 7,441,770 - - - - - 7,441,770 Debt service - - 12,283,655 - - - 1,876,436 14,160,091 Street improvements - - - 8,055,976 3,843,631 - 945,019 12,844,626 Brookview Comm. Center - - - - - - 738,205 738,205 Cemetery maintenance - - - - - - 107,161 107,161 Redevelopment - - - - - - 3,232,970 3,232,970 Youth recreation - - - - - - 32,627 32,627 Total restricted 902,003 7,441,770 12,283,655 8,055,976 3,843,631 - 7,123,927 39,650,962 Committed for: Human service needs - - - - - - 161,831 161,831 Assigned for: Remote fire station 612,910 - - - - - - 612,910 Self-insurance 2,000,000 - - - - - - 2,000,000 Street improvements - - - - 5,918,562 - 165,915 6,084,477 Capital improvements - - - - - 6,180,072 3,070,646 9,250,718 Cable improvements - - - - - - 201,837 201,837 Equipment replacement - - - - - - 4,029,568 4,029,568 Park improvements - - - - - - 1,001,752 1,001,752 Total assigned 2,612,910 - - - 5,918,562 6,180,072 8,469,718 23,181,262 Unassigned 23,027,742 - - - - - (4,411) 23,023,331 Total fund balance $26,542,655 $7,441,770 $12,283,655 $8,055,976 $9,762,193 $6,180,072 $15,751,065 $86,017,386 The City’s fund balance policy includes a goal of maintaining an unassigned fund balance in the General Fund for working capital of 60% of current year budgeted expenditures. 64 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 Note 8 OTHER POST-EMPLOYMENT BENEFITS (OPEB) PLAN A. PLAN DESCRIPTION The City provides post-employment insurance benefits to certain eligible employees through its OPEB Plan, a single-employer defined benefit plan administered by the City. All post-employment benefits are based on contractual agreements with employee groups. Eligibility for these benefits is based on years of service and/or minimum age requirements. These contractual agreements do not include any specific contribution or funding requirements. The Plan does not issue a publicly available financial report. No plan assets are accumulated in a trust that meets the criteria in paragraph 4 of Governmental Accounting Standards Board (GASB) Statement No. 75. B. BENEFITS PROVIDED All retirees of the City upon retirement have the option under state law to continue their medical insurance coverage through the City. For members of certain employee groups, the City pays for all or part of the eligible retiree’s premiums for medical and/or dental insurance from the time of retirement until the employee reaches the age of eligibility for Medicare. Benefits paid by the City differ by bargaining unit and date of hire, with some contracts specifying a certain dollar amount per month, and some covering premium costs as defined within each collective bargaining agreement. Retirees not eligible for these City- paid premium benefits must pay the full City premium rate for their coverage. The City is legally required to include any retirees for whom it provides health insurance coverage in the same insurance pool as its active employees until the retiree reaches Medicare eligibility, whether the premiums are paid by the City or the retiree. Consequently, participating retirees are considered to receive a secondary benefit known as an “implicit rate subsidy.” This benefit relates to the assumption that the retiree is receiving a more favorable premium rate than they would otherwise be able to obtain if purchasing insurance on their own, due to being included in the same pool with the City’s younger and statistically healthier active employees. For police officers or firefighters disabled in the line-of-duty, Minnesota Statutes require the City to continue payment of the employer’s contribution toward health coverage for the police officer or firefighter and their spouse, if the spouse was covered at the time of disability, until age 65. C. CONTRIBUTIONS The required contribution is based on projected pay-as-you-go financing requirements, with additional amounts to prefund benefits as determined periodically by the City. The City’s current year required pay- as-you-go contributions to finance the benefits described in the previous section totaled $120,127. D. MEMBERSHIP Membership in the Plan consisted of the following as of the latest actuarial valuation: Retirees and beneficiaries receiving benefits 11 Active plan members 125 Total members 136 65 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 E.TOTAL OPEB LIABILITY The total OPEB liability of $2,461,826 was measured as of December 31, 2023 and was determined by an actuarial valuation (census data) as of December 31, 2023. F.ACTUARIAL METHODS AND ASSUMPTIONS The total OPEB liability was determined using the entry-age normal cost method and the following actuarial assumptions, applied to all periods included in the measurement, unless otherwise specified: Since the Plan is not funded by an irrevocable trust, the discount rate is equal to the 20-year municipal bond yield rate of 3.77%, which was set by considering published rate information for 20-year high quality, tax- exempt, general obligation municipal bonds as of the measurement date. The actuarial assumptions used in the latest valuation were based on those used to value pension liabilities for the state-wide PERA pension plans. The PERA plans base their assumptions on periodic experience studies. Mortality rates were based on the mortality tables used in the PERA plan of which the employee, retiree, or beneficiary is a participant. Future retirees electing coverage is assumed to be 40 percent. Married future retirees electing spouse coverage is assumed to be 35 percent (60 percent for police and fire personnel). Assumption changes since the prior measurement date include the following: The discount rate was changed from 4.05% to 3.77%. G.CHANGES IN THE TOTAL OPEB LIABILITY Details of the changes in the total OPEB liability are as follows: Discount rate 3.77% 20-year municipal bond yield 3.77% Inflation rate 2.60% Healthcare cost trend rate 7.75%, grading to 4.00% in year 2043 Changes for the year: Service cost $136,421 Interest cost 109,822 Changes of benefit terms - Differences between expected and actual experience (392,789) Changes in assumptions 124,108 Benefit payments (181,959) Net changes (204,397) Balance - beginning of year 2,666,223 Balance - end of year $2,461,826 66 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 H. TOTAL OPEB LIABILITY SENSITIVITY TO DISCOUNT AND HEALTHCARE COST TREND RATE CHANGES The following presents the total OPEB liability, as well as what the City’s total OPEB liability would be if it were calculated using a discount rate that is 1 percentage point lower or 1 percentage point higher than the current discount rate: Current 1% Decrease Discount Rate 1% Increase Total OPEB liability $2,649,529 $2,461,826 $2,291,095 The following presents the total OPEB liability, as well as what the City’s total OPEB liability would be if it were calculated using healthcare cost trend rates that are 1 percentage point lower or 1 percentage point higher than the current healthcare cost trend rates: Current Healthcare 1% Decrease Cost Trend Rates 1% Increase Total OPEB liability $2,299,900 $2,461,826 $2,644,695 I. OPEB EXPENSE AND RELATED DEFERRED OUTFLOWS OF RESOURCES AND DEFERRED INFLOWS OF RESOURCES The City recognized OPEB expense of $106,267 in 2024. As of year-end, the City reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Difference between expected and actual experience $1,159,212 $649,431 Changes in actuarial assumptions 262,878 702,224 Contributions paid subsequent to the measurement date 120,127 - Total $1,542,217 $1,351,655 The $120,127 reported as deferred outflows of resources related to OPEB resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the OPEB liability during the year ending December 31, 2025. Other amounts reported as deferred outflows and inflows of resources related to OPEB will be recognized in OPEB expense as follows: Year Ended OPEB December 31, Expense 2025 ($9,849) 2026 (9,948) 2027 (13,978) 2028 (5,413) 2029 31,602 Thereafter 78,021 $70,435 67 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 Note 9 DEFINED BENEFIT PENSION PLANS – PERA A. PLAN DESCRIPTION The City participates in the following cost-sharing multiple-employer defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota (PERA). Plan provisions are established and administered according to Minnesota Statutes, Chapters 353, 353D, 353E, 353G and 356. Minnesota Statutes Chapter 356 defines each plan’s financial reporting requirements. PERA’s defined benefit pension plans are tax qualified plans under Section 401(a) of the Internal Revenue Code. 1. General Employees Retirement Plan (General Plan) Membership in the General Plan includes employees of counties, cities, townships, schools in non- certified positions, and other governmental entities whose revenues are derived from taxation, fees, or assessments. Plan membership is required for any employee who is expected to earn more than $425 in a month, unless the employee meets exclusion criteria. 2. Public Employees Police and Fire Retirement Plan (Police and Fire Plan) Membership in the Police and Fire Plan includes full-time, licensed police officers and firefighters who meet the membership criteria defined in Minnesota Statutes section 353.64 and who are not earning service credit in any other PERA retirement plan or local relief association for the same service. Employers can provide Police and Fire Plan coverage for part-time positions and certain other public safety positions by submitting a resolution adopted by the entity’s governing body. The resolution must state that the position meets plan requirements. B. BENEFITS PROVIDED PERA provides retirement, disability, and death benefits. Benefit provisions are established by state statute and can only be modified by the state legislature. Vested, terminated employees who are entitled to benefits but are not receiving them yet, are bound by the provisions in effect at the time they last terminated their public service. When a member is “vested,” they have earned enough service credit to receive a lifetime monthly benefit after leaving public service and reaching an eligible retirement age. Members who retire at or over their Social Security full retirement age with at least one year of service qualify for a retirement benefit. 1. General Employees Plan Benefits The General Employees Plan requires three years of service to vest. Benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for General Plan members. Members hired prior to July 1, 1989 receive the higher of the Step or Level formulas. Only the Level formula is used for members hired after June 30, 1989. Under the Step formula, General Plan members receive 1.2% of the highest average salary for each of the first ten years of service and 1.7% for each additional year. Under the Level formula, General Plan members receive 1.7% of the highest average salary for all years of service. For members hired prior to July 1, 1989, a full retirement benefit is available when age plus years of service equal 90 and normal retirement age is 65. Members can receive a reduced requirement benefit as early as age 55 if they have three or more years of service. Early retirement benefits are reduced by 0.25% for each month under age 65. Members with 30 or more years of service can retire at any age with a reduction of 0.25% for each month the member is younger than age 62. The Level formula allows General Plan members to receive a full retirement benefit at age 65 if they were first hired before July 1, 1989 or at age 66 if they were hired on or after July 1, 1989. Early retirement begins at age 55 with an actuarial reduction applied to the benefit. 68 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 Benefit increases are provided to benefit recipients each January. The postretirement increase is equal to 50% of the cost-of-living adjustment (COLA) announced by the SSA, with a minimum increase of at least 1% and a maximum of 1.5%. The 2024 annual increase was 1.5%. Recipients that have been receiving the annuity or benefit for at least a full year as of the June 30 before the effective date of the increase will receive the full increase. Recipients receiving the annuity or benefit for at least one month but less than a full year as of the June 30 before the effective date of the increase will receive a prorated increase. 2. Police and Fire Plan Benefits Benefits for Police and Fire Plan members hired before July 1, 2010, are vested after three years of service. Members hired on or after July 1, 2012, are 50% vested after five years and 100% vested after ten years. After five years, vesting increased by 10% each full year of service until members are at 100% vested after ten years. Police and Fire Plan members receive a full retirement benefit when they are age 55 and vested, or when their age plus their years of service equals 90 or greater if they were first hired before July 1, 1989. Early retirement starts at age 50, and early retirement benefits are reduced by 0.417% each month members are younger than age 55. Benefit increases are provided to benefit recipients each January. The postretirement increase is fixed at 1%. Recipients that have been receiving the annuity or benefit for at least 36 months as of the June 30 before the effective date of the increase will receive the full increase. Recipients receiving the annuity or benefit for at least 25 months but less than 36 months as of the June 30 before the effective date of the increase will receive a prorated increase. C. CONTRIBUTIONS Minnesota Statutes Chapters 353, 353E, 353G, and 356 set the rates for employer and employee contributions. Contribution rates can only be modified by the state legislature. 1. General Employees Fund Contributions General Plan members were required to contribute 6.50% of their annual covered salary in fiscal year 2024 and the City was required to contribute 7.50% for General Plan members. The City’s contributions to the General Employees Fund for the year ended December 31, 2024 were $831,274. The City’s contributions were equal to the required contributions as set by state statute. 2. Police and Fire Fund Contributions Police and Fire Plan members were required to contribute 11.80% of their annual covered salary in fiscal year 2024 and the City was required to contribute 17.70% for Police and Fire Plan members. The City’s contributions to the Police and Fire Fund for the year ended December 31, 2024 were $628,260. The City’s contributions were equal to the required contributions as set by state statute. 69 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 D. PENSION COSTS 1. General Employees Fund Pension Costs At December 31, 2024, the City reported a liability of $4,748,064 for its proportionate share of the General Employee’s Fund net pension liability. The City’s net pension liability reflected a reduction due to the State of Minnesota’s contribution of $16 million. The State of Minnesota is considered a non-employer contributing entity and the state’s contribution meets the definition of a special funding situation. The State of Minnesota’s proportionate share of the net pension liability associated with the City totaled $122,775. The net pension liability was measured as of June 30, 2024, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2023 through June 30, 2024, relative to the total employer contributions received from all of PERA’s participating employers. The City’s proportionate share was 0.1284% at the end of the measurement period and 0.1289% for the beginning of the period. City’s proportionate share of the net pension liability $4,748,064 State of Minnesota’s proportionate share of the net pension liability associated with the City 122,775 Total $4,870,839 For the year ended December 31, 2024, the City recognized pension expense of $608,032 for its proportionate share of the General Plan’s pension expense. In addition, the City recognized an additional $3,292 as pension expense (and grant revenue) for its proportionate share of the State of Minnesota’s contribution of $16 million to the General Employees Fund. During the plan year ended June 30, 2024, the State of Minnesota contributed $170.1 million to the General Employees Fund. The State of Minnesota is not included as a non-employer contributing entity in the General Employees Plan pension allocation schedules for the $170.1 million in direct state aid because this contribution was not considered to meet the definition of a special funding situation. The City recognized $218,408 for the year ended December 31, 2024 as revenue and an offsetting reduction of net pension liability for its proportionate share of the State of Minnesota’s on-behalf contributions to the General Employees Fund. At December 31, 2024, the City reported General Employees Fund deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Differences between expected and actual economic experience $446,381 $ - Changes in actuarial assumptions 23,138 1,797,026 Net difference between projected and actual earnings on pension plan investments - 1,385,352 Changes in proportion 211,226 26,333 Employer contributions subsequent to the measurement date 432,974 - Total $1,113,719 $3,208,711 70 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 The $432,974 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2025. