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Comprehensive Annual Financial Report - 2017Comprehensive Annual Financial Report For the Fiscal Year Ended December 31, 2017 • Golden Valley, Minnesota photo by Thomas Eickhoff, 2017 Views of the Valley CITY OF GOLDEN VALLEY HENNEPIN COUNTY, MINNESOTA Comprehensive Annual Financial Report for Year Ended December 31, 2017 Prepared by Finance Department Sue Virnig – Finance Director Sue Watson – Accounting Coordinator Wanita Williams – Accountant THIS PAGE INTENTIONALLY LEFT BLANK Page INTRODUCTORY SECTION CITY COUNCIL AND OTHER OFFICIALS i ORGANIZATIONAL CHART BY DIVISION ii FINANCE DIRECTOR’S LETTER OF TRANSMITTAL iii–viii GFOA CERTIFICATE OF ACHIEVEMENT ix FINANCIAL SECTION INDEPENDENT AUDITOR’S REPORT 1–3 MANAGEMENT’S DISCUSSION AND ANALYSIS 4–15 BASIC FINANCIAL STATEMENTS Government-Wide Financial Statements Statement of Net Position 16 Statement of Activities 17–18 Fund Financial Statements Governmental Funds Balance Sheet 19–20 Reconciliation of the Balance Sheet to the Statement of Net Position 21 Statement of Revenue, Expenditures, and Changes in Fund Balances 22–23 Reconciliation of the Statement of Revenue, Expenditures, and Changes in Fund Balances to the Statement of Activities 24 Statement of Revenue, Expenditures, and Changes in Fund Balances – General Fund – Budget and Actual 25 Proprietary Funds Statement of Net Position 26–29 Statement of Revenue, Expenses, and Changes in Net Position 30–31 Statement of Cash Flows 32–35 Notes to Basic Financial Statements 36–70 REQUIRED SUPPLEMENTARY INFORMATION Other Post-Employment Benefits Plan Schedule of Funding Progress 71 PERA – General Employees Retirement Fund Schedule of City’s and Nonemployer Proportionate Share of Net Pension Liability 72 Schedule of City Contributions 72 PERA – Public Employees Police and Fire Fund Schedule of City’s Proportionate Share of Net Pension Liability 73 Schedule of City Contributions 73 Golden Valley Fire Department Relief Association Schedule of Changes in Net Pension Asset and Related Ratios 74 Schedule of City Contributions and Nonemployer Contributing Entities 75 Notes to Required Supplementary Information 76–78 CITY OF GOLDEN VALLEY HENNEPIN COUNTY, MINNESOTA Table of Contents Page SUPPLEMENTAL INFORMATION COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES Nonmajor Governmental Funds 79–80 Combining Balance Sheet 81 Combining Statement of Revenue, Expenditures, and Changes in Fund Balances 82 Nonmajor Special Revenue Funds Combining Balance Sheet 83 Combining Statement of Revenue, Expenditures, and Changes in Fund Balances 84 Nonmajor Debt Service Funds Combining Balance Sheet 85 Combining Statement of Revenue, Expenditures, and Changes in Fund Balances 86 Nonmajor Capital Project Funds Combining Balance Sheet 87–88 Combining Statement of Revenue, Expenditures, and Changes in Fund Balances 89–90 General Fund Schedule of Revenue – Budget and Actual 91 Schedule of Expenditures – Budget and Actual 92–93 Internal Service Funds 94 Combining Statement of Net Position 95 Combining Statement of Revenue, Expenses, and Changes in Net Position 96 Combining Statement of Cash Flows 97 OTHER CITY INFORMATION Schedules of Sources and Uses of Public Funds for Tax Increment Financing Districts North Wirth Parkway No. 1505 98 Highway 55 West No. 1506 99 Cornerstone Creek No. 1507 100 Winnetka/Medicine Lake (Liberty Crossing) No. 1508 101 STATISTICAL SECTION (UNAUDITED)102 Net Position by Component 103–104 Changes in Net Position 105–108 Governmental Activities Tax Revenues by Source 109 Fund Balances of Governmental Funds 110–111 Changes in Fund Balances of Governmental Funds 112–113 General Governmental Tax Revenues by Source 114 Assessed Value and Estimated Actual Value of Taxable Property 115–116 Property Tax Rates 117 Principal Property Taxpayers 118 Property Tax Levies and Collections 119 Ratios of Outstanding Debt by Type 120–121 Ratios of General Bonded Debt Outstanding 122 Direct and Overlapping Governmental Activities Debt 123 Legal Debt Margin Information 124–125 Pledged Revenue Coverage 126–127 Demographic and Economic Statistics 128 Principal Employers 129 Full-Time Equivalent City Government Employees by Function 130–131 Operating Indicators by Function 132–133 Capital Asset Statistics by Function 134–135 CITY OF GOLDEN VALLEY HENNEPIN COUNTY, MINNESOTA Table of Contents (continued) INTRODUCTORY SECTION -i- Term Expires Shep Harris Mayor 12/31/2019 Joanie Clausen Councilmember 12/31/2019 Larry Fonnest Councilmember 12/31/2017 Steve Schmidgall Councilmember 12/31/2019 Andy Snope Councilmember 12/31/2017 Timothy Cruikshank City Manager Appointed Sue Virnig Finance Director Appointed Best and Flanagan City Attorney Appointed Springsted, Inc.Bond Consultants Appointed CITY COUNCIL CITY OFFICIALS CITY CONSULTANTS CITY OF GOLDEN VALLEY HENNEPIN COUNTY, MINNESOTA City Council and Other Officials Year Ended December 31, 2017 Board of Zoning Appeals Environmental Commission Civil Service Commission Human Rights Commission Planning Commission Human Services Fund Open Space & Recreation Commission Police FirePhysical DevelopmentPark & RecreationFinance Recycling Street & Vehicle Maintenance Elections General Services Golf Operations Utilities Maintenance Park Maintenance Accounting Golf Maintenance Inspections Engineering Recreation Computer Services Motor Vehicle Licensing Planning Maintenance Building Operations Forestry Organization Chart City Council/ HRA Citizens of Golden Valley City Manager -ii- -iii- June 4, 2018 Dear Honorable Mayor, City Council, City Manager, and Residents of Golden Valley: I am pleased to present the Comprehensive Annual Financial Report (CAFR) of the City of Golden Valley, Minnesota (the City) for the fiscal year ended December 31, 2017. Responsibility for both the accuracy of the data and the completeness and fairness of the presentation, including all disclosures, rests with the City. To the best of our knowledge and belief, the enclosed data is accurate, in all material respects, and is reported in a manner designed to present fairly the financial position and results of operations of the various funds of the City. All disclosures necessary to enable the reader to gain an understanding of the City’s financial activities have been included. The City’s financial statements have been audited by Malloy, Montague, Karnowski, Radosevich & Co., P.A., a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City for the fiscal year ended December 31, 2017 are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unmodified opinion that the City’s financial statements for the fiscal year ended December 31, 2017, are fairly presented in conformity with accounting principles generally accepted in the United States of America. The independent auditor’s report is presented as the first component of the financial section of this report. The preparation of this CAFR is a requirement of state law. Also, the CAFR is required by the bond rating agencies before they will rate the City’s bonds. The report can be used by the City Council and the citizens of the City to gain a better understanding of the financial condition of the City. Accounting principles generally accepted in the United States of America require that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of management’s discussion and analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City’s MD&A can be found immediately following the report of the auditors. The CAFR includes all agencies and entities for which the City is financially accountable, including the Golden Valley Housing and Redevelopment Authority (HRA), which is reported as a blended component unit of the City. -iii- -iv- PROFILE OF THE CITY The City, incorporated in 1886, is an almost fully developed community in Hennepin County. It encompasses about 10.73 square miles and has an estimated population of 21,556. The City is a Statutory Plan B form of government, governed by a City Council composed of the mayor and four councilmembers. The City Council is responsible for setting policies and ordinances that govern the City and for appointing the city manager and city attorney. The city manager is responsible for carrying out the policies and hiring the employees that oversee the day-to-day operations of the City. Police services are provided by 31 sworn officers, which include the police chief, 2 commanders and 7 sergeants. Fire services are provided by 50 paid on-call firefighters, fire chief, deputy fire chief, battalion chief, and 2 firefighters that are code enforcement officers. The City went from a Class 4 to Class 2 insurance rating. The 2017–2018 biennial budget was created to help serve as the foundation for the City’s financial planning and control. Departments submit budget requests to the finance department in May. The city manager presents the proposed budget to the City Council for review starting in July, to be approved by September 30 each year, for a proposed tax rate for its property owners. All budget workshops are open to the public. The final adoption of the budget and levy are approved in December. Each year of the biennial budget, the first year is adopted and the second year is approved in concept only. ECONOMIC CONDITION AND OUTLOOK The City’s top priorities have been maintaining the City’s infrastructure—streets, water and sewer, pipes, parks, public buildings—representing a significant community investment. After all, the value of private property relates directly to what surrounds it. In 2017, the City made significant efforts to plan the infrastructure renewal program with many public meetings. This program will follow the pavement management program that is planned to end in 2023. In 2017, a stable economy resulted in the highest valuation of building permits the City has experienced in the last decade, which coincided with significantly higher building permit revenues than budgeted. With this unanticipated revenue, Council approved a “positive performance” budget transfer to the equipment fund to pay for future purchases of equi pment instead of selling certificates of indebtedness. This action met one of the top priorities of the Council to reduce long-term debt. Retirements, cost containment, and a dividend on insurance helped keep total overall expenditures under budget in 2017. The City will once again take a conservative approach for the 2018 budget year. -v- The following table shows the City’s building activity for the last 10 years: Year Number Value 2008 3,556 67,452,357$ 2009 1,310 29,321,560$ 2010 1,109 28,800,511$ 2011 1,175 51,419,406$ 2012 798 53,201,489$ 2013 984 65,531,059$ 2014 1,055 78,090,465$ 2015 1,118 109,928,275$ 2016 998 104,651,963$ 2017 1,144 239,041,991$ Total Permits The following major projects were started or completed throughout the City in 2017: Residential Single-Family Homes: • 15 new with values ranging from $220,000 to $1,500,000. • 22 remodel/addition projects with values greater than $100,000. • 921 remodel/addition project with a total value of $14,292,067. The Liberty Apartments: • Two Apartment Buildings (2448 and 2450 Winnetka Avenue North) – A 187-unit apartment building and clubhouse with valuation of $27,586,035. • Townhomes: o Twenty-eight of fifty-five townhomes in the second phase have been permitted. Total value to date is $4,822,000. o Twelve additional townhomes have been permitted. Total value of these units is $2,069,820. Talo Apartment Building (5100 Wayzata Boulevard) – This 303-unit apartment that will have 46 one-bedroom, 80 two-bedroom, 11 three-bedroom, and 46 studio apartments. Valuation is $50,500,000. The Xenia Apartment Building (770 Xenia Avenue South) – Total permit valuation of this 354-apartment complex is $51,605,755. Laurel Ponds: • Issued building permits for the first four homes in a 24-home development, valuation of $1,378,000. • Twenty more homes to be developed, with an average valuation of $375,000 in 2018. Schuett Senior Building (9000 Golden Valley Road) – Foundation, valuation of $16,870,000. Global Pointe Senior Living (5200 Wayzata Boulevard) – Foundation, valuation of $2,500,000. -vi- Commercial General Mills (1 General Mills Boulevard): • Remodel east wing, valuation of $115,000. • Kitchen remodel, valuation of $414,697. General Mills (9000 Plymouth Avenue) – Remodel of data center building, valuation of $37,586,000. Luther Company (9000 10th Avenue) – Remodel building located at 9000 10th Avenue into office space, car storage, car repair, and IT center, valuation of $4,500,000. Courage Kenny (3915 Golden Valley Road) – Addition of fitness center to existing rehabilitation center, valuation of $2,348,000. Noble School (2601 Noble Avenue North) – Addition to school building, valuation of $1,357,000. Olson School (1751 Kelly Drive) – Addition to school building, valuation of $1,424,000. Borton Volvo – Demolition and reconstruction of car showroom, valuation of $2,741,000. Sandburg School (2400 Sandburg Road) – Addition to school building, valuation of $1,463,000. Brookview Center (316 Brookview Parkway) – New golf clubhouse, children’s play center, banquet center, restaurant, and golf pro shop, valuation of $12,200,000. RJM Construction – Remodel for new office use, valuation of $2,564,000. Bell Bank – Remodel, valuation of $350,000. Honeywell: • Remodel, valuation of $135,000. • Reroof, valuation of $267,000. • Lab remodel, valuation of $180,000. 701 Lilac Drive North – Remodel, valuation of $490,000. Under Pressure Brewing – Remodel for new brewery and taproom, valuation of $81,000. Game Show Battle Rooms – Remodel for interactive game show experience, valuation of $49,000. Global Adult Day Services – Remodel for an adult day care, valuation of $56,910. -vii- LONG-TERM FINANCIAL PLANNING An unassigned fund balance goal in the General Fund of 60 percent of current year budgeted General Fund expenditures was approved in the fund balance policy adopted by the City Council for budgetary and planning purposes. The City strongly believes maintaining this higher level of fund balance is prudent, due to its debt load and the increased uncertainty of its revenue sources . This practice is also supported by the City’s bond rating agency. Through its Pavement Management Program, in 1995 the City began reconstructing its streets that did not meet standards. At the end of 2017, the City has completed 111.30 of 120.00 miles. The City plans to construct 1.24 miles in 2018. The new Brookview Center opened in December of 2017. This involved many meetings with a task force, citizen open houses from all age groups (youth, adult , and senior), and special interest groups such as golf, athletic associations, staff, and City Council. This building will hopefully bring the enjoyment of many gatherings of all kinds. INTERNAL CONTROL Management assumes full responsibility for the completeness and reliability of the information contained in this report, based upon the comprehensive framework of internal control that it has established for this purpose. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. MAJOR INITIATIVES The City is a member of the Joint Water Commission (JWC), a joint powers organization that also includes the cities of New Hope and Crystal . The JWC purchases water from the City of Minneapolis for resale to the customers of the three cities . The JWC was set up in the early 1960s and has functioned effectively. The JWC has an emergency well backup system and is now working on financing the future capital needs such as replacing the water towers. The City is working with Hennepin County, the cities of Crystal and New Hope, the Bassett Creek Watershed Management Organization, Metropolitan Council Environmental Services, and the state of Minnesota to implement a plan to minimize flood damage to 39 properties in the vicinity of the DeCola Ponds and Medicine Lake Road. This project includes multiple flood storage projects over a long time frame and also includes structural flood proofing of a number of homes. In 2017, the City, along with the development of Liberty Crossing, made significant improvements to the DeCola Ponds location, and will continue to do more projects as feasible to increase the capacity for flood storage. -viii- AWARDS AND ACKNOWLEDGEMENTS The Government Finance Officers Association (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City for its CAFR for the fiscal year ended December 31, 2016. The City has received this award since 1987. In order to be awarded a Certificate of Achievement, the government had to publish an easily readable and efficiently organized CAFR that satisfied both accounting principles generally accepted in the United States of America and applicable legal requirements. The Certificate of Achievement is valid for one year only. We believe our current CAFR continues to meet the Certificate of Achievement program requirements. We are submitting it to the GFOA to determine its eligibility for another certificate. The 2017 CAFR meets the highest professional standards and was prepared in a timely and cost-effective manner. This could never have been accomplished without the excellent work of our finance department. Sue Watson and Wanita Williams have helped with the work needed to finish this report. Credit also must be given to the mayor and City Council for support for maintaining the highest standards of professionalism in the management of the City’s finances. Yours Truly, Susan M. Virnig Finance Director -ix- THIS PAGE INTENTIONALLY LEFT BLANK FINANCIAL SECTION C ERTIFIED A CCOUNTANTS P UBLIC PRINCIPALS Thomas A. Karnowski, CPA Paul A. Radosevich, CPA William J. Lauer, CPA James H. Eichten, CPA Aaron J. Nielsen, CPA Victoria L. Holinka, CPA/CMA Malloy, Montague, Karnowski, Radosevich & Co., P.A. 5353 Wayzata Boulevard • Suite 410 • Minneapolis, MN 55416 • Phone: 952-545-0424 • Fax: 952-545-0569 • www.mmkr.com -1- INDEPENDENT AUDITOR’S REPORT To the City Council and Management City of Golden Valley, Minnesota REPORT ON THE FINANCIAL STATEMENTS We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Golden Valley, Minnesota (the City) as of and for the year ended December 31, 2017, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. MANAGEMENT’S RESPONSIBILITY FOR THE FINANCIAL STATEMENTS Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. AUDITOR’S RESPONSIBILITY Our responsibility is to express opinions on these financial statements based on our audit . We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error . In making those risk assessments, the auditor considers internal control relevant to the City’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effec tiveness of the City’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. (continued) -2- OPINIONS In our opinion, the financial statements referred to on the previous page present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City at December 31, 2017, and the respective changes in financial position and, where applicable, cash flows thereof, and the budgetary comparison for the General Fund for the year then ended, in accordance with accounting principles generally accepted in the United States of America. OTHER MATTERS Required Supplementary Information Accounting principles generally accepted in the United Stat es of America require that the management’s discussion and analysis and the required supplementary information (RSI), as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the RSI in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The introductory section, supplemental information, and statistical section, as listed in the table of contents, are presented for purposes of additional analysis and are not required parts of the basic financial statements. The supplemental information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit o f the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the supplemental information is fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. (continued) -3- OTHER REPORTING REQUIRED BY GOVERNMENT AUDITING STANDARDS In accordance with Government Auditing Standards, we have also issued our report dated June 4, 2018 on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements, and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City’s internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. Minneapolis, Minnesota June 4, 2018 THIS PAGE INTENTIONALLY LEFT BLANK CITY OF GOLDEN VALLEY Management’s Discussion and Analysis Year Ended December 31, 2017 -4- As management of the City of Golden Valley, Minnesota (the City), we have provided readers of the City’s financial statements with this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2017. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, located earlier in this report. FINANCIAL HIGHLIGHTS • The assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows of resources at the close of fiscal 2017 by $112,259,537 (net position). The City’s government-wide net position increased $7,891,897 in 2017. At year-end, the City reported positive balances in all categories of net position, as was the case at the end of the previous year. • At the end of the fiscal year, the unassigned fund balance for the City’s General Fund was $10,400,239, which represents 54.2 percent of total General Fund expenditures and transfers out for 2017. • The City sold two new bonds in 2017. The City’s long-term bonded debt increased $640,000 in 2017, excluding unamortized premiums. OVERVIEW OF THE FINANCIAL STATEMENTS The management’s discussion and analysis is intended to serve as an introduction to the City’s basic financial statements, which are comprised of three components: 1) government -wide financial statements, 2) fund financial statements, and 3) notes to basic financial statements. This report also contains other supplementary information in addition to the basic financial statements. Government-Wide Financial Statements – The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to private sector businesses. The Statement of Net Position presents information on all of the City’s assets, deferred outflows of resources, liabilities, and deferred inflows of resources, with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The Statement of Activities presents information showing how the City’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (delinquent taxes and special assessments). -5- Both of the government-wide financial statements distinguish functions of the City that are principally supported by property taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities include general government, public safety, physical development, and parks and recreation. The business-type activities of the City include enterprises for water and sewer, storm sewer, golf course, motor vehicle licensing, and recycling. The government-wide financial statements include not only the City itself (known as the primary government), but also the Golden Valley Housing and Redevelopment Authority (HRA). The HRA is a legally separate entity which functions, in essence, as a department of the City, to provide housing and redevelopment assistance through the administration of various programs. Therefore, the HRA has been included as a blended component unit within the City’s financial statements. Fund Financial Statements – A fund is a grouping of related accounts that is used to maintain control over resources segregated for specific activities or objectives . The City, like other local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into two categories: governmental funds and proprietary funds. Governmental Funds – Governmental funds account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, and the balances of spendable resources available at the fiscal year-end. Such information may be useful in evaluating a government’s near -term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental funds Balance Sheet and Statement of Revenue, Expenditures, and Changes in Fund Balances provide a reconciliation to facilitate the comparison between governmental funds and governmental activities. The City maintains 26 individual governmental funds. Information is presented separately in the basic financial statements for the General, Street Reconstruction Debt Service, Brookview Capital Project, Winnetka/Medicine Lake Tax Increment Capital Project, Capital Improvement Capital Project, and Douglas Drive Improvement Capital Project Funds, which are considered to be major funds. Data from the other nonmajor governmental funds is combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements elsewhere in this report. The City adopts an annual appropriated budget for the General Fund. Budget-to-actual comparisons are provided in this financial report for this fund. Proprietary Funds – The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the City’s water and sewer (utility), storm sewer, golf course, motor vehicle licensing, and recycling enterprise operations, all of which are considered to be major funds of the City. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City’s various functions. The City uses internal service funds to account for workers’ compensation, payroll benefits, and vehicle maintenance activities. Because these internal service fund activities predominantly benefit governmental rather than business-type functions, they have been included within governmental activities in the government-wide financial statements. -6- The internal service funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Individual fund data for the internal service funds is provided in the form of combining statements elsewhere in this report. Notes to Basic Financial Statements – The notes to basic financial statements provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. Other Information – Required supplementary information (RSI) on the City’s OPEB and pension plans is presented following the notes to basic financial statements . Combining and individual fund statements and schedules for nonmajor funds are presented immediately following the RSI. Statistical tables are presented as the last section in this report. GOVERNMENT-WIDE FINANCIAL ANALYSIS As noted earlier, changes in net position may serve over time as a useful indicator of the City’s financial condition. The City’s assets and deferred outflows of resources exceeded its liabilities and deferred inflows of resources by $112,259,537 at the end of the 2017 fiscal year, which represents an increase in overall net position of $7,891,897 from the previous year. Net Position – The City has 53.5 percent of its total net position invested in capital assets (land, land improvements, buildings and improvements, machinery and equipment, infrastructure , and construction in progress) less any related debt used to acquire those assets that is still outstanding . The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot liquidate these liabilities. An additional 19.0 percent of the City’s net position represents resources that are subject to external restrictions on how they may be used. The remaining 27.5 percent of net position is unrestricted and may be used to meet the City’s ongoing obligations. The following is a summary of the City’s net position at the end of the last two fiscal years: 2017 2016 2017 2016 2017 2016 Current and other assets 71,904,691$ 78,839,003$ 19,534,233$ 20,761,134$ 91,438,924$ 99,600,137$ Capital assets 95,095,374 79,395,088 38,473,948 34,431,580 133,569,322 113,826,668 Total assets 167,000,065 158,234,091 58,008,181 55,192,714 225,008,246 213,426,805 Deferred outflows of resources Pension plan deferments 8,375,033 13,326,183 – – 8,375,033 13,326,183 Noncurrent liabilities (including current portion)100,429,880 109,484,786 2,619,688 2,621,745 103,049,568 112,106,531 Other liabilities 5,781,197 4,337,990 3,465,969 3,199,545 9,247,166 7,537,535 Total liabilities 106,211,077 113,822,776 6,085,657 5,821,290 112,296,734 119,644,066 Deferred inflows of resources Pension plan deferments 8,827,008 2,741,282 – – 8,827,008 2,741,282 Net position Net investment in capital assets 24,239,358 23,527,470 35,854,260 31,809,835 60,093,618 55,337,305 Restricted 21,342,170 18,567,757 – – 21,342,170 18,567,757 Unrestricted 14,755,485 12,900,989 16,068,264 17,561,589 30,823,749 30,462,578 Total net position 60,337,013$ 54,996,216$ 51,922,524$ 49,371,424$ 112,259,537$ 104,367,640$ Governmental Activities Business-Type Activities Total -7- The following is a summary of the City’s changes in net position for the last two fiscal years: 2017 2016 2017 2016 2017 2016 Revenues Program revenues Charges for services 4,708,257$ 3,269,379$ 14,805,497$ 13,998,846$ 19,513,754$ 17,268,225$ Operating grants and contributions 1,444,260 643,970 966,871 167,557 2,411,131 811,527 Capital grants and contributions 2,689,043 1,578,699 1,227,470 1,561,135 3,916,513 3,139,834 General revenues Property taxes 21,419,195 19,473,750 – – 21,419,195 19,473,750 Franchise taxes 687,773 402,017 400,000 700,000 1,087,773 1,102,017 Other general revenues 291,837 347,543 – – 291,837 347,543 Investment earnings 522,746 313,888 246,111 156,228 768,857 470,116 Gain on sale of capital assets 3,775 56,838 – – 3,775 56,838 Total revenues 31,766,886 26,086,084 17,645,949 16,583,766 49,412,835 42,669,850 Expenses General government 3,260,989 4,182,777 – – 3,260,989 4,182,777 Public safety 8,128,614 8,213,351 – – 8,128,614 8,213,351 Physical development 11,539,091 11,274,790 – – 11,539,091 11,274,790 Parks and recreation 2,205,615 1,736,619 – – 2,205,615 1,736,619 Interest and fiscal charges 2,321,780 2,172,554 – – 2,321,780 2,172,554 Water and sewer – – 8,395,036 8,327,113 8,395,036 8,327,113 Storm sewer – – 2,526,607 1,685,494 2,526,607 1,685,494 Golf course – – 2,348,327 2,172,621 2,348,327 2,172,621 Motor vehicle licensing – – 405,407 401,363 405,407 401,363 Recycling – – 389,472 407,664 389,472 407,664 Total expenses 27,456,089 27,580,091 14,064,849 12,994,255 41,520,938 40,574,346 Change in net position before transfers 4,310,797 (1,494,007) 3,581,100 3,589,511 7,891,897 2,095,504 Transfers – capital assets – (1,000,000) – 1,000,000 – – Transfers – internal activities 1,030,000 (670,000) (1,030,000) 670,000 – – Change in net position 5,340,797 (3,164,007) 2,551,100 5,259,511 7,891,897 2,095,504 Net position – beginning 54,996,216 58,160,223 49,371,424 44,111,913 104,367,640 102,272,136 Net position – ending 60,337,013$ 54,996,216$ 51,922,524$ 49,371,424$ 112,259,537$ 104,367,640$ TotalGovernmental Activities Business-Type Activities Governmental Activities – Governmental activities net position increased by $5,340,797. Key elements of this net increase include: • Revenue from charges for services increased $1,438,878 from the prior year, due to an increase in licenses and permits issued for building construction. • Operating grants and contributions were $800,290 higher than last year, due to the reimbursement from the Golden Valley–Crystal–New Hope Joint Water Commission for its share of the Douglas Drive street improvement project costs. • Capital grants and contributions increased by $1,110,344 from the prior year, due to $425,000 of park and recreation grants received, and an increase in special assessment collections. • Revenue from property taxes increased $1,945,445 from the prior year, due to an increase in the adopted levy from the prior year. • General government expenses decreased $921,788, due to City Hall lower level remodeling and roof replacement projects in the prior year. • The City’s business-type activities also transferred $1,030,000 to the government-type activities. -8- Expenses and Program Revenues – Governmental Activities $– $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 $10,000,000 $11,000,000 $12,000,000 General Government Public Safety Physical Development Parks and Recreation Interest and Fiscal Charges Expenses Program Revenues Revenue by Source – Governmental Activities -9- Business-Type Activities – Business-type activities net position increased by $2,551,100. Key elements of this net increase include: • Charges for services increased $806,651, mainly in water and sewer utility charges. • Operating grants were $799,314 higher than last year, mainly in storm water due to a large reimbursement received from the Metropolitan Council for its portion of the Liberty Crossing project. • Business-type activities expenses were $1,070,594 higher than the previous year, mainly due to increased storm sewer costs related to the Liberty Crossing project. • The Water and Sewer Utility Fund also transferred $1,000,000 to the Douglas Drive Improvement Capital Project Fund during the year. -10- Expenses and Program Revenues – Business-Type Activities $– $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 $10,000,000 Water and Sewer Storm Sewer Brookview Golf Course Motor Vehicle Recycling Expenses Program Revenues Revenue by Source – Business-Type Activities -11- FINANCIAL ANALYSIS OF THE CITY’S FUNDS Governmental Funds – At the end of the fiscal year, the City’s governmental funds reported combined ending fund balances of $57,419,880, a decrease of $8,898,717 in comparison with the prior year. The unassigned portion of fund balance is $9,333,592, which may be used for any approved public purpose. The remainder of the fund balance is either: 1) not in spendable form ($3,610), 2) restricted by various externally imposed constraints ($32,513,969), 3) internally committed for particular purposes ($213,524), or 4) internally assigned for particular purposes ($15,355,185). General Fund – The fund balance of the General Fund increased by $1,430,753 to $12,403,849 at December 31, 2017. General Fund operating results can be summarized as follows: 2017 2016 Fund balance – beginning of year 10,973,096$ 10,727,064$ Additions Revenue 20,596,423 18,397,103 Other sources 30,000 30,000 Total additions 20,626,423 18,427,103 Deductions Expenditures 16,464,250 15,960,121 Other uses 2,731,420 2,220,950 Total deductions 19,195,670 18,181,071 Fund balance – end of year 12,403,849$ 10,973,096$ Of the total fund balance, $3,610 representing prepaid expenditures is classified as nonspendable. The City has assigned $2,000,000 of fund balance in the General Fund for self-insurance, to finance the potential risk related to insurance deductibles or settlements in excess of comme rcial insurance limits. The unassigned fund balance at December 31, 2017 of $10,400,239 is equal to 54.2 percent of total 2017 expenditures and other financing uses in the General Fund, which puts the fund in an excellent financial position. These reserves are needed for working capital to help pay for expenditures during the first half of the year, since the City does not receive any significant money from its main revenue source—property taxes—until July of each year. -12- General Fund Revenues – The following is an analysis of 2017 General Fund revenue: Original Final Over (Under) Revenue Budget Budget Actual Final Budget Ad valorem taxes 14,814,685$ 14,814,685$ 14,853,621$ 38,936$ 0.3 % Licenses 217,365 217,365 249,439 32,074 14.8 Permits 840,475 1,128,790 2,892,471 1,763,681 156.2 Intergovernmental 268,380 268,380 370,262 101,882 38.0 Charges for services 1,500,825 1,500,825 1,505,733 4,908 0.3 Fines and forfeits 300,000 300,000 400,233 100,233 33.4 Investment income 75,000 75,000 102,007 27,007 36.0 Other revenue 233,000 233,000 222,657 (10,343) (4.4) Totals 18,249,730$ 18,538,045$ 20,596,423$ 2,058,378$ 11.1 (Under) Budget Percent Over Licenses and permits were over budget, primarily due to an increase in building and construction-related activity. Intergovernmental income was over budget, due to an unanticipated increase in state grants. Fines and forfeits were over budget because of an increase in fines passed through from the county. General Fund Expenditures – The following is an analysis of 2017 General Fund expenditures: Original Final Over (Under) Expenditure Budget Budget Actual Final Budget General government 1,311,525$ 1,394,525$ 1,240,677$ (153,848)$ (11.0) % Administrative services 1,869,145 1,874,665 1,860,542 (14,123) (0.8) Casualty insurance 305,000 305,000 225,617 (79,383) (26.0) Public safety 7,222,090 7,379,885 6,893,591 (486,294) (6.6) Physical development 5,583,155 5,625,155 5,152,616 (472,539) (8.4) Parks and recreation 1,138,815 1,138,815 1,091,207 (47,608) (4.2) Totals 17,429,730$ 17,718,045$ 16,464,250$ (1,253,795)$ (7.1) (Under) Budget Percent Over General government expenditures were under budget, due to savings in personal services and contracted services. Casualty insurance was lower than budget , due to a more favorable premium adjustment than anticipated. Public safety expenditures were under budget , due to personal service cost savings from staffing changes. Physical development expenditures were under budget in personal service costs and street maintenance. -13- Other Major Governmental Funds – The City reported five other major governmental funds for 2017. The Street Reconstruction Debt Service Fund is used to account for the debt service on the general obligation improvement bonds issued to finance street improvements. At year -end, this fund had a fund balance of $19,452,142 accumulated for future debt service. Fund balance increased by $636,189 in 2017, due to a $4,100,000 crossover refunding bond issue and offset by a crossover debt refunding paid from the proceeds of bonds issued in a prior year. The Brookview Capital Project Fund is used to account for the construction of a new recreation center. At year-end, this fund had a fund balance of $1,703,650, a decrease of $14,275,418. The decrease was due to the spend down of prior year bond proceeds for capital improvements. The Winnetka/Medicine Lake Tax Increment Capital Project Fund ended the year with a fund balance deficit of $1,066,647. In the prior year, this fund paid $1,000,000 to purchase capital assets, financed through an interfund loan, that were subsequently contributed to the Storm Sewer Enterprise Fund. The deficit is expected to be financed through future tax increment collections. The Capital Improvement Capital Project Fund, which is used to account for major street and street lighting projects, ended the year with a fund balance of $3,899,825, a decrease of $262,563. The decrease was due to capital outlay expenditures exceeding revenues for the year. The Douglas Drive Improvement Capital Project Fund, used to account for a major street reconstruction project, ended the year with a fund balance of $1,366,503, a decrease of $1,170,650. The decrease was due to the spend down of prior year bond proceeds for capital improvements. Proprietary Funds – The City’s proprietary funds provide the same information for the business-type activities found in the government-wide financial statements, but in more detail. The City’s enterprise funds had a total net position of $54,316,819 at year-end, of which $18,462,559 was unrestricted. The total net position of these funds improved by $2,709,035 during 2017. Utility Fund net position increased $720,921, due to operating income of $1,296,542 and the allocation of $400,000 of franchise taxes to this fund in 2017. Storm Sewer Utility Fund net position increased $2,048,755, mainly due to $1,227,470 of capital contributions received from other governmental units for the Liberty Crossing and 10th Avenue projects. The Brookview Operating (Golf Course) Fund had a decrease in net position of $180,512, mainly due to an increase in operating costs for the golf course and grill, as well as a decrease in green fee and lawn bowling revenue. The Motor Vehicle Operating Fund had an increase in net position of $42,433. The Recycling Fund had an increase in net position of $77,438, mainly due to a decrease in expenditures for contractual services. -14- CAPITAL ASSETS AND LONG-TERM LIABILITIES Capital Assets – The City’s investment in capital assets (net of accumulated depreciation) for its governmental and business-type activities as of December 31, 2017 amounts to $133,569,322. This balance represents a net increase of $19,742,654 from the prior year. The City’s capital assets for the last two years are as follows: 2017 2016 2017 2016 2017 2016 Land 3,527,685$ 3,527,685$ 857,044$ 857,044$ 4,384,729$ 4,384,729$ Land improvements 5,853,690 5,633,820 3,155,215 3,181,536 9,008,905 8,815,356 Buildings and improvements 12,877,507 13,848,345 788,151 667,657 13,665,658 14,516,002 Machinery and equipment 13,831,531 12,445,321 4,667,866 4,347,647 18,499,397 16,792,968 Infrastructure 117,122,058 115,651,073 43,190,504 41,546,632 160,312,562 157,197,705 Construction in progress 29,714,190 11,266,803 8,408,414 5,195,792 38,122,604 16,462,595 Less accumulated depreciation (87,831,287) (82,977,959) (22,593,246) (21,364,728) (110,424,533) (104,342,687) Net total 95,095,374$ 79,395,088$ 38,473,948$ 34,431,580$ 133,569,322$ 113,826,668$ Governmental Activities Business-Type Activities Total The majority of the increase in capital assets was in infrastructure and construction in progress due to several significant street reconstruction projects, which also resulted in increased depreciation, and also the ongoing construction of Brookview Center, which was still in process at year-end. Additional details of the City’s capital asset activity for the year can be found in Note 4 of the notes to basic financial statements. Long-Term Liabilities – The debt service funds account for the accumulation of resources to finance all of the City’s governmental activity general obligation debt. The revenue sources for these funds include annual tax levies, tax increments, franchise taxes, and special assessments. At year-end, there was $23,277,113 of fund balance restricted for debt service in the governmental funds. The revenue bonds will be paid from the designated business activity of the Storm Sewer Utility Enterprise Fund. The following table presents the City’s long-term liabilities as of the last two year-ends: 2017 2016 2017 2016 2017 2016 G.O. special assessment bonds 55,340,000$ 55,455,000$ –$ –$ 55,340,000$ 55,455,000$ G.O. improvement bonds 5,630,000 5,630,000 – – 5,630,000 5,630,000 HRA lease revenue bonds 17,410,000 17,410,000 – – 17,410,000 17,410,000 G.O. certificates of indebtedness 2,400,000 2,350,000 – – 2,400,000 2,350,000 G.O. tax abatement bonds 670,000 1,015,000 – – 670,000 1,015,000 G.O. tax increment bonds 1,170,000 – – – 1,170,000 – G.O. state aid street bonds 1,520,000 1,640,000 – – 1,520,000 1,640,000 Revenue bonds – – 2,580,000 2,580,000 2,580,000 2,580,000 Unamortized premiums 2,352,017 2,043,531 39,688 41,745 2,391,705 2,085,276 Compensated absences 1,585,622 1,575,785 – – 1,585,622 1,575,785 Net pension liability – PERA 11,373,895 21,506,136 – – 11,373,895 21,506,136 Net OPEB obligation 978,346 859,334 – – 978,346 859,334 Total 100,429,880$ 109,484,786$ 2,619,688$ 2,621,745$ 103,049,568$ 112,106,531$ TotalGovernmental Activities Business-Type Activities -15- In 2017, the City sold the following bond issues: 1) $7,495,000 G.O. Improvement and Equipment Bonds, Series 2017A – The proceeds of this issue are being used to finance the City’s annual pavement program, refund G.O. Improvement Bonds, Series 2009A, and acquire various items of capital equipment, and will be repaid from a combination of special assessments and property taxes. 2) $1,935,000 G.O. Tax Increment and Improvement Bonds, Series 2017B – The proceeds of this issue are being used to finance public improvements in the Highway 55 West Tax Increment Financing District, and will be repaid from a combination of special assessments spread against benefited properties and tax increment revenue from the District. In addition to regularly scheduled bond principal and interest payments, the City re deemed $3,885,000 of its 2007C Improvement Bonds during the year through a crossover refunding. Additional details of long-term liabilities activity for the year can be found in Note 5 of the notes to basic financial statements. ECONOMIC FACTORS AND NEXT YEAR’S BUDGETS AND RATES Economic factors affect the preparation of annual budgets . The following factors were considered in preparing the 2018 budget: • The City’s 2018 budgeted tax levy went up by 4.1 percent from 2017. The City strives for a balanced budget with revenues equal to expenditures. • The City will maintain fund balance for working capital in the General Fund at 60.0 percent of the current year’s adopted expenditures. REQUESTS FOR INFORMATION Questions concerning any of the information provided in this report or requests for addition al information should be addressed by writing to the City of Golden Valley, Attention: Finance Director, 7800 Golden Valley Road, Golden Valley, Minnesota 55427 or by calling (763) 593-8010. GOVERNMENT-WIDE FINANCIAL STATEMENTS Governmental Business-Type Activities Activities Total Assets Cash and temporary investments 50,044,355$ 18,538,437$ 68,582,792$ Delinquent taxes receivable 153,003 – 153,003 Special assessments receivable (net of allowance)3,165,577 377,267 3,542,844 Accounts and interest receivable 673,556 2,337,428 3,010,984 Due from other governmental units 276,069 837,456 1,113,525 Internal balances 2,774,424 (2,774,424) – Inventory 82,586 33,876 116,462 Prepaid items 3,610 184,193 187,803 Restricted assets – temporarily restricted Cash and temporary investments 13,061,080 – 13,061,080 Interest receivable 53,494 – 53,494 Net pension asset – fire relief 1,616,937 – 1,616,937 Capital assets Not depreciated 33,241,875 9,265,458 42,507,333 Depreciated, net of accumulated depreciation 61,853,499 29,208,490 91,061,989 Total assets 167,000,065 58,008,181 225,008,246 Deferred outflows of resources Pension plan deferments – PERA 7,915,804 – 7,915,804 Pension plan deferments – fire relief 459,229 – 459,229 Total deferred outflows of resources 8,375,033 – 8,375,033 Total assets and deferred outflows of resources 175,375,098$ 58,008,181$ 233,383,279$ Liabilities Accounts and contracts payable 1,855,128$ 648,563$ 2,503,691$ Accrued interest payable 1,026,513 26,460 1,052,973 Accrued salaries and employee benefits 386,766 – 386,766 Due to other governmental units 567,891 534,509 1,102,400 Deposits 1,944,899 2,256,437 4,201,336 Long-term liabilities Due within one year 13,258,894 – 13,258,894 Due in more than one year 87,170,986 2,619,688 89,790,674 Total liabilities 106,211,077 6,085,657 112,296,734 Deferred inflows of resources Pension plan deferments – PERA 8,630,455 – 8,630,455 Pension plan deferments – fire relief 196,553 – 196,553 Total deferred inflows of resources 8,827,008 – 8,827,008 Net position Net investment in capital assets 24,239,358 35,854,260 60,093,618 Restricted for Debt service 14,650,397 – 14,650,397 Redevelopment 305,151 – 305,151 Capital improvements 4,270,995 – 4,270,995 Fire relief pensions 1,879,613 – 1,879,613 Other purposes 236,014 – 236,014 Unrestricted 14,755,485 16,068,264 30,823,749 Total net position 60,337,013 51,922,524 112,259,537 Total liabilities, deferred inflows of resources, and net position 175,375,098$ 58,008,181$ 233,383,279$ CITY OF GOLDEN VALLEY Statement of Net Position December 31, 2017 See notes to basic financial statements -16- Operating Capital Charges for Grants and Grants and Functions/Programs Expenses Services Contributions Contributions Governmental activities General government 3,260,989$ 238,339$ 74,928$ –$ Public safety 8,128,614 3,460,736 569,332 – Physical development 11,539,091 565,550 800,000 2,264,043 Parks and recreation 2,205,615 443,632 – 425,000 Interest and fiscal charges 2,321,780 – – – Total governmental activities 27,456,089 4,708,257 1,444,260 2,689,043 Business-type activities Water and sewer 8,395,036 9,574,647 – – Storm sewer 2,526,607 2,328,336 859,292 1,227,470 Golf course 2,348,327 2,059,405 41,197 – Motor vehicle licensing 405,407 453,215 55 – Recycling 389,472 389,894 66,327 – Total business-type activities 14,064,849 14,805,497 966,871 1,227,470 Total governmental and business-type activities 41,520,938$ 19,513,754$ 2,411,131$ 3,916,513$ General revenues Property taxes Franchise taxes Other general revenues Investment earnings Gain on sale of capital assets Transfers – internal activities Total general revenues and transfers Change in net position Net position – beginning Net position – ending Program Revenues CITY OF GOLDEN VALLEY Statement of Activities Year Ended December 31, 2017 See notes to basic financial statements -17- Governmental Business-Type Activities Activities Total (2,947,722)$ –$ (2,947,722)$ (4,098,546) – (4,098,546) (7,909,498) – (7,909,498) (1,336,983) – (1,336,983) (2,321,780) – (2,321,780) (18,614,529) – (18,614,529) – 1,179,611 1,179,611 – 1,888,491 1,888,491 – (247,725) (247,725) – 47,863 47,863 – 66,749 66,749 – 2,934,989 2,934,989 (18,614,529) 2,934,989 (15,679,540) 21,419,195 – 21,419,195 687,773 400,000 1,087,773 291,837 – 291,837 522,746 246,111 768,857 3,775 – 3,775 1,030,000 (1,030,000) – 23,955,326 (383,889) 23,571,437 5,340,797 2,551,100 7,891,897 54,996,216 49,371,424 104,367,640 60,337,013$ 51,922,524$ 112,259,537$ Revenue and Changes in Net Position Net (Expenses) -18- THIS PAGE INTENTIONALLY LEFT BLANK FUND FINANCIAL STATEMENTS THIS PAGE INTENTIONALLY LEFT BLANK Street Reconstruction Brookview General Debt Service Capital Project Assets Cash and temporary investments 13,688,278$ 8,717,384$ 283,738$ Cash held with trustee – 10,682,364 2,378,716 Receivables Delinquent taxes 153,003 – – Special assessments 10,466 2,820,974 – Accounts 58,695 – – Accrued interest 118,032 53,494 – Due from other funds 12,475 – – Advances to other funds – – – Due from other governmental units 197,491 – 3,393 Prepaid items 3,610 – – Total assets 14,242,050$ 22,274,216$ 2,665,847$ Liabilities Accounts payable 303,606$ –$ 159,099$ Contracts payable – – 792,645 Accrued salaries payable 386,766 – – Due to other governmental units 286,208 – 10,453 Deposits 698,152 1,100 – Due to other funds – – – Advances from other funds – – – Total liabilities 1,674,732 1,100 962,197 Deferred inflows of resources Unavailable revenue – property taxes 153,003 – – Unavailable revenue – special assessments 10,466 2,820,974 – Total deferred inflows of resources 163,469 2,820,974 – Fund balances (deficits) Nonspendable 3,610 – – Restricted – 19,452,142 590,066 Committed – – – Assigned 2,000,000 – 1,113,584 Unassigned 10,400,239 – – Total fund balances (deficits)12,403,849 19,452,142 1,703,650 Total liabilities, deferred inflows of resources, and fund balances 14,242,050$ 22,274,216$ 2,665,847$ CITY OF GOLDEN VALLEY Balance Sheet Governmental Funds December 31, 2017 See notes to basic financial statements -19- Winnetka/ Medicine Lake Capital Douglas Drive Tax Increment Improvement Improvement Capital Project Capital Project Capital Project Nonmajor Totals –$ 3,495,602$ 1,243,146$ 20,252,987$ 47,681,135$ – – – – 13,061,080 – – – – 153,003 – 850 – 333,287 3,165,577 – 156,770 267,768 65,546 548,779 – – – – 171,526 – 186,240 – 66,398 265,113 – 1,260,000 – – 1,260,000 – – – 75,185 276,069 – – – – 3,610 –$ 5,099,462$ 1,510,914$ 20,793,403$ 66,585,892$ –$ 5,091$ 2,845$ 251,198$ 721,839$ – 26,154 141,566 129,017 1,089,382 – – – – 386,766 – 271,021 – 152 567,834 – 896,521 – 340,854 1,936,627 66,647 – – 78,337 144,984 1,000,000 – – – 1,000,000 1,066,647 1,198,787 144,411 799,558 5,847,432 – – – – 153,003 – 850 – 333,287 3,165,577 – 850 – 333,287 3,318,580 – – – – 3,610 – – 1,337,475 11,134,286 32,513,969 – – – 213,524 213,524 – 3,899,825 29,028 8,312,748 15,355,185 (1,066,647) – – – 9,333,592 (1,066,647) 3,899,825 1,366,503 19,660,558 57,419,880 –$ 5,099,462$ 1,510,914$ 20,793,403$ 66,585,892$ -20- THIS PAGE INTENTIONALLY LEFT BLANK Total fund balances – governmental funds 57,419,880$ Capital assets used in governmental activities are not financial resources and,therefore,are not reported as assets in governmental funds. Cost of capital assets 182,701,916 Less accumulated depreciation (87,721,446) Long-term liabilities,including bonds payable,are not due or payable in the current period and, therefore,are not reported as liabilities in governmental funds.Long-term liabilities at year-end consist of: Bonds and certificates of indebtedness payable (84,140,000) Certain receivables (including delinquent taxes,special assessments,and other receivables not collected within 60 days of year-end)are included in net position,but are excluded from fund balances until they are available to liquidate liabilities of the current period.3,318,580 Accrued interest payable is included in net position,but is excluded from fund balances until due and payable.(1,026,513) Internal service funds are used to charge the costs of employee benefits and vehicle maintenance to individual funds.The assets,liabilities,and deferred outflows/inflows of the internal service funds are included in governmental activities in the Statement of Net Position. Internal service balances included in governmental activities (10,257,682) Add internal service balances allocated to business-type activities 2,394,295 Governmental funds report debt premiums as other financing sources at the time of issuance. Premiums are reported as liabilities in the Statement of Net Position.(2,352,017) Total net position – governmental activities 60,337,013$ Amounts reported for governmental activities in the Statement of Net Position are different because: December 31, 2017 CITY OF GOLDEN VALLEY Reconciliation of the Balance Sheet to the Statement of Net Position Governmental Funds See notes to basic financial statements -21- Street Reconstruction Brookview General Debt Service Capital Project Revenue Ad valorem taxes 14,853,621$ 4,465,375$ –$ Tax increments – – – Special assessments 14,506 802,694 – Franchise taxes – – – Licenses and permits 3,141,910 – – Intergovernmental revenue 370,262 – – Charges for services 1,505,733 – – Fines and forfeits 400,233 – – Investment income 102,007 131,993 25,599 Other revenue 208,151 – – Total revenue 20,596,423 5,400,062 25,599 Expenditures Current General government 1,240,677 – – Administrative services 1,860,542 – – Casualty insurance 225,617 – – Public safety 6,893,591 – – Physical development 5,152,616 – – Parks and recreation 1,091,207 – – Capital outlay – – 14,301,017 Debt service Principal – 3,675,000 – Interest and fiscal charges – 1,607,292 – Total expenditures 16,464,250 5,282,292 14,301,017 Excess (deficiency) of revenue over expenditures 4,132,173 117,770 (14,275,418) Other financing sources (uses) Sale of capital assets – – – Bonds issued – – – Refunding bonds issued – 4,100,000 – Paid to refunded bond escrow agent – (3,885,000) – Premiums on bonds issued – 303,419 – Transfers in 30,000 – – Transfers (out)(2,731,420) – – Total other financing sources (uses)(2,701,420) 518,419 – Net change in fund balances 1,430,753 636,189 (14,275,418) Fund balances (deficits) Beginning of year 10,973,096 18,815,953 15,979,068 End of year 12,403,849$ 19,452,142$ 1,703,650$ CITY OF GOLDEN VALLEY Statement of Revenue, Expenditures, and Changes in Fund Balances Governmental Funds Year Ended December 31, 2017 See notes to basic financial statements -22- Winnetka/ Medicine Lake Capital Douglas Drive Tax Increment Improvement Improvement Capital Project Capital Project Capital Project Nonmajor Totals –$ 2,221$ –$ 2,067,698$ 21,388,915$ – – – 20,920 20,920 – – – 289,497 1,106,697 – – 297,773 390,000 687,773 – – – – 3,141,910 – 34,872 800,000 975,970 2,181,104 – 49,232 – 22,229 1,577,194 – – – – 400,233 – 74,717 24,152 144,948 503,416 – – – 471,762 679,913 – 161,042 1,121,925 4,383,024 31,688,075 – – – 84,528 1,325,205 – – – – 1,860,542 – – – – 225,617 – – – 44,118 6,937,709 – – – – 5,152,616 – – – 101,472 1,192,679 536 433,644 3,282,536 5,765,204 23,782,937 – – – 1,230,000 4,905,000 44,028 – – 809,273 2,460,593 44,564 433,644 3,282,536 8,034,595 47,842,898 (44,564) (272,602) (2,160,611) (3,651,571) (16,154,823) – – – 143,274 143,274 – – – 5,330,000 5,330,000 – – – – 4,100,000 – – – – (3,885,000) – – – 234,413 537,832 – 10,039 1,000,000 3,104,799 4,144,838 – – (10,039) (373,379) (3,114,838) – 10,039 989,961 8,439,107 7,256,106 (44,564) (262,563) (1,170,650) 4,787,536 (8,898,717) (1,022,083) 4,162,388 2,537,153 14,873,022 66,318,597 (1,066,647)$ 3,899,825$ 1,366,503$ 19,660,558$ 57,419,880$ -23- THIS PAGE INTENTIONALLY LEFT BLANK Total net change in fund balances – governmental funds (8,898,717)$ Capital outlays are reported in governmental funds as expenditures;however,in the Statement of Activities the cost of those assets is allocated over the estimated useful lives as depreciation expense. Capital outlays 22,281,092 Depreciation expense (6,517,054) A gain or loss on the disposal or transfer of capital assets,including the difference between the carrying value and any related sale proceeds,is included in the change in net position;however, only the sale proceeds are included in the change in fund balances. Net book value of capital asset disposals (139,499) The amount of bond proceeds used to finance the acquisition of capital assets is reported in the governmental funds as a source of financing.Bond proceeds are not revenues in the Statement of Activities, but rather constitute long-term liabilities.(9,430,000) Repayment of long-term liabilities is an expenditure in the governmental funds,but the repayment reduces long-term liabilities in the Statement of Net Position.8,790,000 Interest on long-term debt in the Statement of Activities differs from the amount reported in the governmental funds because interest is recognized as an expenditure in the funds when it is due, and thus requires the use of current financial resources.In the Statement of Activities,however, interest expense is recognized as the interest accrues, regardless of when it is due.(90,533) Governmental funds report debt issuance premiums as other financing sources at the time of issuance. Premiums are reported as liabilities in the Statement of Net Position.