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Comprehensive Annual Financial Report - 2014Comprehensive Annual Financial Report For the Fiscal Year December 31, 2014 • Golden Valley, Minnesota photo by Alyssa Euteneuer, 2014 Views of the Valley CITY OF GOLDEN VALLEY HENNEPIN COUNTY, MINNESOTA Comprehensive Annual Financial Report for Year Ended December 31, 2014 Prepared by Finance Department Sue Virnig – Finance Director Sue Watson – Accounting Coordinator Wanita Williams – Accountant THIS PAGE INTENTIONALLY LEFT BLANK Page INTRODUCTORY SECTION CITY COUNCIL AND OTHER OFFICIALS i ORGANIZATIONAL CHART BY DIVISION ii FINANCE DIRECTOR’S LETTER OF TRANSMITTAL iii–vii CERTIFICATE OF ACHIEVEMENT FOR EXCELLENCE IN FINANCIAL REPORTING viii FINANCIAL SECTION INDEPENDENT AUDITOR’S REPORT 1–3 MANAGEMENT’S DISCUSSION AND ANALYSIS 4–15 BASIC FINANCIAL STATEMENTS Government-Wide Financial Statements Statement of Net Position 16 Statement of Activities 17–18 Fund Financial Statements Governmental Funds Balance Sheet 19–20 Reconciliation of the Balance Sheet to the Statement of Net Position 21 Statement of Revenue, Expenditures, and Changes in Fund Balances 22–23 Reconciliation of the Statement of Revenue, Expenditures, and Changes in Fund Balances to the Statement of Activities 24 Statement of Revenue, Expenditures, and Changes in Fund Balances – General Fund – Budget and Actual 25 Proprietary Funds Statement of Net Position 26–29 Statement of Revenue, Expenses, and Changes in Net Position 30–31 Statement of Cash Flows 32–33 Notes to Basic Financial Statements 34–60 REQUIRED SUPPLEMENTARY INFORMATION Golden Valley Fire Department Relief Association Schedule of Funding Progress 61 City of Golden Valley Other Post-Employment Benefits Plan Schedule of Funding Progress 61 SUPPLEMENTAL INFORMATION COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES Nonmajor Governmental Funds 62 Combining Balance Sheet 63 Combining Statement of Revenue, Expenditures, and Changes in Fund Balances 64 CITY OF GOLDEN VALLEY HENNEPIN COUNTY, MINNESOTA Table of Contents Page SUPPLEMENTAL INFORMATION (CONTINUED) COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES (CONTINUED) Nonmajor Governmental Funds (continued) Nonmajor Special Revenue Funds Combining Balance Sheet 65 Combining Statement of Revenue, Expenditures, and Changes in Fund Balances 66 Nonmajor Debt Service Funds Combining Balance Sheet 67 Combining Statement of Revenue, Expenditures, and Changes in Fund Balances 68 Nonmajor Capital Project Funds Combining Balance Sheet 69–70 Combining Statement of Revenue, Expenditures, and Changes in Fund Balances 71–72 General Fund Schedule of Revenue – Budget and Actual 73 Schedule of Expenditures – Budget and Actual 74–75 Internal Service Funds 76 Combining Statement of Net Position 77 Combining Statement of Revenue, Expenses, and Changes in Net Position 78 Combining Statement of Cash Flows 79 OTHER CITY INFORMATION Schedules of Sources and Uses of Public Funds for Tax Increment Financing Districts Golden Hills No. 1503 80 North Wirth Parkway No. 1505 81 Highway 55 West No. 1506 82 STATISTICAL SECTION (UNAUDITED)83 Net Position by Component 84–85 Changes in Net Position 86–89 Governmental Activities Tax Revenues by Source 90 Fund Balances of Governmental Funds 91–92 Changes in Fund Balances of Governmental Funds 93–94 General Governmental Tax Revenues by Source 95 Assessed Value and Estimated Actual Value of Taxable Property 96–97 Property Tax Rates 98 Principal Property Taxpayers 99 Property Tax Levies and Collections 100 Ratios of Outstanding Debt by Type 101–102 Ratios of General Bonded Debt Outstanding 103 Direct and Overlapping Governmental Activities Debt 104 Legal Debt Margin Information 105–106 Pledged Revenue Coverage 107–108 Demographic and Economic Statistics 109 Principal Employers 110 Full-Time Equivalent City Government Employees by Function 111–112 Operating Indicators by Function 113–114 Capital Asset Statistics by Function 115–116 CITY OF GOLDEN VALLEY HENNEPIN COUNTY, MINNESOTA Table of Contents (continued) INTRODUCTORY SECTION -i- Term Expires Shep Harris Mayor 12/31/2015 Joanie Clausen Councilmember 12/31/2015 Larry Fonnest Councilmember 12/31/2017 Steve Schmidgall Councilmember 12/31/2015 Andy Snope Councilmember 12/31/2017 Thomas Burt City Manager Appointed Sue Virnig Finance Director Appointed Best and Flanagan City Attorney Appointed Springsted, Inc. Bond Consultants Appointed CITY COUNCIL CITY OFFICIALS CITY CONSULTANTS CITY OF GOLDEN VALLEY HENNEPIN COUNTY, MINNESOTA City Council and Other Officials Year Ended December 31, 2014 Board of Zoning Appeals Environmental Commission Civil Service Commission Human Rights Commission Planning Commission Human Services Fund Open Space & Recreation Commission Police FirePhysical DevelopmentPark & RecreationFinance Recycling Street Maintenance Elections & Voter Registration General Services Golf Operations Utilities Maintenance Park Maintenance Accounting Golf Maintenance Vehicle Maintenance Teen Committee Inspections Engineering Recreation Computer Services Motor Vehicle Licensing Planning Maintenance Building Operations Forestry Organization Chart City Council/ HRA Citizens of Golden Valley City Manager -ii- -iii- May 20, 2015 Dear Honorable Mayor, City Council, City Manager, and residents of Golden Valley: I am pleased to present the comprehensive annual financial report (CAFR) of the City of Golden Valley, Minnesota (the City) for the fiscal year ended December 31, 2014. Responsibility for both the accuracy of the data and the completeness and fairness of the presentation, including all disclosures, rests with the City. To the best of our knowledge and belief, the enclosed data is accurate, in all material respects, and is reported in a manner designed to present fairly the financial position and results of operations of the various funds of the City. All disclosures necessary to enable the reader to gain an understanding of the City’s financial activities have been included. The City’s financial statements have been audited by Malloy, Montague, Karnowski, Radosevich & Co., P.A., a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City for the fiscal year ended December 31, 2014 are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unmodified opinion that the City’s financial statements for the fiscal year ended December 31, 2014 are fairly presented in conformity with accounting principles generally accepted in the United States of America. The independent auditor’s report is presented as the first component of the financial section of this report. The preparation of this CAFR is a requirement of state law. Also, the CAFR is required by the bond rating agencies before they will rate the City’s bonds. The report can be used by the City Council and the citizens of the City to gain a better understanding of the financial condition of the City. Accounting principles generally accepted in the United States of America require that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City’s MD&A can be found immediately following the report of the auditors. The CAFR includes all agencies and entities for which the City is financially accountable, including the Housing and Redevelopment Authority (HRA), which is reported as a blended component unit of the City. -iii- -iv- PROFILE OF THE CITY The City, incorporated in 1886, is an almost fully developed community in Hennepin County. It encompasses about 10.73 square miles and has an estimated population of 20,642. The City is a Statutory Plan B form of government, governed by a City Council composed of the mayor and four councilmembers. The City Council is responsible for setting policies and ordinances that govern the City and for appointing the city manager and city attorney. The city manager is responsible for carrying out the policies and hiring the employees that oversee the day-to-day operations of the City. Police services are provided by 31 sworn officers, which include the police chief and commander. Fire services are provided by 50 paid on-call firefighters, fire chief, deputy fire chief, education specialist, and two code enforcement officers. The City has a Class 4 insurance rating. The 2014–2015 biennial budget was created to help serve as the foundation for the City’s financial planning and control. Departments submit budget requests to the Finance Department in May and the city manager presents the proposed budget to the City Council for review starting in July to be approved by September 30 each year for a proposed tax rate for its property owners. All budget workshops are open to the public. The final adoption of the budget and levy are approved in December. Each year the first year is adopted and the second year is approved in concept only. ECONOMIC CONDITION AND OUTLOOK The City’s top priorities have been maintaining the City’s infrastructure—streets, water and sewer, pipes, parks, public buildings—representing a significant community investment. After all, the value of private property relates directly to what surrounds it. Beginning in 2012, the state of Minnesota changed the Market Value Homestead Credit (MVHC) to Homestead Market Value Exclusion (HMVE). Instead of replacing a portion of the City’s levy with a state paid tax credit, a portion of homestead property market value is excluded from the tax base. Although the City lost market value through this change, it is no longer subject to losing part of its levy due to the state of Minnesota not paying its MVHC. The exclusion shifted the tax responsibility to higher valued homes and commercial properties. In 2014, an improving economy resulted in less tax delinquencies and higher building permit revenues. The increase in building permits was primarily for improvements to commercial properties, with a small increase in permits for residential properties. With this surge, the City will still remain conservative in the next few years while waiting for the residential market to come back. Residential and industrial market values declined and commercial properties increased in 2014. This limited the City’s ability to raise taxes to fund operations and debt service, since taxpayers do not differentiate between increases in property taxes caused by an increase in the levy and increases caused by the shift in tax burden. In 2015, increasing property values, along with the Golden Hills Tax Increment District closing, will enhance the City’s tax base. Retirements and cost containment helped keep total overall expenditures under budget in 2014. The City will once again take a conservative approach for the 2015 budget year. -v- The following table shows the City’s building activity for the last 10 years: Year Number Value 2005 994 121,188,696$ 2006 880 57,701,882$ 2007 1410 61,103,910$ 2008 3556 67,452,357$ 2009 1310 29,321,560$ 2010 1109 28,800,511$ 2011 1172 51,419,406$ 2012 798 53,201,489$ 2013 984 65,531,059$ 2014 915 78,090,465$ Total Permits The following major projects were started or completed throughout the City in 2014: 1 General Mills Boulevard (General Mills) – A permit with a construction value of $415,000 was issued to install turnstiles at the employee and visitors entrances to General Mills Headquarters Building. In addition, a permit was issued to remodel Level 1 West Main with a value of $3,050,000. Total construction value at General Mills was $3,465,000. 201 General Mills Boulevard (General Mills) – A permit was issued for the remodel of an entire two-story building with a permit value of $4,350,000. Total construction value at General Mills was $7,815,000. 7475 Country Club Drive (Golden Valley Senior Living) – In December 2014, a permit was issued for the foundation of a 50-unit addition to Golden Valley Senior Living with a value of $1,000,000. In January 2015, a permit was issued for the main structure of the addition with a value of $4,000,000. The total value of the Golden Valley Senior Living addition was $5,000,000. 7300 Wayzata Boulevard (Morrie’s Luxury Automotive) – A permit was issued for a new car dealership featuring Maserati and Bentley automobiles. The permit construction value was $2,911,039. 9595 Wayzata Boulevard (Porsche of Minneapolis) – A permit was issued for a new Porsche dealership. The permit construction value was $6,687,097. 6051 Golden Hills Drive (Holiday Inn Express) – A permit with a value of $1,500,000 was issued for an 18-room addition to Holiday Inn Express. 700 Meadow Lane North (M.A. Mortenson) – A permit was issued for the remodel of lower level office space with a construction value of $1,215,000. 6250 Olson Memorial Highway (Lock-Up Storage) – A permit was issued for construction of a new rental storage building with a value of $5,119,916. 1985 Douglas Drive (Honeywell) – A permit was issued for a partial roof replacement valued at $1,031,000. -vi- 710 Mendelssohn Avenue North (Century Link) – A permit was issued for the remodel of tenant space with a total construction value of $485,000. 4600 Olson Memorial Highway (Room and Board) – A permit was issued for a 45,000 square foot addition to company headquarters with a total construction value of $4,000,000. 5500 Wayzata Boulevard (Bell Mortgage) – A permit was issued for the remodel of three floors in The Colonnade Building with a value of $1,800,000. 1109 Zane Avenue North (Shapco Printing) – A permit was issued for the remodel of an existing building for Shapco Printing which is relocating from Minneapolis with a construction value of $624,000. 5430 Glenwood Avenue (Meadowbrook School) – The school district purchased a building that was the Crisis Nursery. The Crisis Nursery Building was remodeled and a link was constructed to the existing school building. Construction was valued at $1,625,000. 901 Xenia Avenue South (The Arcata) – Construction is being completed and tenants are starting to occupy the Arcata Apartments. A permit was issued in January 2014 with a value of $20,675,182. 605 Boone Avenue North (TruStone Financial) – A permit was issued for the construction of a credit union valued at $1,350,000. Residential Properties – Thirteen new single family homes were constructed in calendar 2014, with a total permit value of $4,480,187. LONG-TERM FINANCIAL PLANNING An unassigned fund balance goal in the General Fund of 60 percent of current year budgeted General Fund expenditures was approved in the fund balance policy adopted by the City Council for budgetary and planning purposes. This amount is higher than the level recommended by the Minnesota Office of the State Auditor. However, the City believes maintaining this higher level of fund balance is prudent due to its debt load and the increased uncertainty of its revenue sources. This practice is also supported by the City’s bond rating agency. Through its Pavement Management Program, in 1995 the City began reconstructing its streets that did not meet standards, completing 109 of 120 miles through 2014. The City had planned to construct 2.3 miles in 2015 but lowered that to 0.71 miles due to the high utility costs. In 2014, the Council appointed a task force to investigate the needs for replacing Brookview Community Center. In 2015, further studies will take place to involve the community in the decision. INTERNAL CONTROL Management assumes full responsibility for the completeness and reliability of the information contained in this report, based upon the comprehensive framework of internal control that it has established for this purpose. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. -vii- MAJOR INITIATIVES The City is a member of the Joint Water Commission (JWC), a joint powers organization that also includes the cities of New Hope and Crystal. The JWC purchases water from the City of Minneapolis for resale to the customers of the three cities. The JWC was set up in the early 1960s and has functioned effectively. In 2014, the JWC approved the construction of four wells for an emergency backup system. The Minnesota Department of Natural Resources has mandated a conservation rate system starting in January 2010. The directive is for education and awareness with regards to the use of water. The City has implemented a conservation rate structure in 2010 but it will be evaluated each year to monitor consumption. On December 9, 2014, the City began receiving 911 dispatch services from the Hennepin County Sheriff’s Communications Division. Previously services had been provided by the City of Edina. AWARDS AND ACKNOWLEDGEMENTS The Government Finance Officers Association (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City for its CAFR for the fiscal year ended December 31, 2013. The City has received this award since 1987. In order to be awarded a Certificate of Achievement, the government had to publish an easily readable and efficiently organized CAFR that satisfied both accounting principles generally accepted in the United States of America and applicable legal requirements. The Certificate of Achievement is valid for one year only. We believe our current CAFR continues to meet the Certificate of Achievement program requirements. We are submitting it to the GFOA to determine its eligibility for another certificate. The 2014 CAFR meets the highest professional standards and was prepared in a timely and cost effective manner. This could never have been accomplished without the excellent work of our Finance Department. Sue Watson and Wanita Williams have helped with the work needed to finish this report. Credit also must be given to the Mayor and City Council for support for maintaining the highest standards of professionalism in the management of the City’s finances. Yours Truly, Susan M. Virnig Finance Director -viii- FINANCIAL SECTION -1- INDEPENDENT AUDITOR’S REPORT To the City Council and Management City of Golden Valley, Minnesota REPORT ON THE FINANCIAL STATEMENTS We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Golden Valley, Minnesota (the City) as of and for the year ended December 31, 2014, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. MANAGEMENT’S RESPONSIBILITY FOR THE FINANCIAL STATEMENTS Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. AUDITOR’S RESPONSIBILITY Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the City’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. (continued) -2- OPINIONS In our opinion, the financial statements referred to on the previous page present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City at December 31, 2014, and the respective changes in financial position and, where applicable, cash flows thereof, and the budgetary comparison for the General Fund for the year then ended, in accordance with accounting principles generally accepted in the United States of America. OTHER MATTERS Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management’s Discussion and Analysis, and the schedules of funding progress for the Golden Valley Fire Department Relief Association and the City of Golden Valley Other Post-Employment Benefits Plan, as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The introductory section, supplemental information, and statistical section, as listed in the table of contents, are presented for purposes of additional analysis and are not required parts of the basic financial statements. The supplemental information is the responsibility of management and was derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the supplemental information is fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. (continued) -3- Prior Year Comparative Information We have previously audited the City’s 2013 financial statements, and we expressed unmodified audit opinions on the respective financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information in our report dated June 4, 2014. In our opinion, the partial comparative information presented herein as of and for the year ended December 31, 2013 is consistent, in all material respects, with the audited financial statements from which it has been derived. OTHER REPORTING REQUIRED BY GOVERNMENT AUDITING STANDARDS In accordance with Government Auditing Standards, we have also issued our report dated May 20, 2015 on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements, and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. Minneapolis, Minnesota May 20, 2015 THIS PAGE INTENTIONALLY LEFT BLANK CITY OF GOLDEN VALLEY Management’s Discussion and Analysis Year Ended December 31, 2014 -4- As management of the City of Golden Valley, Minnesota (the City), we have provided readers of the City’s financial statements with this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2014. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, located earlier in this report. FINANCIAL HIGHLIGHTS The assets of the City exceeded its liabilities at the close of fiscal 2014 by $111,156,159 (net position), which represents an increase of $3,494,332 from the previous year. At year-end, the City was able to report a positive balance in all categories of net position. At the end of the fiscal year, the unassigned fund balance for the City’s General Fund was $8,642,108, which represents 53.4 percent of total General Fund expenditures and transfers out for 2014. The City sold three new bond issues, one of which was to refinance a previous issue. Total long-term debt decreased $3,050,266 in 2014. OVERVIEW OF THE FINANCIAL STATEMENTS Management’s Discussion and Analysis (MD&A) is intended to serve as an introduction to the City’s basic financial statements, which are comprised of three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to basic financial statements. This report also contains other supplementary information in addition to the basic financial statements. Government-Wide Financial Statements – The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to private sector businesses. The Statement of Net Position presents information on all of the City’s assets and liabilities, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The Statement of Activities presents information showing how the City’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (delinquent taxes and special assessments). Both of the government-wide financial statements distinguish functions of the City that are principally supported by property taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities include general government, public safety, physical development, and parks and recreation. The business-type activities of the City include enterprises for water and sewer, storm sewer, golf course, motor vehicle licensing, and recycling. -5- The government-wide financial statements include not only the City itself (known as the primary government), but also the Golden Valley Housing and Redevelopment Authority (HRA). The HRA is a legally separate entity which functions, in essence, as a department of the City, to provide housing and redevelopment assistance through the administration of various programs. Therefore, the HRA has been included as an integral part of the City’s financial statements. Fund Financial Statements – A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into two categories: governmental funds and proprietary funds. Governmental Funds – Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as the balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government’s near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental funds Balance Sheet and Statement of Revenue, Expenditures, and Changes in Fund Balances provide a reconciliation to facilitate the comparison between governmental funds and governmental activities. The City maintains 22 individual governmental funds. Information is presented separately in the governmental funds Balance Sheet and Statement of Revenue, Expenditures, and Changes in Fund Balances for the General, Golden Hills Tax Increment Special Revenue, Street Reconstruction Debt Service, Golden Hills Tax Increment Debt Service, and Street Reconstruction Capital Project Funds, all of which are considered to be major funds. Data from the other nonmajor governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements elsewhere in this report. The City adopts an annual appropriated budget for the General Fund. Budget-to-actual comparisons are provided in this financial report for this fund. Proprietary Funds – The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City uses enterprise funds to account for its water and sewer (utility), storm sewer, golf course, motor vehicle licensing, and recycling operations. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City’s various functions. The City uses internal service funds to account for workers’ compensation, payroll benefits, and vehicle maintenance activities. Because these internal service fund activities predominantly benefit governmental rather than business-type functions, they have been included within governmental activities in the government-wide financial statements. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the water and sewer, storm sewer, golf course, motor vehicle licensing, and recycling operations, all of which are considered to be major funds of the City. -6- The internal service funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Individual fund data for the internal service funds is provided in the form of combining statements elsewhere in this report. Notes to Basic Financial Statements – The notes to basic financial statements provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. Other Information – Required supplementary information (RSI) on the City’s pension plan is presented following the notes to basic financial statements. Combining and individual fund statements and schedules for nonmajor funds are presented immediately following the RSI. Statistical tables are presented as the last section in this report. GOVERNMENT-WIDE FINANCIAL ANALYSIS As noted earlier, net positions may serve over time as a useful indicator of the City’s financial position. In the case of the City, assets exceeded liabilities by $111,156,159 at the end of the 2014 fiscal year. This represents an overall improvement in the City’s net position of $3,494,332 from the previous year. Net Position – The City has 46.0 percent of its total net position invested in capital assets (land, land improvements, buildings and improvements, machinery and equipment, infrastructure, and construction in progress) less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot liquidate these liabilities. An additional 26.6 percent of the City’s net position represents resources that are subject to external restrictions on how they may be used. The remaining 27.4 percent of net position is unrestricted and may be used to meet the City’s ongoing obligations. The following is a summary of the City’s net position: 2014 2013 2014 2013 2014 2013 Current and other assets 73,863,187$ 69,287,920$ 16,669,957$ 19,082,229$ 90,533,144$ 88,370,149$ Capital assets 74,354,002 75,473,228 30,628,257 30,977,621 104,982,259 106,450,849 Total assets 148,217,189 144,761,148 47,298,214 50,059,850 195,515,403 194,820,998 Noncurrent liabilities (including current portion) 79,393,796 80,934,062 1,040,000 2,550,000 80,433,796 83,484,062 Other liabilities 3,420,069 3,155,203 505,379 519,906 3,925,448 3,675,109 Total liabilities 82,813,865 84,089,265 1,545,379 3,069,906 84,359,244 87,159,171 Net position Net investment in capital assets 21,499,939 21,829,745 29,588,257 28,427,621 51,088,196 50,257,366 Restricted 29,553,484 29,535,846 – – 29,553,484 29,535,846 Unrestricted 14,349,901 9,306,292 16,164,578 18,562,323 30,514,479 27,868,615 Total net position 65,403,324$ 60,671,883$ 45,752,835$ 46,989,944$ 111,156,159$ 107,661,827$ Governmental Activities Business-Type Activities Total -7- The following is a summary of the City’s changes in net position: 2014 2013 2014 2013 2014 2013 Revenues Program revenues Charges for services 2,991,488$ 3,143,286$ 12,243,095$ 12,189,276$ 15,234,583$ 15,332,562$ Operating grants and contributions 538,956 559,246 701,905 495,451 1,240,861 1,054,697 Capital grants and contributions 2,028,250 1,882,698 – 852,075 2,028,250 2,734,773 General revenues Property taxes 22,616,003 21,757,173 – – 22,616,003 21,757,173 Franchise taxes 1,048,227 904,928 – – 1,048,227 904,928 Other general revenues 286,108 338,245 – – 286,108 338,245 Investment earnings 347,197 112,817 142,866 38,459 490,063 151,276 Gain on sale of capital assets 71,227 24,735 – – 71,227 24,735 Total revenues 29,927,456 28,723,128 13,087,866 13,575,261 43,015,322 42,298,389 Expenses General government 3,066,025 2,914,823 – – 3,066,025 2,914,823 Public safety 6,831,136 7,310,946 – – 6,831,136 7,310,946 Physical development 11,396,748 10,325,068 – – 11,396,748 10,325,068 Parks and recreation 1,545,616 1,588,798 – – 1,545,616 1,588,798 Interest and fiscal charges 2,456,490 2,633,359 – – 2,456,490 2,633,359 Water and sewer – – 9,867,531 7,611,927 9,867,531 7,611,927 Storm sewer – – 1,944,935 1,589,410 1,944,935 1,589,410 Golf course – – 1,693,028 1,645,728 1,693,028 1,645,728 Motor vehicle licensing – – 326,201 326,382 326,201 326,382 Recycling – – 393,280 410,808 393,280 410,808 Total expenses 25,296,015 24,772,994 14,224,975 11,584,255 39,520,990 36,357,249 Increase in net position before transfers 4,631,441 3,950,134 (1,137,109) 1,991,006 3,494,332 5,941,140 Transfers 100,000 (73,606) (100,000) 73,606 – – Increase in net position 4,731,441 3,876,528 (1,237,109) 2,064,612 3,494,332 5,941,140 Net position – beginning 60,671,883 56,795,355 46,989,944 44,925,332 107,661,827 101,720,687 Net position – ending 65,403,324$ 60,671,883$ 45,752,835$ 46,989,944$ 111,156,159$ 107,661,827$ TotalGovernmental Activities Business-Type Activities Governmental Activities – Governmental activities increased net position by $4,731,441, accounting for 135.4 percent of the total growth in the City’s net position. Key elements of this net increase include:  Capital grants and contributions increased $145,552 from the prior year, mainly due to the City receiving state aid revenue for street improvement projects.  Revenue from property taxes increased $858,830 from the prior year due to increases in the City’s levies for general purposes and debt service, as well as an increase of $349,699 in tax increments generated in the City’s tax increment districts.  Franchise taxes increased $143,299 from last year due to a full year of collections from CenterPoint Energy.  Expenses increased by $523,021 from the previous year. General government expenses increased $151,202 due to market adjustments for salaries. Public safety costs decreased $479,810 due to decreased equipment purchases. Physical development expenses increased $1,071,680 due to increased snow removal and street maintenance. Interest and fiscal charges decreased $176,869 from last year due to some bonded debt refinancing. -8- Expenses and Program Revenues – Governmental Activities $– $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 $10,000,000 $11,000,000 $12,000,000 General Government Public Safety Physical Development Parks and Recreation Interest and Fiscal Charges Expenses Program Revenues Revenue by Source – Governmental Activities -9- Business-Type Activities – Business-type activities decreased the City’s net position by $1,237,109, accounting for (35.4) percent of the total growth in the City’s net position from operations. Water and Sewer Utility Fund net position decreased by $1,585,229, mainly due to being assessed $1.72 million by the Golden Valley–Crystal–New Hope Joint Water Commission to finance the construction of emergency water supply wells. The City’s water rates were increased 3.94 percent in 2014 to offset the increased cost of water purchased from the City of Minneapolis through the Joint Water Commission, and to pay for planned infrastructure improvements. Sanitary sewer rates increased slightly for residential users on all tiers that are billed on winter quarter usage. Commercial sewer accounts received a 2.98 percent increase on the rate per 1,000 gallons of water billed. Sanitary sewer infrastructure improvements for inflow and infiltration, and higher disposal costs charged by the Metropolitan Council Environment Services (MCES), have increased expenses for the City. Storm Sewer Utility Fund net position increased by $544,366. No rate increases were made in 2014. The 2014 planned infrastructure improvements that coincided with the City’s pavement management program were less than the budget. A portion of the resources of this fund will also be needed to pay the debt service of the storm sewer utility revenue bonds sold in 2006. The proceeds of these issues financed the storm sewer costs associated with the Trunk Highway 55/General Mills Boulevard/Boone Avenue North intersection and flood proofing improvement project. The 2015 through 2019 maturities of the City’s 2004C Utility Revenue Bonds were called in 2014 using available funds. Brookview Operating (Golf Course) Fund net position decreased by $177,909. Par 3 and regulation 18 greens fees were lower than anticipated due to weather and a decline in rounds played. Other business-type activities did not have a significant impact on net position in 2014. -10- Expenses and Program Revenues – Business-Type Activities $– $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 $10,000,000 Water and Sewer Storm Sewer Brookview Golf Course Motor Vehicle Recycling Expenses Program Revenues Revenue by Source – Business-Type Activities -11- FINANCIAL ANALYSIS OF THE CITY’S FUNDS Governmental Funds – At the end of the fiscal year, the City’s governmental funds reported combined ending fund balances of $65,417,153, an increase of $4,670,760 in comparison with the prior year. The unassigned portion of fund balance is $8,640,108, which may be used for any approved public purpose. The remainder of the fund balance is either nonspendable, restricted, committed, or assigned to indicate that it is 1) not in spendable form ($1,256), 2) restricted by various externally imposed constraints ($47,308,126), 3) internally committed for particular purposes ($743,633), or 4) internally assigned for particular purposes ($8,724,030). General Fund – The fund balance of the General Fund increased by $433,379 to $10,141,364 at December 31, 2014. General Fund operating results can be summarized as follows: 2014 2013 Fund balance – beginning of year 9,707,985$ 9,316,057$ Additions Revenue 16,526,968 16,197,707 Other sources 100,000 100,000 Total additions 16,626,968 16,297,707 Deductions Expenditures 15,206,879 14,721,069 Other uses 986,710 1,184,710 Total deductions 16,193,589 15,905,779 Fund balance – end of year 10,141,364$ 9,707,985$ Of the total fund balance, $1,256 representing prepaid expenditures is classified as nonspendable. An additional $1,500,000 is assigned for self-insurance to highlight the continued use of the fund balance as a reserve for insurance deductibles as opposed to purchasing additional umbrella liability insurance. The unassigned fund balance at December 31, 2014 of $8,640,108 is equal to 53.4 percent of total 2014 expenditures and other financing uses in the General Fund, which puts the fund in an excellent financial position. These reserves are needed for working capital to help pay for expenditures during the first half of the year, since the City does not receive any significant money from its main revenue source—property taxes—until July of each year. -12- General Fund Revenues – The following is an analysis of 2014 General Fund revenue: Original Final Over (Under) Revenue Budget Budget Actual Final Budget Ad valorem taxes 12,358,005$ 12,358,005$ 12,431,386$ 73,381$ 0.6 % Licenses 210,785 210,785 268,671 57,886 27.5 Permits 725,000 809,500 1,210,633 401,133 49.6 Intergovernmental 286,595 286,595 316,256 29,661 10.3 Charges for services 1,856,690 1,856,690 1,669,969 (186,721) (10.1) Fines and forfeits 320,000 320,000 310,318 (9,682) (3.0) Investment income 100,000 100,000 67,758 (32,242) (32.2) Other revenue 227,200 227,200 251,977 24,777 10.9 Totals 16,084,275$ 16,168,775$ 16,526,968$ 358,193$ 2.2 (Under) Budget Percent Over Ad valorem taxes were over budget due to the City experiencing lower abatements and delinquencies than allowed for in the budget. Licenses and permits were over budget due to an increase in building construction. Intergovernmental revenue exceeded budget due to several small grants from the state and federal government. Charges for services were under budget due to the City contracting out certain recreation programs that had been run by the City in the past. Investment income was under budget because of lower than anticipated market value adjustments on the City’s investment portfolio. General Fund Expenditures – The following is an analysis of 2014 General Fund expenditures: Original Final Over (Under) Expenditure Budget Budget Actual Final Budget General government 1,192,820$ 1,206,320$ 1,093,848$ (112,472)$ (9.3) % Administrative services 1,676,280 1,692,280 1,682,784 (9,496) (0.6) Casualty insurance 300,000 300,000 240,918 (59,082) (19.7) Public safety 6,402,365 6,402,365 6,109,314 (293,051) (4.6) Physical development 5,061,825 5,116,825 5,051,206 (65,619) (1.3) Parks and recreation 1,256,275 1,256,275 1,028,809 (227,466) (18.1) Totals 15,889,565$ 15,974,065$ 15,206,879$ (767,186)$ (4.8) (Under) Budget Percent Over General government expenditures were under budget due to savings in personal services and contracted services. Casualty insurance was lower than budget due to a premium adjustment. Public safety expenditures were under budget due to personal service cost savings from turnover. Physical development and planning and development were under budget in personal service costs. Parks and recreation costs were under budget due to a popular recreation program being contracted out in 2014 rather than being run by the City. -13- Other Major Governmental Funds – The City reported three other major governmental funds for 2014. Two of these funds relate to the City’s Golden Hills Tax Increment District. The Golden Hills Tax Increment Special Revenue Fund is used to account for the tax increment revenue collected on public improvements within the tax increment district. These revenues are primarily used, via transfers to the Golden Hills Tax Increment Debt Service Fund, to pay debt service on the tax increment bonds sold to finance the improvements. Fund balance decreased $203,695 as tax increment revenue collected was less than transfers for debt service and administrative costs. At December 31, 2014, this fund had a net equity of $7,021,826. The Golden Hills Tax increment Debt Service Fund ended the year with a total fund balance of $5,823,682, an increase of $517,664. This fund retired $4,355,000 of outstanding tax increment bonds during 2014. The two other major governmental funds relate to the City’s ongoing street reconstruction plan. The Street Reconstruction Debt Service Fund is used to account for the debt service on the general obligation improvement bonds issued to finance street improvements. At year-end, this fund had a fund balance of $25,418,614 accumulated for future debt service. Fund balance increased by $3,994,346 in 2014, mainly due to the issuance of $3.95 million of crossover refunding bonds, the proceeds of which were placed in an escrow account to call outstanding bonds from another issue in the future. The Street Reconstruction Capital Project Fund ended the year with a fund balance of $2,952,376, which decreased $256,280 from the prior year as capital expenditures were higher than the proceeds from the improvement bonds issued this year. Proprietary Funds – The City’s proprietary funds provide the same information for the business-type activities found in the government-wide financial statements, but in more detail. The unrestricted net positions of the City’s enterprise funds totaled $16,945,645 at the end of the fiscal year. The Utility Fund had a decrease in net position of $1,585,229 due to emergency repairs to the distribution system and lower revenue due to decreased water consumption. The Storm Sewer Utility Fund had an increase in net position of $544,366 due to capital projects not fully completed. The Brookview Operating (Golf Course) Fund had a decrease in net position of $177,909 due to lower revenue caused by unfavorable weather. This fund transfers $50,000 annually to the General Fund for overhead. The Motor Vehicle Operating Fund had a decrease in net position of $21,920. This fund transfers $50,000 annually to the General Fund for overhead. The Recycling Fund had an increase in net position of $31,562 due to market rebates for recycling product. -14- Capital Assets – The City’s investment in capital assets (net of accumulated depreciation) for its governmental and business-type activities as of December 31, 2014 amounts to $104,982,259. This balance represents a net decrease of $1,468,590 from the prior year. The City’s capital assets for the last two years are as follows: 2014 2013 2014 2013 2014 2013 Land 3,527,685$ 3,527,685$ 857,044$ 857,044$ 4,384,729$ 4,384,729$ Land improvements 5,219,019 4,945,020 3,066,771 2,949,542 8,285,790 7,894,562 Buildings and improvements 12,425,291 12,353,227 667,657 667,657 13,092,948 13,020,884 Machinery and equipment 11,322,615 10,585,370 4,103,777 3,928,051 15,426,392 14,513,421 Infrastructure 109,370,083 105,430,655 39,497,362 37,957,559 148,867,445 143,388,214 Construction in progress 4,567,866 5,636,967 887,913 1,594,386 5,455,779 7,231,353 Less accumulated depreciation (72,078,557) (67,005,696) (18,452,267) (16,976,618) (90,530,824) (83,982,314) Net total 74,354,002$ 75,473,228$ 30,628,257$ 30,977,621$ 104,982,259$ 106,450,849$ Governmental Activities Business-Type Activities Total Because of the completion of some street reconstruction projects, the costs were moved from construction in progress to infrastructure. Also, this has increased depreciation now that those projects are complete. Additional details of the City’s capital asset activity for the year can be found in Note 4 of the notes to basic financial statements. Long-Term Debt – The debt service funds account for the accumulation of resources to finance all of the City’s governmental activity general obligation debt. The revenue sources for these funds include annual tax levies, tax increment transferred from the HRA General Special Revenue Fund, and special assessments. At year-end, there was $32,650,606 of fund balance restricted for debt service in the governmental funds. The revenue bonds will be paid from the designated business activity for storm water. The following table presents the City’s long-term liabilities as of the last two year-ends: 2014 2013 2014 2013 2014 2013 G.O. special assessment bonds 65,320,000$ 62,230,000$ –$ –$ 65,320,000$ 62,230,000$ G.O. tax increment bonds 4,935,000 9,290,000 – – 4,935,000 9,290,000 G.O. certificates of indebtedness 2,205,000 2,145,000 – – 2,205,000 2,145,000 G.O. tax abatement bonds 1,705,000 2,075,000 – – 1,705,000 2,075,000 G.O. state-aid street bonds 1,875,000 1,985,000 – – 1,875,000 1,985,000 Unamortized premiums 1,221,767 1,116,249 – – 1,221,767 1,116,249 Compensated absences 1,508,036 1,524,119 – – 1,508,036 1,524,119 Net OPEB obligation 623,993 568,694 – – 623,993 568,694 Revenue bonds – – 1,040,000 2,550,000 1,040,000 2,550,000 Total 79,393,796$ 80,934,062$ 1,040,000$ 2,550,000$ 80,433,796$ 83,484,062$ TotalGovernmental Activities Business-Type Activities -15- In 2014, the City sold the following bond issues: 1) $2,335,000 G.O. Improvement Bonds, Series 2014A – The proceeds of this issue are being used to finance various street improvement projects. 2) $750,000 G.O. Equipment Certificates of Indebtedness, Series 2014B – The proceeds of these certificates financed the purchases of various pieces of equipment included in the City’s 2014– 2018 capital improvement program. 3) $3,950,000 G.O. Improvement Refunding Bonds, Series 2014C – The proceeds of this issue and interest earned thereon will be used to refund the 2018 through 2027 maturities of the City’s G.O. Improvement Bonds, Services 2007C on their February 1, 2017 call date. Additional details of long-term debt activity for the year can be found in Note 5 of the notes to basic financial statements. ECONOMIC FACTORS AND NEXT YEAR’S BUDGETS AND RATES Economic factors affect the preparation of annual budgets. Factors considered in preparing the 2015 budget were the following:  The state of Minnesota enacted levy limits for cities, excluding bonded debt levies, which were in effect through 2014, which had little impact on the City. The legislature allowed levy limits to expire beginning in 2015.  The City’s 2015 budgeted tax levy went up by 6.40 percent from 2014.  Utility rates are reviewed with the budget process and reflect a change due to the providers such as the City of Minneapolis that sells water to the Joint Water Commission and the Metropolitan Council Environmental Services that treats sewage. Water rates were increased 3.94 percent per 1,000 gallons starting in April 2014. Sewer rates will change to nine flat rates based on consumption for residential accounts, and will increase $3.80 per 1,000 gallons for commercial accounts starting in April 2014. REQUESTS FOR INFORMATION Questions concerning any of the information provided in this report or requests for additional information should be addressed by writing to the City of Golden Valley, Attention: Finance Director, 7800 Golden Valley Road, Golden Valley, Minnesota 55427 or by calling (763) 593-8010. GOVERNMENT-WIDE FINANCIAL STATEMENTS Governmental Business-Type Activities Activities Total Assets Cash and temporary investments 51,733,909$ 15,295,212$ 67,029,121$ Receivables Delinquent taxes 197,716 – 197,716 Special assessments (net of allowance) 2,767,871 406,907 3,174,778 Accounts and interest receivable 447,827 1,502,240 1,950,067 Due from other governmental units 769,417 68,722 838,139 Internal balances 781,067 (781,067) – Inventory 138,149 14,542 152,691 Prepaid items 1,256 163,401 164,657 Restricted assets – temporarily restricted Cash and temporary investments 16,989,353 – 16,989,353 Interest receivable 36,622 – 36,622 Capital assets Not depreciated 8,095,551 1,744,957 9,840,508 Depreciated, net of accumulated depreciation 66,258,451 28,883,300 95,141,751 Total assets 148,217,189$ 47,298,214$ 195,515,403$ Liabilities Accounts and contracts payable 532,216$ 141,635$ 673,851$ Accrued interest payable 1,039,329 17,868 1,057,197 Accrued salaries and employee benefits 824,171 – 824,171 Due to other governmental units 52,617 183,015 235,632 Deposits 971,736 162,861 1,134,597 Long-term liabilities Due within one year 16,023,572 130,000 16,153,572 Due in more than one year 63,370,224 910,000 64,280,224 Total long-term liabilities 79,393,796 1,040,000 80,433,796 Total liabilities 82,813,865 1,545,379 84,359,244 Net position Net investment in capital assets 21,499,939 29,588,257 51,088,196 Restricted for Debt service 17,086,300 – 17,086,300 Redevelopment 7,459,390 – 7,459,390 Capital improvements 4,841,492 – 4,841,492 Cemetery maintenance 75,470 – 75,470 DWI enforcement 90,832 – 90,832 Unrestricted 14,349,901 16,164,578 30,514,479 Total net position 65,403,324 45,752,835 111,156,159 Total liabilities and net position 148,217,189$ 47,298,214$ 195,515,403$ See notes to basic financial statements CITY OF GOLDEN VALLEY Statement of Net Position December 31, 2014 -16- Operating Capital Charges for Grants and Grants and Functions/Programs Expenses Services Contributions Contributions Governmental activities General government 3,066,025$ 276,782$ 75,835$ –$ Public safety 6,831,136 1,837,076 463,121 – Physical development 11,396,748 342,809 – 2,028,250 Parks and recreation 1,545,616 534,821 – – Interest and fiscal charges 2,456,490 – – – Total governmental activities 25,296,015 2,991,488 538,956 2,028,250 Business-type activities Water and sewer 9,867,531 7,751,250 466,688 – Storm sewer 1,944,935 2,278,128 135,407 – Golf course 1,693,028 1,543,151 5,949 – Motor vehicle licensing 326,201 347,382 59 – Recycling 393,280 323,184 93,802 – Total business-type activities 14,224,975 12,243,095 701,905 – Total governmental and business-type activities 39,520,990$ 15,234,583$ 1,240,861$ 2,028,250$ General revenues Property taxes Franchise taxes Other general revenues Investment earnings Gain on sale of capital assets Transfers Total general revenues and transfers Change in net position Net position – beginning Net position – ending See notes to basic financial statements Program Revenues CITY OF GOLDEN VALLEY Statement of Activities Year Ended December 31, 2014 -17- Governmental Business-Type Activities Activities Total (2,713,408)$ –$ (2,713,408)$ (4,530,939) – (4,530,939) (9,025,689) – (9,025,689) (1,010,795) – (1,010,795) (2,456,490) – (2,456,490) (19,737,321) – (19,737,321) – (1,649,593) (1,649,593) – 468,600 468,600 – (143,928) (143,928) – 21,240 21,240 – 23,706 23,706 – (1,279,975) (1,279,975) (19,737,321) (1,279,975) (21,017,296) 22,616,003 – 22,616,003 1,048,227 – 1,048,227 286,108 – 286,108 347,197 142,866 490,063 71,227 – 71,227 100,000 (100,000) – 24,468,762 42,866 24,511,628 4,731,441 (1,237,109) 3,494,332 60,671,883 46,989,944 107,661,827 65,403,324$ 45,752,835$ 111,156,159$ Revenue and Changes in Net Position Net (Expenses) -18- THIS PAGE INTENTIONALLY LEFT BLANK FUND FINANCIAL STATEMENTS THIS PAGE INTENTIONALLY LEFT BLANK Golden Hills Street Tax Increment Reconstruction General Special Revenue Debt Service Assets Cash and temporary investments 11,178,315$ 7,030,107$ 8,393,739$ Cash held with trustee – – 16,989,353 Receivables Delinquent taxes 197,716 – – Special assessments 26,980 – 2,500,998 Accounts 42,423 – – Accrued interest 121,589 – 36,622 Due from other funds 49,944 – – Due from other governmental units 324,318 – – Prepaid items 1,256 – – Total assets 11,942,541$ 7,030,107$ 27,920,712$ Liabilities Accounts payable 190,300$ –$ –$ Contracts payable 1,500 – – Accrued salaries payable 824,171 – – Due to other governmental units 52,617 – – Deposits 507,893 – 1,100 Due to other funds – 8,281 – Total liabilities 1,576,481 8,281 1,100 Deferred inflows of resources Unavailable revenue – property taxes 197,716 – – Unavailable revenue – special assessments 26,980 – 2,500,998 Unavailable revenue – other – – – Total deferred inflows of resources 224,696 – 2,500,998 Fund balances Nonspendable 1,256 – – Restricted – 7,021,826 25,418,614 Committed – – – Assigned 1,500,000 – – Unassigned 8,640,108 – – Total fund balances 10,141,364 7,021,826 25,418,614 Total liabilities, deferred inflows of resources, and fund balances 11,942,541$ 7,030,107$ 27,920,712$ See notes to basic financial statements December 31, 2014 CITY OF GOLDEN VALLEY Balance Sheet Governmental Funds -19- Golden Hills Street Tax Increment Reconstruction Debt Service Capital Project Nonmajor Totals 5,823,682$ 3,069,945$ 14,057,188$ 49,552,976$ – – – 16,989,353 – – – 197,716 – 186,735 53,158 2,767,871 – – 272,313 314,736 – – 3,573 161,784 – – – 49,944 – – 445,099 769,417 – – – 1,256 5,823,682$ 3,256,680$ 14,831,331$ 70,805,053$ –$ 46,564$ 203,230$ 440,094$ – 40,880 31,408 73,788 – – – 824,171 – – – 52,617 – 30,125 426,081 965,199 – – 41,663 49,944 – 117,569 702,382 2,405,813 – – – 197,716 – 186,735 53,158 2,767,871 – – 16,500 16,500 – 186,735 69,658 2,982,087 – – – 1,256 5,823,682 2,446,729 6,597,275 47,308,126 – – 743,633 743,633 – 505,647 6,718,383 8,724,030 – – – 8,640,108 5,823,682 2,952,376 14,059,291 65,417,153 5,823,682$ 3,256,680$ 14,831,331$ 70,805,053$ -20- THIS PAGE INTENTIONALLY LEFT BLANK Total fund balances – governmental funds 65,417,153$ Capital assets used in governmental activities are not financial resources and, therefore, are not reported as assets in governmental funds. Cost of capital assets 146,314,300 Less accumulated depreciation (72,008,945) Long-term liabilities, including bonds payable, are not due or payable in the current period and, therefore, are not reported as liabilities in governmental funds. Long-term liabilities at year-end consist of: Bonds and certificates of indebtedness payable (76,040,000) Certain receivables (including delinquent taxes, special assessments, and other receivables not collected within 60 days of year-end) are included in net position, but are excluded from fund balances until they are available to liquidate liabilities of the current period.2,982,087 Accrued interest payable is included in net position, but is excluded from fund balances until due and payable.