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Year Ending Pension December 31, Expense 2025 ($1,343,381) 2026 (230,174) 2027 (590,508) 2028 (363,903) 2029 - Thereafter - 2. Police and Fire Fund Pension Costs At December 31, 2024, the City reported a liability of $2,931,359 for its proportionate share of the Police and Fire Fund’s net pension liability. The net pension liability was measured as of June 30, 2024 and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportionate share of the net pension liability was based on the City’s contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2023 through June 30, 2024, relative to the total employer contributions received from all of PERA’s participating employers. The City’s proportionate share was 0.2228% at the end of the measurement period and 0.2185% for the beginning of the period. The State of Minnesota contributed $37.4 million to the Police and Fire Fund during the plan fiscal year ended June 30, 2024. The contribution consisted of $9 million in direct state aid that meets the definition of a special funding situation, additional one-time direct state aid contribution of $19.4 million, and $9 million in supplemental state aid that does not meet the definition of a special funding situation. Additionally, $9 million supplemental state aid was paid on October 1, 2024. Thereafter, by October 1 of each year, the state will pay $9 million to the Police and Fire Fund until full funding is reached or July 1, 2048, whichever is earlier. The $9 million in supplemental state aid will continue until the fund is 90% funded, or until the State Patrol Plan (administered by the Minnesota State Retirement System) is 90% funded, whichever occurs later. The State of Minnesota’s proportionate share of the net pension liability associated with the City totaled $111,742. City’s proportionate share of the net pension liability $2,931,359 State of Minnesota’s proportionate share of the net pension liability associated with the City 111,742 Total $3,043,101 For the year ended December 31, 2024, the City recognized pension expense of $312,826 for its proportionate share of the Police and Fire Plan’s pension expense. The City recognized an additional $10,851 as pension expense (and grant revenue) for its proportionate share of the State of Minnesota’s contribution of $9 million to the Police and Fire Fund special funding situation. The State of Minnesota is not included as a non-employer contributing entity in the Police and Fire Pension Plan pension allocation schedules for the $28.4 million in supplemental state aid, because this contribution was not considered to meet the definition of a special funding situation. The City recognized $63,279 for the year ended December 31, 2024 as revenue and an offsetting reduction of net pension liability for its proportionate share of the State of Minnesota’s on-behalf contributions to the Police and Fire Fund. 71 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 At December 31, 2024, the City reported Police and Fire Fund deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: The $338,564 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2025. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: The net pension liability will be liquidated by the general, water and sewer, golf course, motor vehicle, and storm sewer funds. E. ACTUARIAL ASSUMPTIONS The total pension liability in the June 30, 2024 actuarial valuation was determined using the entry-age normal actuarial cost method and the following actuarial assumptions: Inflation 2.25% per year Investment Rate of Return 7.00% The long-term investment rate of return is based on a review of inflation and investment return assumptions from a number of national investment consulting firms. The review provided a range of investment return rates considered reasonable by the actuary. An investment return of 7.00% is within that range. Benefit increases after retirement are assumed to be 1.25% for the General Plan and 1.00% for the Police and Fire Plan. Salary growth assumptions in the General Plan range in annual increments from 10.25% after one year of service to 3.0% after 27 years of service. In the Police and Fire Plan, salary growth assumptions range in annual increments from 11.75% after one year of service to 3.0% after 24 years of service. Deferred Outflows Deferred Inflows of Resources of Resources Differences between expected and actual economic experience $1,138,727 $ - Changes in actuarial assumptions 3,201,555 4,314,902 Net difference between projected and actual earnings on pension plan investments - 909,902 Changes in proportion 183,637 844,499 Employer contributions subsequent to the measurement date 338,564 - Total $4,862,483 $6,069,303 Year Ending Pension December 31, Expense 2025 ($323,475) 2026 552,483 2027 (645,256) 2028 (1,225,815) 2029 96,679 Thereafter - 72 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 Mortality rates for General Plan were based on the Pub-2010 General Employee Mortality Table. Mortality rates for Police and Fire Plan were based on the Pub-2010 Public Safety Employee Mortality tables. The tables are adjusted slightly to fit PERA’s experience. Actuarial assumptions for General Plan are reviewed every four years. The General Plan was last reviewed in 2022. The assumption changes were adopted by the board and became effective with the July 1, 2023 actuarial valuation. The Police and Fire Plan was reviewed in 2024. PERA anticipates the experience study will be approved by the Legislative Commission on Pensions and Retirement and become effective with the July 1, 2025 actuarial valuation. The following changes in actuarial assumptions and plan provisions occurred in 2024: General Employees Fund Changes in Actuarial Assumptions:  Rates of merit and seniority were adjusted, resulting in slightly higher rates.  Assumed rates of retirement were adjusted as follows: increase the rate of assumed unreduced retirements, slight adjustments to Rule of 90 retirement rates, and slight adjustments to early retirement rates for Tier 1 and Tier 2 members.  Minor increase in assumed withdrawals for males and females.  Lower rates of disability.  Continued use of Pub-2010 general mortality table with slight rate adjustments as recommended in the most recent experience study.  Minor changes to form of payment assumptions for male and female retirees.  Minor changes to assumptions made with respect to missing participant data. Changes in Plan Provisions:  The workers’ compensation offset for disability benefits was eliminated. The actuarial equivalent factors updated to reflect the changes in assumptions. Police and Fire Fund Changes in Plan Provisions:  The State contribution of $9.0 million per year will continue until the earlier of 1) both the Police & Fire Plan and the State Patrol Retirement Fund attain 90 percent funded status for three consecutive years (on an actuarial value of assets basis) or 2) July 1, 2048. The contribution was previously due to expire after attaining a 90 percent funded status for one year.  The additional $9.0 million contribution will continue until the Police & Fire Plan is fully funded for a minimum of three consecutive years on an actuarial value of assets basis, or July 1, 2048, whichever is earlier. This contribution was previously due to expire upon attainment of fully funded status on an actuarial value of assets basis for one year (or July 1, 2048 if earlier). 73 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness on a regular basis of the long-term expected rate of return using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of geometric real rates of return for each major asset class are summarized in the following table: F. DISCOUNT RATE The discount rate used to measure the total pension liability in 2024 was 7.00%. The projection of cash flows used to determine the discount rate assumed that contributions from plan members and employers will be made at rates set in Minnesota Statutes. Based on these assumptions, the fiduciary net position of the General Plan and Police and Fire Plan were projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. G. PENSION LIABILITY SENSITIVITY The following presents the City’s proportionate share of the net pension liability, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate one percentage point lower (6.00%) or one percentage point higher (8.00%) than the current discount rate: 1% Decrease in Current 1% Increase in Discount Rate Discount Rate Discount Rate Proportionate share of the General Plan net pension liability $10,370,537 $4,748,064 $123,068 Proportionate share of the Police and Fire Plan net pension liability $6,927,374 $2,931,359 ($350,205) H. PENSION PLAN FIDUCIARY NET POSITION Detailed information about each pension plan’s fiduciary net position is available in a separately-issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained at www.mnpera.org. Target Long-Term Expected Asset Class Allocation Real Rate of Return Domestic equity 33.5% 5.10% International equity 16.5% 5.30% Fixed income 25% 0.75% Private markets 25% 5.90% Total 100% 74 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 I. PENSION EXPENSE Pension expense recognized by the City for the year ended December 31, 2024 is as follows: Note 10 DEFINED BENEFIT PENSION PLAN – FIRE RELIEF ASSOCIATION A. PLAN DESCRIPTION Members of the Golden Valley Fire Department (the Department) are covered by a defined benefit pension plan administered by the Golden Valley Fire Relief Association (the Association). As of December 31, 2023, the measurement date of the most recent actuarial valuation, the plan covered 46 active firefighters and 6 vested terminated firefighters whose pension benefits are deferred. The plan is a single-employer retirement plan and is established and administered in accordance with Minnesota Statutes, Chapter 353G. B. BENEFITS PROVIDED A firefighter who completes at least 20 years as an active member of the Department is entitled, after age 50, to a full service pension upon retirement. The bylaws of the Association also provide for an early vested service pension for a retiring member who has completed fewer than 20 years of service. The reduced pension, available to members with 10 years of service, shall be equal to 60% of the pension as described by the bylaws. This percentage increases 4% per year so that at 20 years of service, the full amount prescribed is paid. Members who retire with less than 20 years of service and have reached the age of 50 years, and have completed at least 10 years of active membership, are entitled to a reduced service pension not to exceed the amount calculated by multiplying the member’s service pension for the completed years of service times the applicable nonforfeitable percentage of pension. C. CONTRIBUTIONS Minnesota Statutes, Chapters 424 and 424A authorize pension benefits for volunteer fire relief associations. The plan is funded by fire state aid, investment earnings, and, if necessary, employer contributions as specified in Minnesota Statutes and voluntary City contributions (if applicable). Required employer contributions are calculated annually based on statutory provisions. The City’s statutorily-required contributions to the plan for the year ended December 31, 2023 were $0. The City’s contributions were equal to the required contributions as set by state statutes. The City made no voluntary contributions to the plan. Furthermore, the firefighter has no obligation to contribute to the plan. For the year ended December 31, 2024, the City recognized pension expense of ($24,581). The City also recognized $238,796 as revenue for the state of Minnesota’s on-behalf contributions to the plan. General Plan $611,324 Police and Fire Plan 323,677 Fire Relief (Note 10) (24,581) Total $910,420 75 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 D. PENSION COSTS At December 31, 2024, the City reported a net pension asset of $2,131,253 for the plan. The net pension asset was measured as of December 31, 2023. The total pension liability used to calculate the net pension asset in accordance with GASB Statement No. 68 was determined by applying an actuarial formula to specific census data certified by the Department as of December 31, 2022. The following table presents the changes in net pension asset during the year: At December 31, 2024, the City reported deferred inflows of resources and deferred outflows of resources related to pensions from the following sources: Plan Total Fiduciary Net Pension Net Pension Liability Position Asset (a) (b) (b-a) Beginning balance $3,815,049 $5,156,877 $1,341,828 Changes for the year: Service cost 302,368 - (302,368) Interest on total pension liability 237,984 - (237,984) Actual experience (gains)/losses - - - Projected investment earnings - - - Changes in benefit level - - - Contributions - employer - - - Contributions - State of MN - 221,424 221,424 Asset gain/(loss) - 1,117,703 1,117,703 Benefit payouts (302,023) (302,023) - Administrative fees - (9,350) (9,350) Net changes 238,329 1,027,754 789,425 Ending balance $4,053,378 $6,184,631 $2,131,253 Deferred Outflows Deferred Inflows of Resources of Resources Difference between expected and $33,657 $404,768 actual liability Changes in actuarial assumptions 83,089 6,415 Difference between projected and actual investment earnings - 18,168 Contributions paid subsequent to the measurement date 238,796 - Total $355,542 $429,351 76 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 Deferred outflows and inflows of resources totaling $238,796 related to pensions resulting from the City’s contributions of state aid received and passed through to the plan subsequent to the measurement date will be recognized in the year ending December 31, 2025. Other amounts reported as deferred outflows and inflows of resources related to the plan will be recognized in pension expense as follows: Year Ending Pension December 31, Expense 2025 ($105,757) 2026 6,508 2027 122,912 2028 (210,553) 2029 (44,244) Thereafter (81,471) E. ACTUARIAL METHODS AND ASSUMPTIONS The total pension liability was determined using the entry-age normal actuarial cost method and the following actuarial assumptions:  Inflation rate 2.50%  Cost of living increases 0.00%  Investment rate of return 6.00% There were no changes in actuarial assumptions during 2023. The target allocation and best-estimates of geometric real rates of return for each major asset class are summarized in the following table: Target Long-term Expected Asset Class Allocation Real Rate of Return Domestic equity 63%4.10% International equity 12%4.64% Fixed income 18%1.05% Real estate and alternatives 0%3.54% Cash and equivalents 7%-0.45% 100% F. DISCOUNT RATE The discount rate used to measure the total pension liability was 6.00%. The projection of cash flows used to determine the discount rate assumed that contributions to the plan will be made as specified in state statutes. Based on that assumption and considering the funding ratio of the plan, the fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. 