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Comprehensive Annual Financial Report - 2015Comprehensive Annual Financial Report For the Fiscal Year Ended December 31, 2015 • Golden Valley, Minnesota photo by Anne Taylor, 2015 Views of the Valley CITY OF GOLDEN VALLEY HENNEPIN COUNTY, MINNESOTA Comprehensive Annual Financial Report for Year Ended December 31, 2015 Prepared by Finance Department Sue Virnig – Finance Director Sue Watson – Accounting Coordinator Wanita Williams – Accountant THIS PAGE INTENTIONALLY LEFT BLANK Page INTRODUCTORY SECTION CITY COUNCIL AND OTHER OFFICIALS i ORGANIZATIONAL CHART BY DIVISION ii FINANCE DIRECTOR’S LETTER OF TRANSMITTAL iii–vii CERTIFICATE OF ACHIEVEMENT FOR EXCELLENCE IN FINANCIAL REPORTING viii FINANCIAL SECTION INDEPENDENT AUDITOR’S REPORT 1–3 MANAGEMENT’S DISCUSSION AND ANALYSIS 4–15 BASIC FINANCIAL STATEMENTS Government-Wide Financial Statements Statement of Net Position 16 Statement of Activities 17–18 Fund Financial Statements Governmental Funds Balance Sheet 19–20 Reconciliation of the Balance Sheet to the Statement of Net Position 21 Statement of Revenue, Expenditures, and Changes in Fund Balances 22–23 Reconciliation of the Statement of Revenue, Expenditures, and Changes in Fund Balances to the Statement of Activities 24 Statement of Revenue, Expenditures, and Changes in Fund Balances – General Fund – Budget and Actual 25 Proprietary Funds Statement of Net Position 26–29 Statement of Revenue, Expenses, and Changes in Net Position 30–31 Statement of Cash Flows 32–33 Notes to Basic Financial Statements 34–66 REQUIRED SUPPLEMENTARY INFORMATION City of Golden Valley Other Post-Employment Benefits Plan Schedule of Funding Progress 67 PERA – Public Employees General Employees Retirement Fund Schedule of City’s and Non-Employer Proportionate Share of Net Pension Liability 68 Schedule of Employer Contributions 68 PERA – Public Employees Police and Fire Fund Schedule of City’s and Non-Employer Proportionate Share of Net Pension Liability 69 Schedule of Employer Contributions 69 Golden Valley Fire Department Relief Association Schedule of Changes in Net Pension Asset and Related Ratios 70 Schedule of City Contributions and Non-Employer Contributing Entities 70 CITY OF GOLDEN VALLEY HENNEPIN COUNTY, MINNESOTA Table of Contents Page SUPPLEMENTAL INFORMATION COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES Nonmajor Governmental Funds 71 Combining Balance Sheet 72 Combining Statement of Revenue, Expenditures, and Changes in Fund Balances 73 Nonmajor Special Revenue Funds Combining Balance Sheet 74 Combining Statement of Revenue, Expenditures, and Changes in Fund Balances 75 Nonmajor Debt Service Funds Combining Balance Sheet 76 Combining Statement of Revenue, Expenditures, and Changes in Fund Balances 77 Nonmajor Capital Project Funds Combining Balance Sheet 78–79 Combining Statement of Revenue, Expenditures, and Changes in Fund Balances 80–81 General Fund Schedule of Revenue – Budget and Actual 82 Schedule of Expenditures – Budget and Actual 83–84 Internal Service Funds 85 Combining Statement of Net Position 86 Combining Statement of Revenue, Expenses, and Changes in Net Position 87 Combining Statement of Cash Flows 88 OTHER CITY INFORMATION Schedules of Sources and Uses of Public Funds for Tax Increment Financing Districts Golden Hills No. 1503 89 North Wirth Parkway No. 1505 90 Highway 55 West No. 1506 91 Cornerstone Creek No. 1507 92 Winnetka/Medicine Lake (Liberty Crossing) No. 1508 93 STATISTICAL SECTION (UNAUDITED)94 Net Position by Component 95–96 Changes in Net Position 97–100 Governmental Activities Tax Revenues by Source 101 Fund Balances of Governmental Funds 102–103 Changes in Fund Balances of Governmental Funds 104–105 General Governmental Tax Revenues by Source 106 Assessed Value and Estimated Actual Value of Taxable Property 107–108 Property Tax Rates 109 Principal Property Taxpayers 110 Property Tax Levies and Collections 111 Ratios of Outstanding Debt by Type 112–113 Ratios of General Bonded Debt Outstanding 114 Direct and Overlapping Governmental Activities Debt 115 Legal Debt Margin Information 116–117 Pledged Revenue Coverage 118–119 Demographic and Economic Statistics 120 Principal Employers 121 Full-Time Equivalent City Government Employees by Function 122–123 Operating Indicators by Function 124–125 Capital Asset Statistics by Function 126–127 CITY OF GOLDEN VALLEY HENNEPIN COUNTY, MINNESOTA Table of Contents (continued) INTRODUCTORY SECTION -i- Term Expires Shep Harris Mayor 12/31/2019 Joanie Clausen Councilmember 12/31/2019 Larry Fonnest Councilmember 12/31/2017 Steve Schmidgall Councilmember 12/31/2019 Andy Snope Councilmember 12/31/2017 Timothy Cruikshank City Manager Appointed Sue Virnig Finance Director Appointed Best and Flanagan City Attorney Appointed Springsted, Inc. Bond Consultants Appointed CITY COUNCIL CITY OFFICIALS CITY CONSULTANTS CITY OF GOLDEN VALLEY HENNEPIN COUNTY, MINNESOTA City Council and Other Officials Year Ended December 31, 2015 Board of Zoning Appeals Environmental Commission Civil Service Commission Human Rights Commission Planning Commission Human Services Fund Open Space & Recreation Commission Police FirePhysical DevelopmentPark & RecreationFinance Recycling Street Maintenance Elections General Services Golf Operations Utilities Maintenance Park Maintenance Accounting Golf Maintenance Vehicle Maintenance Teen Committee Inspections Engineering Recreation Computer Services Motor Vehicle Licensing Planning Maintenance Building Operations Forestry Organization Chart City Council/ HRA Citizens of Golden Valley City Manager -ii- -iii- June 2, 2016 Dear Honorable Mayor, City Council, City Manager, and residents of Golden Valley: I am pleased to present the comprehensive annual financial report (CAFR) of the City of Golden Valley, Minnesota (the City) for the fiscal year ended December 31, 2015. Responsibility for both the accuracy of the data and the completeness and fairness of the presentation, including all disclosures, rests with the City. To the best of our knowledge and belief, the enclosed data is accurate, in all material respects, and is reported in a manner designed to present fairly the financial position and results of operations of the various funds of the City. All disclosures necessary to enable the reader to gain an understanding of the City’s financial activities have been included. The City’s financial statements have been audited by Malloy, Montague, Karnowski, Radosevich & Co., P.A., a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City for the fiscal year ended December 31, 2015 are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unmodified opinion that the City’s financial statements for the fiscal year ended December 31, 2015 are fairly presented in conformity with accounting principles generally accepted in the United States of America. The independent auditor’s report is presented as the first component of the financial section of this report. The preparation of this CAFR is a requirement of state law. Also, the CAFR is required by the bond rating agencies before they will rate the City’s bonds. The report can be used by the City Council and the citizens of the City to gain a better understanding of the financial condition of the City. Accounting principles generally accepted in the United States of America require that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City’s MD&A can be found immediately following the report of the auditors. The CAFR includes all agencies and entities for which the City is financially accountable, including the Housing and Redevelopment Authority (HRA), which is reported as a blended component unit of the City. -iii- -iv- PROFILE OF THE CITY The City, incorporated in 1886, is an almost fully developed community in Hennepin County. It encompasses about 10.73 square miles and has an estimated population of 20,790. The City is a Statutory Plan B form of government, governed by a City Council composed of the mayor and four councilmembers. The City Council is responsible for setting policies and ordinances that govern the City and for appointing the city manager and city attorney. The city manager is responsible for carrying out the policies and hiring the employees that oversee the day-to-day operations of the City. Police services are provided by 31 sworn officers, which include the police chief and commander. Fire services are provided by 50 paid on-call firefighters, fire chief, deputy fire chief, education specialist, and two firefighters that are code enforcement officers. The City has a Class 4 insurance rating. The 2015–2016 biennial budget was created to help serve as the foundation for the City’s financial planning and control. Departments submit budget requests to the Finance Department in May and the city manager presents the proposed budget to the City Council for review starting in July to be approved by September 30 each year for a proposed tax rate for its property owners. All budget workshops are open to the public. The final adoption of the budget and levy are approved in December. Each year the first year is adopted and the second year is approved in concept only. ECONOMIC CONDITION AND OUTLOOK The City’s top priorities have been maintaining the City’s infrastructure—streets, water and sewer, pipes, parks, public buildings—representing a significant community investment. After all, the value of private property relates directly to what surrounds it. Beginning in 2012, the state of Minnesota changed the Market Value Homestead Credit (MVHC) to Homestead Market Value Exclusion (HMVE). Instead of replacing a portion of the City’s levy with a state paid tax credit, a portion of homestead property market value is excluded from the tax base. Although the City lost market value through this change, it is no longer subject to losing part of its levy due to the state of Minnesota not paying its MVHC. The exclusion shifted the tax responsibility to higher valued homes and commercial properties. In 2015, a stable economy resulted in less tax delinquencies and higher building permit revenues. The increase in building permits was primarily for improvements to commercial properties, with a small increase in permits for single family residential properties. In 2015, three new apartments broke ground with three more ready to go in 2016. Retirements and cost containment helped keep total overall expenditures under budget in 2015. The City will once again take a conservative approach for the 2016 budget year. -v- The following table shows the City’s building activity for the last 10 years: Total Permits Year Number Value 2006 880 $ 57,701,882 2007 1410 $ 61,103,910 2008 3556 $ 67,452,357 2009 1310 $ 29,321,560 2010 1109 $ 28,800,511 2011 1175 $ 51,419,406 2012 798 $ 53,201,489 2013 984 $ 65,531,059 2014 1055 $ 78,090,465 2015 1118 $ 109,928,275 The following major projects were started or completed throughout the City in 2015: 1 General Mills Boulevard (General Mills) – Permits were issued to install roof davits on the Champions Center and Bell Tower with a value of $310,000, a re-roof of the East Wing with a value of $600,000, interior demolition of 3 Main with a value of $200,000, and a tenant space remodel of 3 Main with a value of $6,200,000. Total construction value is $7,310,000. 9000 Plymouth Avenue (General Mills) – A re-roof permit was issued with a value of $237,110, and installation of a process oven with a value of $250,000. Total construction value of 9000 Plymouth Avenue was $487,110. 9201 Golden Valley Road (Hello Apartments) – The first permit value is worth $8,887,332 for the foundation. The building will include 172 apartments and work is valued at $26,841,732. 1511 Utica Avenue South (Central Park West) – A shared service agreement with the City of St. Louis Park for construction of a 199-unit apartment building with portions in each city. St. Louis Park will be doing all inspections. Total construction value is $32,100,000. 9280 Golden Valley Road (Cornerstone Creek) – This development was approved in 2015 and will be constructed in 2016. The apartment building will include 45 units. Total construction value is $6,376,017. 6161 Golden Valley Road (CenterPoint Energy) – A new office/warehouse building with a valuation of $6,376,017, new regulator building with a value of $55,228, and remodel of existing research lab with a value of $450,000. Total construction value is $6,881,245. 4150 Olson Memorial Highway (Mortenson) – Six tenant spaces will be remodeled. Total construction value is $2,189,034. 700 Meadow Lane (Mortenson) – Two tenant spaces will be remodeled. Total construction value is $1,375,000. 6300 Wayzata Boulevard (Super 8 conversion to Ramada) – The Super 8 at 6300 Wayzata Boulevard is being converted to a Ramada. A permit was issued for a 30-unit addition and remodel. Total construction value is $3,072,000. -vi- 1600 Lilac Drive South (Metropolitan Council) – A new lift station is being constructed by the Metropolitan Council. Total construction value is $3,618,000. 1985 Douglas Drive North (Honeywell) – A small addition with a value of $250,000, and four permits for tenant improvements valued at $1,920,000. Total construction value is $2,170,000. 7475 Country Club Drive (Golden Valley Senior Living) – A permit issued for a 50-unit addition and remodel of an existing structure. Total construction value is $4,000,000. 6701 Country Club Drive (Struthers Parkinson Clinic) – A permit issued for an addition to the existing building. Total construction value is $1,442,000. 8810 10th Avenue North (MGK) – A permit for a Mezzanine addition, lobby addition, and remodel. Total construction value is $639,000. 7100 Wayzata Boulevard (Lupient Auto Group) – Two permits issued for a remodel. Total construction value is $1,530,000. Single Family Homes – Permits were issued for 22 new single family homes in calendar year 2015 with a total valuation of $8,985,126. LONG-TERM FINANCIAL PLANNING An unassigned fund balance goal in the General Fund of 60 percent of current year budgeted General Fund expenditures was approved in the fund balance policy adopted by the City Council for budgetary and planning purposes. The City strongly believes maintaining this higher level of fund balance is prudent due to its debt load and the increased uncertainty of its revenue sources. This practice is also supported by the City’s bond rating agency. Through its Pavement Management Program, in 1995 the City began reconstructing its streets that did not meet standards. At the end of 2015, the City has completed 109.5 of 120 miles. The City plans to construct 0.52 miles in 2016. In 2015, the City Council has decided the City will replace Brookview Community Center starting in fall 2016. This decision came after a task force report and many resident input meetings. INTERNAL CONTROL Management assumes full responsibility for the completeness and reliability of the information contained in this report, based upon the comprehensive framework of internal control that it has established for this purpose. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. -vii- MAJOR INITIATIVES The City is a member of the Joint Water Commission (JWC), a joint powers organization that also includes the cities of New Hope and Crystal. The JWC purchases water from the City of Minneapolis for resale to the customers of the three cities. The JWC was set up in the early 1960s and has functioned effectively. In 2015, the JWC finished completing an emergency well backup system. The City is working with Hennepin County and the Cities of Crystal and New Hope to implement a plan to minimize flood damage to 39 properties in the vicinity of the DeCola Ponds and Medicine Lake Road. This project includes multiple flood storage projects over a long timeframe and also includes structural flood proofing of a number of homes. Upon completion of the project, it is expected that all of the properties that are subject to repeat flooding will be protected from flood waters. AWARDS AND ACKNOWLEDGEMENTS The Government Finance Officers Association (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City for its CAFR for the fiscal year ended December 31, 2014. The City has received this award since 1987. In order to be awarded a Certificate of Achievement, the government had to publish an easily readable and efficiently organized CAFR that satisfied both accounting principles generally accepted in the United States of America and applicable legal requirements. The Certificate of Achievement is valid for one year only. We believe our current CAFR continues to meet the Certificate of Achievement program requirements. We are submitting it to the GFOA to determine its eligibility for another certificate. The 2015 CAFR meets the highest professional standards and was prepared in a timely and cost effective manner. This could never have been accomplished without the excellent work of our Finance Department. Sue Watson and Wanita Williams have helped with the work needed to finish this report. Credit also must be given to the Mayor and City Council for support for maintaining the highest standards of professionalism in the management of the City’s finances. Yours Truly, Susan M. Virnig Finance Director -viii- FINANCIAL SECTION -1- INDEPENDENT AUDITOR’S REPORT To the City Council and Management City of Golden Valley, Minnesota REPORT ON THE FINANCIAL STATEMENTS We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Golden Valley, Minnesota (the City) as of and for the year ended December 31, 2015, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. MANAGEMENT’S RESPONSIBILITY FOR THE FINANCIAL STATEMENTS Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. AUDITOR’S RESPONSIBILITY Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the City’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. (continued) -2- OPINIONS In our opinion, the financial statements referred to on the previous page present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City at December 31, 2015, and the respective changes in financial position and, where applicable, cash flows thereof, and the budgetary comparison for the General Fund for the year then ended, in accordance with accounting principles generally accepted in the United States of America. EMPHASIS OF MATTER As described in Note 1 of the notes to basic financial statements, the City has implemented Governmental Accounting Standards Board (GASB) Statement No. 68, Accounting and Financial Reporting for Pensions—an amendment of GASB Statement No. 27, and GASB Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date—an amendment of GASB Statement No. 68, during the year ended December 31, 2015. Our opinion is not modified with respect to this matter. OTHER MATTERS Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management’s Discussion and Analysis and the required supplementary information (RSI), as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the GASB, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the RSI in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The introductory section, supplemental information, and statistical section, as listed in the table of contents, are presented for purposes of additional analysis and are not required parts of the basic financial statements. The supplemental information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the supplemental information is fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. (continued) -3- OTHER REPORTING REQUIRED BY GOVERNMENT AUDITING STANDARDS In accordance with Government Auditing Standards, we have also issued our report dated June 2, 2016 on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements, and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. Minneapolis, Minnesota June 2, 2016 THIS PAGE INTENTIONALLY LEFT BLANK CITY OF GOLDEN VALLEY Management’s Discussion and Analysis Year Ended December 31, 2015 -4- As management of the City of Golden Valley, Minnesota (the City), we have provided readers of the City’s financial statements with this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2015. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, located earlier in this report. FINANCIAL HIGHLIGHTS  The assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows of resources at the close of fiscal 2015 by $102,272,136 (net position). The City’s government-wide net position decreased $1,999,239 in 2015, excluding the change in accounting principle described below. At year-end, the City reported positive balances in all categories of net position, as was the case at the end of the previous year.  The City recorded a change in accounting principle related to the implementation of new governmental accounting standards for reporting employee participation in certain pension plans. The change reduced beginning net position in the government-wide financial statements by $6,884,784, of which $5,918,713 was attributable to governmental activities and $966,071 was attributable to business-type activities.  At the end of the fiscal year, the unassigned fund balance for the City’s General Fund was $8,719,447, which represents 50.9 percent of total General Fund expenditures and transfers out for 2015.  The City sold three new bond issues, one of which was to refinance a previous issue. The City’s long-term bonded debt decreased $5,916,190 in 2015. OVERVIEW OF THE FINANCIAL STATEMENTS Management’s Discussion and Analysis (MD&A) is intended to serve as an introduction to the City’s basic financial statements, which are comprised of three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to basic financial statements. This report also contains other supplementary information in addition to the basic financial statements. Government-Wide Financial Statements – The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to private sector businesses. The Statement of Net Position presents information on all of the City’s assets, deferred outflows of resources, liabilities, and deferred inflows of resources, with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The Statement of Activities presents information showing how the City’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (delinquent taxes and special assessments). -5- Both of the government-wide financial statements distinguish functions of the City that are principally supported by property taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities include general government, public safety, physical development, and parks and recreation. The business-type activities of the City include enterprises for water and sewer, storm sewer, golf course, motor vehicle licensing, and recycling. The government-wide financial statements include not only the City itself (known as the primary government), but also the Golden Valley Housing and Redevelopment Authority (HRA). The HRA is a legally separate entity which functions, in essence, as a department of the City, to provide housing and redevelopment assistance through the administration of various programs. Therefore, the HRA has been included as an integral part of the City’s financial statements. Fund Financial Statements – A fund is a grouping of related accounts that is used to maintain control over resources segregated for specific activities or objectives. The City, like other local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into two categories: governmental funds and proprietary funds. Governmental Funds – Governmental funds account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, and the balances of spendable resources available at the fiscal year-end. Such information may be useful in evaluating a government’s near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental funds Balance Sheet and Statement of Revenue, Expenditures, and Changes in Fund Balances provide a reconciliation to facilitate the comparison between governmental funds and governmental activities. The City maintains 24 individual governmental funds. Information is presented separately in the basic financial statements for the General, Golden Hills Tax Increment Special Revenue, Street Reconstruction Debt Service, Golden Hills Tax Increment Debt Service, Capital Improvement Capital Project, and Douglas Drive Improvement Capital Project Funds, which are considered to be major funds. Data from the other nonmajor governmental funds is combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements elsewhere in this report. The City adopts an annual appropriated budget for the General Fund. Budget-to- actual comparisons are provided in this financial report for this fund. Proprietary Funds – The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the City’s water and sewer (utility), storm sewer, golf course, motor vehicle licensing, and recycling enterprise operations, all of which are considered to be major funds of the City. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City’s various functions. The City uses internal service funds to account for workers’ compensation, payroll benefits, and vehicle maintenance activities. Because these internal service fund activities predominantly benefit governmental rather than business-type functions, they have been included within governmental activities in the government-wide financial statements. -6- The internal service funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Individual fund data for the internal service funds is provided in the form of combining statements elsewhere in this report. Notes to Basic Financial Statements – The notes to basic financial statements provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. Other Information – Required supplementary information (RSI) on the City’s pension plan is presented following the notes to basic financial statements. Combining and individual fund statements and schedules for nonmajor funds are presented immediately following the RSI. Statistical tables are presented as the last section in this report. GOVERNMENT-WIDE FINANCIAL ANALYSIS As noted earlier, changes in net position may serve over time as a useful indicator of the City’s financial condition. The City’s assets and deferred outflows of resources exceeded its liabilities and deferred inflows of resources by $102,272,136 at the end of the 2015 fiscal year, which represents a decrease in overall net position of $1,999,239 from the previous year, excluding the change in accounting principle. Net Position – The City has 53.7 percent of its total net position invested in capital assets (land, land improvements, buildings and improvements, machinery and equipment, infrastructure, and construction in progress) less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot liquidate these liabilities. An additional 17.5 percent of the City’s net position represents resources that are subject to external restrictions on how they may be used. The remaining 28.8 percent of net position is unrestricted and may be used to meet the City’s ongoing obligations. The following is a summary of the City’s net position at the end of the last two fiscal years: 2015 2014 2015 2014 2015 2014 Current and other assets 67,381,010$ 73,863,187$ 14,821,926$ 16,669,957$ 82,202,936$ 90,533,144$ Capital assets 76,527,503 74,354,002 31,011,294 30,628,257 107,538,797 104,982,259 Total assets 143,908,513 148,217,189 45,833,220 47,298,214 189,741,733 195,515,403 Deferred outflows of resources Pension plan deferments 1,853,217 – – – 1,853,217 – Noncurrent liabilities (including current portion) 82,992,931 79,393,796 910,000 1,040,000 83,902,931 80,433,796 Other liabilities 3,148,048 3,420,069 811,307 505,379 3,959,355 3,925,448 Total liabilities 86,140,979 82,813,865 1,721,307 1,545,379 87,862,286 84,359,244 Deferred inflows of resources Pension plan deferments 1,460,528 – – – 1,460,528 – Net position Net investment in capital assets 24,816,606 21,499,939 30,101,294 29,588,257 54,917,900 51,088,196 Restricted 17,942,353 29,553,484 – – 17,942,353 29,553,484 Unrestricted 15,401,264 14,349,901 14,010,619 16,164,578 29,411,883 30,514,479 Total net position 58,160,223$ 65,403,324$ 44,111,913$ 45,752,835$ 102,272,136$ 111,156,159$ Governmental Activities Business-Type Activities Total -7- The following is a summary of the City’s changes in net position for the last two fiscal years: 2015 2014 2015 2014 2015 2014 Revenues Program revenues Charges for services 3,258,476$ 2,991,488$ 13,345,721$ 12,243,095$ 16,604,197$ 15,234,583$ Operating grants and contributions 600,264 538,956 209,831 701,905 810,095 1,240,861 Capital grants and contributions 6,377,610 2,028,250 – – 6,377,610 2,028,250 General revenues Property taxes 21,934,817 22,616,003 – – 21,934,817 22,616,003 Franchise taxes 1,028,368 1,048,227 – – 1,028,368 1,048,227 Other general revenues 372,590 286,108 – – 372,590 286,108 Investment earnings 221,237 347,197 122,591 142,866 343,828 490,063 Gain on sale of capital assets 18,337 71,227 – – 18,337 71,227 Total revenues 33,811,699 29,927,456 13,678,143 13,087,866 47,489,842 43,015,322 Expenses General government 11,327,689 3,066,025 – – 11,327,689 3,066,025 Public safety 6,907,661 6,831,136 – – 6,907,661 6,831,136 Physical development 13,448,443 11,396,748 – – 13,448,443 11,396,748 Parks and recreation 1,486,218 1,545,616 – – 1,486,218 1,545,616 Interest and fiscal charges 2,066,076 2,456,490 – – 2,066,076 2,456,490 Water and sewer – – 9,867,731 9,867,531 9,867,731 9,867,531 Storm sewer – – 1,795,260 1,944,935 1,795,260 1,944,935 Golf course – – 1,848,745 1,693,028 1,848,745 1,693,028 Motor vehicle licensing – – 349,019 326,201 349,019 326,201 Recycling – – 392,239 393,280 392,239 393,280 Total expenses 35,236,087 25,296,015 14,252,994 14,224,975 49,489,081 39,520,990 Increase in net position before transfers (1,424,388) 4,631,441 (574,851) (1,137,109) (1,999,239) 3,494,332 Transfers 100,000 100,000 (100,000) (100,000) – – Increase in net position (1,324,388) 4,731,441 (674,851) (1,237,109) (1,999,239) 3,494,332 Net position – beginning, as previously reported 65,403,324 60,671,883 45,752,835 46,989,944 111,156,159 107,661,827 Change in accounting principle (5,918,713) – (966,071) – (6,884,784) – Net position – beginning, restated 59,484,611 60,671,883 44,786,764 46,989,944 104,271,375 107,661,827 Net position – ending 58,160,223$ 65,403,324$ 44,111,913$ 45,752,835$ 102,272,136$ 111,156,159$ TotalGovernmental Activities Business-Type Activities Governmental Activities – Governmental activities decreased net position by $1,324,388, accounting for 66.2 percent of the total decline in the City’s net position. Key elements of this net decrease include:  Capital grants and contributions increased by $4,349,360 due to the Douglas Drive Project that involves many agencies.  