(1,039,329) Internal service funds are used by management to charge the costs of employee benefits and vehicle maintenance to individual funds. The assets and liabilities of the internal service funds are included in governmental activities in the Statement of Net Position. Internal service balances included in governmental activities 218,758 Add internal service balances allocated to business-type activities 781,067 Governmental funds report debt premiums as other financing sources at the time of issuance. Premiums are reported as liabilities in the Statement of Net Position.(1,221,767) Total net position – governmental activities 65,403,324$ See notes to basic financial statements Amounts reported for governmental activities in the Statement of Net Position are different because: December 31, 2014 CITY OF GOLDEN VALLEY Reconciliation of the Balance Sheet to the Statement of Net Position Governmental Funds -21- Golden Hills Street Tax Increment Reconstruction General Special Revenue Debt Service Revenue Ad valorem taxes 12,431,386$ –$ 3,841,495$ Tax increments – 5,159,229 – Special assessments 13,768 – 1,124,414 Franchise taxes – – – Licenses and permits 1,479,304 – – Intergovernmental revenue 316,256 – – Charges for services 1,669,969 – – Fines and forfeits 310,318 – – Investment income 67,758 4,357 109,349 Other revenue 238,209 – – Total revenue 16,526,968 5,163,586 5,075,258 Expenditures Current General government 1,093,848 8,281 – Administrative services 1,682,784 – – Casualty insurance 240,918 – – Public safety 6,109,314 – – Physical development 5,051,206 – – Parks and recreation 1,028,809 – – Capital outlay – – – Debt service Principal – – 3,195,000 Interest and fiscal charges – – 2,183,467 Total expenditures 15,206,879 8,281 5,378,467 Excess (deficiency) of revenue over expenditures 1,320,089 5,155,305 (303,209) Other financing sources (uses) Sale of capital assets – – – Bonds issued – – 106,317 Refunding bonds issued – – 3,950,000 Premiums on bonds issued – – 241,238 Transfers in 100,000 – – Transfers (out) (986,710) (5,359,000) – Total other financing sources (uses) (886,710) (5,359,000) 4,297,555 Net change in fund balances 433,379 (203,695) 3,994,346 Fund balances Beginning of year 9,707,985 7,225,521 21,424,268 End of year 10,141,364$ 7,021,826$ 25,418,614$ See notes to basic financial statements Year Ended December 31, 2014 CITY OF GOLDEN VALLEY Statement of Revenue, Expenditures, and Changes in Fund Balances Governmental Funds -22- Golden Hills Street Tax Increment Reconstruction Debt Service Capital Project Nonmajor Totals –$ –$ 1,061,919$ 17,334,800$ – – 25,033 5,184,262 – 5,815 73,208 1,217,205 – – 1,048,227 1,048,227 – – – 1,479,304 – – 1,094,171 1,410,427 – – 48,623 1,718,592 – – – 310,318 11,711 29,817 105,562 328,554 – 15,313 462,611 716,133 11,711 50,945 3,919,354 30,747,822 – – 208,061 1,310,190 – – – 1,682,784 – – – 240,918 – – 47,082 6,156,396 – – – 5,051,206 – – – 1,028,809 – 2,542,833 4,280,382 6,823,215 4,355,000 – 1,170,000 8,720,000 339,047 26,521 146,625 2,695,660 4,694,047 2,569,354 5,852,150 33,709,178 (4,682,336) (2,518,409) (1,932,796) (2,961,356) – – 222,432 222,432 – 2,228,683 750,000 3,085,000 – – – 3,950,000 – 33,446 – 274,684 5,200,000 – 1,245,710 6,545,710 – – (100,000) (6,445,710) 5,200,000 2,262,129 2,118,142 7,632,116 517,664 (256,280) 185,346 4,670,760 5,306,018 3,208,656 13,873,945 60,746,393 5,823,682$ 2,952,376$ 14,059,291$ 65,417,153$ -23- THIS PAGE INTENTIONALLY LEFT BLANK Total net change in fund balances – governmental funds 4,670,760$ Capital outlays are reported in governmental funds as expenditures. However, in the Statement of Activities the cost of those assets is allocated over the estimated useful lives as depreciation expense. Capital outlays 5,043,790 Depreciation expense (5,999,446) A gain or loss on the disposal or transfer of capital assets, including the difference between the carrying value and any related sale proceeds, is included in the change in net position. However, only the sale proceeds are included in the change in fund balances.(151,205) The amount of bond proceeds used to finance the acquisition of capital assets is reported in the governmental funds as a source of financing. Bond proceeds are not revenues in the Statement of Activities, but rather constitute long-term liabilities.(7,035,000) Repayment of long-term liabilities is an expenditure in the governmental funds, but the repayment reduces long-term liabilities in the Statement of Net Position.8,720,000 Interest on long-term debt in the Statement of Activities differs from the amount reported in the governmental funds because interest is recognized as an expenditure in the funds when it is due, and thus requires the use of current financial resources. In the Statement of Activities, however, interest expense is recognized as the interest accrues, regardless of when it is due.70,004 Governmental funds report debt issuance premiums as other financing sources at the time of issuance. Premiums are reported as liabilities in the Statement of Net Position.(105,518) Certain receivables (including delinquent taxes, special assessments, and other receivables not collected within 60 days of year-end) are included in the change in net position, but are excluded from the change in fund balances until they are available to liquidate liabilities of the current period.(418,191) Internal service funds are used by management to charge the costs of employee benefits and vehicle maintenance to individual funds. The net revenue/expense of certain activities of internal service funds is reported with governmental activities in the government-wide financial statements. Internal service fund activity included in governmental activities (91,732) Add back internal service fund activity allocated to business-type activities 27,979 Change in net position – governmental activities 4,731,441$ See notes to basic financial statements Amounts reported for governmental activities in the Statement of Activities are different because: CITY OF GOLDEN VALLEY Reconciliation of the Statement of Revenue, Expenditures, and Changes in Fund Balances to the Statement of Activities Governmental Funds Year Ended December 31, 2014 -24- THIS PAGE INTENTIONALLY LEFT BLANK Original Final Over (Under) Budget Budget Actual Budget Revenue Ad valorem taxes 12,358,005$ 12,358,005$ 12,431,386$ 73,381$ Special assessments 10,000 10,000 13,768 3,768 Licenses and permits 935,785 1,020,285 1,479,304 459,019 Intergovernmental revenue 286,595 286,595 316,256 29,661 Charges for services 1,856,690 1,856,690 1,669,969 (186,721) Fines and forfeits 320,000 320,000 310,318 (9,682) Investment income 100,000 100,000 67,758 (32,242) Other revenue 217,200 217,200 238,209 21,009 Total revenue 16,084,275 16,168,775 16,526,968 358,193 Expenditures Current General government 1,192,820 1,206,320 1,093,848 (112,472) Administrative services 1,676,280 1,692,280 1,682,784 (9,496) Casualty insurance 300,000 300,000 240,918 (59,082) Public safety 6,402,365 6,402,365 6,109,314 (293,051) Physical development 5,061,825 5,116,825 5,051,206 (65,619) Parks and recreation 1,256,275 1,256,275 1,028,809 (227,466) Total expenditures 15,889,565 15,974,065 15,206,879 (767,186) Excess of revenue over expenditures 194,710 194,710 1,320,089 1,125,379 Other financing sources (uses) Transfers in 100,000 100,000 100,000 – Transfers (out) (294,710) (294,710) (986,710) (692,000) Total other financing sources (uses) (194,710) (194,710) (886,710) (692,000) Net change in fund balances –$ –$ 433,379 433,379$ Fund balances Beginning of year 9,707,985 End of year 10,141,364$ See notes to basic financial statements CITY OF GOLDEN VALLEY Statement of Revenue, Expenditures, and Changes in Fund Balances General Fund – Budget and Actual Year Ended December 31, 2014 -25- Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Assets Current assets Cash and temporary investments 6,496,659$ 6,300,859$ 891,957$ 568,385$ Receivables Special assessments 468,303 – – – Accounts 1,502,021 – 219 – Allowance for uncollectibles (61,396) – – – Due from other governmental units 66,290 – 374 – Due from other funds – 179,453 – – Inventory 4,181 – 10,361 – Prepaid items 163,401 – – – Total current assets 8,639,459 6,480,312 902,911 568,385 Noncurrent assets Advance to other funds – 1,548,000 – – Capital assets Land – – 857,044 – Land improvements 30,054 – 3,036,717 – Buildings and improvements 505,490 – 162,167 – Machinery and equipment 2,118,094 641,635 1,329,782 14,266 Infrastructure – distribution and collection systems 21,438,601 18,058,761 – – Construction in progress 358,769 529,144 – – Total capital assets 24,451,008 19,229,540 5,385,710 14,266 Less accumulated depreciation (9,923,892) (4,735,014) (3,786,220) (7,141) Capital assets, net 14,527,116 14,494,526 1,599,490 7,125 Total noncurrent assets 14,527,116 16,042,526 1,599,490 7,125 Total assets 23,166,575$ 22,522,838$ 2,502,401$ 575,510$ See notes to basic financial statements Business-Type Activities – Enterprise Funds CITY OF GOLDEN VALLEY Statement of Net Position Proprietary Funds December 31, 2014 -26- Governmental Activities Recycling Totals Internal Service 1,037,352$ 15,295,212$ 2,180,933$ – 468,303 – – 1,502,240 7,929 – (61,396) – 2,058 68,722 – – 179,453 – – 14,542 138,149 – 163,401 – 1,039,410 17,630,477 2,327,011 – 1,548,000 – – 857,044 – – 3,066,771 – – 667,657 – – 4,103,777 118,259 – 39,497,362 – – 887,913 – – 49,080,524 118,259 – (18,452,267) (69,612) – 30,628,257 48,647 – 32,176,257 48,647 1,039,410$ 49,806,734$ 2,375,658$ (continued) -27- Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Liabilities and Net Position Current liabilities Accounts payable 24,267$ 24,307$ 55,459$ 402$ Accrued interest payable – 17,868 – – Contracts payable 10,781 8,384 – – Accrued compensated absences – current – – – – Due to other governmental units 170,741 10,522 1,752 – Due to other funds 179,453 – – – Deposits 100,359 62,502 – – Bonds payable – current – 130,000 – – Total current liabilities 485,601 253,583 57,211 402 Noncurrent liabilities Advance from other funds 1,548,000 – – – Net OPEB obligation – – – – Accrued compensated absences and severance – – – – Bonds payable – long-term – 910,000 – – Total noncurrent liabilities 1,548,000 910,000 – – Total liabilities 2,033,601 1,163,583 57,211 402 Net position Net investment in capital assets 14,527,116 13,454,526 1,599,490 7,125 Unrestricted 6,605,858 7,904,729 845,700 567,983 Total net position 21,132,974 21,359,255 2,445,190 575,108 Total liabilities and net position 23,166,575$ 22,522,838$ 2,502,401$ 575,510$ Total net position – enterprise funds Adjustment to reflect the consolidation of internal service fund activity related to enterprise funds Net position – business-type activities See notes to basic financial statements Business-Type Activities – Enterprise Funds CITY OF GOLDEN VALLEY Statement of Net Position Proprietary Funds (continued) December 31, 2014 -28- Governmental Activities Recycling Totals Internal Service 18,035$ 122,470$ 18,334$ – 17,868 – – 19,165 – – – 988,572 – 183,015 – – 179,453 – – 162,861 6,537 – 130,000 – 18,035 814,832 1,013,443 – 1,548,000 – – – 623,993 – – 519,464 – 910,000 – – 2,458,000 1,143,457 18,035 3,272,832 2,156,900 – 29,588,257 48,647 1,021,375 16,945,645 170,111 1,021,375 46,533,902 218,758 1,039,410$ 49,806,734$ 2,375,658$ 46,533,902$ (781,067) 45,752,835$ -29- Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Operating revenue Charges for services 7,731,802$ 2,278,128$ 998,746$ 347,382$ Sales and rentals 19,448 – 576,280 – Less sales tax and credit card fees – – (31,875) – Total operating revenue 7,751,250 2,278,128 1,543,151 347,382 Operating expenses Enterprise operations 9,085,212 1,226,363 1,585,163 320,221 Other services – – – – Depreciation 771,641 645,241 124,927 2,852 Total operating expenses 9,856,853 1,871,604 1,710,090 323,073 Operating income (loss) (2,105,603) 406,524 (166,939) 24,309 Nonoperating revenue (expense) Intergovernmental revenue 466,688 135,107 – – Investment income 53,180 70,077 8,041 3,712 Other income (expense) – 300 5,949 59 Gain on sale of capital assets 7,959 – 25,040 – Interest expense (7,453) (67,642) – – Total nonoperating revenue (expense) 520,374 137,842 39,030 3,771 Income (loss) before transfers (1,585,229) 544,366 (127,909) 28,080 Transfers (out) – – (50,000) (50,000) Change in net position (1,585,229) 544,366 (177,909) (21,920) Net position Beginning of year 22,718,203 20,814,889 2,623,099 597,028 End of year 21,132,974$ 21,359,255$ 2,445,190$ 575,108$ Change in net position – enterprise funds Adjustment to reflect the consolidation of internal service fund activities related to the enterprise funds Change in net position – business-type activities See notes to basic financial statements Business-Type Activities – Enterprise Funds CITY OF GOLDEN VALLEY Statement of Revenue, Expenses, and Changes in Net Position Proprietary Funds Year Ended December 31, 2014 -30- Governmental Activities Recycling Totals Internal Service 323,184$ 11,679,242$ 6,801,977$ – 595,728 – – (31,875) – 323,184 12,243,095 6,801,977 393,280 12,610,239 – – – 7,316,401 – 1,544,661 12,365 393,280 14,154,900 7,328,766 (70,096) (1,911,805) (526,789) 86,474 688,269 397,132 7,856 142,866 18,643 7,328 13,636 19,282 – 32,999 – – (75,095) – 101,658 802,675 435,057 31,562 (1,109,130) (91,732) – (100,000) – 31,562 (1,209,130) (91,732) 989,813 47,743,032 310,490 1,021,375$ 46,533,902$ 218,758$ (1,209,130)$ (27,979) (1,237,109)$ -31- Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Cash flows from operating activities Receipts from customers and users 7,579,057$ 2,326,504$ 1,582,036$ 347,441$ Receipts from interfund services provided – – – – Paid to suppliers/service providers (7,960,811) (705,162) (605,870) (33,529) Paid to employees (982,124) (340,186) (915,585) (256,572) Payments for interfund services (275,000) (200,000) (85,000) (30,000) Net cash flows from operating activities (1,638,878) 1,081,156 (24,419) 27,340 Cash flows from capital and related financing activities Acquisition of capital assets (609,158) (402,149) (185,440) – Advances (to) from other funds 1,720,000 (1,720,000) – – Proceeds from sale of capital assets 9,409 – 25,040 – Principal paid on capital debt – (1,510,000) – – Interest paid on capital debt – (94,968) – – Net cash flows from capital and related financing activities 1,120,251 (3,727,117) (160,400) – Cash flows from investing activities Interest received on investments 53,180 62,624 8,041 3,712 Cash flows from noncapital financing activities Intergovernmental reveue 466,688 135,107 – – Transfers (out) – – (50,000) (50,000) Net cash flows from noncapital financing activities 466,688 135,107 (50,000) (50,000) Net increase (decrease) in cash and temporary investments/cash equivalents 1,241 (2,448,230) (226,778) (18,948) Cash and temporary investments/cash equivalents Beginning of year 6,495,418 8,749,089 1,118,735 587,333 End of year 6,496,659$ 6,300,859$ 891,957$ 568,385$ Reconciliation of operating income (loss) to net cash flows from operating activities Operating income (loss)(2,105,603)$ 406,524$ (166,939)$ 24,309$ Adjustments to reconcile operating income (loss) to net cash flows from operating activities Depreciation 771,641 645,241 124,927 2,852 Other income (expense)– 300 5,949 59 Change in assets and liabilities Receivables Delinquent special assessments (6,405) – – – Deferred special assessments (22,401) – – – Accounts (77,097) – 119 – Due from other governmental units (66,290) 48,076 – – Inventory 4,603 – 942 – Prepaids (163,401) – – – Accounts payable 5,316 2,419 9,020 120 Contracts payable (21,152) (20,260) – – Net OPEB obligation – – – – Accrued compensated absences – – – – Due to other governmental units 49,536 8,345 1,563 – Deposits (7,625) (9,489) – – Net cash flows from operating activities (1,638,878)$ 1,081,156$ (24,419)$ 27,340$ See notes to basic financial statements CITY OF GOLDEN VALLEY Business-Type Activities – Enterprise Funds Year Ended December 31, 2014 Proprietary Funds Statement of Cash Flows -32- Governmental Activities Recycling Totals Internal Service 330,512$ 12,165,550$ 1,429,209$ – – 5,393,721 (346,774) (9,652,146) (5,025,194) – (2,494,467) (2,252,887) (51,500) (641,500) – (67,762) (622,563) (455,151) – (1,196,747) – – – – – 34,449 – – (1,510,000) – – (94,968) – – (2,767,266) – 7,856 135,413 18,643 111,427 713,222 397,132 – (100,000) – 111,427 613,222 397,132 51,521 (2,641,194) (39,376) 985,831 17,936,406 2,220,309 1,037,352$ 15,295,212$ 2,180,933$ (70,096)$ (1,911,805)$ (526,789)$ – 1,544,661 12,365 7,328 13,636 19,282 – (6,405) – – (22,401) – – (76,978) 1,671 – (18,214) – – 5,545 3,593 – (163,401) – (2,865) 14,010 4,460 – (41,412) – – – 55,299 – – (16,083) (2,129) 57,315 (2,109) – (17,114) (6,840) (67,762)$ (622,563)$ (455,151)$ -33- THIS PAGE INTENTIONALLY LEFT BLANK CITY OF GOLDEN VALLEY Notes to Basic Financial Statements December 31, 2014 -34- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES A. Organization The City of Golden Valley, Minnesota (the City) operates under “Optional Plan B” as defined in Minnesota Statutes, Chapter 412. Under this plan, the government of the City is run by a council composed of an elected mayor and four councilmembers. The City Council exercises legislative authority and determines all matters of policy. The city manager, who is appointed by the City Council, is responsible for the proper administration of all affairs relating to the City. The accounting policies of the City conform to accounting principles generally accepted in the United States of America as applicable to governmental units. B. Reporting Entity As required by accounting principles generally accepted in the United States of America, these financial statements include the City (the primary government) and its component units. Component units are legally separate entities for which the primary government is financially accountable, or for which the exclusion of the component unit would render the financial statements of the primary government misleading. The criteria used to determine if the primary government is financially accountable for a component unit includes whether or not the primary government appoints the voting majority of the potential component unit’s board, is able to impose its will on the potential component unit, is in a relationship of financial benefit or burden with the potential component unit, or is fiscally depended upon by the potential component unit. As a result of applying these criteria, certain organizations have been included or disclosed in this report as follows: 1. Blended Component Unit – The Golden Valley Housing and Redevelopment Authority (HRA) is a legally separate organization created in accordance with Minnesota Statute § 469. Its purpose is to clear and redevelop blighted areas in the City and to provide adequate housing for low and moderate income residents. The HRA is fiscally dependent upon the City, its governing board consists of the City’s mayor and councilmembers, and the City’s management has operational responsibility for the HRA. Therefore, the HRA has been reported as a blended component unit of the City, with its funds reported as funds of the City. 2. Joint Ventures – The City participates in two joint ventures: the Bassett Creek Water Management Commission and the Joint Water Commission. Descriptions and condensed financial information for these organizations are included later in these notes. 3. Jointly Governed Organization – The City is a member of Local Governmental Information Systems (LOGIS), a consortium of Minnesota municipalities that provides data processing services and support to its members. LOGIS is a legally separate entity that is financially independent of the City. Further, the City does not appoint a voting majority of LOGIS’ Board of Directors. Therefore, it has not been incorporated into the City’s reporting entity. During the 2014 fiscal year, the City paid LOGIS $433,459 for services provided. -35- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) C. Government-Wide Financial Statements The government-wide financial statements (Statement of Net Position and Statement of Activities) display information about the reporting government as a whole. These statements include all of the financial activities of the City. Governmental activities, which are normally supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which significantly rely upon sales, fees, and charges for support. The Statement of Activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include: 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other internally directed revenues are reported as general revenues. The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes and special assessments are recognized as revenues in the fiscal year for which they are certified for levy. Grants and similar items are recognized when all eligibility requirements imposed by the provider have been met. As a general rule, the effect of interfund activity has been eliminated from the government-wide financial statements. However, charges between the City’s enterprise funds and other functions are not eliminated, as that would distort the direct costs and program revenues reported in those functions. Depreciation expense is included in the direct expenses of each function. Interest on long-term debt is considered an indirect expense and is reported separately on the Statement of Activities. D. Fund Financial Statement Presentation Separate fund financial statements are provided for governmental and proprietary funds. Major individual governmental and enterprise funds are reported as separate columns in the fund financial statements. Aggregated information for the remaining nonmajor governmental funds is reported in a single column in the fund financial statements. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Under this basis of accounting transactions are recorded in the following manner: 1. Revenue Recognition – Revenue is recognized when it becomes measurable and available. “Measurable” means the amount of the transaction can be determined and “available” means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days after year-end. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. Grants and similar items are recognized when all eligibility requirements imposed by the provider have been met. Proceeds of long-term debt and acquisitions under capital leases are reported as other financing sources. Major revenue that is susceptible to accrual includes property taxes, special assessments, intergovernmental revenue, charges for services, and interest earned on investments. Major revenue that is not susceptible to accrual includes licenses and permits, fees, and miscellaneous revenue. Such revenue is recorded only when received because it is not measurable until collected. -36- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) 2. Recording of Expenditures – Expenditures are generally recorded when a liability is incurred, except for principal and interest on long-term debt and compensated absences, which are recognized as expenditures to the extent they have matured. Capital asset acquisitions are reported as capital outlay expenditures in the governmental funds. Proprietary fund financial statements are reported using the economic resources measurement focus and accrual basis of accounting, similar to the government-wide financial statements. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the City’s enterprise funds and internal service funds are charges to customers for sales and services. The operating expenses for the enterprise funds and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses that do not meet this definition are reported as nonoperating revenues and expenses. Aggregated information for the internal service funds is reported in a single column in the proprietary fund financial statements. Because the principal user of the internal services is the City’s governmental activities, the financial statements of the internal service funds are consolidated into the governmental column when presented in the government-wide financial statements. The cost of these services is reported in the appropriate functional activity. Description of Funds The City reports the following major governmental funds: General Fund – This is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. Golden Hills Tax Increment Special Revenue Fund – This fund is used to account for tax increment revenue received for the Golden Hills Tax Increment District, which is used primarily to pay the debt service on tax increment bonds sold to finance public improvements within the district. Street Reconstruction Debt Service Fund – This fund is used to account for the accumulation of resources for, and payment of, debt service on improvement bonds issued to finance the City’s street reconstruction program. Golden Hills Tax Increment Debt Service Fund – This fund is used to account for the accumulation of resources for, and payment of, debt service on tax increment bonds sold to finance public improvements within the district. Street Reconstruction Capital Project Fund – This fund is used to account for financial resources (primarily improvement bond proceeds) to be used for the City’s street reconstruction program. The City reports the following major proprietary funds: Utility Fund – This fund is used to account for the operation, maintenance, and improvement of the City’s water and sanitary sewer utilities. Storm Sewer Utility Fund – This fund is used to account for the operation, maintenance, and improvement of the City’s storm water drainage system. -37- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Brookview Operating Fund – This fund is used to account for the operation, maintenance, and improvement of the City’s 18-hole regulation and 9-hole par three golf course facilities. Motor Vehicle Operating Fund – This fund is used to account for the operation and maintenance of the City’s Deputy Registrar function. Recycling Fund – This fund is used to account for the operation of the City’s recycling, spring brush pickup, and fall leaf drop-off programs. The City also reports the following fund type: Internal Service Funds – These funds are used to account for the City’s vehicle maintenance operation, workers’ compensation insurance, and payroll benefits. Internal service funds operate in a manner similar to enterprise funds; however, they provide services primarily to other departments within the City. E. Budgets and Budgetary Accounting Each fall, after holding a truth in taxation public hearing, the City Council adopts a General Fund budget for the following fiscal year beginning January 1. Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America. The City has established budgetary control at the division level. City management must request City Council approval before exceeding the budget at that level. City management may transfer appropriations within the division level without City Council approval. Appropriations lapse at year-end; however, the City Council may approve the carryover of specific amounts. Encumbrance accounting is not used. F. Cash, Cash Equivalents, and Investments Cash balances from all funds are combined and invested to the extent available in short-term investments. Earnings from the pooled investments are allocated to the individual funds based on the average monthly cash and investment balances of the respective funds. Cash held with trustee in the Street Reconstruction Debt Service Fund includes balances held in escrow accounts for future bond refunding. Earnings on these accounts are allocated directly to this fund. The City generally reports investments at fair value. The Minnesota Municipal Money Market (4M) Fund in an external investment pool regulated by Minnesota Statutes that is not registered with the Securities and Exchange Commission (SEC), but follows the same regulatory rules of the SEC under rule 2a7. The City’s investment in this fund is measured at the net asset value per share provided by the pool, which is based on an amortized cost method that approximates fair value. For purposes of the Statement of Cash Flows, the City considers all highly liquid debt instruments with an original maturity from the time of purchase by the City of three months or less to be cash equivalents. The proprietary funds’ portion in the government-wide cash and investment management pool is considered to be cash equivalent. G. Receivables Utility and miscellaneous accounts receivable are reported at gross. Since the City is generally able to certify delinquent amounts to the county for collection as special assessments, no allowance for uncollectible accounts has been provided on current receivables. The City does record an allowance for the amount of utility receivables that remain delinquent after having been certified to the county. -38- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) H. Property Taxes Property tax levies are set by the City Council in December of each year, and are certified to Hennepin County for collection in the following year. In Minnesota, counties act as collection agents for all property taxes. The county spreads the levies over all taxable property. Such taxes become a lien on January 1 and are recorded as receivables by the City on that date. Real property taxes may be paid by taxpayers in two equal installments on May 15 and October 15. Personal property taxes are due in full on May 15. The county provides tax settlements to cities and other taxing districts three times a year; in July, December, and January. Property taxes are recognized as revenue in the year levied in the government-wide financial statements and proprietary fund financial statements. In the governmental fund financial statements, taxes are recognized as revenue when received in cash or within 60 days after year-end. Taxes which remain unpaid on December 31 are classified as delinquent taxes receivable, and are offset by a deferred inflow of resources in the governmental fund financial statements. I. Special Assessments Special assessments represent the financing for public improvements paid for by benefiting property owners. Special assessments are recorded as receivables upon certification to the county. Special assessments are recognized as revenue in the year levied in the government-wide financial statements and proprietary fund financial statements. In the governmental fund financial statements, special assessments are recognized as revenue when received in cash or within 60 days after year-end. Governmental fund special assessments receivable which remain unpaid on December 31 are offset by a deferred inflow of resources in the governmental fund financial statements. Special assessments receivable at December 31, 2014 consist of the following: Enterprise Funds Street Street Reconstruction Reconstruction General Debt Service Capital Project Nonmajor Utility Special assessments receivable Delinquent 18,974$ 21,924$ 23,260$ 45$ 61,396$ Deferred 8,006 2,479,074 163,475 53,113 406,907 Total 26,980 2,500,998 186,735 53,158 468,303 Allowance for uncollectible – – – – (61,396) Net of allowance 26,980$ 2,500,998$ 186,735$ 53,158$ 406,907$ Governmental Funds J. Inventories The inventories of the City’s proprietary funds are stated at cost (for supplies) or the lower of cost or market (for merchandise held for resale) on the first-in, first-out basis. Enterprise fund inventories consist of merchandise held for resale at the Brookview Municipal Golf Course and supplies in the Utility Fund. Inventory in the internal service funds consist of parts, supplies, and gasoline for the maintenance of city-owned vehicles. K. Prepaid Items Certain payments to vendors that reflect costs applicable to future periods are reported as prepaid items. In the governmental funds, prepaid items are reported using the consumption method. -39- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) L. Interfund Receivables and Payables In the fund financial statements, activity between funds that is representative of lending or borrowing arrangements is reported as either “due to/from other funds” (current portion) or “advances to/from other funds.” All other outstanding balances between funds are reported as “due to/from other funds.” Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as “internal balances.” M. Capital Assets Capital assets, which include property, buildings, improvements, equipment, and infrastructure assets (roads, bridges, sidewalks, and similar items) are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Such assets are capitalized at historical cost, or estimated historical cost for assets where actual historical cost is not available. Donated assets are recorded as capital assets at their estimated fair market value on the date of donation. The City defines capital assets as those with an initial, individual cost of $5,000 or more with an estimated useful life in excess of one year. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Capital assets are recorded in the government-wide and proprietary fund financial statements, but are not reported in the governmental fund financial statements. Interest incurred during the construction phase of capital assets for business-type activities is included as part of the capitalized value of the assets constructed. Capital assets are depreciated using the straight-line method over their estimated useful lives. Land and construction in progress are not depreciated. Useful lives vary from 10 to 50 years for land improvements and buildings and improvements, 3 to 20 years for machinery and equipment, and 20 to 50 years for infrastructure. N. Compensated Absences Substantially all regular full-time and part-time city employees hired before January 1, 2009 earn vacation and sick leave at various rates based on longevity. Unused vacation may be accumulated up to a maximum of two times the employee’s annual vacation allowance. Unused sick leave may be accumulated up to a maximum of 800 hours. Employees in good standing are paid for any unused vacation time upon termination. After five years of service, employees in good standing are also paid for one-third of any unused sick leave upon termination. Employees hired on or after January 1, 2009 earn personal time off (PTO) rather than vacation and sick leave. PTO may be accumulated up to various maximum amounts as specified by contract. Employees in good standing are paid for any unused PTO upon termination. All such benefits are payable at the employee’s current rate of pay at the time their employment with the City terminates. These benefits are accrued as they vest in the Payroll Benefits Internal Service Fund. The liability is funded as it accrues through payments from the City’s General Fund and enterprise funds. O. Long-Term Liabilities In the government-wide and proprietary fund financial statements, long-term debt and other long-term obligations are reported as liabilities. Bond premiums and discounts are deferred and amortized over the life of the bonds using the straight-line method. In the fund financial statements, governmental fund types recognize bond premiums and discounts during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. -40- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) P. Deferred Inflows of Resources In addition to liabilities, statements of financial position or balance sheets will sometimes report a separate section for deferred inflows of resources. This separate financial statement element represents an acquisition of net position that applies to future periods and so will not be recognized as an inflow of resources (revenue) until that time. The City has only one type of item, which arises under a modified accrual basis of accounting, which qualifies for reporting in this category. Accordingly, the item, unavailable revenue, is reported only in the governmental funds Balance Sheet. The governmental funds report unavailable revenue from three sources: property taxes, special assessments, and other receivables not collected within 60 days of year-end. These amounts are deferred and recognized as an inflow of resources in the period the amounts become available. Q. Use of Estimates The preparation of financial statements, in conformity with accounting principles generally accepted in the United States of America, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenue and expenditures/expenses during the reporting period. Actual results could differ from those estimates. R. Fund Balance Classifications In the fund financial statements, governmental funds report fund balance in classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows:  Nonspendable – Consists of amounts that are not in spendable form, such as prepaid items, inventory, and other long-term assets.  Restricted – Consists of amounts related to externally imposed constraints established by creditors, grantors, or contributors; or constraints imposed by state statutory provisions.  Committed – Consists of internally imposed constraints that are established by resolution of the City Council. Those committed amounts cannot be used for any other purpose unless the City Council removes or changes the specified use by taking the same type of action it employed to previously commit those amounts.  Assigned – Consists of internally imposed constraints. These constraints consist of amounts intended to be used by the City for specific purposes but do not meet the criteria to be classified as restricted or committed. In governmental funds, assigned amounts represent intended uses established by the governing body itself or by an official to which the governing body delegates the authority. Pursuant to City Council resolution, the City Council is authorized to establish assignments of fund balance.  Unassigned – The residual classification for the General Fund which also reflects negative residual amounts in other funds. When both restricted and unrestricted resources are available for use, it is the City’s policy to first use restricted resources, then use unrestricted resources as they are needed. When committed, assigned, or unassigned resources are available for use, it is the City’s policy to use resources in the following order: 1) committed, 2) assigned, and 3) unassigned. -41- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) The City’s fund balance policy includes a fund balance goal in the General Fund of maintaining an unassigned fund balance of 60 percent of current year budgeted General Fund expenditures. S. Net Position In the government-wide and proprietary fund financial statements, net position represent the difference between assets, deferred outflows of resources (if any), liabilities, and deferred inflows of resources. Net position is displayed in three components:  Net Investment in Capital Assets – Consists of capital assets, net of accumulated depreciation, reduced by any outstanding debt attributable to acquire capital assets.  Restricted Net Position – Consists of net position restricted when there are limitations imposed on their use through external restrictions imposed by creditors, grantors, or laws or regulations of other governments.  Unrestricted Net Position – All other elements of net position that do not meet the definition of “restricted” or “net investment in capital assets.” The City applies restricted resources first when an expense is incurred for which both restricted and unrestricted resources are available. T. Risk Management The City is exposed to various risks of loss related to torts: theft of, damage to, and destruction of assets; errors and omissions; and natural disasters. The City participates in the League of Minnesota Cities Insurance Trust (LMCIT), a public entity risk pool for its general property and casualty, workers’ compensation, and other miscellaneous insurance coverage. LMCIT operates as a common risk management and insurance program for a large number of cities in Minnesota. The City pays an annual premium to LMCIT for insurance coverage. The LMCIT agreement provides that the trust will be self-sustaining through member premiums and will reinsure through commercial companies for claims in excess of certain limits. The City also carries commercial insurance for certain other risks of loss. Settled claims resulting from these risks did not exceed insurance coverage in any of the last three fiscal years. There were no significant reductions in insurance coverage in 2014. U. Restricted Assets Restricted assets are cash, investments, and interest accrued thereon; the use of which is limited by external requirements such as a bond indenture or trust agreements. -42- NOTE 2 – CASH AND INVESTMENTS A. Components of Cash and Investments Cash and investments at year-end consist of the following: Deposits 1,927,522$ Investments 82,086,487 Cash on hand 4,465 Total 84,018,474$ Cash and investments are presented in the financial statements as follows: Cash and temporary investments – Statement of Net Assets 67,029,121$ Restricted assets – cash and temporary investments – Statement of Net Assets 16,989,353 Total 84,018,474$ B. Deposits In accordance with applicable Minnesota Statutes, the City maintains deposits at depository banks authorized by the City Council, including checking accounts and certificates of deposit. The following is considered the most significant risk associated with deposits: Custodial Credit Risk – In the case of deposits, this is the risk that in the event of a bank failure, the City’s deposits may be lost. Minnesota Statutes require that all deposits be protected by federal deposit insurance, corporate surety bond, or collateral. The market value of collateral pledged must equal 110 percent of the deposits not covered by federal deposit insurance or corporate surety bonds. Authorized collateral includes treasury bills, notes, and bonds; issues of U.S. government agencies; general obligations rated “A” or better; revenue obligations rated “AA” or better; irrevocable standard letters of credit issued by the Federal Home Loan Bank; and certificates of deposit. Minnesota Statutes require that securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral. The City has no additional deposit policies addressing custodial credit risk. At year-end, the carrying amount of the City’s deposits was $1,927,522 while the balance on the bank records was $1,974,214. At December 31, 2014, all deposits were fully covered by federal depository insurance or collateral held by the City’s agent in the City’s name. -43- NOTE 2 – CASH AND INVESTMENTS (CONTINUED) C. Investments The City has the following investments at year-end: Concentration Risk Greater Than Investment Type Rating Agency Less Than 1 1 to 5 6 to 10 Total 5 Percent U.S. treasury securities N/R N/R 5,886,649$ 7,187,831$ –$ 13,074,480$ N/A U.S. treasury securities AAA Moody 57,306 – – 57,306 N/A U.S. government guaranteed agencies N/R N/R – 3,564,066 – 3,564,066 N/A U.S. agency debt securities Federal Home Loan Bank AA S&P – 5,793,918 – 5,793,918 Yes Federal Home Loan Mortgage Corporation AA S&P 1,752,800 5,122,087 – 6,874,887 Yes Federal National Mortgage Association AA S&P – 7,573,953 2,005,540 9,579,493 Yes Repurchase agreement (U.S. agency – FNMA underlying security) AA S&P 3,718,374 – – 3,718,374 No Negotiable certificates of deposit N/R N/R 497,827 3,459,070 3,956,897 No Local government debt securities AA S&P – 2,631,070 – 2,631,070 No Local government debt securities AA Moody – 1,133,458 – 1,133,458 No Local government debt securities A Moody 1,001,895 582,303 – 1,584,198 No Local government debt securities A S&P 355,112 3,308,776 – 3,663,888 No Investment pool/mutual funds 4M Fund N/R N/R 26,454,452 – – 26,454,452 No Total investments 39,724,415$ 40,356,532$ 2,005,540$ 82,086,487$ N/A – Not Applicable N/R – Not Rated Credit Risk Maturity Duration in Years Interest Risk – Investments are subject to various risks, the following of which are considered the most significant: Credit Risk – This is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. Minnesota Statutes limit the City’s investments to direct obligations or obligations guaranteed by the United States or its agencies; shares of investment companies registered under the Federal Investment Company Act of 1940 that receive the highest credit rating, are rated in one of the two highest rating categories by a statistical rating agency, and all of the investments have a final maturity of 13 months or less; general obligations rated “A” or better; revenue obligations rated “AA” or better; general obligations of the Minnesota Housing Finance Agency rated “A” or better; bankers’ acceptances of United States banks eligible for purchase by the Federal Reserve System; commercial paper issued by United States corporations or their Canadian subsidiaries, rated of the highest quality category by at least two nationally recognized rating agencies, and maturing in 270 days or less; Guaranteed Investment Contracts guaranteed by a United States commercial bank, domestic branch of a foreign bank, or a United States insurance company, and with a credit quality in one of the top two highest categories; repurchase or reverse purchase agreements and securities lending agreements with financial institutions qualified as a “depository” by the government entity, with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000; that are a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York; or certain Minnesota securities broker-dealers. The City’s investment policies do not further address credit risk. -44- NOTE 2 – CASH AND INVESTMENTS (CONTINUED) Custodial Credit Risk – For investments, this is the risk that in the event of a failure of the counterparty to an investment transaction (typically a broker-dealer) the City would not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City does not have a formal investment policy addressing this risk, but typically limits its exposure by purchasing insured or registered investments, or by control of who holds the securities. Concentration Risk – This is the risk associated with investing a significant portion of the City’s investment (considered 5 percent or more) in the securities of a single issuer, excluding U.S. guaranteed investments (such as treasuries), investment pools, and mutual funds. The City’s investment policies do not limit the concentration of investments. Interest Rate Risk – This is the risk of potential variability in the fair value of fixed rate investments resulting from changes in interest rates (the longer the period for which an interest rate is fixed, the greater the risk). The City does not have an investment policy limiting the duration of investments. NOTE 3 – INTERFUND BALANCES AND TRANSFERS A. Advances To and Advances From Other Funds In 2014, the Storm Sewer Utility Enterprise Fund advanced $1,720,000 to the Utility Enterprise Fund to finance an emergency water supply project. The advance will be repaid through annual payments due each October 31 from 2015 through 2024, consisting of $172,000 principal plus interest on the outstanding balance at 2.6 percent. Interest expense for 2014 was $7,453. B. Due To and Due From Other Funds Interfund receivables and payables at year-end were as follows: Receivable Fund Payable Fund Amount Reason General Fund Golden Hills Tax Increment 8,281$ Short-term cash flow Special Revenue Fund General Fund Nonmajor governmental funds 41,663$ Short-term cash flow Storm Sewer Utility Water Utility 179,453$ Current portion of advance plus accrued interest -45- NOTE 3 – INTERFUND BALANCES AND TRANSFERS (CONTINUED) C. Interfund Transfers Interfund transfers for the 2014 fiscal year were as follows: Golden Hills Nonmajor Tax Inc. Debt Governmental Transfers Out General Fund Service Fund Funds Total General Fund –$ –$ 986,710$ 986,710$ Golden Hills Tax Inc. Special Revenue Fund – 5,200,000 159,000 5,359,000 Nonmajor Governmental Funds – – 100,000 100,000 Brookview Operating Enterprise Fund 50,000 – – 50,000 Motor Vehicle Operating Enterprise Fund 50,000 – – 50,000 100,000$ 5,200,000$ 1,245,710$ 6,545,710$ Transfers In Transfers are used to move revenues from the funds in which they are collected to the funds where they are to be spent in accordance with statutory, budgetary, or contractual