77 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 G. NET PENSION ASSET SENSITIVITY The following presents the net pension asset for the plan, calculated using the discount rate of 6.00%, as well as what the net pension asset would be if it were calculated using a discount rate 1 percent lower or 1 percent higher than the current discount rate: 1% Decrease in Current 1% Increase in Discount Rate Discount Rate Discount Rate Net pension asset $2,050,262 $2,131,253 $2,210,835 H. PENSION PLAN FIDUCIARY NET POSITION The Association issues a publicly available financial report that includes financial statements and required supplementary information. This report may be obtained at the Golden Valley City Hall. Note 11 TAX INCREMENT FINANCING DISTRICTS AND TAX ABATEMENTS The City is the administering authority for the following tax increment financing (TIF) districts: The creation of TIF districts as authorized under Minnesota Statutes, Chapter 469.178, is a common economic development vehicle used to spur economic development and redevelopment. In these districts, tax increment revenue is generated on the incremental increase in value of the improved property above a base value established on the date that the TIF district is created, which may be used to assist in financing the improvements to the property within the TIF district. North Wirth Highway 55 Cornerstone Winnetka/ Redevelopment West Creek Medicine Lake District No. 1505 District No. 1506 District No. 1507 District No. 1508 Authorizing law M.S 469 M.S 469 M.S 469 M.S 469 Year established 2004 2013 2015 2015 First tax increment 2005 2017 2018 2018 Duration of district 25 years 15 years 25 years 25 years Tax capacity - taxes payable 2023* Original $6,650 $53,990 $8,870 $51,288 Current 44,560 603,920 44,858 758,695 Captured - retained $37,910 $549,930 $35,988 $707,407 G.O. tax increment bonds issued $ - $1,170,000 $ - $ - Principal payments - 630,000 - - Outstanding at December 31, 2024 $ - $540,000 $ - $ - *2024 tax capacity information not yet available. 78 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 The City may enter into private development and redevelopment agreements to encourage the construction, expansion, or improvement of new or existing properties and buildings or clean-up and redevelop blighted areas within these areas. These agreements may in substance be tax abatements depending on their individual circumstances. The City currently has two such agreements that would be considered a tax abatement under GASB Statement No. 77. In 2009, the City entered into a development agreement with a private developer for a property in the North Wirth Redevelopment Tax Increment District. As part of this agreement, the City has agreed to reimburse the developer for certain environmental remediation costs through a pay-as-you-go tax increment note. The 0% interest note provides for the payment of principal equal to the developer’s costs. Payments on the note will be made at the lesser of the scheduled note payments or the actual net tax increment received during the period specified in the agreement, ending February 1, 2027. The note will be cancelled at the end of the agreement term, whether it has been fully repaid or not. This note is not included in the City’s long-term debt, because repayment is required only to the extent sufficient tax increments are received. The City’s position is that this is an obligation to assign future and uncertain revenue sources and, as such, is not actual debt in-substance. The outstanding principal balance of this note as of December 31, 2024 is $36,392, and tax increment revenue rebated was $24,239 for 2024. In 2015, the City entered into a development agreement with a private developer for a property in the Highway 55 West Tax Increment District. As part of this agreement, the City has agreed to reimburse the developer for certain environmental remediation costs through a pay-as-you-go tax increment note. The note provides for the payment of principal equal to the developer’s costs, plus interest at 5.5%. Payments on the note will be made at the lesser of the scheduled note payments or the actual net tax increment received during the period specified in the agreement, ending February 1, 2037. The note will be cancelled at the end of the agreement term, whether it has been fully repaid or not. This note is not included in the City’s long-term debt, because repayment is required only to the extent sufficient tax increments are received. The City’s position is that this is an obligation to assign future and uncertain revenue sources and, as such, is not actual debt in-substance. The outstanding principal balance of this note as of December 31, 2024 is $1,273,609, and tax increment revenue rebated was $449,812 for 2024. In 2015, the City entered into a development agreement with a private developer for a property in the Cornerstone Creek Tax Increment District. As part of this agreement, the City has agreed to reimburse the developer for certain environmental remediation costs through a pay-as-you-go tax increment note. The note provides for the payment of principal equal to the developer’s costs, plus interest at 5.5%. Payments on the note will be made at the lesser of the scheduled note payments or the actual net tax increment received during the period specified in the agreement, ending February 1, 2044. The note will be cancelled at the end of the agreement term, whether it has been fully repaid or not. This note is not included in the City’s long-term debt, because repayment is required only to the extent sufficient tax increments are received. The City’s position is that this is an obligation to assign future and uncertain revenue sources and, as such, is not actual debt in-substance. The outstanding principal balance of this note as of December 31, 2024 is $633,881, and tax increment revenue rebated was $36,479 for 2024. 79 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 Note 12 JOINT POWERS AGREEMENT A.BASSETT CREEK WATER MANAGEMENT COMMISSION The City is a member of a joint powers agreement, together with the cities of Medicine Lake, Plymouth, Robbinsdale, Minneapolis, Minnetonka, New Hope, Crystal, and St. Louis Park, which establishes the authority for the Bassett Creek Water Management Commission (the Commission). The Commission was created to provide for the improvement and development of Bassett Creek as a storm sewer to channel storm waters from member communities to the Mississippi River. Each member city is entitled to appoint one representative to the Commission. The nine-member commission develops a budget for the year each July 1. Each member city contributes funds to cover the budgeted costs of the operations based half on the assessed valuation of all taxable property, and half on the total area each member city has within the boundaries of the watershed. Any capital costs incurred by the Commission are apportioned to the members based half on the real property valuation of each member city within the watershed, and half on the total area of each member city within the boundaries of the watershed. The following financial information is from the Commission’s audited financial statements for the year ended January 31, 2025, which are available at Golden Valley City Hall: Of the total revenue, $622,500 represented assessments to member cities. The City’s portion was $159,957, or 25.7%, of total assessments paid by members. B.JOINT WATER COMMISSION (JWC) The City is a member of a joint powers agreement, together with the cities of Crystal and New Hope, which established a JWC. The JWC was created in 1963 to provide for the creation and maintenance of a joint water supply, storage, and distribution system through which water purchased from the City of Minneapolis can be supplied to the population of the member cities. Each member city is entitled to appoint one member to the JWC. Original construction costs were allocated to the member cities based on percentages agreed upon in the joint powers agreement. All subsequent operating and maintenance costs are apportioned to and paid by each member city on the basis of water usage. Under the terms of the joint powers agreement, upon termination the accumulated assets of the JWC shall be divided amongst the member cities in a manner to be determined and unanimously approved by the member cities. Because the manner in which the JWC’s assets would be divided upon termination is not specified, it is not practical for the City to determine its portion of JWC assets. Therefore, the City’s Water and Sewer Utility Enterprise Fund does not record any amount as an equity investment or contributed capital (for construction costs paid by other funds) related to the JWC. Total assets $9,517,226 Total liabilities 617,824 Net position $8,899,402 Revenue $3,566,881 Expenses 2,320,629 Changes in net position $1,246,252 80 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 The following financial information is from the JWC’s audited financial statements for the year ended December 31, 2024, which are available at Golden Valley City Hall: Total assets $25,201,653 Total liabilities 1,042,302 Net position $24,159,351 Revenue $10,686,980 Expenses 8,957,492 Changes in net position $1,729,488 Of the total revenues, $8,417,451 represented assessments paid by member cities. Of the total member assessments, $4,136,306, or 49.1%, was paid by the City. During 2024, the JWC reimbursed the City $292,556 for project costs paid by the City for improvements to an existing capital asset owned by the JWC. Note 13 CONTINGENCIES AND COMMITMENTS A. LEGAL CLAIMS The City has the usual and customary type of miscellaneous legal claims pending at year-end. Although the outcome of these lawsuits is not presently determinable, the City’s management believes that the City will not incur any material monetary loss resulting from these claims. No loss has been recorded on the City’s financial statements relating to these claims. B. FEDERAL AND STATE RECEIVABLES Amounts recorded or receivable from federal and state agencies are subject to agency audit and adjustment. Any disallowed claims, including amounts already collected, may constitute a liability of the applicable funds. The amount, if any, of claims which may be disallowed by the grantor agencies cannot be determined at this time, although the City expects such amounts, if any, to be immaterial. C. TAX INCREMENT DISTRICTS The City’s tax increment districts are subject to review by the Office of the State Auditor. Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance which would have a material effect on the financial statements. D. CONSTRUCTION COMMITMENTS At December 31, 2024, the City is committed to various construction contracts for the improvement of City property. The City’s remaining commitment under these contracts is approximately $5,830,000. 81 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 Note 14 DEFICIT FUND BALANCES/NET POSITION At December 31, 2024, the Lodging Tax special revenue fund reported a deficit fund balance of $3,825. The deficit will be eliminated with future lodging tax collections. At December 31, 2024, the Sentinel Tax Increment capital project fund reported a deficit fund balance of $586. The deficit will be eliminated with future tax increment collections. At December 31, 2024, the Payroll Benefits Internal Service Fund reported a deficit net position of $12,112,530. The deficit is due to the fund reporting the City’s proportionate share of net pension liabilities related to two state- wide, cost-sharing, multiple-employer defined benefit pension plans administered by the PERA, as described earlier in these notes. This deficit will be eliminated through the future funding of these liabilities. Note 15 RECENTLY ISSUED ACCOUNTING STANDARDS The Governmental Accounting Standards Board (GASB) recently approved the following statements which were not implemented for these financial statements: Statement No. 102 Certain Risk Disclosures. The provisions of this Statement are effective for reporting periods beginning after June 15, 2024. Statement No. 103 Financial Reporting Model Improvements. The provisions of this Statement are effective for fiscal years beginning after June 15, 2025. Statement No. 104 Disclosure of Certain Capital Assets. The provisions of this Statement are effective for fiscal years beginning after June 15, 2025. The effect these standards may have on future financial statements is not determinable at this time. Note 16 CORRECTION OF AN ERROR IN PREVIOUSLY ISSUED FINANCIAL STATEMENTS During 2024, the City determined that $110,251 of expenditures related to a maintenance project were incurred during 2023 but were not recorded until 2024. Therefore, fund balance/net position in the Capital Improvement Fund and Governmental Activities were overstated as of December 31, 2023. The effect of correcting this error is shown in the table below. Additionally, it was determined the compensated absences liability did not include an accrual for termination benefits. This caused compensated absences payable within the Payroll Benefits Internal Service Fund to be understated by $318,214 as of December 31, 2023. The effect of correcting this error is reflected in the table below. Governmental Capital Payroll Activities Improvement Benefits December 31, 2023, as previously reported $105,232,343 $1,452,158 ($12,245,028) Error correction relating to: Project expenditures (110,251)(110,251) - Compensated absences (318,214) - (318,214) December 31, 2023, as restated $104,803,878 $1,341,907 ($12,563,242) Reporting Units Affected by Restatement of Beginning Balance 82 CITY OF GOLDEN VALLEY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2024 Note 17 SUBSEQUENT EVENTS On June 17, 2025, the City Council approved the $6.9 million purchase of property at 6100 Olson Memorial Highway, which will become home to the new Public Works Facility. This investment in the City’s facilities will be funded through local sales tax revenue, which was approved by voters in November 2023. 83 - This page intentionally left blank - 84 REQUIRED SUPPLEMENTARY INFORMATION 85 CITY OF GOLDEN VALLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 10 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2024 Variance with Final Budget Actual Positive Original Final Amounts (Negative) Revenue: Property taxes $26,613,525 $26,613,525 $25,684,437 ($929,088) Special assessments - - 11,219 11,219 Licenses and permits 1,603,955 1,603,955 3,429,390 1,825,435 Intergovernmental revenue 39,280 39,280 115,110 75,830 Charges for services 1,610,790 1,610,790 1,445,245 (165,545) Fines and forfeits 76,640 76,640 140,190 63,550 Investment income 125,000 125,000 1,328,792 1,203,792 Other revenue 11,500 11,500 250,309 238,809 Total revenues 30,080,690 30,080,690 32,404,692 2,324,002 Expenditures: Current: General government: City Council and Boards 314,920 314,920 351,516 (36,596) City Manager 864,435 899,435 987,641 (88,206) Administrative services 2,461,185 2,461,185 2,332,564 128,621 Finance 1,457,800 1,457,800 1,483,239 (25,439) Legal services and City Clerk 775,795 850,795 952,971 (102,176) Risk management 380,000 380,000 389,690 (9,690) Total general government 6,254,135 6,364,135 6,497,621 (133,486) Community development: Administration 374,135 374,135 254,941 119,194 Planning 523,380 523,380 438,982 84,398 Inspections 1,015,405 1,015,405 1,018,545 (3,140) Engineering 697,635 697,635 589,512 108,123 Total community development 2,610,555 2,610,555 2,301,980 308,575 Public safety: Police 8,393,560 8,533,560 8,058,085 475,475 Fire 2,318,220 2,318,220 2,039,588 278,632 Total public safety 10,711,780 10,851,780 10,097,673 754,107 Public works: Building operations 992,560 992,560 960,010 32,550 Street maintenance 2,893,675 2,893,675 2,666,024 227,651 Park maintenance 1,744,915 1,744,915 1,758,817 (13,902) Total public works 5,631,150 5,631,150 5,384,851 246,299 Parks and recreation: Administration 1,084,010 1,084,010 906,401 177,609 Recreation programs 444,060 444,060 299,076 144,984 Total parks and recreation 1,528,070 1,528,070 1,205,477 322,593 Total expenditures 26,735,690 26,985,690 25,487,602 1,498,088 Revenue over (under) expenditures 3,345,000 3,095,000 6,917,090 3,822,090 Other financing sources (uses): Transfers in 30,000 30,000 251,457 221,457 Transfers out (3,375,000) (3,375,000) (3,375,000) - Total other financing sources (uses)(3,345,000) (3,345,000) (3,123,543)221,457 Net change in fund balance $ - ($250,000) 3,793,547 $4,043,547 Fund balance - January 1 22,749,108 Fund balance - December 31 $26,542,655 Budgeted Amounts See accompanying notes to the required supplementary information. 