Revenue from property taxes decreased $681,186 from the prior year due to increases in the City’s levies for general purposes and debt service, offset by a decrease in tax increments due to the decertification of the Golden Hills Tax Increment Financing (TIF) District.  Investment earnings decreased by $125,960 due to lower than anticipated market value adjustments on the City’s investment portfolio.  General government expenses increased $8,261,664 due to the payment of excess tax increments to Hennepin County for the closure of the Golden Hills TIF District.  Physical development expenses increased by $2,051,695 due to increased street maintenance. -8- Expenses and Program Revenues – Governmental Activities $– $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 $10,000,000 $11,000,000 $12,000,000 $13,000,000 $14,000,000 General Government Public Safety Physical Development Parks and Recreation Interest and Fiscal Charges Expenses Program Revenues Revenue by Source – Governmental Activities -9- Business-Type Activities – Business-type activities decreased the City’s net position by $674,851, accounting for (33.8) percent of the total decline in the City’s net position from operations. Water and Sewer Utility Fund net position decreased by $1,511,690, mainly due to being assessed $1.7 million by the Golden Valley – Crystal – New Hope Joint Water Commission (JWC) to finance an emergency repair to a 36-inch water main. The City’s water rates were increased 5.1 percent in 2015 to offset the increased cost of water purchased from the City of Minneapolis through the JWC and to pay for infrastructure improvements. Sanitary sewer rates increased slightly for residential users on all tiers that are billed on winter quarter usage. Commercial sewer accounts received a 5 percent increase on the rate per 1,000 gallons of water billed. Sanitary sewer infrastructure improvements and higher disposal costs charged by the Metropolitan Council Environment Services have increased expenses for the City. Storm Sewer Utility Fund net position increased by $667,601. The 2015 planned infrastructure improvements that coincided with the City’s Pavement Management Program were less than anticipated. Brookview Operating (Golf Course) Fund net position increased by $201,849. The weather allowed the golf course to be open more days for all aspects such as golfing, lawn bowling, driving range, pro shop, and the grill. Other business-type activities did not have a significant impact on net position in 2015. -10- Expenses and Program Revenues – Business-Type Activities $– $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 $10,000,000 Water and Sewer Storm Sewer Brookview Golf Course Motor Vehicle Recycling Expenses Program Revenues Revenue by Source – Business-Type Activities -11- FINANCIAL ANALYSIS OF THE CITY’S FUNDS Governmental Funds – At the end of the fiscal year, the City’s governmental funds reported combined ending fund balances of $55,468,361, a decrease of $9,948,792 in comparison with the prior year. The unassigned portion of fund balance is $8,678,159, which may be used for any approved public purpose. The remainder of the fund balance is either nonspendable, restricted, committed, or assigned to indicate that it is: 1) not in spendable form ($7,902), 2) restricted by various externally imposed constraints ($33,222,298), 3) internally committed for particular purposes ($202,270), or 4) internally assigned for particular purposes ($13,357,732). General Fund – The fund balance of the General Fund increased by $585,700 to $10,727,064 at December 31, 2015. General Fund operating results can be summarized as follows: 2015 2014 Fund balance – beginning of year 10,141,364$ 9,707,985$ Additions Revenue 17,562,914 16,526,968 Other sources 139,000 100,000 Total additions 17,701,914 16,626,968 Deductions Expenditures 15,012,214 15,206,879 Other uses 2,104,000 986,710 Total deductions 17,116,214 16,193,589 Fund balance – end of year 10,727,064$ 10,141,364$ Of the total fund balance, $7,617 representing prepaid expenditures is classified as nonspendable. An additional $2,000,000 is assigned for self-insurance to highlight the continued use of the fund balance as a reserve for insurance deductibles as opposed to purchasing additional umbrella liability insurance. The unassigned fund balance at December 31, 2015 of $8,719,447 is equal to 50.9 percent of total 2015 expenditures and other financing uses in the General Fund, which puts the fund in an excellent financial position. These reserves are needed for working capital to help pay for expenditures during the first half of the year, since the City does not receive any significant money from its main revenue source—property taxes—until July of each year. -12- General Fund Revenues – The following is an analysis of 2015 General Fund revenue: Original Final Over (Under) Revenue Budget Budget Actual Final Budget Ad valorem taxes 13,266,155$ 13,266,155$ 13,401,837$ 135,682$ 1.0 % Licenses 221,565 221,565 242,381 20,816 9.4 Permits 800,000 800,000 1,383,732 583,732 73.0 Intergovernmental 292,805 292,805 318,044 25,239 8.6 Charges for services 1,573,985 1,573,985 1,551,498 (22,487) (1.4) Fines and forfeits 320,425 320,425 354,066 33,641 10.5 Investment income 100,000 100,000 45,637 (54,363) (54.4) Other revenue 227,200 227,200 265,719 38,519 17.0 Totals 16,802,135$ 16,802,135$ 17,562,914$ 760,779$ 4.5 (Under) Budget Percent Over Ad valorem taxes were over budget due to the City experiencing lower abatements and delinquencies than allowed for in the budget. Licenses and permits were over budget due to an increase in building construction. Investment income was under budget because of lower than anticipated market value adjustments on the City’s investment portfolio. General Fund Expenditures – The following is an analysis of 2015 General Fund expenditures: Original Final Over (Under) Expenditure Budget Budget Actual Final Budget General government 1,244,440$ 1,244,440$ 1,186,311$ (58,129)$ (4.7) % Administrative services 1,726,920 1,726,920 1,712,183 (14,737) (0.9) Casualty insurance 300,000 300,000 169,213 (130,787) (43.6) Public safety 6,823,905 6,769,905 6,061,663 (708,242) (10.5) Physical development 5,183,125 5,183,125 4,790,646 (392,479) (7.6) Parks and recreation 1,148,745 1,148,745 1,092,198 (56,547) (4.9) Totals 16,427,135$ 16,373,135$ 15,012,214$ (1,360,921)$ (8.3) (Under) Budget Percent Over General government expenditures were under budget due to savings in personal services and contracted services. Casualty insurance was lower than budget due to a more favorable premium adjustment than anticipated. Public safety expenditures were under budget due to personal service cost savings from turnover. Physical development expenditures were under budget in personal service costs and street maintenance. Parks and recreation costs were under budget do to variances in various program expenditures. -13- Other Major Governmental Funds – The City reported five other major governmental funds for 2015. Two of these funds relate to the City’s Golden Hills Tax Increment District. The Golden Hills Tax Increment Special Revenue Fund and the Golden Hills Tax Increment Debt Service Fund both ended the year with total fund balances of $0 due to the TIF District being decertified in 2015. The decrease in the special revenue fund balance was due to the City remitting excess tax increments collected to Hennepin County for redistribution. The decrease in the Debt Service Fund balance was due to the final principal and interest payments made on the outstanding bonds related to this TIF District. The Street Reconstruction Debt Service Fund is used to account for the debt service on the general obligation improvement bonds issued to finance street improvements. At year-end, this fund had a fund balance of $26,119,535 accumulated for future debt service. Fund balance increased by $700,921 in 2015, mainly due to the issuance of $6.6 million of crossover refunding bonds, the proceeds of which were placed in an escrow account to call outstanding bonds from another issue in the future. The Capital Improvement Capital Project Fund, which is used to account for major street and street lighting projects, ended the year with a fund balance of $4,289,317, an increase of $3,099,303. The increase was primarily due to the receipt of $3,362,003 from the county, representing the City’s share of the redistributed excess tax increments from the decertified Golden Hills TIF District. Of this, $1,387,060 was subsequently transferred to other funds for capital needs. The Douglas Drive Improvement Capital Project Fund, used to account for a major street reconstruction project, ended the year with a fund balance deficit of $41,288, which represents a decrease of $2,359,509 from the prior year due to improvement costs incurred in advance of future funding. Proprietary Funds – The City’s proprietary funds provide the same information for the business-type activities found in the government-wide financial statements, but in more detail. The unrestricted net positions of the City’s enterprise funds totaled $15,814,203 at the end of the fiscal year. The Utility Fund had a decrease in net position of $1,511,690 due to emergency repairs to the distribution system and lower revenue due to decreased water consumption. The Storm Sewer Utility Fund had an increase in net position of $667,601 due to capital projects not fully completed. The Brookview Operating (Golf Course) Fund had an increase in net position of $201,849 due to favorable weather. This fund transfers $50,000 annually to the General Fund for overhead. The Motor Vehicle Operating Fund had an increase in net position of $6,006. This fund transfers $50,000 annually to the General Fund for overhead. The Recycling Fund had an increase in net position of $17,829. -14- Capital Assets – The City’s investment in capital assets (net of accumulated depreciation) for its governmental and business-type activities as of December 31, 2015 amounts to $107,538,797. This balance represents a net increase of $2,556,538 from the prior year. The City’s capital assets for the last two years are as follows: 2015 2014 2015 2014 2015 2014 Land 3,527,685$ 3,527,685$ 857,044$ 857,044$ 4,384,729$ 4,384,729$ Land improvements 5,443,204 5,219,019 3,090,230 3,066,771 8,533,434 8,285,790 Buildings and improvements 12,946,453 12,425,291 667,657 667,657 13,614,110 13,092,948 Machinery and equipment 12,242,958 11,322,615 4,221,304 4,103,777 16,464,262 15,426,392 Infrastructure 111,632,158 109,370,083 40,475,677 39,497,362 152,107,835 148,867,445 Construction in progress 8,444,957 4,567,866 1,704,043 887,913 10,149,000 5,455,779 Less accumulated depreciation (77,709,912) (72,078,557) (20,004,661) (18,452,267) (97,714,573) (90,530,824) Net total 76,527,503$ 74,354,002$ 31,011,294$ 30,628,257$ 107,538,797$ 104,982,259$ Governmental Activities Business-Type Activities Total The completion of some street reconstruction projects moved costs from construction in progress to infrastructure, which also resulted in increased depreciation. Additional details of the City’s capital asset activity for the year can be found in Note 4 of the notes to basic financial statements. Long-Term Debt – The debt service funds account for the accumulation of resources to finance all of the City’s governmental activity general obligation debt. The revenue sources for these funds include annual tax levies, tax increment transferred from the HRA General Special Revenue Fund, and special assessments. At year-end, there was $28,040,782 of fund balance restricted for debt service in the governmental funds. The revenue bonds will be paid from the designated business activity for storm water. The following table presents the City’s long-term liabilities as of the last two year-ends: 2015 2014 2015 2014 2015 2014 G.O. special assessment bonds 64,860,000$ 65,320,000$–$ –$ 64,860,000$ 65,320,000$ G.O. tax increment bonds – 4,935,000 – – – 4,935,000 G.O. certificates of indebtedness 2,295,000 2,205,000 – – 2,295,000 2,205,000 G.O. tax abatement bonds 1,360,000 1,705,000 – – 1,360,000 1,705,000 G.O. state-aid street bonds 1,760,000 1,875,000 – – 1,760,000 1,875,000 Unamortized premiums 1,200,577 1,221,767 – – 1,200,577 1,221,767 Compensated absences 1,508,910 1,508,036 – – 1,508,910 1,508,036 Net pension liability – PERA 9,293,069 – – – 9,293,069 – Net OPEB obligation 715,375 623,993 – – 715,375 623,993 Revenue bonds – – 910,000 1,040,000 910,000 1,040,000 Total 82,992,931$ 79,393,796$ 910,000$ 1,040,000$ 83,902,931$ 80,433,796$ TotalGovernmental Activities Business-Type Activities -15- In 2015, the City sold the following bond issues: 1) $1,870,000 G.O. Improvement Bonds, Series 2015A – The proceeds of this issue are being used to finance various street improvement projects. 2) $800,000 G.O. Equipment Certificates of Indebtedness, Series 2015B – The proceeds of these certificates financed the purchases of various pieces of equipment included in the City’s 2015– 2019 capital improvement program. 3) $6,600,000 G.O. Improvement Refunding Bonds, Series 2015C – The proceeds of this issue and interest earned thereon will be used to refund the 2019 through 2028 maturities of the City’s G.O. Improvement Bonds, Services 2008A on their February 1, 2018 call date. Additional details of long-term debt activity for the year can be found in Note 5 of the notes to basic financial statements. ECONOMIC FACTORS AND NEXT YEAR’S BUDGETS AND RATES Economic factors affect the preparation of annual budgets. Factors considered in preparing the 2016 budget were the following:  The City will be planning the replacement of Brookview Community Center that will impact future budgets.  The City’s 2016 budgeted tax levy went up by 6.80 percent from 2015. The City strives on a balanced budget with revenues equal expenditures.  The City will maintain fund balance for working capital in the General Fund to be at 60 percent of the current year’s adopted expenditures. REQUESTS FOR INFORMATION Questions concerning any of the information provided in this report or requests for additional information should be addressed by writing to the City of Golden Valley, Attention: Finance Director, 7800 Golden Valley Road, Golden Valley, Minnesota 55427 or by calling (763) 593-8010. GOVERNMENT-WIDE FINANCIAL STATEMENTS Governmental Business-Type Activities Activities Total Assets Cash and temporary investments 38,884,630$ 16,278,300$ 55,162,930$ Delinquent taxes receivable 234,136 – 234,136 Special assessments receivable (net of allowance)3,491,560 384,961 3,876,521 Accounts and interest receivable 453,749 1,582,490 2,036,239 Due from other governmental units 952,898 9,229 962,127 Internal balances 3,611,384 (3,611,384) – Inventory 117,359 19,973 137,332 Prepaid items 130,703 158,357 289,060 Restricted assets – temporarily restricted Cash and temporary investments 17,538,489 – 17,538,489 Interest receivable 60,173 – 60,173 Net pension asset – fire relief 1,905,929 – 1,905,929 Capital assets Not depreciated 11,972,642 2,561,087 14,533,729 Depreciated, net of accumulated depreciation 64,554,861 28,450,207 93,005,068 Total assets 143,908,513 45,833,220 189,741,733 Deferred outflows of resources Pension plan deferments – PERA 1,703,245 – 1,703,245 Pension plan deferments – fire relief 149,972 – 149,972 Total deferred outflows of resources 1,853,217 – 1,853,217 Total assets and deferred outflows of resources 145,761,730$ 45,833,220$ 191,594,950$ Liabilities Accounts and contracts payable 377,990$ 352,227$ 730,217$ Accrued interest payable 885,811 15,647 901,458 Accrued salaries and employee benefits 249,272 – 249,272 Due to other governmental units 63,741 102,261 166,002 Deposits 1,571,234 341,172 1,912,406 Long-term liabilities Due within one year 12,926,130 135,000 13,061,130 Due in more than one year 70,066,801 775,000 70,841,801 Total liabilities 86,140,979 1,721,307 87,862,286 Deferred inflows of resources Pension plan deferments – PERA 1,288,109 – 1,288,109 Pension plan deferments – fire relief 172,419 – 172,419 Total deferred inflows of resources 1,460,528 – 1,460,528 Net position Net investment in capital assets 24,816,606 30,101,294 54,917,900 Restricted for Debt service 12,849,501 – 12,849,501 Redevelopment 331,610 – 331,610 Capital improvements 2,643,013 – 2,643,013 Fire relief pensions 1,883,482 – 1,883,482 Other purposes 234,747 – 234,747 Unrestricted 15,401,264 14,010,619 29,411,883 Total net position 58,160,223 44,111,913 102,272,136 Total liabilities, deferred inflows of resources, and net position 145,761,730$ 45,833,220$ 191,594,950$ See notes to basic financial statements CITY OF GOLDEN VALLEY Statement of Net Position December 31, 2015 -16- Operating Capital Charges for Grants and Grants and Functions/Programs Expenses Services Contributions Contributions Governmental activities General government 11,327,689$ 263,205$ 87,817$ –$ Public safety 6,907,661 1,985,746 512,447 – Physical development 13,448,443 415,395 – 6,052,610 Parks and recreation 1,486,218 594,130 – 325,000 Interest and fiscal charges 2,066,076 – – – Total governmental activities 35,236,087 3,258,476 600,264 6,377,610 Business-type activities Water and sewer 9,867,731 8,266,107 32,683 – Storm sewer 1,795,260 2,281,125 97,508 – Golf course 1,848,745 2,071,141 6,248 – Motor vehicle licensing 349,019 395,718 147 – Recycling 392,239 331,630 73,245 – Total business-type activities 14,252,994 13,345,721 209,831 – Total governmental and business-type activities 49,489,081$ 16,604,197$ 810,095$ 6,377,610$ General revenues Property taxes Franchise taxes Other general revenues Investment earnings Gain on sale of capital assets Transfers Total general revenues and transfers Change in net position Net position – beginning, as previously reported Change in accounting principle Net position – beginning, restated Net position – ending See notes to basic financial statements Program Revenues CITY OF GOLDEN VALLEY Statement of Activities Year Ended December 31, 2015 -17- Governmental Business-Type Activities Activities Total (10,976,667)$ –$ (10,976,667)$ (4,409,468) – (4,409,468) (6,980,438) – (6,980,438) (567,088) – (567,088) (2,066,076) – (2,066,076) (24,999,737) – (24,999,737) – (1,568,941) (1,568,941) – 583,373 583,373 – 228,644 228,644 – 46,846 46,846 – 12,636 12,636 – (697,442) (697,442) (24,999,737) (697,442) (25,697,179) 21,934,817 – 21,934,817 1,028,368 – 1,028,368 372,590 – 372,590 221,237 122,591 343,828 18,337 – 18,337 100,000 (100,000) – 23,675,349 22,591 23,697,940 (1,324,388) (674,851) (1,999,239) 65,403,324 45,752,835 111,156,159 (5,918,713) (966,071) (6,884,784) 59,484,611 44,786,764 104,271,375 58,160,223$ 44,111,913$ 102,272,136$ Revenue and Changes in Net Position Net (Expenses) -18- THIS PAGE INTENTIONALLY LEFT BLANK FUND FINANCIAL STATEMENTS THIS PAGE INTENTIONALLY LEFT BLANK Golden Hills Street Tax Increment Reconstruction General Special Revenue Debt Service Assets Cash and temporary investments 11,476,900$ –$ 8,521,973$ Cash held with trustee – – 17,538,489 Receivables Delinquent taxes 234,136 – – Special assessments 11,281 – 3,293,192 Accounts 33,449 – – Accrued interest 134,447 – 60,173 Due from other funds 67,983 – – Advance to other funds – – – Due from other governmental units 208,954 – – Prepaid items 7,617 – – Total assets 12,174,767$ –$ 29,413,827$ Liabilities Accounts payable 179,538$ –$ –$ Contracts payable – – – Accrued salaries payable 249,272 – – Due to other governmental units 63,670 – – Deposits 709,806 – 1,100 Due to other funds – – – Total liabilities 1,202,286 – 1,100 Deferred inflows of resources Unavailable revenue – property taxes 234,136 – – Unavailable revenue – special assessments 11,281 – 3,293,192 Unavailable revenue – other – – – Total deferred inflows of resources 245,417 – 3,293,192 Fund balances (deficits) Nonspendable 7,617 – – Restricted – – 26,119,535 Committed – – – Assigned 2,000,000 – – Unassigned 8,719,447 – – Total fund balances (deficits) 10,727,064 – 26,119,535 Total liabilities, deferred inflows of resources, and fund balances 12,174,767$ –$ 29,413,827$ See notes to basic financial statements CITY OF GOLDEN VALLEY Balance Sheet Governmental Funds December 31, 2015 -19- Golden Hills Capital Douglas Drive Tax Increment Improvement Improvement Debt Service Capital Project Capital Project Nonmajor Totals –$ 2,405,329$ 1,008$ 14,498,100$ 36,903,310$ – – – – 17,538,489 – – – – 234,136 – 233 – 186,854 3,491,560 – 990 265,687 13,693 313,819 – – – – 194,620 – 1,097,800 – – 1,165,783 – 1,620,000 – – 1,620,000 – – 608,388 135,556 952,898 – – – 285 7,902 –$ 5,124,352$ 875,083$ 14,834,488$ 62,422,517$ –$ 478$ 6,371$ 67,269$ 253,656$ – 22,696 – 88,667 111,363 – – – – 249,272 – – – 71 63,741 – 811,628 – 43,411 1,565,945 – – 910,000 67,983 977,983 – 834,802 916,371 267,401 3,221,960 – – – – 234,136 – 233 – 186,854 3,491,560 – – – 6,500 6,500 – 233 – 193,354 3,732,196 – – – 285 7,902 – – – 7,102,763 33,222,298 – – – 202,270 202,270 – 4,289,317 – 7,068,415 13,357,732 – – (41,288) – 8,678,159 – 4,289,317 (41,288) 14,373,733 55,468,361 –$ 5,124,352$ 875,083$ 14,834,488$ 62,422,517$ -20- THIS PAGE INTENTIONALLY LEFT BLANK Total fund balances – governmental funds 55,468,361$ Capital assets used in governmental activities are not financial resources and, therefore, are not reported as assets in governmental funds. Cost of capital assets 154,102,571 Less accumulated depreciation (77,627,794) Long-term liabilities, including bonds payable, are not due or payable in the current period and, therefore, are not reported as liabilities in governmental funds. Long-term liabilities at year-end consist of: Bonds and certificates of indebtedness payable (70,275,000) Certain receivables (including delinquent taxes, special assessments, and other receivables not collected within 60 days of year-end) are included in net position, but are excluded from fund balances until they are available to liquidate liabilities of the current period.3,732,196 Accrued interest payable is included in net position, but is excluded from fund balances until due and payable.(885,811) Internal service funds are used to charge the costs of employee benefits and vehicle maintenance to individual funds. The assets, liabilities, and deferred outflows/inflows of the internal service funds are included in governmental activities in the Statement of Net Position. Internal service balances included in governmental activities (6,957,307) Add internal service balances allocated to business-type activities 1,803,584 Governmental funds report debt premiums as other financing sources at the time of issuance. Premiums are reported as liabilities in the Statement of Net Position.(1,200,577) Total net position – governmental activities 58,160,223$ See notes to basic financial statements Amounts reported for governmental activities in the Statement of Net Position are different because: December 31, 2015 CITY OF GOLDEN VALLEY Reconciliation of the Balance Sheet to the Statement of Net Position Governmental Funds -21- Golden Hills Street Tax Increment Reconstruction General Special Revenue Debt Service Revenue Ad valorem taxes 13,401,837$ –$ 4,015,257$ Tax increments – – – Special assessments 16,198 – 980,375 Franchise taxes – – – Licenses and permits 1,626,113 – – Intergovernmental revenue 318,044 – – Charges for services 1,551,498 – – Fines and forfeits 354,066 – – Investment income 45,637 – 82,311 Other revenue 249,521 – – Total revenue 17,562,914 – 5,077,943 Expenditures Current General government 1,186,311 8,079,807 – Administrative services 1,712,183 – – Casualty insurance 169,213 – – Public safety 6,061,663 – – Physical development 4,790,646 – – Parks and recreation 1,092,198 – – Capital outlay – – – Debt service Principal – – 3,215,000 Interest and fiscal charges – – 2,129,716 Total expenditures 15,012,214 8,079,807 5,344,716 Excess (deficiency) of revenue over expenditures 2,550,700 (8,079,807) (266,773) Other financing sources (uses) Sale of capital assets – – – Bonds issued – – 21,776 Refunding bonds issued – – 6,600,000 Paid to refunded bond escrow agent – – (5,715,000) Premiums on bonds issued – – 60,918 Transfers in 139,000 1,057,981 – Transfers (out) (2,104,000) – – Total other financing sources (uses) (1,965,000) 1,057,981 967,694 Net change in fund balances 585,700 (7,021,826) 700,921 Fund balances (deficits) Beginning of year 10,141,364 7,021,826 25,418,614 End of year 10,727,064$ –$ 26,119,535$ See notes to basic financial statements CITY OF GOLDEN VALLEY Statement of Revenue, Expenditures, and Changes in Fund Balances Governmental Funds Year Ended December 31, 2015 -22- Golden Hills Capital Douglas Drive Tax Increment Improvement Improvement Debt Service Capital Project Capital Project Nonmajor Totals –$ 3,362,003$ –$ 1,095,861$ 21,874,958$ – – – 23,439 23,439 – – – 64,266 1,060,839 – – 1,028,368 – 1,028,368 – – – – 1,626,113 – – 1,830,994 2,568,810 4,717,848 – 55,645 – – 1,607,143 – – – – 354,066 – 16,378 2,841 62,699 209,866 – 7,800 – 622,074 879,395 – 3,441,826 2,862,203 4,437,149 33,382,035 – – – 74,869 9,340,987 – – – – 1,712,183 – – – – 169,213 – – – 55,334 6,116,997 – – – – 4,790,646 – – – – 1,092,198 – 241,463 5,221,712 6,793,086 12,256,261 4,935,000 – – 1,170,000 9,320,000 117,628 – – 158,366 2,405,710 5,052,628 241,463 5,221,712 8,251,655 47,204,195 (5,052,628) 3,200,363 (2,359,509) (3,814,506) (13,822,160) – – – 53,442 53,442 – – – 2,648,224 2,670,000 – – – – 6,600,000 – – – – (5,715,000) – – – 104,008 164,926 – 1,325,000 – 3,220,060 5,742,041 (771,054) (1,426,060) – (1,340,927) (5,642,041) (771,054) (101,060) – 4,684,807 3,873,368 (5,823,682) 3,099,303 (2,359,509) 870,301 (9,948,792) 5,823,682 1,190,014 2,318,221 13,503,432 65,417,153 –$ 4,289,317$ (41,288)$ 14,373,733$ 55,468,361$ -23- THIS PAGE INTENTIONALLY LEFT BLANK Total net change in fund balances – governmental funds (9,948,792)$ Capital outlays are reported in governmental funds as expenditures. However, in the Statement of Activities the cost of those assets is allocated over the estimated useful lives as depreciation expense. Capital outlays 8,312,307 Depreciation expense (6,107,780) A gain or loss on the disposal or transfer of capital assets,including the difference between the carrying value and any related sale proceeds, is included in the change in net position. However, only the sale proceeds are included in the change in fund balances.