requirements. NOTE 4 – CAPITAL ASSETS Capital asset activity for the year ended December 31, 2014 was as follows: A. Changes in Capital Assets Used in Governmental Activities Transfers and Beginning Completed of Year Additions Deletions Construction End of Year Capital assets, not depreciated Land 3,527,685$ –$ –$ –$ 3,527,685$ Construction in progress 5,636,967 3,807,795 – (4,876,896) 4,567,866 Total capital assets, not depreciated 9,164,652 3,807,795 – (4,876,896) 8,095,551 Capital assets, depreciated Land improvements 4,945,020 32,649 (400,227) 641,577 5,219,019 Buildings and improvements 12,353,227 72,064 – – 12,425,291 Machinery and equipment 10,585,370 1,131,282 (689,928) 295,891 11,322,615 Infrastructure 105,430,655 – – 3,939,428 109,370,083 Total capital assets, depreciated 133,314,272 1,235,995 (1,090,155) 4,876,896 138,337,008 Less accumulated depreciation on Land improvements (3,266,385) (155,650) 280,227 – (3,141,808) Buildings and improvements (9,968,852) (266,739) – – (10,235,591) Machinery and equipment (6,011,454) (808,494) 658,723 – (6,161,225) Infrastructure (47,759,005) (4,780,928) – – (52,539,933) Total accumulated depreciation (67,005,696) (6,011,811) 938,950 – (72,078,557) Net capital assets, depreciated 68,264,265 (4,775,816) (151,205) 4,876,896 66,258,451 Total capital assets, net 75,473,228$ (968,021)$ (151,205)$ –$ 74,354,002$ -46- NOTE 4 – CAPITAL ASSETS (CONTINUED) B. Changes in Capital Assets Used in Business-Type Activities Transfers and Beginning Completed of Year Additions Deletions Construction End of Year Capital assets, not depreciated Land 857,044$ –$ –$ –$ 857,044$ Construction in progress 1,594,386 833,330 – (1,539,803) 887,913 Total capital assets, not depreciated 2,451,430 833,330 – (1,539,803) 1,744,957 Capital assets, depreciated Land improvements 2,949,542 117,229 – – 3,066,771 Buildings and improvements 667,657 – – – 667,657 Machinery and equipment 3,928,051 246,188 (132,807) 62,345 4,103,777 Infrastructure – distribution and collection systems 37,957,559 – – 1,539,803 39,497,362 Total capital assets, depreciated 45,502,809 363,417 (132,807) 1,602,148 47,335,567 Less accumulated depreciation on Land improvements (2,428,805) (47,440) – – (2,476,245) Buildings and improvements (447,921) (17,464) – – (465,385) Machinery and equipment (2,428,861) (316,800) 131,357 (62,345) (2,676,649) Infrastructure – distribution and collection systems (11,671,031) (1,162,957) – – (12,833,988) Total accumulated depreciation (16,976,618) (1,544,661) 131,357 (62,345) (18,452,267) Net capital assets, depreciated 28,526,191 (1,181,244) (1,450) 1,539,803 28,883,300 Total capital assets, net 30,977,621$ (347,914)$ (1,450)$ –$ 30,628,257$ C. Depreciation Expense by Function Depreciation expense for the year ended December 31, 2014 was charged to the following functions: Governmental activities General government 163,814$ Public safety 288,837 Physical development 5,253,182 Parks and recreation 293,613 Capital assets held by the City’s internal service funds – charged to the various functions based on usage of the assets 12,365 Total depreciation expense – governmental activities 6,011,811$ Business-type activities Utility (water and sewer) 771,641$ Storm sewer utility 645,241 Brookview (golf course) operating 124,927 Motor vehicle operating 2,852 Total depreciation expense – business-type activities 1,544,661$ -47- NOTE 5 – LONG-TERM DEBT A. Bonds and Certificates of Indebtedness Final Balance – Original Issue Interest Rate Issue Date Maturity Date End of Year Governmental activities General obligation special assessment bonds Improvement Bonds of 2005C 5,990,000$ 4.25% 06/01/2005 02/01/2025 5,780,000$ Improvement Bonds of 2006B 7,320,000$ 4.10–4.25% 07/01/2006 02/01/2026 7,110,000 Improvement Bonds of 2007C 4,105,000$ 4.00–4.50% 06/15/2007 02/01/2027 4,035,000 Improvement Bonds of 2008A 6,680,000$ 3.50–4.25% 06/15/2008 02/01/2028 6,625,000 Improvement Bonds of 2009A 7,305,000$ 2.00–4.00% 05/01/2009 02/01/2029 6,015,000 Improvement Refunding Bonds of 2009C 4,880,000$ 2.50–3.00% 05/01/2009 02/01/2016 1,585,000 Improvement Refunding Bonds of 2009D 5,465,000$ 2.00–4.00% 08/19/2009 02/01/2018 3,350,000 Improvement Bonds of 2010A 3,845,000$ 2.00–4.00% 06/15/2010 02/01/2030 3,575,000 Improvement Bonds of 2011A 1,840,000$ 2.00–4.00% 05/15/2011 02/01/2031 1,680,000 Improvement Refunding Bonds of 2011C 4,870,000$ 2.00–3.00% 05/15/2011 02/01/2019 3,210,000 Improvement Bonds of 2012A 1,575,000$ 2.00–3.00% 05/15/2012 02/01/2032 1,500,000 Improvement Refunding Bonds of 2012C 5,960,000$ 2.00–2.25% 05/15/2012 02/01/2025 5,960,000 Improvement Bonds of 2013A 1,735,000$ 1.25–3.00% 05/21/2013 02/01/2033 1,585,000 Improvement Refunding Bonds of 2013B 7,025,000$ 2.00% 05/21/2013 02/01/2026 7,025,000 Improvement Bonds of 2014A 2,335,000$ 1.00-3.40% 06/19/2014 02/01/2035 2,335,000 Improvement Refunding Bonds of 2014C 3,950,000$ 2.00-4.00% 06/19/2014 02/01/2027 3,950,000 65,320,000 General obligation tax increment bonds T.I. Refunding Bonds of 2005A 1,465,000$ 3.00–3.55% 02/01/2005 02/01/2015 515,000 T.I. Refunding Bonds of 2005B 4,575,000$ 3.75–4.75% 02/01/2005 02/01/2015 1,610,000 T.I. Refunding Bonds of 2006A 11,935,000$ 5.00% 01/01/2006 02/01/2015 2,810,000 4,935,000 General obligation certificates of indebtedness Equipment Certificates of 2011B 655,000$ 0.70–1.30% 05/15/2011 02/01/2015 220,000 Equipment Certificates of 2012B 725,000$ 0.50–0.75% 05/15/2012 02/01/2016 485,000 Equipment Certificates of 2013A 750,000$ 1.25% 05/21/2013 02/01/2017 750,000 Equipment Certificates of 2014B 750,000$ 0.40-0.90% 06/19/2014 02/01/2018 750,000 2,205,000 General obligation tax abatement bonds Tax Abatement Refunding Bonds of 2013A 2,075,000$ 1.25% 05/21/2013 02/01/2019 1,705,000 General obligation state-aid street bonds State-Aid Street Bonds of 2007A 2,560,000$ 4.00–4.125% 03/15/2007 04/01/2027 1,875,000 Unamortized premiums on debt issued 1,221,767 Compensated absences payable 1,508,036 Net OPEB obligation 623,993 Total governmental activity long-term liabilities 79,393,796 Business-type activities General obligation revenue bonds Utility Revenue Bonds of 2006C 1,945,000$ 4.00–4.15% 07/01/2006 02/01/2021 1,040,000 Total government-wide long-term liabilities 80,433,796$ -48- NOTE 5 – LONG-TERM DEBT (CONTINUED) B. Descriptions of Bonds and Certificates of Indebtedness  Special Assessment Bonds – These bonds are payable primarily from special assessments levied on the properties benefiting from the improvements funded by these issues. Any deficiencies in revenue to fund these issues will be provided from general property taxes.  Tax Increment Bonds – The City has established tax increment financing districts and has issued general obligation tax increment bonds in accordance with Minnesota Statutes, Chapters § 462.585 and § 273.77. It is anticipated that the tax increment revenues, derived from the captured assessed value of property in the tax increment district, will provide substantially all funds necessary to retire the bond principal and interest. In addition, future tax levies may be placed on the tax rolls annually as scheduled for supplementary financing.  Certificates of Indebtedness – The City has four outstanding issues of general obligation certificates of indebtedness, issued in accordance with Minnesota Statute § 412.301 to finance various equipment purchases, which will be repaid primarily with ad valorem tax levies.  Tax Abatement Bonds – The City has one outstanding issue of general obligation tax abatement refunding bonds, issued in accordance with Minnesota Statute § 469.1813 to finance various improvements. The bonds will be repaid primarily with ad valorem tax levies.  State-Aid Street Bonds – The City has one outstanding issue of general obligation state-aid street bonds, issued in accordance with Minnesota Statute § 162.18 to finance various street improvements. The bonds will be repaid primarily with state-aid.  Utility Revenue Bonds – These bonds were issued for improvements or projects that directly benefit the Storm Sewer Utility Fund and will be repaid from revenue sources of that fund.  Improvement Refunding Bonds of 2012C – In May 2012, the City issued $5,960,000 of G.O. Improvement Refunding Bonds, Series 2012C which will be used to refund the 2016 through 2025 maturities of the City’s G.O. Improvement Bonds, Series 2005C, totaling $5,715,000, on their February 1, 2015 call date. Until the call date, the City will make all debt service payments on the 2005C issue, and all debt service on the 2012C issue will be paid from the refunding escrow account. This “crossover refunding” will reduce the City’s total future debt service payments by $656,975 and result in a present value savings of $567,016.  Improvement Refunding Bonds of 2013B – In May 2013, the City issued $7,025,000 of G.O. Improvement Refunding Bonds, Series 2013B which will be used to refund the 2017 through 2026 maturities of the City’s G.O. Improvement Bonds, Series 2006B, totaling $6,945,000, on their February 1, 2016 call date. Until the call date, the City will make all debt service payments on the 2006B issue, and all debt service on the 2013B issue will be paid from the refunding escrow account. This “crossover refunding” will reduce the City’s total future debt service payments by $1,169,090 and result in a present value savings of $960,871.  Improvement Refunding Bonds of 2014C – In June 2014, the City issued $3,950,000 of G.O. Improvement Refunding Bonds, Series 2014C which will be used to refund the 2018 through 2027 maturities of the City’s G.O. Improvement Bonds, Series 2007C, totaling $3,885,000, on their February 1, 2017 call date. Until the call date, the City will make all debt service payments on the 2007C issue, and all debt service on the 2014C issue will be paid from the refunding escrow account. This “crossover refunding” will reduce the City’s total future debt service payments by $394,750 and result in a present value savings of $343,445. -49- NOTE 5 – LONG-TERM DEBT (CONTINUED) C. Changes in Long-Term Debt Balance – Beginning Balance – Due Within of Year Additions Deletions End of Year One Year Governmental activities G.O. special assessment bonds 62,230,000$ 6,285,000$ 3,195,000$ 65,320,000$ 8,930,000$ G.O. tax increment bonds 9,290,000 – 4,355,000 4,935,000 4,935,000 G.O. certificates of indebtedness 2,145,000 750,000 690,000 2,205,000 710,000 G.O. tax abatement bonds 2,075,000 – 370,000 1,705,000 345,000 G.O. state-aid street bonds 1,985,000 – 110,000 1,875,000 115,000 Unamortized premiums on debt issued 1,116,249 274,684 169,166 1,221,767 – Compensated absences 1,524,119 1,081,096 1,097,179 1,508,036 988,572 Net OPEB obligation 568,694 179,880 124,581 623,993 – Total governmental activities 80,934,062 8,570,660 10,110,926 79,393,796 16,023,572 Business-type activities Utility revenue bonds 2,550,000 – 1,510,000 1,040,000 130,000 Total business-type activities 83,484,062$ 8,570,660$ 11,620,926$ 80,433,796$ 16,153,572$ D. Minimum Debt Payments Minimum annual payments to retire bonds and certificates of indebtedness are as follows: Year Ending December 31, Principal Interest Principal Interest Principal Interest 2015 8,930,000$ 1,999,627$ 4,935,000$ 117,629$ 710,000$ 17,244$ 2016 10,585,000 1,612,300 – – 745,000 9,981 2017 7,320,000 1,276,748 – – 500,000 4,625 2018 3,640,000 1,085,745 – – 250,000 1,125 2019 2,925,000 995,234 – – – – 2020–2024 16,130,000 3,876,169 – – – – 2025–2029 13,885,000 1,351,418 – – – – 2030–2034 1,740,000 136,460 – – – – 2035 165,000 2,805 – – – – 65,320,000$ 12,336,506$ 4,935,000$ 117,629$ 2,205,000$ 32,975$ Governmental Activities Assessment Bonds G.O. Tax Increment Bonds of Indebtedness G.O. CertificatesG.O. Special Year Ending December 31, Principal Interest Principal Interest Principal Interest 2015 345,000$ 19,156$ 115,000$ 73,931$ 130,000$ 40,218$ 2016 345,000 14,844 120,000 69,231 135,000 34,785 2017 345,000 10,531 120,000 64,431 140,000 29,148 2018 340,000 6,250 125,000 59,532 150,000 23,202 2019 330,000 2,063 130,000 54,431 155,000 16,911 2020–2024 – – 745,000 186,197 330,000 13,902 2025–2027 – – 520,000 32,794 – – 1,705,000$ 52,844$ 1,875,000$ 540,547$ 1,040,000$ 158,166$ Tax Abatement Bonds Governmental Activities Business-Type Activities Utility Revenue BondsState-Aid Street Bonds -50- NOTE 5 – LONG-TERM DEBT (CONTINUED) E. Revenue Pledged Future revenue pledged for the payment of long-term debt is as follows: Percent of Remaining Principal Pledged Use of Total Term of Principal and Interest Revenue Bond Issue Proceeds Type Debt Service Pledge and Interest Paid Received Tax increment bonds Street and site Tax increment 100% 5,159,229$ improvements financing Series 2005A 2005–2015 524,141$ 537,080$ Series 2005B 2005–2015 1,648,238$ 1,719,192$ Series 2006A 2006–2015 2,880,250$ 2,436,500$ Utility revenue bonds Storm sewer Utility charges 100% 2,278,128$ improvements Series 2006C 2006–2021 1,198,166$ 170,445$ Revenue Pledged Current Year F. Conduit Debt Obligations At times, the City has issued various types of revenue bonds to provide financial assistance to private sector, nonprofit, or governmental entities to finance the acquisition or construction of facilities deemed to be in the public interest. The bonds are secured by the property financed and are payable solely from payments received on the underlying mortgage loans. Upon repayment of the bonds, ownership of the acquired facilities transfers to the private sector entity served by the bond issuance. Neither the City, nor any political subdivision thereof, is obligated in any manner for repayment of the bonds. Accordingly, the bonds are not reported as liabilities in the City’s financial statements. As of December 31, 2014, the following conduit debt issues were outstanding: Principal Number Outstanding Type of Debt Years Issued of Issues at Year-end Multi-family housing revenue bonds 1999–2006 2 5,382,438$ Governmental/nonprofit revenue bonds 2007–2009 2 4,619,123 4 10,001,561$ G. Pay-As-You-Go Tax Increment Note The City has a development agreement with a private developer for a property in the North Wirth Tax Increment District. As part of this agreement, the City has agreed to reimburse the developer for certain environmental remediation costs through a pay-as-you-go tax increment note. The note provides for the payment of principal equal to the developer’s costs, plus interest at 6 percent (interest accrual commencing upon the developer completing the first two phases of the project). Payments of the note will be made at the lesser of the scheduled note payments or the actual net tax increment received during the period specified in the agreement. The note will be cancelled at the end of the agreement term, whether it has been fully repaid or not. The outstanding principal balance of this note as of December 31, 2014 is $267,736. This note is not included in the City’s long-term debt, because repayment is required only to the extent sufficient tax increments are received. The City’s position is that this is an obligation to assign future and uncertain revenue sources and, as such, is not actual debt in substance. -51- NOTE 6 – COMPONENTS OF FUND BALANCE At December 31, 2014, the City had the following fund balances: Golden Hills Street Golden Hills Street Tax Increment Reconstruction Tax Increment Reconstruction General Special Revenue Debt Service Debt Service Capital Project Nonmajor Total Nonspendable Prepaid items 1,256$ –$ –$ –$ –$ –$ 1,256$ Restricted for Debt service – – 25,418,614 5,823,682 – 1,408,310 32,650,606 Redevelopment – 7,021,826 – – – 437,564 7,459,390 Street improvements – – – – 2,446,729 – 2,446,729 State-aid street improvements – – – – – 2,284,063 2,284,063 Douglas Drive improvements – – – – – 2,301,036 2,301,036 Cemetery maintenance – – – – – 75,470 75,470 DWI enforcement – – – – – 90,832 90,832 Total restricted – 7,021,826 25,418,614 5,823,682 2,446,729 6,597,275 47,308,126 Committed to Human service needs – – – – – 168,633 168,633 Equipment replacement – – – – – 575,000 575,000 Total committed – – – – – 743,633 743,633 Assigned to Street improvements – – – – 505,647 260,616 766,263 Cable improvements – – – – – 133,697 133,697 Park improvements – – – – – 438,218 438,218 Equipment replacement – – – – – 2,357,074 2,357,074 Capital improvements – – – – – 3,528,778 3,528,778 Self-insurance 1,500,000 – – – – – 1,500,000 Total assigned 1,500,000 – – – 505,647 6,718,383 8,724,030 Unassigned 8,640,108 – – – – – 8,640,108 Total 10,141,364$ 7,021,826$ 25,418,614$ 5,823,682$ 2,952,376$ 14,059,291$ 65,417,153$ NOTE 7 – OTHER POST-EMPLOYMENT BENEFITS (OPEB) PLAN A. Plan Description The City provides post-employment benefits to certain eligible employees through the City’s Other Post-Employment Benefits (OPEB) Plan, a single-employer defined benefit plan administered by the City. All post-employment benefits are based on contractual agreements with employee groups. These contractual agreements do not include any specific contribution or funding requirements. The plan does not issue a publicly available financial report. These benefits are summarized as follows: Post-Employment Insurance Benefits – All retirees of the City have the option under state law to continue their medical insurance coverage through the City from the time of retirement until the employee reaches the age of eligibility for Medicare. For members of all employee groups, the retiree must pay the full premium to continue coverage for medical and dental insurance. The City is legally required to include any retirees for whom it provides health insurance coverage in the same insurance pool as its active employees, whether the premiums are paid by the City or the retiree. Consequently, participating retirees are considered to receive a benefit known as an “implicit rate subsidy.” This benefit relates to the assumption that the retiree receives a more favorable premium rate than they would otherwise be able to obtain if purchasing insurance on their own, due to being included in the same pool with the City’s younger and statistically healthier active employees. -52- NOTE 7 – OTHER POST-EMPLOYMENT BENEFITS (OPEB) PLAN (CONTINUED) Termination Pay Benefits – Certain employee groups may also become eligible to earn a termination pay benefit payable at retirement in an amount equal to one day of pay per year of service multiplied by their daily rate of pay at retirement. Eligibility for this benefit is based on years of service and/or minimum age requirements. These benefits generally are paid into a post-retirement healthcare savings plan administered by the Minnesota State Retirement System. B. Funding Policy The required contribution is based on projected pay-as-you-go financing requirements, with additional amounts to pre-fund benefits as determined annually by the City. C. Annual OPEB Cost and Net OPEB Obligation The City’s annual OPEB cost (expense) is calculated based on annual required contributions (ARC) of the City, an amount determined on an actuarially determined basis in accordance with the parameters of GASB Statement Nos. 43 and 45. The ARC represents a level funding that, if paid on an ongoing basis, is projected to cover normal costs each year and amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed 30 years. The annual OPEB cost is accrued in the Payroll Benefits Internal Service Fund. The liability is funded through payments from the City’s General Fund and enterprise funds. The following table shows the components of the City’s annual OPEB cost for the year, the amount actually contributed to the plan, and the changes in the City’s net OPEB obligation to the plan: ARC 175,758$ Interest on net OPEB obligation 25,592 Adjustment to annual required contribution (21,470) Annual OPEB cost (expense)179,880 Contributions made 124,581 Increase in net OPEB obligation 55,299 Net OPEB obligation – beginning of year 568,694 Net OPEB obligation – end of year 623,993$ The City’s annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation for the current and preceding year are as follows: Percentage of Fiscal Year Ended Annual Employer Annual OPEB Net OPEB December 31, OPEB Cost Contribution Cost Contributed Obligation 2012 186,703$ 57,899$ 31.0% 505,599$ 2013 192,577$ 129,482$ 67.2% 568,694$ 2014 179,880$ 124,581$ 69.3% 623,993$ D. Funded Status and Funding Progress As of January 1, 2014, the most recent actuarial valuation date, the actuarial accrued liability for benefits and unfunded actuarial accrued liability (UAAL) were both $1,714,926, as the plan was unfunded. The covered payroll (annual payroll of active employees covered by the plan) was $8,825,950 and the ratio of the UAAL to the covered payroll was 19.4 percent. -53- NOTE 7 – OTHER POST-EMPLOYMENT BENEFITS (OPEB) PLAN (CONTINUED) Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and ARC of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The Schedule of Funding Progress immediately following the notes to basic financial statements presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. E. Actuarial Methods and Assumptions Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. In the January 1, 2014 actuarial valuation, the projected unit credit actuarial cost method was used. The actuarial assumptions included: a 4.5 percent investment rate of return (net of administrative expenses) based on the City’s own investments; an annual payroll growth rate of 3.75 percent; a general inflation rate of 3.0 percent; and an annual healthcare trend rate of 9.0 percent initially, reduced by decrements to an ultimate rate of 5.0 percent after 12 years. The UAAL is being amortized on a level dollar basis over a closed period. The remaining amortization periods at January 1, 2014 for the various amortization layers ranged from 24 to 30 years. NOTE 8 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE A. Plan Description All full-time and certain part-time employees of the City are covered by defined benefit plans administered by the Public Employees’ Retirement Association (PERA) of Minnesota. PERA administers the General Employees’ Retirement Fund (GERF) and the Public Employees Police and Fire Fund (PEPFF), which are cost-sharing, multiple-employer retirement plans. These plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. GERF members belong to either the Coordinated or Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. All new members must participate in the Coordinated Plan. All police officers, firefighters, and peace officers who qualify for membership by statute are covered by the PEPFF. PERA provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established by state statute, and vest after five years of credited service. The defined retirement benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. -54- NOTE 8 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) Two methods are used to compute benefits for PERA’s Coordinated and Basic Plan members. The retiring member receives the higher of a step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2 percent of average salary for each of the first 10 years of service and 2.7 percent for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2 percent of average salary for each of the first 10 years of service and 1.7 percent for each remaining year. Under Method 2, the annuity accrual rate is 2.7 percent of average salary for Basic Plan members and 1.7 percent for Coordinated Plan members for each year of service. For PEPFF members, the annuity accrual rate is 3.0 percent for each year of service. For all PEPFF and GERF members hired prior to July 1, 1989 whose annuity is calculated using Method 1, a full annuity is available when age plus years of service equal 90. Normal retirement age is 55 for PEPFF members and 65 for Basic and Coordinated Plan members hired prior to July 1, 1989. Normal retirement age is the age for unreduced Social Security benefits capped at 66 for Coordinated Plan members hired on or after July 1, 1989. A reduced retirement annuity is also available to eligible members seeking early retirement. There are different types of annuities available to members upon retirement. A single-life annuity is a lifetime annuity that ceases upon the death of the retiree—no survivor annuity is payable. There are also various types of joint and survivor annuity options available which will be payable over joint lives. Members may also leave their contributions in the fund upon termination of public service in order to qualify for a deferred annuity at retirement age. Refunds of contributions are available at any time to members who leave public service, but before retirement benefits begin. The benefit provisions stated in the previous paragraphs of this section are current provisions and apply to active plan participants. PERA issues a publicly available financial report that includes financial statements and required supplementary information for GERF and PEPFF. That report may be obtained at mnpera.org; by writing to PERA at 60 Empire Drive, Suite 200, St. Paul, Minnesota 55103-2088; or by calling (651) 296-7460 or (800) 652-9026. B. Funding Policy Minnesota Statutes, Chapter 353 sets the rates for employer and employee contributions. These statutes are established and amended by the State Legislature. The City makes annual contributions to the pension plans equal to the amount required by state statutes. GERF Basic and Coordinated Plan members were required to contribute 9.1 percent and 6.25 percent, respectively, of their annual covered salary in 2014. PEPFF members were required to contribute 10.2 percent of their annual covered salary in 2014. In 2014, the City was required to contribute the following percentages of annual covered payroll: 11.78 percent for Basic Plan members, 7.25 percent for Coordinated Plan members, and 15.3 percent for PEPFF members. The City’s contributions for the past three years ending December 31, which were equal to the contractually required contributions for each year as set by state statutes, were as follows: GERF PEPFF 2012 438,909$ 410,027$ 2013 442,074$ 409,963$ 2014 458,730$ 449,416$ Contribution rates will increase on January 1, 2015 in the Coordinated Plan (6.5 percent for members and 7.5 percent for employers) and the PEPFF (10.8 percent for members and 16.2 percent for employers). -55- NOTE 9 – DEFINED CONTRIBUTION PENSION PLAN – STATE-WIDE The City Council members are covered by the Public Employees Defined Contribution Plan (PEDCP), a multiple-employer deferred compensation plan administered by PERA. The PEDCP is a tax qualified plan under Section 401(a) of the Internal Revenue Code and all contributions by or on behalf of employees are tax deferred until time of withdrawal. Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses. Minnesota Statutes, Chapter 353D.03, specifies the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5 percent of salary, which is matched by the elected official’s employer. For salaried employees, employer contributions must be a fixed percentage of salary. Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, PERA receives 2 percent of employer contributions and 4/10 of 1 percent of the assets in each member’s account annually. Total contributions made by the City during the last three fiscal years ended December 31, which were equal to the required contributions were: Required Employees Employer Employees Employer Rates 2012 2,375$ 2,375$ 5.00% 5.00% 5.00% 2013 2,377$ 2,377$ 5.00% 5.00% 5.00% 2014 1,636$ 1,636$ 5.00% 5.00% 5.00% Amount Percentage of Covered Payroll NOTE 10 – DEFINED BENEFIT PENSION PLAN – FIRE RELIEF ASSOCIATION A. Plan Description All members of the Golden Valley Fire Department (the Department) are covered by a single-employer defined benefit pension plan administered by the Golden Valley Fire Department Relief Association (the Association). The plan was established in 1943, and operates under the provisions of Minnesota Statutes § 69 and § 424, as amended. The Association provides retirement, disability, and death benefits to plan members or their beneficiaries. Benefits are established in accordance with state statutes, and can be amended by the Association within the parameters provided therein. The defined retirement benefits are based on a member’s years of service, and vest after 10 years of credited service. The Association issues a publicly available financial report that includes financial statements and required supplementary information. A copy of the report may be obtained at Golden Valley City Hall. B. Summary of Significant Accounting Policies The Association’s financial statements are prepared using the accrual basis of accounting. The Association is comprised of volunteers; therefore, members have no contribution requirements. The City’s contributions are recognized when due and a formal commitment to provide the contributions has been made. Benefits and refunds are recognized when due and payable in accordance with the terms of the plan. All plan investments are reported at fair value. Securities traded on a national exchange are valued at the last reported sales price on the Association’s Balance Sheet date. C. Funding Policy Minnesota Statutes § 69.772 sets the minimum contribution requirement for the City on an annual basis, a portion of which is paid by the state. The 2014 state contribution of $139,440 is reported as a revenue and expenditure/expense by the City. These statutes are established and amended by the State Legislature. The Association is comprised of volunteers, and no member contribution is required. -56- NOTE 10 – DEFINED BENEFIT PENSION PLAN – FIRE RELIEF ASSOCIATION (CONTINUED) D. Annual Pension Cost The City’s annual pension cost and related information for the fiscal year ended December 31, 2013, the most recent year available, is as follows: Annual pension cost – total 182,081$ Contributions made City 40,155$ State-aid 141,926$ Actuarial valuation date 12/31/2013 Actuarial cost method Entry age normal Amortization method Level dollar closed Remaining amortization period Normal cost 20 years Prior service cost 10 years Asset valuation method Market Actuarial assumptions Investment rate of return 5% Projected salary increases Not applicable Inflation rate Not applicable Cost of living adjustments None E. Three-Year Trend Information Fiscal Year Ended Annual Pension Percentage of Net Pension December 31, Cost (APC) APC Contributed Obligation 2011 163,286$ 100% –$ 2012 144,246$ 100% –$ 2013 182,081$ 100% –$ F. Schedule of Funding Progress Actuarial (Unfunded)/Assets Valuation Date – Actuarial Accrued in Excess of Funded December 31, Value of Assets Liability (AAL) AAL (UAAL) Ratio 2013 4,500,389$ 3,365,216$ 1,135,173$ 133.7% The Schedule of Funding Progress immediately following the notes to basic financial statements presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. -57- NOTE 11 – FLEXIBLE BENEFIT PLAN The City offers three types of flexible spending accounts: medical premiums, medical expenses, and dependant care expenses. Eligible employees can elect to participate by contributing pre-tax dollars withheld from payroll checks to the plan for healthcare and dependent care benefits. Payments are made from the plan to participating employees upon submitting a request for reimbursement of eligible expenses actually incurred by the participant. Before the beginning of the plan year, which is from January 1 to December 31, each participant designates a total amount of pre-tax dollars to be contributed to the plan during the year. For the medical expense account, the City is contingently liable for claims against the total amount of participants’ annual contributions to the plan, whether or not such contributions have been made. All plan activity is recorded in the City’s General Fund. Assets of the plan are held in the City’s payroll checking account. Amounts withheld to pay for employee medical insurance premiums are administered and paid out directly by the City’s finance department. Medical expense and dependant care expense accounts are administered by the Stanton Group—a benefit consulting firm. Claims are made directly to the Stanton Group by plan participants. The Stanton Group then reimburses the participants and bills the City for these reimbursements. All plan property and income attributable to that property is solely the property of the City subject to the claims of the City’s general creditors. Participants’ rights under the plan are equal to those of general creditors of the City in an amount equal to the eligible healthcare and dependent care expenses incurred by the participants. The City believes it unlikely that it will use the assets to satisfy the claims of general creditors in the future. NOTE 12 – TAX INCREMENT FINANCING DISTRICTS The City is the administering authority for the following tax increment financing districts: Golden Hills North Wirth Redevelopment Redevelopment District No. 1503 District No. 1505 Authorizing law M.S. 462 M.S. 462 Year established 1984 2004 Duration of district 31 years 24 years Tax capacity – taxes payable 2014 Original 287,000$ 6,650$ Current 3,617,620 37,900 Captured – retained 3,330,620$ 31,250$ Total G.O. tax increment bonds 38,125,000$ –$ Total G.O. tax increment capital Advanced refunding bonds 27,835,000 – Total bonds issued 65,960,000 – Principal payments 61,025,000 – Outstanding at December 31, 2014 4,935,000$ –$ -58- NOTE 13 – JOINT POWERS AGREEMENTS A. Bassett Creek Water Management Commission The City is a member of a joint powers agreement, together with the cities of Medicine Lake, Plymouth, Robbinsdale, Minneapolis, Minnetonka, New Hope, Crystal, and St. Louis Park, which establishes the authority for the Bassett Creek Water Management Commission (the Commission). The Commission was created to provide for the improvement and development of Bassett Creek as a storm sewer to channel storm waters from member communities to the Mississippi River. Each member city is entitled to appoint one representative to the Commission. The nine-member Commission develops a budget for the year each July 1. Each member city contributes funds to cover the budgeted costs of operations based half on the assessed valuation of all taxable property, and half on total area each member city has within the boundaries of the watershed. Any capital costs incurred by the Commission are apportioned to the members based half on the real property valuation of each member city within the watershed, and half on the total area of each member city within the boundaries of the watershed. The following financial information is from the Commission’s audited financial statements for the year ended January 31, 2015, which are available at Golden Valley City Hall: Total assets – all current 5,267,257$ Total liabilities – all current 246,827 Net position 5,020,430$ Revenue 1,432,634$ Expenses 668,563 Change in net position 764,071$ Of the total revenue, $490,344 represented assessments to member cities. The City’s 2014 portion was $123,033, or 25.1 percent, of total assessments paid by members. B. Joint Water Commission The City is a member of a joint powers agreement, together with the cities of Crystal and New Hope, which established a Joint Water Commission (JWC). The JWC was created in 1963 to provide for the creation and maintenance of a joint water supply, storage, and distribution system through which water purchased from the City of Minneapolis can be supplied to the population of the member cities. Each member city is entitled to appoint one member to the JWC. Original construction costs were allocated to the member cities based on percentages agreed upon in the joint powers agreement. All subsequent operating and maintenance costs are apportioned to and paid by each member city on the basis of water usage. Under the terms of the joint powers agreement, upon termination the accumulated assets of the JWC shall be divided amongst the member cities in a manner to be determined and unanimously approved by the member cities. Because the manner in which the JWC’s assets would be divided upon termination is not specified, it is not practical for the City to determine its portion of JWC assets. Therefore, the City’s Utility Enterprise Fund does not record any amount as an equity investment or contributed capital (for construction costs paid by other funds) related to the JWC. -59- NOTE 13 – JOINT POWERS AGREEMENTS (CONTINUED) The following financial information is from the JWC’s audited financial statements for the year ended December 31, 2014, which are available at Golden Valley City Hall: Total assets 10,023,890$ Total liabilities 816,533 Net position 9,207,357$ Revenue 11,729,035$ Expenses 6,599,623 Change in net position 5,129,412$ Of the total revenues, $11,601,614 represented assessments paid by member cities. Of the total member assessments, $4,954,836, or 42.7 percent, was paid by the City. NOTE 14 – CONTINGENCIES AND COMMITMENTS A. Legal Claims The City has the usual and customary type of miscellaneous legal claims pending at year-end. Although the outcome of these lawsuits is not presently determinable, the City’s management believes that the City will not incur any material monetary loss resulting from these claims. No loss has been recorded on the City’s financial statements relating to these claims. B. Federal and State Receivables Amounts recorded or receivable from federal and state agencies are subject to agency audit and adjustment. Any disallowed claims, including amounts already collected, may constitute a liability of the applicable funds. The amount, if any, of claims which may be disallowed by the grantor agencies cannot be determined at this time, although the City expects such amounts, if any, to be immaterial. C. Tax Increment Districts The City’s tax increment districts are subject to review by the Office of the State Auditor. Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance which would have a material effect on the financial statements. D. Future Change in Accounting Standards Governmental Accounting Standards Board (GASB) Statement No. 68 replaces the requirements of Statement No. 27, Accounting for Pensions by State and Local Governmental Employers and Statement No. 50, Pension Disclosures, as they relate to employer governments that provide pensions through pension plans administered as trusts or similar arrangements that meet certain criteria. GASB Statement No. 68 requires governments providing defined benefit pensions to recognize their long-term obligation for pension benefits as a liability for the first time, and to more comprehensively and comparably measure the annual costs of pension benefits. This statement will be effective for the City’s 2015 fiscal year. The City has not yet determined the financial statement impact of adopting this new standard. -60- NOTE 14 – CONTINGENCIES AND COMMITMENTS (CONTINUED) E. Construction Commitments At December 31, 2014, the City is committed to various construction contracts for the improvement of city property. The City’s remaining commitment under these contracts is approximately $786,110. NOTE 15 – SUBSEQUENT EVENTS In May 2015, the City approved the authorization to issue three new bonds. The first issue is $1,870,000 of General Obligation Improvement Bonds, Series 2015A. The proceeds of the issue will be used for street improvements. The second issue is $800,000 of General Obligation Equipment Certificates, Series 2015B. The proceeds of this issue will be used for equipment purchases. The third issue is $6,695,000 of General Obligation Improvement Refunding Bonds, Series 2015C. The refunding bonds will be used to call the 2018 through 2028 maturities of the City’s General Obligation Improvement Bonds, Series 2008A totaling $6,420,000. THIS PAGE INTENTIONALLY LEFT BLANK REQUIRED SUPPLEMENTARY INFORMATION (Unfunded) Actuarial Actuarial Assets Valuation Date – Accrued in Excess of Funded December 31, Value of Assets Liability (AAL)AAL (UAAL) Ratio 2011 3,977,765$ 3,767,599$ 210,166$ 105.6% 2012 4,210,687$ 3,630,070$ 580,617$ 116.0% 2013 4,500,389$ 3,365,216$ 1,135,173$ 133.7% (Unfunded) Unfunded Fiscal Year Actuarial Actuarial Actuarial Liability as a Ended Valuation Date – Accrued Actuarial Value Accrued Covered Percentage of December 31, January 1, Liability of Plan Assets Liability Payroll Payroll 2010 2010 1,641,256$ –$ 1,641,256$ – % 8,247,626$ 19.9% 2012 2012 1,710,953$ –$ 1,710,953$ – % 8,136,559$ 21.0% 2014 2014 1,714,926$ –$ 1,714,926$ – % 8,825,950$ 19.4% Ratio Funded Schedule of Funding Progress CITY OF GOLDEN VALLEY Required Supplementary Information Golden Valley Fire Department Relief Association Schedule of Funding Progress Other Post-Employment Benefits Plan City of Golden Valley -61- SUPPLEMENTAL INFORMATION -62- NONMAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS Human Service Foundation – used to account for fundraising and pull-tab gambling proceeds remitted to the City by various nonprofit organizations that run charitable gambling operations within the City’s limits. The monies are committed to support organizations or programs that address human service needs in the City. A commission has been appointed to administer this fund. Cemetery – used to account for monies received from cemetery plot sales. These funds are restricted for maintenance of the city-owned cemetery. DWI Enforcement – used to account for monies received from DWI related fines and forfeitures. These funds are restricted for DWI enforcement and education. HRA General – used to account for the general activities of the City’s HRA, a blended component unit. DEBT SERVICE FUNDS Certificates of Indebtedness – used to account for accumulation of, resources for, and payment of debt service on the City’s general obligation certificates of indebtedness. Tax Abatement Bonds – used to account for accumulation of, resources for, and payment of debt service on bonds sold to finance improvements within the Trunk Highway 55 and Boone Avenue intersection. CAPITAL PROJECT FUNDS Building Fund – used to provide financing for major capital improvements made to the City’s buildings. Capital Improvement Fund – used to provide financing for major street and streetlight projects in the City, including a portion of the financing for the street reconstruction program. Cable Improvement Fund – used to provide for the ongoing capital equipment needs necessary to support cable television public access and local programming. Park Capital Improvement Fund – used to provide financing for major improvements to the City’s parks and open space areas. Equipment Replacement Fund – used to provide financing for major vehicle and equipment purchases for the City’s General Fund divisions. State-Aid Construction Fund – used to account for state construction aid received to finance qualifying road projects. Douglas Drive Improvement Fund – used to account for street improvements related to Douglas Drive within the City. HRA Capital Project Funds – used to account for the expenditures of the City’s HRA Housing Program and the redevelopment expenditures in the City’s tax increment districts: Golden Hills No. 1503, North Wirth No. 1505, and Highway 55 West No. 1506. Special Revenue Debt Service Capital Project Totals Assets Cash and temporary investments 373,576$ 1,408,310$ 12,275,302$ 14,057,188$ Receivables Special assessments – – 53,158 53,158 Accounts 4,391 – 267,922 272,313 Accrued interest 3,573 – – 3,573 Due from other governmental units – – 445,099 445,099 Total assets 381,540$ 1,408,310$ 13,041,481$ 14,831,331$ Liabilities Accounts payable 10,874$ –$ 192,356$ 203,230$ Contracts payable – – 31,408 31,408 Deposits – – 426,081 426,081 Due to other funds 1,403 – 40,260 41,663 Total liabilities 12,277 – 690,105 702,382 Deferred inflows of resources Unavailable revenue – special assessments – – 53,158 53,158 Unavailable revenue – other – – 16,500 16,500 Total deferred inflows of resources – – 69,658 69,658 Fund balances Restricted 200,630 1,408,310 4,988,335 6,597,275 Committed 168,633 – 575,000 743,633 Assigned – – 6,718,383 6,718,383 Total fund balances 369,263 1,408,310 12,281,718 14,059,291 Total liabilities, deferred inflows of resources, and fund balances 381,540$ 1,408,310$ 13,041,481$ 14,831,331$ CITY OF GOLDEN VALLEY Nonmajor Governmental Funds Combining Balance Sheet December 31, 2014 -63- Special Revenue Debt Service Capital Project Totals Revenue Ad valorem taxes –$ 1,061,919$ –$ 1,061,919$ Tax increments – – 25,033 25,033 Special assessments – – 73,208 73,208 Franchise taxes – – 1,048,227 1,048,227 Intergovernmental revenue 16,200 – 1,077,971 1,094,171 Charges for services – – 48,623 48,623 Investment income 2,650 6,025 96,887 105,562 Other revenue Contributions 140 – – 140 Lawful gambling proceeds 44,279 – – 44,279 Miscellaneous 67,457 89,166 261,569 418,192 Total revenue 130,726 1,157,110 2,631,518 3,919,354 Expenditures Current General government 208,061 – – 208,061 Public safety 47,082 – – 47,082 Capital outlay – – 4,280,382 4,280,382 Debt service Principal – 1,060,000 110,000 1,170,000 Interest and fiscal charges – 52,954 93,671 146,625 Total expenditures 255,143 1,112,954 4,484,053 5,852,150 Excess (deficiency) of revenue over expenditures (124,417) 44,156 (1,852,535) (1,932,796) Other financing sources (uses) Sale of capital assets – – 222,432 222,432 Bonds issued – 31,200 718,800 750,000 Transfers in 159,000 – 1,086,710 1,245,710 Transfers (out) – – (100,000) (100,000) Total other financing sources 159,000 31,200 1,927,942 2,118,142 Net change in fund balances 34,583 75,356 75,407 185,346 Fund balances Beginning of year 334,680 1,332,954 12,206,311 13,873,945 End of year 369,263$ 1,408,310$ 12,281,718$ 14,059,291$ CITY OF GOLDEN VALLEY Nonmajor Governmental Funds Combining Statement of Revenue, Expenditures, and Changes in Fund Balances Year Ended December 31, 2014 -64- Human Service DWI HRA Foundation Cemetery Enforcement General Totals Assets Cash and temporary investments 175,116$ 75,470$ 90,832$ 32,158$ 373,576$ Receivables Accounts 4,391 – – – 4,391 Accrued interest – – – 3,573 3,573 Total assets 179,507$ 75,470$ 90,832$ 35,731$ 381,540$ Liabilities Accounts payable 10,874$ –$ –$ –$ 10,874$ Due to other funds – – – 1,403 1,403 Total liabilities 10,874 – – 1,403 12,277 Fund balances Restricted for cemetery maintenance – 75,470 – – 75,470 Restricted for DWI enforcement – – 90,832 – 90,832 Restricted for redevelopment – – – 34,328 34,328 Committed for human service needs 168,633 – – – 168,633 Total fund balances 168,633 75,470 90,832 34,328 369,263 Total liabilities and fund balances 179,507$ 75,470$ 90,832$ 35,731$ 381,540$ CITY OF GOLDEN VALLEY Nonmajor Special Revenue Funds Combining Balance Sheet December 31, 2014 -65- Human Service DWI Foundation Cemetery Enforcement HRA General Totals Revenue Intergovernmental revenue –$ –$ 16,200$ –$ 16,200$ Investment income 1,279 591 763 17 2,650 Other revenue Contributions 140 – – – 140 Lawful gambling proceeds 44,279 – – – 44,279 Miscellaneous 31,556 1,600 34,301 – 67,457 Total revenue 77,254 2,191 51,264 17 130,726 Expenditures Current General government Planning and administration – – – 140,000 140,000 Operating supplies 11,844 – – – 11,844 Professional services 40,500 – – 15,717 56,217 Public safety Salaries – – 2,308 – 2,308 Operating supplies – – 44,774 – 44,774 Total expenditures 52,344 – 47,082 155,717 255,143 Excess (deficiency) of revenue over expenditures 24,910 2,191 4,182 (155,700) (124,417) Other financing sources Transfers in – – – 159,000 159,000 Net change in fund balances 24,910 2,191 4,182 3,300 34,583 Fund balances Beginning of year 143,723 73,279 86,650 31,028 334,680 End of year 168,633$ 75,470$ 90,832$ 34,328$ 369,263$ CITY OF GOLDEN VALLEY Nonmajor Special Revenue Funds Combining Statement of Revenue, Expenditures, and Changes in Fund Balances Year Ended December 31, 2014 -66- Certificates Tax of Abatement Indebtedness Bonds Totals Assets Cash and temporary investments 412,861$ 995,449$ 1,408,310$ Fund balances Restricted for debt service 412,861$ 995,449$ 1,408,310$ CITY OF GOLDEN VALLEY Nonmajor Debt Service Funds Combining Balance Sheet December 31, 2014 -67- Certificates Tax of Abatement Indebtedness Bonds Totals Revenue Ad valorem taxes 761,919$ 300,000$ 1,061,919$ Investment income – 6,025 6,025 Other revenue Miscellaneous – 89,166 89,166 Total revenue 761,919 395,191 1,157,110 Expenditures Debt service Principal 690,000 370,000 1,060,000 Interest 20,703 28,668 49,371 Fiscal charges 3,441 142 3,583 Total expenditures 714,144 398,810 1,112,954 Excess (deficiency) of revenue over expenditures 47,775 (3,619) 44,156 Other financing sources Bonds issued 31,200 – 31,200 Net change in fund balances 78,975 (3,619) 75,356 Fund balances Beginning of year 333,886 999,068 1,332,954 End of year 412,861$ 995,449$ 1,408,310$ CITY OF GOLDEN VALLEY Nonmajor Debt Service Funds Combining Statement of Revenue, Expenditures, and Changes in Fund Balances Year Ended December 31, 2014 -68- Capital Cable Park Capital Equipment Building Improvement Improvement Improvement Replacement Assets Cash and temporary investments 2,359,296$ 1,619,682$ 133,697$ 442,885$ 2,935,765$ Receivables Special assessments – 16 – – – Accounts – – – 16,500 – Due from other governmental units – – – – – Total assets 2,359,296$ 1,619,698$ 133,697$ 459,385$ 2,935,765$ Liabilities Accounts payable 20,532$ 7,797$ –$ –$ 3,691$ Contracts payable – 14,102 – 1,524 – Deposits – 407,769 – 3,143 – Due to other funds – – – – – Total liabilities 20,532 429,668 – 4,667 3,691 Deferred inflows of resources Unavailable revenue – special assessments – 16 – – – Unavailable revenue – other – – – 16,500 – Total deferred inflows of resources – 16 – 16,500 – Fund balances Restricted for state-aid street improvements – – – – – Restricted for Douglas Drive improvements – – – – – Restricted for redevelopment – – – – – Committed for equipment replacement – – – – 575,000 Assigned for cable improvements – – 133,697 – – Assigned for park improvements – – – 438,218 – Assigned for equipment replacement – – – – 2,357,074 Assigned for street improvements – – – – – Assigned for capital improvements 2,338,764 1,190,014 – – – Total fund balances 2,338,764 1,190,014 133,697 438,218 2,932,074 Total liabilities, deferred inflows of resources, and fund balances 2,359,296$ 1,619,698$ 133,697$ 459,385$ 2,935,765$ CITY OF GOLDEN VALLEY Nonmajor Capital Project Funds Combining Balance Sheet December 31, 2014 -69- North Wirth State-Aid Douglas