86 CITY OF GOLDEN VALLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 11 SCHEDULE OF CHANGES IN THE TOTAL OPEB LIABILITY AND RELATED RATIOS For The Last Ten Years Fiscal year ended December 31, 2024 2023 2022 2021 2020 2019 2018 Measurement date December 31, 2023 2022 2021 2020 2019 2018 2017 Total OPEB liability: Service cost $136,421 $174,337 $161,504 $131,927 $110,996 $144,892 $133,055 Interest 109,822 64,505 41,206 48,057 84,722 72,136 71,708 Differences between expected and actual experience (392,789) 3,547 1,548,305 4,583 (620,986) - - Changes in assumptions 124,108 (444,717) (396,763) 122,651 125,655 (101,648) 50,539 Benefit payments (181,959) (176,888) (182,035) (89,561) (81,242) (62,128) (72,237) Net change in total OPEB liability (204,397) (379,216) 1,172,217 217,657 (380,855) 53,252 183,065 Total OPEB liability - beginning of year 2,666,223 3,045,439 1,873,222 1,655,565 2,036,420 1,983,168 1,800,103 Total OPEB liability - end of year $2,461,826 $2,666,223 $3,045,439 $1,873,222 $1,655,565 $2,036,420 $1,983,168 Covered-employee payroll $15,500,000 $14,700,000 $14,000,000 $10,100,000 $10,100,000 $10,100,000 $9,700,000 Total OPEB liability as a percentage of covered-employee payroll 15.9% 18.1% 21.8% 18.5% 16.4% 20.2% 20.4% There are no plan assets accumulated in a trust that meet the criteria in paragraph 4 of GASB Statement No. 75 to pay these benefits. The schedule is provided prospectively beginning with the City's fiscal year ended December 31, 2018 and is intended to show a ten year trend. Additional years will be added as they become available. See accompanying notes to the required supplementary information. 87 CITY OF GOLDEN VALLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 12 SCHEDULE OF PROPORTIONATE SHARE OF NET PENSION LIABILITY - GENERAL EMPLOYEES RETIREMENT FUND For The Last Ten Years City's State's Proportionate Plan Proportionate Share of the Fiduciary City's City's Share (Amount) Net Pension Net Position Proportionate Proportionate of the Liability as a as a Share Share (Amount) Net Pension Percentage of Percentage Measurement Fiscal Year (Percentage) of of the Liability its Covered of the Total Date Ending the Net Pension Net Pension Associated with Total Covered Payroll Pension June 30 December 31 Liability Liability (a) the City (b) (a+b) Payroll (c) (a/c) Liability 2015 2015 0.1085% $5,623,033 $ - $5,623,033 $6,374,138 88.2% 78.2% 2016 2016 0.1072% 8,704,108 113,679 8,817,787 6,649,482 130.9% 68.9% 2017 2017 0.1107% 7,067,015 88,825 7,155,840 7,128,621 99.1% 75.9% 2018 2018 0.1088% 6,035,778 198,039 6,233,817 7,313,615 82.5% 79.5% 2019 2019 0.1132% 6,258,574 194,492 6,453,066 8,008,282 78.2% 80.2% 2020 2020 0.1148% 6,882,784 212,348 7,095,132 8,189,223 84.0% 79.1% 2021 2021 0.1176% 5,022,047 153,374 5,175,421 8,466,921 59.3% 87.0% 2022 2022 0.1262% 9,995,080 293,026 10,288,106 9,452,797 105.7% 76.7% 2023 2023 0.1289% 7,207,944 198,768 7,406,712 10,253,907 70.3% 83.1% 2024 2024 0.1284% 4,748,064 122,775 4,870,839 10,862,028 43.7% 89.1% See accompanying notes to the required supplementary information. 88 CITY OF GOLDEN VALLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 13 SCHEDULE OF PENSION CONTRIBUTIONS - GENERAL EMPLOYEES RETIREMENT FUND For The Last Ten Years Statutorily Contributions in Contribution Contributions as a Fiscal Year Required Relation to the Deficiency Covered Percentage of Ending Contribution Statutorily Required (Excess)Payroll Covered December 31 (a)Contribution (b) (a-b)(c)Payroll (b/c) 2015 $509,632 $509,632 $ - $6,795,097 7.50% 2016 507,606 507,606 - 6,768,463 7.50% 2017 522,131 522,131 - 6,961,749 7.50% 2018 580,703 580,703 - 7,742,669 7.50% 2019 611,979 611,979 - 8,159,717 7.50% 2020 621,390 621,390 - 8,285,192 7.50% 2021 665,363 665,363 - 8,871,502 7.50% 2022 743,653 743,653 - 9,915,373 7.50% 2023 806,132 806,132 - 10,748,431 7.50% 2024 831,274 831,274 - 11,084,737 7.50% See accompanying notes to the required supplementary information. 89 CITY OF GOLDEN VALLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 14 SCHEDULE OF PROPORTIONATE SHARE OF NET PENSION LIABILITY - PUBLIC EMPLOYEES POLICE AND FIRE FUND For The Last Ten Years City's State's Proportionate Plan Proportionate Share of the Fiduciary City's City's Amount Net Pension Net Position Proportionate Proportionate of the Liability as a as a Percentage Amount Net Pension Percentage of Percentage Measurement Fiscal Year of the of the Liability its Covered of the Total Date Ending Net Pension Net Pension Associated with Total Covered Payroll Pension June 30 December 31 Liability Liability (a) the City (b) (a+b) Payroll (c) (a/c)Liability 2015 2015 0.3230% $3,670,036 $ - $3,670,036 $2,955,388 124.2%86.6% 2016 2016 0.3190% 12,802,028 - 12,802,028 3,072,358 416.7%63.9% 2017 2017 0.3190% 4,306,880 - 4,306,880 3,274,040 131.5%85.4% 2018 2018 0.3157% 3,365,037 - 3,365,037 3,327,398 101.1%88.8% 2019 2019 0.3331% 3,546,186 - 3,546,186 3,511,202 101.0%89.3% 2020 2020 0.3216% 4,239,033 99,871 4,338,904 3,627,488 116.9%87.2% 2021 2021 0.3083% 2,379,749 106,967 2,486,716 3,643,415 65.3%93.7% 2022 2022 0.2575% 11,205,382 489,606 11,694,988 3,128,100 358.2%70.5% 2023 2023 0.2185% 3,773,211 151,987 3,925,198 2,869,152 136.8%86.5% 2024 2024 0.2228% 2,931,359 111,742 3,043,101 3,085,391 98.6%90.2% See accompanying notes to the required supplementary information. 90 CITY OF GOLDEN VALLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 15 SCHEDULE OF PENSION CONTRIBUTIONS - PUBLIC EMPLOYEES POLICE AND FIRE FUND For The Last Ten Years Statutorily Contributions in Contribution Contributions as a Fiscal Year Required Relation to the Deficiency Covered Percentage of Ending Contribution Statutorily Required (Excess)Payroll Covered December 31 (a)Contribution (b) (a-b)(c)Payroll (b/c) 2015 $507,642 $507,642 $ - $3,133,590 16.20% 2016 506,383 506,383 - 3,125,427 16.20% 2017 519,363 519,363 - 3,205,941 16.20% 2018 550,962 550,962 - 3,400,997 16.20% 2019 609,750 609,750 - 3,597,346 16.95% 2020 644,673 644,673 - 3,642,224 17.70% 2021 607,647 607,647 - 3,433,032 17.70% 2022 532,121 532,121 - 3,006,333 17.70% 2023 505,929 505,929 - 2,858,356 17.70% 2024 628,260 628,260 - 3,549,489 17.70% See accompanying notes to the required supplementary information. 91 CITY OF GOLDEN VALLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN THE NET PENSION ASSET AND RELATED RATIOS - GOLDEN VALLEY FIRE DEPARTMENT RELIEF ASSOCIATION For The Last Ten Years City fiscal year ended December 31, 2024 2023 2022 2021 Relief Association fiscal year ended December 31, (measurement date) 2023 2022 2021 2020 Total pension liability: Service cost $302,368 $255,272 $188,583 $183,925 Interest 237,984 237,579 183,308 198,850 Differences between expected and actual experience - (315,306) - (183,732) Changes in assumptions - 40,078 - 38,609 Changes in benefit terms - 523,732 833,556 120,267 Benefit payments (302,023) (652,192) (222,200) (754,557) Net change in total pension liability 238,329 89,163 983,247 (396,638) Total pension liability - beginning 3,815,049 3,725,886 2,742,639 3,139,277 Total pension liability - ending (a)$4,053,378 $3,815,049 $3,725,886 $2,742,639 Plan fiduciary net position: Contributions (state and local)$221,424 $211,529 $194,195 $187,368 Net investment income 1,117,703 (1,233,055) 1,038,155 893,892 Benefit payments (302,023) (652,192) (222,200) (754,557) Administrative expense (9,350)(23,321)(17,935)(15,442) Net change in plan fiduciary net position 1,027,754 (1,697,039) 992,215 311,261 Total plan fiduciary net position - beginning 5,156,877 6,853,916 5,861,701 5,550,440 Total plan fiduciary net position - ending (b)$6,184,631 $5,156,877 $6,853,916 $5,861,701 Net pension asset - ending (b) - (a)$2,131,253 $1,341,828 $3,128,030 $3,119,062 Plan fiduciary net position as a percentage of the total pension liability 152.58% 135.17% 183.95% 213.72% The Relief Association is comprised of paid on-call firefighters whose pay does not meet the definition of covered payroll. See accompanying notes to the required supplementary information. 92 Statement 16 2020 2019 2018 2017 2016 2015 2019 2018 2017 2016 2015 2014 $171,251 $174,845 $165,540 $169,611 $162,663 $158,309 202,299 228,505 244,540 221,030 198,248 189,130 - (124,858) - 175,353 - - - 60,574 24,168 - (44,179) - 120,568 78,567 - 69,254 - - (361,231) (776,390) (328,180) (307,251) (110,208) (332,858) 132,887 (358,757) 106,068 327,997 206,524 14,581 3,006,390 3,365,147 3,259,079 2,931,082 2,724,558 2,709,977 $3,139,277 $3,006,390 $3,365,147 $3,259,079 $2,931,082 $2,724,558 $174,486 $169,606 $161,767 $153,252 $148,972 $143,581 1,092,687 (259,687) 849,121 414,106 (20,626) 335,884 (361,231) (776,390) (328,180) (307,251) (110,208) (332,858) (16,518)(18,459)(12,778)(16,889)(15,827)(16,509) 889,424 (884,930) 669,930 243,218 2,311 130,098 4,661,016 5,545,946 4,876,016 4,632,798 4,630,487 4,500,389 $5,550,440 $4,661,016 $5,545,946 $4,876,016 $4,632,798 $4,630,487 $2,411,163 $1,654,626 $2,180,799 $1,616,937 $1,701,716 $1,905,929 176.81% 155.04% 164.81% 149.61% 158.06% 169.95% See accompanying notes to the required supplementary information. 93 CITY OF GOLDEN VALLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 17 SCHEDULE OF CONTRIBUTIONS GOLDEN VALLEY FIRE DEPARTMENT RELIEF ASSOCIATION For The Last Ten Years City Contributions Statutorily Contribution Fiscal Year Required Actual Deficiency Ending Contributions Contributions (Excess)Non-employer December 31 (a)(b)(a-b)2% State Aid 2015 $ - $ - $ - $148,972 2016 - - - 153,252 2017 - - - 161,767 2018 - - - 169,606 2019 - - - 174,486 2020 - - - 187,368 2021 - - - 194,195 2022 - - - 211,529 2023 - - - 219,424 2024 - - - 238,796 See accompanying notes to the required supplementary information. 94 CITY OF GOLDEN VALLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO RSI December 31, 2024 Note A LEGAL COMPLIANCE – BUDGETS The City’s budget is prepared on a modified accrual basis of accounting. The City has established budgetary control at the division level. City management may transfer appropriations within divisions but needs City Council approval before exceeding the budget at that level. Note B PENSION INFORMATION PERA – General Employees Retirement Fund 2024 Changes in Actuarial Assumptions: The following changes in assumptions are effective with the July 1, 2024 valuation, as recommended in the most recent experience study (dated June 29, 2023):  Rates of merit and seniority were adjusted, resulting in slightly higher rates.  Assumed rates of retirement were adjusted as follows: increase the rate of assumed unreduced retirements, slight adjustments to Rule of 90 retirement rates, and slight adjustments to early retirement rates for Tier 1 and Tier 2 members.  Minor increase in assumed withdrawals for males and females.  Lower rates of disability.  Continued use of Pub-2010 general mortality table with slight rate adjustments as recommended in the most recent experience study.  Minor changes to form of payment assumptions for male and female retirees.  Minor changes to assumptions made with respect to missing participant data. 2024 Changes in Plan Provisions:  The workers’ compensation offset for disability benefits was eliminated. The actuarial equivalent factors updated to reflect the changes in assumptions. 2023 Changes in Actuarial Assumptions:  The investment return assumption and single discount rate were changed from 6.50% to 7.00%. 2023 Changes in Plan Provisions:  An additional one-time direct state aid contribution of $170.1 million was contributed to the Plan on October 1, 2023.  The vesting period of those hired after June 30, 2010, was changed from five years of allowable service to three years of allowable service.  The benefit increase delay for early retirements on or after January 1, 2024, was eliminated.  A one-time, non-compounding benefit increase of 2.50% minus the actual 2024 adjustment will be payable in a lump sum for calendar year 2024 by March 31, 2024. 2022 Changes in Actuarial Assumptions:  The mortality improvement scale was changed from Scale MP-2020 to Scale MP-2021. 2021 Changes in Actuarial Assumptions:  The investment return and single discount rates were changed from 7.50% to 6.50% for financial reporting purposes.  The mortality improvement scale was changed from Scale MP-2019 to Scale MP-2020. 95 CITY OF GOLDEN VALLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO RSI December 31, 2024 2020 Changes in Actuarial Assumptions:  The price inflation assumption was decreased from 2.50% to 2.25%.  The payroll growth assumption was decreased from 3.25% to 3.00%.  Assumed salary increase rates were decreased 0.25% and assumed rates of retirement were changed resulting in more unreduced (normal) retirements and slightly fewer Rule of 90 and early retirements. Assumed rates of termination and disability were also changed.  Base mortality tables were changed from RP-2014 tables to Pub-2010 tables, with adjustments.  The mortality improvement scale was changed from Scale MP-2018 to Scale MP-2019.  The spouse age difference was changed from two years older for females to one year older.  The assumed number of married male new retirees electing the 100% Joint & Survivor option changed from 35% to 45%. The assumed number of married female new retirees electing the 100% Joint & Survivor option changed from 15% to 30%. The corresponding number of married new retirees electing the Life annuity option was adjusted accordingly. 2020 Changes in Plan Provisions:  Augmentation for current privatized members was reduced to 2.0% for the period July 1, 2020 through December 31, 2023 and 0.0% after. Augmentation was eliminated for privatizations occurring after June 30, 2020. 2019 Changes in Actuarial Assumptions:  The mortality projection scale was changed from MP-2017 to MP-2018. 2019 Changes in the Plan Provisions:  The employer supplemental contribution was changed prospectively, decreasing from $31.0 million to $21.0 million per year. The State’s special funding contribution was changed prospectively, requiring $16.0 million due per year through 2031. 2018 Changes in Actuarial Assumptions:  The mortality projection scale was changed from MP-2015 to MP-2017.  The assumed benefit increase was changed from 1.00% per year through 2044 and 2.50% per year thereafter to 1.25% per year. 2017 Changes in Actuarial Assumptions:  The Combined Service Annuity (CSA) loads were changed from 0.8% for active members and 60% for vested and non-vested deferred members. The revised CSA loads are now 0.0% for active member liability, 15.0% for vested deferred member liability and 3.0% for non-vested deferred member liability.  The assumed post-retirement benefit increase rate was changed from 1.0% per year for all years to 1.0% per year through 2044 and 2.5% per year thereafter. 2016 Changes in Actuarial Assumptions:  The assumed post-retirement benefit increase rate was changed from 1.0% per year through 2035 and 2.5% per year thereafter to 1.0% per year for all future years.  The assumed investment return was changed from 7.9% to 7.5%. The single discount rate was changed from 7.9% to 7.5%.  Other assumptions were changed pursuant to the experience study dated June 30, 2015. The assumed future salary increases, payroll growth, and inflation were decreased by 0.25% to 3.25% for payroll growth and 2.50% for inflation. 96 CITY OF GOLDEN VALLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO RSI December 31, 2024 PERA – Public Employees Police and Fire Fund 2024 Changes in Plan Provisions:  The State contribution of $9.0 million per year will continue until the earlier of 1) both the Police & Fire Plan and the State Patrol Retirement Fund attain 90 percent funded status for three consecutive years (on an actuarial value of assets basis) or 2) July 1, 2048. The contribution was previously due to expire after attaining a 90 percent funded status for one year.  The additional $9.0 million contribution will continue until the Police & Fire Plan is fully funded for a minimum of three consecutive years on an actuarial value of assets basis, or July 1, 2048, whichever is earlier. This contribution was previously due to expire upon attainment of fully funded status on an actuarial value of assets basis for one year (or July 1, 2048 if earlier). 2023 Changes in Actuarial Assumptions:  The investment return assumption was changed from 6.50% to 7.00%.  The single discount rate changed from 5.40% to 7.00%. 2023 Changes in Plan Provisions:  An additional one-time direct state aid contribution of $19.4 million was contributed to the Plan on October 1, 2023.  Vesting requirement for new hires after June 30, 2014, was changed from a graded 20-year vesting schedule to a graded 10-year vesting schedule, with 50% vesting after five years, increasing incrementally to 100% after 10 years.  