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Comprehensice Annual Financial Report - 2019Comprehensive Annual Financial Report For the Fiscal Year Ended December 31, 2019 • Golden Valley, Minnesota photo by Jordan Dahl, 2019 Views of the Valley CITY OF GOLDEN VALLEY HENNEPIN COUNTY, MINNESOTA Comprehensive Annual Financial Report for Year Ended December 31, 2019 Prepared by Finance Department Sue Virnig – Finance Director Sue Watson – Accounting Coordinator Wanita Williams – Accountant THIS PAGE INTENTIONALLY LEFT BLANK Page INTRODUCTORY SECTION CITY COUNCIL AND OTHER OFFICIALS i ORGANIZATION CHART ii FINANCE DIRECTOR’S LETTER OF TRANSMITTAL iii–vii GFOA CERTIFICATE OF ACHIEVEMENT viii FINANCIAL SECTION INDEPENDENT AUDITOR’S REPORT 1–3 MANAGEMENT’S DISCUSSION AND ANALYSIS 4–15 BASIC FINANCIAL STATEMENTS Government-Wide Financial Statements Statement of Net Position 16 Statement of Activities 17–18 Fund Financial Statements Governmental Funds Balance Sheet 19–20 Reconciliation of the Balance Sheet to the Statement of Net Position 21 Statement of Revenue, Expenditures, and Changes in Fund Balances 22–23 Reconciliation of the Statement of Revenue, Expenditures, and Changes in Fund Balances to the Statement of Activities 24 Statement of Revenue, Expenditures, and Changes in Fund Balances – General Fund – Budget and Actual 25 Proprietary Funds Statement of Net Position 26–29 Statement of Revenue, Expenses, and Changes in Net Position 30–31 Statement of Cash Flows 32–35 Notes to Basic Financial Statements 36–71 REQUIRED SUPPLEMENTARY INFORMATION PERA – General Employees Retirement Fund Schedule of City’s and Nonemployer Proportionate Share of Net Pension Liability 72 Schedule of City Contributions 72 PERA – Public Employees Police and Fire Fund Schedule of City’s Proportionate Share of Net Pension Liability 73 Schedule of City Contributions 73 Golden Valley Fire Department Relief Association Schedule of Changes in Net Pension Asset and Related Ratios 74 Schedule of City Contributions and Nonemployer Contributing Entities 75 Other Post-Employment Benefits Plan Schedule of Changes in the City’s Total OPEB Liability and Related Ratios 76 Notes to Required Supplementary Information 77–81 CITY OF GOLDEN VALLEY HENNEPIN COUNTY, MINNESOTA Table of Contents Page SUPPLEMENTAL INFORMATION COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES Nonmajor Governmental Funds 82–83 Combining Balance Sheet 84 Combining Statement of Revenue, Expenditures, and Changes in Fund Balances 85 Nonmajor Special Revenue Funds Combining Balance Sheet 86–87 Combining Statement of Revenue, Expenditures, and Changes in Fund Balances 88–89 Nonmajor Debt Service Funds Combining Balance Sheet 90 Combining Statement of Revenue, Expenditures, and Changes in Fund Balances 91 Nonmajor Capital Project Funds Combining Balance Sheet 92–93 Combining Statement of Revenue, Expenditures, and Changes in Fund Balances 94–95 General Fund Schedule of Revenue – Budget and Actual 96 Schedule of Expenditures – Budget and Actual 97–98 Internal Service Funds 99 Combining Statement of Net Position 100 Combining Statement of Revenue, Expenses, and Changes in Net Position 101 Combining Statement of Cash Flows 102 OTHER CITY INFORMATION Schedules of Sources and Uses of Public Funds for Tax Increment Financing Districts North Wirth Parkway No. 1505 103 Highway 55 West No. 1506 104 Cornerstone Creek No. 1507 105 Winnetka/Medicine Lake (Liberty Crossing) No. 1508 106 STATISTICAL SECTION (UNAUDITED)107 Net Position by Component 108–109 Changes in Net Position 110–113 Governmental Activities Tax Revenues by Source 114 Fund Balances of Governmental Funds 115–116 Changes in Fund Balances of Governmental Funds 117–118 General Governmental Tax Revenues by Source 119 Assessed Value and Estimated Actual Value of Taxable Property 120–121 Property Tax Rates 122 Principal Property Taxpayers 123 Property Tax Levies and Collections 124 Ratios of Outstanding Debt by Type 125–126 Ratios of General Bonded Debt Outstanding 127 Direct and Overlapping Governmental Activities Debt 128 Legal Debt Margin Information 129–130 Pledged Revenue Coverage 131–132 Demographic and Economic Statistics 133 Principal Employers 134 Full-Time Equivalent City Government Employees by Function 135–136 Operating Indicators by Function 137–138 Capital Asset Statistics by Function 139–140 CITY OF GOLDEN VALLEY HENNEPIN COUNTY, MINNESOTA Table of Contents (continued) INTRODUCTORY SECTION THIS PAGE INTENTIONALLY LEFT BLANK -i- Term Expires Shep Harris Mayor 12/31/2019 Joanie Clausen Councilmember 12/31/2019 Larry Fonnest Councilmember 12/31/2021 Gillian Rosenquist Councilmember 12/31/2021 Steve Schmidgall Councilmember 12/31/2019 Timothy Cruikshank City Manager Appointed Sue Virnig Finance Director Appointed Best and Flanagan City Attorney Appointed Baker Tilly Bond Consultants Appointed CITY COUNCIL CITY OFFICIALS CITY CONSULTANTS CITY OF GOLDEN VALLEY HENNEPIN COUNTY, MINNESOTA City Council and