Drive HRA Capital Golden Hills No. 3 Hwy 55 West Construction Improvement Project Tax Increment Tax Increment Tax Increment Totals 2,554,051$ 1,781,861$ 103,840$ 308,132$ 21,088$ 15,005$ 12,275,302$ 53,142 – – – – – 53,158 – 243,422 – 8,000 – – 267,922 – 442,499 – – 2,600 – 445,099 2,607,193$ 2,467,782$ 103,840$ 316,132$ 23,688$ 15,005$ 13,041,481$ 10,775$ 149,561$ –$ –$ –$ –$ 192,356$ 15,782 – – – – – 31,408 – – – 227 10,645 4,297 426,081 – – – 28,978 579 10,703 40,260 26,557 149,561 – 29,205 11,224 15,000 690,105 53,142 – – – – – 53,158 – – – – – – 16,500 53,142 – – – – – 69,658 2,284,063 – – – – – 2,284,063 – 2,301,036 – – – – 2,301,036 – – 103,840 286,927 12,464 5 403,236 – – – – – – 575,000 – – – – – – 133,697 – – – – – – 438,218 – – – – – – 2,357,074 243,431 17,185 – – – – 260,616 – – – – – – 3,528,778 2,527,494 2,318,221 103,840 286,927 12,464 5 12,281,718 2,607,193$ 2,467,782$ 103,840$ 316,132$ 23,688$ 15,005$ 13,041,481$ -70- Capital Cable Park Capital Equipment Building Improvement Improvement Improvement Replacement Revenue Tax increments –$ –$ –$ –$ –$ Special assessments – 11,425 – – – Franchise taxes – – – – – Intergovernmental revenue – 155,889 – 50,000 – Charges for services – 48,623 – – – Investment income 14,459 12,092 542 6,065 23,762 Other revenue Miscellaneous 4,989 22,393 33,155 195,708 5,324 Total revenue 19,448 250,422 33,697 251,773 29,086 Expenditures Capital outlay Street – 468,260 – – – City buildings and grounds 257,390 – – 748,569 – Equipment – – – – 913,102 HRA projects – – – – – Total capital outlay 257,390 468,260 – 748,569 913,102 Debt service Principal retirement – – – – – Interest and fiscal charges – – – – 15,240 Total debt service – – – – 15,240 Total expenditures 257,390 468,260 – 748,569 928,342 Excess (deficiency) of revenue over expenditures (237,942) (217,838) 33,697 (496,796) (899,256) Other financing sources (uses) Sale of capital assets – 147,958 – – 74,474 Bonds issued – – – – 718,800 Transfers in 881,970 – 100,000 104,740 – Transfers (out) (100,000) – – – – Total other financing sources (uses) 781,970 147,958 100,000 104,740 793,274 Net change in fund balances 544,028 (69,880) 133,697 (392,056) (105,982) Fund balances Beginning of year 1,794,736 1,259,894 – 830,274 3,038,056 End of year 2,338,764$ 1,190,014$ 133,697$ 438,218$ 2,932,074$ CITY OF GOLDEN VALLEY Nonmajor Capital Project Funds Combining Statement of Revenue, Expenditures, and Changes in Fund Balances Year Ended December 31, 2014 -71- North Wirth State-Aid Douglas Drive HRA Capital Golden Hills No. 3 Hwy 55 West Construction Improvement Project Tax Increment Tax Increment Tax Increment Totals –$ –$ –$ –$ 25,033$ –$ 25,033$ 61,783 – – – – – 73,208 – 1,048,227 – – – – 1,048,227 424,553 447,529 – – – – 1,077,971 – – – – – – 48,623 25,013 14,727 55 160 7 5 96,887 – – – – – – 261,569 511,349 1,510,483 55 160 25,040 5 2,631,518 904,237 962,752 – – – – 2,335,249 – – – – – – 1,005,959 – – – – – – 913,102 – – – – 26,072 – 26,072 904,237 962,752 – – 26,072 – 4,280,382 110,000 – – – – – 110,000 78,431 – – – – – 93,671 188,431 – – – – – 203,671 1,092,668 962,752 – – 26,072 – 4,484,053 (581,319) 547,731 55 160 (1,032) 5 (1,852,535) – – – – – – 222,432 – – – – – – 718,800 – – – – – – 1,086,710 – – – – – – (100,000) – – – – – – 1,927,942 (581,319) 547,731 55 160 (1,032) 5 75,407 3,108,813 1,770,490 103,785 286,767 13,496 – 12,206,311 2,527,494$ 2,318,221$ 103,840$ 286,927$ 12,464$ 5$ 12,281,718$ -72- THIS PAGE INTENTIONALLY LEFT BLANK 2013 Final Over (Under) Budget Actual Budget Actual Revenue Taxes Ad valorem 12,358,005$ 12,400,560$ 42,555$ 12,099,851$ Penalties and interest – 30,826 30,826 21,752 Total taxes 12,358,005 12,431,386 73,381 12,121,603 Special assessments 10,000 13,768 3,768 16,858 Licenses and permits Licenses 210,785 268,671 57,886 240,629 Permits 809,500 1,210,633 401,133 1,255,824 Total licenses and permits 1,020,285 1,479,304 459,019 1,496,453 Intergovernmental revenue Federal grants – 17,729 17,729 45,616 State grants 255,390 266,769 11,379 17,304 County 31,205 31,758 553 23,043 Total intergovernmental revenue 286,595 316,256 29,661 85,963 Charges for services General government 45,050 49,787 4,737 57,872 Police 123,870 121,445 (2,425) 115,768 Fire 40,000 44,587 4,587 43,632 Physical development 141,000 168,169 27,169 151,020 Parks and recreation 525,270 382,522 (142,748) 589,362 Other funds 981,500 903,459 (78,041) 888,960 Total charges for services 1,856,690 1,669,969 (186,721) 1,846,614 Fines and forfeitures 320,000 310,318 (9,682) 366,059 Investment income 100,000 67,758 (32,242) 18,994 Other revenue Rents 211,200 226,995 15,795 221,853 Miscellaneous 6,000 11,214 5,214 23,310 Total other revenue 217,200 238,209 21,009 245,163 Total revenue 16,168,775$ 16,526,968$ 358,193$ 16,197,707$ 2014 CITY OF GOLDEN VALLEY General Fund Schedule of Revenue – Budget and Actual Year Ended December 31, 2014 (With Comparative Actual Amounts for the Year Ended December 31, 2013) -73- Final Personal Supplies and Budget Services Services Capital Outlay Expenditures General government City Council 296,340$ 138,380$ 126,888$ –$ City manager 774,980 622,853 71,431 – Legal service 135,000 134,296 – – Total general government 1,206,320 895,529 198,319 – Administrative services 1,692,280 862,742 820,042 – Casualty insurance 300,000 – 240,918 – Public safety Police 5,202,175 4,257,478 817,129 – Fire 1,200,190 830,056 204,651 – Total public safety 6,402,365 5,087,534 1,021,780 – Physical development Administration 344,315 312,208 44,719 – Building operations 556,990 14,291 571,007 28,330 Engineering 691,880 215,010 344,164 – Street maintenance 1,444,410 844,072 652,284 5,294 Park maintenance 1,071,490 740,689 298,838 – Inspections 661,545 558,447 119,311 – Planning 346,195 289,048 13,494 – Total physical development 5,116,825 2,973,765 2,043,817 33,624 Parks and recreation Administration 679,345 580,417 77,648 – Community center 74,100 47,071 20,025 – Recreation programs 502,830 138,717 154,491 10,440 Total parks and recreation 1,256,275 766,205 252,164 10,440 Total expenditures 15,974,065$ 10,585,775$ 4,577,040$ 44,064$ 2014 Actual CITY OF GOLDEN VALLEY General Fund Schedule of Expenditures – Budget and Actual Year Ended December 31, 2014 (With Comparative Actual Amounts for the Year Ended December 31, 2013) -74- 2013 Over (Under) Total Budget Actual 265,268$ (31,072)$ 303,605$ 694,284 (80,696) 655,478 134,296 (704) 83,818 1,093,848 (112,472) 1,042,901 1,682,784 (9,496) 1,558,386 240,918 (59,082) 222,559 5,074,607 (127,568) 4,987,620 1,034,707 (165,483) 946,593 6,109,314 (293,051) 5,934,213 356,927 12,612 317,053 613,628 56,638 562,130 559,174 (132,706) 586,095 1,501,650 57,240 1,400,954 1,039,527 (31,963) 979,058 677,758 16,213 636,768 302,542 (43,653) 297,689 5,051,206 (65,619) 4,779,747 658,065 (21,280) 618,082 67,096 (7,004) 59,131 303,648 (199,182) 506,050 1,028,809 (227,466) 1,183,263 15,206,879$ (767,186)$ 14,721,069$ -75- THIS PAGE INTENTIONALLY LEFT BLANK -76- INTERNAL SERVICE FUNDS Workers’ Compensation Fund – used to account for the financing of all of the City’s workers’ compensation benefits. Payroll Benefits Fund – used to account for the financing of all of the City’s employee benefits, such as vacation leave, sick leave, holiday pay, pension contributions, group insurance contributions, and termination pay. Vehicle Maintenance Fund – used to account for the maintenance of motor vehicles of all departments and related costs. Workers’ Payroll Vehicle Compensation Benefits Maintenance Totals Assets Current assets Cash and temporary investments 178,216$ 1,948,771$ 53,946$ 2,180,933$ Receivables Accounts – 7,929 – 7,929 Inventory – – 138,149 138,149 Total current assets 178,216 1,956,700 192,095 2,327,011 Noncurrent assets Capital assets Machinery and equipment – – 118,259 118,259 Less accumulated depreciation – – (69,612) (69,612) Total noncurrent assets – – 48,647 48,647 Total assets 178,216$ 1,956,700$ 240,742$ 2,375,658$ Liabilities and Net Position Current liabilities Accounts payable –$ (1,157)$ 19,491$ 18,334$ Accrued compensated absences – current – 988,572 – 988,572 Deposits – 6,537 – 6,537 Total current liabilities – 993,952 19,491 1,013,443 Noncurrent liabilities Net OPEB obligation – 623,993 – 623,993 Accrued compensated absences – 519,464 – 519,464 Total noncurrent liabilities – 1,143,457 – 1,143,457 Total liabilities – 2,137,409 19,491 2,156,900 Net position Net investment in capital assets – – 48,647 48,647 Unrestricted 178,216 (180,709) 172,604 170,111 Total net position 178,216 (180,709) 221,251 218,758 Total liabilities and net position 178,216$ 1,956,700$ 240,742$ 2,375,658$ CITY OF GOLDEN VALLEY Internal Service Funds Combining Statement of Net Position December 31, 2014 -77- Workers’ Payroll Vehicle Compensation Benefits Maintenance Totals Operating revenue Charges to other funds 150,000$ 5,053,743$ 319,025$ 5,522,768$ Payroll benefits charged to employees – 1,279,209 – 1,279,209 Total operating revenue 150,000 6,332,952 319,025 6,801,977 Operating expenses Workers’ compensation charges 208,111 – – 208,111 Payroll benefits charges – 6,801,011 – 6,801,011 Vehicle maintenance operations – – 307,279 307,279 Depreciation – – 12,365 12,365 Total operating expenses 208,111 6,801,011 319,644 7,328,766 Operating income (loss) (58,111) (468,059) (619) (526,789) Nonoperating revenue Intergovernmental revenue – 397,132 – 397,132 Interest income 981 17,042 620 18,643 Other income – 19,282 – 19,282 Total nonoperating revenue 981 433,456 620 435,057 Change in net position (57,130) (34,603) 1 (91,732) Net position Beginning of year 235,346 (146,106) 221,250 310,490 End of year 178,216$ (180,709)$ 221,251$ 218,758$ CITY OF GOLDEN VALLEY Internal Service Funds Combining Statement of Revenue, Expenses, and Changes in Net Position Year Ended December 31, 2014 -78- Workers’ Payroll Vehicle Compensation Benefits Maintenance Totals Cash flows from operating activities Receipts from customers and users 150,000$ 1,279,209$ –$ 1,429,209$ Receipts from interfund services provided – 5,074,696 319,025 5,393,721 Paid to suppliers/service providers (208,111) (4,756,499) (60,584) (5,025,194) Paid to employees – (2,015,951) (236,936) (2,252,887) Net cash flows from operating activities (58,111) (418,545) 21,505 (455,151) Cash flows from investing activities Interest received on investments 981 17,042 620 18,643 Cash flows from noncapital financing activities Intergovernmental revenue – 397,132 – 397,132 Net increase (decrease) in cash and temporary investments/cash equivalents (57,130) (4,371) 22,125 (39,376) Cash and temporary investments/cash equivalents Beginning of year 235,346 1,953,142 31,821 2,220,309 End of year 178,216$ 1,948,771$ 53,946$ 2,180,933$ Reconciliation of operating income (loss) to net cash flows from operating activities Operating income (loss) (58,111)$ (468,059)$ (619)$ (526,789)$ Adjustments to reconcile operating income (loss) to net cash flows from operating activities Depreciation – – 12,365 12,365 Other income – 19,282 – 19,282 Change in assets and liabilities Receivables Accounts – 1,671 – 1,671 Inventory – – 3,593 3,593 Accounts payable – (1,706) 6,166 4,460 Net OPEB obligation – 55,299 – 55,299 Accrued compensated absences – (16,083) – (16,083) Due to other governmental units – (2,109) – (2,109) Deposits – (6,840) – (6,840) Net cash provided (used) by operating activities (58,111)$ (418,545)$ 21,505$ (455,151)$ CITY OF GOLDEN VALLEY Internal Service Funds Combining Statement of Cash Flows Year Ended December 31, 2014 -79- OTHER CITY INFORMATION Original Amended Accounted for Current Amount Budget Budget in Prior Years Year Remaining Sources of funds Bond proceeds 27,150,000$ 56,165,000$ 41,957,893$ –$ 14,207,107$ Proceeds of refunding bond issues – – 26,440,490 – (26,440,490) Tax increments received 45,692,720 92,515,000 68,758,028 5,159,229 18,597,743 Interest earnings 886,370 1,461,370 8,353,072 16,228 (6,907,930) Real estate sales 5,700,000 9,990,000 12,618,936 – (2,628,936) Rental income – – 81,648 – (81,648) Miscellaneous – – 109,818 – (109,818) Total sources of funds 79,429,090 160,131,370 158,319,885 5,175,457 (3,363,972) Uses of funds Land and building acquisition 17,921,280 41,909,116 41,184,307 – 724,809 Site preparation 1,276,910 5,820,753 739,750 – 5,081,003 Public improvements 2,691,270 6,770,854 5,519,775 – 1,251,079 Relocation 3,221,340 6,157,989 931,613 – 5,226,376 Bond discount 408,000 – 55,928 – (55,928) Bond issuance costs 271,500 703,475 197,411 – 506,064 Administrative costs 2,239,190 4,831,094 706,516 8,281 4,116,297 Financing costs – – 85,267 – (85,267) Contingency – 60,790 600 – 60,190 Paid to escrow agent to defease refunded bond issue – – 26,271,665 – (26,271,665) Principal 27,150,000 56,165,000 31,225,000 4,355,000 20,585,000 Interest and fiscal costs 24,249,600 37,712,299 25,881,239 339,047 11,492,013 Total uses of funds 79,429,090 160,131,370 132,799,071 4,702,328 22,629,971 District balance (deficit) – – 25,520,814 473,129 (25,993,943) Transfers (to) from other funds – – (12,702,508) (159,000) 12,861,508 Funds remaining (deficit)–$ –$ 12,818,306$ 314,129$ (13,132,435)$ Note: Purchaser/Developer Sale Price Cost State of Minnesota I-394 frontage road 1,331,591$ 1,331,591$ Trammell Crow Colonnade Office Building 1,549,012 5,171,518 MEPC CyberOptics 845,187 2,454,649 MEPC Holiday Express 100,000 140,862 Duke Realty Golden Hills West Area 2,361,390 8,987,381 United Properties Golden Hills Central Area 1,624,160 4,150,000 Allianz Life Insurance Company Office building 4,677,428 9,016,107 ISD No. 270 – Hopkins Meadowbrook Community Center 135,000 3,469,850 12,623,768$ 34,721,958$ Property purchased, but not sold as of December 31, 2014: Project Cost Golden Hills East Area Affiliated Emergency Veterinary Services 160,000$ Property purchased and sold to developers: Project Property CITY OF GOLDEN VALLEY Schedule of Sources and Uses of Public Funds for Golden Hills No. 1503, a Tax Increment Financing District Year Ended December 31, 2014 Real Estate Sales -80- Accounted for Current Amount Budget in Prior Years Year Remaining Sources of funds Tax increments received 920,000$ 211,304$ 25,033$ 683,663$ Real estate sales 575,000 523,431 – 51,569 Interest earnings – 3,901 7 (3,908) Total sources of funds 1,495,000 738,636 25,040 731,324 Uses of funds Land and building acquisition – 84,054 25,493 (109,547) Site preparation and improvements 1,000,000 621,135 – 378,865 Administrative costs – 16,058 – (16,058) Interest and fiscal costs 495,000 3,893 579 490,528 Total uses of funds 1,495,000 725,140 26,072 743,788 Funds remaining (deficit) –$ 13,496$ (1,032)$ (12,464)$ Note: Purchaser/Developer Sale Price Cost GVEC, LLC Business Center 523,431$ 1,093,241$ Property purchased and sold to developers: Project The cost of the property sold to GVEC, LLC includes the $567,685 original purchase price that was paid by the North Wirth Parkway No. 1501 Tax Increment Financing District prior to the establishment of this district. CITY OF GOLDEN VALLEY Schedule of Sources and Uses of Public Funds for North Wirth Parkway No. 1505, a Tax Increment Financing District Year Ended December 31, 2014 Real Estate Sales -81- Accounted for Current Amount Budget in Prior Years Year Remaining Sources of funds Tax increments received 8,814,808$ –$ –$ 8,814,808$ Interest earnings – – 5 (5) Total sources of funds 8,814,808 – 5 8,814,803 Uses of funds Site acquisition and improvements 4,545,891 – – 4,545,891 Administrative costs 881,480 – – 881,480 Interest and fiscal costs 3,387,437 – – 3,387,437 Total uses of funds 8,814,808 – – 8,814,808 Funds remaining (deficit) –$ –$ 5$ (5)$ CITY OF GOLDEN VALLEY Schedule of Sources and Uses of Public Funds for Highway 55 West No. 1506, a Tax Increment Financing District Year Ended December 31, 2014 -82- STATISTICAL SECTION (UNAUDITED) Page Contents: Financial Trends 84 Revenue Capacity 96 Debt Capacity 101 Demographic and Economic Information 109 Operating Indicators 111 Sources: These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the City provides, and the activities it performs. Unless otherwise noted, the information in these schedules is derived from the CAFR for the relevant year. STATISTICAL SECTION (UNAUDITED) This part of the City of Golden Valley, Minnesota’s (the City) comprehensive annual financial report (CAFR) presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City’s overall financial health. These schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. These schedules contain information to help the reader assess the City’s most significant revenue source, including the property tax and utility revenue. These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. These schedules offer demographic and economic indicators to help the reader understand the environment within which the City’s financial activities take place. -83- 2005 2006 2007 2008 Governmental activities Net investment in capital assets 10,980,485$ 12,290,076$ 21,062,593$ 23,613,301$ Restricted 26,872,829 26,809,309 28,599,235 30,192,456 Unrestricted (17,813,718) (13,451,588) (11,098,272) (7,377,599) Total governmental activities net position 20,039,596$ 25,647,797$ 38,563,556$ 46,428,158$ Business-type activities Net investment in capital assets 18,772,924$ 19,505,942$ 20,786,526$ 22,427,619$ Unrestricted 10,140,315 11,907,990 13,787,483 15,962,676 Total business-type activities net position 28,913,239$ 31,413,932$ 34,574,009$ 38,390,295$ Primary government Net investment in capital assets 29,753,409$ 31,796,018$ 41,849,119$ 46,040,920$ Restricted 26,872,829 26,809,309 28,599,235 30,192,456 Unrestricted (7,673,403) (1,543,598) 2,689,211 8,585,077 Total primary government net position 48,952,835$ 57,061,729$ 73,137,565$ 84,818,453$ Note: Last Ten Fiscal Years Net Position by Component CITY OF GOLDEN VALLEY The City implemented GASB Statement No. 65 in 2012. Net position for 2011 was restated for the effects of implementing this standard. Net position for previous years has not been restated. Fiscal Year (Accrual Basis of Accounting) -84- 2009 2010 2011 2012 2013 2014 24,388,008$ 21,635,548$ 22,753,481$ 22,622,764$ 21,829,745$ 21,499,939$ 28,061,624 22,187,677 23,045,045 26,673,032 29,535,846 29,553,484 (3,510,363) 5,812,640 5,903,464 7,499,559 9,306,292 14,349,901 48,939,269$ 49,635,865$ 51,701,990$ 56,795,355$ 60,671,883$ 65,403,324$ 23,564,184$ 24,838,885$ 27,268,683$ 27,416,740$ 28,427,621$ 29,588,257$ 16,572,658 17,231,676 16,430,056 17,508,592 18,562,323 16,164,578 40,136,842$ 42,070,561$ 43,698,739$ 44,925,332$ 46,989,944$ 45,752,835$ 47,952,192$ 46,474,433$ 50,022,164$ 50,039,504$ 50,257,366$ 51,088,196$ 28,061,624 22,187,677 23,045,045 26,673,032 29,535,846 29,553,484 13,062,295 23,044,316 22,333,520 25,008,151 27,868,615 30,514,479 89,076,111$ 91,706,426$ 95,400,729$ 101,720,687$ 107,661,827$ 111,156,159$ -85- 2005 2006 2007 2008 Expenses Governmental activities General government 2,504,104$ 3,455,764$ 3,325,458$ 3,265,940$ Public safety 5,066,489 5,680,284 5,763,034 6,091,866 Physical development 5,504,742 5,501,829 6,330,917 8,282,504 Parks and recreation 1,150,314 1,299,840 1,292,912 1,331,180 Interest and fiscal charges 3,318,666 2,970,622 3,560,215 3,329,662 Total governmental activities expenses 17,544,315 18,908,339 20,272,536 22,301,152 Business-type activities Water and sewer 5,155,353 5,869,045 6,310,133 6,038,783 Storm sewer 798,585 1,009,009 1,114,087 1,313,173 Golf course 1,827,339 1,809,843 1,797,055 1,819,557 Motor vehicle licensing 408,733 374,089 387,613 420,911 Recycling 159,908 155,739 172,324 139,970 Total business-type activities expenses 8,349,918 9,217,725 9,781,212 9,732,394 Total primary government expenses 25,894,233$ 28,126,064$ 30,053,748$ 32,033,546$ Program revenues Governmental activities Charges for services General government 255,048$ 196,661$ 217,961$ 255,249$ Public safety 2,159,727 1,733,014 1,728,325 1,827,820 Physical development 222,354 543,520 394,146 335,906 Parks and recreation 300,920 292,305 314,502 348,536 Operating grants and contributions 297,556 292,213 306,055 285,576 Capital grants and contributions 1,963,530 2,576,547 3,093,771 3,288,594 Total governmental activities program revenues 5,199,135 5,634,260 6,054,760 6,341,681 Business-type activities Charges for services Water and sewer 6,155,683 6,558,605 7,268,146 7,428,721 Storm sewer 2,037,814 2,116,794 2,233,211 2,245,005 Golf course 1,693,507 1,703,750 1,742,650 1,766,714 Motor vehicle licensing 531,243 609,522 624,381 598,635 Recycling 220,258 220,730 221,449 221,261 Operating grants and contributions 52,052 51,424 123,701 76,039 Capital grants and contributions – – 427,353 846,164 Total business-type activities program revenues 10,690,557 11,260,825 12,640,891 13,182,539 Total primary government program revenues 15,889,692$ 16,895,085$ 18,695,651$ 19,524,220$ CITY OF GOLDEN VALLEY Changes in Net Position Last Ten Fiscal Years (Accrual Basis of Accounting) Fiscal Year -86- 2009 2010 2011 2012 2013 2014 3,271,352$ 3,801,269$ 3,319,661$ 3,121,543$ 2,914,823$ 3,066,025$ 6,298,431 6,585,990 6,490,371 6,906,449 7,310,946 6,831,136 8,322,099 9,864,540 9,720,753 9,758,495 10,325,068 11,396,748 1,476,771 1,338,155 1,335,562 1,692,346 1,588,798 1,545,616 3,544,117 3,272,726 2,930,757 2,724,495 2,633,359 2,456,490 22,912,770 24,862,680 23,797,104 24,203,328 24,772,994 25,296,015 6,952,047 6,561,335 8,474,883 8,023,803 7,611,927 9,867,531 1,299,813 1,239,080 1,176,603 1,383,594 1,589,410 1,944,935 1,770,491 1,736,551 1,708,984 1,724,174 1,645,728 1,693,028 409,032 423,423 260,583 154,492 326,382 326,201 349,100 290,818 218,145 299,809 410,808 393,280 10,780,483 10,251,207 11,839,198 11,585,872 11,584,255 14,224,975 33,693,253$ 35,113,887$ 35,636,302$ 35,789,200$ 36,357,249$ 39,520,990$ 264,357$ 273,318$ 277,901$ 263,035$ 279,725$ 276,782$ 1,194,484 1,311,914 1,609,601 1,628,076 1,861,481 1,837,076 352,630 337,146 360,307 400,773 407,938 342,809 340,072 379,356 438,349 614,164 594,142 534,821 294,902 410,767 413,826 464,187 559,246 538,956 1,097,097 1,831,662 2,498,297 3,595,000 1,882,698 2,028,250 3,543,542 4,544,163 5,598,281 6,965,235 5,585,230 5,558,694 7,638,314 7,391,493 8,636,333 8,217,582 7,831,307 7,751,250 2,265,937 2,279,840 2,279,633 2,256,336 2,274,549 2,278,128 1,719,611 1,676,136 1,580,954 1,765,186 1,502,897 1,543,151 534,559 531,074 138,936 92,626 304,424 347,382 220,829 220,809 266,858 276,190 276,099 323,184 139,432 177,601 463,650 128,893 495,451 701,605 56,081 – 191,686 32,162 852,075 – 12,574,763 12,276,953 13,558,050 12,768,975 13,536,802 12,944,700 16,118,305$ 16,821,116$ 19,156,331$ 19,734,210$ 19,122,032$ 18,503,394$ (continued) -87- 2005 2006 2007 2008 Net (expense) revenue Governmental activities (12,345,180)$ (13,274,079)$ (14,217,776)$ (15,959,471)$ Business-type activities 2,340,639 2,043,100 2,859,679 3,450,145 Total primary government net expense (10,004,541)$ (11,230,979)$ (11,358,097)$ (12,509,326)$ General revenues and other changes in net position Governmental activities Property taxes 15,977,539$ 16,958,547$ 17,385,413$ 19,464,163$ Franchise taxes – – – – Unrestricted grants and contributions 27,386 27,386 27,386 27,385 Other general revenues 332,232 277,319 557,955 498,523 Investment earnings 806,006 1,299,523 1,771,384 1,328,642 Gain on sale of capital assets 276,993 144,505 18,597 54,025 Transfers 125,000 175,000 175,000 175,000 Total governmental activities 17,545,156 18,882,280 19,935,735 21,547,738 Business-type activities Other general revenues 15,861 5,611 59,898 – Investment earnings 271,083 626,982 615,500 541,141 Transfers (125,000) (175,000) (175,000) (175,000) Total business-type activities 161,944 457,593 500,398 366,141 Total primary government 17,707,100$ 19,339,873$ 20,436,133$ 21,913,879$ Changes in net position Governmental activities 5,199,976$ 5,608,201$ 5,717,959$ 5,588,267$ Business-type activities 2,502,583 2,500,693 3,360,077 3,816,286 Total primary government 7,702,559$ 8,108,894$ 9,078,036$ 9,404,553$ Note: Fiscal Year (Accrual Basis of Accounting) Last Ten Fiscal Years The City implemented GASB Statement No. 65 in 2012. Change in net position for 2011 was restated for the effect of implementing this standard. Change in net position for previous years has not been restated. Changes in Net Position (continued) CITY OF GOLDEN VALLEY -88- 2009 2010 2011 2012 2013 2014 (19,369,228)$ (20,318,517)$ (18,198,823)$ (17,238,093)$ (19,187,764)$ (19,737,321)$ 1,794,280 2,025,746 1,718,852 1,183,103 1,952,547 (1,280,275) (17,574,948)$ (18,292,771)$ (16,479,971)$ (16,054,990)$ (17,235,217)$ (21,017,596)$ 20,727,498$ 20,143,891$ 19,752,048$ 20,946,972$ 21,757,173$ 22,616,003$ – – 581,600 621,585 904,928 1,048,227 13,693 27,386 27,386 – – – 263,702 350,183 336,139 353,033 338,245 286,108 552,835 250,723 300,813 214,493 112,817 347,197 55,611 44,330 156,161 76,852 24,735 71,227 267,000 198,600 198,600 118,523 (73,606) 100,000 21,880,339 21,015,113 21,352,747 22,331,458 23,064,292 24,468,762 – 5,330 558 65,978 – – 219,267 101,243 142,204 96,035 38,459 142,866 (267,000) (198,600) (198,600) (118,523) 73,606 (100,000) (47,733) (92,027) (55,838) 43,490 112,065 42,866 21,832,606$ 20,923,086$ 21,296,909$ 22,374,948$ 23,176,357$ 24,511,628$ 2,511,111$ 696,596$ 3,153,924$ 5,093,365$ 3,876,528$ 