A one-time, non-compounding benefit increase of 3.00% will be payable in a lump sum for calendar year 2024 by March 31, 2024.  Psychological treatment is required effective July 1, 2023, prior to approval for a duty disability benefit for a psychological condition relating to the member’s occupation.  The total and permanent duty disability benefit was increased, effective July 1, 2023. 2022 Changes in Actuarial Assumptions:  The single discount rate changed from 6.50% to 5.4%.  The mortality improvement scale was changed from Scale MP-2020 to Scale MP-2021. 2021 Changes in Actuarial Assumptions:  The investment return and single discount rates were changed from 7.50% to 6.50% for financial reporting purposes.  The inflation assumption was changed from 2.50% to 2.25%.  The payroll growth assumption was changed from 3.25% to 3.00%.  The base mortality tables for healthy annuitants, disabled annuitants and employees were changed from RP-2014 tables to Pub-2010 Public Safety Mortality tables. The mortality improvement scale was changed from MP-2019 to MN-2020.  Assumed salary increase and retirement rates were modified as recommended in the July 14, 2020 experience study. The changes result in a decrease in gross salary increase rates, slightly more unreduced retirements and fewer assumed early retirements.  Assumed rates of withdrawal were changed from select and ultimate rates to service-based rates. The changes result in more assumed terminations.  Assumed rates of disability were increased for ages 25-44 and decreased for ages over 49. Overall, proposed rates result in more projected disabilities.  Assumed percent married for active female members was changed from 60% to 70%. 2020 Changes in Actuarial Assumptions:  The mortality projection scale was changed from MP-2018 to MP-2019. 97 CITY OF GOLDEN VALLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO RSI December 31, 2024 2019 Changes in Actuarial Assumptions:  The mortality projection scale was changed from MP-2017 to MP-2018. 2018 Changes in Actuarial Assumptions:  The mortality projection scale was changed from MP-2016 to MP-2017. 2017 Changes in Actuarial Assumptions:  The single discount rate was changed from 5.6% to 7.5%.  Assumed salary increases were changed as recommended in the June 30, 2016 experience study. The net effect is proposed rates that average 0.34% lower than the previous rates.  Assumed rates of retirement were changed, resulting in fewer retirements.  The Combined Service Annuity (CSA) load was 30% for vested and non-vested deferred members. The CSA was changed to 33% for vested members and 2% for non-vested members.  The base mortality table for healthy annuitants was changed from the RP-2000 fully generational table to the RP-2014 fully generational table (with a base year of 2006), with male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP-2016. The base mortality table for disabled annuitants was changed from the RP-2000 disabled mortality table to the mortality tables assumed for healthy retirees.  Assumed termination rates were decreased to 3% for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected terminations overall.  Assumed percentage of married female members was decreased from 65% to 60%.  Assumed age difference was changed from separate assumptions for male members (wives assumed to be three years younger) and female members (husbands assumed to be four years older) to the assumption that males are two years older than females.  The assumed percentage of female members electing Joint and Survivor annuities was increased.  The assumed post-retirement benefit increase rate was changed from 1.00% for all years to 1.00% per year through 2064 and 2.50% thereafter. 2016 Changes in Actuarial Assumptions:  The assumed post-retirement benefit increase rate was changed from 1.0% per year through 2037 and 2.5% per year thereafter to 1.0% per year for all future years.  The assumed investment return was changed from 7.9% to 7.5%. The single discount rate changed from 7.9% to 5.6%.  The assumed future salary increases, payroll growth, and inflation were decreased by 0.25% to 3.25% for payroll growth and 2.50% for inflation. Golden Valley Fire Department Relief Association 2024 Changes in Actuarial Assumptions and Plan Provisions:  None 2023 Changes in Actuarial Assumptions:  The expected investment return and discount rate decreased from 6.50% to 6.00%.  The mortality assumptions were updated from the rates used in the July 1, 2020 Minnesota PERA PEPFF actuarial valuation to the ratios used in the July 1, 2022 Minnesota PERA PEPFF actuarial valuation.  The inflation assumption increased from 2.25% to 2.50%.  Retirement assumptions were updated to reflect the change in the vesting schedule. 98 CITY OF GOLDEN VALLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO RSI December 31, 2024 2023 Changes in Plan Provisions:  The plan benefit level increased $12,200 to $13,000 per year of service.  The vesting schedule was updated to reflect a bylaw change effective December 2022, reducing the years of service required for full vesting from 20 to 10 years, and for partial vesting from 10 to 5 years. 2022 Changes in Plan Provisions:  The plan benefit level increased from $9,200 to $12,200 per year of service. 2021 Changes in Actuarial Assumptions:  The expected investment return and discount rate decreased from 6.75% to 6.50% to reflect updated market assumptions.  The mortality assumptions were updated from the rates used in July 1, 2018 Minnesota PERA PEPFF actuarial valuation to the ratios used in the July 1, 2020 Minnesota PERA PEPFF actuarial valuation.  The inflation assumption decreased from 2.50% to 2.25%. 2021 Changes in Plan Provisions:  The plan benefit level increased from $8,700 to $9,200 per year of service. 2020 Changes in Plan Provisions  The plan benefit level increased from $8,300 to $8,700 per year of service. 2019 Changes in Actuarial Assumptions:  The actuarial assumptions for the single discount rate decreased from 7.25% to 6.75%.  The inflation assumption was updated from 2.75% to 2.50%.  The mortality and withdrawal assumptions were updated to the rates used in the July 1, 2018 Minnesota PERA Minnesota Police and Fire Plan actuarial valuation. 2019 Changes in Plan Provisions:  The plan benefit level increased from $8,000 to $8,300 per year of service. 2018 Changes in Actuarial Assumptions:  The actuarial assumptions for the single discount rate decreased from 7.50% to 7.25%. 2017 Changes in Plan Provisions:  The plan benefit level increased from $7,500 to $8,000 per year of service. 2016 Changes in Actuarial Assumptions:  The actuarial assumptions for the single discount rate increased from 7.00% to 7.50%. Other Post-Employment Benefit Plan 2024 Changes in Actuarial Assumptions:  The discount rate was changed from 4.05% to 3.77%  Future retiree and retiree spouse participation rates were updated based on analysis of past plan experience.  Future medical plan blending was updated based on an analysis of medical plan election rates as of the valuation date.  Medical per capita claims tables were updated based on recent experience and demographics 2023 Changes in Actuarial Assumptions:  The discount rate was changed from 2.06% to 4.05%. 99 CITY OF GOLDEN VALLEY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO RSI December 31, 2024 2022 Changes in Actuarial Assumptions:  The discount rate was changed from 2.12% to 2.06%.  The general inflation rate was changed from 2.00% to 2.50%  The healthcare trend rates, claims rates, and withdrawal, retirement, mortality, disability, and salary scale assumptions were updated for changes in recent studies and valuations.  Future retiree and retiree spouse participation rates were updated based on analysis of past plan experience.  Future medical plan blending was updated based on an analysis of medical plan election rates as of the valuation date. 2021 Changes in Actuarial Assumptions:  The actuarial assumptions for the single discount rate decreased from 2.74% to 2.12%. 2020 Changes in Actuarial Assumptions:  The actuarial assumptions for the single discount rate increased from 4.09% to 2.74%.  The healthcare cost trend rate, mortality tables and payroll growth rates were updated for changes in recent experience studies and inflationary adjustment since the previous valuation. 2019 Changes in Actuarial Assumptions:  The actuarial assumptions for the single discount rate increased from 3.44% to 4.09%. 2018 Changes in Actuarial Assumptions:  The actuarial assumptions for the single discount rate decreased from 4.50% to 3.44%. 100 COMBINING AND INDIVIDUAL NONMAJOR FUND FINANCIAL STATEMENTS AND SCHEDULES 101 - This page intentionally left blank - 102 NONMAJOR GOVERNMENTAL FUNDS 103 - This page intentionally left blank - 104 NONMAJOR FUND DESCRIPTIONS SPECIAL REVENUE FUNDS Community Services Commission – used to account for fundraising and pull-tab gambling proceeds remitted to the City by various nonprofit organizations that run charitable gambling operations within the City’s limits. The monies are committed to support organizations or programs that address human service needs in the City. Cemetery – used to account for monies received from cemetery plot sales. These funds are restricted for maintenance of the City-owned cemetery. DWI Enforcement – used to account for monies received from DWI-related fines and forfeitures. These funds are restricted for DWI enforcement and education. VOTF – used to account for grants and other funding restricted for the Violent Offenders Task Force. HRA General – used to account for the general activities of the City’s HRA, a blended component unit. Brookview Community Center – used to account for the revenues and expenditures of the Brookview Community Center facility. Lodging Tax – used to account for lodging taxes submitted by hotels and motels in the City and the disbursement of those taxes. Noah Joynes Youth Recreation – used to account for contributions to the City’s parks and recreation department to provide assistance in supporting youth programs. DEBT SERVICE FUNDS Brookview Lease Revenue Bonds – used to account for accumulation of, resources for, and payment of debt service on bonds sold to finance the construction of the Brookview Community Center. Douglas Drive Reconstruction Bonds – used to account for accumulation of, resources for, and payment of debt service on bonds sold to finance the reconstruction of Douglas Drive. Highway 55 West Bonds – used to account for accumulation of, resources for, and payment of debt service on bonds sold to finance improvements on Highway 55 West. 105 CAPITAL PROJECT FUNDS Building Fund – used to provide financing for major capital improvements made to the City’s buildings. Cable Improvement Fund – used to provide for the ongoing capital equipment needs necessary to support cable television public access and local programming. Park Capital Improvement Fund – used to provide financing for major improvements to the City’s parks and open space areas. Equipment Replacement Fund – used to provide financing for major vehicle and equipment purchases for the City’s General Fund divisions. HRA Capital Project Fund – used to account for the activity of the City’s HRA housing program and the redevelopment activity in the City’s tax increment districts. Tax Increment Financing District Funds (North Wirth No. 1505, Highway 55 West No. 1506, Cornerstone Creek No. 1507, Winnetka/Medicine Lake No. 1508 and Sentinel No. 1509) – TIF districts are used by the City to spur economic development and redevelopment. Douglas Drive Improvement Fund – used to account for street improvements related to Douglas Drive. 106 CITY OF GOLDEN VALLEY, MINNESOTA COMBINING BALANCE SHEET Statement 18 NONMAJOR GOVERNMENTAL FUNDS December 31, 2024 Special Revenue Debt Service Capital Projects Totals Assets: Cash and investments $1,480,378 $1,876,436 $13,709,393 $17,066,207 Accounts receivable 111,938 - - 111,938 Due from other governmental units - - 8,032 8,032 Special assessments receivable - 86,648 5,571 92,219 Total assets $1,592,316 $1,963,084 $13,722,996 $17,278,396 Liabilities: Accounts payable $23,791 $ - $222,660 $246,451 Due to other governmental units 41,189 - 6,540 47,729 Due to other funds - - 261,639 261,639 Contracts payable - - 14,566 14,566 Deposits payable 161,041 - 8,686 169,727 Advances from other funds - - 695,000 695,000 Total liabilities 226,021 - 1,209,091 1,435,112 Deferred inflows of resources: Unavailable revenue - special assessments - 86,648 5,571 92,219 Total deferred inflows of resources - 86,648 5,571 92,219 Fund balance: Restricted 1,208,289 1,876,436 4,039,202 7,123,927 Committed 161,831 - - 161,831 Assigned - - 8,469,718 8,469,718 Unassigned (3,825) - (586)(4,411) Total fund balance 1,366,295 1,876,436 12,508,334 15,751,065 Total liabilities, deferred inflows of resources, and fund balances $1,592,316 $1,963,084 $13,722,996 $17,278,396 107 - This page intentionally left blank - 108 CITY OF GOLDEN VALLEY, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND Statement 19 CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS For The Year Ended December 31, 2024 Special Revenue Debt Service Capital Projects Total Revenue: Property taxes $ - $1,193,822 $277,981 $1,471,803 Tax increments - - 1,577,062 1,577,062 Special assessments - 39,275 11,816 51,091 Franchise taxes - 369,213 - 369,213 Local taxes 171,932 - - 171,932 Intergovernmental revenue - - 156,004 156,004 Charges for services 529,973 - - 529,973 Investment income 58,005 33,091 502,800 593,896 Other revenue 64,393 - 65,630 130,023 Total revenues 824,303 1,635,401 2,591,293 5,050,997 Expenditures: Current: General government 61,316 - - 61,316 Community development 821 - 1,056,645 1,057,466 Public safety 1,050 - - 1,050 Parks and recreation 484,839 - - 484,839 Capital outlay 198,547 - 2,630,674 2,829,221 Debt service: Principal - 1,215,000 - 1,215,000 Interest and fiscal charges - 584,182 39,305 623,487 Total expenditures 746,573 1,799,182 3,726,624 6,272,379 Revenue over (under) expenditures 77,730 (163,781) (1,135,331) (1,221,382) Other financing sources (uses): Sale of capital assets - - 162,165 162,165 Transfers in - 141,363 2,375,000 2,516,363 Transfers out - - (141,363)(141,363) Total other financing sources (uses) - 141,363 2,395,802 2,537,165 Net change in fund balance 77,730 (22,418) 1,260,471 1,315,783 Fund balance - January 1 1,288,565 1,898,854 11,247,863 14,435,282 Fund balance - December 31 $1,366,295 $1,876,436 $12,508,334 $15,751,065 109 CITY OF GOLDEN VALLEY, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR SPECIAL REVENUE FUNDS December 31, 2024 Community Services DWI Commission Cemetery Enforcement Assets: Cash and investments $157,315 $107,161 $30,937 Accounts receivable 6,463 - - Total assets $163,778 $107,161 $30,937 Liabilities: Accounts payable $1,947 $ - $ - Due to other governments - - - Deposits payable - - - Total liabilities 1,947 - - Fund balance: Restricted - 107,161 30,937 Committed 161,831 - - Unassigned - - - Total fund balance 161,831 107,161 30,937 Total liabilities, deferred inflows of resources, and fund balances $163,778 $107,161 $30,937 110 Statement 20 Brookview Community Noah Joynes VOTF HRA General Center Lodging Tax Youth Recreation Total $160,572 $140,860 $837,874 $13,153 $32,506 $1,480,378 - - 97,241 8,113 121 111,938 $160,572 $140,860 $935,115 $21,266 $32,627 $1,592,316 $ - $ - $21,844 $ - $ - $23,791 - - 16,098 25,091 - 41,189 - 2,073 158,968 - - 161,041 - 2,073 196,910 25,091 - 226,021 160,572 138,787 738,205 - 32,627 1,208,289 - - - - - 161,831 - - - (3,825) - (3,825) 160,572 138,787 738,205 (3,825)32,627 1,366,295 $160,572 $140,860 $935,115 $21,266 $32,627 $1,592,316 111 CITY OF GOLDEN VALLEY, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR SPECIAL REVENUE FUNDS For The Year Ended December 31, 2024 Community Services DWI Commission Cemetery Enforcement Revenue: Charges for services $ - $ - $ - Investment income - 5,411 1,354 Other revenue: Lodging taxes - - - Lawful gambling proceeds 41,459 - - Contributions 19,274 - - Total revenues 60,733 5,411 1,354 Expenditures: Current: General government 61,316 - - Community development - - - Public safety - - 1,050 Parks and recreation - - - Capital outlay - - - Total expenditures 61,316 - 1,050 Revenue over (under) expenditures (583)5,411 304 Fund balance - January 1 162,414 101,750 30,633 Fund balance - December 31 $161,831 $107,161 $30,937 112 Statement 21 