Other Officials Year Ended December 31, 2019 Physical Development Public Works Police Fire Human Resources Parks & Recreation Administrative Services Legal Communications Boards and Commissions Board of Zoning Appeals Civil Service ommission Environmental Commission Human Rights Commission Human Services Commission Open Space & Recreation Commission Planning Commission City Council/ HRA Citizens of Golden Valley City Clerk City Manager Organization Chart -ii- -iii- June 15, 2020 Dear Honorable Mayor, City Council, City Manager, and Residents of Golden Valley: I am pleased to present the Comprehensive Annual Financial Report (CAFR) of the City of Golden Valley, Minnesota (the City) for the fiscal year ended December 31, 2019. Responsibility for both the accuracy of the data and the completeness and fairness of the presentation, including all disclosures, rests with the City. To the best of our knowledge and belief, the enclosed data is accurate, in all material respects, and is reported in a manner designed to present fairly the financial position and results of operations of the various funds of the City. All disclosures necessary to enable the reader to gai n an understanding of the City’s financial activities have been included. The City’s financial statements have been audited by Malloy, Montague, Karnowski, Radosevich & Co., P.A., a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City for the fiscal year ended December 31, 2019, are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unmodified opinion that the City’s financial statements for the fiscal year ended December 31, 2019, are fairly presented in conformity with accounting principles generally accepted in the United States of America. The independent auditor’s report is presented as the first component of the financial section of this report. The preparation of this CAFR is a requirement of state law. Also, the CAFR is required by the bond rating agencies before they will rate the City’s bonds. The report can be used by the City Council and the citizens of the City to gain a better understanding of the financial condition of the City. Accounting principles generally accepted in the United States of America require that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of management’s discussion and analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City’s MD&A can be found immediately following the report of the auditors. The CAFR includes all agencies and entities for which the City is financially accountable, including the Golden Valley Housing and Redevelopment Authority (HRA), which is reported as a blended component unit of the City. -iii- -iv- PROFILE OF THE CITY The City, incorporated in 1886, is an almost fully developed community in Hennepin County. It encompasses about 10.73 square miles and has an estimated population of 21,580. The City is a Statutory Plan B form of government, governed by a City Council composed of the mayor and four councilmembers. The City Council is responsible for setting policies and ordinances that govern the City and for appointing the city manager and city attorney. The city manager is responsible for carrying out the policies and hiring the employees that oversee the day-to-day operations of the City. Police services are provided by 32 sworn officers, which include the police chief, 2 commanders and 7 sergeants. Fire services are provided by approximately 50 paid on-call firefighters, fire chief, deputy fire chief, assistant fire chief, and 2 firefighters that are code enforcement officers. The City has an ISO Class 2 insurance rating. The 2019–2020 biennial budget was created to help serve as the foundation for the City’s financial planning and control. Departments submit budget requests to the finance department in May. The city manager presents the proposed budget to the City Council for review starting in July, to be approved by September 30 each year, for a proposed tax rate for its property owners. All budget workshops are open to the public. The final adoption of the budget and levy are approved in December. Each year of the biennial budget, the first year is adopted and the second year is approved in concept only. ECONOMIC CONDITION AND OUTLOOK The City’s top priorities have been maintaining the City’s infrastructure—streets, water and sewer, pipes, parks, public buildings—representing a significant community investment. After all, the value of private property relates directly to what surrounds it. The City made significant efforts to plan the Infrastructure Renewal Program (IRP) with many public meetings that will start after the Pavement Management Program (PMP) will end in 2024. In 2019, the City’s comprehensive plan was approved and included both programs. The City approved a 10-year Capital Improvement Program in 2019 for the years 2020–2029. In 2019, a stable economy resulted in higher than budgeted building permit revenue and saw the completion of many projects that