(35,105) The amount of bond proceeds used to finance the acquisition of capital assets is reported in the governmental funds as a source of financing. Bond proceeds are not revenues in the Statement of Activities, but rather constitute long-term liabilities.(9,270,000) Repayment of long-term liabilities is an expenditure in the governmental funds, but the repayment reduces long-term liabilities in the Statement of Net Position.15,035,000 Interest on long-term debt in the Statement of Activities differs from the amount reported in the governmental funds because interest is recognized as an expenditure in the funds when it is due, and thus requires the use of current financial resources. In the Statement of Activities, however, interest expense is recognized as the interest accrues, regardless of when it is due.153,518 Governmental funds report debt issuance premiums as other financing sources at the time of issuance. Premiums are reported as liabilities in the Statement of Net Position.21,190 Certain receivables (including delinquent taxes, special assessments, and other receivables not collected within 60 days of year-end) are included in the change in net position, but are excluded from fund balances until they are available to liquidate liabilities of the current period.750,109 Internal service funds are used to charge the costs of employee benefits and vehiclem aintenance to individual funds. The net revenue/expense of certain activities of internal service funds is reported with governmental activities in the Statement of Activities. Internal service fund activity included in governmental activities (291,281) Add back internal service fund activity allocated to business-type activities 56,446 Change in net position – governmental activities (1,324,388)$ See notes to basic financial statements Amounts reported for governmental activities in the Statement of Activities are different because: CITY OF GOLDEN VALLEY Reconciliation of the Statement of Revenue, Expenditures, and Changes in Fund Balances to the Statement of Activities Governmental Funds Year Ended December 31, 2015 -24- THIS PAGE INTENTIONALLY LEFT BLANK Original Final Over (Under) Budget Budget Actual Budget Revenue Ad valorem taxes 13,266,155$ 13,266,155$ 13,401,837$ 135,682$ Special assessments 10,000 10,000 16,198 6,198 Licenses and permits 1,021,565 1,021,565 1,626,113 604,548 Intergovernmental revenue 292,805 292,805 318,044 25,239 Charges for services 1,573,985 1,573,985 1,551,498 (22,487) Fines and forfeits 320,425 320,425 354,066 33,641 Investment income 100,000 100,000 45,637 (54,363) Other revenue 217,200 217,200 249,521 32,321 Total revenue 16,802,135 16,802,135 17,562,914 760,779 Expenditures Current General government 1,244,440 1,244,440 1,186,311 (58,129) Administrative services 1,726,920 1,726,920 1,712,183 (14,737) Casualty insurance 300,000 300,000 169,213 (130,787) Public safety 6,823,905 6,769,905 6,061,663 (708,242) Physical development 5,183,125 5,183,125 4,790,646 (392,479) Parks and recreation 1,148,745 1,148,745 1,092,198 (56,547) Total expenditures 16,427,135 16,373,135 15,012,214 (1,360,921) Excess of revenue over expenditures 375,000 429,000 2,550,700 2,121,700 Other financing sources (uses) Transfers in 100,000 100,000 139,000 39,000 Transfers (out) (475,000) (529,000) (2,104,000) (1,575,000) Total other financing sources (uses) (375,000) (429,000) (1,965,000) (1,536,000) Net change in fund balances –$ –$ 585,700 585,700$ Fund balances Beginning of year 10,141,364 End of year 10,727,064$ See notes to basic financial statements CITY OF GOLDEN VALLEY Statement of Revenue, Expenditures, and Changes in Fund Balances General Fund – Budget and Actual Year Ended December 31, 2015 -25- Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Assets Current assets Cash and temporary investments 6,431,604$ 7,049,790$ 1,149,116$ 577,269$ Receivables Special assessments 435,058 – – – Accounts 1,581,815 568 107 – Allowance for uncollectibles (50,097) – – – Due from other governmental units – 6,797 374 – Due from other funds – 178,708 – – Inventory 4,074 – 15,899 – Prepaid items 157,549 – 808 – Total current assets 8,560,003 7,235,863 1,166,304 577,269 Noncurrent assets Advances to other funds – 1,376,000 – – Net pension asset – fire relief – – – – Capital assets Land – – 857,044 – Land improvements 30,054 – 3,060,176 – Buildings and improvements 505,490 – 162,167 – Machinery and equipment 2,122,491 696,235 1,388,312 14,266 Infrastructure – distribution and collection systems 21,784,256 18,691,421 – – Construction in progress 835,002 869,041 – – Total capital assets 25,277,293 20,256,697 5,467,699 14,266 Less accumulated depreciation (10,665,394) (5,405,103) (3,924,171) (9,993) Capital assets, net 14,611,899 14,851,594 1,543,528 4,273 Total noncurrent assets 14,611,899 16,227,594 1,543,528 4,273 Total assets 23,171,902 23,463,457 2,709,832 581,542 Deferred outflows of resources Pension plan deferments – PERA – – – – Pension plan deferments – fire relief – – – – Total deferred outflows of resources – – – – Total assets and deferred outflows of resources 23,171,902$ 23,463,457$ 2,709,832$ 581,542$ See notes to basic financial statements Business-Type Activities – Enterprise Funds CITY OF GOLDEN VALLEY Statement of Net Position Proprietary Funds December 31, 2015 -26- Governmental Activities Recycling Totals Internal Service 1,070,521$ 16,278,300$ 1,981,320$ – 435,058 – – 1,582,490 5,483 – (50,097) – 2,058 9,229 – – 178,708 – – 19,973 117,359 – 158,357 122,801 1,072,579 18,612,018 2,226,963 – 1,376,000 – – – 1,905,929 – 857,044 – – 3,090,230 – – 667,657 – – 4,221,304 134,844 – 40,475,677 – – 1,704,043 – – 51,015,955 134,844 – (20,004,661) (82,118) – 31,011,294 52,726 – 32,387,294 1,958,655 1,072,579 50,999,312 4,185,618 – – 1,703,245 – – 149,972 – – 1,853,217 1,072,579$ 50,999,312$ 6,038,835$ (continued) -27- Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Liabilities Current liabilities Accounts payable 9,079$ 100,216$ 58,326$ 428$ Accrued interest payable – 15,647 – – Contracts payable 23,140 139,094 – – Accrued compensated absences – current – – – – Due to other governmental units 75,852 11,479 3,499 – Due to other funds 366,508 – – – Deposits 80,039 260,165 968 – Bonds payable – current – 135,000 – – Total current liabilities 554,618 661,601 62,793 428 Noncurrent liabilities Advances from other funds 2,996,000 – – – Accrued compensated absences – – – – Net pension liability – PERA – – – – Net OPEB obligation – – – – Bonds payable – long-term – 775,000 – – Total noncurrent liabilities 2,996,000 775,000 – – Total liabilities 3,550,618 1,436,601 62,793 428 Deferred inflows of resources Pension plan deferments – PERA – – – – Pension plan deferments – fire relief – – – – Total deferred outflows of resources – – – – Net position Net investment in capital assets 14,611,899 13,941,594 1,543,528 4,273 Restricted for fire relief pensions – – – – Unrestricted 5,009,385 8,085,262 1,103,511 576,841 Total net position 19,621,284 22,026,856 2,647,039 581,114 Total liabilities, deferred inflows of resources, and net position 23,171,902$ 23,463,457$ 2,709,832$ 581,542$ Total net position – enterprise funds Adjustment to reflect the consolidation of internal service fund activity related to enterprise funds Net position – business-type activities See notes to basic financial statements Business-Type Activities – Enterprise Funds CITY OF GOLDEN VALLEY Statement of Net Position Proprietary Funds (continued) December 31, 2015 -28- Governmental Activities Recycling Totals Internal Service 21,944$ 189,993$ 12,971$ – 15,647 – – 162,234 – – – 1,021,130 11,431 102,261 – – 366,508 – – 341,172 5,289 – 135,000 – 33,375 1,312,815 1,039,390 – 2,996,000 – – – 487,780 – – 9,293,069 – – 715,375 – 775,000 – – 3,771,000 10,496,224 33,375 5,083,815 11,535,614 – – 1,288,109 – – 172,419 – – 1,460,528 – 30,101,294 52,726 – – 1,883,482 1,039,204 15,814,203 (8,893,515) 1,039,204 45,915,497 (6,957,307) 1,072,579$ 50,999,312$ 6,038,835$ 45,915,497$ (1,803,584) 44,111,913$ -29- Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Operating revenue Charges for services 8,246,679$ 2,281,125$ 1,300,933$ 395,718$ Sales and rentals 19,428 – 816,277 – Less sales tax and credit card fees – – (46,069) – Total operating revenue 8,266,107 2,281,125 2,071,141 395,718 Operating expenses Enterprise operations 9,017,346 1,078,076 1,736,448 339,249 Other services – – – – Depreciation 792,695 670,089 103,123 2,852 Total operating expenses 9,810,041 1,748,165 1,839,571 342,101 Operating income (loss) (1,543,934) 532,960 231,570 53,617 Nonoperating revenue (expense) Intergovernmental revenue 32,683 – – – Investment income 33,440 76,630 5,086 2,242 Other income – 97,508 6,248 147 Gain on sale of capital assets 17,896 – 8,945 – Interest expense (51,775) (39,497) – – Total nonoperating revenue (expense) 32,244 134,641 20,279 2,389 Income (loss) before transfers (1,511,690) 667,601 251,849 56,006 Transfers (out) – – (50,000) (50,000) Change in net position (1,511,690) 667,601 201,849 6,006 Net position Beginning of year, as previously reported 21,132,974 21,359,255 2,445,190 575,108 Change in accounting principle – – – – Beginning of year, restated 21,132,974 21,359,255 2,445,190 575,108 End of year 19,621,284$ 22,026,856$ 2,647,039$ 581,114$ Change in net position – enterprise funds Adjustment to reflect the consolidation of internal service fund activities related to the enterprise funds Change in net position – business-type activities See notes to basic financial statements Business-Type Activities – Enterprise Funds CITY OF GOLDEN VALLEY Statement of Revenue, Expenses, and Changes in Net Position Proprietary Funds Year Ended December 31, 2015 -30- Governmental Activities Recycling Totals Internal Service 331,630$ 12,556,085$ 7,145,746$ – 835,705 – – (46,069) – 331,630 13,345,721 7,145,746 392,239 12,563,358 – – – 7,866,752 – 1,568,759 12,506 392,239 14,132,117 7,879,258 (60,609) (786,396) (733,512) 64,738 97,421 430,860 5,193 122,591 11,371 8,507 112,410 – – 26,841 – – (91,272) – 78,438 267,991 442,231 17,829 (518,405) (291,281) – (100,000) – 17,829 (618,405) (291,281) 1,021,375 46,533,902 218,758 – – (6,884,784) 1,021,375 46,533,902 (6,666,026) 1,039,204$ 45,915,497$ (6,957,307)$ (618,405)$ (56,446) (674,851)$ -31- Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Cash flows from operating activities Receipts from customers and users 8,274,549$ 2,371,268$ 2,118,032$ 395,865$ Receipts from interfund services provided – – – – Paid to suppliers/service providers (7,794,550) (146,261) (686,440) (30,489) Paid to employees (1,059,875) (326,576) (1,006,303) (278,734) Payments for interfund services (275,000) (200,000) (85,000) (30,000) Net cash flows from operating activities (854,876) 1,698,431 340,289 56,642 Cash flows from capital and related financing activities Acquisition of capital assets (880,406) (1,027,157) (47,161) – Advances (to) from other funds 1,800,000 – – – Repayment of advances (172,000) 172,000 – – Interest paid on advances (44,720) – – – Proceeds from sale of capital assets 20,824 – 8,945 – Principal paid on capital debt – (130,000) – – Interest paid on capital debt – (41,718) – – Net cash flows from capital and related financing activities 723,698 (1,026,875) (38,216) – Cash flows from investing activities Interest received on investments 33,440 77,375 5,086 2,242 Cash flows from noncapital financing activities Intergovernmental revenue 32,683 – – – Transfers (out)– – (50,000) (50,000) Net cash flows from noncapital financing activities 32,683 – (50,000) (50,000) Net increase (decrease) in cash and temporary investments/cash equivalents (65,055) 748,931 257,159 8,884 Cash and temporary investments/cash equivalents Beginning of year 6,496,659 6,300,859 891,957 568,385 End of year 6,431,604$ 7,049,790$ 1,149,116$ 577,269$ Reconciliation of operating income (loss) to net cash flows from operating activities Operating income (loss)(1,543,934)$ 532,960$ 231,570$ 53,617$ Adjustments to reconcile operating income (loss) to net cash flows from operating activities Depreciation 792,695 670,089 103,123 2,852 Other income – 97,508 6,248 147 Changes in assets, liabilities, and deferred outflows/inflows Special assessments receivable 21,946 – – – Accounts receivable (79,794) (568) 112 – Due from other governmental units 66,290 (6,797) – – Inventory 107 – (5,538) – Prepaid items 5,852 – (808) – Net pension asset – fire relief – – – – Deferred outflows – pension plan deferments – – – – Accounts payable (15,188) 75,909 2,867 26 Contracts payable 12,359 130,710 – – Due to other governmental units (94,889) 957 1,747 – Deposits (20,320) 197,663 968 – Accrued compensated absences – – – – Net pension liability – PERA – – – – Net OPEB obligation – – – – Deferred inflows – pension plan deferments – – – – Net cash flows from operating activities (854,876)$ 1,698,431$ 340,289$ 56,642$ See notes to basic financial statements CITY OF GOLDEN VALLEY Business-Type Activities – Enterprise Funds Year Ended December 31, 2015 Proprietary Funds Statement of Cash Flows -32- Governmental Activities Recycling Totals Internal Service 340,137$ 13,499,851$ 5,165,256$ – – 1,982,936 (325,399) (8,983,139) (5,592,468) – (2,671,488) (2,180,983) (51,500) (641,500) – (36,762) 1,203,724 (625,259) – (1,954,724) (16,585) – 1,800,000 – – – – – (44,720) – – 29,769 – – (130,000) – – (41,718) – – (341,393) (16,585) 5,193 123,336 11,371 64,738 97,421 430,860 – (100,000) – 64,738 (2,579) 430,860 33,169 983,088 (199,613) 1,037,352 15,295,212 2,180,933 1,070,521$ 16,278,300$ 1,981,320$ (60,609)$ (786,396)$ (733,512)$ – 1,568,759 12,506 8,507 112,410 – – 21,946 – – (80,250) 2,446 – 59,493 – – (5,431) 20,790 – 5,044 (122,801) – – (115,517) – – (1,255,518) 3,909 67,523 (5,363) – 143,069 – 11,431 (80,754) – – 178,311 (1,248) – – 874 – – 166,614 – – 91,382 – – 1,314,088 (36,762)$ 1,203,724$ (625,259)$ -33- THIS PAGE INTENTIONALLY LEFT BLANK CITY OF GOLDEN VALLEY Notes to Basic Financial Statements December 31, 2015 -34- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES A. Organization The City of Golden Valley, Minnesota (the City) operates under “Optional Plan B” as defined in Minnesota Statutes, Chapter 412. Under this plan, the government of the City is run by a council composed of an elected mayor and four councilmembers. The City Council exercises legislative authority and determines all matters of policy. The city manager, who is appointed by the City Council, is responsible for the proper administration of all affairs relating to the City. The accounting policies of the City conform to accounting principles generally accepted in the United States of America as applicable to governmental units. B. Reporting Entity As required by accounting principles generally accepted in the United States of America, these financial statements include the City (the primary government) and its component units. Component units are legally separate entities for which the primary government is financially accountable, or for which the exclusion of the component unit would render the financial statements of the primary government misleading. The criteria used to determine if the primary government is financially accountable for a component unit includes whether or not the primary government appoints the voting majority of the potential component unit’s board, is able to impose its will on the potential component unit, is in a relationship of financial benefit or burden with the potential component unit, or is fiscally depended upon by the potential component unit. As a result of applying these criteria, certain organizations have been included or disclosed in this report as follows: 1. Blended Component Unit – The Golden Valley Housing and Redevelopment Authority (HRA) is a legally separate organization created in accordance with Minnesota Statute § 469. Its purpose is to clear and redevelop blighted areas in the City and to provide adequate housing for low and moderate income residents. The HRA is fiscally dependent upon the City, its governing board consists of the City’s mayor and councilmembers, and the City’s management has operational responsibility for the HRA. Therefore, the HRA has been reported as a blended component unit of the City, with its funds reported as funds of the City. 2. Joint Ventures – The City participates in two joint ventures: the Bassett Creek Water Management Commission and the Joint Water Commission (JWC). Descriptions and condensed financial information for these organizations are included later in these notes. 3. Jointly Governed Organization – The City is a member of Local Governmental Information Systems (LOGIS), a consortium of Minnesota municipalities that provides data processing services and support to its members. LOGIS is a legally separate entity that is financially independent of the City. Further, the City does not appoint a voting majority of LOGIS’ Board of Directors. Therefore, it has not been incorporated into the City’s reporting entity. During the 2015 fiscal year, the City paid LOGIS $435,463 for services provided. -35- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) C. Government-Wide Financial Statements The government-wide financial statements (Statement of Net Position and Statement of Activities) display information about the reporting government as a whole. These statements include all of the financial activities of the City. Governmental activities, which are normally supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which significantly rely upon sales, fees, and charges for support. The Statement of Activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include: 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other internally directed revenues are reported as general revenues. The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes and special assessments are recognized as revenues in the fiscal year for which they are certified for levy. Grants and similar items are recognized when all eligibility requirements imposed by the provider have been met. As a general rule, the effect of interfund activity has been eliminated from the government-wide financial statements. However, charges between the City’s enterprise funds and other functions are not eliminated, as that would distort the direct costs and program revenues reported in those functions. Depreciation expense is included in the direct expenses of each function. Interest on long-term debt is considered an indirect expense and is reported separately on the Statement of Activities. D. Fund Financial Statement Presentation Separate fund financial statements are provided for governmental and proprietary funds. Major individual governmental and enterprise funds are reported as separate columns in the fund financial statements. Aggregated information for the remaining nonmajor governmental funds is reported in a single column in the fund financial statements. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Under this basis of accounting transactions are recorded in the following manner: 1. Revenue Recognition – Revenue is recognized when it becomes measurable and available. “Measurable” means the amount of the transaction can be determined and “available” means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days after year-end. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. Grants and similar items are recognized when all eligibility requirements imposed by the provider have been met. Proceeds of long-term debt and acquisitions under capital leases are reported as other financing sources. Major revenue that is susceptible to accrual includes property taxes, special assessments, intergovernmental revenue, charges for services, and interest earned on investments. Major revenue that is not susceptible to accrual includes licenses and permits, fees, and miscellaneous revenue. Such revenue is recorded only when received because it is not measurable until collected. -36- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) 2. Recording of Expenditures – Expenditures are generally recorded when a liability is incurred, except for principal and interest on long-term debt and other long-term liabilities, which are recognized as expenditures to the extent they have matured. Capital asset acquisitions are reported as capital outlay expenditures in the governmental funds. Proprietary fund financial statements are reported using the economic resources measurement focus and accrual basis of accounting, similar to the government-wide financial statements. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the City’s enterprise funds and internal service funds are charges to customers for sales and services. The operating expenses for the enterprise funds and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses that do not meet this definition are reported as nonoperating revenues and expenses. Aggregated information for the internal service funds is reported in a single column in the proprietary fund financial statements. Because the principal user of the internal services is the City’s governmental activities, the financial statements of the internal service funds are consolidated into the governmental column when presented in the government-wide financial statements. The cost of these services is reported in the appropriate functional activity. Description of Funds The City reports the following major governmental funds: General Fund – This is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. Golden Hills Tax Increment Special Revenue Fund – This fund is used to account for tax increment revenue received for the Golden Hills Tax Increment District, which is used primarily to pay the debt service on tax increment bonds sold to finance public improvements within the district. Street Reconstruction Debt Service Fund – This fund is used to account for the accumulation of resources for, and payment of, debt service on improvement bonds issued to finance the City’s street reconstruction program. Golden Hills Tax Increment Debt Service Fund – This fund is used to account for the accumulation of resources for, and payment of, debt service on tax increment bonds sold to finance public improvements within the district. Capital Improvement Capital Project Fund – This fund is used to provide financing for major street and streetlight projects in the City, including a portion of the street reconstruction program. Douglas Drive Improvement Capital Project Fund – This fund used to account for street improvements related to Douglas Drive. The City reports the following major proprietary funds: Utility Fund – This fund is used to account for the operation, maintenance, and improvement of the City’s water and sanitary sewer utilities. Storm Sewer Utility Fund – This fund is used to account for the operation, maintenance, and improvement of the City’s storm water drainage system. -37- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Brookview Operating Fund – This fund is used to account for the operation, maintenance, and improvement of the City’s 18-hole regulation and 9-hole par three golf course facilities. Motor Vehicle Operating Fund – This fund is used to account for the operation and maintenance of the City’s Deputy Registrar function. Recycling Fund – This fund is used to account for the operation of the City’s recycling, spring brush pickup, and fall leaf drop-off programs. The City also reports the following fund type: Internal Service Funds – These funds are used to account for the City’s vehicle maintenance operation, workers’ compensation insurance, and payroll benefits. Internal service funds operate in a manner similar to enterprise funds; however, they provide services primarily to other departments within the City. E. Budgets and Budgetary Accounting Each fall, after holding a truth in taxation public hearing, the City Council adopts a General Fund budget for the following fiscal year beginning January 1. Annual budgets are adopted on a modified accrual basis. The City has established budgetary control at the division level. City management may transfer appropriations within the division level, but must request City Council approval before exceeding the budget at that level. Appropriations lapse at year-end; however, the City Council may approve the carryover of specific amounts. Encumbrance accounting is not used. F. Cash, Cash Equivalents, and Investments Cash balances from all funds are combined and invested to the extent available in short-term investments. Earnings from the pooled investments are allocated to the individual funds based on the average monthly cash and investment balances of the respective funds. Cash held with trustee in the Street Reconstruction Debt Service Fund includes balances held in escrow for future bond refunding. Earnings on these accounts are allocated directly to this fund. The investments and accrued interest related to these accounts are reported as restricted assets in the government-wide financial statements. The City generally reports investments at fair value. The Minnesota Municipal Money Market (4M) Fund in an external investment pool regulated by Minnesota Statutes that is not registered with the Securities and Exchange Commission (SEC), but follows the same regulatory rules of the SEC under rule 2a7. The City’s investment in this fund is measured at the net value per share provided by the pool, which is based on an amortized cost method that approximates fair value. For purposes of the Statement of Cash Flows, the City considers all highly liquid debt instruments with an original maturity from the time of purchase of three months or less to be cash equivalents. The proprietary funds’ portion of the government-wide cash and investment pool is considered to be cash equivalent. G. Receivables Utility and miscellaneous accounts receivable are reported at gross. Since the City is generally able to certify delinquent amounts to the county for collection as special assessments, no allowance for uncollectible accounts has been provided on current receivables. The City does record an allowance for the amount of utility receivables that remain delinquent after having been certified to the county. -38- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) H. Property Taxes Property tax levies are set by the City Council in December of each year, and are certified to Hennepin County for collection in the following year. In Minnesota, counties act as collection agents for all property taxes. The county spreads the levies over all taxable property. Such taxes become a lien on January 1 and are recorded as receivables by the City on that date. Property taxes may be paid by taxpayers in two equal installments on May 15 and October 15. The county provides tax settlements to cities and other taxing districts three times a year; in July, December, and January. Property taxes are recognized as revenue in the year levied in the government-wide financial statements and proprietary fund financial statements. In the governmental fund financial statements, taxes are recognized as revenue when received in cash or within 60 days after year-end. Taxes which remain unpaid on December 31 are classified as delinquent taxes receivable, and are offset by a deferred inflow of resources in the governmental fund financial statements. I. Special Assessments Special assessments represent the financing for public improvements paid for by benefiting property owners. Special assessments are recorded as receivables upon certification to the county. Special assessments are recognized as revenue in the year levied in the government-wide financial statements and proprietary fund financial statements. In the governmental fund financial statements, special assessments are recognized as revenue when received in cash or within 60 days after year-end. Governmental fund special assessments receivable which remain unpaid on December 31 are offset by a deferred inflow of resources in the governmental fund financial statements. Special assessments receivable at December 31, 2015 consist of the following: Enterprise Funds Street Capital Reconstruction Improvement General Debt Service Capital Project Nonmajor Utility Special assessments receivable Delinquent 5,668$ 21,379$ 233$ 2,798$ 50,097$ Deferred 5,613 3,271,813 – 184,056 384,961 Total 11,281 3,293,192 233 186,854 435,058 Allowance for uncollectible – – – – (50,097) Net of allowance 11,281$ 3,293,192$ 233$ 186,854$ 384,961$ Governmental Funds J. Inventories The inventories of the City’s proprietary funds are stated at cost (for supplies) or the lower of cost or market (for merchandise held for resale) on the first-in, first-out basis. Enterprise fund inventories consist of merchandise held for resale at the Brookview Municipal Golf Course and supplies in the Utility Fund. Inventory in the internal service funds consists of parts, supplies, and gasoline for the maintenance of city-owned vehicles. K. Prepaid Items Certain payments to vendors that reflect costs applicable to future periods are reported as prepaid items. In the governmental funds, prepaid items are reported using the consumption method. -39- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) L. Interfund Receivables and Payables In the fund financial statements, activity between funds that is representative of lending or borrowing arrangements is reported as either “due to/from other funds” (current portion) or “advances to/from other funds.” All other outstanding balances between funds are reported as “due to/from other funds.” Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as “internal balances.” M. Capital Assets Capital assets, which include property, buildings, improvements, equipment, and infrastructure assets (roads, bridges, sidewalks, and similar items) are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Such assets are capitalized at historical cost, or estimated historical cost for assets where actual historical cost is not available. Donated assets are recorded as capital assets at their estimated fair market value on the date of donation. The City defines capital assets as those with an initial, individual cost of $5,000 or more with an estimated useful life in excess of one year. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Capital assets are recorded in the government-wide and proprietary fund financial statements, but are not reported in the governmental fund financial statements. Interest incurred during the construction phase of capital assets for business-type activities is included as part of the capitalized value of the assets constructed. Capital assets are depreciated using the straight-line method over their estimated useful lives. Land and construction in progress are not depreciated. Useful lives vary from 10 to 50 years for land improvements and buildings and improvements, 3 to 20 years for machinery and equipment, and 20 to 50 years for infrastructure. N. Deferred Outflows/Inflows of Resources In addition to assets, a statement of financial position may report a separate financial statement element called deferred outflows of resources, representing consumptions of net position that apply to future periods which are not recognized as an outflow of resources (expense/expenditure) until then. The City has one item that qualifies for reporting in this category, deferred outflows of resources related to pensions, reported in the government-wide and proprietary fund Statement of Net Position. This deferred outflow results from differences between expected and actual experience, changes of assumptions, and projected and actual earnings on pension plan investments, and from contributions to the plan subsequent to the measurement date and before the end of the reporting period. These amounts are deferred and amortized as required under pension standards. In addition to liabilities, statements of financial position or balance sheets may report a separate financial statement element called deferred inflows of resources, representing acquisitions of net position that apply to future periods which are not recognized as an inflow of resources (revenue) until that time. The City has two types of items which qualify for reporting in this category. The first item, unavailable revenue, arises only under the modified accrual basis of accounting and, therefore, is reported only in the governmental funds Balance Sheet. The governmental funds report unavailable revenue from three sources: property taxes, special assessments, and other accounts receivable not collected within 60 days of year-end. These amounts are deferred and recognized as an inflow of resources in the period that the amounts become available. -40- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) The second item, deferred inflows of resources related to pensions, is reported in the government-wide and enterprise funds Statement of Net Position. This deferred inflow results from differences between expected and actual experience, changes of assumptions, and projected and actual earnings on pension plan investments. These amounts are deferred and amortized as required under pension standards. O. Long-Term Liabilities In the government-wide and proprietary fund financial statements, long-term debt and other long-term obligations are reported as liabilities. Bond premiums and discounts are deferred and amortized over the life of the bonds using the straight-line method. In the fund financial statements, governmental fund types recognize bond premiums and discounts during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. P. Compensated Absences Substantially all regular full-time and part-time city employees hired before January 1, 2009 earn vacation and sick leave at various rates based on longevity. Unused vacation may be accumulated up to a maximum of two times the employee’s annual vacation allowance. Unused sick leave may be accumulated up to a maximum of 800 hours. Employees in good standing are paid for any unused vacation time upon termination. After five years of service, employees in good standing are also paid for one-third of any unused sick leave upon termination. Employees hired on or after January 1, 2009 earn personal time off (PTO) rather than vacation and sick leave. PTO may be accumulated up to various maximum amounts as specified by contract. Employees in good standing are paid for any unused PTO upon termination. All such benefits are payable at the employee’s current rate of pay at the time their employment with the City terminates. These benefits are accrued as they vest in the Payroll Benefits Internal Service Fund and are funded as they accrue from the City’s General Fund and enterprise funds. Q. Pensions For purposes of measuring the net pension liability/asset, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the applicable pension and additions to/deductions from the pension plan’s fiduciary net position have been determined on the same basis as they are reported by the plan except that the Public Employees Retirement Association (PERA) pension plan’s fiscal year-end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. R. Risk Management The City is exposed to various risks of loss related to torts: theft of, damage to, and destruction of assets; errors and omissions; and natural disasters. The City participates in the League of Minnesota Cities Insurance Trust (LMCIT), a public entity risk pool for its general property and casualty, workers’ compensation, and other miscellaneous insurance coverage. The LMCIT operates as a common risk management and insurance program for a large number of cities in Minnesota. The City pays an annual premium to the LMCIT for insurance coverage. The LMCIT agreement provides that the trust will be self-sustaining through member premiums and will reinsure through commercial companies for claims in excess of certain limits. The City also carries commercial insurance for certain other risks of loss. Settled claims resulting from these risks did not exceed insurance coverage in any of the last three fiscal years. There were no significant reductions in insurance coverage in 2015. -41- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) S. Fund Balance Classifications In the fund financial statements, governmental funds report fund balance in classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows:  Nonspendable – Consists of amounts that are not in spendable form, such as prepaid items, inventory, and other long-term assets.  Restricted – Consists of amounts related to externally imposed constraints established by creditors, grantors, or contributors; or constraints imposed by state statutory provisions.  Committed – Consists of internally imposed constraints established by resolution of the City Council which cannot be used for any other purpose unless the City Council removes or changes the specified use by taking the same type of action employed to previously commit those amounts.  Assigned – Consists of internally imposed constraints representing amounts intended to be used by the City for specific purposes that do not meet the criteria to be classified as restricted or committed. Assigned amounts represent intended uses established by the governing body itself or by an official to which the governing body delegates the authority. Pursuant to City Council resolution, the City Council is authorized to establish assignments of fund balance.  Unassigned – The residual classification for the General Fund which also reflects negative residual amounts in other funds. When both restricted and unrestricted resources are available for use, it is the City’s policy to first use restricted resources, and then use unrestricted resources as needed. When committed, assigned, or unassigned resources are available for use, it is the City’s policy to use resources in the following order: 1) committed, 2) assigned, and 3) unassigned. The City’s fund balance policy includes a fund balance goal in the General Fund of maintaining an unassigned fund balance of 60 percent of current year budgeted General Fund expenditures. T. Net Position In the government-wide and proprietary fund financial statements, net position represents the difference between assets, deferred outflows of resources, liabilities, and deferred inflows of resources. Net position is displayed in three components:  Net Investment in Capital Assets – Consists of capital assets, net of accumulated depreciation, reduced by any outstanding debt attributable to acquire capital assets.  Restricted Net Position – Consists of net position restricted when there are limitations imposed on its use through external restrictions imposed by creditors, grantors, or laws or regulations of other governments.  Unrestricted Net Position – All other elements of net position that do not meet the definition of “restricted” or “net investment in capital assets.” The City applies restricted resources first when an expense is incurred for which both restricted and unrestricted resources are available. -42- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) U. Use of Estimates The preparation of financial statements, in conformity with accounting principles generally accepted in the United States of America, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenue and expenditures/expenses during the reporting period. Actual results could differ from those estimates. V. Change in Accounting Principle During the year ended December 31, 2015, the City implemented GASB Statement No. 68, Accounting and Financial Reporting for Pensions—an amendment of GASB Statement No. 27, and GASB Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date—an amendment of GASB Statement No. 68. These statements included major changes in how governmental employers account for pension benefit expenses and liabilities. Under this new standard, the City is required to report its participation in two state-wide, multi-employer, cost-sharing defined benefit pension plans administered by the PERA and a single-employer defined benefit pension plan administered by the Golden Valley Fire Department Relief Association (the Association). In financial statements prepared using the economic resources measurement focus and accrual basis of accounting (government-wide and proprietary funds), an employer is required to report its share of any net pension asset or liability, deferred outflows of resources, deferred inflows of resources, and pension expense related to such pension plans. This standard required retroactive implementation, which resulted in the restatement of net position as of December 31, 2014. The details of the restatement are as follows: Governmental Business-Type Activities Activities Internal Service Net position – December 31, 2014, as previously reported 65,403,324$ 45,752,835$ 218,758$ Change in accounting principle Net pension asset 1,539,181 251,231 1,790,412 Deferred outflows/inflows related to pensions 387,938 63,321 451,259 Net pension liability (7,845,832) (1,280,623) (9,126,455) Total change in accounting principle (5,918,713) (966,071) (6,884,784) Net position – December 31, 2014, restated 59,484,611$ 44,786,764$ (6,666,026)$ Government-Wide Financial Statements Proprietary Fund Financial Statements NOTE 2 – CASH AND INVESTMENTS A. Components of Cash and Investments Cash and investments at year-end consist of the following: Deposits 2,794,597$ Investments 69,902,457 Cash on hand 4,365 Total 72,701,419$ -43- NOTE 2 – CASH AND INVESTMENTS (CONTINUED) Cash and investments are presented in the financial statements as follows: Government-Wide Statement of Net Position Cash and temporary investments 55,162,930$ Restricted assets – cash and temporary investments 17,538,489 Total 72,701,419$ B. Deposits In accordance with applicable Minnesota Statutes, the City maintains deposits at depository banks authorized by the City Council, including checking accounts and certificates of deposit. The following is considered the most significant risk associated with deposits: Custodial Credit Risk – In the case of deposits, this is the risk that in the event of a bank failure, the City’s deposits may be lost. Minnesota Statutes require that all deposits be protected by federal deposit insurance, corporate surety bond, or collateral. The market value of collateral pledged must equal 110 percent of the deposits not covered by federal deposit insurance or corporate surety bonds. Authorized collateral includes treasury bills, notes, and bonds; issues of U.S. government agencies; general obligations rated “A” or better; revenue obligations rated “AA” or better; irrevocable standard letters of credit issued by the Federal Home Loan Bank; and certificates of deposit. Minnesota Statutes require that securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral. The City has no additional deposit policies addressing custodial credit risk. At year-end, the carrying amount of the City’s deposits was $2,794,597 while the balance on the bank records was $2,974,080. At December 31, 2015, all deposits were fully covered by federal depository insurance or collateral held by the City’s agent in the City’s name. C. Investments Investments are subject to various risks, the following of which are considered the most significant: Custodial Credit Risk – For investments, this is the risk that in the event of a failure of the counterparty to an investment transaction (typically a broker-dealer) the City would not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City does not have a formal investment policy addressing this risk, but typically limits its exposure by purchasing insured or registered investments, or by control of who holds the securities. Concentration Risk – This is the risk associated with investing a significant portion of the City’s investment (considered 5 percent or more) in the securities of a single issuer, excluding U.S. guaranteed investments (such as treasuries), investment pools, and mutual funds. The City’s investment policies do not limit the concentration of investments. Interest Rate Risk – This is the risk of potential variability in the fair value of fixed rate investments resulting from changes in interest rates (the longer the period for which an interest rate is fixed, the greater the risk). The City does not have an investment policy limiting the duration of investments. -44- NOTE 2 – CASH AND INVESTMENTS (CONTINUED) Credit Risk – This is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. Minnesota Statutes limit the City’s investments to direct obligations or obligations guaranteed by the United States or its agencies; shares of investment companies registered under the Federal Investment Company Act of 1940 that receive the highest credit rating, are rated in one of the two highest rating categories by a statistical rating agency, and all of the investments have a final maturity of 13 months or less; general obligations rated “A” or better; revenue obligations rated “AA” or better; general obligations of the Minnesota Housing Finance Agency rated “A” or better; bankers’ acceptances of United States banks eligible for purchase by the Federal Reserve System; commercial paper issued by United States corporations or their Canadian subsidiaries, rated of the highest quality category by at least two nationally recognized rating agencies, and maturing in 270 days or less; Guaranteed Investment Contracts guaranteed by a United States commercial bank, domestic branch of a foreign bank, or a United States insurance company, and with a credit quality in one of the top two highest categories; repurchase or reverse purchase agreements and securities lending agreements with financial institutions qualified as a “depository” by the government entity, with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000; that are a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York; or certain Minnesota securities broker-dealers. The City’s investment policies do not further address credit risk. The City has the following investments at year-end: Concentration Risk Greater Than Investment Type Rating Agency No Maturity Less Than 1 1 to 5 Total 5 Percent U.S. treasury securities –$ 7,049,665$ –$ 7,049,665$ N/A U.S. government guaranteed agencies – 8,000 1,543,068 1,551,068 N/A U.S. agency debt securities Federal Home Loan Bank AA S&P – 7,999,680 2,657,154 10,656,834 Yes Federal Home Loan Mortgage Corporation AA S&P – – 11,542,260 11,542,260 Yes Federal National Mortgage Association AA S&P – 59,852 5,290,578 5,350,430 Yes Federal Farm Credit Bank AA S&P – – 991,920 991,920 Yes Negotiable certificates of deposit – 1,987,309 4,690,776 6,678,085 No Local government debt securities AA S&P – 1,779,906 6,322,365 8,102,271 No Local government debt securities AA Moody – 1,688,645 – 1,688,645 No Local government debt securities A S&P – 1,223,384 1,299,464 2,522,848 No Local government debt securities A Moody – – 608,379 608,379 No Investment pool/mutual funds 4M Fund 12,160,052 – – 12,160,052 No 4M Fund – term series – 1,000,000 – 1,000,000 No Total investments 12,160,052$ 22,796,441$ 34,945,964$ 69,902,457$ N/A – Not Applicable Not Rated Credit Risk Maturity Duration in Years Interest Risk – Not Rated Not Rated Not Rated Not Rated -45- NOTE 3 – INTERFUND BALANCES AND TRANSFERS A. Advances To/From Other Funds In 2014, the Storm Sewer Utility Enterprise Fund advanced $1,720,000 to the Utility Enterprise Fund to finance an emergency water supply project. The advance will be repaid through annual payments due each October 31 from 2015 through 2024, consisting of $172,000 principal plus interest on the outstanding balance at 2.6 percent. The noncurrent portion of the advance outstanding at December 31, 2015 was $1,376,000. Interest expense for 2015 was $6,708. In 2015, the Capital Improvement Capital Project Fund advanced $1,800,000 to the Utility Enterprise Fund to finance an emergency pipe reconstruction project. The advance will be repaid through annual payments due each October 31 from 2016 through 2025, consisting of $180,000 principal plus interest on the outstanding balance at 2.6 percent. The noncurrent portion of the advance outstanding at December 31, 2015 was $1,620,000. Interest expense for 2015 was $7,800. B. Due To/From Other Funds Interfund receivables and payables at year-end were as follows: Receivable Fund Payable Fund Amount Reason General Nonmajor governmental 67,983$ Short-term cash flow Capital Improvement Capital Project Douglas Drive Improvement Capital Project 910,000$ Short-term cash flow Capital Improvement Capital Project Utility Enterprise 187,800$ Current portion of advance plus accrued interest Storm Sewer Utility Utility Enterprise 178,708$ Current portion of advance plus accrued interest C. Interfund Transfers Interfund transfers for the 2015 fiscal year were as follows: Golden Hills Capital Tax Increment Improvement Nonmajor Transfers Out General Special Revenue Capital Project Governmental Total General –$ –$ 1,325,000$ 779,000$ 2,104,000$ Golden Hills Tax Increment Debt Service – 771,054 – – 771,054 Capital Improvement Capital Project 39,000 – – 1,387,060 1,426,060 Nonmajor governmental – 286,927 – 1,054,000 1,340,927 Brookview Operating Enterprise 50,000 – – – 50,000 Motor Vehicle Operating Enterprise 50,000 – – – 50,000 Total 139,000$ 1,057,981$ 1,325,000$ 3,220,060$ 5,742,041$ Transfers In Transfers are used to move revenues from the funds in which they are collected to the funds where they are to be spent in accordance with statutory, budgetary, or contractual requirements. -46- NOTE 4 – CAPITAL ASSETS Capital asset activity for the year ended December 31, 2015 was as follows: A. Changes in Capital Assets Used in Governmental Activities Transfers and Beginning Completed of Year Additions Deletions Construction End of Year Capital assets, not depreciated Land 3,527,685$ –$ –$ –$ 3,527,685$ Construction in progress 4,567,866 6,418,311 – (2,541,220) 8,444,957 Total capital assets, not depreciated 8,095,551 6,418,311 – (2,541,220) 11,972,642 Capital assets, depreciated Land improvements 5,219,019 191,228 (31,931) 64,888 5,443,204 Buildings and improvements 12,425,291 356,912 – 164,250 12,946,453 Machinery and equipment 11,322,615 1,362,441 (411,249) (30,849) 12,242,958 Infrastructure 109,370,083 – – 2,262,075 111,632,158 Total capital assets, depreciated 138,337,008 1,910,581 (443,180) 2,460,364 142,264,773 Less accumulated depreciation on Land improvements (3,141,808) (163,700) 26,954 – (3,278,554) Buildings and improvements (10,235,591) (242,912) – – (10,478,503) Machinery and equipment (6,161,225) (884,154) 381,121 80,856 (6,583,402) Infrastructure (52,539,933) (4,829,520) – – (57,369,453) Total accumulated depreciation (72,078,557) (6,120,286) 408,075 80,856 (77,709,912) Net capital assets, depreciated 66,258,451 (4,209,705) (35,105) 2,541,220 64,554,861 Total capital assets, net 74,354,002$ 2,208,606$ (35,105)$ –$ 76,527,503$ B. Changes in Capital Assets Used in Business-Type Activities Transfers and Beginning Completed of Year Additions Deletions Construction End of Year Capital assets, not depreciated Land 857,044$ –$ –$ –$ 857,044$ Construction in progress 887,913 1,794,445 – (978,315) 1,704,043 Total capital assets, not depreciated 1,744,957 1,794,445 – (978,315) 2,561,087 Capital assets, depreciated Land improvements 3,066,771 23,459 – – 3,090,230 Buildings and improvements 667,657 – – – 667,657 Machinery and equipment 4,103,777 136,820 (100,149) 80,856 4,221,304 Infrastructure – distribution and collection systems 39,497,362 – – 978,315 40,475,677 Total capital assets, depreciated 47,335,567 160,279 (100,149) 1,059,171 48,454,868 Less accumulated depreciation on Land improvements (2,476,245) (51,978) – – (2,528,223) Buildings and improvements (465,385) (17,464) – – (482,849) Machinery and equipment (2,676,649) (296,230) 97,221 (80,856) (2,956,514) Infrastructure – distribution and collection systems (12,833,988) (1,203,087) – – (14,037,075) Total accumulated depreciation (18,452,267) (1,568,759) 97,221 (80,856) (20,004,661) Net capital assets, depreciated 28,883,300 (1,408,480) (2,928) 978,315 28,450,207 Total capital assets, net 30,628,257$ 385,965$ (2,928)$ –$ 31,011,294$ -47- NOTE 4 – CAPITAL ASSETS (CONTINUED) C. Depreciation Expense by Function Depreciation expense for the year ended December 31, 2015 was charged to the following functions: Governmental activities General government 133,812$ Public safety 343,575 Physical development 5,306,617 Parks and recreation 323,776 Capital assets held by the City’s internal service funds – charged to the various functions based on usage of the assets 12,506 Total depreciation expense – governmental activities 6,120,286$ Business-type activities Utility (water and sewer) 792,695$ Storm sewer utility 670,089 Brookview (golf course) operating 103,123 Motor vehicle operating 2,852 Total depreciation expense – business-type activities 1,568,759$ -48- NOTE 5 – LONG-TERM LIABILITIES A. Long-Term Liabilities Final Balance – Original Issue Interest Rate Issue Date Maturity Date End of Year Governmental activities General obligation special assessment bonds Improvement Bonds of 2006B 7,320,000$ 4.10–4.25% 07/01/2006 02/01/2026 7,030,000$ Improvement Bonds of 2007C 4,105,000$ 4.00–4.50% 06/15/2007 02/01/2027 3,990,000 Improvement Bonds of 2008A 6,680,000$ 3.50–4.25% 06/15/2008 02/01/2028 6,560,000 Improvement Bonds of 2009A 7,305,000$ 2.00–4.00% 05/01/2009 02/01/2029 5,675,000 Improvement Refunding Bonds of 2009C 4,880,000$ 2.50–3.00% 05/01/2009 02/01/2016 800,000 Improvement Refunding Bonds of 2009D 5,465,000$ 2.00–4.00% 08/19/2009 02/01/2018 2,555,000 Improvement Bonds of 2010A 3,845,000$ 2.00–4.00% 06/15/2010 02/01/2030 3,575,000 Improvement Bonds of 2011A 1,840,000$ 2.00–4.00% 05/15/2011 02/01/2031 1,565,000 Improvement Refunding Bonds of 2011C 4,870,000$ 2.00–3.00% 05/15/2011 02/01/2019 2,505,000 Improvement Bonds of 2012A 1,575,000$ 2.00–3.00% 05/15/2012 02/01/2032 1,425,000 Improvement Refunding Bonds of 2012C 5,960,000$ 2.00–2.25% 05/15/2012 02/01/2025 5,960,000 Improvement Bonds of 2013A 1,735,000$ 1.25–3.00% 05/21/2013 02/01/2033 1,540,000 Improvement Refunding Bonds of 2013B 7,025,000$ 2.00% 05/21/2013 02/01/2026 7,025,000 Improvement Bonds of 2014A 2,335,000$ 1.00–3.40% 06/19/2014 02/01/2035 2,235,000 Improvement Refunding Bonds of 2014C 3,950,000$ 2.00–4.00% 06/19/2014 02/01/2027 3,950,000 Improvement Bonds of 2015A 1,870,000$ 3.00–3.50% 07/15/2015 02/01/2036 1,870,000 Improvement Refunding Bonds of 2015C 6,600,000$ 2.00–2.50% 07/15/2015 02/01/2028 6,600,000 64,860,000 General obligation certificates of indebtedness Equipment Certificates of 2012B 725,000$ 0.50–0.75% 05/15/2012 02/01/2016 245,000 Equipment Certificates of 2013A 750,000$ 1.25% 05/21/2013 02/01/2017 500,000 Equipment Certificates of 2014B 750,000$ 0.40–0.90% 06/19/2014 02/01/2018 750,000 Equipment Certificates of 2015B 800,000$ 2.00% 07/15/2015 02/01/2019 800,000 2,295,000 General obligation tax abatement bonds Tax Abatement Refunding Bonds of 2013A 2,075,000$ 1.25% 05/21/2013 02/01/2019 1,360,000 General obligation state-aid street bonds State-Aid Street Bonds of 2007A 2,560,000$ 4.00–4.125% 03/15/2007 04/01/2027 1,760,000 Unamortized premiums on debt issued 1,200,577 Compensated absences payable 1,508,910 Net pension liability – PERA 9,293,069 Net OPEB obligation 715,375 Total governmental activity long-term liabilities 82,992,931 Business-type activities General obligation revenue bonds Utility Revenue Bonds of 2006C 1,945,000$ 4.00–4.15% 07/01/2006 02/01/2021 910,000 Total government-wide long-term liabilities 83,902,931$ -49- NOTE 5 – LONG-TERM LIABILITIES (CONTINUED) B. Descriptions of Long-Term Liabilities  Special Assessment Bonds – These bonds are payable primarily from special assessments levied on the properties benefiting from the improvements funded by these issues. Any deficiencies in revenue to fund these issues will be provided from general property taxes.  