Brookview Community Noah Joynes VOTF HRA General Center Lodging Tax Youth Recreation Total $ - $ - $529,973 $ - $ - $529,973 6,937 5,975 37,180 - 1,148 58,005 - - - 171,932 - 171,932 - - - - - 41,459 - - - - 3,660 22,934 6,937 5,975 567,153 171,932 4,808 824,303 - - - - - 61,316 - 821 - - - 821 - - - - - 1,050 - - 484,790 - 49 484,839 - - 39,867 158,680 - 198,547 - 821 524,657 158,680 49 746,573 6,937 5,154 42,496 13,252 4,759 77,730 153,635 133,633 695,709 (17,077)27,868 1,288,565 $160,572 $138,787 $738,205 ($3,825)$32,627 $1,366,295 113 CITY OF GOLDEN VALLEY, MINNESOTA SUBCOMBINING BALANCE SHEET Statement 22 NONMAJOR DEBT SERVICE FUNDS December 31, 2024 Brookview Douglas Drive Lease Revenue Reconstruction Hwy 55 West Bonds Bonds Bonds Total Assets: Cash and investments $1,491,416 $316,668 $68,352 $1,876,436 Special assessments receivable - - 86,648 86,648 Total assets $1,491,416 $316,668 $155,000 $1,963,084 Liabilities: Accounts payable $ - $ - $ - $ - Deferred inflows of resources: Unavailable revenue - special assessments - - 86,648 86,648 Fund balance: Restricted 1,491,416 316,668 68,352 1,876,436 Total liabilities, deferred inflows of resources, and fund balances $1,491,416 $316,668 $155,000 $1,963,084 114 CITY OF GOLDEN VALLEY, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES,Statement 23 EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR DEBT SERVICE FUNDS For The Year Ended December 31, 2024 Brookview Douglas Drive Lease Revenue Reconstruction Hwy 55 West Bonds Bonds Bonds Total Revenue: Property taxes $1,193,822 $ - $ - $1,193,822 Special assessments - - 39,275 39,275 Franchise taxes - 369,213 - 369,213 Investment income 32,778 313 - 33,091 Total revenues 1,226,600 369,526 39,275 1,635,401 Expenditures: Debt service: Principal 765,000 250,000 200,000 1,215,000 Interest and fiscal charges 435,944 119,213 29,025 584,182 Total expenditures 1,200,944 369,213 229,025 1,799,182 Revenue over (under) expenditures 25,656 313 (189,750)(163,781) Other financing sources (uses): Transfers in - - 141,363 141,363 Net change in fund balance 25,656 313 (48,387)(22,418) Fund balance - January 1 1,465,760 316,355 116,739 1,898,854 Fund balance - December 31 $1,491,416 $316,668 $68,352 $1,876,436 115 CITY OF GOLDEN VALLEY, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR CAPITAL PROJECT FUNDS December 31, 2024 Cable Park Capital Equipment Building Improvement Improvement Replacement Assets: Cash and investments $3,222,691 $216,403 $1,035,210 $4,037,752 Due from other governmental units - - - - Special assessments receivable - - - - Total assets $3,222,691 $216,403 $1,035,210 $4,037,752 Liabilities: Accounts payable $152,045 $ - $33,458 $8,184 Due to other governmental units - - - - Due to other funds - - - - Contracts payable - 14,566 - - Deposits payable - - - - Advances from other funds - - - - Total liabilities 152,045 14,566 33,458 8,184 Deferred inflows of resources: Unavailable revenue - special assessments - - - - Total deferred inflows of resources - - - - Fund balance: Restricted - - - - Assigned 3,070,646 201,837 1,001,752 4,029,568 Unassigned - - - - Total fund balance 3,070,646 201,837 1,001,752 4,029,568 Total liabilities, deferred inflows of resources, and fund balances $3,222,691 $216,403 $1,035,210 $4,037,752 116 Statement 24 Cornerstone Winnetka / HRA North Wirth Hwy 55 West Creek Medicine Lake Sentinel Douglas Drive Capital Project Tax Increment Tax Increment Tax Increment Tax Increment Tax Increment Improvement Total $348,459 $70,075 $966,430 $55,681 $2,645,758 $ - $1,110,934 $13,709,393 8,032 - - - - - - 8,032 -5,571 - - - - -5,571 $356,491 $75,646 $966,430 $55,681 $2,645,758 $ - $1,110,934 $13,722,996 $3,000 $ - $ - $ - $25,973 $ - $ - $222,660 -1,895 677 753 2,629 586 -6,540 - - - - 261,639 - - 261,639 - - - - - - - 14,566 -8,686 - - - - -8,686 - - - - 695,000 - - 695,000 3,000 10,581 677 753 985,241 586 - 1,209,091 -5,571 - - - - -5,571 -5,571 - - - - -5,571 353,491 59,494 965,753 54,928 1,660,517 -945,019 4,039,202 - - - - - - 165,915 8,469,718 - - - - -(586)-(586) 353,491 59,494 965,753 54,928 1,660,517 (586) 1,110,934 12,508,334 $356,491 $75,646 $966,430 $55,681 $2,645,758 $ - $1,110,934 $13,722,996 117 CITY OF GOLDEN VALLEY, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR CAPITAL PROJECT FUNDS For The Year Ended December 31, 2024 Cable Park Capital Equipment Building Improvement Improvement Replacement Revenue: Property taxes $ - $ - $ - $ - Tax increments - - - - Special assessments - - - - Intergovernmental revenue 18,908 - - - Investment income 125,773 8,236 33,825 144,065 Other revenue: Contributions - - 10,223 - Miscellaneous - 36,480 (2,635) 21,562 Total revenues 144,681 44,716 41,413 165,627 Expenditures: Current: Community development - - - - Capital outlay 574,463 - 335,184 1,721,027 Debt service: Interest and fiscal charges - - - - Total expenditures 574,463 - 335,184 1,721,027 Revenue over (under) expenditures (429,782) 44,716 (293,771) (1,555,400) Other financing sources (uses): Sale of capital assets - - - 162,165 Transfers in 600,000 - 425,000 1,350,000 Transfers out - - - - Total other financing sources (uses)600,000 - 425,000 1,512,165 Net change in fund balance 170,218 44,716 131,229 (43,235) Fund balance - January 1 2,900,428 157,121 870,523 4,072,803 Fund balance - December 31 $3,070,646 $201,837 $1,001,752 $4,029,568 118 Statement 25 Cornerstone Winnetka / HRA North Wirth Hwy 55 West Creek Medicine Lake Sentinel Douglas Drive Capital Project Tax Increment Tax Increment Tax Increment Tax Increment Tax Increment Improvement Total $277,981 $ - $ - $ - $ - $ - $ - $277,981 - 53,313 678,720 44,430 800,599 - - 1,577,062 - 11,816 - - - - - 11,816 137,096 - - - - - - 156,004 13,359 1,304 32,812 1,458 93,968 - 48,000 502,800 - - - - - - - 10,223 - - - - - - - 55,407 428,436 66,433 711,532 45,888 894,567 - 48,000 2,591,293 498,183 27,750 453,309 38,816 38,001 586 - 1,056,645 - - - - - - - 2,630,674 - - - - 39,305 - - 39,305 498,183 27,750 453,309 38,816 77,306 586 - 3,726,624 (69,747) 38,683 258,223 7,072 817,261 (586) 48,000 (1,135,331) - - - - - - - 162,165 - - - - - - - 2,375,000 - - (141,363) - - - - (141,363) - - (141,363) - - - - 2,395,802 (69,747) 38,683 116,860 7,072 817,261 (586) 48,000 1,260,471 423,238 20,811 848,893 47,856 843,256 - 1,062,934 11,247,863 $353,491 $59,494 $965,753 $54,928 $1,660,517 ($586) $1,110,934 $12,508,334 119 CITY OF GOLDEN VALLEY, MINNESOTA SPECIAL REVENUE FUND - BROOKVIEW COMMUNITY CENTER Statement 26 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2024 Variance with Final Budget Positive Original Final Actual (Negative) Revenue: Charges for services $555,500 $555,500 $529,973 ($25,527) Investment income - - 37,180 37,180 Total revenues 555,500 555,500 567,153 11,653 Expenditures: Current: Parks and recreation 498,270 498,270 484,790 13,480 Capital outlay 285,000 285,000 39,867 245,133 Total expenditures 783,270 783,270 524,657 258,613 Revenues over (under) expenditures ($227,770) ($227,770) 42,496 $270,266 Fund balance - January 1 695,709 Fund balance - December 31 $738,205 2024 Budgeted Amounts 120 INTERNAL SERVICE FUNDS Workers’ Compensation Fund – used to account for the financing of the City’s workers’ compensation benefits. Payroll Benefits Fund – used to account for the financing of the City’s employee benefits, such as compensated absences, pension contributions, other post-employment benefits, and termination pay. Vehicle Maintenance Fund – used to account for the maintenance of motor vehicles of all departments and related costs. 121 CITY OF GOLDEN VALLEY, MINNESOTA COMBINING STATEMENT OF NET POSITION Statement 27 INTERNAL SERVICE FUNDS December 31, 2024 Workers' Payroll Vehicle Compensation Benefits Maintenance Total Assets: Current assets: Cash and cash equivalents $4,038 $1,045,747 $1,008,961 $2,058,746 Accounts receivable - 9,234 - 9,234 Inventory - - 201,798 201,798 Total current assets 4,038 1,054,981 1,210,759 2,269,778 Noncurrent assets: Net pension asset - fire relief - 2,131,253 - 2,131,253 Capital assets: Machinery and equipment - - 193,341 193,341 Less accumulated depreciation - - (183,497) (183,497) Capital assets, net - - 9,844 9,844 Total noncurrent assets - 2,131,253 9,844 2,141,097 Total assets 4,038 3,186,234 1,220,603 4,410,875 Deferred outflows of resources: Related to pensions - PERA - 5,976,202 - 5,976,202 Related to pensions - fire relief - 355,542 - 355,542 Related to OPEB - 1,542,217 - 1,542,217 Total deferred outflows of resources - 7,873,961 - 7,873,961 Liabilities: Current liabilities: Accounts payable - 10,905 12,229 23,134 Salaries payable - 89 - 89 Due to other governmental units - - 111 111 Deposits payable - 23,415 - 23,415 Compensated absences payable - current - 1,481,253 - 1,481,253 Other post-employment benefits - current - 120,127 - 120,127 Total current liabilities - 1,635,789 12,340 1,648,129 Noncurrent liabilities: Compensated absences payable - noncurrent - 456,794 - 456,794 Other post-employment benefits - noncurrent - 2,341,699 - 2,341,699 Net pension liability - PERA - 7,679,423 - 7,679,423 Total current liabilities - 10,477,916 - 10,477,916 Total liabilities - 12,113,705 12,340 12,126,045 Deferred inflows of resources: Related to pensions - PERA - 9,278,014 - 9,278,014 Related to pensions - fire relief - 429,351 - 429,351 Related to OPEB - 1,351,655 - 1,351,655 Total deferred inflows of resources - 11,059,020 - 11,059,020 Net position: Investment in capital assets - - 9,844 9,844 Restricted for pensions - fire relief - 2,131,253 - 2,131,253 Unrestricted 4,038 (14,243,783) 1,198,419 (13,041,326) Total net position $4,038 ($12,112,530) $1,208,263 ($10,900,229) 122 CITY OF GOLDEN VALLEY, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND Statement 28 CHANGES IN NET POSITION INTERNAL SERVICE FUNDS For The Year Ended December 31, 2024 Workers' Payroll Vehicle Compensation Benefits Maintenance Total Operating revenue: Charges to other funds $945,000 $7,847,247 $810,438 $9,602,685 Payroll benefits charged to employees - 2,067,127 - 2,067,127 Total operating revenue 945,000 9,914,374 810,438 11,669,812 Operating expenses: Workers’ compensation charges 947,431 - - 947,431 Payroll benefits charges - 10,114,564 - 10,114,564 Vehicle maintenance operations - - 509,076 509,076 Depreciation - - 2,587 2,587 Total operating expenses 947,431 10,114,564 511,663 11,573,658 Operating income (loss) (2,431) (200,190) 298,775 96,154 Nonoperating revenue: Intergovernmental revenue - 583,811 - 583,811 Investment income - 67,091 37,961 105,052 Other income - - 15,618 15,618 Total nonoperating revenue - 650,902 53,579 704,481 Change in net position (2,431) 450,712 352,354 800,635 Net position - January 1, as previously reported 6,469 (12,245,028) 855,909 (11,382,650) Error correction - (318,214) - (318,214) Net position - January 1, as restated 6,469 (12,563,242) 855,909 (11,700,864) Net position - December 31 $4,038 ($12,112,530) $1,208,263 ($10,900,229) 123 CITY OF GOLDEN VALLEY, MINNESOTA COMBINING STATEMENT OF CASH FLOWS Statement 29 INTERNAL SERVICE FUNDS For The Year Ended December 31, 2024 Workers' Payroll Vehicle Compensation Benefits Maintenance Total Cash flows from operating activities: Receipts from customers and users $ - $7,847,247 $ - $7,847,247 Receipts from interfund services provided 945,000 2,062,332 810,438 3,817,770 Payments to suppliers/service providers (947,431) (7,816,833) (503,357) (9,267,621) Payments to employees - (3,204,283) (83,930) (3,288,213) Miscellaneous revenue - - 15,618 15,618 Net cash flows from operating activities (2,431) (1,111,537) 238,769 (875,199) Cash flows from noncapital financing activities: Intergovernmental revenue - 583,811 - 583,811 Cash flows from investing activities: Interest received on investments - 67,091 37,961 105,052 Net increase (decrease) in cash and cash equivalents (2,431) (460,635) 276,730 (186,336) Cash and cash equivalents - January 1 6,469 1,506,382 732,231 2,245,082 Cash and cash equivalents - December 31 $4,038 $1,045,747 $1,008,961 $2,058,746 Reconciliation of operating income (loss) to net cash flows from operating activities: Operating income (loss) (2,431) (200,190) 298,775 96,154 Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Depreciation - - 2,587 2,587 Other income - - 15,618 15,618 Changes in assets, liabilities, deferred outflows and deferred inflows: Accounts receivable - (4,795) - (4,795) Inventory - - (57,677) (57,677) Net pension asset - fire relief - (789,425) - (789,425) Deferred outflows of resources - 2,594,473 - 2,594,473 Accounts payable - 7,774 (20,537) (12,763) Salaries payable - 89 - 89 Due to other governmental units - - 3 3 Deposits payable - 4,542 - 4,542 Compensated absences payable - 58,516 - 58,516 Other post-employment benefits - (204,397) - (204,397) Net pension liability - PERA - (3,301,732) - (3,301,732) Deferred inflows of resources - 723,608 - 723,608 Total adjustments - (911,347) (60,006) (971,353) Net cash flows from operating activities ($2,431) ($1,111,537) $238,769 ($875,199) Noncash investing, capital and financing activities: none 124 IV. STATISTICAL SECTION (UNAUDITED) 125 - This page intentionally left blank - 126 Table Number Contents: Financial Trends Tables 1 - 4 Revenue Capacity Tables 5 - 9 Debt Capacity Tables 10 - 14 Demographic and Economic Information Tables 15 - 16 Operating Indicators Tables 17 - 19 Source: These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the City provides, and the activities it performs. STATISTICAL SECTION (UNAUDITED) This part of the City of Golden Valley, Minnesota’s (the City) Annual Comprehensive Financial Report (ACFR) presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City’s overall financial health. These schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. These schedules contain information to help the reader assess the City’s most significant revenue source, including the property tax and utility revenue. These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. These schedules offer demographic and economic indicators to help the reader understand the environment within which the City’s financial activities take place. Unless otherwise noted, the information in these schedules is derived from the ACFR for the relevant year. 127 CITY OF GOLDEN VALLEY, MINNESOTA NET POSITION BY COMPONENT Last Ten Fiscal Years (Accrual Basis of Accounting) 2015 2016 2017 2018 Governmental activities Net investment in capital assets 24,816,606$ 23,527,470$ 24,239,358$ 27,973,471$ Restricted 17,942,353 18,567,757 21,342,170 24,401,665 Unrestricted 15,401,264 12,900,989 14,755,485 11,015,315 Total governmental activities net position 58,160,223$ 54,996,216$ 60,337,013$ 63,390,451$ Business-type activities Net investment in capital assets 30,101,294$ 31,809,835$ 35,854,260$ 36,950,518$ Unrestricted 14,010,619 17,561,589 16,068,264 19,689,949 Total business-type activities net position 44,111,913$ 49,371,424$ 51,922,524$ 56,640,467$ Primary government Net investment in capital assets 54,917,900$ 55,337,305$ 60,093,618$ 64,923,989$ Restricted 17,942,353 18,567,757 21,342,170 24,401,665 Unrestricted 29,411,883 30,462,578 30,823,749 30,705,264 Total primary government net position 102,272,136$ 104,367,640$ 112,259,537$ 120,030,918$ Note 1: Note 2: Fiscal Year The City implemented GASB Statement No. 68 in 2015, resulting in a restatement of beginning net position for the effects of implementing this standard. Net position for previous years has not been The City implemented GASB Statement No. 75 in 2018, resulting in a restatement of beginning net position for the effects of implementing this standard. Net position for previous years has not been 128 Table 1 2019 2020 2021 2022 2023 2024 30,178,374$ 28,994,273$ 32,036,524$ 33,605,654$ 43,773,412$ 45,837,583$ 25,785,567 26,738,440 29,277,763 31,050,961 30,382,206 41,287,142 13,001,567 18,192,074 19,676,353 20,618,692 31,076,725 38,858,979 68,965,508$ 73,924,787$ 80,990,640$ 85,275,307$ 105,232,343$ 125,983,704$ 39,110,394$ 40,380,232$ 40,749,737$ 45,675,680$ 56,948,218$ 58,888,785$ 23,980,781 28,238,723 32,328,662 30,587,263 26,901,700 32,645,266 63,091,175$ 68,618,955$ 73,078,399$ 76,262,943$ 83,849,918$ 91,534,051$ 69,288,768$ 69,374,505$ 72,786,261$ 79,281,334$ 100,721,630$ 104,726,368$ 25,785,567 26,738,440 29,277,763 31,050,961 30,382,206 41,287,142 36,982,348 46,430,797 52,005,015 51,205,955 57,978,425 71,504,245 132,056,683$ 142,543,742$ 154,069,039$ 161,538,250$ 189,082,261$ 217,517,755$ Fiscal Year 129 CITY OF GOLDEN