4,731,441$ 1,746,547 1,933,719 1,663,014 1,226,593 2,064,612 (1,237,409) 4,257,658$ 2,630,315$ 4,816,938$ 6,319,958$ 5,941,140$ 3,494,032$ -89- THIS PAGE INTENTIONALLY LEFT BLANK Ad Valorem Fiscal Year Property Taxes Tax Increments Franchise Tax Total 2005 11,878,484$ 4,099,055$ –$ 15,977,539$ 2006 12,771,144 4,187,403 – 16,958,547 2007 13,735,821 3,649,592 – 17,385,413 2008 14,877,502 4,586,661 – 19,464,163 2009 15,337,158 5,390,340 – 20,727,498 2010 15,901,115 4,242,776 – 20,143,891 2011 15,807,735 3,944,313 581,600 20,333,648 2012 16,219,048 4,627,924 621,585 21,468,557 2013 16,922,610 4,834,563 904,928 22,662,101 2014 17,431,741 5,184,262 1,048,227 23,664,230 CITY OF GOLDEN VALLEY Governmental Activities Tax Revenues by Source Last Ten Fiscal Years (Accrual Basis of Accounting) -90- 2005 2006 2007 2008 General Fund Reserved –$ –$ –$ –$ Unreserved 8,678,657 8,652,199 8,807,130 8,894,990 Nonspendable – – – – Assigned – – – – Unassigned – – – – Total General Fund 8,678,657$ 8,652,199$ 8,807,130$ 8,894,990$ All other governmental funds Reserved 120,129$ 1,141,733$ 1,021,281$ 1,795,677$ Unreserved, reported in Special revenue funds (1,056,149) 96,213 115,395 145,519 Capital project funds 10,726,228 10,524,743 12,883,682 14,304,072 Debt service funds 13,613,836 13,275,728 12,930,925 13,106,172 Restricted – – – – Committed – – – – Assigned – – – – Total all other governmental funds 23,404,044$ 25,038,417$ 26,951,283$ 29,351,440$ Note: Last Ten Fiscal Years Fund Balances of Governmental Funds CITY OF GOLDEN VALLEY The City implemented GASB Statement No. 54 in 2011, which changed fund balance classifications. Fund balances for previous years have not been restated. Fiscal Year (Modified Accrual Basis of Accounting) -91- 2009 2010 2011 2012 2013 2014 –$ 90,000$ –$ –$ –$ –$ 8,985,030 8,913,423 – – – – – – 45,000 – – 1,256 – – 1,778,352 1,560,000 1,500,000 1,500,000 – – 7,395,646 7,756,057 8,207,985 8,640,108 8,985,030$ 9,003,423$ 9,218,998$ 9,316,057$ 9,707,985$ 10,141,364$ 13,598,736$ 9,673,542$ –$ –$ –$ –$ 159,243 183,065 – – – – 14,296,961 14,216,671 – – – – 14,391,151 12,624,401 – – – – – – 29,472,220 33,693,776 43,287,123 47,308,126 – – 928,337 687,458 718,723 743,633 – – 7,345,999 8,106,763 7,032,562 7,224,030 42,446,091$ 36,697,679$ 37,746,556$ 42,487,997$ 51,038,408$ 55,275,789$ -92- 2005 2006 2007 2008 Revenues Taxes 11,880,730$ 12,688,287$ 13,739,116$ 14,842,187$ Tax increments 4,095,987 4,188,563 3,652,563 4,663,365 Special assessments 1,895,018 1,915,216 1,469,984 1,693,632 Franchise taxes – – – – Licenses and permits 1,634,416 1,131,047 1,204,750 1,432,351 Intergovernmental 209,405 567,381 2,085,068 417,463 Charges for services 1,721,605 1,913,726 1,832,666 1,769,064 Fines and forfeits 330,305 362,409 253,594 223,317 Investment income 721,932 1,152,628 1,585,067 1,195,453 Other revenue 872,884 744,222 706,234 681,185 Total revenues 23,362,282 24,663,479 26,529,042 26,918,017 Expenditures General government 1,234,695 1,298,923 1,329,568 1,322,117 Administrative services 1,343,114 1,266,287 1,325,111 1,374,942 Casualty insurance 158,496 204,579 300,489 214,600 Public safety 5,109,341 5,250,598 5,486,793 5,722,290 Physical development 3,415,213 3,386,593 3,710,000 3,853,075 Parks and recreation 934,850 919,519 971,222 1,066,232 Capital outlay – not capitalized 707,121 1,622,642 609,761 822,165 Construction/acquisition of capital assets 9,675,585 8,571,663 8,520,178 7,519,949 Debt service Principal retirement 7,460,000 6,450,000 6,515,000 6,930,000 Interest and fiscal charges 3,445,162 3,059,275 3,341,311 3,363,075 Total expenditures 33,483,577 32,030,079 32,109,433 32,188,445 Excess of revenues over (under) expenditures (10,121,295) (7,366,600) (5,580,391) (5,270,428) Other financing sources (uses) Sale of capital assets 293,339 716,349 47,766 72,915 Bonds issued 6,690,000 8,020,000 7,395,000 7,430,000 Refunding bonds issued 6,040,000 11,935,000 – – Premiums (discounts) on debt issues 10,243 (75,234) 30,422 80,530 Payments to refunded bond escrow agent (6,045,065) (11,796,600) – – Transfers in 8,068,869 5,002,225 5,928,624 6,177,000 Transfers (out) (7,943,869) (4,827,225) (5,753,624) (6,002,000) Total other financing sources (uses) 7,113,517 8,974,515 7,648,188 7,758,445 Net change in fund balances (3,007,778)$ 1,607,915$ 2,067,797$ 2,488,017$ Debt service as a percentage of noncapital expenditures 45.8% 40.5% 41.8% 41.7% Fiscal Year (Modified Accrual Basis of Accounting) Last Ten Fiscal Years Changes in Fund Balances of Governmental Funds CITY OF GOLDEN VALLEY -93- 2009 2010 2011 2012 2013 2014 15,316,495$ 15,760,353$ 15,791,136$ 16,378,425$ 16,847,769$ 17,334,800$ 5,322,240 4,344,739 3,993,985 4,627,924 4,834,563 5,184,262 1,781,804 1,415,935 1,389,200 1,273,820 1,223,120 1,217,205 – – 581,600 621,585 904,928 1,048,227 839,306 872,669 1,161,906 1,223,848 1,496,453 1,479,304 741,496 643,328 951,285 3,452,180 984,620 1,410,427 1,808,325 1,722,697 1,631,110 1,876,117 1,889,478 1,718,592 210,181 284,600 303,908 351,413 366,059 310,318 510,028 236,086 281,770 201,966 107,763 328,554 555,088 678,249 637,606 617,366 650,750 716,133 27,084,963 25,958,656 26,723,506 30,624,644 29,305,503 30,747,822 1,377,347 1,774,439 1,379,620 1,297,470 1,268,041 1,310,190 1,423,084 1,460,063 1,460,704 1,513,689 1,558,386 1,682,784 223,209 277,016 255,536 237,152 222,559 240,918 5,824,971 5,879,957 6,010,214 6,462,507 6,594,376 6,156,396 3,854,331 3,732,546 3,901,808 4,083,857 4,142,979 5,051,206 1,039,353 1,033,593 1,068,002 1,183,579 1,183,263 1,028,809 420,753 1,432,608 1,049,696 1,003,343 1,575,739 1,779,425 8,336,626 4,646,495 3,659,158 5,533,344 4,623,106 5,043,790 7,085,000 7,620,000 6,235,000 5,185,000 6,295,000 8,720,000 3,520,776 3,517,239 3,110,626 2,944,445 2,833,093 2,695,660 33,105,450 31,373,956 28,130,364 29,444,386 30,296,542 33,709,178 (6,020,487) (5,415,300) (1,406,858) 1,180,258 (991,039) (2,961,356) 90,075 82,420 236,593 83,669 80,875 222,432 8,055,000 4,530,000 2,495,000 2,300,000 2,485,000 3,085,000 10,345,000 – 4,870,000 5,960,000 9,100,000 3,950,000 448,103 109,261 291,117 166,050 452,503 274,684 – (4,935,000) (5,420,000) (4,970,000) (2,085,000) – 6,290,970 4,650,385 3,402,570 4,448,233 6,448,710 6,545,710 (6,023,970) (4,751,785) (3,203,970) (4,329,710) (6,548,710) (6,445,710) 19,205,178 (314,719) 2,671,310 3,658,242 9,933,378 7,632,116 13,184,691$ (5,730,019)$ 1,264,452$ 4,838,500$ 8,942,339$ 4,670,760$ 42.8% 41.7% 38.2% 34.0% 35.6% 39.8% -94- THIS PAGE INTENTIONALLY LEFT BLANK Ad Valorem Fiscal Year Property Tax Tax Increments Franchise Tax Total 2005 11,880,730$ 4,095,987$ –$ 15,976,717$ 2006 12,688,287 4,188,563 – 16,876,850 2007 13,739,116 3,652,563 – 17,391,679 2008 14,842,187 4,663,365 – 19,505,552 2009 15,316,495 5,322,240 – 20,638,735 2010 15,760,353 4,344,739 – 20,105,092 2011 15,791,136 3,993,985 581,600 20,366,721 2012 16,378,425 4,627,924 621,585 21,627,934 2013 16,847,769 4,834,563 904,928 22,587,260 2014 17,334,800 5,184,262 1,048,227 23,567,289 CITY OF GOLDEN VALLEY General Governmental Tax Revenues by Source Last Ten Fiscal Years (Modified Accrual Basis of Accounting) -95- Net Decrease From Fiscal Decrease From Real Property Personal Property Disparities Tax Increments 33,953,310$ 313,936$ (4,389,008)$ (3,530,013)$ 37,306,569 317,673 (4,734,201) (3,671,697) 40,662,398 326,724 (5,000,474) (3,429,711) 43,508,495 302,601 (5,766,544) (4,303,310) 44,352,919 294,419 (6,586,685) (4,739,865) 42,049,838 284,789 (6,796,278) (3,536,203) 38,371,218 311,502 (6,220,733) (3,227,508) 36,478,494 320,766 (5,875,187) (3,242,617) 35,693,380 416,456 (5,460,857) (3,275,801) 35,543,286 413,722 (5,888,222) (3,352,209) (1) Source: Hennepin County 2014 Tax rates are expressed in terms of “net tax capacity.” A property’s tax capacity is determined by multiplying its taxable market value by a state determined class rate. Class rates vary by property type and change periodically based on state legislation. in Fiscal Year Levy Collectible 2005 2006 2013 CITY OF GOLDEN VALLEY Assessed Value and Estimated Actual Value of Taxable Property Last Ten Fiscal Years Tax Capacities (1) 2008 2007 2012 2011 2010 2009 -96- Total City Tax Applied Capacity Estimated Actual Tax Capacity Rate Applied Taxable Value 26,348,225$ 45.30 2,679,957,500$ 0.98 % 29,218,344 43.31 2,955,699,000 0.99 32,558,937 41.28 3,213,702,600 1.01 33,741,242 42.99 3,400,157,300 0.99 33,320,788 45.91 3,425,714,700 0.97 32,002,146 48.20 3,274,263,500 0.98 29,234,479 53.06 3,004,908,600 0.97 27,681,456 55.80 2,829,369,027 0.98 27,373,178 58.21 2,744,389,240 1.00 26,716,577 61.84 2,719,232,050 0.98 Actual Value Percentage of Value as a Assessed -97- Total Direct and Hennepin Special Overlapping General Levy Debt Levy City Total County ISD No. 281 Districts Rates 35.32 9.98 45.30 44.17 29.99 8.70 128.16 33.44 9.87 43.31 41.02 28.49 7.42 120.24 32.16 9.12 41.28 39.11 28.75 7.45 116.59 33.13 9.86 42.99 38.57 27.24 8.05 116.85 34.85 11.06 45.91 40.41 27.21 7.69 121.22 36.94 11.26 48.20 42.64 28.62 8.83 128.29 40.65 12.41 53.06 45.84 34.39 9.87 143.16 41.82 13.98 55.80 48.23 32.81 10.14 146.98 43.00 15.21 58.21 49.46 32.35 10.93 150.95 45.51 16.33 61.84 49.96 34.78 11.30 157.88 Total Direct and Hennepin Special Overlapping General Levy Debt Levy City Total County ISD No. 270 Districts Rates 35.32 9.98 45.30 44.17 19.18 8.70 117.35 33.44 9.87 43.31 41.02 21.57 7.42 113.32 32.16 9.12 41.28 39.11 19.02 7.45 106.86 33.13 9.86 42.99 38.57 19.22 8.05 108.83 34.85 11.06 45.91 40.41 20.08 7.69 114.09 36.94 11.26 48.20 42.64 23.05 8.83 122.72 40.65 12.41 53.06 45.84 26.46 9.87 135.23 41.82 13.98 55.80 48.23 29.27 10.14 143.44 43.00 15.21 58.21 49.46 29.73 10.93 148.33 45.51 16.33 61.84 49.96 32.36 11.30 155.46 (1) Source: Hennepin County 2014 Information reflects total tax rates levied by each entity. Tax rates are expressed in terms of “net tax capacity.” A property’s tax capacity is determined by multiplying its taxable market value by a state determined class rate. Class rates vary by property type and change periodically based on state legislation. 2005 2006 2007 2009 2010 2012 2013 CITY OF GOLDEN VALLEY Property Tax Rates Direct and Overlapping (1) Governments Last Ten Fiscal Years Year 2008 2007 Year 2008 For the City/ISD No. 270 For the City/ISD No. 281 Overlapping Rates 2009 Direct Rates 2005 2006 2010 2011 Overlapping Rates 2012 Direct Rates 2011 2013 2014 -98- Net Tax Net Tax Capacity Rank Capacity Rank General Mills, Inc. 1,817,220$ 1 6.8 % 2,076,940$ 1 7.9 % Allianz Life Insurance Company 1,281,430 2 4.8 876,258 2 3.3 DRA Advisors, LLC 1,048,170 3 3.9 – – – Golden Jack, LLC 571,530 4 2.1 404,210 6 1.5 Menards, Inc. 495,750 5 1.9 – – – United Health Care 402,130 6 1.5 407,550 5 1.5 Honeywell 274,750 7 1.0 314,250 7 1.2 TCA Real Estate, LLC 240,210 8 0.9 – – – The Luther Company, LLP 229,330 9 0.9 – – – North Wirth Associates, LLP 221,610 10 0.8 – – – Teacher’s Insurance and Annuity – – – 768,750 3 2.9 Duke Realty – – – 549,480 4 2.1 Valley Creek Development, LLC – – – 276,830 8 1.1 Lupient Enterprises – – – 247,480 9 0.9 G.H. Tennant Company – – – 229,730 10 0.9 Total 6,582,130$ 24.6 % 6,151,478$ 23.3 % Source: Hennepin County Applied Tax CapacityTaxpayer Capacity Applied Tax Current Year and Nine Years Ago Principal Property Taxpayers CITY OF GOLDEN VALLEY Percentage of 2014 2005 Percentage of -99- THIS PAGE INTENTIONALLY LEFT BLANK Total Tax Collections in Levy for Subsequent Fiscal Year (2) Amount (3) Years (4) Amount 12,519,830$ 12,431,206$ 99.3 % 88,624$ 12,519,830$ 100.0 % 13,234,278 13,107,657 99.0 126,621 13,234,278 100.0 14,099,021 13,956,573 99.0 142,448 14,099,021 100.0 15,192,449 15,039,110 99.0 153,339 15,192,449 100.0 15,980,242 15,801,948 98.9 178,294 15,980,242 100.0 16,306,687 16,084,726 98.6 221,961 16,306,687 100.0 16,379,567 16,190,773 98.9 188,794 16,379,567 100.0 16,395,177 16,274,052 99.3 114,791 16,388,843 100.0 16,932,407 16,777,814 99.1 124,726 16,902,540 99.8 17,403,839 17,242,324 99.1 – 17,242,324 99.1 (1) Does not include tax increments levied and collected. (2) Total levy is net of current year cancellations and abatements. (3) Total tax levy and current tax collections include state paid tax credits. (4) Includes county adjustments for prior year over collections, cancellations, and abatements. 2013 Total Collections to Date Ended December 31, 2009 2010 2014 Last Ten Fiscal Years 2007 2006 2008 of Levy 2012 2011 Percentage Collected Within the CITY OF GOLDEN VALLEY 2005 Fiscal Year of Levy Percentage Fiscal Year of the Levy Property Tax Levies and Collections (1) -100- Special Tax Certificates Tax Net Assessment Increment of Abatement State-Aid Premiums Bonds Bonds Indebtedness Bonds Street Bonds (Discounts) 38,765,000$ 28,215,000$ 1,935,000$ 4,675,000$ –$ 124,502$ 42,980,000 26,665,000 2,030,000 4,360,000 – 108,479 44,000,000 24,190,000 2,120,000 4,045,000 2,560,000 117,714 47,610,000 21,410,000 2,195,000 3,725,000 2,475,000 175,490 62,125,000 18,580,000 2,235,000 3,405,000 2,385,000 562,329 58,205,000 14,940,000 2,190,000 3,080,000 2,290,000 590,508 56,640,000 12,735,000 2,100,000 2,750,000 2,190,000 785,719 56,350,000 11,565,000 2,095,000 2,420,000 2,090,000 819,122 62,230,000 9,290,000 2,145,000 2,075,000 1,985,000 1,116,249 65,320,000 4,935,000 2,025,000 1,705,000 1,875,000 1,221,767 (1) Note: Fiscal Year 2010 2006 2005 2008 2012 2013 2014 2007 Details regarding the City’s outstanding debt can be found in the notes to basic financial statements. See the Schedule of Demographic and Economic Statistics on page 109 for personal income and population data. CITY OF GOLDEN VALLEY Ratios of Outstanding Debt by Type Last Ten Fiscal Years Governmental Activities 2009 2011 -101- Business-Type Activities Utility Total Primary Total Revenue Bonds Government Per Capita (1) 73,714,502$ 2,790,000$ 76,504,502$ 7.53 % 3,730$ 76,143,479 4,575,000 80,718,479 7.81 3,966 77,032,714 4,285,000 81,317,714 7.55 3,994 77,590,490 4,020,000 81,610,490 7.12 4,015 89,292,329 3,750,000 93,042,329 8.10 4,581 81,295,508 3,470,000 84,765,508 7.70 4,161 77,200,719 3,175,000 80,375,719 7.16 3,935 75,339,122 2,870,000 78,209,122 6.59 3,789 78,841,249 2,550,000 81,391,249 6.68 3,935 77,081,767 1,040,000 78,121,767 6.23 3,777 Percentage Income (1) of Personal -102- Less Amounts General Restricted for Obligation Repaying Bonds (1) Principal (2) Total Per Capita (4) 73,714,502$ 13,613,836$ 59,976,164$ 2.24 % 2,901$ 76,143,479 13,275,728 62,759,272 2.12 3,060 77,032,714 12,930,925 63,984,075 1.99 3,143 77,590,490 13,106,172 64,308,828 1.89 3,158 89,292,329 25,069,221 63,660,779 1.86 3,132 81,295,508 18,126,689 63,168,819 1.93 3,101 77,200,719 16,425,889 60,774,830 2.02 2,975 75,339,122 18,481,388 56,857,734 2.01 2,754 78,841,249 28,063,240 50,778,009 1.85 2,455 77,081,767 32,650,606 44,431,161 1.63 2,148 (1) (2) (3) (4) Note: CITY OF GOLDEN VALLEY Ratios of General Bonded Debt Outstanding Last Ten Fiscal Years Taxable Value Estimated Actual Percentage of 2010 2008 2009 2012 of Property (3) 2014 Fiscal Year Details regarding the City’s outstanding debt can be found in the notes to basic financial statements. Reported net of premiums and discounts. Does not include revenue bonds. Tax increment, special assessment, and tax abatement bonds are included because property taxes will be levied to pay the debt service on these issues should the primary sources fail to provide adequate revenue. 2005 2006 2011 The amounts restricted for repaying principal include the amounts restricted in all debt service funds for future debt service. We believe this is the most accurate and consistent representation of the resources restricted for debt service when crossover refunding bond proceeds are being held in escrow, as those resources are not included in the governmental activities net position restricted for debt service due to conversion for full accrual accounting. 2007 Population data can be found in the Schedule of Demographic and Economic Statistics on page 109. 2013 See the Schedule of Assessed Value and Estimated Actual Value of Taxable Property on pages 96–97 for property value data. -103- Estimated Debt Share of Outstanding (1) Overlapping Debt Direct debt City of Golden Valley 77,081,767$ 100.00 % 77,081,767$ Overlapping debt ISD No. 270, Hopkins 160,989,283 17.90 28,817,082 ISD No. 281, Robbinsdale 167,683,181 19.81 33,218,038 ISD No. 283, St. Louis Park 48,184,573 0.03 14,455 Hennepin County 753,266,880 2.37 17,852,425 Three Rivers Park District 52,209,049 3.23 1,686,352 Hennepin Regional RR Authority 35,200,157 3.23 1,136,965 Metropolitan Council 99,953,739 1.15 1,146,236 Total overlapping debt 1,317,486,862$ 83,871,553 Total direct and overlapping debt 160,953,320$ Hennepin County Taxpayer Services CITY OF GOLDEN VALLEY Direct and Overlapping Governmental Activities Debt as of December 31, 2014 Estimated Percentage Governmental Unit Source: Applicable (1) Note: (1) Tax increment, special assessment, and tax abatement bonds have been included in this table because property taxes will be used to pay the debt on these issues should other revenue sources fail to provide adequate amounts. Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the City’s ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident and, therefore, responsible for repaying the debt of each overlapping government. -104- 2005 2006 2007 2008 53,599,150$ 59,113,980$ 64,274,052$ 102,004,719$ 1,738,908 1,818,896 1,911,054 1,964,316 51,860,242$ 57,295,084$ 62,362,998$ 100,040,403$ Total net debt applicable to the limit 3.24% 3.08% 2.97% 1.93% Note: CITY OF GOLDEN VALLEY Under state finance law, the City’s outstanding general obligation debt should not exceed 3 percent (2 percent for years prior to 2008) of total market property value. By law, the general obligation debt subject to the limitation may be offset by amounts set aside for repaying general obligation bonds. Total net debt applicable to limit Legal debt margin as a percentage of debt limit Legal Debt Margin Information Fiscal Year Debt limit Last Ten Fiscal Years -105- 2009 2010 2011 2012 2013 2014 102,771,441$ 98,227,905$ 90,147,258$ 84,881,071$ 82,331,677$ 81,576,962$ 1,987,568 1,918,389 1,793,550 1,784,770 2,927,363 2,833,906 100,783,873$ 96,309,516$ 88,353,708$ 83,096,301$ 79,404,314$ 78,743,056$ 1.93% 1.95% 1.99% 2.10% 3.56% 3.47% Market value 2,719,232,050$ Debt limit (3% of market value) 81,576,962 Total bonded debt 78,121,767$ Less Debt not payable primarily from tax levies Special assessment bonds 65,320,000 Tax increment bonds 4,935,000 Tax abatement bonds 1,705,000 State-aid street bonds 1,875,000 Utility revenue bonds 1,040,000 Fund balances available for tax supported debt 412,861 Total net debt applicable to limit 2,833,906 Legal debt margin 78,743,056$ Legal Debt Margin Calculation for Fiscal Year 2014 -106- Less Operating Net Available Gross Revenue Expenses Revenue Principal Interest 2005 2,122,614$ 504,699$ 1,617,915$ 205,000$ 127,938$ 2006 2,268,382 851,849 1,416,533 160,000 148,076 2007 2,962,313 945,877 2,016,436 290,000 186,387 2008 3,299,370 1,122,250 2,177,120 265,000 175,562 2009 2,350,982 1,121,715 1,229,267 270,000 165,227 2010 2,321,983 1,074,191 1,247,792 280,000 154,595 2011 2,755,829 1,037,944 1,717,885 295,000 140,299 2012 2,384,379 1,269,110 1,115,269 305,000 128,123 2013 2,502,536 1,470,273 1,032,263 320,000 118,749 2014 2,483,612 1,871,604 612,008 1,510,000 (2) 94,968 (1) (2) (3) Note: In 2014, the City used available funds to exercise an early call provision and retire $1,180,000 of utility revenue bonds before their stated maturity dates. Utility revenue bonds, payable from the Storm Sewer Utility Fund. Debt Service Details regarding the City’s outstanding debt can be found in the notes to basic financial statements. Gross revenue includes investment earnings. Operating expenses do not include interest. Excludes principal refunded from the proceeds of refunding bond issues. Revenue Bonds (1) CITY OF GOLDEN VALLEY Pledged Revenue Coverage Last Ten Fiscal Years Fiscal Year -107- Special Assessment Coverage Collections Principal (3) Interest Coverage 4.86 1,498,566$ 3,140,000$ 1,464,922$ 0.33 4.60 1,915,215 3,105,000 1,616,260 0.41 4.23 1,329,952 3,085,000 1,785,736 0.27 4.94 1,594,627 3,070,000 1,846,084 0.32 2.82 1,733,879 3,135,000 2,008,648 0.34 2.87 1,364,381 2,830,000 2,343,345 0.26 3.95 1,334,959 2,855,000 2,051,651 0.27 2.57 1,142,945 2,855,000 1,975,259 0.24 2.35 1,223,120 2,880,000 1,955,697 0.25 0.38 1,124,414 3,195,000 2,047,723 0.21 Special Assessment Bonds Debt Service -108- Per Capita Personal School Population (1) Personal Income (2) Income (3) Enrollment (4) 20,510 1,016,598,660$ 49,566$ 2,435 3.4 % 20,355 1,033,950,120 50,412 2,304 3.5 20,362 1,076,881,275 52,905 2,295 4.2 20,326 1,145,973,360 56,280 2,163 5.9 20,312 1,148,927,968 56,564 2,147 6.7 20,371 1,100,196,968 54,008 2,111 6.1 20,427 1,122,443,223 54,949 2,137 5.2 20,642 1,186,419,592 57,476 2,078 4.8 20,683 1,218,187,334 58,898 2,088 4.1 20,683 1,253,410,483 60,601 2,074 3.2 Sources: (1)Metropolitan Council – Regional Statistics and Data except for 2014 – City estimate. (2) (3) (4) (5)Minnesota Department of Economic Security – Hennepin County School districts 2006 2007 2009 2008 CITY OF GOLDEN VALLEY Rate (5) Unemployment 2013 2005 2010 Demographic and Economic Statistics Last Ten Fiscal Years Fiscal Year This estimated personal income number is calculated by taking the per capita personal income of Hennepin County and multiplying it by the City’s population. Also see note (3) regarding the per capita personal income figures. Bureau of Economic Analysis, U.S. Department of Commerce – Hennepin County. The per capita personal income used is for that of Hennepin County, in which the City resides, the smallest region applicable to the City that this information is available for. 2011 2012 2014 -109- Employees Rank Employees Rank 5,500 1 15.7 % 3,700 1 N/A 2,102 2 6.0 – – N/A 2,096 3 6.0 – – N/A OptumHealth 1,700 4 4.8 – – N/A 1,350 5 3.8 700 4 N/A 813 6 2.3 2,000 2 N/A Courage Center 600 7 1.7 450 5 N/A 420 8 1.2 – – N/A 360 9 1.0 – – N/A 325 10 0.9 270 7 N/A – – – 1,100 3 N/A McKesson Corporation – – – 430 6 N/A – – – 200 8 N/A CyberOptics – – – 150 9 N/A Syngenta Seeds, Inc. – – – 120 10 N/A Total 15,266 43.49 % 9,120 N/A – Not Available Note: Total city employment information is not available for 2005. Source: 2014 Current Year and Nine Years Ago of Total City G.H. Tennant Company General Mills, Inc. Allianz Life Insurance Company Honeywell M.A. Mortenson CITY OF GOLDEN VALLEY Employment of Total City Percentage 2005 Employer Employment Principal Employers Percentage Metropolitan Council – Regional Statistics and Data. KARE-TV Lupient Automobile Group Breck School Preferred One United Health Care -110- 2005 2006 2007 2008 Function 16.10 16.10 16.10 18.10 50.30 50.00 50.25 52.25 31.41 31.41 31.91 31.91 5.80 5.80 5.80 5.80 9.34 9.34 10.59 10.59 1.00 1.00 1.00 1.00 7.00 7.00 7.00 7.00 5.00 5.75 5.75 5.75 Total 125.95 126.40 128.40 132.40 Source: Various city departments Full-Time Equivalent Employees as of Year Ended December 31, Last Ten Fiscal Years Full-Time Equivalent City Government Employees by Function CITY OF GOLDEN VALLEY General government Public safety Public works Motor vehicle licensing Storm sewer Parks and recreation Water and sewer Golf course -111- 2009 2010 2011 2012 2013 2014 18.10 18.10 17.60 17.10 23.10 23.10 51.25 52.25 50.75 50.75 44.75 47.25 31.91 30.91 29.91 30.66 31.66 30.66 5.80 5.80 5.50 5.50 5.50 5.50 10.59 10.59 10.59 11.34 12.34 12.34 1.00 1.00 1.00 – – 1.00 7.00 7.00 7.00 7.00 7.00 7.00 5.00 5.00 5.00 4.00 4.00 4.00 130.65 130.65 127.35 126.35 128.35 130.85 -112- 2005 2006 2007 2008 Function 1,429 1,423 1,079 1,025 102 163 113 106 Citations written 1,905 3,194 2,890 2,847 Fire 701 762 754 693 5.1 3.3 3.8 4.2 Water New (removed) connections 59 (3) (150) 11 Water main breaks 31 26 18 18 Average daily consumption (thousands of gallons) 2,767 2,851 2,816 2,759 Sources: Various city departments N/A – Not Available Street resurfacing (miles) Adult arrests Juvenile arrests Number of calls answered Highways and streets Police CITY OF GOLDEN VALLEY Fiscal Year Last Ten Fiscal Years Operating Indicators by Function -113- 2009 2010 2011 2012 2013 2014 1,025 1,338 1,177 1,399 1,103 905 106 80 107 70 61 38 2,847 3,184 5,036 3,828 3,524 3,488 693 715 726 648 797 631 4.2 2.7 1.1 1.2 1.0 1.2 11 (7) 1 (5) 2 8 18 17 27 26 10 30 2,759 2,433 2,561 2,765 2,518 2,213 -114- 2005 2006 2007 2008 Function Public safety 1 1 1 1 8 8 8 8 Fire stations 3 3 3 3 Highways and streets Streets (miles) 144 144 144 144 Streetlights 1,830 1,830 1,830 1,830 Parks and recreation Parks acreage 462 462 462 462 Parks and nature areas 30 30 30 30 Tennis court locations 9 9 9 9 Community centers 2 2 2 2 Water Connections 7,263 7,322 7,319 7,139 Sewer Connections 7,105 7,160 7,152 7,164 Sources: Various city departments Last Ten Fiscal Years Capital Asset Statistics by Function CITY OF GOLDEN VALLEY Patrol units Police Stations Fiscal Year -115- 2009 2010 2011 2012 2013 2014 1 11111 8 88888 3 33333 144 144 144 144 144 144 1,830 1,830 1,830 1,838 1,840 1,840 462 462 462 462 462 462 30 30 30 30 30 30 9 99999 2 22222 7,150 7,143 7,144 7,139 7,141 7,149 7,172 7,175 7,174 7,169 7,179 7,188 -116- THIS PAGE INTENTIONALLY LEFT BLANK