(308,486) Certain receivables (including delinquent taxes,special assessments,and other receivables not collected within 60 days of year-end)are included in the change in net position,but are excluded from fund balances until they are available to liquidate liabilities of the current period.362,500 Internal service funds are used to charge the costs of employee benefits and vehicle maintenance to individual funds.The net revenue/expense of certain activities of internal service funds is reported with governmental activities in the Statement of Activities. Internal service fund activity included in governmental activities (866,441) Add back internal service fund activity allocated to business-type activities 157,935 Change in net position – governmental activities 5,340,797$ Amounts reported for governmental activities in the Statement of Activities are different because: CITY OF GOLDEN VALLEY Reconciliation of the Statement of Revenue, Expenditures, and Changes in Fund Balances to the Statement of Activities Governmental Funds Year Ended December 31, 2017 See notes to basic financial statements -24- THIS PAGE INTENTIONALLY LEFT BLANK Original Final Over (Under) Budget Budget Actual Final Budget Revenue Ad valorem taxes 14,814,685$ 14,814,685$ 14,853,621$ 38,936$ Special assessments 10,000 10,000 14,506 4,506 Licenses and permits 1,057,840 1,346,155 3,141,910 1,795,755 Intergovernmental revenue 268,380 268,380 370,262 101,882 Charges for services 1,500,825 1,500,825 1,505,733 4,908 Fines and forfeits 300,000 300,000 400,233 100,233 Investment income 75,000 75,000 102,007 27,007 Other revenue 223,000 223,000 208,151 (14,849) Total revenue 18,249,730 18,538,045 20,596,423 2,058,378 Expenditures Current General government 1,311,525 1,394,525 1,240,677 (153,848) Administrative services 1,869,145 1,874,665 1,860,542 (14,123) Casualty insurance 305,000 305,000 225,617 (79,383) Public safety 7,222,090 7,379,885 6,893,591 (486,294) Physical development 5,583,155 5,625,155 5,152,616 (472,539) Parks and recreation 1,138,815 1,138,815 1,091,207 (47,608) Total expenditures 17,429,730 17,718,045 16,464,250 (1,253,795) Excess of revenue over expenditures 820,000 820,000 4,132,173 3,312,173 Other financing sources (uses) Transfers in 30,000 30,000 30,000 – Transfers (out)(850,000) (850,000) (2,731,420) (1,881,420) Total other financing sources (uses)(820,000) (820,000) (2,701,420) (1,881,420) Net change in fund balances –$ –$ 1,430,753 1,430,753$ Fund balances Beginning of year 10,973,096 End of year 12,403,849$ CITY OF GOLDEN VALLEY Statement of Revenue, Expenditures, and Changes in Fund Balances General Fund – Budget and Actual Year Ended December 31, 2017 See notes to basic financial statements -25- Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Assets Current assets Cash and temporary investments 8,214,466$ 7,407,412$ 1,020,325$ 691,977$ Receivables Special assessments 421,063 – – – Accounts 1,998,195 334,783 4,450 – Allowance for uncollectibles (43,796) – – – Due from other governmental units 105,561 729,033 374 – Due from other funds – 243,328 – – Inventory 22,036 – 11,840 – Prepaid items 183,698 390 105 – Total current assets 10,901,223 8,714,946 1,037,094 691,977 Noncurrent assets Advances to other funds – 2,032,000 – – Net pension asset – fire relief – – – – Capital assets Land – – 857,044 – Land improvements 30,054 – 3,125,161 – Buildings and improvements 602,827 – 185,324 – Machinery and equipment 2,279,896 946,419 1,414,617 26,934 Infrastructure – distribution and collection systems 22,969,161 20,221,343 – – Construction in progress 371,072 8,037,342 – – Total capital assets 26,253,010 29,205,104 5,582,146 26,934 Less accumulated depreciation (12,052,924) (6,570,422) (3,955,419) (14,481) Capital assets, net 14,200,086 22,634,682 1,626,727 12,453 Total noncurrent assets 14,200,086 24,666,682 1,626,727 12,453 Total assets 25,101,309 33,381,628 2,663,821 704,430 Deferred outflows of resources Pension plan deferments – PERA – – – – Pension plan deferments – fire relief – – – – Total deferred outflows of resources – – – – Total assets and deferred outflows of resources 25,101,309$ 33,381,628$ 2,663,821$ 704,430$ Business-Type Activities – Enterprise Funds CITY OF GOLDEN VALLEY Statement of Net Position Proprietary Funds December 31, 2017 See notes to basic financial statements -26- Governmental Activities Recycling Totals Internal Service 1,204,257$ 18,538,437$ 2,363,220$ – 421,063 – – 2,337,428 6,745 – (43,796) – 2,488 837,456 – – 243,328 – – 33,876 82,586 – 184,193 – 1,206,745 22,551,985 2,452,551 – 2,032,000 – – – 1,616,937 – 857,044 – – 3,155,215 – – 788,151 – – 4,667,866 224,745 – 43,190,504 – – 8,408,414 – – 61,067,194 224,745 – (22,593,246) (109,841) – 38,473,948 114,904 – 40,505,948 1,731,841 1,206,745 63,057,933 4,184,392 – – 7,915,804 – – 459,229 – – 8,375,033 1,206,745$ 63,057,933$ 12,559,425$ -27-(continued) Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Liabilities Current liabilities Accounts payable 63,635$ 9,536$ 101,315$ 65$ Contracts payable 16,362 432,457 – – Accrued interest payable – 26,460 – – Accrued compensated absences – current – – – – Due to other governmental units 498,484 16,202 3,945 – Due to other funds 363,457 – – – Deposits 66,235 2,189,234 968 – Total current liabilities 1,008,173 2,673,889 106,228 65 Noncurrent liabilities Advances from other funds 2,292,000 – – – Accrued compensated absences – – – – Net pension liability – PERA – – – – Net OPEB obligation – – – – Bonds payable – long-term – 2,619,688 – – Total noncurrent liabilities 2,292,000 2,619,688 – – Total liabilities 3,300,173 5,293,577 106,228 65 Deferred inflows of resources Pension plan deferments – PERA – – – – Pension plan deferments – fire relief – – – – Total deferred inflows of resources – – – – Net position Net investment in capital assets 14,200,086 20,014,994 1,626,727 12,453 Restricted for fire relief pensions – – – – Unrestricted 7,601,050 8,073,057 930,866 691,912 Total net position 21,801,136 28,088,051 2,557,593 704,365 Total liabilities, deferred inflows of resources, and net position 25,101,309$ 33,381,628$ 2,663,821$ 704,430$ Total net position – enterprise funds Adjustment to reflect the consolidation of internal service fund activity related to enterprise funds Net position – business-type activities Business-Type Activities – Enterprise Funds CITY OF GOLDEN VALLEY Statement of Net Position (continued) Proprietary Funds December 31, 2017 See notes to basic financial statements -28- Governmental Activities Recycling Totals Internal Service 25,193$ 199,744$ 43,907$ – 448,819 – – 26,460 – – – 1,198,894 15,878 534,509 57 – 363,457 – – 2,256,437 8,272 41,071 3,829,426 1,251,130 – 2,292,000 – – – 386,728 – – 11,373,895 – – 978,346 – 2,619,688 – – 4,911,688 12,738,969 41,071 8,741,114 13,990,099 – – 8,630,455 – – 196,553 – – 8,827,008 – 35,854,260 114,904 – – 1,879,613 1,165,674 18,462,559 (12,252,199) 1,165,674 54,316,819 (10,257,682) 1,206,745$ 63,057,933$ 12,559,425$ 54,316,819$ (2,394,295) 51,922,524$ -29- Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Operating revenue Charges for services 9,544,015$ 2,328,336$ 1,238,963$ 453,215$ Sales and rentals 30,632 – 869,368 – Less sales tax and credit card fees – – (48,926) – Total operating revenue 9,574,647 2,328,336 2,059,405 453,215 Operating expenses Enterprise operations 7,455,715 1,710,339 2,125,063 384,625 Other services – – – – Depreciation 822,390 755,177 110,443 1,629 Total operating expenses 8,278,105 2,465,516 2,235,506 386,254 Operating income (loss)1,296,542 (137,180) (176,101) 66,961 Nonoperating revenue (expense) Franchise taxes 400,000 – – – Intergovernmental revenue – 859,292 – – Investment income 76,461 142,877 10,667 5,417 Other income – – 41,197 55 Gain (loss) on sale of capital assets 24,288 17,800 (56,275) – Interest expense (76,370) (61,504) – – Total nonoperating revenue (expense)424,379 958,465 (4,411) 5,472 Income (loss) before capital contributions and transfers 1,720,921 821,285 (180,512) 72,433 Capital contributions – 1,227,470 – – Transfers (out)(1,000,000) – – (30,000) Change in net position 720,921 2,048,755 (180,512) 42,433 Net position Beginning of year 21,080,215 26,039,296 2,738,105 661,932 End of year 21,801,136$ 28,088,051$ 2,557,593$ 704,365$ Change in net position – enterprise funds Adjustment to reflect the consolidation of internal service fund activities related to the enterprise funds Change in net position – business-type activities Business-Type Activities – Enterprise Funds CITY OF GOLDEN VALLEY Statement of Revenue, Expenses, and Changes in Net Position Proprietary Funds Year Ended December 31, 2017 See notes to basic financial statements -30- Governmental Activities Recycling Totals Internal Service 389,894$ 13,954,423$ 7,869,578$ – 900,000 – – (48,926) – 389,894 14,805,497 7,869,578 389,472 12,065,214 – – – 9,200,929 – 1,689,639 14,154 389,472 13,754,853 9,215,083 422 1,050,644 (1,345,505) – 400,000 – 56,806 916,098 459,734 10,689 246,111 19,330 9,521 50,773 – – (14,187) – – (137,874) – 77,016 1,460,921 479,064 77,438 2,511,565 (866,441) – 1,227,470 – – (1,030,000) – 77,438 2,709,035 (866,441) 1,088,236 51,607,784 (9,391,241) 1,165,674$ 54,316,819$ (10,257,682)$ 2,709,035$ (157,935) 2,551,100$ -31- Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Cash flows from operating activities Receipts from customers and users 9,125,639$ 2,150,249$ 2,149,721$ 453,270$ Receipts from interfund services provided – – – – Paid to suppliers/service providers (5,870,030) (1,060,505) (755,223) (34,328) Paid to employees (1,129,350) (296,553) (1,295,645) (320,622) Payments for interfund services (275,000) (200,000) (85,000) (30,000) Net cash flows from operating activities 1,851,259 593,191 13,853 68,320 Cash flows from capital and related financing activities Acquisition of capital assets (834,393) (4,754,036) (196,392) (12,668) Capital grants – 1,227,470 – – Repayment of advances (352,000) 172,000 – – Interest (paid) received on advances (77,896) 35,030 – – Proceeds from sale of capital assets 26,700 17,800 6,795 – Interest paid on capital debt – (50,191) – – Net cash flows from capital and related financing activities (1,237,589) (3,351,927) (189,597) (12,668) Cash flows from investing activities Interest received on investments 76,461 64,565 10,667 5,417 Cash flows from noncapital financing activities Operating grants – 859,292 – – Franchise taxes 400,000 – – – Transfers (out)(1,000,000) – – (30,000) Net cash flows from noncapital financing activities (600,000) 859,292 – (30,000) Net increase (decrease) in cash and temporary investments/cash equivalents 90,131 (1,834,879) (165,077) 31,069 Cash and temporary investments/cash equivalents Beginning of year 8,124,335 9,242,291 1,185,402 660,908 End of year 8,214,466$ 7,407,412$ 1,020,325$ 691,977$ CITY OF GOLDEN VALLEY Business-Type Activities – Enterprise Funds Year Ended December 31, 2017 Proprietary Funds Statement of Cash Flows See notes to basic financial statements -32- Governmental Activities Recycling Totals Internal Service 398,846$ 14,277,725$ 1,280,721$ – – 6,590,168 (345,302) (8,065,388) (5,490,334) – (3,042,170) (2,552,950) (51,500) (641,500) – 2,044 2,528,667 (172,395) – (5,797,489) (89,901) – 1,227,470 – – (180,000) – – (42,866) – – 51,295 – – (50,191) – – (4,791,781) (89,901) 10,689 167,799 19,330 56,806 916,098 459,734 – 400,000 – – (1,030,000) – 56,806 286,098 459,734 69,539 (1,809,217) 216,768 1,134,718 20,347,654 2,146,452 1,204,257$ 18,538,437$ 2,363,220$ -33-(continued) Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Reconciliation of operating income (loss) to net cash flows from operating activities Operating income (loss)1,296,542$ (137,180)$ (176,101)$ 66,961$ Adjustments to reconcile operating income (loss) to net cash flows from operating activities Depreciation 822,390 755,177 110,443 1,629 Other income – – 41,197 55 Changes in assets, liabilities, and deferred outflows/inflows Special assessments receivable (24,928) – – – Accounts receivable (319,444) (334,783) (4,429) – Due from other governmental units (104,636) 156,696 – – Inventory 745 – 4,622 – Prepaid items (19,917) 130,880 320 – Net pension asset – fire relief – – – – Deferred outflows – pension plan deferments – – – – Accounts payable 43,602 (43,602) 22,546 (325) Contracts payable (100,482) 120,293 12,382 – Due to other governmental units 280,274 (13,234) 2,873 – Deposits (22,887) (41,056) – – Accrued compensated absences – – – – Net pension liability – PERA – – – – Net OPEB obligation – – – – Deferred inflows – pension plan deferments – – – – Net cash flows from operating activities 1,851,259$ 593,191$ 13,853$ 68,320$ Schedule of noncash capital and related financing activities Net book value of capital asset disposals 2,412$ –$ 63,070$ –$ Business-Type Activities – Enterprise Funds CITY OF GOLDEN VALLEY Statement of Cash Flows (continued) Proprietary Funds Year Ended December 31, 2017 See notes to basic financial statements -34- Governmental Activities Recycling Totals Internal Service 422$ 1,050,644$ (1,345,505)$ – 1,689,639 14,154 9,521 50,773 – – (24,928) – – (658,656) 1,311 (569) 51,491 – – 5,367 20,824 – 111,283 – – – 84,779 – – 4,951,150 6,228 28,449 21,000 – 32,193 – (13,558) 256,355 57 – (63,943) (2,499) – – 9,837 – – (10,132,241) – – 119,012 – – 6,085,726 2,044$ 2,528,667$ (172,395)$ –$ 65,482$ –$ -35- THIS PAGE INTENTIONALLY LEFT BLANK CITY OF GOLDEN VALLEY Notes to Basic Financial Statements December 31, 2017 -36- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES A. Organization The City of Golden Valley, Minnesota (the City) operates under “Optional Plan B” as defined in Minnesota Statutes, Chapter 412. Under this plan, the government of the City is run by a council composed of an elected mayor and four councilmembers. The City Council exercises legislative authority and determines all matters of policy. The city manager, who is appointed by the City Council, is responsible for the proper administration of all affairs relating to the City. The accounting policies of the City conform to accounting principles generally accepted in the United States of America as applicable to governmental units. B. Reporting Entity As required by accounting principles generally accepted in the United States of America, these financial statements include the City (the primary government) and its component units. Component units are legally separate entities for which the primary government is financially accountable, or for which the exclusion of the component unit would render the financial statements of the primary government misleading. The criteria used to determine if the primary government is financially accountable for a component unit includes whether or not the primary government appoints the voting majority of the potential component unit’s board, is able to impose its will on the potential component unit, is in a relationship of financial benefit or burden with the potential component unit, or is fiscally depended upon by the potential component unit. As a result of applying these criteria, certain organizations have been included or disclosed in this report as follows: 1. Blended Component Unit – The Golden Valley Housing and Redevelopment Authority (HRA) is a legally separate organization created in accordance with Minnesota Statute s § 469. Its purpose is to clear and redevelop blighted areas in the City and to provide adequate housing for low and moderate-income residents. The HRA is fiscally dependent upon the City, its governing board consists of the City’s mayor and councilmembers, and the City’s management has operational responsibility for the HRA. Therefore, the HRA has been reported as a blended component unit of the City, with its funds reported as funds of the City. 2. Joint Ventures – The City participates in two joint ventures: the Bassett Creek Water Management Commission and the Joint Water Commission (JWC). Descriptions and condensed financial information for these organizations are included later in these notes. 3. Jointly Governed Organization – The City is a member of Local Governmental Information Systems (LOGIS), a consortium of Minnesota municipalities that provides data processing services and support to its members. LOGIS is a legally separate entity that is financially independent of the City. Further, the City does not appoint a voting majority of LOGIS’ Board of Directors. Therefore, it has not been incorporated into the City’s reporting entity. During the 2017 fiscal year, the City paid LOGIS $673,420 for services provided. -37- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) C. Government-Wide Financial Statements The government-wide financial statements (Statement of Net Position and Statement of Activities) display information about the reporting government as a whole. These statements include all of the financial activities of the City. Governmental activities, which are normally supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which significantly rely upon sales, fees, and charges for support. The Statement of Activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include: 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided b y a given function or segment; 2) operating grants and contributions; and 3) capital grants and contributions, including special assessments that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other internally directed revenues are reported as general revenues. The government-wide financial statements are reported using the economic resources measure ment focus and the accrual basis of accounting. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes and special assessments are recognized as revenues in the fiscal year for which they are certified for levy. Grants and similar items are recognized when all eligibility requirements imposed by the provider have been met. As a general rule, the effect of interfund activity has been eliminated from the government-wide financial statements. However, charges between the City’s enterprise funds and other functions are not eliminated, as that would distort the direct costs and program revenues reported in those functions. Depreciation expense is included in the direct expenses of each function. Interest on long-term debt is considered an indirect expense and is reported separately on the Statement of Activities. D. Fund Financial Statement Presentation Separate fund financial statements are provided for governmental and proprietary funds. Major individual governmental and enterprise funds are reported as separate columns in the fund financial statements. Aggregated information for the remaining nonmajor governmental funds is reported in a single column in the fund financial statements. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Under this basis of accounting, transactions are recorded in the following manner: 1. Revenue Recognition – Revenue is recognized when it becomes measurable and available. “Measurable” means the amount of the transaction can be determined and “available” means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are coll ected within 60 days after year-end. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. Grants and similar items are recognized when all eligibility requirements imposed by the provider have been met. Proceeds of long-term debt and acquisitions under capital leases are reported as other financing sources. Major revenue that is susceptible to accrual includes property taxes, special assessments, intergovernmental revenue, charges for services, and interest earned on investments. Major revenue that is not susceptible to accrual includes licenses and permits, fees, and miscellaneous revenue. Such revenue is recorded only when received because it is not measurable until collected. -38- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) 2. Recording of Expenditures – Expenditures are generally recorded when a liability is incurred, except for principal and interest on long-term debt and other long-term liabilities, which are recognized as expenditures to the extent they have matured. Capital asset acquisitions are reported as capital outlay expenditures in the governmental funds. Proprietary fund financial statements are reported using the economic resources measurement focus and accrual basis of accounting, similar to the government-wide financial statements. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the City’s enterprise funds and internal service funds are charges to customers for sales and services . The operating expenses for the enterprise funds and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses that do not meet this definition are reported as nonoperating revenues and expenses. Aggregated information for the internal service funds is reported in a single column in the proprietary fund financial statements. Because the principal user of the internal services is the City’s governmental activities, the financial statements of the internal service funds are consolidated into the governmental column when presented in the government-wide financial statements. The cost of these services is reported in the appropriate functional activity. Description of Funds The City reports the following major governmental funds: General Fund – This is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. Street Reconstruction Debt Service Fund – This fund is used to account for the accumulation of resources for, and payment of, debt service on improvement bonds issued to finance the City ’s street reconstruction program. Brookview Capital Project Fund – This fund is used to account for the construction of the City’s new Brookview Community Center. Winnetka/Medicine Lake Tax Increment Capital Project Fund – This fund is used to account for the activity of the City’s Winnetka/Medicine Lake Tax Increment District No. 1508. Capital Improvement Capital Project Fund – This fund is used to provide financing for major street and streetlight projects in the City, including a portion of the street reconstruction program. Douglas Drive Improvement Capital Project Fund – This fund used to account for street improvements related to Douglas Drive. The City reports the following major proprietary funds: Utility Fund – This fund is used to account for the operation, maintenance, and improvement of the City’s water and sanitary sewer utilities. Storm Sewer Utility Fund – This fund is used to account for the operation, maintenance, and improvement of the City’s storm water drainage system. -39- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Brookview Operating Fund – This fund is used to account for the operation, maintenance, and improvement of the City’s 18-hole regulation and 9-hole par three golf course facilities. Motor Vehicle Operating Fund – This fund is used to account for the operation and maintenance of the City’s Deputy Registrar function. Recycling Fund – This fund is used to account for the operation of the City’s recycling, spring brush pickup, and fall leaf drop-off programs. The City also reports the following fund type: Internal Service Funds – These funds are used to account for the City’s vehicle maintenance operation, workers’ compensation insurance, and payroll benefits. Internal service funds operate in a manner similar to enterprise funds; however, they provide services primarily to other departments within the City. E. Budgets and Budgetary Accounting Each fall, following a truth in taxation public hearing, the City Council adopts a General Fund budget for the following fiscal year beginning January 1. The budget is prepared on a modified accrual basis of accounting. The City has established budgetary control at the division level. City management may transfer appropriations within divisions, but need City Council approval before exceeding the budget at that level. Appropriations lapse at year-end; however, the City Council may approve the carryover of specific amounts. F. Cash, Cash Equivalents, and Investments Cash balances from all funds are combined and invested to the extent available in short-term investments. Earnings from the pooled investments are allocated to the individual funds based on the average monthly cash and investment balances of the respective funds. Certain bond proceeds are held by trustees for future bond refunding or capital projects. Earnings on these accounts are allocated directly to the respective funds. The investments and accrued interest related to these accounts are reported as restricted assets in the government -wide financial statements. For purposes of the Statement of Cash Flows, the City considers all highly liquid debt instruments with an original maturity from the time of purchase of three months or less to be cash equivalents. The proprietary funds’ portion of the government-wide cash and investment pool is considered to be cash equivalent. The City generally reports investments at fair value. The Minnesota Municipal Money Market (4M) Fund is an external investment pool regulated by Minnesota Statutes that is not registered with the Securities and Exchange Commission (SEC), but follows the same regulatory rules of the SEC. The City’s investment in this fund is measured at amortized cost. The fund has no restrictions on withdrawals. The City categorizes its fair value measurements within the fair value hierarchy established by accounting principles generally accepted in the United States of America. The hierarchy is based on the valuation inputs used to measure the fair value of the asset. Level 1 inputs are quoted prices in active markets for identical assets; Level 2 inputs are significant other observable inputs; and Level 3 inputs are significant unobservable inputs. Debt securities classified in Level 2 of the fair value hierarchy are valued using a matrix pricing technique. Matrix pricing is used to value securities based on the securities’ relationship to benchmark quoted prices. See Note 2 for the City’s recurring fair value measurements as of the current year-end. -40- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) G. Receivables Utility and miscellaneous accounts receivable are reported at gross. Since the City is generally able to certify delinquent amounts to the county for collection as special assessments, no allowance for uncollectible accounts has been provided on current receivables. The City does r ecord an allowance for the amount of utility receivables that remain delinquent after having been certified to the county. H. Property Taxes Property tax levies are set by the City Council in December of each year, and are certified to Hennepin County for collection in the following year. In Minnesota, counties act as collection agents for all property taxes. The county spreads the levies over all taxable property. Such taxes become a lien on January 1 and are recorded as receivables by the City on that date. Property taxes may be paid by taxpayers in two equal installments on May 15 and October 15. The county provides tax settlements to cities and other taxing districts three times a year; in July, December, and January. Property taxes are recognized as revenue in the year levied in the government -wide financial statements and proprietary fund financial statements. In the governmental fund financial statements, taxes are recognized as revenue when received in cash or within 60 days after year-end. Taxes which remain unpaid on December 31 are classified as delinquent taxes receivable, and are offset by a deferred inflow of resources in the governmental fund financial statements. I. Special Assessments Special assessments represent the financing for public improvements paid for by benefiting property owners. Special assessments are recorded as receivables upon certification to the county. Special assessments are recognized as revenue in the year levied in the government-wide financial statements and proprietary fund financial statements. In the governmental fund financial statements, special assessments are recognized as revenue when received in cash or within 60 days after year -end. Governmental fund special assessments receivable which remain unpaid on December 31 are offset by a deferred inflow of resources in the governmental fund financial statements. Special assessments receivable at December 31, 2017 consist of the following: Enterprise Funds Street Capital Reconstruction Improvement General Debt Service Capital Project Nonmajor Utility Special assessments receivable Delinquent 3,095$ 12,689$ 850$ –$ 43,796$ Deferred 7,371 2,808,285 – 333,287 377,267 Total 10,466 2,820,974 850 333,287 421,063 Allowance for uncollectible – – – – (43,796) Net of allowance 10,466$ 2,820,974$ 850$ 333,287$ 377,267$ Governmental Funds -41- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) J. Interfund Receivables and Payables In the fund financial statements, activity between funds that is representative of lending or borrowing arrangements is reported as either “due to/from other funds” (current portion) or “advances to/from other funds.” All other outstanding balances between funds are reported as “due to/from other funds.” Any residual balances outstanding between the governmental activities and business -type activities are reported in the government-wide financial statements as “internal balances.” K. Inventories Proprietary fund inventories are stated at cost (for supplies) or the lower of cost or market (for resale merchandise) on the first-in, first-out basis. Enterprise fund inventories consist of merchandise held for resale at the Brookview Municipal Golf Course and supplies in the Utility Fund. Inventory in the internal service funds consists of parts, supplies, and gasoline for the maintenance of city-owned vehicles. L. Prepaid Items Certain payments to vendors that reflect costs applicable to future periods are reported as prepaid items. In the governmental funds, prepaid items are reported using the consumption method. M. Capital Assets Capital assets, which include property, buildings, improvements, equipment, and infrastructure assets (roads, bridges, sidewalks, and similar items) are reported in the applicable governmental or business-type activities columns in the government -wide financial statements. Such assets are capitalized at historical cost, or estimated historical cost for assets where actual historical cost is not available . Donated assets are recorded as capital assets at their estimated acquisition value on the date of donation. The City defines capital assets as those with an initial, individual cost of $5,000 or more with an estimated useful life in excess of one year. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Capital assets are recorded in the government-wide and proprietary fund financial statements, but are not reported in the governmental fund financial statements. Interest incurred during the construction phase of capital assets for business-type activities is included as part of the capitalized value of the assets constructed. Capital assets are depreciated using the straight-line method over their estimated useful lives. Land and construction in progress are not depreciated. Useful lives vary from 10 to 50 years for land improvements and buildings and improvements, 3 to 20 years for machinery and equipment, and 20 to 50 years for infrastructure. N. Deferred Outflows/Inflows of Resources In addition to assets and liabilities, statements of financial position or balance sheets will sometimes report separate sections for deferred outflows or inflows of resources. These separate financial statement elements represent a consumption or acquisition of net position that applies to a future period and so will not be recognized as an outflow of resources (expense/expenditure) or an inflow of financial resources (revenue) until then. Unavailable revenue arises only under a modified accrual basis of accounting and, therefore, is only reported in the governmental funds financial statements. The governmental funds report unavailable revenue from two sources: property taxes and special assessments. These amounts are deferred and recognized as inflows of resources in the period they become available. -42- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Deferred outflows and inflows of resources related to pensions are reported in the government -wide and proprietary fund Statements of Net Position. These deferred outflows and inflows result from differences between expected and actual experience, changes in proportion, changes of assumptions, differences between projected and actual earnings on pension plan investments, and contributions to the plan subsequent to the measurement date and before the end of the reporti ng period. These amounts are deferred and amortized as required under pension standards. O. Long-Term Liabilities In the government-wide and proprietary fund financial statements, long-term debt and other long-term obligations are reported as liabilities. Bond premiums and discounts are deferred and amortized over the life of the bonds using the straight-line method. In the fund financial statements, governmental fund types recognize bond premiums and discounts during the current period. The face amount of debt issued is reported as other financing sources. Premiums or discounts on debt issuances are reported as other financing sources or uses, respectively. P. Compensated Absences Substantially all regular full-time and part-time city employees hired before January 1, 2009 earn vacation and sick leave at various rates based on longevity. Unused vacation may be accumulated up to a maximum of two times the employee’s annual vacation allowance. Unused sick leave may be accumulated up to a maximum of 800 hours. Employees in good standing are paid for any unused vacation time upon termination. After five years of service, employees in good standing are also paid for one-third of any unused sick leave upon termination. Employees hired on or after January 1, 2009 earn personal time off (PTO) rather than vacation and sick leave. PTO may be accumulated up to various maximum amounts as specified by contract. Employees in good standing are paid for any unused PTO upon termination. All such benefits are payable at the employee’s current rate of pay at the time their employment with the City terminates. These benefits are accrued as they vest in the Payroll Benefits Internal Service Fund and are funded as they accrue from the City’s General Fund and enterprise funds. Q. Pensions For purposes of measuring the net pension liability, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and additions to/deductions from the PERA’s fiduciary net position have been determined on the same basis as they are reported by the PERA except that the PERA’s fiscal year-end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. The PERA has a special funding situation created by a direct aid contribution made by the state of Minnesota. The direct aid is a result of the merger of the Minneapolis Employees Retirement Fund into the PERA on January 1, 2015. R. Use of Estimates The preparation of financial statements, in conformity with accounting principles generally accepted in the United States of America, requires management to make estimates and assumptions that affect the amounts reported at the date of the financial statements during the reporting period. Actual results could differ from those estimates. -43- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) S. Risk Management The City is exposed to various risks of loss related to torts: theft of, damage to, and destruction of assets; errors and omissions; and natural disasters. The City participates in the League of Minnesota Cities Insurance Trust (LMCIT), a public entity risk pool for its general property and casualty, workers ’ compensation, and other miscellaneous insurance coverage. The LMCIT operates as a common risk management and insurance program for a large number of cities in Minnesota. The City pays an annual premium to the LMCIT for insurance coverage. The LMCIT agreement provides that the trust will be self-sustaining through member premiums and will reinsure through commercial companies for claims in excess of certain limits. The City also carries commercial insurance for certain other risks of loss. Settled claims resulting from these risks did not exceed insurance coverage in any of the last three fiscal years. There were no significant reductions in insurance coverage in the current year. T. Fund Balance Classifications In the fund financial statements, governmental funds report fund balance in classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows: • Nonspendable – Consists of amounts that are not in spendable form, such as prepaid items, inventory, and other long-term assets. • Restricted – Consists of amounts related to externally imposed constraints established by creditors, grantors, or contributors; or constraints imposed by state statutory provisions. • Committed – Consists of internally imposed constraints established by resolution of the City Council, which cannot be used for any other purpose unless the City Council removes or changes the specified use by taking the same type of action employed to previously commit those amounts. • Assigned – Consists of internally imposed constraints representing amounts intended to be used by the City for specific purposes that do not meet the criteria to be classified as restricted or committed. Assigned amounts represent intended uses established by the governing body itself or by an official to which the governing body delegates the authority. Pursuant to City Council resolution, the City Council is authorized to establish assignments of fund balance. • Unassigned – The residual classification for the General Fund, which also reflects negative residual amounts in other funds. When both restricted and unrestricted resources are available for use, it is the City’s policy to first use restricted resources, and then use unrestricted resources as needed. When committed, assigned, or unassigned resources are available for use, it is the City’s policy to use resources in the following order: 1) committed, 2) assigned, and 3) unassigned. The City’s fund balance policy includes a fund balance goal in the General Fund of maintaining an unassigned fund balance of 60 percent of current year budgeted General Fund expenditures. -44- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) U. Net Position In the government-wide and proprietary fund financial statements, net position represents the difference between assets, deferred outflows of resources, liabilities, and deferred inflows of resources. Net position is displayed in three components: • Net Investment in Capital Assets – Consists of capital assets, net of accumulated depreciation, reduced by any outstanding debt attributable to acquire capital assets. • Restricted Net Position – Consists of net position restricted when there are limitations imposed on its use through external restrictions imposed by creditors, grantors, or laws or regulations of other governments. • Unrestricted Net Position – All other elements of net position that do not meet the definition of “restricted” or “net investment in capital assets.” The City applies restricted resources first when an expense is incurred for which both restricted and unrestricted resources are available. NOTE 2 – CASH AND INVESTMENTS A. Components of Cash and Investments Cash and investments at year-end consist of the following: Deposits 4,948,362$ Investments 76,690,145 Cash on hand 5,365 Total 81,643,872$ Cash and investments are presented in the financial statements as follows: Government-Wide Statement of Net Position Cash and temporary investments 68,582,792$ Restricted assets – cash and temporary investments 13,061,080 Total 81,643,872$ B. Deposits In accordance with applicable Minnesota Statutes, the City maintains deposits at depository banks authorized by the City Council, including checking accounts and certificates of deposit. The following is considered the most significant risk associated with deposits: Custodial Credit Risk – In the case of deposits, this is the risk that in the event of a bank failure, the City’s deposits may be lost. -45- NOTE 2 – CASH AND INVESTMENTS (CONTINUED) Minnesota Statutes require that all deposits be protected by federal deposit insurance, corporate surety bond, or collateral. The market value of collateral pledged must equal 110 percent of the deposits not covered by federal deposit insurance or corporate surety bonds. Authorized collateral includes treasury bills, notes, and bonds; issues of U.S. government agencies; general obligations rated “A” or better; revenue obligations rated “AA” or better; irrevocable standard letters of credit issued by the Federal Home Loan Bank; and certificates of deposit. Minnesota Statutes require that securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral . The City has no additional deposit policies addressing custodial credit risk. At year-end, the carrying amount of the City’s deposits was $4,948,362, while the balance on the bank records was $5,375,513. At December 31, 2017, all deposits were fully covered by federal depository insurance or collateral held by the City’s agent in the City’s name. C. Investments In vestments are subject to various risks, the following of which are considered the most significant: Custodial Credit Risk – For investments, this is the risk that in the event of a failure of the counterparty to an investment transaction (typically a broker-dealer) the City would not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City does not have a formal investment policy addressing this risk, but typically limits its exposure by purchasing insured or registered investments, or by control of who holds the securities. Concentration Risk – This is the risk associated with investing a significant portion of the City’s investment (considered 5 percent or more) in the securities of a single issuer, excluding U.S. guaranteed investments (such as treasuries), investment pools, and mutual funds. The City’s investment policies do not limit the concentration of investments. Interest Rate Risk – This is the risk of potential variability in the fair value of fixed rate investments resulting from changes in interest rates (the longer the period for which an interest rate is fixed, the greater the risk). The City does not have an investment policy limiting the duration of invest ments. Credit Risk – This is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. Minnesota Statutes limit the City’s investments to direct obligations or obligations guaranteed by the United States or its agencies; shares of investment companies registered under the Federal Investment Company Act of 1940 that receive the highest credit rating, are rated in one of the two highest rating categories by a statistical rating agency, and all of the investments have a final maturity of 13 months or less; general obligations rated “A” or better; revenue obligations rated “AA” or better; general obligations of the Minnesota Housing Finance Agency rated “A” or better; bankers’ acceptances of United States banks eligible for purchase by the Federal Reserve System; commercial paper issued by United States corporations or their Canadian subsidiaries, rated of the highest quality category by at least two nationally recognized rating agencies, and maturing in 270 days or less; Guaranteed Investment Contracts guaranteed by a United States commercial bank, domestic branch of a foreign bank, or a United States insurance company, and with a credit quality in one of the top two highest categories; repurchase or reverse purchase agreements and securities lending agreements with financial institutions qualified as a “depository” by the government entity, with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000; that are a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York; or certain Minnesota securities broker-dealers. The City’s investment policies do not further address credit risk. -46- NOTE 2 – CASH AND INVESTMENTS (CONTINUED) The City has the following investments at year-end: Fair Value Concentration Measurements Risk Investment Type Rating Agency Using No Maturity Less Than 1 1 to 5 Total > 5 Percent U.S. treasuries AAA Moody Level 1 –$ 31,957$ –$ 31,957$ N/A U.S. agency debt securities Federal Home Loan Bank AA S&P Level 2 – 1,369,726 5,466,905 6,836,631 Yes Federal Home Loan Mortgage Corporation AA S&P Level 2 – 4,999,650 10,038,971 15,038,621 Yes Federal National Mortgage Association AA S&P Level 2 – – 5,331,839 5,331,839 Yes Federal Farm Credit Bank AA S&P Level 2 – 999,230 1,978,080 2,977,310 No Local government debt securities AA S&P Level 2 – – 4,120,727 4,120,727 No Local government debt securities AA Moody’s Level 2 – – 1,470,215 1,470,215 No Local government debt securities A Moody’s Level 2 – 479,345 1,942,040 2,421,385 No Negotiable certificates of deposit Level 2 – 1,239,159 4,906,614 6,145,773 No Investment pool/mutual funds 4M Fund Not Applicable 29,936,971 – – 29,936,971 N/A First American Government Obligations AAA S&P Level 2 2,378,716 – – 2,378,716 N/A Total investments 32,315,687$ 9,119,067$ 35,255,391$ 76,690,145$ N/A – Not Applicable Not Rated Credit Risk Maturity Duration in Years Interest Risk – Not Rated NOTE 3 – INTERFUND BALANCES AND TRANSFERS A. Interfund Balances The City had the following interfund balances at year-end: Receivable Fund Payable Fund Amount Reason Due from/to other funds General Winnetka/Medicine Lake Tax Increment Capital Project 536$ Short-term cash flow General Nonmajor governmental 11,939 Short-term cash flow Nonmajor governmental Nonmajor governmental 66,398 Short-term cash flow Storm Sewer Utility Enterprise Utility Enterprise 177,217 Current portion of advance (1) Capital Improvement Capital Project Utility Enterprise 186,240 Current portion of advance (2) Storm Sewer Utility Enterprise Winnetka/Medicine Lake Tax Increment Capital Project 66,111 Current portion of advance (3) 508,441 Advances to/from other funds Storm Sewer Utility Enterprise Utility Enterprise 1,032,000 Advance (1) Capital Improvement Capital Project Utility Enterprise 1,260,000 Advance (2) Storm Sewer Utility Enterprise Winnetka/Medicine Lake Tax Increment Capital Project 1,000,000 Advance (3) 3,292,000 Total interfund balances reported on fund financial statements 3,800,441 Interfund activity eliminated from government-wide financial statements (3,420,312) Internal service fund activities related to business-type activities 2,394,295 Internal balances reported on government-wide financial statements 2,774,424$ -47- NOTE 3 – INTERFUND BALANCES AND TRANSFERS (CONTINUED) B. Descriptions of Advances 1) In 2014, the Storm Sewer Utility Enterprise Fund advanced $1,720,000 to the Utility Enterprise Fund to finance an emergency water supply project. The advance will be repaid through annual payments due each October 31 from 2015 through 2024, consisting of $172,000 principal plus interest on the outstanding balance at 2.6 percent. Interest for 2017 was $5,218. 2) In 2015, the Capital Improvement Capital Project Fund advanced $1,800,000 to the Utility Enterprise Fund to finance an emergency pipe reconstruction project. The advance will be repaid through annual payments due each October 31 from 2016 through 2025, consisting of $180,000 principal plus interest on the outstanding balance at 2.6 percent. Interest for 2017 was $6,241. 3) In 2016, the Storm Sewer Utility Enterprise Fund advanced $1,000,000 to the Winnetka/Medicine Lake Tax Increment Capital Project Fund. The advance will be repaid through annual payments due each February 1 from 2017 through 2036, consisting of principal at varying amounts plus interest on the outstanding balance at 4.0 percent. Interest for 2017 was $36,668. C. Interfund Transfers Interfund transfers for the 2017 fiscal year were as follows: Capital Douglas Drive General Improvement Improvement Nonmajor Total Governmental Funds General –$ –$ –$ 2,731,420$ (1)2,731,420$ Douglas Drive Improvement – 10,039 (1)– – 10,039 Nonmajor – – – 373,379 (2)373,379 Enterprise Funds Utility – – 1,000,000 (1)– 1,000,000 Motor Vehicle Operating 30,000 (3)– – – 30,000 Total 30,000$ 10,039$ 1,000,000$ 3,104,799$ 4,144,838$ (1)Transfers to finance current or future capital purchases or construction. (2)Transfers to allocate bond proceeds to cover project costs incurred prior to bond sale or to meet debt service needs. (3)Transfer to support General Fund budget. Transfers In Transfers Out Governmental Funds -48- NOTE 4 – CAPITAL ASSETS Capital asset activity for the year ended December 31, 2017 was as follows: A. Changes in Capital Assets Used in Governmental Activities Transfers and Beginning Completed of Year Additions Deletions Construction End of Year Capital assets, not depreciated Land 3,527,685$ –$ –$ –$ 3,527,685$ Construction in progress 11,266,803 20,026,536 – (1,579,149) 29,714,190 Total capital assets, not depreciated 14,794,488 20,026,536 – (1,579,149) 33,241,875 Capital assets, depreciated Land improvements 5,633,820 252,590 (32,720) – 5,853,690 Buildings and improvements 13,848,345 145,019 (1,115,857) – 12,877,507 Machinery and equipment 12,445,321 1,898,416 (668,802) 156,596 13,831,531 Infrastructure 115,651,073 48,432 – 1,422,553 117,122,058 Total capital assets, depreciated 147,578,559 2,344,457 (1,817,379) 1,579,149 149,684,786 Less accumulated depreciation on Land improvements (3,437,803) (181,888) 24,385 – (3,595,306) Buildings and improvements (10,721,591) (247,427) 1,036,775 – (9,932,243) Machinery and equipment (6,495,122) (1,005,418) 616,720 – (6,883,820) Infrastructure (62,323,443) (5,096,475) – – (67,419,918) Total accumulated depreciation (82,977,959) (6,531,208) 1,677,880 – (87,831,287) Net capital assets, depreciated 64,600,600 (4,186,751) (139,499) 1,579,149 61,853,499 Total capital assets, net 79,395,088$ 15,839,785$ (139,499)$ –$ 95,095,374$ B. Changes in Capital Assets Used in Business-Type Activities Transfers and Beginning Completed of Year Additions Deletions Construction End of Year Capital assets, not depreciated Land 857,044$ –$ –$ –$ 857,044$ Construction in progress 5,195,792 4,806,494 – (1,593,872) 8,408,414 Total capital assets, not depreciated 6,052,836 4,806,494 – (1,593,872) 9,265,458 Capital assets, depreciated Land improvements 3,181,536 41,868 (68,189) – 3,155,215 Buildings and improvements 667,657 130,723 (10,229) – 788,151 Machinery and equipment 4,347,647 768,404 (448,185) – 4,667,866 Infrastructure – distribution and collection systems 41,546,632 50,000 – 1,593,872 43,190,504 Total capital assets, depreciated 49,743,472 990,995 (526,603) 1,593,872 51,801,736 Less accumulated depreciation on Land improvements (2,581,658) (57,656) 14,785 – (2,624,529) Buildings and improvements (500,361) (19,090) 9,664 – (509,787) Machinery and equipment (3,001,480) (311,147) 436,672 – (2,875,955) Infrastructure – distribution and collection systems (15,281,229) (1,301,746) – – (16,582,975) Total accumulated depreciation (21,364,728) (1,689,639) 461,121 – (22,593,246) Net capital assets, depreciated 28,378,744 (698,644) (65,482) 1,593,872 29,208,490 Total capital assets, net 34,431,580$ 4,107,850$ (65,482)$ –$ 38,473,948$ -49- NOTE 4 – CAPITAL ASSETS (CONTINUED) C. Depreciation Expense by Function Depreciation expense for the year ended December 31, 2017 was charged to the following functions: Governmental activities General government 93,590$ Public safety 465,282 Physical development 5,590,344 Parks and recreation 367,838 Capital assets held by the City’s internal service funds – charged to the various functions based on usage of the assets 14,154 Total depreciation expense – governmental activities 6,531,208$ Business-type activities Utility (water and sewer)822,390$ Storm sewer utility 755,177 Brookview (golf course) operating 110,443 Motor vehicle operating 1,629 Total depreciation expense – business-type activities 1,689,639$ -50- NOTE 5 – LONG-TERM LIABILITIES A. Long-Term Liabilities The City’s long-term liabilities at December 31, 2017 are as follows: Final Balance – Original Issue Interest Rate Issue Date Maturity Date End of Year Governmental activities General obligation special assessment bonds Improvement Bonds of 2008A 6,680,000$ 3.50–4.25%06/15/2008 02/01/2018 6,420,000$ Improvement Bonds of 2009A 7,305,000$ 2.00–4.00%05/01/2009 02/01/2020 5,330,000 Improvement Refunding Bonds of 2009D 5,465,000$ 2.00–4.00%08/19/2009 02/01/2018 880,000 Improvement Bonds of 2010A 3,845,000$ 2.00–4.00%06/15/2010 02/01/2030 2,235,000 Improvement Bonds of 2011A 1,840,000$ 2.00–4.00%05/15/2011 02/01/2031 1,365,000 Improvement Refunding Bonds of 2011C 4,870,000$ 2.00–3.00%05/15/2011 02/01/2019 1,305,000 Improvement Bonds of 2012A 1,575,000$ 2.00–3.00%05/15/2012 02/01/2032 1,180,000 Improvement Refunding Bonds of 2012C 5,960,000$ 2.00–2.25%05/15/2012 02/01/2025 5,510,000 Improvement Bonds of 2013A 1,735,000$ 1.25–3.00%05/21/2013 02/01/2033 1,320,000 Improvement Refunding Bonds of 2013B 7,025,000$ 2.00%05/21/2013 02/01/2026 6,755,000 Improvement Bonds of 2014A 2,335,000$ 1.00–3.40%06/19/2014 02/01/2035 2,235,000 Improvement Refunding Bonds of 2014C 3,950,000$ 2.00–4.00%06/19/2014 02/01/2027 3,950,000 Improvement Bonds of 2015A 1,870,000$ 3.00–3.50%07/15/2015 02/01/2036 1,595,000 Improvement Refunding Bonds of 2015C 6,600,000$ 2.00–2.50%07/15/2015 02/01/2028 6,600,000 Improvement Bonds of 2016A 1,290,000$ 2.00–3.00%07/07/2016 02/01/2037 1,215,000 Improvement Bonds of 2017A 2,580,000$ 3.00–3.25%07/20/2017 02/01/2038 2,580,000 Improvement Refunding Bonds of 2017A 4,100,000$ 3.00%07/20/2017 02/01/2029 4,100,000 Improvement Refunding Bonds of 2017B 765,000$ 2.00–4.00%07/20/2017 02/01/2028 765,000 55,340,000 General obligation street reconstruction bonds Street Reconstruction Bonds of 2016C 5,630,000$ 2.13–4.00%07/07/2016 02/01/2037 5,630,000 General obligation certificates of indebtedness Equipment Certificates of 2014B 750,000$ 0.40–0.90%06/19/2014 02/01/2018 250,000 Equipment Certificates of 2015B 800,000$ 2.00%07/15/2015 02/01/2019 535,000 Equipment Certificates of 2016B 800,000$ 2.00%07/07/2016 02/01/2020 800,000 Equipment Certificates of 2017A 815,000$ 3.00%07/20/2017 02/01/2021 815,000 2,400,000 General obligation tax abatement bonds Tax Abatement Refunding Bonds of 2013A 2,075,000$ 1.25%05/21/2013 02/01/2019 670,000 General obligation tax increment bonds Tax Increment Bonds of 2017B 1,170,000$ 2.00–4.00%07/20/2017 02/01/2028 1,170,000 General obligation state aid street bonds State Aid Street Bonds of 2007A 2,560,000$ 4.00–4.125%03/15/2007 04/01/2027 1,520,000 Lease Revenue Bonds 2016C Lease Revenue Bonds (Brookview Community Center)17,410,000$ 2.00–4.00%10/19/2016 02/01/2037 17,410,000 Unamortized premiums 2,352,017 Compensated absences payable 1,585,622 Net pension liability – PERA 11,373,895 Net OPEB obligation 978,346 Total governmental activity long-term liabilities 100,429,880 Business-type activities General obligation revenue bonds Utility Revenue Bonds of 2016D 2,580,000$ 2.13–3.00%10/19/2016 02/01/2037 2,580,000 Unamortized premiums 39,688 Total business-type activity long-term liabilities 2,619,688 Total government-wide long-term liabilities 103,049,568$ -51- NOTE 5 – LONG-TERM LIABILITIES (CONTINUED) B. Descriptions of Long-Term Liabilities • Special Assessment Bonds – These bonds are payable primarily from special assessments levied on the properties benefiting from the improvements funded by these issues. Any deficiencies in revenue to fund these issues will be provided from general property taxes. o Improvement Refunding Bonds of 2014C – These bonds were used to refund the 2018 through 2027 maturities of the City’s G.O. Improvement Bonds, Series 2007C, on their February 1, 2017 call date. This “crossover refunding” reduced the City’s total future debt service payments by $394,750 and resulted in a present value savings of $343,445. o Improvement Refunding Bonds of 2015C – These bonds will be used to refund the 2019 through 2028 maturities of the City’s G.O. Improvement Bonds, Series 2008A, on their February 1, 2018 call date. Until the call date, the City will make all debt service payments on the 2008A issue, and all debt service on the 2015C issue will be paid from the refunding escrow account. This “crossover refunding” will reduce the City’s total future debt service payments by $617,605 and result in a present value savings of $553,034. o Improvement Refunding Bonds of 2017A – These bonds will be used to refund the 2021 through 2029 maturities of the City’s G.O. Improvement Bonds, Series 2009A, on their February 1, 2019 call date. Until the call date, the City will make all debt service payments on the 2009A issue, and all debt service on the 2017A issue will be paid from the refunding escrow account. This “partial crossover refunding” will reduce the City’s total future debt service payments by $372,062 and result in a present value savings of $333,344. • Street Reconstruction Bonds – The general obligation street reconstruction bonds, issued in accordance with Minnesota Statutes § 475.58 to finance the cost of the Douglas Drive Street Reconstruction Project, will be repaid primarily with ad valorem tax levies. • Certificates of Indebtedness – The City has four outstanding issues of general obligation certificates of indebtedness, issued in accordance with Minnesota Statutes § 412.301 to finance various equipment purchases, which will be repaid primarily with ad valorem tax levies. • Tax Abatement Bonds – The general obligation tax abatement refunding bonds, issued in accordance with Minnesota Statutes § 469.1813 to finance various improvements, will be repaid primarily with ad valorem tax levies. • Tax Increment Bonds – The City has established tax increment financing (TIF) districts and has issued general obligation tax increment bonds in accordance with Minnesota Statutes, § 462.585 and § 273.77. It is anticipated that the tax increment revenues, derived from the captured assessed value of property in the tax increment district, will provide substantially all funds necessary to retire the bond principal and interest. In addition, future tax levies may be placed on the tax rolls annually as scheduled for supplementary financing. • State Aid Street Bonds – The general obligation state aid street bonds, issued in accordance with Minnesota Statutes § 162.18 to finance various street improvements, will be repaid primarily with state aid. -52- NOTE 5 – LONG-TERM LIABILITIES (CONTINUED) • HRA Lease Revenue Bonds – The 2016C Lease Revenue Bonds were issued to finance the construction of the new Brookview Community Center. The bonds were issued by the HRA, a blended component unit of the City. The funding for the debt is provided through a lease agreement between the City (as lessee) and the HRA (as lessor), that requires the City to make rental payments sufficient to pay the debt service on the bonds. Therefore, this bond issue has been included as an obligation of the City. Title to the facility will transfer to the City upon completion of the lease agreement and repayment of the related debt. • Utility Revenue Bonds – These bonds were issued for improvements or projects that directly benefit the Storm Sewer Utility Fund and will be repaid from revenue sources of that fund. • Other Long-Term Liabilities – The City provides its employees with various benefits, including compensated absences, pensions, and other post-employment benefits (OPEB), as described elsewhere in these notes. These benefits are paid from the Payroll Benefits Internal Service Fund. C. Minimum Debt Payments Minimum annual payments to retire bonds and certificates of indebtedness are as follows: Year Ending December 31,Principal Interest Principal Interest Principal Interest Principal Interest 2018 10,115,000$ 1,404,916$ 225,000$ 148,213$ 780,000$ 47,722$ –$ 28,559$ 2019 7,610,000 1,090,624 225,000 143,713 800,000 31,225 15,000 27,563 2020 3,220,000 935,818 230,000 139,163 540,000 15,150 120,000 26,212 2021 3,450,000 859,873 235,000 134,513 280,000 4,200 120,000 23,813 2022 3,770,000 747,454 240,000 129,763 – – 125,000 21,362 2023–2027 19,670,000 2,435,229 1,295,000 554,338 – – 650,000 61,319 2028–2032 5,715,000 595,924 1,475,000 371,894 – – 140,000 1,750 2033–2037 1,660,000 131,808 1,705,000 131,175 – – – – 2038 130,000 2,112 – – – – – – 55,340,000$ 8,203,758$ 5,630,000$ 1,752,772$ 2,400,000$ 98,297$ 1,170,000$ 190,578$ General Obligation Certificates of IndebtednessSpecial Assessment Bonds Street Reconstruction Bonds General Obligation Tax Increment Bonds Governmental Activities General ObligationGeneral Obligation Year Ending December 31,Principal Interest Principal Interest Principal Interest 2018 340,000$ 6,250$ 125,000$ 59,531$ 475,000$ 573,050$ 2019 330,000 2,063 130,000 54,431 650,000 558,550 2020 – – 135,000 49,131 670,000 538,750 2021 – – 145,000 43,531 690,000 518,350 2022 – – 150,000 37,538 710,000 493,800 2023–2027 – – 835,000 88,791 3,960,000 2,049,400 2028–2032 – – – – 4,685,000 1,313,650 2033–2037 – – – – 5,570,000 427,500 670,000$ 8,313$ 1,520,000$ 