were started in 2018. A top financial priority of the City Council is to reduce debt by utilizing operating excesses to reduce the size of debt issues when possible. However, with this unanticipated revenue, the City Council approved assigning a fund balance for COVID-19 impact for loss of revenues and additional expenditures in 2020. Retirements and cost containment helped keep total overall expenditures under budget in 2019. The City will once again take a conservative approach for the 2020 budget year. -v- The following table shows the City’s building activity for the last 10 years: Year Number Value 2010 1,109 28,800,511$ 2011 1,175 51,419,406$ 2012 798 53,201,489$ 2013 984 65,531,059$ 2014 1,055 78,090,465$ 2015 1,118 109,928,275$ 2016 998 104,651,963$ 2017 1,144 239,041,991$ 2018 951 79,654,541$ 2019 1,024 71,658,716$ Total Permits The following major projects were started or completed throughout the City in 2019: Residential Single-Family Homes: • 12 new with values ranging from $340,000 to $1,006,000. • 9 remodel/addition projects with values greater than $100,000. • 871 remodel/addition projects with a total valuation of $13,031,693. Commercial (over $1 million in value) General Mills-James Ford Bell Technical Institute (9000 Plymouth Avenue) – Infrastructure improvements $2,400,000. General Mills- (1 General Mills Blvd) – Remodeling improvements $2,758,000. 10 Central Park West (1603 Utica Ave S) – 7 Story Parking Garage valued at $16,492,000. Damascus Way (2474 Rhode Island Ave N) – Constructed a new building valued at $2,042,000. Mortenson (700 Meadow Lane North) – First floor remodel with valuation of $1,800,000. Marsh/McClennan (6160 Golden Hills Drive) – Remodel of building with a valuation of $3,000,000. -vi- LONG-TERM FINANCIAL PLANNING An unassigned fund balance goal in the General Fund of 60 percent of current year budgeted General Fund expenditures was approved in the fund balance policy adopted by the City Council for budgetary and planning purposes. The City strongly believes maintaining this higher level of fund balance is prudent, due to its debt load and the increased uncertainty of its revenue sources. This practice is also supported by the City’s bond rating agency. In 1995, through its Pavement Management Program (PMP), the City began reconstructing its streets that did not meet standards. At the end of 2019, the City has completed 114.26 of 120.00 miles. Due to the COVID-19 uncertainty, the City delayed the 2020 PMP until 2021. The Brookview Facility, completed in December 2017, provided a site for many new programs and activities, along with the new restaurant and golf area, and has brought many to the City for a delightful outing. In 2019, the City Council designated funds to do a complete study for city buildings along with a downtown study. This study will begin in 2020. Once completed, the plan will be added to the CIP. INTERNAL CONTROL Management assumes full responsibility for the completeness and reliability of the information contained in this report, based upon the comprehensive framework of internal control that it has established for this purpose. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. MAJOR INITIATIVES The City is a member of the Joint Water Commission (JWC), a joint powers organization that also includes the cities of New Hope and Crystal. The JWC purchases water from the City of Minneapolis for resale to the customers of the three cities. The JWC was set up in the early 1960s and has functioned effectively. The JWC has an emergency well backup system and is now working on financing future capital needs such as replacing the three water towers, two reservoirs, and distribution system. A capital improvement program was approved to plan for the replacements until 2048, along with yearly financing to build reserves for those expenses. The City is working with Hennepin County, the cities of Crystal and New Hope, the Bassett Creek Watershed Management Organization, Metropolitan Council Environmental Services, and the state of Minnesota to implement a plan to minimize flood damage to 39 properties in the vicinity of the DeCola Ponds and Medicine Lake Road. This project includes multiple flood storage projects over a long timeframe and also includes structural flood proofing of a number of homes. In 2017, the City, along with the development of Liberty Crossing, made significant improvements to the DeCola Ponds location. In 2018, plans were developed for improvements for ponds B and C, and 2019 improvements were started along with plans for further work in the future. The City has a pyramid of success. In 2019, Organizational priorities were Strategic Development and Redevelopment, Effective Governance, Infrastructure Maintenance and Enhancement, Financial Wellness, and Community Affairs. From these priorities come action steps. All make up the core services, mission, and vision for the City. Financial Wellness includes an on-going action plan for