Improvement Refunding Bonds of 2012C – The General Obligation (G.O.) Improvement Refunding Bonds, Series 2012C were used to refund the 2016 through 2025 maturities of the City’s G.O. Improvement Bonds, Series 2005C, totaling $5,715,000, on their February 1, 2015 call date. This “crossover refunding” reduced the City’s total future debt service payments by $656,975 and resulted in a present value savings of $567,016. The difference between the carrying value of the refunded debt and the resources used to redeem the debt was not material.  Improvement Refunding Bonds of 2013B – The G.O. Improvement Refunding Bonds, Series 2013B will be used to refund the 2017 through 2026 maturities of the City’s G.O. Improvement Bonds, Series 2006B, totaling $5,715,000, on their February 1, 2016 call date. Until the call date, the City will make all debt service payments on the 2006B issue, and all debt service on the 2013B issue will be paid from the refunding escrow account. This “crossover refunding” will reduce the City’s total future debt service payments by $1,169,090 and result in a present value savings of $960,871.  Improvement Refunding Bonds of 2014C – The G.O. Improvement Refunding Bonds, Series 2014C will be used to refund the 2018 through 2027 maturities of the City’s G.O. Improvement Bonds, Series 2007C, totaling $3,885,000, on their February 1, 2017 call date. Until the call date, the City will make all debt service payments on the 2007C issue, and all debt service on the 2014C issue will be paid from the refunding escrow account. This “crossover refunding” will reduce the City’s total future debt service payments by $394,750 and result in a present value savings of $343,445.  Improvement Refunding Bonds of 2015C – The G.O. Improvement Refunding Bonds, Series 2015C will be used to refund the 2019 through 2028 maturities of the City’s G.O. Improvement Bonds, Series 2008A, totaling $6,560,000, on their February 1, 2018 call date. Until the call date, the City will make all debt service payments on the 2008A issue, and all debt service on the 2015C issue will be paid from the refunding escrow account. This “crossover refunding” will reduce the City’s total future debt service payments by $617,605 and result in a present value savings of $553,034.  Certificates of Indebtedness – The City has four outstanding issues of general obligation certificates of indebtedness, issued in accordance with Minnesota Statute § 412.301 to finance various equipment purchases, which will be repaid primarily with ad valorem tax levies.  Tax Abatement Bonds – The City has one outstanding issue of general obligation tax abatement refunding bonds, issued in accordance with Minnesota Statute § 469.1813 to finance various improvements. The bonds will be repaid primarily with ad valorem tax levies.  State-Aid Street Bonds – The City has one outstanding issue of general obligation state-aid street bonds, issued in accordance with Minnesota Statute § 162.18 to finance various street improvements. The bonds will be repaid primarily with state-aid.  Utility Revenue Bonds – These bonds were issued for improvements or projects that directly benefit the Storm Sewer Utility Fund and will be repaid from revenue sources of that fund. -50- NOTE 5 – LONG-TERM LIABILITIES (CONTINUED)  Other Long-Term Liabilities – The City provides its employees with various benefits, including compensated absences, pension benefits, and other post-employment benefits (OPEB), as described elsewhere in these notes. These benefits are paid from the Payroll Benefits Internal Service Fund. C. Minimum Debt Payments Minimum annual payments to retire bonds and certificates of indebtedness are as follows: Year Ending December 31, Principal Interest Principal Interest 2016 10,695,000$ 1,826,001$ 745,000$ 26,692$ 2017 7,485,000 1,477,160 765,000 17,975 2018 10,050,000 1,149,126 515,000 9,175 2019 3,105,000 923,834 270,000 2,700 2020 2,935,000 854,224 – – 2021–2025 17,955,000 3,045,908 – – 2026–2030 11,065,000 900,766 – – 2031–2035 1,520,000 116,068 – – 2036 50,000 – – – 64,860,000$ 10,293,087$ 2,295,000$ 56,542$ Governmental Activities Special Assessment Bonds Certificates of Indebtedness General ObligationGeneral Obligation Year Ending December 31, Principal Interest Principal Interest Principal Interest 2016 345,000$ 14,844$ 120,000$ 69,231$ 135,000$ 34,785$ 2017 345,000 10,531 120,000 64,431 140,000 29,148 2018 340,000 6,250 125,000 59,532 150,000 23,202 2019 330,000 2,063 130,000 54,431 155,000 16,911 2020 – – 135,000 49,131 160,000 10,375 2021–2025 – – 775,000 155,113 170,000 3,528 2026–2030 – – 355,000 14,747 – – 1,360,000$ 33,688$ 1,760,000$ 466,616$ 910,000$ 117,949$ Tax Abatement Bonds Governmental Activities Business-Type Activities Utility Revenue BondsState-Aid Street Bonds D. Revenue Pledged Future revenue pledged for the payment of long-term debt is as follows: Percent of Remaining Principal Pledged Use of Total Term of Principal and Interest Revenue Bond Issue Proceeds Type Debt Service Pledge and Interest Paid Received Utility Revenue Bonds, Storm sewer Utility charges 100% 2006–2021 1,027,949$ 171,718$ 2,281,125$ Series 2006C improvements Revenue Pledged Current Year -51- NOTE 5 – LONG-TERM LIABILITIES (CONTINUED) E. Changes in Long-Term Debt Balance – Beginning Balance – Due Within of Year Additions Deletions End of Year One Year Governmental activities G.O. special assessment bonds 65,320,000$ 8,470,000$ 8,930,000$ 64,860,000$ 10,695,000$ G.O. tax increment bonds 4,935,000 – 4,935,000 – – G.O. certificates of indebtedness 2,205,000 800,000 710,000 2,295,000 745,000 G.O. tax abatement bonds 1,705,000 – 345,000 1,360,000 345,000 G.O. state-aid street bonds 1,875,000 – 115,000 1,760,000 120,000 Unamortized premiums on debt issued 1,221,767 164,926 186,116 1,200,577 – Compensated absences 1,508,036 1,112,579 1,111,705 1,508,910 1,021,130 Net pension liability – PERA (1) – 9,924,277 631,208 9,293,069 – Net OPEB obligation 623,993 184,537 93,155 715,375 – Total governmental activities 79,393,796 20,656,319 17,057,184 82,992,931 12,926,130 Business-type activities Utility revenue bonds 1,040,000 – 130,000 910,000 135,000 Total 80,433,796$ 20,656,319$ 17,187,184$ 83,902,931$ 13,061,130$ (1) The pension liability additions include the change in accounting principle described in Note 1. F. Conduit Debt Obligations At times, the City has issued various types of revenue bonds to provide financial assistance to private sector, nonprofit, or governmental entities to finance the acquisition or construction of facilities deemed to be in the public interest. The bonds are secured by the property financed and are payable solely from payments received on the underlying mortgage loans. Upon repayment of the bonds, ownership of the acquired facilities transfers to the private sector entity served by the bond issuance. Neither the City, nor any political subdivision thereof, is obligated in any manner for repayment of the bonds. Accordingly, the bonds are not reported as liabilities in the City’s financial statements. As of December 31, 2015, the following conduit debt issues were outstanding: Principal Number Outstanding Type of Debt Years Issued of Issues at Year-End Multi-family housing revenue bonds 1999–2006 2 5,237,051$ Governmental/nonprofit revenue bonds 2007–2009 2 3,959,123 4 9,196,174$ -52- NOTE 6 – COMPONENTS OF FUND BALANCE At December 31, 2015, the City had the following fund balances: Street Reconstruction Capital Douglas Drive General Debt Service Improvement Improvement Nonmajor Total Nonspendable Prepaid items 7,617$ –$ –$ –$ 285$ 7,902$ Restricted Debt service – 26,119,535 – – 1,921,247 28,040,782 Redevelopment – – – – 331,610 331,610 Street improvements – – – – 2,166,018 2,166,018 Equipment replacement – – – – 28,991 28,991 Park improvements – – – – 170,202 170,202 State-aid street improvements – – – – 2,279,224 2,279,224 Cemetery maintenance – – – – 77,454 77,454 DWI enforcement – – – – 128,017 128,017 Total restricted – 26,119,535 – – 7,102,763 33,222,298 Committed Human service needs – – – – 202,270 202,270 Assigned Street improvements – – – – 776,986 776,986 Cable improvements – – – – 168,534 168,534 Park improvements – – – – 649,520 649,520 Equipment replacement – – – – 3,432,544 3,432,544 Brookview Community Center – – – – 993,854 993,854 Capital improvements – – 4,289,317 – 1,046,977 5,336,294 Self-insurance 2,000,000 – – – – 2,000,000 Total assigned 2,000,000 – 4,289,317 – 7,068,415 13,357,732 Unassigned 8,719,447 – – (41,288) – 8,678,159 Total 10,727,064$ 26,119,535$ 4,289,317$ (41,288)$ 14,373,733$ 55,468,361$ NOTE 7 – OTHER POST-EMPLOYMENT BENEFITS (OPEB) PLAN A. Plan Description The City provides post-employment benefits to certain eligible employees through the City’s OPEB Plan, a single-employer defined benefit plan administered by the City. All post-employment benefits are based on contractual agreements with employee groups. These contractual agreements do not include any specific contribution or funding requirements. The plan does not issue a publicly available financial report. These benefits are summarized as follows: Post-Employment Insurance Benefits – All retirees of the City have the option under state law to continue their medical insurance coverage through the City from the time of retirement until the employee reaches the age of eligibility for Medicare. For members of all employee groups, the retiree must pay the full premium to continue coverage for medical and dental insurance. The City is legally required to include any retirees for whom it provides health insurance coverage in the same insurance pool as its active employees, whether the premiums are paid by the City or the retiree. Consequently, participating retirees are considered to receive a benefit known as an “implicit rate subsidy.” This benefit relates to the assumption that the retiree receives a more favorable premium rate than they would otherwise be able to obtain if purchasing insurance on their own, due to being included in the same pool with the City’s younger and statistically healthier active employees. -53- NOTE 7 – OTHER POST-EMPLOYMENT BENEFITS (OPEB) PLAN (CONTINUED) Termination Pay Benefits – Certain employee groups may also become eligible to earn a termination pay benefit payable at retirement in an amount equal to one day of pay per year of service multiplied by their daily rate of pay at retirement. Eligibility for this benefit is based on years of service and/or minimum age requirements. These benefits generally are paid into a post-retirement healthcare savings plan administered by the Minnesota State Retirement System. B. Funding Policy The required contribution is based on projected pay-as-you-go financing requirements, with additional amounts to pre-fund benefits as determined annually by the City. C. Annual OPEB Cost and Net OPEB Obligation The City’s annual OPEB cost (expense) is calculated based on annual required contributions (ARC) of the City, an amount determined on an actuarially determined basis in accordance with the parameters of GASB Statement Nos. 43 and 45. The ARC represents a level funding that, if paid on an ongoing basis, is projected to cover normal costs each year and amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed 30 years. The annual OPEB cost is accrued in the Payroll Benefits Internal Service Fund. The liability is funded through payments from the City’s General Fund and enterprise funds. The following table shows the components of the City’s annual OPEB cost for the year, the amount actually contributed to the plan, and the changes in the City’s net OPEB obligation to the plan: ARC 180,013$ Interest on net OPEB obligation 28,080 Adjustment to annual required contribution (23,556) Annual OPEB cost (expense)184,537 Contributions made 93,155 Increase in net OPEB obligation 91,382 Net OPEB obligation – beginning of year 623,993 Net OPEB obligation – end of year 715,375$ The City’s annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation for the current and preceding year are as follows: Percentage of Fiscal Year Ended Annual Employer Annual OPEB Net OPEB December 31, OPEB Cost Contribution Cost Contributed Obligation 2013 192,577$ 129,482$ 67.2% 568,694$ 2014 179,880$ 124,581$ 69.3% 623,993$ 2015 184,537$ 93,155$ 50.5% 715,375$ D. Funded Status and Funding Progress As of January 1, 2014, the most recent actuarial valuation date, the actuarial accrued liability for benefits and unfunded actuarial accrued liability (UAAL) were both $1,714,926, as the plan was unfunded. The covered payroll (annual payroll of active employees covered by the plan) was $8,825,950 and the ratio of the UAAL to the covered payroll was 19.4 percent. -54- NOTE 7 – OTHER POST-EMPLOYMENT BENEFITS (OPEB) PLAN (CONTINUED) Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and ARC of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The Schedule of Funding Progress immediately following the notes to basic financial statements presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. E. Actuarial Methods and Assumptions Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. In the January 1, 2014 actuarial valuation, the projected unit credit actuarial cost method was used. The actuarial assumptions included: a 4.5 percent investment rate of return (net of administrative expenses) based on the City’s own investments; an annual payroll growth rate of 3.75 percent; a general inflation rate of 3.0 percent; and an annual healthcare trend rate of 9.0 percent initially, reduced by decrements to an ultimate rate of 5.0 percent after 12 years. The UAAL is being amortized on a level dollar basis over a closed period. The remaining amortization periods at January 1, 2014 for the various amortization layers ranged from 24 to 30 years. NOTE 8 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE A. Plan Description The City participates in the following cost-sharing, multiple-employer defined benefit pension plans administered by the PERA. The PERA’s defined benefit pension plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. The PERA’s defined benefit pension plans are tax qualified plans under Section 401(a) of the Internal Revenue Code. 1. General Employees Retirement Fund (GERF) All full-time and certain part-time employees of the City are covered by the General Employees Retirement Fund (GERF). GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. The Basic Plan was closed to new members in 1967. All new members must participate in the Coordinated Plan. 2. Public Employees Police and Fire Fund (PEPFF) The Public Employees Police and Fire Fund (PEPFF), originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980. Effective July 1, 1999, the PEPFF also covers police officers and firefighters belonging to local relief associations that elected to merge with and transfer assets and administration to the PERA. -55- NOTE 8 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) B. Benefits Provided The PERA provides retirement, disability, and death benefits. Benefit provisions are established by state statute and can only be modified by the State Legislature. Benefit increases are provided to benefit recipients each January. Increases are related to the funding ratio of the plan. Members in plans that are at least 90 percent funded for two consecutive years are given 2.5 percent increases. Members in plans that have not exceeded 90 percent funded, or have fallen below 80 percent, are given 1 percent increases. The benefit provisions stated in the following paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. 1. GERF Benefits Benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for the PERA’s Coordinated and Basic Plan members. The retiring member receives the higher of a step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2 percent of average salary for each of the first 10 years of service and 2.7 percent for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2 percent of average salary for each of the first 10 years and 1.7 percent for each remaining year. Under Method 2, the annuity accrual rate is 2.7 percent of average salary for Basic Plan members and 1.7 percent for Coordinated Plan members for each year of service. For members hired prior to July 1, 1989, a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at 66. 2. PEPFF Benefits Benefits for PEPFF members first hired after June 30, 2010, but before July 1, 2014, vest on a prorated basis from 50 percent after five years up to 100 percent after 10 years of credited service. Benefits for PEPFF members first hired after June 30, 2014 vest on a prorated basis from 50 percent after 10 years up to 100 percent after 20 years of credited service. The annuity accrual rate is 3 percent of average salary for each year of service. For PEPFF members who were first hired prior to July 1, 1989, a full annuity is available when age plus years of service equal at least 90. C. Contributions Minnesota Statutes, Chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the State Legislature. 1. GERF Contributions Coordinated Plan members were required to contribute 6.50 percent of their annual covered salary in calendar year 2015. The City was required to contribute 7.50 percent for Coordinated Plan members in calendar year 2015. The City’s contributions to the GERF for the year ended December 31, 2015 were $509,632. The City’s contributions were equal to the required contributions as set by state statute. -56- NOTE 8 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) 2. PEPFF Contributions Plan members were required to contribute 10.80 percent of their annual covered salary in calendar year 2015. The City was required to contribute 16.20 percent of pay for PEPFF members in calendar year 2015. The City’s regular contributions to the PEPFF for the year ended December 31, 2015 were $507,642. The City’s contributions were equal to the required contributions as set by state statute. D. Pension Costs 1. GERF Pension Costs At December 31, 2015, the City reported a liability of $5,623,033 for its proportionate share of the GERF’s net pension liability. The net pension liability was measured as of June 30, 2015, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by the PERA during the measurement period for employer payroll paid dates from July 1, 2014 through June 30, 2015, relative to the total employer contributions received from all of the PERA’s participating employers. At June 30, 2015, the City’s proportionate share was 0.1085 percent, which was a decrease of 0.0106 percent from its proportion measured as of June 30, 2014. For the year ended December 31, 2015, the City recognized pension expense of $623,162 for its proportionate share of the GERF’s pension expense. At December 31, 2015, the City reported its proportionate share of the GERF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Deferred Outflows Inflows of Resources of Resources Differences between expected and actual economic experience –$ 283,496$ Differences between projected and actual investment earnings 532,306 – Changes in proportion – 373,451 Contributions paid to the PERA subsequent to the measurement date 267,081 – Total 799,387$ 656,947$ Deferred outflows of resources reported $267,081 related to pensions resulting from city contributions subsequent to the measurement date that will be recognized as a reduction of the net pension liability in the year ending December 31, 2016. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Pension Year Ending Expense December 31, Amount 2016 (85,906)$ 2017 (85,906)$ 2018 (85,906)$ 2019 133,077$ -57- NOTE 8 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) 2. PEPFF Pension Costs At December 31, 2015, the City reported a liability of $3,670,036 for its proportionate share of the PEPFF’s net pension liability. The net pension liability was measured as of June 30, 2015, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by the PERA during the measurement period for employer payroll paid dates from July 1, 2014 through June 30, 2015, relative to the total employer contributions received from all of the PERA’s participating employers. At June 30, 2015, the City’s proportion was 0.323 percent, which was a decrease of 0.004 percent from its proportion measured as of June 30, 2014. For the year ended December 31, 2015, the City recognized pension expense of $624,778 for its proportionate share of the PEPFF’s pension expense. The City also recognized $29,070 for the year ended December 31, 2015, as revenue for its proportionate share of the state of Minnesota’s on-behalf contributions to the PEPFF. Legislation passed in 2013 required the state of Minnesota to begin contributing $9 million to the PEPFF each year, starting in fiscal year 2014. At December 31, 2015, the City reported its proportionate share of the PEPFF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Deferred Outflows Inflows of Resources of Resources Differences between expected and actual economic experience –$ 595,160$ Differences between projected and actual investment earnings 639,443 – Changes in proportion – 36,002 Contributions paid to the PERA subsequent to the measurement date 264,415 – Total 903,858$ 631,162$ Deferred outflows of resources reported $264,415 related to pensions resulting from city contributions subsequent to the measurement date that will be recognized as a reduction of the net pension liability in the year ending December 31, 2016. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Pension Year Ending Expense December 31, Amount 2016 33,628$ 2017 33,628$ 2018 33,628$ 2019 33,628$ 2020 (126,231)$ -58- NOTE 8 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) E. Actuarial Assumptions The total pension liability in the June 30, 2015 actuarial valuation was determined using the following actuarial assumptions: Inflation 2.75% per year Active member payroll growth 3.50% per year Investment rate of return 7.90% Salary increases were based on a service-related table. Mortality rates for active members, retirees, survivors, and disabilitants were based on RP-2000 tables for males or females, as appropriate, with slight adjustments. Cost of living benefit increases for retirees are assumed to be: 1 percent effective every January 1st until 2034, then 2.5 percent for the GERF and the PEPFF. Actuarial assumptions used in the June 30, 2015 valuation were based on the results of actuarial experience studies. The experience study in the GERF was for the period July 1, 2004 through June 30, 2008, with an update of economic assumptions in 2014. The experience study for the PEPFF was for the period July 1, 2004 through June 30, 2009. There were no changes in actuarial assumptions in 2015. The long-term expected rate of return on pension plan investments is 7.9 percent. The State Board of Investment, which manages the investments of the PERA, prepares an analysis of the reasonableness of the long-term expected rate of return on a regular basis using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Asset Class Target Allocation Long-Term Expected Real Rate of Return Domestic stocks 45% 5.50% International stocks 15% 6.00% Bonds 18% 1.45% Alternative assets 20% 6.40% Cash 2% 0.50% F. Discount Rate The discount rate used to measure the total pension liability was 7.9 percent. The projection of cash flows used to determine the discount rate assumed that employee and employer contributions will be made at the rate specified in the statute. Based on that assumption, each pension plan’s fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. -59- NOTE 8 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) G. Pension Liability Sensitivity The following presents the City’s proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: 1% Decrease in 1% Increase in Discount Rate Discount Rate Discount Rate (6.9%) (7.9%) (8.9%) The City’s proportionate share of the GERF net pension liability 8,841,407$ 5,623,033$ 2,965,151$ The City’s proportionate share of the PEPFF net pension liability 7,152,938$ 3,670,036$ 792,552$ H. Pension Plan Fiduciary Net Position Detailed information about each pension plan’s fiduciary net position is available in a separately-issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the PERA website at www.mnpera.org. NOTE 9 – DEFINED CONTRIBUTION PENSION PLAN – STATE-WIDE The City Council members are covered by the Public Employees Defined Contribution Plan (PEDCP), a multiple-employer deferred compensation plan administered by the PERA. The PEDCP is a tax qualified plan under Section 401(a) of the Internal Revenue Code, and all contributions by or on behalf of employees are tax deferred until time of withdrawal. Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses. Minnesota Statutes, Chapter 353D.03, specifies plan provisions, including the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5 percent of salary which is matched by the elected official’s employer. For ambulance service personnel, employer contributions are determined by the employer, and for salaried employee contributions must be a fixed percentage of salary. Employer contributions for volunteer personnel may be a unit value for each call or period of alert duty. Employees who are paid for their services may elect to make member contributions in an amount not to exceed the employer share. Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, the PERA receives 2 percent of employer contributions and twenty-five hundredths of 1 percent (0.0025) of the assets in each member’s account annually. Total contributions made by the City for the last three fiscal years were: Required Employees Employer Employees Employer Rates 2013 2,377$ 2,377$ 5.00% 5.00% 5.00% 2014 1,636$ 1,636$ 5.00% 5.00% 5.00% 2015 1,500$ 1,500$ 5.00% 5.00% 5.00% Amount Percentage of Covered Payroll -60- NOTE 10 – DEFINED BENEFIT PENSION PLAN – FIRE RELIEF ASSOCIATION A. Plan Description Volunteer firefighters of the Golden Valley Fire Department (the Department) are covered by a single employer defined benefit pension plan established and administered in accordance with Minnesota Statute, Chapter 69 by the Golden Valley Fire Department Relief Association (the Association). As of December 31, 2014, the plan covered 53 active firefighters and 5 vested terminated firefighters whose pension benefits are deferred. The Association maintains a separate Special Fund to accumulate assets to fund the retirement benefits earned by the Department’s membership. B. Benefits Provided A firefighter who completes at least 20 years as an active member of the Department is entitled, after age 50, to a full service pension upon retirement. The bylaws of the Association also provide for an early vested service pension for a retiring member who has completed fewer than 20 years of service. The reduced pension, available to members with 10 years of service, shall be equal to 60 percent of the pension as described by the bylaws. This percentage increases 4 percent per year so that at 20 years of service, the full amount prescribed is paid. Members who retire with less than 20 years of service and have reached the age of 50, and have completed at least 10 years of active membership, are entitled to a reduced service pension not to exceed the amount calculated by multiplying the member’s service pension for the completed years of service times the applicable non-forfeitable percentage of pension. C. Contributions Minnesota Statutes, Chapters 424 and 424A, authorize pension benefits for volunteer fire relief associations. The plan is funded by fire state-aid, investment earnings, and, if necessary, employer contributions as specified in Minnesota Statutes and voluntary city contributions (if applicable). The firefighters have no obligation to contribute to the plan. Nonemployer pension contributions include aid from the state of Minnesota, which is received initially by the City and subsequently remitted to the Association. These on-behalf state-aid payments are recognized as revenues and expenditures in the City’s Payroll Benefits Internal Service Fund during the period received. The state of Minnesota contributed $142,440 in fire state-aid to the plan on behalf of the Department for the year ended December 31, 2014. Required employer contributions are calculated annually based on statutory provisions. The City’s statutorily-required contributions to the plan for the year ended December 31, 2015 were $0. The City’s contributions were equal to the required contributions as set by state statute. The City made no voluntary contributions to the plan. D. Pension Costs At December 31, 2015, the City reported a net pension liability (asset) of ($1,905,929) for the plan. The net pension liability (asset) was measured as of December 31, 2014. The total pension liability used to calculate the net pension liability (asset) in accordance with GASB Statement No. 68 was determined by applying an actuarial formula to specific census data certified by the Department as of December 31, 2014. -61- NOTE 10 – DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) The following table presents the changes in net pension liability (asset) during the year: Total Pension Plan Fiduciary Net Pension Liability Net Position Liability (Asset) (a) (b) (a-b) Beginning balance – January 1, 2014 2,709,977$ 4,500,389$ (1,790,412)$ Changes for the year Service cost 158,309 – 158,309 Interest on pension liability (asset) 189,130 – 189,130 Projected investment earnings – 335,884 (335,884) Contributions (state and city) – 143,581 (143,581) Benefit payments, including member contribution refunds (332,858) (332,858) – Administrative costs – (16,509) 16,509 Total net changes 14,581 130,098 (115,517) Ending balance – December 31, 2014 2,724,558$ 4,630,487$ (1,905,929)$ For the year ended December 31, 2015, the City recognized pension revenue of $142,440 and pension expense of $54,511. At December 31, 2015, the City reported deferred inflows of resources and deferred outflows of resources related to pension from the following sources: Deferred Deferred Outflows Inflows of Resources of Resources Net difference between projected and actual earnings on plan investments –$ 22,447$ State-aid to the City subsequent to the measurement date 149,972 149,972 Total 149,972$ 172,419$ Deferred outflows of resources totaling $149,972 related to pensions resulting from city contributions to the plan subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ending December 31, 2016. Deferred inflows of resources totaling $149,972 related to state-aid received subsequent to the measurement date will be recognized for its impact on the net pension liability in the year ending December 31, 2016. Other amounts reported as deferred outflows and inflows of resources related to the plan will be recognized in pension expense as follows: Pension Year Ending Expense December 31, Amount 2016 (5,612)$ 2017 (5,612)$ 2018 (5,612)$ 2019 (5,611)$ -62- NOTE 10 – DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) E. Actuarial Assumptions The total pension liability at December 31, 2014 was determined using the entry age normal actuarial cost method and the following actuarial assumptions: Retirement eligibility at 100 percent service pension at age 50 with 20 years of service, early vested retirement at age 50 with 10 years of service vested at 60 percent and increased by 4 percent for each additional year of service up to 20 and eligibility for deferred service pension payable at age 50 with 20 years of service Salary increases 0.00% per year Inflation rate 2.75% Investment rate of return 7.00% 20-year municipal bond yield 3.50% Mortality rates for active members, retirees, survivors, and disabilitants were based on RP-2000 tables for males or females, as appropriate, with slight adjustments. There were no changes in actuarial assumptions in 2014. The 7 percent long-term expected rate of return on pension plan investments was determined using a building-block method in which best estimates for expected future real rates of return (expected returns, net of inflation) were developed for each asset class using the plan’s target investment allocation along with long-term return expectations by asset class. Inflation expectations were applied to derive the nominal rate of return for the portfolio. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Asset Class Domestic equity 69.10 % 7.75 % International equity 8.40 7.75 Fixed income 22.20 4.50 cash and equivalents 0.30 3.00 Total 100.00 % 7.00 % Allocation Target Rate of Return Expected Nominal Long-Term F. Discount Rate The discount rate used to measure the total pension liability was 7.0 percent. The projection of cash flows used to determine the discount rate assumed that contributions to the plan will be made as specified in the statute. Based on that assumption and considering the funding ratio of the plan, the fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. -63- NOTE 10 – DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) G. Pension Liability (Asset) Sensitivity The following presents the City’s net pension liability (asset) for the plan, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s net pension liability (asset) would be if it were calculated using a discount rate 1 percent lower or 1 percent higher than the current discount rate: 1 Percent 1 Percent Decrease (6.00%) Current (7.00%) Increase (8.00%) Defined benefit plan (1,813,873)$ (1,905,929)$ (1,995,624)$ H. Pension Plan Fiduciary Net Position The Association issues a publicly available financial report that includes financial statements and required supplementary information. This report may be obtained at Golden Valley City Hall. NOTE 11 – FLEXIBLE BENEFIT PLAN The City offers three types of flexible spending accounts: medical premiums, medical expenses, and dependent care expenses. Eligible employees can elect to participate by contributing pre-tax dollars withheld from payroll checks to the plan for healthcare and dependent care benefits. Payments are made from the plan to participating employees upon submitting a request for reimbursement of eligible expenses actually incurred by the participant. Before the beginning of the plan year, which is from January 1 to December 31, each participant designates a total amount of pre-tax dollars to be contributed to the plan during the year. For the medical expense account, the City is contingently liable for claims against the total amount of participants’ annual contributions to the plan, whether or not such contributions have been made. All plan activity is recorded in the City’s General Fund. Assets of the plan are held in the City’s payroll checking account. Amounts withheld to pay for employee medical insurance premiums are administered and paid out directly by the City’s finance department. Medical expense and dependent care expense accounts are administered by the Stanton Group—a benefit consulting firm. Claims are made directly to the Stanton Group by plan participants. The Stanton Group then reimburses the participants and bills the City for these reimbursements. All plan property and income attributable to that property is solely the property of the City subject to the claims of the City’s general creditors. Participants’ rights under the plan are equal to those of general creditors of the City in an amount equal to the eligible healthcare and dependent care expenses incurred by the participants. The City believes it unlikely that it will use the assets to satisfy the claims of general creditors in the future. -64- NOTE 12 – TAX INCREMENT FINANCING DISTRICTS The City is the administering authority for the following tax increment financing districts: North Wirth Highway 55 Cornerstone Winnetka/ Redevelopment West Creek Medicine Lake District No. 1505 District No. 1506 District No. 1507 District No. 1508 Authorizing law M.S. 469 M.S. 469 M.S. 469 M.S. 469 Year established 2004 2013 2015 2015 First tax increment 2005 2015 2018 2018 Duration of district 25 years 25 years 25 years 25 years Tax capacity – taxes payable 2015 Original 6,650$ 65,390$ –$ –$ Current 37,900 53,516 – – Captured – retained 31,250$ –$ –$ –$ NOTE 13 – JOINT POWERS AGREEMENTS A. Bassett Creek Water Management Commission The City is a member of a joint powers agreement, together with the cities of Medicine Lake, Plymouth, Robbinsdale, Minneapolis, Minnetonka, New Hope, Crystal, and St. Louis Park, which establishes the authority for the Bassett Creek Water Management Commission (the Commission). The Commission was created to provide for the improvement and development of Bassett Creek as a storm sewer to channel storm waters from member communities to the Mississippi River. Each member city is entitled to appoint one representative to the Commission. The nine-member Commission develops a budget for the year each July 1. Each member city contributes funds to cover the budgeted costs of operations based half on the assessed valuation of all taxable property, and half on total area each member city has within the boundaries of the watershed. Any capital costs incurred by the Commission are apportioned to the members based half on the real property valuation of each member city within the watershed, and half on the total area of each member city within the boundaries of the watershed. The following financial information is from the Commission’s audited financial statements for the year ended January 31, 2016, which are available at Golden Valley City Hall: Total assets – all current 5,578,150$ Total liabilities – all current 476,634 Net position 5,101,516$ Revenue 1,757,945$ Expenses 1,676,859 Change in net position 81,086$ Of the total revenue, $490,344 represented assessments to member cities. The City’s 2015 portion was $121,964, or 24.9 percent, of total assessments paid by members. -65- NOTE 13 – JOINT POWERS AGREEMENTS (CONTINUED) B. Joint Water Commission (JWC) The City is a member of a joint powers agreement, together with the cities of Crystal and New Hope, which established a JWC. The JWC was created in 1963 to provide for the creation and maintenance of a joint water supply, storage, and distribution system through which water purchased from the City of Minneapolis can be supplied to the population of the member cities. Each member city is entitled to appoint one member to the JWC. Original construction costs were allocated to the member cities based on percentages agreed upon in the joint powers agreement. All subsequent operating and maintenance costs are apportioned to and paid by each member city on the basis of water usage. Under the terms of the joint powers agreement, upon termination the accumulated assets of the JWC shall be divided amongst the member cities in a manner to be determined and unanimously approved by the member cities. Because the manner in which the JWC’s assets would be divided upon termination is not specified, it is not practical for the City to determine its portion of JWC assets. Therefore, the City’s Utility Enterprise Fund does not record any amount as an equity investment or contributed capital (for construction costs paid by other funds) related to the JWC. The following financial information is from the JWC’s audited financial statements for the year ended December 31, 2015, which are available at Golden Valley City Hall: Total assets 15,335,319$ Total liabilities 722,509 Net position 14,612,810$ Revenue 11,813,049$ Expenses 6,408,186 Change in net position 5,404,863$ Of the total revenues, $11,667,905 represented assessments paid by member cities. Of the total member assessments, $4,849,648, or 41.6 percent, was paid by the City. NOTE 14 – CONTINGENCIES AND COMMITMENTS A. Legal Claims The City has the usual and customary type of miscellaneous legal claims pending at year-end. Although the outcome of these lawsuits is not presently determinable, the City’s management believes that the City will not incur any material monetary loss resulting from these claims. No loss has been recorded on the City’s financial statements relating to these claims. B. Federal and State Receivables Amounts recorded or receivable from federal and state agencies are subject to agency audit and adjustment. Any disallowed claims, including amounts already collected, may constitute a liability of the applicable funds. The amount, if any, of claims which may be disallowed by the grantor agencies cannot be determined at this time, although the City expects such amounts, if any, to be immaterial. C. Tax Increment Districts The City’s tax increment districts are subject to review by the Office of the State Auditor. Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance which would have a material effect on the financial statements. -66- NOTE 14 – CONTINGENCIES AND COMMITMENTS (CONTINUED) D. Pay-As-You-Go Tax Increment Note The City has a development agreement with a private developer for a property in the North Wirth Tax Increment District. As part of this agreement, the City has agreed to reimburse the developer for certain environmental remediation costs through a pay-as-you-go tax increment note. The note provides for the payment of principal equal to the developer’s costs, plus interest at 6 percent (interest accrual commencing upon the developer completing the first two phases of the project). Payments of the note will be made at the lesser of the scheduled note payments or the actual net tax increment received during the period specified in the agreement. The note will be cancelled at the end of the agreement term, whether it has been fully repaid or not. The outstanding principal balance of this note as of December 31, 2015 is $244,859. This note is not included in the City’s long-term debt, because repayment is required only to the extent sufficient tax increments are received. The City’s position is that this is an obligation to assign future and uncertain revenue sources and, as such, is not actual debt in substance. E. Construction Commitments At December 31, 2015, the City is committed to various construction contracts for the improvement of city property. The City’s remaining commitment under these contracts is approximately $1,225,042. NOTE 15 – DEFICIT FUND BALANCES/NET POSITION At December 31, 2015, the Douglas Drive Improvement Capital Project Fund reported a deficit fund balance of $41,288. The deficit is due to project costs incurred in advance of funding, and will be eliminated through future revenues and other financing sources. At December 31, 2015, the Payroll Benefits Internal Service Fund reported a deficit net position of $7,429,693. The deficit was caused by the implementation of GASB Statement No. 68, and the recognition of the City’s proportionate share of net pension liabilities related to two state-wide, multi-employer, cost-sharing defined benefit pension plans administered by the PERA, as described earlier in these notes. This deficit will be eliminated through the future funding of these liabilities. NOTE 16 – SUBSEQUENT EVENTS A. Future Debt Issues In May 2016, the City approved the authorization to issue three new bonds. The first issue is $1,290,000 of General Obligation Improvement Bonds, Series 2016A. The proceeds of the issue will be used for street improvements. The second issue is $800,000 of General Obligation Equipment Certificates, Series 2016B. The proceeds of this issue will be used for equipment purchases. The third issue is $5,630,000 of General Obligation Street Reconstruction Bonds, Series 2016C. The proceeds of the issue will be used for street improvements. B. Debt Retirement In February 2016, the City used available funds on hand to exercise an early call option retiring the February 1, 2017 through February 1, 2021 maturities of its General Obligation Storm Sewer Utility Revenue Bonds, Series 2006C. The total principal called was $775,000. THIS PAGE INTENTIONALLY LEFT BLANK REQUIRED SUPPLEMENTARY INFORMATION (Unfunded) Unfunded Actuarial Actuarial Actuarial Liability as a Valuation Date – Accrued Actuarial Value Accrued Covered Percentage of January 1, Liability of Plan Assets Liability Payroll Payroll 2010 1,641,256$ –$ 1,641,256$ – % 8,247,626$ 19.9% 2012 1,710,953$ –$ 1,710,953$ – % 8,136,559$ 21.0% 2014 1,714,926$ –$ 1,714,926$ – % 8,825,950$ 19.4% Ratio Funded Schedule of Funding Progress CITY OF GOLDEN VALLEY Other Post-Employment Benefits Plan City of Golden Valley -67- City’s Proportionate Plan Fiduciary Share of the Net Position City’s City’s Net Pension as a PERA Fiscal Proportion Proportionate Liability as a Percentage Year-End Date of the Net Share of the City’s Percentage of of the Total City Fiscal (Measurement Pension Net Pension Covered Covered Pension Year-End Date Date) Liability Liability (a) Payroll (b)Payroll (a/b) Liability 12/31/2015 6/30/2015 0.1085% 5,623,033$ 6,374,138$ 88.22% 78.20% Contributions in Relation to Contributions PERA Fiscal Statutorily the Statutorily as a Year-End Date Required Required Contribution Percentage City Fiscal (Measurement Contributions Contributions Deficiency Covered of Covered Year-End Date Date) (a) (b) (Excess) (a-b) Payroll (d)Payroll (b/d) 12/31/2015 6/30/2015 509,632$ 509,632$ –$ 6,795,097$ 7.50% Note: Year Ended December 31, 2015 The City implemented GASB Statement No. 68 in fiscal 2015 (using a June 30, 2015 measurement date). This information is not available for previous fiscal years. CITY OF GOLDEN VALLEY Schedule of City’s and Non-Employer Proportionate Share of Net Pension Liability PERA – Public Employees General Employees Retirement Fund Year Ended December 31, 2015 Schedule of Employer Contributions PERA – Public Employees General Employees Retirement Fund -68- City’s Proportionate Plan Fiduciary Share of the Net Position City’s City’s Net Pension as a PERA Fiscal Proportion Proportionate Liability as a Percentage Year-End Date of the Net Share of the City’s Percentage of of the Total City Fiscal (Measurement Pension Net Pension Covered Covered Pension Year-End Date Date) Liability Liability (a) Payroll (b)Payroll (a/b) Liability 12/31/2015 6/30/2015 0.3230% 3,670,036$ 2,955,388$ 124.18% 86.60% Contributions in Relation to Contributions PERA Fiscal Statutorily the Statutorily as a Year-End Date Required Required Contribution Percentage City Fiscal (Measurement Contributions Contributions Deficiency Covered of Covered Year-End Date Date) (a) (b) (Excess) (a-b) Payroll (d)Payroll (b/d) 12/31/2015 6/30/2015 507,642$ 507,642$ –$ 3,133,590$ 16.20% Note: Year Ended December 31, 2015 The City implemented GASB Statement No. 68 in fiscal 2015 (using a June 30, 2015 measurement date). This information is not available for previous fiscal years. CITY OF GOLDEN VALLEY Schedule of City’s and Non-Employer Proportionate Share of Net Pension Liability PERA – Public Employees Police and Fire Fund Year Ended December 31, 2015 Schedule of Employer Contributions PERA – Public Employees Police and Fire Fund -69- City fiscal year-end date December 31, 2015 Golden Valley Fire Department Relief Association year-end date (measurement date) December 31, 2014 Total pension liability Service cost 158,309$ Interest 189,130 Benefit payments (332,858) Net change in total pension liability 14,581 Total pension liability – beginning 2,709,977 Total pension liability – ending 2,724,558$ Plan fiduciary net position Contributions (state and local)143,581$ Net investment income 335,884 Benefit payments (332,858) Administrative costs (16,509) Net change in plan fiduciary net position 130,098 Total pension liability – beginning 4,500,389$ Total pension liability – ending 4,630,487$ Net pension liability (asset) – ending (1,905,929)$ Plan fiduciary net position as a percentage of the total pension liability 169.95% Non-Employer City Fiscal Statutorily Contribution Year-End Required Actual Contribution State 2% Date Contributions (a) Contributions (b) Excess (a-b) Fire Aid 12/31/2014 1,141$ 1,141$ –$ 142,440$ 12/31/2015 –$ –$ –$ 149,972$ Note: Schedule of City Contributions and Non-Employer Contributing Entities The City implemented GASB Statement No. 68 in fiscal 2015 (using a December 31, 2014 measurement date). This information is not available for previous years. CITY OF GOLDEN VALLEY Golden Valley Fire Department Relief Association Schedule of Changes in Net Pension Assets and Related Ratios Golden Valley Fire Department Relief Association -70- THIS PAGE INTENTIONALLY LEFT BLANK SUPPLEMENTAL INFORMATION -71- NONMAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS Human Service – used to account for fundraising and pull-tab gambling proceeds remitted to the City by various nonprofit organizations that run charitable gambling operations within the City’s limits. The monies are committed to support organizations or programs that address human service needs in the City. A commission has been appointed to administer this fund. Cemetery – used to account for monies received from cemetery plot sales. These funds are restricted for maintenance of the city-owned cemetery. DWI Enforcement – used to account for monies received from DWI-related fines and forfeitures. These funds are restricted for DWI enforcement and education. HRA General – used to account for the general activities of the City’s HRA, a blended component unit. DEBT SERVICE FUNDS Certificates of Indebtedness – used to account for accumulation of, resources for, and payment of debt service on the City’s general obligation certificates of indebtedness. Tax Abatement Bonds – used to account for accumulation of, resources for, and payment of debt service on bonds sold to finance improvements within the Trunk Highway 55 and Boone Avenue intersection. CAPITAL PROJECT FUNDS Building Fund – used to provide financing for major capital improvements made to the City’s buildings. Street Reconstruction Capital Project Fund – This fund is used to account for financial resources (primarily improvement bond proceeds) to be used for the City’s street reconstruction program. Cable Improvement Fund – used to provide for the ongoing capital equipment needs necessary to support cable television public access and local programming. Park Capital Improvement Fund – used to provide financing for major improvements to the City’s parks and open space areas. Equipment Replacement Fund – used to provide financing for major vehicle and equipment purchases for the City’s General Fund divisions. State-Aid Construction Fund – used to account for state construction aid received to finance qualifying road projects. HRA Capital Project Funds – used to account for the expenditures of the City’s HRA Housing Program and the redevelopment expenditures in the City’s tax increment districts: Golden Hills No. 1503, North Wirth No. 1505, Highway 55 West No. 1506, and Winnetka/Medicine Lake No. 1508. Brookview Community Center Building Fund – used to account for improvements to the City’s Brookview Community Center. Special Revenue Debt Service Capital Project Totals Assets Cash and temporary investments 660,306$ 1,921,247$ 11,916,547$ 14,498,100$ Receivables Special assessments – – 186,854 186,854 Accounts 3,232 – 10,461 13,693 Due from other governmental units – – 135,556 135,556 Prepaid items 285 – – 285 Total assets 663,823$ 1,921,247$ 12,249,418$ 14,834,488$ Liabilities Accounts payable 11,400$ –$ 55,869$ 67,269$ Contracts payable – – 88,667 88,667 Due to other governmental units – – 71 71 Deposits – – 43,411 43,411 Due to other funds 29,676 – 38,307 67,983 Total liabilities 41,076 – 226,325 267,401 Deferred inflows of resources Unavailable revenue – special assessments – – 186,854 186,854 Unavailable revenue – other – – 6,500 6,500 Total deferred inflows of resources – – 193,354 193,354 Fund balances Nonspendable 285 – – 285 Restricted 420,192 1,921,247 4,761,324 7,102,763 Committed 202,270 – – 202,270 Assigned – – 7,068,415 7,068,415 Total fund balances 622,747 1,921,247 11,829,739 14,373,733 Total liabilities, deferred inflows of resources, and fund balances 663,823$ 1,921,247$ 12,249,418$ 14,834,488$ CITY OF GOLDEN VALLEY Nonmajor Governmental Funds Combining Balance Sheet December 31, 2015 -72- Special Revenue Debt Service Capital Project Totals Revenue Ad valorem taxes –$ 1,095,861$ –$ 1,095,861$ Tax increments – – 23,439 23,439 Special assessments – – 64,266 64,266 Intergovernmental revenue 31,432 – 2,537,378 2,568,810 Investment income 1,863 4,031 56,805 62,699 Other revenue Contributions 107 – – 107 Lawful gambling proceeds 36,801 – – 36,801 Miscellaneous 113,484 153,294 318,388 585,166 Total revenue 183,687 1,253,186 3,000,276 4,437,149 Expenditures Current General government 74,869 – – 74,869 Public safety 55,334 – – 55,334 Capital outlay – – 6,793,086 6,793,086 Debt service Principal – 1,055,000 115,000 1,170,000 Interest and fiscal charges – 49,269 109,097 158,366 Total expenditures 130,203 1,104,269 7,017,183 8,251,655 Excess (deficiency) of revenue over expenditures 53,484 148,917 (4,016,907) (3,814,506) Other financing sources (uses) Sale of capital assets – – 53,442 53,442 Bonds issued – 20,020 2,628,204 2,648,224 Premium on bonds issued – – 104,008 104,008 Transfers in 200,000 344,000 2,676,060 3,220,060 Transfers (out) – – (1,340,927) (1,340,927) Total other financing sources (uses) 200,000 364,020 4,120,787 4,684,807 Net change in fund balances 253,484 512,937 103,880 870,301 Fund balances Beginning of year 369,263 1,408,310 11,725,859 13,503,432 End of year 622,747$ 1,921,247$ 11,829,739$ 14,373,733$ CITY OF GOLDEN VALLEY Nonmajor Governmental Funds Combining Statement of Revenue, Expenditures, and Changes in Fund Balances Year Ended December 31, 2015 -73- Human DWI HRA Service Cemetery Enforcement General Totals Assets Cash and temporary investments 200,338$ 77,454$ 138,417$ 244,097$ 660,306$ Receivables Accounts 2,932 – – 300 3,232 Prepaids – – 285 – 285 Total assets 203,270$ 77,454$ 138,702$ 244,397$ 663,823$ Liabilities Accounts payable 1,000$ –$ 10,400$ –$ 11,400$ Due to other funds – – – 29,676 29,676 Total liabilities 1,000 – 10,400 29,676 41,076 Fund balances Nonspendable – – 285 – 285 Restricted for cemetery maintenance – 77,454 – – 77,454 Restricted for DWI enforcement – – 128,017 – 128,017 Restricted for redevelopment – – – 214,721 214,721 Committed for human service needs 202,270 – – – 202,270 Total fund balances 202,270 77,454 128,302 214,721 622,747 Total liabilities and fund balances 203,270$ 77,454$ 138,702$ 244,397$ 663,823$ CITY OF GOLDEN VALLEY Nonmajor Special Revenue Funds Combining Balance Sheet December 31, 2015 -74- Human DWI Service Cemetery Enforcement HRA General Totals Revenue Intergovernmental revenue –$ –$ 31,432$ –$ 31,432$ Investment income 960 384 504 15 1,863 Other revenue Contributions 107 – – – 107 Lawful gambling proceeds 36,801 – – – 36,801 Miscellaneous 51,016 1,600 60,868 – 113,484 Total revenue 88,884 1,984 92,804 15 183,687 Expenditures Current General government Operating supplies 11,247 – – – 11,247 Professional services 44,000 – – 19,622 63,622 Public safety Salaries – – 3,831 – 3,831 Operating supplies – – 51,503 – 51,503 Total expenditures 55,247 – 55,334 19,622 130,203 Excess (deficiency) of revenue over expenditures 33,637 1,984 37,470 (19,607) 53,484 Other financing sources Transfers in – – – 200,000 200,000 Net change in fund balances 33,637 1,984 37,470 180,393 253,484 Fund balances Beginning of year 168,633 75,470 90,832 34,328 369,263 End of year 202,270$ 77,454$ 128,302$ 214,721$ 622,747$ CITY OF GOLDEN VALLEY Nonmajor Special Revenue Funds Combining Statement of Revenue, Expenditures, and Changes in Fund Balances Year Ended December 31, 2015 -75- Certificates Tax of Abatement Indebtedness Bonds Totals Assets Cash and temporary investments 582,859$ 1,338,388$ 1,921,247$ Fund balances Restricted for debt service 582,859$ 1,338,388$ 1,921,247$ CITY OF GOLDEN VALLEY