332,953$ 17,410,000$ 6,473,050$ Tax Abatement Bonds State Aid Street Bonds Lease Revenue Bonds General Obligation General Obligation HRA Governmental Activities -53- NOTE 5 – LONG-TERM LIABILITIES (CONTINUED) Year Ending December 31,Principal Interest 2018 –$ 63,500$ 2019 – 63,500 2020 120,000 62,300 2021 120,000 59,900 2022 125,000 57,450 2023–2027 655,000 248,075 2028–2032 735,000 163,628 2033–2037 825,000 62,484 2,580,000$ 780,837$ Business-Type Activities Utility Revenue Bonds D. Revenue Pledged Future revenue pledged for the payment of long-term debt is as follows: Percent of Remaining Principal Pledged Use of Total Term of Principal and Interest Revenue Bond Issue Proceeds Type Debt Service Pledge and Interest Paid Received Utility Revenue Bonds,Storm sewer Series 2016D improvements Utility charges 100%2016–2037 3,360,837$ 50,191$ 2,328,336$ Revenue Pledged Current Year E. Changes in Long-Term Debt Balance – Beginning Balance –Due Within of Year Additions Deletions End of Year One Year Governmental activities G.O. special assessment bonds 55,455,000$ 7,445,000$ 7,560,000$ 55,340,000$ 10,115,000$ G.O. street reconstruction bonds 5,630,000 – – 5,630,000 225,000 G.O. certificates of indebtedness 2,350,000 815,000 765,000 2,400,000 780,000 G.O. tax abatement bonds 1,015,000 – 345,000 670,000 340,000 G.O. tax increment bonds – 1,170,000 – 1,170,000 – G.O. state aid street bonds 1,640,000 – 120,000 1,520,000 125,000 HRA lease revenue bonds 17,410,000 – – 17,410,000 475,000 Unamortized premiums 2,043,531 537,832 229,346 2,352,017 – Compensated absences 1,575,785 1,047,711 1,037,874 1,585,622 1,198,894 Net pension liability – PERA 21,506,136 2,453,190 12,585,431 11,373,895 – Net OPEB obligation 859,334 184,064 65,052 978,346 – Total governmental activities 109,484,786 13,652,797 22,707,703 100,429,880 13,258,894 Business-type activities Utility revenue bonds 2,580,000 – – 2,580,000 – Unamortized premiums 41,745 – 2,057 39,688 – Total business-type activities 2,621,745 – 2,057 2,619,688 – Total 112,106,531$ 13,652,797$ 22,709,760$ 103,049,568$ 13,258,894$ -54- NOTE 5 – LONG-TERM LIABILITIES (CONTINUED) F. Conduit Debt Obligations At times, the City has issued various types of revenue bonds to provide financial assistance to private sector, nonprofit, or governmental entities to finance the acquisition or construction of facilities deemed to be in the public interest. The bonds are secured by the property financed and are payable solely from payments received on the underlying mortgage loans. Upon repayment of the bonds, ownership of the acquired facilities transfers to the private sector entity served by the bond issuance. Neither the City, nor any political subdivision thereof, is obligated in any manner for repayment of the bonds. Accordingly, the bonds are not reported as liabilities in the City’s financial statements. As of December 31, 2017, the following conduit debt issues were outstanding: Principal Number Outstanding Type of Debt Years Issued of Issues at Year-End Multi-family housing revenue bonds 1999–2006 2 8,553,659$ Governmental/nonprofit revenue bonds 2007–2009 2 2,262,508 4 10,816,167$ NOTE 6 – COMPONENTS OF FUND BALANCE At December 31, 2017, the City had the following fund balances: Winnetka/ Street Medicine Lake Capital Douglas Drive Reconstruction Brookview Tax Increment Improvement Improvement General Debt Service Capital Project Capital Project Capital Project Capital Project Nonmajor Total Nonspendable Prepaid items 3,610$ –$ –$ –$ –$ –$ –$ 3,610$ Restricted Debt service – 19,452,142 – – – – 3,824,971 23,277,113 Redevelopment – – – – – – 1,857,841 1,857,841 Street improvements – – – – – 1,337,475 5,006,011 6,343,486 Brookview – – 590,066 – – – 209,449 799,515 Lodging tax – – – – – – 8,975 8,975 Cemetery maintenance – – – – – – 82,183 82,183 DWI enforcement – – – – – – 144,856 144,856 Total restricted – 19,452,142 590,066 – – 1,337,475 11,134,286 32,513,969 Committed Human service needs – – – – – – 213,524 213,524 Assigned Street improvements – – – – – 29,028 1,000,762 1,029,790 Cable improvements – – – – – – 243,990 243,990 Park improvements – – – – – – 875,023 875,023 Brookview – – 1,113,584 – – – – 1,113,584 Equipment replacement – – – – – – 5,114,265 5,114,265 Capital improvements – – – – 3,899,825 – 1,078,708 4,978,533 Self-insurance 2,000,000 – – – – – – 2,000,000 Total assigned 2,000,000 – 1,113,584 – 3,899,825 29,028 8,312,748 15,355,185 Unassigned 10,400,239 – – (1,066,647) – – – 9,333,592 Total 12,403,849$ 19,452,142$ 1,703,650$ (1,066,647)$ 3,899,825$ 1,366,503$ 19,660,558$ 57,419,880$ -55- NOTE 7 – OTHER POST-EMPLOYMENT BENEFITS (OPEB) PLAN A. Plan Description The City provides post-employment benefits to certain eligible employees through the City’s OPEB Plan, a single-employer defined benefit plan administered by the City. All post-employment benefits are based on contractual agreements with employee groups. These contractual agreements do not include any specific contribution or funding requirements. The plan does not issue a publicly available financial report. These benefits are summarized as follows: Post-Employment Insurance Benefits – All retirees of the City have the option under state law to continue their medical insurance coverage through the City from the time of retirement until the employee reaches the age of eligibility for Medicare. For members of all employee groups, the retiree must pay the full premium to continue coverage for medical and dental insurance. The City is legally required to include any retirees for whom it provides health insurance coverage in the same insurance pool as its active employees, whether the premiums are paid by the City or the retiree. Consequently, participating retirees are considered to receive a benefit known as an “implicit rate subsidy.” This benefit relates to the assumption that the retiree receives a more favorable premium rate than they would otherwise be able to obtain if purchasing insurance on their own, due to being included in the same pool with the City’s younger and statistically healthier active employees. Termination Pay Benefits – Certain employee groups may also become eligible to earn a termination pay benefit payable at retirement in an amount equal to one day of pay per year of service multiplied by their daily rate of pay at retirement. Eligibility for this benefit is based on years of service and/or minimum age requirements. These benefits generally are paid into a post -retirement healthcare savings plan administered by the Minnesota State Retirement System. B. Funding Policy The required contribution is based on projected pay-as-you-go financing requirements, with additional amounts to prefund benefits as determined annually by the City. C. Annual OPEB Cost and Net OPEB Obligation The City’s annual OPEB cost (expense) is calculated based on annual required contributions (ARC) of the City, an amount determined on an actuarially determined basis in accordance with the parameters of Governmental Accounting Standards Board (GASB) Statement Nos. 43 and 45. The ARC represents a level funding that, if paid on an ongoing basis, is projected to cover normal costs each year and amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed 30 years. The annual OPEB cost is accrued in the Payroll Benefits Internal Service Fund. The liability is funded through payments from the City’s General Fund and enterprise funds. The following table shows the components of the City’s annual OPEB cost for the year, the amount actually contributed to the plan, and the changes in the City’s net OPEB obligation to the plan: ARC 178,942$ Interest on net OPEB obligation 38,670 Adjustment to ARC (33,548) Annual OPEB cost (expense)184,064 Contributions made 65,052 Increase in net OPEB obligation 119,012 Net OPEB obligation – beginning of year 859,334 Net OPEB obligation – end of year 978,346$ -56- NOTE 7 – OTHER POST-EMPLOYMENT BENEFITS (OPEB) PLAN (CONTINUED) The City’s annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation for the current and preceding year are as follows: Percentage of Fiscal Year Ended Annual Employer Annual OPEB Net OPEB December 31,OPEB Cost Contribution Cost Contributed Obligation 2015 184,537$ 93,155$ 50.5%715,375$ 2016 177,143$ 33,184$ 18.7%859,334$ 2017 184,064$ 65,052$ 35.3%978,346$ D. Funded Status and Funding Progress As of January 1, 2016, the most recent actuarial valuation date, the actuarial accrued liability for benefits and unfunded actuarial accrued liability (UAAL) were both $1,460,308, as the plan was unfunded. The covered payroll (annual payroll of active employees covered by the plan) was $9,238,970 and the ratio of the UAAL to the covered payroll was 15.8 percent. Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and ARC of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The Schedule of Funding Progress immediately following the notes to basic financial statements presents multi -year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. E. Actuarial Methods and Assumptions Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. In the January 1, 2016 actuarial valuation, the projected unit credit actuarial cost method was used. The actuarial assumptions included: a 4.5 percent investment rate of return (net of administrative expenses) based on the City’s own investments; an annual payroll growth rate of 3.5 percent; and an ann ual healthcare trend rate of 9.0 percent initially, reduced by decrements to an ultimate rate of 5.0 percent after 12 years. The UAAL is being amortized on a level dollar basis over a closed period. The remaining amortization period at January 1, 2016 was 30 years. -57- NOTE 8 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE A. Plan Description The City participates in the following cost-sharing, multiple-employer defined benefit pension plans administered by the PERA of Minnesota. The PERA’s defined benefit pension plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. The PERA’s defined benefit pension plans are tax-qualified plans under Section 401(a) of the Internal Revenue Code (IRC). 1. General Employees Retirement Fund (GERF) All full-time and certain part-time employees of the City are covered by the GERF. GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. The Basic Plan was closed to new members in 1967. All new members must participate in the Coordinated Plan. 2. Public Employees Police and Fire Fund (PEPFF) The PEPFF, originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980. Effective July 1, 1999, the PEPFF also covers police officers and firefighters belonging to local relief associations that elected to merge with and transfer assets and administration to the PERA. B. Benefits Provided The PERA provides retirement, disability, and death benefits. Benefit provisions are established by state statutes and can only be modified by the State Legislature. Benefit increases are provided to benefit recipients each January. Increases are related to the funding ratio of the plan. Members in plans that are at least 90.0 percent funded for two consecutive years are given 2.5 percent increases. Members in plans that have not exceeded 90.0 percent funded, or have fallen below 80.0 percent, are given 1.0 percent increases. The benefit provisions stated in the following paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. 1. GERF Benefits Benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for the PERA’s Coordinated and Basic Plan members. The retiring member receives the higher of a step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2 percent of average salary for each of the first 10 years of service and 2.7 percent for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2 percent of average salary for each of the first 10 years and 1.7 percent for each remaining year. Under Method 2, the annuity accrual rate is 2.7 percent of average salary for Basic Plan members and 1.7 percent for Coordinated Plan members for each year of service. For members hired prior to July 1, 1989, a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at age 66. -58- NOTE 8 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) 2. PEPFF Benefits Benefits for the PEPFF members first hired after June 30, 2010 but before July 1, 2014, vest on a prorated basis from 50 percent after five years up to 100 percent after 10 years of credited service. Benefits for the PEPFF members first hired after June 30, 2014 vest on a prorated basis from 50 percent after 10 years up to 100 percent after 20 years of credited service. The annuity accrual rate is 3 percent of average salary for each year of service. For the PEPFF members who were first hired prior to July 1, 1989, a full annuity is available when age plus years of service equal at least 90. C. Contributions Minnesota Statutes, Chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the State Legislature. 1. GERF Contributions Basic Plan members and Coordinated Plan members were required to contribute 9.10 percent and 6.50 percent, respectively, of their annual covered salary in calendar year 2017. The City was required to contribute 11.78 percent of pay for Basic Plan members and 7.50 percent for Coordinated Plan members in calendar year 2017. The City’s contributions to the GERF for the year ended December 31, 2017 were $522,131. The City’s contributions were equal to the required contributions as set by state statutes. 2. PEPFF Contributions Plan members were required to contribute 10.80 percent of their annual covered salary in calendar year 2017. The City was required to contribute 16.20 percent of pay for members in calendar year 2017. The City’s contributions to the PEPFF for the year ended December 31, 2017 were $519,363. The City’s contributions were equal to the required contributions as set by state statutes. D. Pension Costs 1. GERF Pension Costs At December 31, 2017, the City reported a liability of $7,067,015 for its proportionate share of the GERF’s net pension liability. The net pension liability was measured as of June 30, 2017, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by the PERA during the measurement period for employer payroll paid dates from July 1, 2016 through June 30, 2017, relative to the total employer contributions received from all of the PERA’s participating employers. The City’s proportionate share was 0.1107 percent at the end of the measurement period and 0.1072 percent for the beginning of t he period. The City’s net pension liability reflected a reduction due to the state of Minnesota’s contribution of $6 million to the fund. The state of Minnesota is considered a nonemployer contributing entity and the state’s contribution meets the definition of a special funding situation. The amount recognized by the City as its proportionate share of the net pension liability, the direct aid, and total portion of the net pension liability that was associated with the City were as follows: City’s proportionate share of net pension liability 7,067,015$ State’s proportionate share of the net pension liability associated with the City 88,825$ -59- NOTE 8 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) For the year ended December 31, 2017, the City recognized pension expense of $967,220 for its proportionate share of the GERF’s pension expense. In addition, the City recognized an additional $2,565 as pension expense (and grant revenue) for its proportionate share of the state of Minnesota’s contribution of $6 million to the GERF. At December 31, 2017, the City reported its proportionate share of the GERF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Deferred Outflows Inflows of Resources of Resources Differences between expected and actual economic experience 232,907$ 441,397$ Changes in actuarial assumptions 1,136,181 708,469 Differences between projected and actual investment earnings 9,451 – Changes in proportion 213,137 158,170 Contributions paid to the PERA subsequent to the measurement date 263,489 – Total 1,855,165$ 1,308,036$ Deferred outflows of resources reported $263,489 related to pensions resulting from city contributions subsequent to the measurement date that will be recognized as a reduction of the net pension liability in the year ending December 31, 2018. Other amounts reported as deferred outflows and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Pension Year Ending Expense December 31,Amount 2018 218,844$ 2019 437,827$ 2020 (73,048)$ 2021 (299,983)$ 2. PEPFF Pension Costs At December 31, 2017, the City reported a liability of $4,306,880 for its proportionate share of the PEPFF’s net pension liability. The net pension liability was measured as of June 30, 2017 and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by the PERA during the measurement period for employer payroll paid dates from July 1, 2016 through June 30, 2017, relative to the total employer contributions received from all of the PERA’s participating employers. The City’s proportionate share was 0.3190 percent at the end of the measurement period, and 0.3190 percent for the beginning of the period. -60- NOTE 8 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) For the year ended December 31, 2017, the City recognized pension expense of $1,051,841 for its proportionate share of the PEPFF’s pension expense. The City also recognized $28,710 for the year ended December 31, 2017 as revenue and an offsetting reduction of net pension liability for its proportionate share of the state of Minnesota’s on-behalf contributions to the PEPFF. Legislation passed in 2013 required the state of Minnesota to begin contributing $9 million to the PEPFF each year, starting in fiscal year 2014. At December 31, 2017, the City reported its proportionate share of the PEPFF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Deferred Outflows Inflows of Resources of Resources Differences between expected and actual economic experience 99,136$ 1,155,818$ Changes in actuarial assumptions 5,636,411 6,114,700 Differences between projected and actual investment earnings 63,112 – Changes in proportion – 51,901 Contributions paid to the PERA subsequent to the measurement date 261,980 – Total 6,060,639$ 7,322,419$ Deferred outflows of resources reported $261,980 related to pensions resulting from city contributions subsequent to the measurement date that will be recognized as a reduction of the net pension liability in the year ending December 31, 2018. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Pension Year Ending Expense December 31,Amount 2018 60,713$ 2019 60,713$ 2020 (99,148)$ 2021 (342,925)$ 2022 (1,203,113)$ E. Actuarial Assumptions The total pension liability in the June 30, 2017 actuarial valuation was determined using the following actuarial assumptions: Inflation 2.50% per year Active member payroll growth 3.25% per year Investment rate of return 7.50% Salary increases were based on a service-related table. Mortality rates for active members, retirees, survivors, and disabilitants were based on RP-2014 tables for all plans for males or females, as appropriate, with slight adjustments to fit the PERA’s experience. Cost of living benefit increases for retirees are assumed to be 1.0 percent per year for the GERF through 2044, and the PEPFF through 2064, and then 2.5 percent thereafter for both plans. -61- NOTE 8 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) Actuarial assumptions used in the June 30, 2017 valuation were based on the results of actuarial experience studies. The most recent four-year experience study in the GERF was completed in 2015. The most recent five-year experience study for the PEPFF was completed in 2016. The following changes in actuarial assumptions occurred in 2017: 1. GERF • The Combined Service Annuity (CSA) loads were changed from 0.8 percent for active members and 60.0 percent for vested and nonvested deferred members. The revised CSA loads are now zero percent for active member liability, 15.0 percent for vested deferred member liability, and 3.0 percent for nonvested deferred member liability. • The assumed post-retirement benefit increase rate was changed from 1.0 percent per year for all years, to 1.0 percent per year through 2044, and 2.5 percent per year thereafter. 2. PEPFF • Assumed salary increases were changed as recommended in the June 30, 2016 experience study. The net effect is proposed rates that average 0.34 percent lower than the previous rates. • Assumed rates of retirement were changed, resulting in fewer retirements. • The CSA load was 30 percent for vested and nonvested deferred members. The CSA has been changed to 33 percent for vested members and 2 percent for nonvested members. • The base mortality table for healthy annuitants was changed from the RP -2000 Fully Generational Table to the RP-2014 Fully Generational Table (with a base year of 2006), with male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP-2016. The base mortality table for disabled annuitants was changed from the RP-2000 Disabled Mortality Table to the mortality tables assumed for healthy retirees. • Assumed termination rates were decreased to 3.0 percent for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected terminations overall. • Assumed percentage of married female members was decreased from 65 percent to 60 percent. • Assumed age difference was changed from separate assumptions for male members (wives assumed to be three years younger) and female members (husbands assumed to be four years older) to the assumption that males are two years older than females. • The assumed percentage of female members electing joint and survivor annuities was increased. • The assumed post-retirement benefit increase rate was changed from 1.00 percent for all years, to 1.00 percent per year through 2064, and 2.50 percent thereafter. • The single discount rate changed from 5.60 percent to 7.50 percent. -62- NOTE 8 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) The State Board of Investment, which manages the investments of the PERA, prepares an analysis of the reasonableness on a regular basis of the long-term expected rate of return using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best -estimates of geometric real rates of return for each major asset class are summarized in the following table: Asset Class Domestic stocks 39 %5.10 % International stocks 19 5.30 % Bonds 20 0.75 % Alternative assets 20 5.90 % Cash 2 – % 100 % Target Long-Term Expected Allocation Real Rate of Return F. Discount Rate The discount rate used to measure the total pension liability in 2017 was 7.50 percent. The projection of cash flows used to determine the discount rate assumed that contributions from plan members and employers will be made at rates set in Minnesota Statutes. Based on these assumptions, the fiduciary net positions of the GERF and the PEPFF were projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. G. Pension Liability Sensitivity The following presents the City’s proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding page, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: 1% Decrease in 1% Increase in Discount Rate Discount Rate Discount Rate 6.50%7.50%8.50% The City’s proportionate share of the GERF net pension liability 10,961,465$ 7,067,015$ 3,878,700$ The City’s proportionate share of the PEPFF net pension liability 8,111,111$ 4,306,880$ 1,166,277$ H. Pension Plan Fiduciary Net Position Detailed information about the GERF’s fiduciary net position is available in a separately issued PERA financial report. That report may be obtained on the PERA website at www.mnpera.org; by writing to the PERA at 60 Empire Drive, Suite 200, St. Paul, Minnesota 55103; or by calling (651) 296 -7460 or (800) 652-9026. -63- NOTE 9 – DEFINED CONTRIBUTION PENSION PLAN – STATE-WIDE Councilmembers of the City are covered by the Public Employees Defined Contribution Plan (PEDCP), a multiple-employer deferred compensation plan administered by the PERA. The PEDCP is a tax-qualified plan under Section 401(a) of the IRC, and all contributions by or on behalf of employees are tax-deferred until time of withdrawal. Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses. Minnesota Statutes, Chapter 353D.03, specifies plan provisions, including the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5 percent of their salary, which is matched by the elected official’s employer. For ambulance service personnel, employer contributions are determined by the employer, and for salaried employees, contributions must be a fixed percentage of salary. Employer contributions for volunteer personnel may be a unit value for each call or period of alert duty. Employees who are paid for their services may elect to make member contributions in an amount not to exceed the employer share. Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, the PERA receives 2 percent of employer contributions and twenty-five hundredths of 1 percent (0.0025) of the assets in each member’s account annually. Total contributions made by the City for the last three fiscal years were: Required Rate Employee Employer Employee Employer for Employees 2015 1,500$ 1,500$ 5%5%5% 2016 1,561$ 1,561$ 5%5%5% 2017 1,572$ 1,572$ 5%5%5% Contribution Amount Percentage of Covered Payroll NOTE 10 – DEFINED BENEFIT PENSION PLAN – FIRE RELIEF ASSOCIATION A. Plan Description All members of the Golden Valley Fire Department (the Department) are covered by a defined benefit plan administered by the Golden Valley Fire Department Relief Association (the Association). As of December 31, 2016, the plan covered 53 active firefighters and 10 vested terminated firefighters whose pension benefits are deferred. The plan is a single employer retirement plan and is established and administered in accordance with Minnesota Statutes, Chapter 69. The Association maintains a separate Special Fund to accumulate assets to fund the retirement benefits earned by the Department’s membership. Funding for the Association is derived from an insurance premium tax in accordance with the Volunteer Firefighter’s Relief Association Financing Guidelines Act of 1971 (Chapter 261 as amended by Chapter 509 of Minnesota Statutes 1980). Funds are also derived from investment income. B. Benefits Provided A firefighter who completes at least 20 years as an active member of the Department is entitled, after age 50, to a full-service pension upon retirement. -64- NOTE 10 – DEFINED BENEFIT PENSION PLAN – FIRE RELIEF ASSOCIATION (CONTINUED) The bylaws of the Association also provide for an early vested service pension for a retiring member who has completed fewer than 20 years of service. The reduced pension, available to members with 10 years of service, shall be equal to 60 percent of the pension as described by the bylaws. This percentage increases 4 percent per year so that at 20 years of service, the full amount prescribed is paid. Members who retire with less than 20 years of service and have reached the age of 50, and have completed at least 10 years of active membership, are entitled to a reduced service pension not to exceed the amount calculated by multiplying the member’s service pension for the completed years of service times the applicable nonforfeitable percentage of pension. C. Contributions Minnesota Statutes, Chapters 424 and 424A, authorize pension benefits for volunteer fire relief associations. The plan is funded by fire state aid, investment earnings, and, if necessary, employer contributions as specified in Minnesota Statutes and voluntary city contributions (if applicable). Required employer contributions are calculated annually based on statutory provisions. The City’s statutorily-required contributions to the plan for the year ended December 31, 2017 were $0. The City’s contributions were equal to the required contributions as set by state statutes. The City made no voluntary contributions to the plan. Furthermore, the firefighter has no obligation to contribute to the plan. D. Pension Costs At December 31, 2017, the City reported a net pension liability (asset) of ($1,616,937) for the plan. The net pension liability (asset) was measured as of December 31, 2016. The total pension liability used to calculate the net pension liability (asset) in accordance with GASB Statement No. 68 was determined by Van Iwaarden Associates applying an actuarial formula to specific census data certified by the Department as of December 31, 2016. For the year ended December 31, 2017, the City recognized pension expense of $194,990. The City also recognized $153,252 as revenue for the state of Minnesota’s on-behalf contributions to the Department. The following table presents the changes in net pension liability (asset) during the year: Total Pension Plan Fiduciary Net Pension Liability Net Position Liability (Asset) Beginning balance – January 1, 2017 2,931,082$ 4,632,798$ (1,701,716)$ Changes for the year Service cost 169,611 – 169,611 Interest on pension liability (asset)221,030 – 221,030 Difference between expected and actual experience 175,353 – 175,353 Changes of benefit terms 69,254 – 69,254 Contributions (state and city)– 153,252 (153,252) Net investment income – 414,106 (414,106) Benefit payments, including member contribution refunds (307,251) (307,251) – Administrative costs – (16,889) 16,889 Total net changes 327,997 243,218 84,779 Ending balance – December 31, 2017 3,259,079$ 4,876,016$ (1,616,937)$ -65- NOTE 10 – DEFINED BENEFIT PENSION PLAN – FIRE RELIEF ASSOCIATION (CONTINUED) At December 31, 2017, the City reported deferred inflows and outflows of resources related to pensions from the following sources: Deferred Deferred Outflows Inflows of Resources of Resources Difference between expected and actual liability 157,641$ –$ Change of assumptions – 35,786 Net difference between projected and actual earnings on plan investments 140,821 – State aid to the City subsequent to the measurement date 160,767 160,767 Total 459,229$ 196,553$ Deferred outflows and inflows of resources totaling $160,767 related to pensions resulting from the City’s contributions of state aid received and passed through to the plan subsequent to the measurement date will be recognized in the year ending December 31, 2018. Other amounts reported as deferred outflows and inflows of resources related to the plan will be recognized in pension expense as follows: Pension Year Ending Expense December 31,Amount 2018 63,194$ 2019 63,194$ 2020 68,805$ 2021 (307)$ 2022 13,516$ Thereafter 54,274$ E. Actuarial Assumptions The total pension liability at December 31, 2016 was determined using the entry age normal actuarial cost method and the following actuarial assumptions: Retirement eligibility at 100 percent service pension at age 50 with 20 years of service, early vested retirement at age 50 with 10 years of service vested at 60 percent and increased by 4 percent for each additional year of service up to 20, and eligibility for deferred service pension payable at age 50 with 20 years of service Salary increases 2.50% per year Cost of living increases 0.00% per year Investment rate of return 4.00% 20-year municipal bond yield 3.50% There were no changes in actuarial assumptions in 2016, however, the plan benefit level was increased from $7,500 to $8,000 per year of service. -66- NOTE 10 – DEFINED BENEFIT PENSION PLAN – FIRE RELIEF ASSOCIATION (CONTINUED) The 4 percent long-term expected rate of return on pension plan investments was determined using a building-block method in which best estimates for expected future real rates of return (expected returns, net of inflation) were developed for each asset class using the plan’s target investment allocation, along with long-term return expectations by asset class. Inflation expectations were applied to derive the nominal rate of return for the portfolio. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Asset Class Domestic equity 64.35 %5.58 %8.33 % International equity 10.76 5.71 8.46 Fixed income 22.99 2.27 5.02 Real estate and alternatives 0.36 4.44 7.19 Cash and equivalents 1.54 0.84 3.59 Total 100.00 %7.50 % Allocation Target Rate of Return Expected Nominal Long-TermLong-Term Expected Real Rate of Return F. Discount Rate The discount rate used to measure the total pension liability was 7.5 percent. The projection of cash flows used to determine the discount rate assumed that contributions to the plan will be made as specified in statutes. Based on that assumption and considering the funding ratio of the plan, the fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. G. Pension Liability (Asset) Sensitivity The following presents the City’s net pension liability (asset) for the plan, calculated using the discount rate disclosed in the preceding page, as well as what the City’s net pension liability (asset) would be if it were calculated using a discount rate 1 percent lower or 1 percent higher than the current discount rate: 1% Decrease in 1% Increase in Discount Rate Discount Rate Discount Rate 6.50%7.50%8.50% Defined benefit plan (1,513,227)$ (1,616,937)$ (1,716,208)$ H. Pension Plan Fiduciary Net Position The Association issues a publicly available financial report that includes financial statements and required supplementary information. This report may be obtained at Golden Valley City Hall. -67- NOTE 11 – FLEXIBLE BENEFIT PLAN The City offers three types of flexible spending accounts: medical premiums, medical expenses, and dependent care expenses. Eligible employees can elect to participate by contributing pretax dollars withheld from payroll checks to the plan for healthcare and dependent care benefits. Payments are made from the plan to participating employees upon submitting a request for reimbursement of eligible expenses actually incurred by the participant. Before the beginning of the plan year, which is from January 1 to December 31, each participant designates a total amount of pretax dollars to be contributed to the plan during the year . For the medical expense account, the City is contingently liable for claims against the total amount of participants’ annual contributions to the plan, whether or not such contributions have been made. All plan activity is recorded in the City’s General Fund. Assets of the plan are held in the City’s payroll checking account. Amounts withheld to pay for employee medical insurance premiums are administered and paid out directly by the City’s finance department. Medical expense and dependent care expense accounts are administered by the Stanton Group—a benefit consulting firm. Claims are made directly to the Stanton Group by plan participants. The Stanton Group then reimburses the participants and bills the City for these reimbursements. All plan property and income attributable to that property is solely the property of the City subject to the claims of the City’s general creditors. Participants’ rights under the plan are equal to those of general creditors of the City in an amount equal to the eligible healthcare and dependent care expenses incurred by the participants. The City believes it unlikely that it will use the assets to satisfy the claims of general creditors in the future. NOTE 12 – TAX INCREMENT FINANCING DISTRICTS AND TAX ABATEMENTS The City is the administering authority for the following TIF districts: North Wirth Highway 55 Cornerstone Winnetka/ Redevelopment West Creek Medicine Lake District No. 1505 District No. 1506 District No. 1507 District No. 1508 Authorizing law M.S. 469 M.S. 469 M.S. 469 M.S. 469 Year established 2004 2013 2015 2015 First tax increment 2005 2017 2018 2018 Duration of district 25 years 15 years 25 years 25 years Tax capacity – taxes payable 2017 Original 6,650$ 65,390$ 8,438$ 81,310$ Current 33,700 69,041 8,438 81,310 Captured – retained 27,050$ 3,651$ –$ –$ G.O. tax increment bonds issued –$ 1,170,000$ –$ –$ Principal payments – – – – Outstanding at December 31, 2017 –$ 1,170,000$ –$ –$ The creation of TIF districts as authorized under Minnesota Statutes, Chapter 469.178 is a common economic development vehicle used by the City to spur economic development and redevelopment. In these districts, tax increment revenue is generated on the incremental increase in value of the improved property above a base value established on the date that the TIF district is created, which may be used to assist in financing the improvements to the property within the TIF district. -68- NOTE 12 – TAX INCREMENT FINANCING DISTRICTS AND TAX ABATEMENTS (CONTINUED) The City may enter into private development and redevelopment agreements to encourage the construction, expansion, or improvement of new or existing properties and buildings or clean-up and redevelop blighted areas within these areas. These agreements may in substance be tax abatements depending on their individual circumstances. The City currently has two such agreement s that would be considered a tax abatement under GASB Statement No. 77. In 2009, the City entered into a development agreement with a private developer for a property in the North Wirth Redevelopment Tax Increment District. As part of this agreement, the City has agreed to reimburse the developer for certain environmental remediation costs through a pay -as-you-go tax increment note. The note provides for the payment of principal equal to the developer ’s costs, plus interest at 6 percent. Payments of the note will be made at the lesser of the scheduled note payments or the actual net tax increment received during the period specified in the agreement, ending February 1, 2027. The note will be cancelled at the end of the agreement term, whether it has been fully repaid or not. This note is not included in the City’s long-term debt, because repayment is required only to the extent sufficient tax increments are received. The City’s position is that this is an obligation to assign future and uncertain revenue sources and, as such, is not actual debt in substance. The outstanding principal balance of this note as of December 31, 2017 is $196,643, and tax increment revenue rebated was $20,396 for 2017. In 2015, the City entered into a development agreement with a private developer for a property in the Highway 55 West Tax Increment District. As part of this agreement, the City has agreed to reimburse the developer for certain environmental remediation costs through a pay-as-you-go tax increment note. The note provides for the payment of principal equal to the developer’s costs, plus interest at 5.5 percent. Payments of the note will be made at the lesser of the scheduled note payments or the actual net tax increment received during the period specified in the agreement. The note will be cancelled at the end of the agreement term, whether it has been fully repaid or not. This note is not included in the City’s long-term debt, because repayment is required only to the extent sufficient tax increments are received. The City’s position is that this is an obligation to assign future and uncertain revenue sources and, as such, is not actual debt in substance. The outstanding principal balance of this note as of December 31, 2017 is $2,622,070. No tax increment revenue was rebated under this agreement in 2017. NOTE 13 – JOINT POWERS AGREEMENTS A. Bassett Creek Water Management Commission The City is a member of a joint powers agreement, together with the cities of Medicine Lake, Plymouth, Robbinsdale, Minneapolis, Minnetonka, New Hope, Crystal, and St. Louis Park, which establishes the authority for the Bassett Creek Water Management Commission (the Commission). The Commission was created to provide for the improvement and development of Bassett Creek as a storm sewer to channel storm waters from member communities to the Mississippi River. Each member city is entitled to appoint one representative to the Commission. The nine-member commission develops a budget for the year each July 1. Each member city contributes funds to cover the budgeted costs of the operations-based half on the assessed valuation of all taxable property, and half on the total area each member city has within the boundaries of the watershed. Any capital costs incurred by the Commission are apportioned to the members-based half on the real property valuation of each member city within the watershed, and half on the total area of each member city within the boundaries of the watershed. -69- NOTE 13 – JOINT POWERS AGREEMENTS (CONTINUED) The following financial information is from the Commission’s audited financial statements for the year ended January 31, 2018, which are available at Golden Valley City Hall: Total assets – all current 5,612,281$ Total liabilities – all current 533,640 Net position 5,078,641$ Revenue 2,096,215$ Expenses 1,055,069 Change in net position 1,041,146$ Of the total revenue, $500,001 represented assessments to member cities. The City’s 2017 portion was $131,270, or 26.3 percent, of total assessments paid by members. B. Joint Water Commission (JWC) The City is a member of a joint powers agreement, together with the cities of Crystal and New Hope, which established a JWC. The JWC was created in 1963 to provide for the creation and maintenance of a joint water supply, storage, and distribution system through which water purchased from the City of Minneapolis can be supplied to the population of the member cities. Each member city is entitled to appoint one member to the JWC. Original construction costs were allocated to the member cities based on percentages agreed upon in the joint powers agreement. All subsequent operating and maintenance costs are apportioned to and paid by each member city on the basis of water usage. Under the terms of the joint powers agreement, upon termination the accumulated as sets of the JWC shall be divided amongst the member cities in a manner to be determined and unanimously approved by the member cities. Because the manner in which the JWC’s assets would be divided upon termination is not specified, it is not practical for the City to determine its portion of JWC assets. Therefore, the City’s Utility Enterprise Fund does not record any amount as an equity investment or contributed capital (for construction costs paid by other funds) related to the JWC. The following financial information is from the JWC’s audited financial statements for the year ended December 31, 2017, which are available at Golden Valley City Hall: Total assets 16,667,382$ Total liabilities 572,124 Net position 16,095,258$ Revenue 7,893,535$ Expenses 7,417,031 Change in net position 476,504$ Of the total revenues, $7,749,748 represented assessments paid by member cities. Of the total member assessments, $3,269,302, or 42.2 percent, was paid by the City. -70- NOTE 14 – CONTINGENCIES AND COMMITMENTS A. Legal Claims The City has the usual and customary type of miscellaneous legal claims pending at year -end. Although the outcome of these lawsuits is not presently determinable, the City’s management believes that the City will not incur any material monetary loss resulting from these claims . No loss has been recorded on the City’s financial statements relating to these claims. B. Federal and State Receivables Amounts recorded or receivable from federal and state agencies are subject to agency audit and adjustment. Any disallowed claims, including amounts already collected, may constitute a liability of the applicable funds. The amount, if any, of claims which may be disallowed by the grantor agencies cannot be determined at this time, although the City expects such amounts, if any, to be immaterial. C. Tax Increment Districts The City’s tax increment districts are subject to review by the Office of the State Auditor. Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance which would have a material effect on the financial statements. D. Construction Commitments At December 31, 2017, the City is committed to various construction contracts for the improvement of city property. The City’s remaining commitment under these contracts is approximately $6,617,277. NOTE 15 – DEFICIT FUND BALANCES/NET POSITION At December 31, 2017, the Winnetka/Medicine Lake Tax Increment Capital Project Fund reported a deficit fund balance of $1,066,647. The deficit is due to project costs incurred in advance of funding and will be eliminated through future revenues and other financing sources. At December 31, 2017, the Payroll Benefits Internal Service Fund reported a deficit net position of $10,621,601. The deficit is due to the fund reporting the City’s proportionate share of net pension liabilities related to two state-wide, multi-employer, cost-sharing defined benefit pension plans administered by the PERA, as described earlier in these notes. This deficit will be eliminated through the future funding of these liabilities. NOTE 16 – SUBSEQUENT EVENTS In May 2018, the City Council approved the sale of $2,950,000 of General Obligation Improvement Bonds, Series 2018A. The proceeds of this issue will be used to fund the City’s annual pavement management program. The bonds bear interest rates ranging from 3.000 percent to 3.375 percent and have a final maturity of February 1, 2038. THIS PAGE INTENTIONALLY LEFT BLANK REQUIRED SUPPLEMENTARY INFORMATION (Unfunded)Unfunded Actuarial Actuarial Actuarial Liability as a Valuation Date –Accrued Actuarial Value Accrued Covered Percentage of January 1,Liability of Plan Assets Liability Payroll Payroll 2012 1,710,953$ –$ 1,710,953$ – %8,136,559$ 21.0% 2014 1,714,926$ –$ 1,714,926$ – %8,825,950$ 19.4% 2016 1,460,308$ –$ 1,460,308$ – %9,238,970$ 15.8% Ratio Funded Schedule of Funding Progress CITY OF GOLDEN VALLEY Other Post-Employment Benefits Plan December 31, 2017 -71- Proportionate Share of the City’s Net Pension Proportionate Liability and City’s Share of the the City’s Proportionate Plan Fiduciary State of Share of the Share of the Net Position City’s City’s Minnesota’s State of Net Pension as a PERA Fiscal Proportion Proportionate Proportionate Minnesota’s Liability as a Percentage Year-End Date of the Net Share of the Share of the Share of the City’s Percentage of of the Total (Measurement Pension Net Pension Net Pension Net Pension Covered Covered Pension Date)Liability Liability Liability Liability Payroll Payroll Liability 06/30/2015 0.1085% 5,623,033$ –$ –$ 6,374,138$ 88.22% 78.20% 06/30/2016 0.1072% 8,704,108$ 113,679$ 8,817,787$ 6,649,482$ 130.90% 68.90% 06/30/2017 0.1107% 7,067,015$ 88,825$ 7,155,840$ 7,128,621$ 99.14% 75.90% Contributions Contributions in Relation to as a Statutorily the Statutorily Contribution Percentage Required Required Deficiency Covered of Covered Contributions Contributions (Excess)Payroll Payroll 509,632$ 509,632$ –$ 6,795,097$ 7.50% 507,606$ 507,606$ –$ 6,768,463$ 7.50% 522,131$ 522,131$ –$ 6,961,749$ 7.50% Note: City Fiscal Year-End Date City Fiscal Year-End Date 12/31/2015 12/31/2016 Schedule of City Contributions PERA – General Employees Retirement Fund 12/31/2017 December 31, 2017 December 31, 2017 The City implemented GASB Statement No.68 in fiscal 2015 (using a June 30,2015 measurement date).This schedule is intended to present 10-year trend information. Additional years will be added as they become available. 12/31/2016 CITY OF GOLDEN VALLEY PERA – General Employees Retirement Fund Schedule of City’s and Nonemployer Proportionate Share of Net Pension Liability 12/31/2015 12/31/2017 -72- City’s Proportionate Plan Fiduciary Share of the Net Position City’s City’s Net Pension as a PERA Fiscal Proportion Proportionate Liability as a Percentage Year-End Date of the Net Share of the City’s Percentage of of the Total (Measurement Pension Net Pension Covered Covered Pension Date)Liability Liability Payroll Payroll Liability 06/30/2015 0.3230% 3,670,036$ 2,955,388$ 124.18% 86.60% 06/30/2016 0.3190% 12,802,028$ 3,072,358$ 416.68% 63.90% 06/30/2017 0.3190% 4,306,880$ 3,274,040$ 131.55% 85.40% Contributions Contributions in Relation to as a Statutorily the Statutorily Contribution Percentage Required Required Deficiency Covered of Covered Contributions Contributions (Excess)Payroll Payroll 507,642$ 507,642$ –$ 3,133,590$ 16.20% 506,383$ 506,383$ –$ 3,125,427$ 16.20% 519,363$ 519,363$ –$ 3,205,941$ 16.20% Note: 12/31/2016 The City implemented GASB Statement No.68 in fiscal 2015 (using a June 30,2015 measurement date).This schedule is intended to present 10-year trend information. Additional years will be added as they become available. Schedule of City Contributions City Fiscal Year-End Date 12/31/2015 12/31/2017 December 31, 2017 PERA – Public Employees Police and Fire Fund CITY OF GOLDEN VALLEY Schedule of City’s Proportionate Share of Net Pension Liability PERA – Public Employees Police and Fire Fund City Fiscal Year-End Date 12/31/2015 12/31/2016 12/31/2017 December 31, 2017 -73- City fiscal year-end date 2015 2016 2017 year-end date (measurement date)2014 2015 2016 Total pension liability Service cost 158,309$ 162,663$ 169,611$ Interest 189,130 198,248 221,030 Difference between expected and actual experience – – 175,353 Changes in assumptions – (44,179) – Changes of benefit terms – – 69,254 Benefit payments (332,858) (110,208) (307,251) Net change in total pension liability 14,581 206,524 327,997 Total pension liability – beginning 2,709,977 2,724,558 2,931,082 Total pension liability – ending 2,724,558$ 2,931,082$ 3,259,079$ Plan fiduciary net position Contributions (state and local)143,581$ 148,972$ 153,252$ Net investment income 335,884 (20,626) 414,106 Benefit payments (332,858) (110,208) (307,251) Administrative costs (16,509) (15,827) (16,889) Net change in plan fiduciary net position 130,098 2,311 243,218 Total pension liability – beginning 4,500,389$ 4,630,487$ 4,632,798$ Total pension liability – ending 4,630,487$ 4,632,798$ 4,876,016$ Net pension liability (asset) – ending (1,905,929)$ (1,701,716)$ (1,616,937)$ Plan fiduciary net position as a percentage of the total pension liability 169.95%158.06%149.61% Note: The City implemented GASB Statement No.68 in fiscal 2015 (using a December 31,2014 measurement date).This schedule is intended to present 10-year trend information. Additional years will be added as they become available. CITY OF GOLDEN VALLEY Golden Valley Fire Department Relief Association Schedule of Changes in Net Pension Asset and Related Ratios December 31, 2017 Golden Valley Fire Department Relief Association -74- Nonemployer Statutorily Contribution Required Actual Contribution State 2% Contributions Contributions Excess Fire Aid 1,141$ 1,141$ –$ 142,440$ –$ –$ –$ 148,972$ –$ –$ –$ 153,252$ –$ –$ –$ 160,767$ Note: December 31, 2017 CITY OF GOLDEN VALLEY Golden Valley Fire Department Relief Association Schedule of City Contributions and Nonemployer Contributing Entities City Contributions 2016 The City implemented GASB Statement No.68 in fiscal 2015 (using a December 31,2014 measurement date). This schedule is intended to present 10-year trend information.Additional years will be added as they become available. City Fiscal Year Ended December 31, 2014 2015 2017 -75- CITY OF GOLDEN VALLEY Notes to Required Supplementary Information December 31, 2017 -76- PERA – GENERAL EMPLOYEES RETIREMENT FUND 2017 CHANGES IN ACTUARIAL ASSUMPTIONS: • The Combined Service Annuity (CSA) loads were changed from 0.8 percent for active members and 60 percent for vested and nonvested deferred members. The revised CSA loads are now zero percent for active member liability, 15.0 percent for vested deferred member liability, and 3.0 percent for nonvested deferred member liability. • The assumed post-retirement benefit increase rate was changed from 1.0 percent per year for all years, to 1.0 percent per year through 2044, and 2.5 percent per year thereafter. 2016 CHANGES IN ACTUARIAL ASSUMPTIONS: • The assumed post-retirement benefit increase rate was changed from 1.0 percent per year through 2035, and 2.5 percent per year thereafter, to 1.0 percent per year for all years. • The assumed investment return was changed from 7.9 percent to 7.5 percent. The single discount rate was changed from 7.9 percent to 7.5 percent. • Other assumptions were changed pursuant to the experience study dated June 30, 2015. The assumed future salary increases, payroll growth, and inflation were decreased by 0.25 percent, to 3.25 percent for payroll growth, and 2.50 percent for inflation. 2015 CHANGES IN PLAN PROVISIONS: • On January 1, 2015, the Minneapolis Employees Retirement Fund was merged into the General Employees Retirement Fund, which increased the total pension liability by $1.1 billion and increased the fiduciary plan net position by $892 million. Upon consolidation, state and employer contributions were revised. 2015 CHANGES IN ACTUARIAL ASSUMPTIONS: • The assumed post-retirement benefit increase rate was changed from 1.0 percent per year through 2030, and 2.5 percent per year thereafter, to 1.0 percent per year through 2035, and 2.5 percent per year thereafter. CITY OF GOLDEN VALLEY Notes to Required Supplementary Information (continued) December 31, 2017 -77- PERA – PUBLIC EMPLOYEES POLICE AND FIRE FUND 2017 CHANGES IN ACTUARIAL ASSUMPTIONS: • Assumed salary increases were changed as recommended in the June 30, 2016 experience study. The net effect is proposed rates that average 0.34 percent lower than the previous rates. • Assumed rates of retirement were changed, resulting in fewer retirements. • The CSA load was 30 percent for vested and nonvested deferred members. The CSA has been changed to 33 percent for vested members, and 2 percent for nonvested members. • The base mortality table for healthy annuitants was changed from the RP-2000 Fully Generational Table to the RP-2014 Fully Generational Table (with a base year of 2006), with male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP-2016. The base mortality table for disabled annuitants was changed from the RP -2000 Disabled Mortality Table to the mortality tables assumed for healthy retirees. • Assumed termination rates were decreased to 3.0 percent for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected terminations overall. • Assumed percentage of married female members was decreased from 65 percent to 60 percent. • Assumed age difference was changed from separate assumptions for male members (wives assumed to be three years younger) and female members (husbands assumed to be four years older) to the assumption that males are two years older than females. • The assumed percentage of female members electing joint and survivor annuities was increased. • The assumed post-retirement benefit increase rate was changed from 1.00 percent for all years, to 1.00 percent per year through 2064, and 2.50 percent thereafter. • The single discount rate changed from 5.60 percent to 7.50 percent. 2016 CHANGES IN ACTUARIAL ASSUMPTIONS: • The assumed post-retirement benefit increase rate was changed from 1.0 percent per year through 2037, and 2.5 percent thereafter, to 1.0 percent per year for all future years. • The assumed investment return was changed from 7.9 percent to 7.5 percent. The single discount rate changed from 7.9 percent to 5.6 percent. • The assumed future salary increases, payroll growth, and inflation were decreased by 0.25 percent to 3.25 percent for payroll growth, and 2.50 percent for inflation. CITY OF GOLDEN VALLEY Notes to Required Supplementary Information (continued) December 31, 2017 -78- PERA – PUBLIC EMPLOYEES POLICE AND FIRE FUND (CONTINUED) 2015 CHANGES IN PLAN PROVISIONS: • The post-retirement benefit increase to be paid after attainment of the 90 percent funding threshold was changed from inflation up to 2.5 percent, to a fixed rate of 2.5 percent. 2015 CHANGES IN ACTUARIAL ASSUMPTIONS: • The assumed post-retirement benefit increase rate was changed from 1.0 percent per year through 2030, and 2.5 percent per year thereafter, to 1.0 percent per year through 2037, and 2.5 percent per year thereafter. GOLDEN VALLEY FIRE DEPARTMENT RELIEF ASSOCIATION 2017 CHANGES IN PLAN PROVISIONS: • The plan benefit level increased from $7,500 to $8,000 per year of service. 