VALLEY, MINNESOTA CHANGES IN NET POSITION Last Ten Fiscal Years (Accrual Basis of Accounting) 2015 2016 2017 2018 Expenses Governmental activities General government 11,327,689$ 4,182,777$ 3,260,989$ 3,633,644$ Public safety 6,907,661 8,213,351 8,128,614 7,979,009 Physical development 13,448,443 11,274,790 11,539,091 12,019,371 Public works - - - - Parks and recreation 1,486,218 1,736,619 2,205,615 2,710,862 Interest and fiscal charges 2,066,076 2,172,554 2,321,780 1,947,173 Total governmental activities expenses 35,236,087 27,580,091 27,456,089 28,290,059 Business-type activities Water and sewer 9,867,731 8,327,113 8,395,036 9,374,281 Storm sewer 1,795,260 1,685,494 2,526,607 1,861,392 Golf course 1,848,745 2,172,621 2,348,327 3,235,267 Motor vehicle licensing 349,019 401,363 405,407 399,060 Recycling 392,239 407,664 389,472 408,286 Total business-type activities expenses 14,252,994 12,994,255 14,064,849 15,278,286 Total primary government expenses 49,489,081$ 40,574,346$ 41,520,938$ 43,568,345$ Program revenues Governmental activities Charges for services General government 263,205$ 223,237$ 238,339$ 267,543$ Public safety 1,985,746 2,155,832 3,460,736 2,132,083 Physical development 415,395 400,351 565,550 663,328 Public works - - - - Parks and recreation 594,130 489,959 443,632 981,624 Operating grants and contributions 600,264 643,970 1,444,260 1,261,435 Capital grants and contributions 6,377,610 1,578,699 2,689,043 3,140,938 Total governmental activities program revenues 10,236,350 5,492,048 8,841,560 8,446,951 Business-type activities Charges for services Water and sewer 8,266,107 8,814,629 9,574,647 10,482,578 Storm sewer 2,281,125 2,241,536 2,328,336 2,446,828 Golf course 2,071,141 2,106,472 2,059,405 2,956,984 Motor vehicle licensing 395,718 457,275 453,215 435,698 Recycling 331,630 378,934 389,894 391,131 Operating grants and contributions 209,831 167,557 966,871 395,134 Capital grants and contributions - 1,561,135 1,227,470 398,387 Total business-type activities program revenues 13,555,552 15,727,538 16,999,838 17,506,740 Total primary government program revenues 23,791,902$ 21,219,586$ 25,841,398$ 25,953,691$ Fiscal Year 130 Table 2 Page 1 of 2 2019 2020 2021 2022 2023 2024 3,645,284$ 4,169,858$ 3,788,382$ 5,359,991$ 6,273,466$ 6,917,560$ 8,611,294 8,870,757 8,089,691 8,919,678 9,032,209 10,353,899 2,102,527 2,157,872 1,903,327 3,014,245 3,965,397 3,824,374 9,226,210 9,716,950 10,477,892 11,003,765 11,820,506 11,822,897 2,470,334 2,033,540 2,067,373 2,764,425 2,393,395 2,251,520 1,907,064 1,697,077 1,587,120 1,608,289 1,569,310 1,605,853 27,962,713 28,646,054 27,913,785 32,670,393 35,054,283 36,776,103 8,863,414 9,211,358 9,643,763 10,222,237 10,438,423 10,170,643 2,331,381 2,217,110 1,968,509 2,270,408 2,576,983 2,393,852 3,163,981 2,741,444 3,185,361 4,096,568 4,347,256 4,100,220 410,430 462,777 443,418 573,795 558,036 529,412 477,286 504,119 526,822 1,059,807 1,090,053 1,153,549 15,246,492 15,136,808 15,767,873 18,222,815 19,010,751 18,347,676 43,209,205$ 43,782,862$ 43,681,658$ 50,893,208$ 54,065,034$ 55,123,779$ 209,369$ 225,998$ 206,956$ 208,323$ 1,203,680$ 1,375,845$ 537,505 355,245 295,902 253,437 280,663 365,537 1,621,151 1,230,765 1,504,988 1,734,969 2,972,396 3,105,787 348,830 410,814 315,753 366,854 853,368 1,071,845 920,139 273,995 353,199 774,513 1,169,176 835,283 724,609 617,891 888,261 871,950 1,977,073 1,192,846 2,791,326 733,444 3,478,561 3,698,737 9,813,055 3,992,296 7,152,929 3,848,152 7,043,620 7,908,783 18,269,411 11,939,439 10,022,356 10,621,632 11,203,708 11,802,888 13,132,137 11,792,975 2,480,095 2,559,800 2,592,294 2,775,129 2,954,818 2,880,560 3,205,252 2,914,216 3,927,131 4,376,050 4,904,061 4,846,267 477,523 256,748 317,229 418,035 448,001 533,983 408,058 439,160 501,335 1,040,416 1,087,857 1,054,507 188,765 66,990 34,261 388,508 166,562 1,326,537 2,795,362 1,605,931 - 215,747 1,027,160 - 19,577,411 18,464,477 18,575,958 21,016,773 23,720,596 22,434,829 26,730,340$ 22,312,629$ 25,619,578$ 28,925,556$ 41,990,007$ 34,374,268$ Fiscal Year 131 CITY OF GOLDEN VALLEY, MINNESOTA CHANGES IN NET POSITION Last Ten Fiscal Years (Accrual Basis of Accounting) 2015 2016 2017 2018 Net (expense) revenue Governmental activities (24,999,737)$ (22,088,043)$ (18,614,529)$ (19,843,108)$ Business-type activities (697,442) 2,733,283 2,934,989 2,228,454 Total primary government net expense (25,697,179)$ (19,354,760)$ (15,679,540)$ (17,614,654)$ General revenues and other changes in net position Governmental activities Property taxes 21,934,817$ 19,473,750$ 21,419,195$ 22,825,055$ Franchise taxes 1,028,368 402,017 687,773 836,780 Local taxes - - - - Unrestricted grants and contributions - - - - Other general revenues 372,590 347,543 291,837 264,266 Investment earnings (charges)221,237 313,888 522,746 788,823 Gain on sale of capital assets 18,337 56,838 3,775 80,997 Transfers 100,000 (1,670,000) 1,030,000 (1,149,855) Total governmental activities 23,675,349 18,924,036 23,955,326 23,646,066 Business-type activities Franchise taxes - 700,000 400,000 1,000,000 Investment earnings (charges)122,591 156,228 246,111 339,634 Gain on disposal of capital assets - - - - Transfers (100,000) 1,670,000 (1,030,000) 1,149,855 Total business-type activities 22,591 2,526,228 (383,889) 2,489,489 Total primary government 23,697,940$ 21,450,264$ 23,571,437$ 26,135,555$ Changes in net position Governmental activities (1,324,388)$ (3,164,007)$ 5,340,797$ 3,802,958$ Business-type activities (674,851) 5,259,511 2,551,100 4,717,943 Total primary government (1,999,239)$ 2,095,504$ 7,891,897$ 8,520,901$ Note: Fiscal Year The City reorganized its governmental activities functions in 2019, creating a separate public works function and moving certain other departments between functions to better reflect the organization of city operations. 132 Table 2 Page 2 of 2 2019 2020 2021 2022 2023 2024 (20,809,784)$ (24,797,902)$ (20,870,165)$ (24,761,610)$ (16,784,872)$ (24,836,664)$ 4,330,919 3,327,669 2,808,085 2,793,958 4,709,845 4,087,153 (16,478,865)$ (21,470,233)$ (18,062,080)$ (21,967,652)$ (12,075,027)$ (20,749,511)$ 24,399,021$ 26,593,034$ 27,352,013$ 29,565,166$ 32,914,290$ 34,046,986$ 719,131 750,959 772,266 796,783 963,209 768,897 - - - - - 7,560,759 - 1,693,378 16,398 239,785 113,750 816,800 165,936 122,994 80,706 114,781 - - 1,032,727 788,401 (204,549) (1,789,925) 2,669,882 3,465,267 101,526 11,876 121,369 89,687 54,705 132,781 (33,500) (203,461) (202,185) 30,000 26,072 (775,000) 26,384,841 29,757,181 27,936,018 29,046,277 36,741,908 46,016,490 1,500,000 1,500,000 1,500,000 1,500,000 1,319,569 1,500,000 586,289 496,650 (50,826) (1,079,414) 1,450,004 1,321,980 - - - - 133,629 - 33,500 203,461 202,185 (30,000) (26,072) 775,000 2,119,789 2,200,111 1,651,359 390,586 2,877,130 3,596,980 28,504,630$ 31,957,292$ 29,587,377$ 29,436,863$ 39,619,038$ 49,613,470$ 5,575,057$ 4,959,279$ 7,065,853$ 4,284,667$ 19,957,036$ 21,179,826$ 6,450,708 5,527,780 4,459,444 3,184,544 7,586,975 7,684,133 12,025,765$ 10,487,059$ 11,525,297$ 7,469,211$ 27,544,011$ 28,863,959$ Fiscal Year 133 CITY OF GOLDEN VALLEY, MINNESOTA FUND BALANCES OF GOVERNMENTAL FUNDS Last Ten Fiscal Years (Modified Accrual Basis of Accounting) 2015 2016 2017 2018 General Fund Nonspendable 7,617$ 18,822$ 3,610$ -$ Restricted - - - - Committed - - - - Assigned 2,000,000 2,000,000 2,000,000 2,045,000 Unassigned 8,719,447 8,954,274 10,400,239 11,014,502 Total General Fund 10,727,064$ 10,973,096$ 12,403,849$ 13,059,502$ All other governmental funds Nonspendable 285$ -$ -$ -$ Restricted 33,222,298 44,457,090 32,513,969 26,311,344 Committed 202,270 208,846 213,524 213,624 Assigned 11,357,732 11,702,718 13,355,185 10,183,554 Unassigned, reported in Capital project funds (41,288) (1,023,153) (1,066,647) (2,164,862) Total all other governmental funds 44,741,297$ 55,345,501$ 45,016,031$ 34,543,660$ Fiscal Year 134 Table 3 2019 2020 2021 2022 2023 2024 14,029$ 23,010$ 26,653$ 8,976$ 17,127$ -$ - - - - 977,343 902,003 111,960 111,960 - - - - 3,350,000 4,350,000 2,269,499 2,612,910 2,612,910 2,612,910 11,676,100 13,192,079 13,258,756 14,711,433 19,141,728 23,027,742 15,152,089$ 17,677,049$ 15,554,908$ 17,333,319$ 22,749,108$ 26,542,655$ -$ -$ -$ 58,951$ -$ -$ 21,568,499 22,904,513 22,970,466 24,286,876 29,161,319 38,748,959 212,939 127,269 161,790 169,113 162,414 161,831 9,910,623 11,513,179 13,215,884 12,363,189 12,737,149 20,568,352 (1,825,910) (1,271,708) (746,918) (28,978) (17,077) (4,411) 29,866,151$ 33,273,253$ 35,601,222$ 36,849,151$ 42,043,805$ 59,474,731$ Fiscal Year 135 CITY OF GOLDEN VALLEY, MINNESOTA CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS Last Ten Fiscal Years (Modified Accrual Basis of Accounting) 2015 2016 2017 2018 Revenues Taxes 21,874,958$ 19,539,516$ 21,388,915$ 22,175,461$ Tax increments 23,439 24,727 20,920 646,505 Special assessments 1,060,839 806,891 1,106,697 1,050,049 Franchise taxes 1,028,368 402,017 687,773 836,780 Local taxes - - - - Licenses and permits 1,626,113 1,859,208 3,141,910 1,778,321 Intergovernmental 4,717,848 1,554,964 2,181,104 3,032,083 Charges for services 1,607,143 1,544,898 1,577,194 2,070,277 Fines and forfeits 354,066 283,483 400,233 379,708 Investment income (charges) 209,866 302,230 503,416 752,246 Other revenue 879,395 727,904 679,913 883,449 Total revenues 33,382,035 27,045,838 31,688,075 33,604,879 Expenditures General government 9,340,987 1,299,871 1,325,205 1,362,468 Administrative services 1,712,183 1,812,545 1,860,542 1,963,163 Casualty insurance 169,213 154,842 225,617 318,934 Public safety 6,116,997 6,563,064 6,937,709 7,048,837 Physical development 4,790,646 5,188,881 5,152,616 5,738,929 Public works - - - - Parks and recreation 1,092,198 1,078,032 1,192,679 1,496,138 Capital outlay – not capitalized 3,943,954 1,262,482 1,501,845 2,025,000 Construction/acquisition of capital assets 8,312,307 10,192,081 22,281,092 11,046,962 Debt service Principal retirement 9,320,000 4,960,000 4,905,000 5,715,000 Interest and fiscal charges 2,405,710 2,305,673 2,460,593 2,426,163 Total expenditures 47,204,195 34,817,471 47,842,898 39,141,594 Excess of revenues over (under) expenditures (13,822,160) (7,771,633) (16,154,823) (5,536,715) Other financing sources (uses) Sale of capital assets 53,442 80,627 143,274 239,795 Bonds issued 2,670,000 25,130,000 5,330,000 2,950,000 Refunding bonds issued 6,600,000 - 4,100,000 - Premiums on debt issues 164,926 1,026,242 537,832 31,117 Payments to refunded bond escrow agent (5,715,000) (6,945,000) (3,885,000) (6,345,000) Transfers in 5,742,041 2,551,950 4,144,838 5,276,409 Transfers (out)(5,642,041) (3,221,950) (3,114,838) (6,432,324) Total other financing sources (uses)3,873,368 18,621,869 7,256,106 (4,280,003) Net change in fund balances (9,948,792)$ 10,850,236$ (8,898,717)$ (9,816,718)$ Debt service as a percentage of noncapital expenditures 30.1%29.5%28.8%29.0% Note: The City reorganized its governmental activities functions in 2019, creating a separate public works function and moving certain other departments between functions to better reflect the organization of city operations. Fiscal Year 136 Table 4 2019 2020 2021 2022 2023 2024 23,266,074$ 24,836,506$ 26,146,076$ 28,056,828$ 30,315,355$ 32,197,797$ 1,106,201 1,491,663 1,465,148 1,513,965 1,585,702 1,577,062 1,057,652 592,614 774,362 901,054 879,711 1,452,922 719,131 750,959 772,266 796,783 963,209 768,897 - - - - - 7,560,759 1,705,864 1,350,417 1,595,716 1,842,234 3,264,091 3,429,390 1,760,103 2,366,086 821,731 1,666,421 4,725,164 10,071,817 2,160,237 1,210,902 1,433,460 1,891,525 2,463,342 2,834,132 260,565 148,672 127,096 81,852 101,924 140,190 978,546 747,355 (191,110) (1,678,328) 2,530,469 3,360,215 528,833 587,356 484,126 1,296,181 697,147 380,332 33,543,206 34,082,530 33,428,871 36,368,515 47,526,114 63,773,513 1,404,362 1,779,000 1,780,998 2,231,565 2,403,237 3,836,683 1,967,267 2,213,472 2,308,688 2,424,296 2,809,502 2,332,564 316,206 318,902 269,420 277,610 341,320 389,690 7,312,126 7,817,588 7,621,891 7,621,406 7,899,628 10,098,723 2,053,347 2,222,461 2,095,315 2,169,560 3,247,098 3,359,446 4,051,707 3,942,738 4,499,814 4,946,265 5,382,249 5,384,851 1,454,209 1,170,725 1,241,033 1,641,813 1,679,948 1,690,316 365,612 589,793 1,044,253 1,405,433 528,192 740,421 7,263,621 1,617,652 6,734,018 8,134,653 10,190,495 10,242,946 5,670,000 5,100,000 7,390,000 5,065,000 5,340,000 5,620,000 2,174,818 1,942,181 1,877,201 1,781,313 1,747,303 1,804,574 34,033,275 28,714,512 36,862,631 37,698,914 41,568,972 45,500,214 (490,069) 5,368,018 (3,433,760) (1,330,399) 5,957,142 18,273,299 200,217 147,736 263,333 192,330 369,350 162,165 1,770,000 - 3,420,000 3,895,000 3,955,000 3,230,000 - - - - - - 188,430 - 158,440 239,409 298,951 444,260 (4,220,000) - - - - - 2,757,128 3,357,604 6,427,360 2,805,000 3,835,225 3,767,820 (2,790,628) (2,941,296) (6,629,545) (2,775,000) (3,805,225) (4,542,820) (2,094,853) 564,044 3,639,588 4,356,739 4,653,301 3,061,425 (2,584,922)$ 5,932,062$ 205,828$ 3,026,340$ 10,610,443$ 21,334,724$ 29.3%26.0%30.8%23.2%22.6%21.1% Fiscal Year 137 CITY OF GOLDEN VALLEY, MINNESOTA GOVERNMENTAL ACTIVITIES TAX REVENUES BY SOURCE Table 5 Last Ten Fiscal Years (Accrual Basis of Accounting) Ad Valorem Fiscal Year Property Taxes Tax Increments Franchise Taxes Total 2015 21,911,378$ 23,439$ 1,028,368$ 22,963,185$ 2016 19,449,023 24,727 402,017 19,875,767 2017 21,398,275 20,920 687,773 22,106,968 2018 22,178,550 646,505 836,780 23,661,835 2019 23,292,820 1,106,201 719,131 25,118,152 2020 25,101,371 1,491,663 750,959 27,343,993 2021 25,886,865 1,465,148 772,266 28,124,279 2022 28,051,201 1,513,965 796,783 30,361,949 2023 30,315,355 1,585,702 963,209 32,864,266 2024 32,197,797 1,571,187 768,896 34,537,880 138 CITY OF GOLDEN VALLEY, MINNESOTA ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY Table 6 Last Ten Fiscal Years Fiscal Total City Tax Disparities Decrease From Applied Capacity Estimated Actual Real Property Personal Property Contribution Tax Increments Tax Capacity Rate Applied Taxable Value 37,743,877$ 423,575$ (5,994,022)$ (20,214)$ 32,153,216$ 54.63 2,934,477,667$ 1.10 % 40,233,072 433,290 (5,880,892) (21,325) 34,764,145 54.45 3,097,563,064 1.12 42,748,968 472,938 (6,636,623) (21,692) 36,563,591 56.11 3,271,878,353 1.12 45,436,776 505,617 (6,748,649) (472,613) 38,721,131 55.15 3,523,108,955 1.10 49,442,493 525,094 (7,107,691) (834,500) 42,025,396 53.78 3,842,319,483 1.09 53,111,161 566,562 (7,678,701) (1,151,026) 44,847,996 53.40 4,136,243,370 1.08 55,644,963 604,764 (7,680,860) (1,184,458) 47,384,409 52.44 4,325,815,780 1.10 58,262,162 310,598 (8,480,624) (1,184,278) 48,907,858 54.31 4,540,229,944 1.08 64,745,272 361,559 (8,488,924) (1,318,130) 55,299,777 53.30 5,125,471,285 1.08 67,745,413 411,142 (8,590,301) (1,366,383) 58,199,871 54.05 5,347,484,808 1.09 (1) Source: Tax rates are expressed in terms of “net tax capacity.” A property’s tax capacity is determined by multiplyingits taxable market value by a state determined class rate. Class rates vary by property type and change periodicallybased on state legislation. Hennepin County 2016 2015 2017 2018 2020 2019 2022 2023 2024 2021 AssessedTax Capacities (1) Levy Collectible in Fiscal Year Actual Value Percentage of Value as a 139 CITY OF GOLDEN VALLEY, MINNESOTA PROPERTY TAX RATE (1)Table 7 DIRECT AND OVERLAPPING (2) GOVERNMENTS Last Ten Fiscal Years Total Direct and Hennepin ISD No. 281 Special Overlapping General Levy Debt Levy City Total County Robbinsdale Districts Rates 40.46 14.17 54.63 46.40 33.22 10.56 144.81 39.72 14.73 54.45 45.36 33.83 10.43 144.07 39.08 17.03 56.11 44.09 31.61 10.20 142.01 42.87 12.28 55.15 42.81 31.96 8.98 138.90 42.22 11.56 53.78 41.86 29.91 9.42 134.97 41.85 11.55 53.40 41.08 26.45 9.07 130.00 40.83 11.61 52.44 38.21 25.53 8.75 124.93 43.35 10.96 54.31 38.54 26.50 9.17 128.52 42.88 10.42 53.30 34.81 24.12 7.93 120.16 43.70 10.35 54.05 34.55 24.25 7.61 120.45 Total Direct and Hennepin ISD No. 270 Special Overlapping General Levy Debt Levy City Total County Hopkins Districts Rates 40.46 14.17 54.63 46.40 30.34 10.56 141.93 39.72 14.73 54.45 45.36 28.51 10.43 138.75 39.08 17.03 56.11 44.09 25.61 10.20 136.01 42.87 12.28 55.15 42.81 29.03 8.98 135.97 42.22 11.56 53.78 41.86 27.02 9.42 132.08 41.85 11.55 53.40 41.08 27.19 9.07 130.74 40.83 11.61 52.44 38.21 26.48 8.75 125.88 43.35 10.96 54.31 38.54 26.78 9.17 128.80 42.88 10.42 53.30 34.81 24.98 7.93 121.02 43.70 10.35 54.05 34.55 26.82 7.61 123.02 (1) (2) Source:Hennepin County 2020 For the City/ISD No. 270 – Hopkins Direct Rates Year 2018 2017 2016 2019 2015 Year For the City/ISD No. 281 – Robbinsdale Overlapping RatesDirect Rates 2024 2023 2023 2018 Overlapping rates are those of local and county governments that apply to property owners within the City. Not all overlapping rates apply to all city property owners (e.g., the rates for special districts apply only to the proportion of the government’s property owners whose property is located within the geographic boundaries of the special district). 