Nonmajor Debt Service Funds Combining Balance Sheet December 31, 2015 -76- Certificates Tax of Abatement Indebtedness Bonds Totals Revenue Ad valorem taxes 795,861$ 300,000$ 1,095,861$ Investment income – 4,031 4,031 Other revenue Miscellaneous – 153,294 153,294 Total revenue 795,861 457,325 1,253,186 Expenditures Debt service Principal 710,000 345,000 1,055,000 Interest 17,244 19,156 36,400 Fiscal charges 12,639 230 12,869 Total expenditures 739,883 364,386 1,104,269 Excess of revenue over expenditures 55,978 92,939 148,917 Other financing sources Bonds issued 20,020 – 20,020 Transfers in 94,000 250,000 344,000 Total other financing sources 114,020 250,000 364,020 Net change in fund balances 169,998 342,939 512,937 Fund balances Beginning of year 412,861 995,449 1,408,310 End of year 582,859$ 1,338,388$ 1,921,247$ CITY OF GOLDEN VALLEY Nonmajor Debt Service Funds Combining Statement of Revenue, Expenditures, and Changes in Fund Balances Year Ended December 31, 2015 -77- Street Reconstruction Cable Park Capital Equipment Building Capital Project Improvement Improvement Replacement Assets Cash and temporary investments 1,047,331$ 2,775,985$ 168,534$ 850,890$ 3,461,535$ Receivables Special assessments – 148,109 – – – Accounts – – – 6,500 – Due from other governmental units – – – – – Total assets 1,047,331$ 2,924,094$ 168,534$ 857,390$ 3,461,535$ Liabilities Accounts payable 354$ 22,660$ –$ 23,147$ –$ Contracts payable – 37,648 – 4,771 – Due to other governmental units – – – – – Deposits – 30,125 – 3,250 – Due to other funds – – – – – Total liabilities 354 90,433 – 31,168 – Deferred inflows of resources Unavailable revenue – special assessments – 148,109 – – – Unavailable revenue – other – – – 6,500 – Total deferred inflows of resources – 148,109 – 6,500 – Fund balances Restricted for state-aid street improvements – – – – – Restricted for park improvements – – – 170,202 – Restricted for redevelopment – – – – – Restricted for street improvements – 2,166,018 – – – Restricted for equipment replacement – – – – 28,991 Assigned for cable improvements – – 168,534 – – Assigned for park improvements – – – 649,520 – Assigned for equipment replacement – – – – 3,432,544 Assigned for Brookview Community Center – – – – – Assigned for street improvements – 519,534 – – – Assigned for capital improvements 1,046,977 – – – – Total fund balances 1,046,977 2,685,552 168,534 819,722 3,461,535 Total liabilities, deferred inflows of resources, and fund balances 1,047,331$ 2,924,094$ 168,534$ 857,390$ 3,461,535$ CITY OF GOLDEN VALLEY Nonmajor Capital Project Funds Combining Balance Sheet December 31, 2015 -78- Brookview North Wirth Community Winnetka/ State-Aid HRA Capital Golden Hills No. 3 Hwy 55 West Center Medicine Lake Construction Project Tax Increment Tax Increment Tax Increment Building Tax Increment Totals 2,453,552$ 103,856$ –$ 19,164$ 28,965$ 1,000,000$ 6,735$ 11,916,547$ 38,745 – – – – – – 186,854 – – – – 3,961 – – 10,461 133,005 – – 2,551 – – – 135,556 2,625,302$ 103,856$ –$ 21,715$ 32,926$ 1,000,000$ 6,735$ 12,249,418$ 3,562$ –$ –$ –$ –$ 6,146 –$ 55,869$ 46,248 – – – – – – 88,667 71 – – – – – – 71 – – – 8,687 – – 1,349 43,411 – – – – 32,921 – 5,386 38,307 49,881 – – 8,687 32,921 6,146 6,735 226,325 38,745 – – – – – – 186,854 – – – – – – – 6,500 38,745 – – – – – – 193,354 2,279,224 – – – – – – 2,279,224 – – – – – – – 170,202 – 103,856 – 13,028 5 – – 116,889 – – – – – – – 2,166,018 – – – – – – – 28,991 – – – – – – – 168,534 – – – – – – – 649,520 – – – – – – – 3,432,544 – – – – – 993,854 – 993,854 257,452 – – – – – – 776,986 – – – – – – – 1,046,977 2,536,676 103,856 – 13,028 5 993,854 – 11,829,739 2,625,302$ 103,856$ –$ 21,715$ 32,926$ 1,000,000$ 6,735$ 12,249,418$ -79- Street Reconstruction Cable Park Capital Equipment Building Capital Project Improvement Improvement Replacement Revenue Tax increments –$ –$ –$ –$ –$ Special assessments – 48,446 – – – Intergovernmental revenue – – – 325,000 – Investment income 11,478 12,987 759 2,796 14,746 Other revenue Miscellaneous 4,125 900 34,078 272,003 7,282 Total revenue 15,603 62,333 34,837 599,799 22,028 Expenditures Capital outlay Street – 2,340,110 – – – City buildings and grounds 532,390 – – 515,355 – Equipment – – – – 1,332,552 HRA projects – – – – – Total capital outlay 532,390 2,340,110 – 515,355 1,332,552 Debt service Principal retirement – – – – – Interest and fiscal charges – 22,225 – – 12,491 Total debt service – 22,225 – – 12,491 Total expenditures 532,390 2,362,335 – 515,355 1,345,043 Excess (deficiency) of revenue over expenditures (516,787) (2,300,002) 34,837 84,444 (1,323,015) Other financing sources (uses) Sale of capital assets – – – – 53,442 Bonds issued – 1,848,224 – – 779,980 Premium on bonds issued – 84,954 – – 19,054 Transfers in 225,000 100,000 – 297,060 1,054,000 Transfers (out) (1,000,000) – – – (54,000) Total other financing sources (uses) (775,000) 2,033,178 – 297,060 1,852,476 Net change in fund balances (1,291,787) (266,824) 34,837 381,504 529,461 Fund balances Beginning of year 2,338,764 2,952,376 133,697 438,218 2,932,074 End of year 1,046,977$ 2,685,552$ 168,534$ 819,722$ 3,461,535$ CITY OF GOLDEN VALLEY Nonmajor Capital Project Funds Combining Statement of Revenue, Expenditures, and Changes in Fund Balances Year Ended December 31, 2015 -80- Brookview North Wirth Community Winnetka/ State-Aid HRA Capital Golden Hills No. 3 Hwy 55 West Center Medicine Lake Construction Project Tax Increment Tax Increment Tax Increment Building Tax Increment Totals –$ –$ –$ 23,439$ –$ –$ –$ 23,439$ 15,820 – – – – – – 64,266 2,212,378 – – – – – – 2,537,378 14,021 16 – 2 – – – 56,805 – – – – – – – 318,388 2,242,219 16 – 23,441 – – – 3,000,276 2,043,656 – – – – – – 4,383,766 – – – – – – – 1,047,745 – – – – – 6,146 – 1,338,698 – – – 22,877 – – – 22,877 2,043,656 – – 22,877 – 6,146 – 6,793,086 115,000 – – – – – – 115,000 74,381 – – – – – – 109,097 189,381 – – – – – – 224,097 2,233,037 – – 22,877 – 6,146 – 7,017,183 9,182 16 – 564 – (6,146) – (4,016,907) – – – – – – – 53,442 – – – – – – – 2,628,204 – – – – – – – 104,008 – – – – – 1,000,000 – 2,676,060 – – (286,927) – – – – (1,340,927) – – (286,927) – – 1,000,000 – 4,120,787 9,182 16 (286,927) 564 – 993,854 – 103,880 2,527,494 103,840 286,927 12,464 5 – – 11,725,859 2,536,676$ 103,856$ –$ 13,028$ 5$ 993,854$ –$ 11,829,739$ -81- THIS PAGE INTENTIONALLY LEFT BLANK 2014 Final Over (Under) Budget Actual Budget Actual Revenue Taxes Ad valorem 13,266,155$ 13,360,590$ 94,435$ 12,400,560$ Penalties and interest – 41,247 41,247 30,826 Total taxes 13,266,155 13,401,837 135,682 12,431,386 Special assessments 10,000 16,198 6,198 13,768 Licenses and permits Licenses 221,565 242,381 20,816 268,671 Permits 800,000 1,383,732 583,732 1,210,633 Total licenses and permits 1,021,565 1,626,113 604,548 1,479,304 Intergovernmental revenue Federal grants – 16,672 16,672 63,345 State grants 261,600 270,167 8,567 221,153 County 31,205 31,205 – 31,758 Total intergovernmental revenue 292,805 318,044 25,239 316,256 Charges for services General government 19,065 34,136 15,071 49,787 Police 136,120 120,600 (15,520) 121,445 Fire 40,000 45,420 5,420 44,587 Physical development 141,000 191,702 50,702 168,169 Parks and recreation 396,300 378,597 (17,703) 382,522 Other funds 841,500 781,043 (60,457) 903,459 Total charges for services 1,573,985 1,551,498 (22,487) 1,669,969 Fines and forfeitures 320,425 354,066 33,641 310,318 Investment income 100,000 45,637 (54,363) 67,758 Other revenue Rents 211,200 229,069 17,869 226,995 Miscellaneous 6,000 20,452 14,452 11,214 Total other revenue 217,200 249,521 32,321 238,209 Total revenue 16,802,135$ 17,562,914$ 760,779$ 16,526,968$ 2015 CITY OF GOLDEN VALLEY General Fund Schedule of Revenue – Budget and Actual Year Ended December 31, 2015 (With Comparative Actual Amounts for the Year Ended December 31, 2014) -82- Final Personal Supplies and Budget Services Services Capital Outlay Expenditures General government City Council 330,450$ 167,736$ 167,187$ –$ City manager 774,940 628,679 66,268 – Legal service 139,050 156,441 – – Total general government 1,244,440 952,856 233,455 – Administrative services 1,726,920 859,786 852,397 – Casualty insurance 300,000 – 169,213 – Public safety Police 5,514,860 4,239,020 650,223 26,024 Fire 1,255,045 934,397 211,999 – Total public safety 6,769,905 5,173,417 862,222 26,024 Physical development Administration 285,180 245,810 13,613 – Building operations 560,590 18,272 507,773 20,858 Engineering 759,890 367,998 330,287 – Street maintenance 1,473,370 743,162 531,152 – Park maintenance 1,095,740 767,598 309,493 – Inspections 704,575 564,466 90,306 – Planning 303,780 266,270 13,588 – Total physical development 5,183,125 2,973,576 1,796,212 20,858 Parks and recreation Administration 698,640 579,290 103,595 – Community center 75,615 55,029 17,876 – Recreation programs 374,490 142,934 193,474 – Total parks and recreation 1,148,745 777,253 314,945 – Total expenditures 16,373,135$ 10,736,888$ 4,228,444$ 46,882$ 2015 Actual CITY OF GOLDEN VALLEY General Fund Schedule of Expenditures – Budget and Actual Year Ended December 31, 2015 (With Comparative Actual Amounts for the Year Ended December 31, 2014) -83- 2014 Over (Under) Total Budget Actual 334,923$ 4,473$ 265,268$ 694,947 (79,993) 694,284 156,441 17,391 134,296 1,186,311 (58,129) 1,093,848 1,712,183 (14,737) 1,682,784 169,213 (130,787) 240,918 4,915,267 (599,593) 5,074,607 1,146,396 (108,649) 1,034,707 6,061,663 (708,242) 6,109,314 259,423 (25,757) 356,927 546,903 (13,687) 613,628 698,285 (61,605) 559,174 1,274,314 (199,056) 1,501,650 1,077,091 (18,649) 1,039,527 654,772 (49,803) 677,758 279,858 (23,922) 302,542 4,790,646 (392,479) 5,051,206 682,885 (15,755) 658,065 72,905 (2,710) 67,096 336,408 (38,082) 303,648 1,092,198 (56,547) 1,028,809 15,012,214$ (1,360,921)$ 15,206,879$ -84- THIS PAGE INTENTIONALLY LEFT BLANK -85- INTERNAL SERVICE FUNDS Workers’ Compensation Fund – used to account for the financing of all of the City’s workers’ compensation benefits. Payroll Benefits Fund – used to account for the financing of all of the City’s employee benefits, such as compensated absences, pension contributions, other-post-employment benefits, and termination pay. Vehicle Maintenance Fund – used to account for the maintenance of motor vehicles of all departments and related costs. Workers’ Payroll Vehicle Compensation Benefits Maintenance Totals Assets Current assets Cash and temporary investments 251,133$ 1,666,570$ 63,617$ 1,981,320$ Receivables Accounts – 5,483 – 5,483 Inventory – – 117,359 117,359 Prepaid items – 122,801 – 122,801 Total current assets 251,133 1,794,854 180,976 2,226,963 Noncurrent assets Net pension asset – fire relief – 1,905,929 – 1,905,929 Capital assets Machinery and equipment – – 134,844 134,844 Less accumulated depreciation – – (82,118) (82,118) Total noncurrent assets – 1,905,929 52,726 1,958,655 Total assets 251,133 3,700,783 233,702 4,185,618 Deferred outflows of resources Pension plan deferments – PERA – 1,703,245 – 1,703,245 Pension plan deferments – fire relief – 149,972 – 149,972 Total deferred outflows of resources – 1,853,217 – 1,853,217 Total assets and deferred outflows of resources 251,133$ 5,554,000$ 233,702$ 6,038,835$ Liabilities Current liabilities Accounts payable –$ 522$ 12,449$ 12,971$ Accrued compensated absences – current – 1,021,130 – 1,021,130 Deposits – 5,289 – 5,289 Total current liabilities – 1,026,941 12,449 1,039,390 Noncurrent liabilities Accrued compensated absences – 487,780 – 487,780 Net pension liability – PERA – 9,293,069 – 9,293,069 Net OPEB obligation – 715,375 – 715,375 Total noncurrent liabilities – 10,496,224 – 10,496,224 Total liabilities – 11,523,165 12,449 11,535,614 Deferred inflows of resources Pension plan deferments – PERA – 1,288,109 – 1,288,109 Pension plan deferments – fire relief – 172,419 – 172,419 Total deferred inflows of resources – 1,460,528 – 1,460,528 Net position Net investment in capital assets – – 52,726 52,726 Restricted for fire relief pensions – 1,883,482 – 1,883,482 Unrestricted 251,133 (9,313,175) 168,527 (8,893,515) Total net position 251,133 (7,429,693) 221,253 (6,957,307) Total liabilities, deferred inflows of resources, and net position 251,133$ 5,554,000$ 233,702$ 6,038,835$ CITY OF GOLDEN VALLEY Internal Service Funds Combining Statement of Net Position December 31, 2015 -86- Workers’ Payroll Vehicle Compensation Benefits Maintenance Totals Operating revenue Charges to other funds 300,266$ 5,162,810$ 328,240$ 5,791,316$ Payroll benefits charged to employees – 1,354,430 – 1,354,430 Total operating revenue 300,266 6,517,240 328,240 7,145,746 Operating expenses Workers’ compensation charges 228,057 – – 228,057 Payroll benefits charges – 7,322,351 – 7,322,351 Vehicle maintenance operations – – 316,344 316,344 Depreciation – – 12,506 12,506 Total operating expenses 228,057 7,322,351 328,850 7,879,258 Operating income (loss) 72,209 (805,111) (610) (733,512) Nonoperating revenue Intergovernmental revenue – 430,860 – 430,860 Interest income 708 10,051 612 11,371 Total nonoperating revenue 708 440,911 612 442,231 Change in net position 72,917 (364,200) 2 (291,281) Net position Beginning of year, as previously reported 178,216 (180,709) 221,251 218,758 Change in accounting principle – (6,884,784) – (6,884,784) Beginning of year, restated 178,216 (7,065,493) 221,251 (6,666,026) End of year 251,133$ (7,429,693)$ 221,253$ (6,957,307)$ CITY OF GOLDEN VALLEY Internal Service Funds Combining Statement of Revenue, Expenses, and Changes in Net Position Year Ended December 31, 2015 -87- Workers’ Payroll Vehicle Compensation Benefits Maintenance Totals Cash flows from operating activities Receipts from customers and users –$ 5,165,256$ –$ 5,165,256$ Receipts from interfund services provided 300,266 1,354,430 328,240 1,982,936 Paid to suppliers/service providers (228,057) (5,308,289) (56,122) (5,592,468) Paid to employees – (1,934,509) (246,474) (2,180,983) Net cash flows from operating activities 72,209 (723,112) 25,644 (625,259) Cash flows from capital and related financing activities Acquisition of capital assets – – (16,585) (16,585) Cash flows from investing activities Interest received on investments 708 10,051 612 11,371 Cash flows from noncapital financing activities Intergovernmental revenue – 430,860 – 430,860 Net increase (decrease) in cash and temporary investments/cash equivalents 72,917 (282,201) 9,671 (199,613) Cash and temporary investments/cash equivalents Beginning of year 178,216 1,948,771 53,946 2,180,933 End of year 251,133$ 1,666,570$ 63,617$ 1,981,320$ Reconciliation of operating income (loss) to net cash flows from operating activities Operating income (loss) 72,209$ (805,111)$ (610)$ (733,512)$ Adjustments to reconcile operating income (loss) to net cash flows from operating activities Depreciation – – 12,506 12,506 Changes in assets, liabilities, and deferred outflows/inflows Accounts receivable – 2,446 – 2,446 Inventory – – 20,790 20,790 Prepaid items – (122,801) – (122,801) Net pension asset – fire relief – (115,517) – (115,517) Deferred outflows – pension plan deferments – (1,255,518) – (1,255,518) Accounts payable – 1,679 (7,042) (5,363) Deposits – (1,248) – (1,248) Accrued compensated absences – 874 – 874 Net pension liability – PERA – 166,614 – 166,614 Net OPEB obligation – 91,382 – 91,382 Deferred inflows – pension plan deferments – 1,314,088 – 1,314,088 Net cash provided (used) by operating activities 72,209$ (723,112)$ 25,644$ (625,259)$ CITY OF GOLDEN VALLEY Internal Service Funds Combining Statement of Cash Flows Year Ended December 31, 2015 -88- OTHER CITY INFORMATION Original Amended Accounted for Current Amount Budget Budget in Prior Years Year Remaining Sources of funds Bond proceeds 27,150,000$ 56,165,000$ 41,957,893$ –$ 14,207,107$ Proceeds of refunding bond issues – – 26,440,490 – (26,440,490) Tax increments received 45,692,720 92,515,000 73,917,257 – 18,597,743 Interest earnings 886,370 1,461,370 8,369,300 – (6,907,930) Real estate sales 5,700,000 9,990,000 12,618,936 – (2,628,936) Rental income – – 81,648 – (81,648) Miscellaneous – – 109,818 – (109,818) Total sources of funds 79,429,090 160,131,370 163,495,342 – (3,363,972) Uses of funds Land and building acquisition 17,921,280 41,909,116 41,184,307 – 724,809 Site preparation 1,276,910 5,820,753 739,750 – 5,081,003 Public improvements 2,691,270 6,770,854 5,519,775 – 1,251,079 Relocation 3,221,340 6,157,989 931,613 – 5,226,376 Bond discount 408,000 – 55,928 – (55,928) Bond issuance costs 271,500 703,475 197,411 – 506,064 Administrative costs 2,239,190 4,831,094 714,797 8,079,807 (3,963,510) Financing costs – – 85,267 – (85,267) Contingency – 60,790 600 – 60,190 Paid to escrow agent to defease refunded bond issue – – 26,271,665 – (26,271,665) Principal 27,150,000 56,165,000 35,580,000 4,935,000 15,650,000 Interest and fiscal costs 24,249,600 37,712,299 26,220,286 117,628 11,374,385 Total uses of funds 79,429,090 160,131,370 137,501,399 13,132,435 9,497,536 District balance (deficit) – – 25,993,943 (13,132,435) (12,861,508) Transfers (to) from other funds – – (12,861,508) – 12,861,508 Funds remaining (deficit)–$ –$ 13,132,435$ (13,132,435)$ –$ Note 1: Note 2: Purchaser/Developer Sale Price Cost State of Minnesota I-394 frontage road 1,331,591$ 1,331,591$ Trammell Crow Colonnade Office Building 1,549,012 5,171,518 MEPC CyberOptics 845,187 2,454,649 MEPC Holiday Express 100,000 140,862 Duke Realty Golden Hills West Area 2,361,390 8,987,381 United Properties Golden Hills Central Area 1,624,160 4,150,000 Allianz Life Insurance Company Office building 4,677,428 9,016,107 ISD No. 270, Hopkins Meadowbrook Community Center 135,000 3,469,850 12,623,768$ 34,721,958$ Note 3:Property purchased, but not sold as of December 31, 2015: Project Cost Golden Hills East Area Affiliated Emergency Veterinary Services 160,000$ Property purchased and sold to developers: Project Property CITY OF GOLDEN VALLEY Schedule of Sources and Uses of Public Funds for Golden Hills No. 1503, a Tax Increment Financing District Year Ended December 31, 2015 This District was decertified in 2015. -89- Accounted for Current Amount Budget in Prior Years Year Remaining Sources of funds Tax increments received 920,000$ 236,337$ 23,439$ 660,224$ Real estate sales 575,000 523,431 – 51,569 Interest earnings – 3,908 2 (3,910) Total sources of funds 1,495,000 763,676 23,441 707,883 Uses of funds Land and building acquisition – 109,547 22,877 (132,424) Site preparation and improvements 1,000,000 621,135 – 378,865 Administrative costs – 16,058 – (16,058) Interest and fiscal costs 495,000 4,472 – 490,528 Total uses of funds 1,495,000 751,212 22,877 720,911 Funds remaining (deficit) –$ 12,464$ 564$ (13,028)$ Note: Purchaser/Developer Sale Price Cost GVEC, LLC Business Center 523,431$ 1,093,241$ Property purchased and sold to developers: Project The cost of the property sold to GVEC, LLC includes the $567,685 original purchase price that was paid by the North Wirth Parkway No. 1501 Tax Increment Financing District prior to the establishment of this district. CITY OF GOLDEN VALLEY Schedule of Sources and Uses of Public Funds for North Wirth Parkway No. 1505, a Tax Increment Financing District Year Ended December 31, 2015 Real estate sales -90- Accounted for Current Amount Budget in Prior Years Year Remaining Sources of funds Tax increments received 8,814,808$ –$ –$ 8,814,808$ Interest earnings – 5 – (5) Total sources of funds 8,814,808 5 – 8,814,803 Uses of funds Site acquisition and improvements 4,545,891 – – 4,545,891 Administrative costs 881,480 – – 881,480 Interest and fiscal costs 3,387,437 – – 3,387,437 Total uses of funds 8,814,808 – – 8,814,808 Funds remaining (deficit) –$ 5$ –$ (5)$ CITY OF GOLDEN VALLEY Schedule of Sources and Uses of Public Funds for Highway 55 West No. 1506, a Tax Increment Financing District Year Ended December 31, 2015 -91- Accounted for Current Amount Budget in Prior Years Year Remaining Sources of funds Tax increments received 1,535,716$ –$ –$ 1,535,716$ Interest earnings – – – – Total sources of funds 1,535,716 – – 1,535,716 Uses of funds Site acquisition and improvements 687,975 – – 687,975 Administrative costs 171,571 – – 171,571 Interest and fiscal costs 676,170 – – 676,170 Total uses of funds 1,535,716 – – 1,535,716 Funds remaining (deficit) –$ –$ –$ –$ CITY OF GOLDEN VALLEY Schedule of Sources and Uses of Public Funds for Cornerstone Creek No. 1507, a Tax Increment Financing District Year Ended December 31, 2015 -92- Accounted for Current Amount Budget in Prior Years Year Remaining Sources of funds Tax increments received 19,052,584$ –$ –$ 19,052,584$ Interest earnings – – – – Total sources of funds 19,052,584 – – 19,052,584 Uses of funds Site improvements – utilities 7,913,693 – – 7,913,693 Administrative costs 1,945,145 – – 1,945,145 Interest and fiscal costs 9,193,746 – – 9,193,746 Total uses of funds 19,052,584 – – 19,052,584 Funds remaining (deficit) –$ –$ –$ –$ CITY OF GOLDEN VALLEY Schedule of Sources and Uses of Public Funds for Winnetka/Medicine Lake (Liberty Crossing) No. 1508, a Tax Increment Financing District Year Ended December 31, 2015 -93- STATISTICAL SECTION (UNAUDITED) Page Contents: Financial Trends 95 Revenue Capacity 107 Debt Capacity 112 Demographic and Economic Information 120 Operating Indicators 122 Sources: These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the City provides, and the activities it performs. Unless otherwise noted, the information in these schedules is derived from the CAFR for the relevant year. STATISTICAL SECTION (UNAUDITED) This part of the City of Golden Valley, Minnesota’s (the City) comprehensive annual financial report (CAFR) presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City’s overall financial health. These schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. These schedules contain information to help the reader assess the City’s most significant revenue source, including the property tax and utility revenue. These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. These schedules offer demographic and economic indicators to help the reader understand the environment within which the City’s financial activities take place. -94- 2006 2007 2008 2009 Governmental activities Net investment in capital assets 12,290,076$ 21,062,593$ 23,613,301$ 24,388,008$ Restricted 26,809,309 28,599,235 30,192,456 28,061,624 Unrestricted (13,451,588) (11,098,272) (7,377,599) (3,510,363) Total governmental activities net position 25,647,797$ 38,563,556$ 46,428,158$ 48,939,269$ Business-type activities Net investment in capital assets 19,505,942$ 20,786,526$ 22,427,619$ 23,564,184$ Unrestricted 11,907,990 13,787,483 15,962,676 16,572,658 Total business-type activities net position 31,413,932$ 34,574,009$ 38,390,295$ 40,136,842$ Primary government Net investment in capital assets 31,796,018$ 41,849,119$ 46,040,920$ 47,952,192$ Restricted 26,809,309 28,599,235 30,192,456 28,061,624 Unrestricted (1,543,598) 2,689,211 8,585,077 13,062,295 Total primary government net position 57,061,729$ 73,137,565$ 84,818,453$ 89,076,111$ Note 1: Note 2: Net Position by Component CITY OF GOLDEN VALLEY Fiscal Year The City implemented GASB Statement No. 68 in 2015, resulting in a restatement of beginning net position for the effects of implementing this standard. Net position for previous years has not been restated. (Accrual Basis of Accounting) Last Ten Fiscal Years The City implemented GASB Statement No. 65 in 2012. Net position for 2011 was restated for the effects of implementing this standard. Net position for previous years has not been restated. -95- 2010 2011 2012 2013 2014 2015 21,635,548$ 22,753,481$ 22,622,764$ 21,829,745$ 21,499,939$ 24,816,606$ 22,187,677 23,045,045 26,673,032 29,535,846 29,553,484 17,942,353 5,812,640 5,903,464 7,499,559 9,306,292 14,349,901 15,401,264 49,635,865$ 51,701,990$ 56,795,355$ 60,671,883$ 65,403,324$ 58,160,223$ 24,838,885$ 27,268,683$ 27,416,740$ 28,427,621$ 29,588,257$ 30,101,294$ 17,231,676 16,430,056 17,508,592 18,562,323 16,164,578 14,010,619 42,070,561$ 43,698,739$ 44,925,332$ 46,989,944$ 45,752,835$ 44,111,913$ 46,474,433$ 50,022,164$ 50,039,504$ 50,257,366$ 51,088,196$ 54,917,900$ 22,187,677 23,045,045 26,673,032 29,535,846 29,553,484 17,942,353 23,044,316 22,333,520 25,008,151 27,868,615 30,514,479 29,411,883 91,706,426$ 95,400,729$ 101,720,687$ 107,661,827$ 111,156,159$ 102,272,136$ -96- 2006 2007 2008 2009 Expenses Governmental activities General government 3,455,764$ 3,325,458$ 3,265,940$ 3,271,352$ Public safety 5,680,284 5,763,034 6,091,866 6,298,431 Physical development 5,501,829 6,330,917 8,282,504 8,322,099 Parks and recreation 1,299,840 1,292,912 1,331,180 1,476,771 Interest and fiscal charges 2,970,622 3,560,215 3,329,662 3,544,117 Total governmental activities expenses 18,908,339 20,272,536 22,301,152 22,912,770 Business-type activities Water and sewer 5,869,045 6,310,133 6,038,783 6,952,047 Storm sewer 1,009,009 1,114,087 1,313,173 1,299,813 Golf course 1,809,843 1,797,055 1,819,557 1,770,491 Motor vehicle licensing 374,089 387,613 420,911 409,032 Recycling 155,739 172,324 139,970 349,100 Total business-type activities expenses 9,217,725 9,781,212 9,732,394 10,780,483 Total primary government expenses 28,126,064$ 30,053,748$ 32,033,546$ 33,693,253$ Program revenues Governmental activities Charges for services General government 196,661$ 217,961$ 255,249$ 264,357$ Public safety 1,733,014 1,728,325 1,827,820 1,194,484 Physical development 543,520 394,146 335,906 352,630 Parks and recreation 292,305 314,502 348,536 340,072 Operating grants and contributions 292,213 306,055 285,576 294,902 Capital grants and contributions 2,576,547 3,093,771 3,288,594 1,097,097 Total governmental activities program revenues 5,634,260 6,054,760 6,341,681 3,543,542 Business-type activities Charges for services Water and sewer 6,558,605 7,268,146 7,428,721 7,638,314 Storm sewer 2,116,794 2,233,211 2,245,005 2,265,937 Golf course 1,703,750 1,742,650 1,766,714 1,719,611 Motor vehicle licensing 609,522 624,381 598,635 534,559 Recycling 220,730 221,449 221,261 220,829 Operating grants and contributions 51,424 123,701 76,039 139,432 Capital grants and contributions – 427,353 846,164 56,081 Total business-type activities program revenues 11,260,825 12,640,891 13,182,539 12,574,763 Total primary government program revenues 16,895,085$ 18,695,651$ 19,524,220$ 16,118,305$ Fiscal Year CITY OF GOLDEN VALLEY Changes in Net Position Last Ten Fiscal Years (Accrual Basis of Accounting) -97- 2010 2011 2012 2013 2014 2015 3,801,269$ 3,319,661$ 3,121,543$ 2,914,823$ 3,066,025$ 11,327,689$ 6,585,990 6,490,371 6,906,449 7,310,946 6,831,136 6,907,661 9,864,540 9,720,753 9,758,495 10,325,068 11,396,748 13,448,443 1,338,155 1,335,562 1,692,346 1,588,798 1,545,616 1,486,218 3,272,726 2,930,757 2,724,495 2,633,359 2,456,490 2,066,076 24,862,680 23,797,104 24,203,328 24,772,994 25,296,015 35,236,087 6,561,335 8,474,883 8,023,803 7,611,927 9,867,531 9,867,731 1,239,080 1,176,603 1,383,594 1,589,410 1,944,935 1,795,260 1,736,551 1,708,984 1,724,174 1,645,728 1,693,028 1,848,745 423,423 260,583 154,492 326,382 326,201 349,019 290,818 218,145 299,809 410,808 393,280 392,239 10,251,207 11,839,198 11,585,872 11,584,255 14,224,975 14,252,994 35,113,887$ 35,636,302$ 35,789,200$ 36,357,249$ 39,520,990$ 49,489,081$ 273,318$ 277,901$ 263,035$ 279,725$ 276,782$ 263,205$ 1,311,914 1,609,601 1,628,076 1,861,481 1,837,076 1,985,746 337,146 360,307 400,773 407,938 342,809 415,395 379,356 438,349 614,164 594,142 534,821 594,130 410,767 413,826 464,187 559,246 538,956 600,264 1,831,662 2,498,297 3,595,000 1,882,698 2,028,250 6,377,610 4,544,163 5,598,281 6,965,235 5,585,230 5,558,694 10,236,350 7,391,493 8,636,333 8,217,582 7,831,307 7,751,250 8,266,107 2,279,840 2,279,633 2,256,336 2,274,549 2,278,128 2,281,125 1,676,136 1,580,954 1,765,186 1,502,897 1,543,151 2,071,141 531,074 138,936 92,626 304,424 347,382 395,718 220,809 266,858 276,190 276,099 323,184 331,630 177,601 463,650 128,893 495,451 701,605 209,831 – 191,686 32,162 852,075 – – 12,276,953 13,558,050 12,768,975 13,536,802 12,944,700 13,555,552 16,821,116$ 19,156,331$ 19,734,210$ 19,122,032$ 18,503,394$ 23,791,902$ (continued) -98- Fiscal Year 2006 2007 2008 2009 Net (expense) revenue Governmental activities (13,274,079)$ (14,217,776)$ (15,959,471)$ (19,369,228)$ Business-type activities 2,043,100 2,859,679 3,450,145 1,794,280 Total primary government net expense (11,230,979)$ (11,358,097)$ (12,509,326)$ (17,574,948)$ General revenues and other changes in net position Governmental activities Property taxes 16,958,547$ 17,385,413$ 19,464,163$ 20,727,498$ Franchise taxes – – – – Unrestricted grants and contributions 27,386 27,386 27,385 13,693 Other general revenues 277,319 557,955 498,523 263,702 Investment earnings 1,299,523 1,771,384 1,328,642 552,835 Gain on sale of capital assets 144,505 18,597 54,025 55,611 Transfers 175,000 175,000 175,000 267,000 Total governmental activities 18,882,280 19,935,735 21,547,738 21,880,339 Business-type activities Other general revenues 5,611 59,898 – – Investment earnings 626,982 615,500 541,141 219,267 Transfers (175,000) (175,000) (175,000) (267,000) Total business-type activities 457,593 500,398 366,141 (47,733) Total primary government 19,339,873$ 20,436,133$ 21,913,879$ 21,832,606$ Changes in net position Governmental activities 5,608,201$ 5,717,959$ 5,588,267$ 2,511,111$ Business-type activities 2,500,693 3,360,077 3,816,286 1,746,547 Total primary government 8,108,894$ 9,078,036$ 9,404,553$ 4,257,658$ Last Ten Fiscal Years (Accrual Basis of Accounting) The City implemented GASB Statement No. 65 in 2012. Change in net position for 2011 was restated for the effect of implementing this standard. Change in net position for previous years has not been restated. Note: CITY OF GOLDEN VALLEY Changes in Net Position (continued) -99- 2010 2011 2012 2013 2014 2015 (20,318,517)$ (18,198,823)$ (17,238,093)$ (19,187,764)$ (19,737,321)$ (24,999,737)$ 2,025,746 1,718,852 1,183,103 1,952,547 (1,280,275) (697,442) (18,292,771)$ (16,479,971)$ (16,054,990)$ (17,235,217)$ (21,017,596)$ (25,697,179)$ 20,143,891$ 19,752,048$ 20,946,972$ 21,757,173$ 22,616,003$ 21,934,817$ – 581,600 621,585 904,928 1,048,227 1,028,368 27,386 27,386 – – – – 350,183 336,139 353,033 338,245 286,108 372,590 250,723 300,813 214,493 112,817 347,197 221,237 44,330 156,161 76,852 24,735 71,227 18,337 198,600 198,600 118,523 (73,606) 100,000 100,000 21,015,113 21,352,747 22,331,458 23,064,292 24,468,762 23,675,349 5,330 558 65,978 – – – 101,243 142,204 96,035 38,459 142,866 122,591 (198,600) (198,600) (118,523) 73,606 (100,000) (100,000) (92,027) (55,838) 43,490 112,065 42,866 22,591 20,923,086$ 21,296,909$ 22,374,948$ 23,176,357$ 24,511,628$ 23,697,940$ 696,596$ 3,153,924$ 5,093,365$ 3,876,528$ 4,731,441$ (1,324,388)$ 1,933,719 1,663,014 1,226,593 2,064,612 (1,237,409) (674,851) 2,630,315$ 4,816,938$ 6,319,958$ 5,941,140$ 3,494,032$ (1,999,239)$ -100- THIS PAGE INTENTIONALLY LEFT BLANK Ad Valorem Property Taxes Tax Increments Franchise Tax Total 12,771,144$ 4,187,403$ –$ 16,958,547$ 13,735,821 3,649,592 – 17,385,413 14,877,502 4,586,661 – 19,464,163 15,337,158 5,390,340 – 20,727,498 15,901,115 4,242,776 – 20,143,891 15,807,735 3,944,313 581,600 20,333,648 16,219,048 4,627,924 621,585 21,468,557 16,922,610 4,834,563 904,928 22,662,101 17,431,741 5,184,262 1,048,227 23,664,230 21,911,378 23,439 1,028,368 22,963,185 Note: CITY OF GOLDEN VALLEY Governmental Activities Tax Revenues by Source Last Ten Fiscal Years (Accrual Basis of Accounting) Fiscal Year 2006 2007 2008 2015 Ad valorem property taxes for 2015 include $3,362,003 of excess tax increments redistributed by the county from the City’s decertified Golden Hills Tax Increment District. 