2016 CHANGES IN ACTUARIAL ASSUMPTIONS: • The actuarial assumptions for the single discount increased 7.00 percent to 7.50 percent. THIS PAGE INTENTIONALLY LEFT BLANK SUPPLEMENTAL INFORMATION -79- NONMAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS Human Service – used to account for fundraising and pull-tab gambling proceeds remitted to the City by various nonprofit organizations that run charitable gambling operations within the City’s limits. The monies are committed to support organizations or programs that address human service needs in the City. Cemetery – used to account for monies received from cemetery plot sales. These funds are restricted for maintenance of the city-owned cemetery. DWI Enforcement – used to account for monies received from DWI-related fines and forfeitures. These funds are restricted for DWI enforcement and education. HRA General – used to account for the general activities of the City’s HRA, a blended component unit. Brookview – used to account for the revenues and expenditures of the Brookview Community Center facility. Lodging Tax – used to account for lodging taxes submitted by hotels and motels in the City and the disbursement of those taxes. DEBT SERVICE FUNDS Certificates of Indebtedness – used to account for accumulation of, resources for, and payment of debt service on the City’s general obligation certificates of indebtedness. Tax Abatement Bonds – used to account for accumulation of, resources for, and payment of debt service on bonds sold to finance improvements within the Trunk Highway 55 and Boone Avenue intersection. Brookview Lease Revenue Bonds – used to account for accumulation of, resources for, and payment of debt service on bonds sold to finance the construction of the Brookview Community Center. Douglas Drive Reconstruction Bonds – used to account for accumulation of, resources for, and payment of debt service on bonds sold to finance the reconstruction of Douglas Drive. Highway 55 West Bonds – used to account for accumulation of, resources for, and payment of debt service on bonds sold to finance improvements on Highway 55 West. -80- CAPITAL PROJECT FUNDS Building Fund – used to provide financing for major capital improvements made to the City’s buildings. Street Reconstruction Capital Project Fund – used to account for financial resources (primarily improvement bond proceeds) to be used for the City’s street reconstruction program. Cable Improvement Fund – used to provide for the ongoing capital equipment needs necessary to support cable television public access and local programming. Park Capital Improvement Fund – used to provide financing for major improvements to the City’s parks and open space areas. Equipment Replacement Fund – used to provide financing for major vehicle and equipment purchases for the City’s General Fund divisions. State Aid Construction Fund – used to account for state construction aid received to finance qualifying road projects. HRA Capital Project Funds – used to account for the activity of the City’s HRA housing program and the redevelopment activity in the City’s tax increment districts: North Wirth No. 1505, Highway 55 West No. 1506, Cornerstone Creek No. 1507, and Winnetka-Medicine Lake No. 1508. THIS PAGE INTENTIONALLY LEFT BLANK Special Revenue Debt Service Capital Project Totals Assets Cash and temporary investments 1,122,416$ 3,758,573$ 15,371,998$ 20,252,987$ Receivables Special assessments – 314,681 18,606 333,287 Accounts 55,731 – 9,815 65,546 Due from other funds – 66,398 – 66,398 Due from other governmental units 11,522 – 63,663 75,185 Total assets 1,189,669$ 4,139,652$ 15,464,082$ 20,793,403$ Liabilities Accounts payable 34,502$ –$ 216,696$ 251,198$ Contracts payable – – 129,017 129,017 Due to other governmental units – – 152 152 Deposits 301,498 – 39,356 340,854 Due to other funds 7,355 – 70,982 78,337 Total liabilities 343,355 – 456,203 799,558 Deferred inflows of resources Unavailable revenue – special assessments – 314,681 18,606 333,287 Fund balances Restricted 632,790 3,824,971 6,676,525 11,134,286 Committed 213,524 – – 213,524 Assigned – – 8,312,748 8,312,748 Total fund balances 846,314 3,824,971 14,989,273 19,660,558 Total liabilities, deferred inflows of resources, and fund balances 1,189,669$ 4,139,652$ 15,464,082$ 20,793,403$ CITY OF GOLDEN VALLEY Nonmajor Governmental Funds Combining Balance Sheet December 31, 2017 -81- Special Revenue Debt Service Capital Project Totals Revenue Ad valorem taxes –$ 2,067,698$ –$ 2,067,698$ Tax increments – – 20,920 20,920 Special assessments – 237,277 52,220 289,497 Franchise taxes – 390,000 – 390,000 Intergovernmental revenue 23,043 – 952,927 975,970 Charges for services 22,229 – – 22,229 Investment income 6,480 21,054 117,414 144,948 Other revenue Lawful gambling proceeds 37,560 – – 37,560 Miscellaneous 125,203 53,192 255,807 434,202 Total revenue 214,515 2,769,221 1,399,288 4,383,024 Expenditures Current General government 84,528 – – 84,528 Public safety 44,118 – – 44,118 Parks and recreation 101,472 101,472 Capital outlay 6,809 – 5,758,395 5,765,204 Debt service Principal – 1,110,000 120,000 1,230,000 Interest and fiscal charges – 678,935 130,338 809,273 Total expenditures 236,927 1,788,935 6,008,733 8,034,595 Excess (deficiency) of revenue over expenditures (22,412) 980,286 (4,609,445) (3,651,571) Other financing sources (uses) Sale of capital assets – – 143,274 143,274 Bonds issued – 8,931 5,321,069 5,330,000 Premiums on bonds issued – 73,681 160,732 234,413 Transfers in – – 3,104,799 3,104,799 Transfers (out)– – (373,379) (373,379) Total other financing sources (uses)– 82,612 8,356,495 8,439,107 Net change in fund balances (22,412) 1,062,898 3,747,050 4,787,536 Fund balances Beginning of year 868,726 2,762,073 11,242,223 14,873,022 End of year 846,314$ 3,824,971$ 14,989,273$ 19,660,558$ CITY OF GOLDEN VALLEY Nonmajor Governmental Funds Combining Statement of Revenue, Expenditures, and Changes in Fund Balances Year Ended December 31, 2017 -82- Human DWI HRA Lodging Service Cemetery Enforcement General Brookview Tax Totals Assets Cash and temporary investments 218,008$ 82,183$ 136,019$ 447,843$ 222,880$ 15,483$ 1,122,416$ Receivables Accounts 4,040 – – – 36,858 14,833 55,731 Due from other governmental units – – 11,522 – – – 11,522 Total assets 222,048$ 82,183$ 147,541$ 447,843$ 259,738$ 30,316$ 1,189,669$ Liabilities Accounts payable 8,024$ –$ 2,685$ –$ 2,452$ 21,341$ 34,502$ Deposits 500 – – 253,161 47,837 – 301,498 Due to other funds – – – 7,355 – – 7,355 Total liabilities 8,524 – 2,685 260,516 50,289 21,341 343,355 Fund balances Restricted for cemetery maintenance – 82,183 – – – – 82,183 Restricted for DWI enforcement – – 144,856 – – – 144,856 Restricted for redevelopment – – – 187,327 – – 187,327 Restricted for Brookview – – – – 209,449 – 209,449 Restricted for lodging tax – – – – – 8,975 8,975 Committed for human service needs 213,524 – – – – – 213,524 Total fund balances 213,524 82,183 144,856 187,327 209,449 8,975 846,314 Total liabilities and fund balances 222,048$ 82,183$ 147,541$ 447,843$ 259,738$ 30,316$ 1,189,669$ CITY OF GOLDEN VALLEY Nonmajor Special Revenue Funds Combining Balance Sheet December 31, 2017 -83- Human DWI HRA Lodging Service Cemetery Enforcement General Brookview Tax Totals Revenue Intergovernmental revenue –$ –$ 23,043$ –$ –$ –$ 23,043$ Charges for services – – – – 22,229 – 22,229 Investment income 2,019 770 1,036 – 2,602 53 6,480 Other revenue Lawful gambling proceeds 37,560 – – – – – 37,560 Miscellaneous 37,381 3,000 75,900 – – 8,922 125,203 Total revenue 76,960 3,770 99,979 – 24,831 8,975 214,515 Expenditures Current General government Operating supplies 12,565 – – – – – 12,565 Professional services 59,717 – – 12,246 – – 71,963 Public safety Salaries – – 977 – – – 977 Operating supplies – – 43,141 – – – 43,141 Parks and recreation Salaries – – – – 71,020 – 71,020 Operating supplies – – – – 30,452 – 30,452 Capital outlay – – 6,809 – – – 6,809 Total expenditures 72,282 – 50,927 12,246 101,472 – 236,927 Net change in fund balances 4,678 3,770 49,052 (12,246) (76,641) 8,975 (22,412) Fund balances Beginning of year 208,846 78,413 95,804 199,573 286,090 – 868,726 End of year 213,524$ 82,183$ 144,856$ 187,327$ 209,449$ 8,975$ 846,314$ CITY OF GOLDEN VALLEY Nonmajor Special Revenue Funds Combining Statement of Revenue, Expenditures, and Changes in Fund Balances Year Ended December 31, 2017 -84- Certificates Tax Brookview Douglas Drive of Abatement Lease Revenue Reconstruction Hwy 55 West Indebtedness Bonds Bonds Bonds Bonds Totals Assets Cash and temporary investments 599,470$ 1,064,156$ 1,227,462$ 630,456$ 237,029$ 3,758,573$ Receivables Special assessments – – – – 314,681 314,681 Due from other funds – – – – 66,398 66,398 Total assets 599,470$ 1,064,156$ 1,227,462$ 630,456$ 618,108$ 4,139,652$ Deferred inflows of resources Unavailable revenue – special assessments – – – – 314,681 314,681 Fund balances Restricted for debt service 599,470 1,064,156 1,227,462 630,456 303,427 3,824,971 Total deferred inflows of resources and fund balances 599,470$ 1,064,156$ 1,227,462$ 630,456$ 618,108$ 4,139,652$ CITY OF GOLDEN VALLEY Nonmajor Debt Service Funds Combining Balance Sheet December 31, 2017 -85- Certificates Tax Brookview Douglas Drive of Abatement Lease Revenue Reconstruction Hwy 55 West Indebtedness Bonds Bonds Bonds Bonds Totals Revenue Ad valorem taxes 849,398$ –$ 1,218,300$ –$ –$ 2,067,698$ Special assessments – – – – 237,277 237,277 Franchise taxes – – – 390,000 – 390,000 Investment income 643 10,431 5,060 4,718 202 21,054 Other revenue Miscellaneous – 53,192 – – – 53,192 Total revenue 850,041 63,623 1,223,360 394,718 237,479 2,769,221 Expenditures Debt service Principal 765,000 345,000 – – – 1,110,000 Interest and fiscal charges 36,157 10,761 454,410 160,943 16,664 678,935 Total expenditures 801,157 355,761 454,410 160,943 16,664 1,788,935 Excess (deficiency) of revenue over expenditures 48,884 (292,138) 768,950 233,775 220,815 980,286 Other financing sources Bonds issued – – – – 8,931 8,931 Premium on bonds issued – – – – 73,681 73,681 Total other financing sources – – – – 82,612 82,612 Net change in fund balances 48,884 (292,138) 768,950 233,775 303,427 1,062,898 Fund balances Beginning of year 550,586 1,356,294 458,512 396,681 – 2,762,073 End of year 599,470$ 1,064,156$ 1,227,462$ 630,456$ 303,427$ 3,824,971$ CITY OF GOLDEN VALLEY Nonmajor Debt Service Funds Combining Statement of Revenue, Expenditures, and Changes in Fund Balances Year Ended December 31, 2017 -86- Street Reconstruction Cable Park Capital Building Capital Project Improvement Improvement Assets Cash and temporary investments 1,080,277$ 3,070,708$ 243,990$ 926,513$ Receivables Special assessments – – – – Accounts – 5,612 – – Due from other governmental units – – – – Total assets 1,080,277$ 3,076,320$ 243,990$ 926,513$ Liabilities Accounts payable 417$ 59,188$ –$ 51,490$ Contracts payable 1,152 127,865 – – Due to other governmental units – – – – Deposits – 30,125 – – Due to other funds – – – – Total liabilities 1,569 217,178 – 51,490 Deferred inflows of resources Unavailable revenue – special assessments – – – – Fund balances Restricted for redevelopment – – – – Restricted for street improvements – 2,160,154 – – Assigned for cable improvements – – 243,990 – Assigned for park improvements – – – 875,023 Assigned for equipment replacement – – – – Assigned for street improvements – 698,988 – – Assigned for capital improvements 1,078,708 – – – Total fund balances 1,078,708 2,859,142 243,990 875,023 Total liabilities, deferred inflows of resources, and fund balances 1,080,277$ 3,076,320$ 243,990$ 926,513$ CITY OF GOLDEN VALLEY Nonmajor Capital Project Funds Combining Balance Sheet December 31, 2017 -87- North Wirth Equipment State Aid HRA Capital No. 3 Hwy 55 West Replacement Construction Project Tax Increment Tax Increment Totals 5,185,445$ 3,115,967$ 103,856$ 17,516$ 1,627,726$ 15,371,998$ – 18,606 – – – 18,606 – 4,203 – – – 9,815 – 62,034 – 1,629 – 63,663 5,185,445$ 3,200,810$ 103,856$ 19,145$ 1,627,726$ 15,464,082$ 71,180$ 34,421$ –$ –$ –$ 216,696$ – – – – – 129,017 – 152 – – – 152 – – – 8,686 545 39,356 – – – 586 70,396 70,982 71,180 34,573 – 9,272 70,941 456,203 – 18,606 – – – 18,606 – – 103,856 9,873 1,556,785 1,670,514 – 2,845,857 – – – 5,006,011 – – – – – 243,990 – – – – – 875,023 5,114,265 – – – – 5,114,265 – 301,774 – – – 1,000,762 – – – – – 1,078,708 5,114,265 3,147,631 103,856 9,873 1,556,785 14,989,273 5,185,445$ 3,200,810$ 103,856$ 19,145$ 1,627,726$ 15,464,082$ -88- Street Reconstruction Cable Park Capital Building Capital Project Improvement Improvement Revenue Tax increments –$ –$ –$ –$ Special assessments – 43,223 – – Intergovernmental revenue – – – 425,000 Investment income 9,784 30,077 2,397 9,226 Other revenue Miscellaneous – 126,640 37,254 80,517 Total revenue 9,784 199,940 39,651 514,743 Expenditures Capital outlay Street – 3,047,266 – – City buildings and grounds 146,324 – – 968,297 Equipment – – – – HRA projects – – – – Total capital outlay 146,324 3,047,266 – 968,297 Debt service Principal – – – – Interest and fiscal charges – 56,131 – – Total expenditures 146,324 3,103,397 – 968,297 Excess (deficiency) of revenue over expenditures (136,540) (2,903,457) 39,651 (453,554) Other financing sources (uses) Sale of capital assets – – – – Bonds issued – 2,580,000 – – Premium on bonds issued – 123,067 – – Transfers in 300,000 300,000 – 250,000 Transfers (out)– – – – Total other financing sources (uses)300,000 3,003,067 – 250,000 Net change in fund balances 163,460 99,610 39,651 (203,554) Fund balances (deficits) Beginning of year 915,248 2,759,532 204,339 1,078,577 End of year 1,078,708$ 2,859,142$ 243,990$ 875,023$ CITY OF GOLDEN VALLEY Nonmajor Capital Project Funds Combining Statement of Revenue, Expenditures, and Changes in Fund Balances Year Ended December 31, 2017 -89- North Wirth Equipment State Aid HRA Capital No. 3 Hwy 55 West Replacement Construction Project Tax Increment Tax Increment Totals –$ –$ –$ 20,920$ –$ 20,920$ – 8,997 – – – 52,220 – 527,927 – – – 952,927 31,156 28,531 – – 6,243 117,414 11,396 – – – – 255,807 42,552 565,455 – 20,920 6,243 1,399,288 – 344,073 – – – 3,391,339 – – – – – 1,114,621 1,230,961 – – – – 1,230,961 – – – 20,396 1,078 21,474 1,230,961 344,073 – 20,396 1,078 5,758,395 – 120,000 – – – 120,000 8,476 65,731 – – – 130,338 1,239,437 529,804 – 20,396 1,078 6,008,733 (1,196,885) 35,651 – 524 5,165 (4,609,445) 143,274 – – – – 143,274 815,000 – – – 1,926,069 5,321,069 37,665 – – – – 160,732 1,881,420 373,379 – – – 3,104,799 – – – – (373,379)(373,379) 2,877,359 373,379 – – 1,552,690 8,356,495 1,680,474 409,030 – 524 1,557,855 3,747,050 3,433,791 2,738,601 103,856 9,349 (1,070)11,242,223 5,114,265$ 3,147,631$ 103,856$ 9,873$ 1,556,785$ 14,989,273$ -90- THIS PAGE INTENTIONALLY LEFT BLANK 2016 Final Over (Under) Budget Actual Budget Actual Revenue Taxes Ad valorem 14,814,685$ 14,822,062$ 7,377$ 14,092,737$ Penalties and interest – 31,559 31,559 84,204 Total taxes 14,814,685 14,853,621 38,936 14,176,941 Special assessments 10,000 14,506 4,506 10,496 Licenses and permits Licenses 217,365 249,439 32,074 255,165 Permits 1,128,790 2,892,471 1,763,681 1,604,043 Total licenses and permits 1,346,155 3,141,910 1,795,755 1,859,208 Intergovernmental revenue Federal grants – 19,785 19,785 18,359 State grants 268,380 350,477 82,097 286,559 Total intergovernmental revenue 268,380 370,262 101,882 304,918 Charges for services General government 19,000 50,794 31,794 36,042 Police 114,175 105,499 (8,676) 127,127 Fire 40,000 46,546 6,546 49,384 Physical development 150,800 151,526 726 189,543 Parks and recreation 385,350 384,840 (510) 370,709 Other funds 791,500 766,528 (24,972) 728,480 Total charges for services 1,500,825 1,505,733 4,908 1,501,285 Fines and forfeitures 300,000 400,233 100,233 283,483 Investment income 75,000 102,007 27,007 56,518 Other revenue Rents 213,200 187,545 (25,655) 187,195 Miscellaneous 9,800 20,606 10,806 17,059 Total other revenue 223,000 208,151 (14,849) 204,254 Total revenue 18,538,045$ 20,596,423$ 2,058,378$ 18,397,103$ 2017 CITY OF GOLDEN VALLEY General Fund Schedule of Revenue – Budget and Actual Year Ended December 31, 2017 (With Comparative Actual Amounts for the Year Ended December 31, 2016) -91- Final Personal Supplies and Budget Services Services Capital Outlay Expenditures General government City Council 362,710$ 190,889$ 116,018$ –$ City manager 816,815 671,073 55,890 – Legal service 215,000 206,807 – – Total general government 1,394,525 1,068,769 171,908 – Administrative services 1,874,665 933,571 926,971 – Casualty insurance 305,000 – 225,617 – Public safety Police 5,885,265 4,725,904 790,302 28,495 Fire 1,494,620 997,797 288,328 62,765 Total public safety 7,379,885 5,723,701 1,078,630 91,260 Physical development Administration 304,310 283,155 10,404 – Building operations 583,635 12,805 520,361 – Engineering 803,380 383,121 350,151 – Street maintenance 1,609,730 784,975 623,198 – Park maintenance 1,170,340 817,218 336,011 – Inspections 791,310 581,993 132,050 – Planning 362,450 306,022 11,152 – Total physical development 5,625,155 3,169,289 1,983,327 – Parks and recreation Administration 719,970 646,145 92,416 – Community center – – – – Recreation programs 418,845 164,740 187,906 – Total parks and recreation 1,138,815 810,885 280,322 – Total expenditures 17,718,045$ 11,706,215$ 4,666,775$ 91,260$ 2017 Actual CITY OF GOLDEN VALLEY General Fund Schedule of Expenditures – Budget and Actual Year Ended December 31, 2017 (With Comparative Actual Amounts for the Year Ended December 31, 2016) -92- 2016 Over (Under) Total Budget Actual 306,907$ (55,803)$ 322,400$ 726,963 (89,852) 762,151 206,807 (8,193) 138,215 1,240,677 (153,848) 1,222,766 1,860,542 (14,123) 1,812,545 225,617 (79,383) 154,842 5,544,701 (340,564) 5,256,970 1,348,890 (145,730) 1,246,085 6,893,591 (486,294) 6,503,055 293,559 (10,751) 290,377 533,166 (50,469) 526,229 733,272 (70,108) 688,519 1,408,173 (201,557) 1,499,793 1,153,229 (17,111) 1,122,114 714,043 (77,267) 735,455 317,174 (45,276) 326,394 5,152,616 (472,539) 5,188,881 738,561 18,591 675,467 – – 80,176 352,646 (66,199) 322,389 1,091,207 (47,608) 1,078,032 16,464,250$ (1,253,795)$ 15,960,121$ 2017 Actual -93- THIS PAGE INTENTIONALLY LEFT BLANK -94- INTERNAL SERVICE FUNDS Workers’ Compensation Fund – used to account for the financing of all of the City’s workers’ compensation benefits. Payroll Benefits Fund – used to account for the financing of all of the City’s employee benefits, such as compensated absences, pension contributions, other-post-employment benefits, and termination pay. Vehicle Maintenance Fund – used to account for the maintenance of motor vehicles of all departments and related costs. Workers’Payroll Vehicle Compensation Benefits Maintenance Totals Assets Current assets Cash and temporary investments 142,667$ 2,160,103$ 60,450$ 2,363,220$ Receivables Accounts – 6,745 – 6,745 Inventory – – 82,586 82,586 Total current assets 142,667 2,166,848 143,036 2,452,551 Noncurrent assets Net pension asset – fire relief – 1,616,937 – 1,616,937 Capital assets Machinery and equipment – – 224,745 224,745 Less accumulated depreciation – – (109,841) (109,841) Total noncurrent assets – 1,616,937 114,904 1,731,841 Total assets 142,667 3,783,785 257,940 4,184,392 Deferred outflows of resources Pension plan deferments – PERA – 7,915,804 – 7,915,804 Pension plan deferments – fire relief – 459,229 – 459,229 Total deferred outflows of resources – 8,375,033 – 8,375,033 Total assets and deferred outflows of resources 142,667$ 12,158,818$ 257,940$ 12,559,425$ Liabilities Current liabilities Accounts payable –$ 7,276$ 36,631$ 43,907$ Accrued compensated absences – current – 1,198,894 – 1,198,894 Due to other governmental units – – 57 57 Deposits – 8,272 – 8,272 Total current liabilities – 1,214,442 36,688 1,251,130 Noncurrent liabilities Accrued compensated absences – 386,728 – 386,728 Net pension liability – PERA – 11,373,895 – 11,373,895 Net OPEB obligation – 978,346 – 978,346 Total noncurrent liabilities – 12,738,969 – 12,738,969 Total liabilities – 13,953,411 36,688 13,990,099 Deferred inflows of resources Pension plan deferments – PERA – 8,630,455 – 8,630,455 Pension plan deferments – fire relief – 196,553 – 196,553 Total deferred inflows of resources – 8,827,008 – 8,827,008 Net position Net investment in capital assets – – 114,904 114,904 Restricted for fire relief pensions – 1,879,613 – 1,879,613 Unrestricted 142,667 (12,501,214) 106,348 (12,252,199) Total net position 142,667 (10,621,601) 221,252 (10,257,682) Total liabilities, deferred inflows of resources, and net position 142,667$ 12,158,818$ 257,940$ 12,559,425$ CITY OF GOLDEN VALLEY Internal Service Funds Combining Statement of Net Position December 31, 2017 -95- Workers’Payroll Vehicle Compensation Benefits Maintenance Totals Operating revenue Charges to other funds 250,000$ 5,895,584$ 443,273$ 6,588,857$ Payroll benefits charged to employees – 1,280,721 – 1,280,721 Total operating revenue 250,000 7,176,305 443,273 7,869,578 Operating expenses Workers’ compensation charges 362,091 – – 362,091 Payroll benefits charges – 8,408,601 – 8,408,601 Vehicle maintenance operations – – 430,237 430,237 Depreciation – – 14,154 14,154 Total operating expenses 362,091 8,408,601 444,391 9,215,083 Operating income (loss)(112,091) (1,232,296) (1,118) (1,345,505) Nonoperating revenue Intergovernmental revenue – 459,734 – 459,734 Investment income 1,015 17,197 1,118 19,330 Total nonoperating revenue 1,015 476,931 1,118 479,064 Change in net position (111,076) (755,365) – (866,441) Net position Beginning of year 253,743 (9,866,236) 221,252 (9,391,241) End of year 142,667$ (10,621,601)$ 221,252$ (10,257,682)$ CITY OF GOLDEN VALLEY Internal Service Funds Combining Statement of Revenue, Expenses, and Changes in Net Position Year Ended December 31, 2017 -96- Workers’Payroll Vehicle Compensation Benefits Maintenance Totals Cash flows from operating activities Receipts from customers and users –$ 1,280,721$ –$ 1,280,721$ Receipts from interfund services provided 250,000 5,896,895 443,273 6,590,168 Paid to suppliers/service providers (362,091) (5,000,792) (127,451) (5,490,334) Paid to employees – (2,285,379) (267,571) (2,552,950) Net cash flows from operating activities (112,091) (108,555) 48,251 (172,395) Cash flows from capital and related financing activities Acquisition of capital assets – – (89,901) (89,901) Cash flows from investing activities Interest received on investments 1,015 17,197 1,118 19,330 Cash flows from noncapital financing activities Intergovernmental revenue – 459,734 – 459,734 Net increase (decrease) in cash and temporary investments/cash equivalents (111,076) 368,376 (40,532) 216,768 Cash and temporary investments/cash equivalents Beginning of year 253,743 1,791,727 100,982 2,146,452 End of year 142,667$ 2,160,103$ 60,450$ 2,363,220$ Reconciliation of operating income (loss) to net cash flows from operating activities Operating income (loss)(112,091)$ (1,232,296)$ (1,118)$ (1,345,505)$ Adjustments to reconcile operating income (loss) to net cash flows from operating activities Depreciation – – 14,154 14,154 Changes in assets, liabilities, and deferred outflows/inflows Accounts receivable – 1,311 – 1,311 Inventory – – 20,824 20,824 Net pension asset – fire relief – 84,779 – 84,779 Deferred outflows – pension plan deferments – 4,951,150 – 4,951,150 Accounts payable – 6,666 14,334 21,000 Due to other governmental units – – 57 57 Deposits – (2,499) – (2,499) Accrued compensated absences – 9,837 – 9,837 Net pension liability – PERA – (10,132,241) – (10,132,241) Net OPEB obligation – 119,012 – 119,012 Deferred inflows – pension plan deferments – 6,085,726 – 6,085,726 Net cash from operating activities (112,091)$ (108,555)$ 48,251$ (172,395)$ CITY OF GOLDEN VALLEY Internal Service Funds Combining Statement of Cash Flows Year Ended December 31, 2017 -97- OTHER CITY INFORMATION Accounted for Current Amount Budget in Prior Years Year Remaining Sources of funds Tax increments received 920,000$ 284,503$ 20,920$ 614,577$ Real estate sales 575,000 523,431 – 51,569 Interest earnings – 3,910 – (3,910) Total sources of funds 1,495,000 811,844 20,920 662,236 Uses of funds Land and building acquisition – 160,830 19,810 (180,640) Site preparation and improvements 1,000,000 621,135 586 378,279 Administrative costs – 16,058 – (16,058) Interest and fiscal costs 495,000 4,472 – 490,528 Total uses of funds 1,495,000 802,495 20,396 672,109 Funds remaining (deficit)–$ 9,349$ 524$ (9,873)$ Note: Purchaser/Developer Sale Price Cost GVEC, LLC Business Center 523,431$ 1,093,241$ Property purchased and sold to developers: Project The cost of the property sold to GVEC,LLC includes the $567,685 original purchase price that was paid by the North Wirth Parkway No. 1501 Tax Increment Financing District prior to the establishment of this district. CITY OF GOLDEN VALLEY Schedule of Sources and Uses of Public Funds for North Wirth Parkway No. 1505, a Tax Increment Financing District Year Ended December 31, 2017 Real estate sales -98- Accounted for Current Amount Budget in Prior Years Year Remaining Sources of funds Bond proceeds –$ –$ 2,008,681$ (2,008,681)$ Tax increments received 8,814,808 – – 8,814,808 Special assesments – – 237,277 (237,277) Interest earnings – 5 6,445 (6,450) Total sources of funds 8,814,808 5 243,722 6,562,400 Uses of funds Site acquisition and improvements 4,545,891 1,075 373,379 4,171,437 Administrative costs 881,480 – 1,078 880,402 Interest and fiscal costs 3,387,437 – 16,664 3,370,773 Total uses of funds 8,814,808 1,075 391,121 8,422,612 Funds remaining (deficit)–$ (1,070)$ (147,399)$ (1,860,212)$ CITY OF GOLDEN VALLEY Schedule of Sources and Uses of Public Funds for Highway 55 West No. 1506, a Tax Increment Financing District Year Ended December 31, 2017 -99- Accounted for Current Amount Budget in Prior Years Year Remaining Sources of funds Tax increments received 1,535,716$ –$ –$ 1,535,716$ Uses of funds Site acquisition and improvements 687,975 – – 687,975 Administrative costs 171,571 – – 171,571 Interest and fiscal costs 676,170 – – 676,170 Total uses of funds 1,535,716 – – 1,535,716 Funds remaining (deficit)–$ –$ –$ –$ CITY OF GOLDEN VALLEY Schedule of Sources and Uses of Public Funds for Cornerstone Creek No. 1507, a Tax Increment Financing District Year Ended December 31, 2017 -100- Accounted for Current Amount Budget in Prior Years Year Remaining Sources of funds Tax increments received 19,052,584$ –$ –$ 19,052,584$ Uses of funds Site improvements – utilities 7,913,693 1,000,000 536 6,913,157 Administrative costs 1,945,145 – – 1,945,145 Interest and fiscal costs 9,193,746 22,083 44,028 9,127,635 Total uses of funds 19,052,584 1,022,083 44,564 17,985,937 Funds remaining (deficit)–$ (1,022,083)$ (44,564)$ 1,066,647$ CITY OF GOLDEN VALLEY Schedule of Sources and Uses of Public Funds for Winnetka/Medicine Lake (Liberty Crossing) No. 1508, a Tax Increment Financing District Year Ended December 31, 2017 -101- THIS PAGE INTENTIONALLY LEFT BLANK STATISTICAL SECTION (UNAUDITED) Page Contents: Financial Trends 103 Revenue Capacity 115 Debt Capacity 120 Demographic and Economic Information 128 Operating Indicators 130 Source: Unless otherwise noted, the information in these schedules is derived from the CAFR for the relevant year. These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the City provides, and the activities it performs. STATISTICAL SECTION (UNAUDITED) This part of the City of Golden Valley,Minnesota’s (the City)Comprehensive Annual Financial Report (CAFR)presents detailed information as a context for understanding what the information in the financial statements,note disclosures,and required supplementary information says about the City’s overall financial health. These schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. These schedules contain information to help the reader assess the City’s most significant revenue source, including the property tax and utility revenue. These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. These schedules offer demographic and economic indicators to help the reader understand the environment within which the City’s financial activities take place. -102- 2008 2009 2010 2011 Governmental activities Net investment in capital assets 23,613,301$ 24,388,008$ 21,635,548$ 22,753,481$ Restricted 30,192,456 28,061,624 22,187,677 23,045,045 Unrestricted (7,377,599) (3,510,363) 5,812,640 5,903,464 Total governmental activities net position 46,428,158$ 48,939,269$ 49,635,865$ 51,701,990$ Business-type activities Net investment in capital assets 22,427,619$ 23,564,184$ 24,838,885$ 27,268,683$ Unrestricted 15,962,676 16,572,658 17,231,676 16,430,056 Total business-type activities net position 38,390,295$ 40,136,842$ 42,070,561$ 43,698,739$ Primary government Net investment in capital assets 46,040,920$ 47,952,192$ 46,474,433$ 50,022,164$ Restricted 30,192,456 28,061,624 22,187,677 23,045,045 Unrestricted 8,585,077 13,062,295 23,044,316 22,333,520 Total primary government net position 84,818,453$ 89,076,111$ 91,706,426$ 95,400,729$ Note 1: Note 2: CITY OF GOLDEN VALLEY Net Position by Component Last Ten Fiscal Years (Accrual Basis of Accounting) Fiscal Year The City implemented GASB Statement No.65 in 2012.Net position for 2011 was restated for the effect of implementing this standard. Net position for previous years has not been restated. The City implemented GASB Statement No.68 in 2015,resulting in a restatement of beginning net position for the effects of implementing this standard. Net position for previous years has not been restated. -103- 2012 2013 2014 2015 2016 2017 22,622,764$ 21,829,745$ 21,499,939$ 24,816,606$ 23,527,470$ 24,239,358$ 26,673,032 29,535,846 29,553,484 17,942,353 18,567,757 21,342,170 7,499,559 9,306,292 14,349,901 15,401,264 12,900,989 14,755,485 56,795,355$ 60,671,883$ 65,403,324$ 58,160,223$ 54,996,216$ 60,337,013$ 27,416,740$ 28,427,621$ 29,588,257$ 30,101,294$ 31,809,835$ 35,854,260$ 17,508,592 18,562,323 16,164,578 14,010,619 17,561,589 16,068,264 44,925,332$ 46,989,944$ 45,752,835$ 44,111,913$ 49,371,424$ 51,922,524$ 50,039,504$ 50,257,366$ 51,088,196$ 54,917,900$ 55,337,305$ 60,093,618$ 26,673,032 29,535,846 29,553,484 17,942,353 18,567,757 21,342,170 25,008,151 27,868,615 30,514,479 29,411,883 30,462,578 30,823,749 101,720,687$ 107,661,827$ 111,156,159$ 102,272,136$ 104,367,640$ 112,259,537$ -104- 2008 2009 2010 2011 Expenses Governmental activities General government 3,265,940$ 3,271,352$ 3,801,269$ 3,319,661$ Public safety 6,091,866 6,298,431 6,585,990 6,490,371 Physical development 8,282,504 8,322,099 9,864,540 9,720,753 Parks and recreation 1,331,180 1,476,771 1,338,155 1,335,562 Interest and fiscal charges 3,329,662 3,544,117 3,272,726 2,930,757 Total governmental activities expenses 22,301,152 22,912,770 24,862,680 23,797,104 Business-type activities Water and sewer 6,038,783 6,952,047 6,561,335 8,474,883 Storm sewer 1,313,173 1,299,813 1,239,080 1,176,603 Golf course 1,819,557 1,770,491 1,736,551 1,708,984 Motor vehicle licensing 420,911 409,032 423,423 260,583 Recycling 139,970 349,100 290,818 218,145 Total business-type activities expenses 9,732,394 10,780,483 10,251,207 11,839,198 Total primary government expenses 32,033,546$ 33,693,253$ 35,113,887$ 35,636,302$ Program revenues Governmental activities Charges for services General government 255,249$ 264,357$ 273,318$ 277,901$ Public safety 1,827,820 1,194,484 1,311,914 1,609,601 Physical development 335,906 352,630 337,146 360,307 Parks and recreation 348,536 340,072 379,356 438,349 Operating grants and contributions 285,576 294,902 410,767 413,826 Capital grants and contributions 3,288,594 1,097,097 1,831,662 2,498,297 Total governmental activities program revenues 6,341,681 3,543,542 4,544,163 5,598,281 Business-type activities Charges for services Water and sewer 7,428,721 7,638,314 7,391,493 8,636,333 Storm sewer 2,245,005 2,265,937 2,279,840 2,279,633 Golf course 1,766,714 1,719,611 1,676,136 1,580,954 Motor vehicle licensing 598,635 534,559 531,074 138,936 Recycling 221,261 220,829 220,809 266,858 Operating grants and contributions 76,039 139,432 177,601 463,650 Capital grants and contributions 846,164 56,081 – 191,686 Total business-type activities program revenues 13,182,539 12,574,763 12,276,953 13,558,050 Total primary government program revenues 19,524,220$ 16,118,305$ 16,821,116$ 19,156,331$ CITY OF GOLDEN VALLEY Changes in Net Position Last Ten Fiscal Years (Accrual Basis of Accounting) Fiscal Year -105- 2012 2013 2014 2015 2016 2017 3,121,543$ 2,914,823$ 3,066,025$ 11,327,689$ 4,182,777$ 3,260,989$ 6,906,449 7,310,946 6,831,136 6,907,661 8,213,351 8,128,614 9,758,495 10,325,068 11,396,748 13,448,443 11,274,790 11,539,091 1,692,346 1,588,798 1,545,616 1,486,218 1,736,619 2,205,615 2,724,495 2,633,359 2,456,490 2,066,076 2,172,554 2,321,780 24,203,328 24,772,994 25,296,015 35,236,087 27,580,091 27,456,089 8,023,803 7,611,927 9,867,531 9,867,731 8,327,113 8,395,036 1,383,594 1,589,410 1,944,935 1,795,260 1,685,494 2,526,607 1,724,174 1,645,728 1,693,028 1,848,745 2,172,621 2,348,327 154,492 326,382 326,201 349,019 401,363 405,407 299,809 410,808 393,280 392,239 407,664 389,472 11,585,872 11,584,255 14,224,975 14,252,994 12,994,255 14,064,849 35,789,200$ 36,357,249$ 39,520,990$ 49,489,081$ 40,574,346$ 41,520,938$ 263,035$ 279,725$ 276,782$ 263,205$ 223,237$ 238,339$ 1,628,076 1,861,481 