2015 2016 2017 Overlapping Rates 2021 2021 2022 2022 2019 2020 Information reflects total tax rates levied by each entity. Tax rates are expressed in terms of “net tax capacity.” A property’s tax capacity is determined by multiplying its taxable market value by a state determined class rate. Class rates vary by property type and change periodically based on state legislation. 2024 140 CITY OF GOLDEN VALLEY, MINNESOTA PRINCIPAL PROPERTY TAXPAYERS Table 8 Current Year and Nine Years Ago Net Tax Net Tax Capacity Rank Capacity Rank General Mills, Inc.2,123,800 1 3.8 % 1,817,220 1 6.8 % Allianz Life Insurance Company 1,721,650 2 3.1 1,281,430 2 4.8 Colonnade Ridge LLC 1,390,770 3 2.5 - - - 394 Associates LLC 1,040,363 4 1.9 - - - SFI Ltd Partnership 823,863 5 1.5 - - - ALTUS Golden Hills LLC 821,250 6 1.5 - - - Liberty Xing Investment Partners 595,550 7 1.1 - - - IRET Properties LP 561,713 8 1.0 - - - PC Hello, LLC 559,150 9 1.0 - - - North Wirth Associates 554,010 10 1.0 221,610 10 0.8 ND Properties Inc.- - - - - - Golden Jack, LLC - - - 571,530 4 2.1 Menards, Incorporated - - - 495,750 5 1.9 Honeywell Incorporated - - - 274,750 7 1.0 TCA Real Estate, LLC - - - 240,210 8 0.9 The Luther Company, LLP - - - 229,330 9 0.9 DRA Advisors, LLC - - - 1,048,170 3 3.9 United Health Care - - - 402,130 6 1.5 Total 10,192,119$ 18.4 % 6,582,130$ 24.6 % Source: Hennepin County CapacityTaxpayerCapacity Applied Tax Percentage of 2024 2015 Percentage of Applied Tax 141 - This page intentionally left blank - 142 CITY OF GOLDEN VALLEY, MINNESOTA PROPERTY TAX LEVIES AND COLLECTIONS (1)Table 9 Last Ten Fiscal Years Total Tax Collections in Levy for Subsequent Fiscal Year (2) Amount (3)Years (4) Amount 18,546,364$ 18,391,561$ 99.2 % 146,941$ 18,538,502$ 100.0 % 19,603,886 19,511,104 99.5 92,782 19,603,886 100.0 21,314,250 21,246,826 99.7 67,424 21,314,250 100.0 22,365,161 22,297,307 99.7 55,775 22,353,082 100.0 23,539,855 23,439,259 99.6 91,227 23,530,486 100.0 25,073,550 24,783,738 98.8 276,551 25,060,289 100.0 26,153,341 25,964,849 99.3 164,778 26,129,627 99.9 28,098,031 28,000,109 99.7 62,657 28,062,766 99.9 31,087,048 30,820,148 99.1 (632,167) 30,187,981 97.1 33,122,430 32,155,984 97.1 %- 32,155,984 97.1 % (1) (2) (3) (4) Collected Within the Fiscal Year of Levy Percentage Fiscal Year of the Levy 2020 2019 Total Collections to Date 2018 2016 of Levy Ended 2017 2015 December 31, Percentage 2021 Does not include tax increments levied and collected. Total levy is net of current year cancellations and abatements. Total tax levy and current tax collections include state paid tax credits. Includes county adjustments for prior year over collections, cancellations, and abatements. 2022 2023 2024 143 CITY OF GOLDEN VALLEY, MINNESOTA RATIOS OF OUTSTANDING DEBT BY TYPE Last Ten Fiscal Years Special Street Certificates Tax Tax Lease Assessment Reconstruction of Abatement Increment State Aid Revenue Bonds Bonds Indebtedness Bonds Bonds Street Bonds Bonds 64,860,000$ -$ 2,295,000$ 1,360,000$ -$ 1,760,000$ -$ 55,455,000 5,630,000 2,350,000 1,015,000 – 1,640,000 17,410,000 55,340,000 5,630,000 2,400,000 670,000 1,170,000 1,520,000 17,410,000 48,175,000 5,405,000 1,620,000 330,000 1,170,000 1,395,000 16,935,000 42,205,000 5,180,000 820,000 – 1,155,000 1,265,000 16,285,000 38,800,000 4,950,000 280,000 – 1,035,000 1,130,000 15,615,000 36,300,000 4,715,000 – – 915,000 985,000 14,925,000 36,355,000 4,475,000 – – 790,000 835,000 14,215,000 36,230,000 4,230,000 – – 665,000 680,000 13,480,000 35,140,000 3,980,000 – – 540,000 520,000 12,715,000 (1) Note: Fiscal Year 2018 Governmental Activities Details regarding the City’s outstanding debt can be found in the notes to basic financial statements. See the Schedule of Demographic and Economic Statistics for personal income and population data. 2015 2016 2017 2019 2020 2021 2022 2023 2024 144 Table 10 Net Net Premiums Utility Premiums Total Primary (Discounts) Total Revenue Bonds (Discounts) Total Government Per Capita (1) 1,200,577$ 71,475,577$ 910,000$ -$ 910,000$ 72,385,577$ 5.25 %3,356$ 2,043,531 85,543,531 2,580,000 41,745 2,621,745 88,165,276 6.27 4,090 2,352,017 86,492,017 2,580,000 39,688 2,619,688 89,111,705 6.11 4,117 2,084,966 77,114,966 2,580,000 37,631 2,617,631 79,732,597 5.20 3,695 2,068,449 68,978,449 2,580,000 35,574 2,615,574 71,594,023 4.22 3,152 1,876,422 63,686,422 2,460,000 33,517 2,493,517 66,179,939 3.83 2,935 1,800,991 59,640,991 2,340,000 31,460 2,371,460 62,012,451 3.21 2,777 1,849,847 58,519,847 2,215,000 29,403 2,244,403 60,764,250 3.23 2,758 1,945,637 57,230,637 2,090,000 27,346 2,117,346 59,347,983 2.96 2,661 2,160,192 55,055,192 1,960,000 25,289 1,985,289 57,040,481 2.65 2,557 Percentage Income (1) of Personal Business-Type Activities 145 CITY OF GOLDEN VALLEY, MINNESOTA RATIOS OF GENERAL BONDED DEBT OUTSTANDING Table 11 Last Ten Fiscal Years Less Amounts General Restricted for Obligation Repaying Bonds (1) Principal (2) Total Per Capita (4) 71,475,577$ 28,040,782$ 43,434,795$ 1.48 %2,014$ 85,543,531 21,578,026 63,965,505 2.07 2,967 86,492,017 23,277,113 63,214,904 1.93 2,920 77,114,966 16,334,331 60,780,635 1.73 2,817 68,978,449 11,741,205 57,237,244 1.49 2,520 63,686,422 11,591,023 52,095,399 1.26 2,310 59,640,991 11,700,328 47,940,663 1.11 2,147 58,519,847 11,735,049 46,784,798 1.03 2,123 57,230,637 12,791,990 44,438,647 0.87 1,992 55,055,192 14,160,091 40,895,101 0.76 1,833 (1) (2) (3) (4) Note: Taxable Value Estimated Actual Percentage of 2016 Fiscal Year 2015 of Property (3) Details regarding the City’s outstanding debt can be found in the notes to basic financial statements. Reported net of premiums and discounts. Does not include revenue bonds. Tax increment, special assessment, and tax abatement bonds are included because property taxes will be levied to pay the debt service on these issues should the primary sources fail to provide adequate revenue. The amounts restricted for repaying principal include the amounts restricted in all debt service funds for future debt service. We believe this is the most accurate and consistent representation of the resources restricted for debt service when crossover refunding bond proceeds are being held in escrow, as those resources are not included in the governmental activities net position restricted for debt service, due to conversion for full accrual accounting. 2017 2018 Population data can be found in the Schedule of Demographic and Economic Statistics. See the Schedule of Assessed Value and Estimated Actual Value of Taxable Property for property value data. 2019 2020 2021 2024 2023 2022 146 CITY OF GOLDEN VALLEY, MINNESOTA DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT Table 12 Estimated Debt Share of Outstanding (1)Overlapping Debt Direct debt City of Golden Valley 54,335,000$ 100.00 % 54,335,000$ Overlapping debt ISD No. 270, Hopkins 133,460,000 19.36 25,448,029 ISD No. 281, Robbinsdale 210,670,000 18.27 34,429,815 ISD No. 283, St. Louis Park 240,940,000 0.02 47,498 Hennepin County 1,530,570 2.26 26,951,347 Hennepin Suburban Park District 60,050,000 3.05 1,491,939 Hennepin Regional Railroad Authority 76,945,000 2.26 1,735,109 Metropolitan Council 1,558,153,207 1.02 414,221 Total overlapping debt 2,281,748,777$ 90,517,958 Total direct and overlapping debt 144,852,958$ Estimated December 31, 2024 Percentage Governmental Unit Source: Applicable (1) Note: (1) Special assessment, tax abatement, tax increment, lease revenue, and state-aid street bonds have been included in this table because property taxes will be used to pay the debt on these issues should other revenue sources fail to provide adequate amounts. Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the City’s ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident and, therefore, responsible for repaying the debt of each overlapping government. Hennepin County Taxpayer Services 147 CITY OF GOLDEN VALLEY, MINNESOTA LEGAL DEBT MARGIN INFORMATION Last Ten Fiscal Years 2015 2016 2017 2018 Debt limit 88,034,330$ 92,926,892$ 98,156,351$ 105,693,269$ Total net debt applicable to the limit 1,712,141 7,032,733 6,800,074 5,732,558 Legal debt margin 86,322,189$ 85,894,159$ 91,356,277$ 99,960,711$ Total net debt applicable to the limit as a percentage of the debt limit 1.94% 7.57% 6.93% 5.42% Note: Under state finance law, the City’s outstanding general obligation debt should not exceed 3 percent of total market property value. By law, the general obligation debt subject to the limitation may be offset by amounts set aside for repaying general obligation bonds. Fiscal Year 148 Table 13 2019 2020 2021 2022 2023 2024 115,269,584$ 124,087,301$ 129,774,473$ 136,206,898$ 153,764,139$ 160,424,544$ 4,630,783 4,385,269 4,417,473 4,181,943 3,913,645 3,663,332 110,638,801$ 119,702,032$ 125,357,000$ 132,024,955$ 149,850,494$ 156,761,212$ 4.02% 3.53% 3.40% 3.07% 2.55% Market value 5,347,484,808$ Debt limit (3% of market value)160,424,544 Total bonded debt 54,855,000$ Less Debt not payable primarily from tax levies Special assessment bonds 35,140,000 Tax increment bonds 540,000 State aid street bonds 520,000 Lease revenue bonds 12,715,000 Utility revenue bonds 1,960,000 Fund balances available for tax supported debt 316,668 Total net debt applicable to the limit 3,663,332 Legal debt margin 156,761,212$ Fiscal Year Legal Debt Margin Calculation for Fiscal Year 2024 149 CITY OF GOLDEN VALLEY, MINNESOTA PLEDGED REVENUE COVERAGE Last Ten Fiscal Years Less Operating Net Available Gross Revenue Expenses Revenue Principal Interest 2,455,263$ 1,748,165$ 707,098$ 130,000$ 41,718$ 2,406,073 1,567,226 838,847 910,000 (2)90,099 3,330,505 2,465,516 864,989 - 50,191 2,952,615 1,803,506 1,149,109 - 63,950 2,774,078 2,253,908 520,170 - 63,950 2,806,204 2,165,598 640,606 120,000 62,300 2,599,053 1,992,442 606,611 120,000 60,350 2,524,194 2,201,581 322,613 125,000 61,600 3,515,714 2,651,732 863,982 125,000 52,350 3,367,077 2,213,553 1,153,524 130,000 49,730 (1) (2) (3) Note: 2019 Fiscal Year Debt Service 2024 Details regarding the City’s outstanding debt can be found in the notes to basic financial statements. Gross revenue includes investment earnings and intergovernmental grants. Operating expenses do not include interest. Excludes principal refunded from the proceeds of refunding bond issues. Revenue Bonds (1) Utility revenue bonds, payable from the Storm Sewer Utility Fund. In 2016, the City used available funds to exercise an early call provision and retire $775,000 of utility revenue bonds before their stated maturity dates. 2018 2017 2016 2015 2020 2022 2023 2021 150 Table 14 Special Assessment Coverage Collections Principal (3) Interest Coverage 4.12 % 980,375$ 3,215,000$ 1,999,619$ 0.19 % 0.84 667,606 3,750,000 1,826,001 0.12 17.23 1,039,971 3,675,000 1,510,438 0.20 17.97 731,351 3,770,000 1,404,916 0.14 8.13 1,189,401 3,520,000 1,191,082 0.25 3.51 521,297 3,405,000 1,088,847 0.12 3.36 709,213 6,040,000 1,040,894 0.10 1.73 781,804 3,840,000 969,174 0.16 4.87 774,153 4,080,000 954,029 0.15 6.42 1,334,242 4,320,000 1,041,363 0.25 Special Assessment Bonds Debt Service 151 CITY OF GOLDEN VALLEY, MINNESOTA DEMOGRAPHIC AND ECONOMIC STATISTICS Table 15 Last Ten Fiscal Years Per Capita Personal Personal School Population (1) Income (2) Income (3) Enrollment (4) 21,571 1,378,408,471$ 63,901$ 2,115 3.2 % 21,556 1,406,119,436 65,231 1,994 3.6 21,646 1,459,524,842 67,427 2,074 2.9 21,580 1,533,625,860 71,067 2,085 2.8 22,715 1,696,765,070 74,698 2,084 3.0 22,552 1,726,400,704 76,552 2,018 4.5 22,334 1,932,382,348 86,522 2,022 2.4 22,034 1,884,017,170 85,505 2,224 2.6 22,305 2,004,126,555 89,851 2,264 2.2 22,305 2,148,841,395 96,339 2,596 1.9 (1) Metropolitan Council – Regional Statistics and Data except for 2021 – City estimate. (2) (3) (4) (5) Rate (5) UnemploymentFiscal Year 2015 Bureau of Economic Analysis, U.S. Department of Commerce – Hennepin County. The per capita personal income used is for that of Hennepin County, in which the City resides, the smallest region applicable to the City that this information is available. Minnesota Department of Economic Security – Hennepin County. School districts.-Call Districts 2023 2016 2017 This estimated personal income number is calculated by taking the per capita personal income of Hennepin County and multiplying it by the City’s population. Also see note (3) regarding the per capita personal income figures. 2018 2019 2020 2021 2022 Sources: 2024 152 CITY OF GOLDEN VALLEY, MINNESOTA PRINCIPAL EMPLOYERS Table 16 Current Year and Nine Years Ago Employees Rank Employees Rank General Mills, Inc. 3,100 1 9.02 % 5,500 1 15.7 % Allianz Life Insurance Company 2,000 2 5.82 2,096 3 6.0 Honeywell Incorporated 2,000 3 5.82 1,350 5 3.8 Lubrication Technologies 750 4 - - - - M.A. Mortenson 575 5 1.67 2,102 2 6.0 G.H. Tennant Company 466 6 1.36 813 6 2.3 Courage Center 400 7 1.16 600 7 1.7 Preferred One 300 8 0.87 360 9 1.0 Marsh & McLennan Agency 300 9 0.87 - - - Breck School 250 10 0.73 420 8 1.2 OptumHealth - - - 1,700 4 4.8 Lupient Automobile Group - - - 325 10 0.9 Total 10,141 27.32 % 15,266 43.4 % Source: Percentage 2015 Percentage 2024 of Total City Metropolitan Council – Regional Statistics and Data Employer Employment Employment of Total City 153 CITY OF GOLDEN VALLEY, MINNESOTA FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTION Last Ten Fiscal Years 2015 2016 2017 2018 Function General government 23.50 23.50 23.50 24.25 Public safety 47.25 47.25 47.50 47.50 Physical development 29.66 29.66 29.66 29.66 Public works – – – – Parks and recreation 5.50 5.50 7.50 7.50 Water and sewer 12.34 12.34 12.34 12.34 Storm sewer 1.00 1.00 1.00 1.00 Golf course 7.00 7.00 8.50 8.50 Motor vehicle licensing 4.00 4.00 4.00 4.00 Total 130.25 130.25 134.00 134.75 Note: Source: Various city departments The City reorganized its governmental functions in 2019, creating a separate public works function and moving certain other departments between functions to better reflect the organization of city operations. Fiscal Year 154 Table 17 2019 2020 2021 2022 2023 2024 17.00 18.00 19.00 20.00 21.00 21.00 48.50 51.50 50.50 50.00 49.00 49.00 18.00 18.00 18.00 18.50 18.00 17.50 20.66 20.66 20.66 21.16 22.16 22.16 8.38 8.38 8.38 9.13 9.13 9.13 12.34 12.34 12.34 12.34 12.34 12.34 1.00 1.00 1.00 1.00 3.00 3.50 11.00 11.00 11.00 11.00 12.00 12.00 5.00 5.00 5.00 5.00 5.00 5.00 141.88 145.88 145.88 148.13 151.63 151.63 Fiscal Year 155 CITY OF GOLDEN VALLEY, MINNESOTA OPERATING INDICATORS BY FUNCTION Last Ten Fiscal Years 2015 2016 2017 2018 Function 1,025 1,027 817 906 33 20 29 41 Citations written 3,138 2,659 4,761 3,465 Fire 711 747 649 643 1.2 0.5 1.2 1.3 Water New (removed) connections (1)9 46 37 Water main breaks 28 15 11 22 Average daily consumption (thousands of gallons)2,156 2,106 2,171 2,275 Source: Various city departments Police Street resurfacing (miles) Adult arrests Juvenile arrests Number of calls answered Highways and streets Fiscal Year 156 Table 18 2019 2020 2021 2022 2023 2024 681 461 244 111 223 216 51 28 4 7 3 7 2,180 1,251 708 529 882 1,559 734 724 651 1,432 2,278 – 1.6 – 1.3 3.8 4.4 4.6 5 – 8 (1) 20 10 14 28 36 30 23 16 1,849 1,860 2,119 1,955 2,079 1,863 Fiscal Year 157 CITY OF GOLDEN VALLEY, MINNESOTA CAPITAL ASSET STATISTICS BY FUNCTION Last Ten Fiscal Years 2015 2016 2017 2018 Function Public safety Police Stations 1111 Patrol units 8888 Fire stations 3333 Highways and streets Streets (miles) 144 144 144 144 Streetlights 1,840 1,840 1,836 1,813 Parks and recreation Parks acreage 462 462 462 462 Parks and nature areas 30 30 30 30 Tennis court locations 9999 Community centers 2222 Water Connections 7,149 7,148 7,157 7,203 Sewer Connections 7,188 7,234 7,205 7,249 Source: Various city departments Fiscal Year 158 Table 19 2019 2020 2021 2022 2023 2024 1 1 1 1 1 1 8 8 8 8 8 8 3 3 3 3 3 3 144 144 144 144 144 144 1,942 1,942 2,209 2,219 2,219 2,219 462 462 462 462 462 462 30 30 30 30 30 30 9 9 9 9 6 6 2 2 2 2 1 1 7,240 7,245 7,245 7,344 7,690 7,350 7,288 7,296 7,299 7,295 7,274 7,273 Fiscal Year 159 - This page intentionally left blank - 160