2009 2010 2011 2012 2013 2014 -101- Fiscal Year 2006 2007 2008 2009 General Fund Reserved –$ –$ –$ –$ Unreserved 8,652,199 8,807,130 8,894,990 8,985,030 Nonspendable – – – – Assigned – – – – Unassigned – – – – Total General Fund 8,652,199$ 8,807,130$ 8,894,990$ 8,985,030$ All other governmental funds Reserved 1,141,733$ 1,021,281$ 1,795,677$ 13,598,736$ Unreserved, reported in Special revenue funds 96,213 115,395 145,519 159,243 Capital project funds 10,524,743 12,883,682 14,304,072 14,296,961 Debt service funds 13,275,728 12,930,925 13,106,172 14,391,151 Nonspendable – – – – Restricted – – – – Committed – – – – Assigned – – – – Unassigned, reported in Capital project funds – – – – Total all other governmental funds 25,038,417$ 26,951,283$ 29,351,440$ 42,446,091$ Note: (Modified Accrual Basis of Accounting) The City implemented GASB Statement No. 54 in 2011, which changed fund balance classifications. Fund balances for previous years have not been restated. CITY OF GOLDEN VALLEY Fund Balances of Governmental Funds Last Ten Fiscal Years -102- 2010 2011 2012 2013 2014 2015 90,000$ –$ –$ –$ –$ –$ 8,913,423 – – – – – – 45,000 – – 1,256 7,617 – 1,778,352 1,560,000 1,500,000 1,500,000 2,000,000 – 7,395,646 7,756,057 8,207,985 8,640,108 8,719,447 9,003,423$ 9,218,998$ 9,316,057$ 9,707,985$ 10,141,364$ 10,727,064$ 9,673,542$ –$ –$ –$ –$ –$ 183,065 – – – – – 14,216,671 – – – – – 12,624,401 – – – – – – – – – – 285 – 29,472,220 33,693,776 43,287,123 47,308,126 33,222,298 – 928,337 687,458 718,723 743,633 202,270 – 7,345,999 8,106,763 7,032,562 7,224,030 11,357,732 – – – – – (41,288) 36,697,679$ 37,746,556$ 42,487,997$ 51,038,408$ 55,275,789$ 44,741,297$ -103- 2006 2007 2008 2009 Revenues Taxes 12,688,287$ 13,739,116$ 14,842,187$ 15,316,495$ Tax increments 4,188,563 3,652,563 4,663,365 5,322,240 Special assessments 1,915,216 1,469,984 1,693,632 1,781,804 Franchise taxes – – – – Licenses and permits 1,131,047 1,204,750 1,432,351 839,306 Intergovernmental 567,381 2,085,068 417,463 741,496 Charges for services 1,913,726 1,832,666 1,769,064 1,808,325 Fines and forfeits 362,409 253,594 223,317 210,181 Investment income 1,152,628 1,585,067 1,195,453 510,028 Other revenue 744,222 706,234 681,185 555,088 Total revenues 24,663,479 26,529,042 26,918,017 27,084,963 Expenditures General government 1,298,923 1,329,568 1,322,117 1,377,347 Administrative services 1,266,287 1,325,111 1,374,942 1,423,084 Casualty insurance 204,579 300,489 214,600 223,209 Public safety 5,250,598 5,486,793 5,722,290 5,824,971 Physical development 3,386,593 3,710,000 3,853,075 3,854,331 Parks and recreation 919,519 971,222 1,066,232 1,039,353 Capital outlay – not capitalized 1,622,642 609,761 822,165 420,753 Construction/acquisition of capital assets 8,571,663 8,520,178 7,519,949 8,336,626 Debt service Principal retirement 6,450,000 6,515,000 6,930,000 7,085,000 Interest and fiscal charges 3,059,275 3,341,311 3,363,075 3,520,776 Total expenditures 32,030,079 32,109,433 32,188,445 33,105,450 Excess of revenues over (under) expenditures (7,366,600) (5,580,391) (5,270,428) (6,020,487) Other financing sources (uses) Sale of capital assets 716,349 47,766 72,915 90,075 Bonds issued 8,020,000 7,395,000 7,430,000 8,055,000 Refunding bonds issued 11,935,000 – – 10,345,000 Premiums (discounts) on debt issues (75,234) 30,422 80,530 448,103 Payments to refunded bond escrow agent (11,796,600) – – – Transfers in 5,002,225 5,928,624 6,177,000 6,290,970 Transfers (out) (4,827,225) (5,753,624) (6,002,000) (6,023,970) Total other financing sources (uses) 8,974,515 7,648,188 7,758,445 19,205,178 Net change in fund balances 1,607,915$ 2,067,797$ 2,488,017$ 13,184,691$ Debt service as a percentage of noncapital expenditures 40.5% 41.8% 41.7% 42.8% CITY OF GOLDEN VALLEY Fiscal Year Changes in Fund Balances of Governmental Funds (Modified Accrual Basis of Accounting) Last Ten Fiscal Years -104- 2010 2011 2012 2013 2014 2015 15,760,353$ 15,791,136$ 16,378,425$ 16,847,769$ 17,334,800$ 21,874,958$ 4,344,739 3,993,985 4,627,924 4,834,563 5,184,262 23,439 1,415,935 1,389,200 1,273,820 1,223,120 1,217,205 1,060,839 – 581,600 621,585 904,928 1,048,227 1,028,368 872,669 1,161,906 1,223,848 1,496,453 1,479,304 1,626,113 643,328 951,285 3,452,180 984,620 1,410,427 4,717,848 1,722,697 1,631,110 1,876,117 1,889,478 1,718,592 1,607,143 284,600 303,908 351,413 366,059 310,318 354,066 236,086 281,770 201,966 107,763 328,554 209,866 678,249 637,606 617,366 650,750 716,133 879,395 25,958,656 26,723,506 30,624,644 29,305,503 30,747,822 33,382,035 1,774,439 1,379,620 1,297,470 1,268,041 1,310,190 9,340,987 1,460,063 1,460,704 1,513,689 1,558,386 1,682,784 1,712,183 277,016 255,536 237,152 222,559 240,918 169,213 5,879,957 6,010,214 6,462,507 6,594,376 6,156,396 6,116,997 3,732,546 3,901,808 4,083,857 4,142,979 5,051,206 4,790,646 1,033,593 1,068,002 1,183,579 1,183,263 1,028,809 1,092,198 1,432,608 1,049,696 1,003,343 1,575,739 1,779,425 3,943,954 4,646,495 3,659,158 5,533,344 4,623,106 5,043,790 8,312,307 7,620,000 6,235,000 5,185,000 6,295,000 8,720,000 9,320,000 3,517,239 3,110,626 2,944,445 2,833,093 2,695,660 2,405,710 31,373,956 28,130,364 29,444,386 30,296,542 33,709,178 47,204,195 (5,415,300) (1,406,858) 1,180,258 (991,039) (2,961,356) (13,822,160) 82,420 236,593 83,669 80,875 222,432 53,442 4,530,000 2,495,000 2,300,000 2,485,000 3,085,000 2,670,000 – 4,870,000 5,960,000 9,100,000 3,950,000 6,600,000 109,261 291,117 166,050 452,503 274,684 164,926 (4,935,000) (5,420,000) (4,970,000) (2,085,000) – (5,715,000) 4,650,385 3,402,570 4,448,233 6,448,710 6,545,710 5,742,041 (4,751,785) (3,203,970) (4,329,710) (6,548,710) (6,445,710) (5,642,041) (314,719) 2,671,310 3,658,242 9,933,378 7,632,116 3,873,368 (5,730,019)$ 1,264,452$ 4,838,500$ 8,942,339$ 4,670,760$ (9,948,792)$ 41.7% 38.2% 34.0% 35.6% 39.8% 30.1% -105- THIS PAGE INTENTIONALLY LEFT BLANK Ad Valorem Property Tax Tax Increments Franchise Tax Total 12,688,287$ 4,188,563$ –$ 16,876,850$ 13,739,116 3,652,563 – 17,391,679 14,842,187 4,663,365 – 19,505,552 15,316,495 5,322,240 – 20,638,735 15,760,353 4,344,739 – 20,105,092 15,791,136 3,993,985 581,600 20,366,721 16,378,425 4,627,924 621,585 21,627,934 16,847,769 4,834,563 904,928 22,587,260 17,334,800 5,184,262 1,048,227 23,567,289 21,874,958 23,439 1,028,368 22,926,765 Note: CITY OF GOLDEN VALLEY General Governmental Tax Revenues by Source Last Ten Fiscal Years (Modified Accrual Basis of Accounting) Fiscal Year 2006 2007 2008 2015 Ad valorem property taxes for 2015 include $3,362,003 of excess tax increments redistributed by the county from the City’s decertified Golden Hills Tax Increment District. 2009 2010 2011 2012 2013 2014 -106- Net Decrease From Fiscal Decrease From Real Property Personal Property Disparities Tax Increments 37,306,569$ 317,673$ (4,734,201)$ (3,671,697)$ 40,662,398 326,724 (5,000,474) (3,429,711) 43,508,495 302,601 (5,766,544) (4,303,310) 44,352,919 294,419 (6,586,685) (4,739,865) 42,049,838 284,789 (6,796,278) (3,536,203) 38,371,218 311,502 (6,220,733) (3,227,508) 36,478,494 320,766 (5,875,187) (3,242,617) 35,693,380 416,456 (5,460,857) (3,275,801) 35,543,286 413,722 (5,888,222) (3,352,209) 37,743,877 423,575 (5,994,022) (20,214) (1) Source: Hennepin County Tax rates are expressed in terms of “net tax capacity.” A property’s tax capacity is determined by multiplying its taxable market value by a state determined class rate. Class rates vary by property type and change periodically based on state legislation. in Fiscal Year Levy Collectible 2006 2013 2015 2008 CITY OF GOLDEN VALLEY Assessed Value and Estimated Actual Value of Taxable Property Last Ten Fiscal Years Tax Capacities (1) 2007 2012 2011 2010 2009 2014 -107- Total City Tax Applied Capacity Estimated Actual Tax Capacity Rate Applied Taxable Value 29,218,344$ 43.31 2,955,699,000$ 0.99 % 32,558,937 41.28 3,213,702,600 1.01 33,741,242 42.99 3,400,157,300 0.99 33,320,788 45.91 3,425,714,700 0.97 32,002,146 48.20 3,274,263,500 0.98 29,234,479 53.06 3,004,908,600 0.97 27,681,456 55.80 2,829,369,027 0.98 27,373,178 58.21 2,744,389,240 1.00 26,716,577 61.84 2,719,232,050 0.98 32,153,216 54.63 2,934,477,667 1.10 Actual Value Percentage of Value as a Assessed -108- Total Direct and Hennepin Special Overlapping General Levy Debt Levy City Total County ISD No. 281 Districts Rates 33.44 9.87 43.31 41.02 28.49 7.42 120.24 32.16 9.12 41.28 39.11 28.75 7.45 116.59 33.13 9.86 42.99 38.57 27.24 8.05 116.85 34.85 11.06 45.91 40.41 27.21 7.69 121.22 36.94 11.26 48.20 42.64 28.62 8.83 128.29 40.65 12.41 53.06 45.84 34.39 9.87 143.16 41.82 13.98 55.80 48.23 32.81 10.14 146.98 43.00 15.21 58.21 49.46 32.35 10.93 150.95 45.51 16.33 61.84 49.96 34.78 11.30 157.88 40.46 14.17 54.63 46.40 33.22 10.56 144.81 Total Direct and Hennepin Special Overlapping General Levy Debt Levy City Total County ISD No. 270 Districts Rates 33.44 9.87 43.31 41.02 21.57 7.42 113.32 32.16 9.12 41.28 39.11 19.02 7.45 106.86 33.13 9.86 42.99 38.57 19.22 8.05 108.83 34.85 11.06 45.91 40.41 20.08 7.69 114.09 36.94 11.26 48.20 42.64 23.05 8.83 122.72 40.65 12.41 53.06 45.84 26.46 9.87 135.23 41.82 13.98 55.80 48.23 29.27 10.14 143.44 43.00 15.21 58.21 49.46 29.73 10.93 148.33 45.51 16.33 61.84 49.96 32.36 11.30 155.46 40.46 14.17 54.63 46.40 30.34 10.56 141.93 (1) Source: Hennepin County 2012 2013 2015 2007 Year 2008 For the City/ISD No. 270 2014 2011 Overlapping Rates Information reflects total tax rates levied by each entity. Tax rates are expressed in terms of “net tax capacity.” A property’s tax capacity is determined by multiplying its taxable market value by a state determined class rate. Class rates vary by property type and change periodically based on state legislation. 2006 2007 2009 2010 For the City/ISD No. 281 Overlapping Rates 2009 Direct Rates 2006 CITY OF GOLDEN VALLEY Property Tax Rates Direct and Overlapping (1) Governments Last Ten Fiscal Years Year 2010 2008 2012 Direct Rates 2011 2013 2014 2015 -109- Net Tax Net Tax Capacity Rank Capacity Rank General Mills, Inc. 1,817,220$ 1 5.7 % 2,250,340$ 1 7.7 % Allianz Life Insurance Company 1,281,430 2 4.0 877,590 2 3.0 DRA Advisors, LLC 1,048,170 3 3.3 – – – Golden Jack, LLC 571,530 4 1.8 469,250 5 1.6 Menards, Inc. 495,750 5 1.5 – – – United Health Care 402,130 6 1.3 509,630 4 1.7 Honeywell 274,750 7 0.9 318,290 8 1.1 TCA Real Estate, LLC 240,210 8 0.7 – – – The Luther Company, LLP 229,330 9 0.7 – – – North Wirth Associates, LLP 221,610 10 0.7 – – – Teacher’s Insurance and Annuity – – – 820,990 3 2.8 Duke Realty – – – 390,138 6 1.3 Lupient Enterprises – – – 345,100 7 1.2 Valley Creek Development, LLC – – – 288,910 9 1.0 Carousel Auto – – – 250,260 10 0.9 Total 6,582,130$ 20.5 % 6,520,498$ 22.3 % Source: Hennepin County Applied Tax CapacityTaxpayer Capacity Applied Tax Current Year and Nine Years Ago Principal Property Taxpayers CITY OF GOLDEN VALLEY Percentage of 2015 2006 Percentage of -110- THIS PAGE INTENTIONALLY LEFT BLANK Total Tax Collections in Levy for Subsequent Fiscal Year (2) Amount (3) Years (4) Amount 13,234,278$ 13,107,657$ 99.0 % 126,621$ 13,234,278$ 100.0 % 14,099,021 13,956,573 99.0 142,448 14,099,021 100.0 15,192,449 15,039,110 99.0 153,339 15,192,449 100.0 15,980,242 15,801,948 98.9 178,294 15,980,242 100.0 16,306,687 16,084,726 98.6 221,961 16,306,687 100.0 16,379,567 16,190,773 98.9 188,794 16,379,567 100.0 16,395,177 16,274,052 99.3 121,125 16,395,177 100.0 16,932,407 16,777,814 99.1 131,382 16,909,196 99.9 17,403,839 17,242,324 99.1 88,323 17,330,647 99.6 18,546,364 18,391,561 99.2 – 18,391,561 99.2 (1) Does not include tax increments levied and collected. (2) Total levy is net of current year cancellations and abatements. (3) Total tax levy and current tax collections include state paid tax credits. (4) Includes county adjustments for prior year over collections, cancellations, and abatements. 2013 Total Collections to Date Property Tax Levies and Collections (1) Ended December 31, Percentage Collected Within the 2015 CITY OF GOLDEN VALLEY Fiscal Year of Levy Percentage Fiscal Year of the Levy 2009 2010 2007 2006 2014 Last Ten Fiscal Years 2008 of Levy 2012 2011 -111- Special Tax Certificates Tax Net Assessment Increment of Abatement State-Aid Premiums Bonds Bonds Indebtedness Bonds Street Bonds (Discounts) 42,980,000$ 26,665,000$ 2,030,000$ 4,360,000$ –$ 108,479$ 44,000,000 24,190,000 2,120,000 4,045,000 2,560,000 117,714 47,610,000 21,410,000 2,195,000 3,725,000 2,475,000 175,490 62,125,000 18,580,000 2,235,000 3,405,000 2,385,000 562,329 58,205,000 14,940,000 2,190,000 3,080,000 2,290,000 590,508 56,640,000 12,735,000 2,100,000 2,750,000 2,190,000 785,719 56,350,000 11,565,000 2,095,000 2,420,000 2,090,000 819,122 62,230,000 9,290,000 2,145,000 2,075,000 1,985,000 1,116,249 65,320,000 4,935,000 2,205,000 1,705,000 1,875,000 1,221,767 64,860,000 – 2,295,000 1,360,000 1,760,000 1,200,577 (1) Note: Fiscal Year 2010 2006 2008 2012 2013 2014 2007 Details regarding the City’s outstanding debt can be found in the notes to basic financial statements. See the Schedule of Demographic and Economic Statistics for personal income and population data. 2015 CITY OF GOLDEN VALLEY Ratios of Outstanding Debt by Type Last Ten Fiscal Years Governmental Activities 2009 2011 -112- Business-Type Activities Utility Total Primary Total Revenue Bonds Government Per Capita (1) 76,143,479$ 4,575,000$ 80,718,479$ 7.81 % 3,966$ 77,032,714 4,285,000 81,317,714 7.55 3,994 77,590,490 4,020,000 81,610,490 7.12 4,015 89,292,329 3,750,000 93,042,329 8.10 4,581 81,295,508 3,470,000 84,765,508 7.70 4,161 77,200,719 3,175,000 80,375,719 7.16 3,935 75,339,122 2,870,000 78,209,122 6.59 3,789 78,841,249 2,550,000 81,391,249 6.68 3,935 77,261,767 1,040,000 78,301,767 6.21 3,766 71,475,577 910,000 72,385,577 5.45 3,482 Percentage Income (1) of Personal -113- Less Amounts General Restricted for Obligation Repaying Bonds (1) Principal (2) Total Per Capita (4) 76,143,479$ 13,275,728$ 62,759,272$ 2.12 % 3,060$ 77,032,714 12,930,925 63,984,075 1.99 3,143 77,590,490 13,106,172 64,308,828 1.89 3,158 89,292,329 25,069,221 63,660,779 1.86 3,132 81,295,508 18,126,689 63,168,819 1.93 3,101 77,200,719 16,425,889 60,774,830 2.02 2,975 75,339,122 18,481,388 56,857,734 2.01 2,754 78,841,249 28,063,240 50,778,009 1.85 2,455 77,261,767 32,650,606 44,611,161 1.64 2,146 71,475,577 28,040,782 43,434,795 1.48 2,089 (1) (2) (3) (4) Note: CITY OF GOLDEN VALLEY Ratios of General Bonded Debt Outstanding Last Ten Fiscal Years Taxable Value Estimated Actual Percentage of of Property (3) 2014 Fiscal Year Details regarding the City’s outstanding debt can be found in the notes to basic financial statements. Reported net of premiums and discounts. Does not include revenue bonds. Tax increment, special assessment, and tax abatement bonds are included because property taxes will be levied to pay the debt service on these issues should the primary sources fail to provide adequate revenue. 2006 2011 The amounts restricted for repaying principal include the amounts restricted in all debt service funds for future debt service. We believe this is the most accurate and consistent representation of the resources restricted for debt service when crossover refunding bond proceeds are being held in escrow, as those resources are not included in the governmental activities net position restricted for debt service due to conversion for full accrual accounting. 2015 2010 2007 Population data can be found in the Schedule of Demographic and Economic Statistics. 2013 See the Schedule of Assessed Value and Estimated Actual Value of Taxable Property for property value data. 2009 2012 2008 -114- Estimated Debt Share of Outstanding (1) Overlapping Debt Direct debt City of Golden Valley 71,475,577$ 100.00 % 71,475,577$ Overlapping debt ISD No. 270, Hopkins 165,308,887 18.40 30,416,835 ISD No. 281, Robbinsdale 150,362,453 19.82 29,801,838 ISD No. 283, St. Louis Park 39,266,728 0.03 11,780 Hennepin County 689,516,184 2.57 17,720,566 Three Rivers Park District 49,596,497 3.50 1,735,877 Hennepin Regional RR Authority 34,389,498 3.50 1,203,632 Metropolitan Council 67,164,480 1.19 799,257 Total overlapping debt 1,195,604,727$ 81,689,785 Total direct and overlapping debt 153,165,362$ Hennepin County Taxpayer Services CITY OF GOLDEN VALLEY Direct and Overlapping Governmental Activities Debt as of December 31, 2015 Estimated Percentage Governmental Unit Source: Applicable (1) Note: (1) Special assessment, tax abatement, and state-aid street bonds have been included in this table because property taxes will be used to pay the debt on these issues should other revenue sources fail to provide adequate amounts. Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the City’s ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident and, therefore, responsible for repaying the debt of each overlapping government. -115- Fiscal Year 2006 2007 2008 2009 59,113,980$ 64,274,052$ 102,004,719$ 102,771,441$ 1,818,896 1,911,054 1,964,316 1,987,568 57,295,084$ 62,362,998$ 100,040,403$ 100,783,873$ Total net debt applicable to the limit 3.08% 2.97% 1.93% 1.93% Note: Legal debt margin as a percentage of debt limit CITY OF GOLDEN VALLEY Legal Debt Margin Information Last Ten Fiscal Years Under state finance law, the City’s outstanding general obligation debt should not exceed 3 percent (2 percent for years prior to 2008) of total market property value. By law, the general obligation debt subject to the limitation may be offset by amounts set aside for repaying general obligation bonds. Debt limit Total net debt applicable to limit -116- 2010 2011 2012 2013 2014 2015 98,227,905$ 90,147,258$ 84,881,071$ 82,331,677$ 81,576,962$ 88,034,330$ 1,918,389 1,793,550 1,784,770 2,927,363 2,833,906 1,712,141 96,309,516$ 88,353,708$ 83,096,301$ 79,404,314$ 78,743,056$ 86,322,189$ 1.95% 1.99% 2.10% 3.56% 3.47% 1.94% Market value 2,934,477,667$ Debt limit (3% of market value) 88,034,330 Total bonded debt 71,185,000$ Less Debt not payable primarily from tax levies Special assessment bonds 64,860,000 Tax abatement bonds 1,360,000 State-aid street bonds 1,760,000 Utility revenue bonds 910,000 Fund balances available for tax supported debt 582,859 Total net debt applicable to limit 1,712,141 Legal debt margin 86,322,189$ Legal Debt Margin Calculation for Fiscal Year 2015 -117- Less Operating Net Available Gross Revenue Expenses Revenue Principal Interest 2006 2,268,382$ 851,849$ 1,416,533$ 160,000$ 148,076$ 2007 2,962,313 945,877 2,016,436 290,000 186,387 2008 3,299,370 1,122,250 2,177,120 265,000 175,562 2009 2,350,982 1,121,715 1,229,267 270,000 165,227 2010 2,321,983 1,074,191 1,247,792 280,000 154,595 2011 2,755,829 1,037,944 1,717,885 295,000 140,299 2012 2,384,379 1,269,110 1,115,269 305,000 128,123 2013 2,502,536 1,470,273 1,032,263 320,000 118,749 2014 2,483,612 1,871,604 612,008 1,510,000 (2) 94,968 2015 2,455,263 1,748,165 707,098 130,000 41,718 (1) (2) (3) Note: CITY OF GOLDEN VALLEY Pledged Revenue Coverage Last Ten Fiscal Years Fiscal Year In 2014, the City used available funds to exercise an early call provision and retire $1,180,000 of utility revenue bonds before their stated maturity dates. Utility revenue bonds, payable from the Storm Sewer Utility Fund. Debt Service Details regarding the City’s outstanding debt can be found in the notes to basic financial statements. Gross revenue includes investment earnings. Operating expenses do not include interest. Excludes principal refunded from the proceeds of refunding bond issues. Revenue Bonds (1) -118- Special Assessment Coverage Collections Principal (3) Interest Coverage 4.60 1,915,215$ 3,105,000$ 1,616,260$ 0.41 4.23 1,329,952 3,085,000 1,785,736 0.27 4.94 1,594,627 3,070,000 1,846,084 0.32 2.82 1,733,879 3,135,000 2,008,648 0.34 2.87 1,364,381 2,830,000 2,343,345 0.26 3.95 1,334,959 2,855,000 2,051,651 0.27 2.57 1,142,945 2,855,000 1,975,259 0.24 2.35 1,223,120 2,880,000 1,955,697 0.25 0.38 1,124,414 3,195,000 2,047,723 0.21 4.12 980,375 3,215,000 1,999,619 0.19 Special Assessment Bonds Debt Service -119- Per Capita Personal School Population (1) Personal Income (2) Income (3) Enrollment (4) 20,355 1,033,950,120$ 50,412$ 2,304 3.5 % 20,362 1,076,881,275 52,905 2,295 4.2 20,326 1,145,973,360 56,280 2,163 5.9 20,312 1,148,927,968 56,564 2,147 6.7 20,371 1,100,196,968 54,008 2,111 6.1 20,427 1,122,443,223 54,949 2,137 5.2 20,642 1,186,419,592 57,476 2,078 4.8 20,683 1,218,187,334 58,898 2,088 4.1 20,790 1,259,894,790 60,601 2,074 3.2 20,790 1,328,501,790 63,901 2,115 3.2 Sources: (1)Metropolitan Council – Regional Statistics and Data except for 2015 – City estimate. (2) (3) (4) (5) CITY OF GOLDEN VALLEY Rate (5) Unemployment Demographic and Economic Statistics 2006 2007 2009 2008 2013 Bureau of Economic Analysis, U.S. Department of Commerce – Hennepin County. The per capita personal income used is for that of Hennepin County, in which the City resides, the smallest region applicable to the City that this information is available for. 2010 Minnesota Department of Economic Security – Hennepin County. Last Ten Fiscal Years Fiscal Year School districts. 2011 2012 2014 2015 This estimated personal income number is calculated by taking the per capita personal income of Hennepin County and multiplying it by the City’s population. Also see note (3) regarding the per capita personal income figures. -120- Employees Rank Employees Rank 5,500 1 16.2 % 3,100 1 10.3 % 2,096 2 6.2 1,550 3 5.1 OptumHealth 1,700 3 5.0 – – – Honeywell Incorporated 1,350 4 4.0 2,000 2 6.6 G.H. Tennant Company 813 5 2.4 1,200 4 4.0 Courage Center 600 6 1.8 500 6 1.7 M.A. Mortenson 600 6 1.8 – – – 420 8 1.2 265 9 0.9 360 9 1.1 – – – 350 10 1.0 – – – – – – 1,200 4 4.0 McKesson Corporation – – – 462 7 1.5 – – – 270 8 0.9 Liberty Carton – – – 250 10 0.8 Total 13,789 40.7 % 10,797 35.8 % Source: Metropolitan Council – Regional Statistics and Data Lupient Automobile Group Lubrication Technologies Breck School Preferred One Allianz Life Insurance Company United Health Care CITY OF GOLDEN VALLEY Employment of Total City Percentage 2006 Principal Employers Percentage Current Year and Nine Years Ago 2015 of Total City General Mills, Inc. Employer Employment -121- 2006 2007 2008 2009 Function 16.10 16.10 18.10 18.10 50.00 50.25 52.25 51.25 31.41 31.91 31.91 31.91 5.80 5.80 5.80 5.80 9.34 10.59 10.59 10.59 1.00 1.00 1.00 1.00 7.00 7.00 7.00 7.00 5.75 5.75 5.75 5.00 Total 126.40 128.40 132.40 130.65 Source: Various city departments Last Ten Fiscal Years Full-Time Equivalent City Government Employees by Function CITY OF GOLDEN VALLEY Full-Time Equivalent Employees as of Year Ended December 31, General government Public safety Physical development Motor vehicle licensing Storm sewer Parks and recreation Water and sewer Golf course -122- 2010 2011 2012 2013 2014 2015 18.10 17.60 17.10 23.10 23.10 23.50 52.25 50.75 50.75 44.75 47.25 47.25 30.91 29.91 30.66 31.66 30.66 29.66 5.80 5.50 5.50 5.50 5.50 5.50 10.59 10.59 11.34 12.34 12.34 12.34 1.00 1.00 – – 1.00 1.00 7.00 7.00 7.00 7.00 7.00 7.00 5.00 5.00 4.00 4.00 4.00 4.00 130.65 127.35 126.35 128.35 130.85 130.25 -123- Fiscal Year 2006 2007 2008 2009 Function 1,423 1,079 1,025 1,025 163 113 106 106 Citations written 3,194 2,890 2,847 2,847 Fire 762 754 693 693 3.3 3.8 4.2 4.2 Water New (removed) connections (3) (150) 11 11 Water main breaks 26 18 18 18 Average daily consumption (thousands of gallons) 2,851 2,816 2,759 2,759 Sources: Various city departments Street resurfacing (miles) Adult arrests Juvenile arrests Number of calls answered Highways and streets Police CITY OF GOLDEN VALLEY Operating Indicators by Function Last Ten Fiscal Years -124- 2010 2011 2012 2013 2014 2015 1,338 1,177 1,399 1,103 905 1,025 80 107 70 61 38 33 3,184 5,036 3,828 3,524 3,488 3,138 715 726 648 797 631 711 2.7 1.1 1.2 1.0 1.2 1.2 (7) 1 (5) 2 8 (1) 17 27 26 10 30 28 2,433 2,561 2,765 2,518 2,213 2,156 -125- Fiscal Year 2006 2007 2008 2009 Function Public safety 1 1 1 1 8 8 8 8 Fire stations 3 3 3 3 Highways and streets Streets (miles) 144 144 144 144 Streetlights 1,830 1,830 1,830 1,830 Parks and recreation Parks acreage 462 462 462 462 Parks and nature areas 30 30 30 30 Tennis court locations 9 9 9 9 Community centers 2 2 2 2 Water Connections 7,322 7,319 7,139 7,150 Sewer Connections 7,160 7,152 7,164 7,172 Sources: Various city departments CITY OF GOLDEN VALLEY Capital Asset Statistics by Function Last Ten Fiscal Years Patrol units Police Stations -126- 2010 2011 2012 2013 2014 2015 111111 888888 333333 144 144 144 144 144 144 1,830 1,830 1,838 1,840 1,840 1,840 462 462 462 462 462 462 30 30 30 30 30 30 999999 222222 7,143 7,144 7,139 7,141 7,149 7,148 7,175 7,174 7,169 7,179 7,188 7,234 -127- THIS PAGE INTENTIONALLY LEFT BLANK