1,837,076 1,985,746 2,155,832 3,460,736 400,773 407,938 342,809 415,395 400,351 565,550 614,164 594,142 534,821 594,130 489,959 443,632 464,187 559,246 538,956 600,264 643,970 1,444,260 3,595,000 1,882,698 2,028,250 6,377,610 1,578,699 2,689,043 6,965,235 5,585,230 5,558,694 10,236,350 5,492,048 8,841,560 8,217,582 7,831,307 7,751,250 8,266,107 8,814,629 9,574,647 2,256,336 2,274,549 2,278,128 2,281,125 2,241,536 2,328,336 1,765,186 1,502,897 1,543,151 2,071,141 2,106,472 2,059,405 92,626 304,424 347,382 395,718 457,275 453,215 276,190 276,099 323,184 331,630 378,934 389,894 128,893 495,451 701,605 209,831 167,557 966,871 32,162 852,075 – – 1,561,135 1,227,470 12,768,975 13,536,802 12,944,700 13,555,552 15,727,538 16,999,838 19,734,210$ 19,122,032$ 18,503,394$ 23,791,902$ 21,219,586$ 25,841,398$ (continued) -106- 2008 2009 2010 2011 Net (expense) revenue Governmental activities (15,959,471)$ (19,369,228)$ (20,318,517)$ (18,198,823)$ Business-type activities 3,450,145 1,794,280 2,025,746 1,718,852 Total primary government net expense (12,509,326)$ (17,574,948)$ (18,292,771)$ (16,479,971)$ General revenues and other changes in net position Governmental activities Property taxes 19,464,163$ 20,727,498$ 20,143,891$ 19,752,048$ Franchise taxes – – – 581,600 Unrestricted grants and contributions 27,385 13,693 27,386 27,386 Other general revenues 498,523 263,702 350,183 336,139 Investment earnings 1,328,642 552,835 250,723 300,813 Gain on sale of capital assets 54,025 55,611 44,330 156,161 Transfers 175,000 267,000 198,600 198,600 Total governmental activities 21,547,738 21,880,339 21,015,113 21,352,747 Business-type activities Franchise taxes – – – – Other general revenues – – 5,330 558 Investment earnings 541,141 219,267 101,243 142,204 Transfers (175,000) (267,000) (198,600) (198,600) Total business-type activities 366,141 (47,733) (92,027) (55,838) Total primary government 21,913,879$ 21,832,606$ 20,923,086$ 21,296,909$ Changes in net position Governmental activities 5,588,267$ 2,511,111$ 696,596$ 3,153,924$ Business-type activities 3,816,286 1,746,547 1,933,719 1,663,014 Total primary government 9,404,553$ 4,257,658$ 2,630,315$ 4,816,938$ Note: Changes in Net Position (continued) Last Ten Fiscal Years (Accrual Basis of Accounting) The City implemented GASB Statement No.65 in 2012.Change in net position for 2011 was restated for the effect of implementing this standard. Change in net position for previous years has not been restated. CITY OF GOLDEN VALLEY Fiscal Year -107- 2012 2013 2014 2015 2016 2017 (17,238,093)$ (19,187,764)$ (19,737,321)$ (24,999,737)$ (22,088,043)$ (18,614,529)$ 1,183,103 1,952,547 (1,280,275) (697,442) 2,733,283 2,934,989 (16,054,990)$ (17,235,217)$ (21,017,596)$ (25,697,179)$ (19,354,760)$ (15,679,540)$ 20,946,972$ 21,757,173$ 22,616,003$ 21,934,817$ 19,473,750$ 21,419,195$ 621,585 904,928 1,048,227 1,028,368 402,017 687,773 – – – – – – 353,033 338,245 286,108 372,590 347,543 291,837 214,493 112,817 347,197 221,237 313,888 522,746 76,852 24,735 71,227 18,337 56,838 3,775 118,523 (73,606) 100,000 100,000 (1,670,000) 1,030,000 22,331,458 23,064,292 24,468,762 23,675,349 18,924,036 23,955,326 – – – – 700,000 400,000 65,978 – – – – – 96,035 38,459 142,866 122,591 156,228 246,111 (118,523) 73,606 (100,000) (100,000) 1,670,000 (1,030,000) 43,490 112,065 42,866 22,591 2,526,228 (383,889) 22,374,948$ 23,176,357$ 24,511,628$ 23,697,940$ 21,450,264$ 23,571,437$ 5,093,365$ 3,876,528$ 4,731,441$ (1,324,388)$ (3,164,007)$ 5,340,797$ 1,226,593 2,064,612 (1,237,409) (674,851) 5,259,511 2,551,100 6,319,958$ 5,941,140$ 3,494,032$ (1,999,239)$ 2,095,504$ 7,891,897$ -108- THIS PAGE INTENTIONALLY LEFT BLANK Ad Valorem Property Taxes Tax Increments Franchise Tax Total 14,877,502$ 4,586,661$ –$ 19,464,163$ 15,337,158 5,390,340 – 20,727,498 15,901,115 4,242,776 – 20,143,891 15,807,735 3,944,313 581,600 20,333,648 16,219,048 4,627,924 621,585 21,468,557 16,922,610 4,834,563 904,928 22,662,101 17,431,741 5,184,262 1,048,227 23,664,230 21,911,378 23,439 1,028,368 22,963,185 19,449,023 24,727 402,017 19,875,767 21,398,275 20,920 687,773 22,106,968 Fiscal Year 2008 2015 2009 2010 2011 2012 2013 2014 2016 2017 CITY OF GOLDEN VALLEY Governmental Activities Tax Revenues by Source Last Ten Fiscal Years (Accrual Basis of Accounting) -109- 2008 2009 2010 2011 General Fund Reserved –$ –$ 90,000$ –$ Unreserved 8,894,990 8,985,030 8,913,423 – Nonspendable – – – 45,000 Assigned – – – 1,778,352 Unassigned – – – 7,395,646 Total General Fund 8,894,990$ 8,985,030$ 9,003,423$ 9,218,998$ All other governmental funds Reserved 1,795,677$ 13,598,736$ 9,673,542$ –$ Unreserved, reported in Special revenue funds 145,519 159,243 183,065 – Capital project funds 14,304,072 14,296,961 14,216,671 – Debt service funds 13,106,172 14,391,151 12,624,401 – Nonspendable – – – – Restricted – – – 29,472,220 Committed – – – 928,337 Assigned – – – 7,345,999 Unassigned, reported in Capital project funds – – – – Total all other governmental funds 29,351,440$ 42,446,091$ 36,697,679$ 37,746,556$ Note: CITY OF GOLDEN VALLEY Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) The City implemented GASB Statement No.54 in 2011,which changed fund balance classifications.Fund balances for previous years have not been restated. Fiscal Year -110- 2012 2013 2014 2015 2016 2017 –$ –$ –$ –$ –$ –$ – – – – – – – – 1,256 7,617 18,822 3,610 1,560,000 1,500,000 1,500,000 2,000,000 2,000,000 2,000,000 7,756,057 8,207,985 8,640,108 8,719,447 8,954,274 10,400,239 9,316,057$ 9,707,985$ 10,141,364$ 10,727,064$ 10,973,096$ 12,403,849$ –$ –$ –$ –$ –$ –$ – – – – – – – – – – – – – – – – – – – – – 285 – – 33,693,776 43,287,123 47,308,126 33,222,298 44,457,090 32,513,969 687,458 718,723 743,633 202,270 208,846 213,524 8,106,763 7,032,562 7,224,030 11,357,732 11,702,718 13,355,185 – – – (41,288) (1,023,153) (1,066,647) 42,487,997$ 51,038,408$ 55,275,789$ 44,741,297$ 55,345,501$ 45,016,031$ -111- 2008 2009 2010 2011 Revenues Taxes 14,842,187$ 15,316,495$ 15,760,353$ 15,791,136$ Tax increments 4,663,365 5,322,240 4,344,739 3,993,985 Special assessments 1,693,632 1,781,804 1,415,935 1,389,200 Franchise taxes – – – 581,600 Licenses and permits 1,432,351 839,306 872,669 1,161,906 Intergovernmental 417,463 741,496 643,328 951,285 Charges for services 1,769,064 1,808,325 1,722,697 1,631,110 Fines and forfeits 223,317 210,181 284,600 303,908 Investment income 1,195,453 510,028 236,086 281,770 Other revenue 681,185 555,088 678,249 637,606 Total revenues 26,918,017 27,084,963 25,958,656 26,723,506 Expenditures General government 1,322,117 1,377,347 1,774,439 1,379,620 Administrative services 1,374,942 1,423,084 1,460,063 1,460,704 Casualty insurance 214,600 223,209 277,016 255,536 Public safety 5,722,290 5,824,971 5,879,957 6,010,214 Physical development 3,853,075 3,854,331 3,732,546 3,901,808 Parks and recreation 1,066,232 1,039,353 1,033,593 1,068,002 Capital outlay – not capitalized 822,165 420,753 1,432,608 1,049,696 Construction/acquisition of capital assets 7,519,949 8,336,626 4,646,495 3,659,158 Debt service Principal retirement 6,930,000 7,085,000 7,620,000 6,235,000 Interest and fiscal charges 3,363,075 3,520,776 3,517,239 3,110,626 Total expenditures 32,188,445 33,105,450 31,373,956 28,130,364 Excess of revenues over (under) expenditures (5,270,428) (6,020,487) (5,415,300) (1,406,858) Other financing sources (uses) Sale of capital assets 72,915 90,075 82,420 236,593 Bonds issued 7,430,000 8,055,000 4,530,000 2,495,000 Refunding bonds issued – 10,345,000 – 4,870,000 Premiums (discounts) on debt issues 80,530 448,103 109,261 291,117 Payments to refunded bond escrow agent – – (4,935,000) (5,420,000) Transfers in 6,177,000 6,290,970 4,650,385 3,402,570 Transfers (out)(6,002,000) (6,023,970) (4,751,785) (3,203,970) Total other financing sources (uses)7,758,445 19,205,178 (314,719) 2,671,310 Net change in fund balances 2,488,017$ 13,184,691$ (5,730,019)$ 1,264,452$ Debt service as a percentage of noncapital expenditures 41.7%42.8%41.7%38.2% Fiscal Year CITY OF GOLDEN VALLEY Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) -112- 2012 2013 2014 2015 2016 2017 16,378,425$ 16,847,769$ 17,334,800$ 21,874,958$ 19,539,516$ 21,388,915$ 4,627,924 4,834,563 5,184,262 23,439 24,727 20,920 1,273,820 1,223,120 1,217,205 1,060,839 806,891 1,106,697 621,585 904,928 1,048,227 1,028,368 402,017 687,773 1,223,848 1,496,453 1,479,304 1,626,113 1,859,208 3,141,910 3,452,180 984,620 1,410,427 4,717,848 1,554,964 2,181,104 1,876,117 1,889,478 1,718,592 1,607,143 1,544,898 1,577,194 351,413 366,059 310,318 354,066 283,483 400,233 201,966 107,763 328,554 209,866 302,230 503,416 617,366 650,750 716,133 879,395 727,904 679,913 30,624,644 29,305,503 30,747,822 33,382,035 27,045,838 31,688,075 1,297,470 1,268,041 1,310,190 9,340,987 1,299,871 1,325,205 1,513,689 1,558,386 1,682,784 1,712,183 1,812,545 1,860,542 237,152 222,559 240,918 169,213 154,842 225,617 6,462,507 6,594,376 6,156,396 6,116,997 6,563,064 6,937,709 4,083,857 4,142,979 5,051,206 4,790,646 5,188,881 5,152,616 1,183,579 1,183,263 1,028,809 1,092,198 1,078,032 1,192,679 1,003,343 1,575,739 1,779,425 3,943,954 1,262,482 1,501,845 5,533,344 4,623,106 5,043,790 8,312,307 10,192,081 22,281,092 5,185,000 6,295,000 8,720,000 9,320,000 4,960,000 4,905,000 2,944,445 2,833,093 2,695,660 2,405,710 2,305,673 2,460,593 29,444,386 30,296,542 33,709,178 47,204,195 34,817,471 47,842,898 1,180,258 (991,039) (2,961,356) (13,822,160) (7,771,633) (16,154,823) 83,669 80,875 222,432 53,442 80,627 143,274 2,300,000 2,485,000 3,085,000 2,670,000 25,130,000 5,330,000 5,960,000 9,100,000 3,950,000 6,600,000 – 4,100,000 166,050 452,503 274,684 164,926 1,026,242 537,832 (4,970,000) (2,085,000) – (5,715,000) (6,945,000) (3,885,000) 4,448,233 6,448,710 6,545,710 5,742,041 2,551,950 4,144,838 (4,329,710) (6,548,710) (6,445,710) (5,642,041) (3,221,950) (3,114,838) 3,658,242 9,933,378 7,632,116 3,873,368 18,621,869 7,256,106 4,838,500$ 8,942,339$ 4,670,760$ (9,948,792)$ 10,850,236$ (8,898,717)$ 34.0%35.6%39.8%30.1%29.5%28.8% -113- THIS PAGE INTENTIONALLY LEFT BLANK Ad Valorem Property Tax Tax Increments Franchise Tax Total 14,842,187$ 4,663,365$ –$ 19,505,552$ 15,316,495 5,322,240 – 20,638,735 15,760,353 4,344,739 – 20,105,092 15,791,136 3,993,985 581,600 20,366,721 16,378,425 4,627,924 621,585 21,627,934 16,847,769 4,834,563 904,928 22,587,260 17,334,800 5,184,262 1,048,227 23,567,289 21,874,958 23,439 1,028,368 22,926,765 19,539,516 24,727 402,017 19,966,260 21,388,915 20,920 687,773 22,097,608 Fiscal Year 2008 2015 2009 2010 2011 2012 2013 2014 2016 2017 CITY OF GOLDEN VALLEY General Governmental Tax Revenues by Source Last Ten Fiscal Years (Modified Accrual Basis of Accounting) -114- Net Decrease From Fiscal Decrease From Real Property Personal Property Disparities Tax Increments 43,508,495$ 302,601$ (5,766,544)$ (4,303,310)$ 44,352,919 294,419 (6,586,685) (4,739,865) 42,049,838 284,789 (6,796,278) (3,536,203) 38,371,218 311,502 (6,220,733) (3,227,508) 36,478,494 320,766 (5,875,187) (3,242,617) 35,693,380 416,456 (5,460,857) (3,275,801) 35,543,286 413,722 (5,888,222) (3,352,209) 37,743,877 423,575 (5,994,022) (20,214) 40,233,072 433,290 (5,880,892) (21,325) 42,748,968 472,938 (6,636,623) (21,692) (1) Source:Hennepin County 2017 CITY OF GOLDEN VALLEY Assessed Value and Estimated Actual Value of Taxable Property Last Ten Fiscal Years 2009 2014 Tax Capacities (1) Tax rates are expressed in terms of “net tax capacity.”A property’s tax capacity is determined by multiplying its taxable market value by a state determined class rate.Class rates vary by property type and change periodically based on state legislation. in Fiscal Year Levy Collectible 2013 2015 2008 2016 2012 2011 2010 -115- Total City Tax Applied Capacity Estimated Actual Tax Capacity Rate Applied Taxable Value 33,741,242$ 42.99 3,400,157,300$ 0.99 % 33,320,788 45.91 3,425,714,700 0.97 32,002,146 48.20 3,274,263,500 0.98 29,234,479 53.06 3,004,908,600 0.97 27,681,456 55.80 2,829,369,027 0.98 27,373,178 58.21 2,744,389,240 1.00 26,716,577 61.84 2,719,232,050 0.98 32,153,216 54.63 2,934,477,667 1.10 34,764,145 54.45 3,097,563,064 1.12 36,563,591 56.11 3,271,878,353 1.12 Value as a AssessedTax Capacities (1) Actual Value Percentage of -116- Total Direct and Hennepin Special Overlapping General Levy Debt Levy City Total County ISD No. 281 Districts Rates 33.13 9.86 42.99 38.57 27.24 8.05 116.85 34.85 11.06 45.91 40.41 27.21 7.69 121.22 36.94 11.26 48.20 42.64 28.62 8.83 128.29 40.65 12.41 53.06 45.84 34.39 9.87 143.16 41.82 13.98 55.80 48.23 32.81 10.14 146.98 43.00 15.21 58.21 49.46 32.35 10.93 150.95 45.51 16.33 61.84 49.96 34.78 11.30 157.88 40.46 14.17 54.63 46.40 33.22 10.56 144.81 39.72 14.73 54.45 45.36 33.83 10.43 144.07 39.08 17.03 56.11 44.09 31.61 10.20 142.01 Total Direct and Hennepin Special Overlapping General Levy Debt Levy City Total County ISD No. 270 Districts Rates 33.13 9.86 42.99 38.57 19.22 8.05 108.83 34.85 11.06 45.91 40.41 20.08 7.69 114.09 36.94 11.26 48.20 42.64 23.05 8.83 122.72 40.65 12.41 53.06 45.84 26.46 9.87 135.23 41.82 13.98 55.80 48.23 29.27 10.14 143.44 43.00 15.21 58.21 49.46 29.73 10.93 148.33 45.51 16.33 61.84 49.96 32.36 11.30 155.46 40.46 14.17 54.63 46.40 30.34 10.56 141.93 39.72 14.73 54.45 45.36 28.51 10.43 138.75 39.08 17.03 56.11 44.09 25.61 10.20 136.01 (1) (2) Source:Hennepin County Overlapping rates are those of local and county governments that apply to property owners within the City.Not all overlapping rates apply to all city property owners (e.g.,the rates for special districts apply only to the proportion of the government’s property owners whose property is located within the geographic boundaries of the special district). CITY OF GOLDEN VALLEY Property Tax Rates (1) Direct and Overlapping (2) Governments Last Ten Fiscal Years Year For the City/ISD No. 281 Overlapping RatesDirect Rates 2008 2012 2013 2014 2015 2009 Direct Rates Year 2008 For the City/ISD No. 270 2011 Overlapping Rates 2011 2016 2010 2017 Information reflects total tax rates levied by each entity.Tax rates are expressed in terms of “net tax capacity.”A property’s tax capacity is determined by multiplying its taxable market value by a state determined class rate.Class rates vary by property type and change periodically based on state legislation. 2009 2010 2013 2016 2015 2014 2012 2017 -117- Net Tax Net Tax Capacity Rank Capacity Rank Golden Jack, LLC 1,902,152$ 1 5.2 %609,670$ 4 1.8 % Allianz Life Insurance Company 1,847,330 2 5.1 1,547,130 2 4.6 General Mills, Inc.1,834,320 3 5.0 2,507,520 1 7.4 DRA Advisors, LLC 1,474,910 4 4.0 – – – UnitedHealthcare 402,130 5 1.1 560,010 5 1.7 Menards, Inc.379,250 6 1.0 – – – TCA Real Estate, LLC 336,890 7 0.9 – – – Honeywell Incorporated 314,750 8 0.9 – – – The Luther Company, LLP 279,890 9 0.8 398,330 7 1.2 Trach Properties, Inc.262,370 10 0.7 – – – Teacher’s Insurance and Annuity – – – 1,013,750 3 3.0 Hines RIET – – – 441,850 6 1.3 Lupient Enterprises – – – 389,680 8 1.2 Valley Creek Development, LLC – – – 361,330 9 1.1 G.H. Tennant Company – – – 293,660 10 0.9 Total 9,033,992$ 24.7 %8,122,930$ 24.1 % Source:Hennepin County Current Year and Nine Years Ago Principal Property Taxpayers CITY OF GOLDEN VALLEY Percentage of 2017 2008 Percentage of Applied Tax CapacityTaxpayerCapacity Applied Tax -118- THIS PAGE INTENTIONALLY LEFT BLANK Total Tax Collections in Levy for Subsequent Fiscal Year (2)Amount (3)Years (4)Amount 15,192,449$ 15,039,110$ 99.0 %153,339$ 15,192,449$ 100.0 % 15,980,242 15,801,948 98.9 178,294 15,980,242 100.0 16,306,687 16,084,726 98.6 221,961 16,306,687 100.0 16,379,567 16,190,773 98.9 188,794 16,379,567 100.0 16,395,177 16,274,052 99.3 121,125 16,395,177 100.0 16,932,407 16,777,814 99.1 145,593 16,923,407 100.0 17,403,839 17,242,324 99.1 138,735 17,381,059 99.9 18,546,364 18,391,561 99.2 117,977 18,509,538 99.8 19,603,886 19,511,104 99.5 68,501 19,579,605 99.9 21,314,250 21,246,826 99.7 – 21,246,826 99.7 (1)Does not include tax increments levied and collected. (2)Total levy is net of current year cancellations and abatements. (3)Total tax levy and current tax collections include state paid tax credits. (4)Includes county adjustments for prior year over collections, cancellations, and abatements. 2017 Total Collections to Date Property Tax Levies and Collections (1) 2016 2014 Last Ten Fiscal Years 2008 of Levy Ended 2012 2011 2015 2010 2013 2009 December 31, Percentage Collected Within the CITY OF GOLDEN VALLEY Fiscal Year of Levy Percentage Fiscal Year of the Levy -119- Special Street Certificates Tax Tax Lease Assessment Reconstruction of Abatement Increment State Aid Revenue Bonds Bonds Indebtedness Bonds Bonds Street Bonds Bonds 47,610,000$ –$ 2,195,000$ 3,725,000$ 21,410,000$ 2,475,000$ –$ 62,125,000 – 2,235,000 3,405,000 18,580,000 2,385,000 – 58,205,000 – 2,190,000 3,080,000 14,940,000 2,290,000 – 56,640,000 – 2,100,000 2,750,000 12,735,000 2,190,000 – 56,350,000 – 2,095,000 2,420,000 11,565,000 2,090,000 – 62,230,000 – 2,145,000 2,075,000 9,290,000 1,985,000 – 65,320,000 – 2,205,000 1,705,000 4,935,000 1,875,000 – 64,860,000 – 2,295,000 1,360,000 – 1,760,000 – 55,455,000 5,630,000 2,350,000 1,015,000 – 1,640,000 17,410,000 55,340,000 5,630,000 2,400,000 670,000 1,170,000 1,520,000 17,410,000 (1) Note: Last Ten Fiscal Years Ratios of Outstanding Debt by Type CITY OF GOLDEN VALLEY 2016 2011 Details regarding the City’s outstanding debt can be found in the notes to basic financial statements. See the Schedule of Demographic and Economic Statistics for personal income and population data. Governmental Activities 2009 2012 2013 2014 2015 2017 Fiscal Year 2010 2008 -120- Net Net Premiums Utility Premiums Total Primary (Discounts)Total Revenue Bonds (Discounts)Total Government Per Capita (1) 175,490$ 77,590,490$ 4,020,000$ –$ 4,020,000$ 81,610,490$ 7.12 %4,015$ 562,329 89,292,329 3,750,000 – 3,750,000 93,042,329 8.10 4,581 590,508 81,295,508 3,470,000 – 3,470,000 84,765,508 7.70 4,161 785,719 77,200,719 3,175,000 – 3,175,000 80,375,719 7.16 3,935 819,122 75,339,122 2,870,000 – 2,870,000 78,209,122 6.59 3,789 1,116,249 78,841,249 2,550,000 – 2,550,000 81,391,249 6.68 3,935 1,221,767 77,261,767 1,040,000 – 1,040,000 78,301,767 6.21 3,766 1,200,577 71,475,577 910,000 – 910,000 72,385,577 5.25 3,356 2,043,531 85,543,531 2,580,000 41,745 2,621,745 88,165,276 6.27 4,090 2,352,017 86,492,017 2,580,000 39,688 2,619,688 89,111,705 6.13 4,134 Business-Type ActivitiesGovernmental Activities Percentage Income (1) of Personal -121- Less Amounts General Restricted for Obligation Repaying Bonds (1)Principal (2)Total Per Capita (4) 77,590,490$ 13,106,172$ 64,308,828$ 1.89 %3,158$ 89,292,329 25,069,221 63,660,779 1.86 3,132 81,295,508 18,126,689 63,168,819 1.93 3,101 77,200,719 16,425,889 60,774,830 2.02 2,975 75,339,122 18,481,388 56,857,734 2.01 2,754 78,841,249 28,063,240 50,778,009 1.85 2,455 77,261,767 32,650,606 44,611,161 1.64 2,146 71,475,577 28,040,782 43,434,795 1.48 2,014 85,543,531 21,578,026 63,965,505 2.07 2,967 86,492,017 23,277,113 63,214,904 1.93 2,933 (1) (2) (3) (4) Note: 2009 2012 of Property (3) 2014 Fiscal Year 2010 2008 Details regarding the City’s outstanding debt can be found in the notes to basic financial statements. Reported net of premiums and discounts.Does not include revenue bonds.Tax increment,special assessment,and tax abatement bonds are included because property taxes will be levied to pay the debt service on these issues should the primary sources fail to provide adequate revenue. 2011 The amounts restricted for repaying principal include the amounts restricted in all debt service funds for future debt service.We believe this is the most accurate and consistent representation of the resources restricted for debt service when crossover refunding bond proceeds are being held in escrow,as those resources are not included in the governmental activities net position restricted for debt service due to conversion for full accrual accounting. 2015 2016 Population data can be found in the Schedule of Demographic and Economic Statistics. 2013 See the Schedule of Assessed Value and Estimated Actual Value of Taxable Property for property value data. 2017 CITY OF GOLDEN VALLEY Ratios of General Bonded Debt Outstanding Last Ten Fiscal Years Taxable Value Estimated Actual Percentage of -122- Estimated Debt Share of Outstanding (1)Overlapping Debt Direct debt City of Golden Valley 86,492,017$ 100.00 %86,492,017$ Overlapping debt ISD No. 270, Hopkins 140,286,562 18.85 26,444,017 ISD No. 281, Robbinsdale 194,613,893 19.15 37,268,561 ISD No. 283, St. Louis Park 33,819,742 0.03 10,146 Hennepin County 911,083,511 2.30 20,954,921 Hennepin Suburban Park District 45,784,829 3.21 1,469,693 Hennepin Regional RR Authority 26,942,546 3.21 864,856 Metropolitan Council 12,606,580 1.17 147,497 Total overlapping debt 1,365,137,663$ 87,159,691 Total direct and overlapping debt 173,651,708$ Percentage Governmental Unit Source: Applicable (1) Note: (1)Special assessment,tax abatement,tax increment,lease revenue,and state-aid street bonds have been included in this table because property taxes will be used to pay the debt on these issues should other revenue sources fail to provide adequate amounts. Overlapping governments are those that coincide,at least in part,with the geographic boundaries of the City.This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City.This process recognizes that,when considering the City’s ability to issue and repay long-term debt,the entire debt burden borne by the residents and businesses should be taken into account. However,this does not imply that every taxpayer is a resident and,therefore,responsible for repaying the debt of each overlapping government. Hennepin County Taxpayer Services CITY OF GOLDEN VALLEY Direct and Overlapping Governmental Activities Debt as of December 31, 2017 Estimated -123- Fiscal Year 2008 2009 2010 2011 Debt limit 102,004,719$ 102,771,441$ 98,227,905$ 90,147,258$ Total net debt applicable to limit 1,964,316 1,987,568 1,918,389 1,793,550 Legal debt margin 100,040,403$ 100,783,873$ 96,309,516$ 88,353,708$ Total net debt applicable to limit as a percentage of debt limit 1.93% 1.93% 1.95% 1.99% Note: CITY OF GOLDEN VALLEY Legal Debt Margin Information Last Ten Fiscal Years Under state finance law,the City’s outstanding general obligation debt should not exceed 3 percent of total market property value.By law,the general obligation debt subject to the limitation may be offset by amounts set aside for repaying general obligation bonds. -124- 2012 2013 2014 2015 2016 2017 84,881,071$ 82,331,677$ 81,576,962$ 88,034,330$ 92,926,892$ 98,156,351$ 1,784,770 2,927,363 2,833,906 1,712,141 7,032,733 6,800,074 83,096,301$ 79,404,314$ 78,743,056$ 86,322,189$ 85,894,159$ 91,356,277$ 2.10% 3.56% 3.47% 1.94% 7.57% 6.93% Market value 3,271,878,353$ Debt limit (3% of market value)98,156,351 Total bonded debt 86,720,000$ Less Debt not payable primarily from tax levies Special assessment bonds 55,340,000 Tax abatement bonds 670,000 Tax increment bonds 1,170,000 State aid street bonds 1,520,000 Lease revenue bonds 17,410,000 Utility revenue bonds 2,580,000 Fund balances available for tax supported debt 1,229,926 Total net debt applicable to limit 6,800,074 Legal debt margin 91,356,277$ Legal Debt Margin Calculation for Fiscal Year 2017 -125- Less Operating Net Available Gross Revenue Expenses Revenue Principal Interest 3,299,370$ 1,122,250$ 2,177,120$ 265,000$ 175,562$ 2,350,982 1,121,715 1,229,267 270,000 165,227 2,321,983 1,074,191 1,247,792 280,000 154,595 2,755,829 1,037,944 1,717,885 295,000 140,299 2,384,379 1,269,110 1,115,269 305,000 128,123 2,502,536 1,470,273 1,032,263 320,000 118,749 2,483,612 1,871,604 612,008 1,510,000 (2)94,968 2,455,263 1,748,165 707,098 130,000 41,718 2,406,073 1,567,226 838,847 910,000 (3)90,099 3,330,505 2,465,516 864,989 – 50,191 (1) (2) (3) (4) Note: 2009 2008 CITY OF GOLDEN VALLEY Pledged Revenue Coverage Last Ten Fiscal Years Fiscal Year Debt Service 2017 Details regarding the City’s outstanding debt can be found in the notes to basic financial statements.Gross revenue includes investment earnings and intergovernmental grants. Operating expenses do not include interest. Excludes principal refunded from the proceeds of refunding bond issues. Revenue Bonds (1) In 2014,the City used available funds to exercise an early call provision and retire $1,180,000 of utility revenue bonds before their stated maturity dates. Utility revenue bonds, payable from the Storm Sewer Utility Fund. In 2016,the City used available funds to exercise an early call provision and retire $775,000 of utility revenue bonds before their stated maturity dates. 2016 2015 2014 2013 2012 2011 2010 -126- Special Assessment Coverage Collections Principal (4)Interest Coverage 4.94 1,594,627$ 3,070,000$ 1,846,084$ 0.32 2.82 1,733,879 3,135,000 2,008,648 0.34 2.87 1,364,381 2,830,000 2,343,345 0.26 3.95 1,334,959 2,855,000 2,051,651 0.27 2.57 1,142,945 2,855,000 1,975,259 0.24 2.35 1,223,120 2,880,000 1,955,697 0.25 0.38 1,124,414 3,195,000 2,047,723 0.21 4.12 980,375 3,215,000 1,999,619 0.19 0.84 667,606 3,750,000 1,826,001 0.12 17.23 1,039,971 3,675,000 1,510,438 0.20 Special Assessment Bonds Debt Service -127- Per Capita Personal Personal School Population (1)Income (2)Income (3)Enrollment (4) 20,326 1,145,973,360$ 56,280$ 2,163 5.9 % 20,312 1,148,927,968 56,564 2,147 6.7 20,371 1,100,196,968 54,008 2,111 6.1 20,427 1,122,443,223 54,949 2,137 5.2 20,642 1,186,419,592 57,476 2,078 4.8 20,683 1,218,187,334 58,898 2,088 4.1 20,790 1,259,894,790 60,601 2,074 3.2 21,571 1,378,408,471 63,901 2,115 3.2 21,556 1,406,119,436 65,231 1,994 3.6 21,556 1,453,456,412 67,427 2,074 2.9 Sources: (1)Metropolitan Council – Regional Statistics and Data except for 2017 – City estimate. (2) (3) (4) (5) 2009 2008 2013 Bureau of Economic Analysis,U.S.Department of Commerce –Hennepin County.The per capita personal income used is for that of Hennepin County,in which the City resides,the smallest region applicable to the City that this information is available for. 2010 Minnesota Department of Economic Security – Hennepin County. School districts. 2011 2012 2014 2015 This estimated personal income number is calculated by taking the per capita personal income of Hennepin County and multiplying it by the City’s population. Also see note (3) regarding the per capita personal income figures. 2016 2017 CITY OF GOLDEN VALLEY Rate (5) UnemploymentFiscal Demographic and Economic Statistics Last Ten Fiscal Years Year -128- Employees Rank Employees Rank General Mills, Inc.3,000 1 8.6 %5,400 1 16.0 % Allianz Life Insurance Company 1,859 2 5.3 2,500 2 7.4 OptumHealth 1,700 3 4.9 – – – Honeywell Incorporated 1,033 4 3.0 2,500 2 7.4 G.H. Tennant Company 900 5 2.6 745 5 2.2 M.A. Mortenson 730 6 2.1 600 6 1.8 Courage Center 585 7 1.7 400 7 1.2 Lubrication Technologies 450 8 1.3 – – – Breck School 426 9 1.2 – – – Preferred One 335 10 1.0 – – – UnitedHealthcare – – – 1,100 4 3.3 Liberty Carton – – – 335 8 1.0 McKesson Corporation – – – 300 9 0.9 Syngenta Seeds, Incorporated – – – 300 9 0.9 Total 11,018 31.7 %14,180 42.1 % Source:Metropolitan Council – Regional Statistics and Data Employer Employment CITY OF GOLDEN VALLEY Employment of Total City Percentage 2008 Percentage Current Year and Nine Years Ago 2017 of Total City Principal Employers -129- 2008 2009 2010 2011 Function General government 18.10 18.10 18.10 17.60 Public safety 52.25 51.25 52.25 50.75 Physical development 31.91 31.91 30.91 29.91 Parks and recreation 5.80 5.80 5.80 5.50 Water and sewer 10.59 10.59 10.59 10.59 Storm sewer 1.00 1.00 1.00 1.00 Golf course 7.00 7.00 7.00 7.00 Motor vehicle licensing 5.75 5.00 5.00 5.00 Total 132.40 130.65 130.65 127.35 Source: Various city departments Fiscal Year CITY OF GOLDEN VALLEY Full-Time Equivalent City Government Employees by Function Last Ten Fiscal Years -130- 2012 2013 2014 2015 2016 2017 17.10 23.10 23.10 23.50 23.50 23.50 50.75 44.75 47.25 47.25 47.25 47.50 30.66 31.66 30.66 29.66 29.66 29.66 5.50 5.50 5.50 5.50 5.50 7.50 11.34 12.34 12.34 12.34 12.34 12.34 – – 1.00 1.00 1.00 1.00 7.00 7.00 7.00 7.00 7.00 8.50 4.00 4.00 4.00 4.00 4.00 4.00 126.35 128.35 130.85 130.25 130.25 134.00 -131- 2008 2009 2010 2011 Function 1,025 1,025 1,338 1,177 106 106 80 107 Citations written 2,847 2,847 3,184 5,036 Fire 693 693 715 726 4.2 4.2 2.7 1.1 Water New (removed) connections 11 11 (7)1 Water main breaks 18 18 17 27 Average daily consumption (thousands of gallons)2,759 2,759 2,433 2,561 Source:Various city departments CITY OF GOLDEN VALLEY Operating Indicators by Function Last Ten Fiscal Years Street resurfacing (miles) Adult arrests Juvenile arrests Number of calls answered Highways and streets Police Fiscal Year -132- 2012 2013 2014 2015 2016 2017 1,399 1,103 905 1,025 1,027 817 70 61 38 33 20 29 3,828 3,524 3,488 3,138 2,659 4,761 648 797 631 711 747 649 1.2 1.0 1.2 1.2 0.5 1.2 (5)2 8 (1)9 46 26 10 30 28 15 11 2,765 2,518 2,213 2,156 2,106 2,171 -133- 2008 2009 2010 2011 Function Public safety Police Stations 1 1 1 1 Patrol units 8 8 8 8 Fire stations 3 3 3 3 Highways and streets Streets (miles)144 144 144 144 Streetlights 1,830 1,830 1,830 1,830 Parks and recreation Parks acreage 462 462 462 462 Parks and nature areas 30 30 30 30 Tennis court locations 9 9 9 9 Community centers 2 2 2 2 Water Connections 7,139 7,150 7,143 7,144 Sewer Connections 7,164 7,172 7,175 7,174 Source:Various city departments CITY OF GOLDEN VALLEY Capital Asset Statistics by Function Last Ten Fiscal Years Fiscal Year -134- 2012 2013 2014 2015 2016 2017 1 1 1 1 1 1 8 8 8 8 8 8 3 3 3 3 3 3 144 144 144 144 144 144 1,838 1,840 1,840 1,840 1,836 1,813 462 462 462 462 462 462 30 30 30 30 30 30 9 9 9 9 9 9 2 2 2 2 2 2 7,139 7,141 7,149 7,148 7,157 7,203 7,169 7,179 7,188 7,234 7,205 7,249 -135- THIS PAGE INTENTIONALLY LEFT BLANK