debt reduction. In 2019, the City Council prioritized projects, issues, and ideas in relationship to needs and wants and the financial cost to the City and community. Each year the City Council reviews the Pyramid of Success. -vii- AWARDS AND ACKNOWLEDGEMENTS The Government Finance Officers Association (GFOA) awarded a Certificate of Ac hievement for Excellence in Financial Reporting to the City for its CAFR for the fiscal year ended December 31, 2018. The City has received this award since 1987. In order to be awarded a Certificate of Achievement, the government had to publish an easily readable and efficiently organized CAFR that satisfied both accounting principles generally accepted in the United States of America and applicable legal requirements. The Certificate of Achievement is valid for one year only. We believe our current CAFR continues to meet the Certificate of Achievement program requirements. We are submitting it to the GFOA to determine its eligibility for another certificate. The 2019 CAFR meets the highest professional standards and was prepared in a timely and cost-effective manner. This could never have been accomplished without the excellent work of our finance department. Sue Watson and Wanita Williams have helped with the work needed to finish this report. Credit also must be given to the Mayor and City Council for their support, and for maintaining the highest standards of professionalism in the management of the City’s finances. Yours Truly, Susan M. Virnig Finance Director Certificate of Presented to City of Golden Valley For its Comprehensive Annual December 31, 2018 Executive Director/CEO Financial Report for the Fiscal Year Ended Reporting in Financial for Excellence Achievement Text38:Minnesota Government Finance Officers Association -viii- FINANCIAL SECTION THIS PAGE INTENTIONALLY LEFT BLANK -1- INDEPENDENT AUDITOR’S REPORT To the City Council and Management City of Golden Valley, Minnesota REPORT ON THE FINANCIAL STATEMENTS We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Golden Valley, Minnesota (the City) as of and for the year ended December 31, 2019, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. MANAGEMENT’S RESPONSIBILITY FOR THE FINANCIAL STATEMENTS Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. AUDITOR’S RESPONSIBILITY Our responsibility is to express opinions on these financial statements based on our audit . We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts a nd disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error . In making those risk assessments, the auditor considers internal control relevant to the City’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion o n the effectiveness of the City’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. (continued) C E R T I F I E D A C C O U N T A N T S P UBLIC PRINCIPALS Thomas A. Karnowski, CPA Paul A. Radosevich, CPA William J. Lauer, CPA James H. Eichten, CPA Aaron J. Nielsen, CPA Victoria L. Holinka, CPA/CMA Jaclyn M. Huegel, CPA Kalen T. Karnowski, CPA Malloy, Montague, Karnowski, Radosevich & Co., P.A. 5353 Wayzata Boulevard • Suite 410 • Minneapolis, MN 55416 • Phone: 952-545-0424 • Fax: 952-545-0569 • www.mmkr.com Standard Letterhead-r2.qxp_167639 Letterhead-RV1 9/7/18 6:34 PM Page 1 -2- OPINIONS In our opinion, the financial statements referred to on the previous page present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City at December 31, 2019, and the respective changes in financial position and, where applicable, cash flows thereof, and the budgetary comparison for the General Fund for the year then ended, in accordance with accounting principles generally accepted in the United States of America. OTHER MATTERS Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis and the required supplementary information (RSI), as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the RSI in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The introductory section, supplemental information, and statistical section, as listed in the table of contents, are presented for purposes of additional analysis and are not required parts of the basic financial statements. The supplemental information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconcili ng such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the supplemental information is fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. (continued) -3- OTHER REPORTING REQUIRED BY GOVERNMENT AUDITING STANDARDS In accordance with Government Auditing Standards, we have also issued our report dated June 15, 2020 on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements, and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City’s internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. Minneapolis, Minnesota June 15, 2020 THIS PAGE INTENTIONALLY LEFT BLANK CITY OF GOLDEN VALLEY Management’s Discussion and Analysis Year Ended December 31, 2019 -4- As management of the City of Golden Valley, Minnesota (the City), we have provided readers of the City’s financial statements with this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2019. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, located earlier in this report. FINANCIAL HIGHLIGHTS • The assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows of resources at the close of fiscal 2019 by $132,056,683 (net position). The City’s government-wide net position increased $12,025,765 in 2019, including an increase of $5,575,057 attributable to governmental activities and an increase of $6,450,708 attributable to business-type activities. At year-end, the City reported positive balances in total net position, and all categories of net position for both the governmental and business-type activities, as was the case at the end of the previous year. • At the end of the fiscal year, the unassigned fund balance for the City’s General Fund was $11,676,100, which represents 57.6 percent of 2019 General Fund expenditures and transfers out. • The City sold $1,770,000 of general obligation special assessment bonds in 2019 to finance the City’s street improvement program, while repaying outstanding bond principal of $9,890,000, including $4,220,000 retired through a crossover refunding. The City’s long-term bonded debt decreased $8,120,000 in 2019, excluding unamortized premiums. OVERVIEW OF THE FINANCIAL STATEMENTS The management’s discussion and analysis is intended to serve as an introduction to the City’s basic financial statements, which are comprised of three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to basic financial statements. This report also contains other supplementary information in addition to the basic financial statements. Government-Wide Financial Statements – The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to private sector businesses. The Statement of Net Position presents information on all of the City’s assets, deferred outflows of resources, liabilities, and deferred inflows of resources, with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The Statement of Activities presents information showing how the City’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (delinquent taxes and special assessments). -5- Both of the government-wide financial statements distinguish functions of the City that are principally supported by property taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities include general government, public safety, physical development, public works, and parks and recreation. The business-type activities of the City include enterprises for water and sewer, storm sewer, golf course, motor vehicle licensing, and recycling. The government-wide financial statements include not only the City itself (known as the primary government), but also the Golden Valley Housing and Redevelopment Authority (HRA). The HRA is a legally separate entity, which functions, in essence, as a department of the City, to provide housing and redevelopment assistance through the administration of various programs. Therefore, the HRA has been included as a blended component unit within the City’s financial statements. Fund Financial Statements – A fund is a grouping of related accounts that is used to maintain control over resources segregated for specific activities or objectives. The City, like other local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into two categories: governmental funds and proprietary funds. Governmental Funds – Governmental funds account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, and the balances of spendable resources available at the fiscal year-end. Such information may be useful in evaluating a government’s near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental funds Balance Sheet and Statement of Revenue, Expenditures, and Changes in Fund Balances provide a reconciliation to facilitate the comparison between governmental funds and governmental activities. The City reports 27 individual governmental funds. Information is presented separately in the basic financial statements for the General, Street Reconstruction Debt Service, Winnetka/Medicine Lake Tax Increment Capital Project, Capital Improvement Capital Project, Douglas Drive Improvement Capital Project, and Street Reconstruction Capital Project Funds, which are considered major funds. Data from the other nonmajor governmental funds is combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements elsewhere in this report. The City adopts an annual appropriated budget for the General Fund. Budget-to-actual comparisons are provided in this financial report for this fund. Proprietary Funds – The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the City’s water and sewer (utility), storm sewer, golf course, motor vehicle licensing, and recycling enterprise operations, all of which are considered to be major funds of the City. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City’s various functions. The City uses internal service funds to account for workers’ compensation, payroll benefits, and vehicle maintenance activities. Because these internal service fund activities predominantly benefit governmental rather than business-type functions, they have been included within governmental activities in the government-wide financial statements. -6- The internal service funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Individual fund data for the internal service funds is provided in the form of combining statements elsewhere in this report. Notes to Basic Financial Statements – The notes to basic financial statements provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. Other Information – Required supplementary information (RSI) on the City’s other post-employment benefit and pension plans is presented following the notes to basic financial statements. Combining and individual fund statements and schedules for nonmajor funds, along with other city information, are presented as supplemental information immediately following the RSI. Statistical tables are presented as the last section in this report. GOVERNMENT-WIDE FINANCIAL ANALYSIS As noted earlier, changes in net position may serve over time as a useful indicator of the City’s financial condition. The City’s assets and deferred outflows of resources exceeded its liabilities and deferred inflows of resources by $132,056,683 at the end of the 2019 fiscal year, which represents an increase in overall net position of $12,025,765 from current year operations. Net Position – The City has 52.5 percent of its total net position invested in capital assets (land, land improvements, buildings and improvements, machinery and equipment, infrastructure, and construction in progress) less any related debt used to acquire those assets that is still outstanding . The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot liquidate these liabilities. An additional 19.5 percent of the City’s net position represents resources that are subject to external restrictions on how they may be used. The remaining 28.0 percent of net position is unrestricted and may be used to meet the City’s ongoing obligations. The following is a summary of the City’s net position at the end of the last two fiscal years: 2019 2018 2019 2018 2019 2018 Current and other assets 59,001,303$ 61,810,073$ 25,620,449$ 21,542,332$ 84,621,752$ 83,352,405$ Capital assets 99,156,823 99,104,613 41,725,968 39,568,149 140,882,791 138,672,762 Total assets 158,158,126 160,914,686 67,346,417 61,110,481 225,504,543 222,025,167 Deferred outflows of resources 4,942,804 6,242,324 – – 4,942,804 6,242,324 Long-term liabilities (including current portion)82,357,547 90,116,089 2,615,574 2,617,631 84,973,121 92,733,720 Other liabilities 5,121,061 4,919,374 1,639,668 1,852,383 6,760,729 6,771,757 Total liabilities 87,478,608 95,035,463 4,255,242 4,470,014 91,733,850 99,505,477 Deferred inflows of resources 6,656,814 8,731,096 – – 6,656,814 8,731,096 Net position Net investment in capital assets 30,178,374 27,973,471 39,110,394 36,950,518 69,288,768 64,923,989 Restricted 25,785,567 24,401,665 – – 25,785,567 24,401,665 Unrestricted 13,001,567 11,015,315 23,980,781 19,689,949 36,982,348 30,705,264 Total net position 68,965,508$ 63,390,451$ 63,091,175$ 56,640,467$ 132,056,683$ 120,030,918$ Governmental Activities Business-Type Activities Total -7- The following is a summary of the City’s changes in net position for the last two fiscal years: 2019 2018 2019 2018 2019 2018 Revenues Program revenues Charges for services 3,636,994$ 4,044,578$ 16,593,284$ 16,713,219$ 20,230,278$ 20,757,797$ Operating grants and contributions 724,609 1,261,435 188,765 395,134 913,374 1,656,569 Capital grants and contributions 2,791,326 3,140,938 2,795,362 398,387 5,586,688 3,539,325 General revenues Property taxes 24,399,021 22,825,055 – – 24,399,021 22,825,055 Franchise taxes 719,131 836,780 1,500,000 1,000,000 2,219,131 1,836,780 Other general revenues 165,936 264,266 – – 165,936 264,266 Investment earnings 1,032,727 788,823 586,289 339,634 1,619,016 1,128,457 Gain on sale of capital assets 101,526 80,997 – – 101,526 80,997 Total revenues 33,571,270 33,242,872 21,663,700 18,846,374 55,234,970 52,089,246 Expenses General government 3,645,284 3,633,644 – – 3,645,284 3,633,644 Public safety 8,611,294 7,979,009 – – 8,611,294 7,979,009 Physical development 2,102,527 12,019,371 – – 2,102,527 12,019,371 Public works 9,226,210 – – – 9,226,210 – Parks and recreation 2,470,334 2,710,862 – – 2,470,334 2,710,862 Interest and fiscal charges 1,907,064 1,947,173 – – 1,907,064 1,947,173 Water and sewer – – 8,863,414 9,374,281 8,863,414 9,374,281 Storm sewer – – 2,331,381 1,861,392 2,331,381 1,861,392 Golf course – – 3,163,981 3,235,267 3,163,981 3,235,267 Motor vehicle licensing – – 410,430 399,060 410,430 399,060 Recycling – – 477,286 408,286 477,286 408,286 Total expenses 27,962,713 28,290,059 15,246,492 15,278,286 43,209,205 43,568,345 Change in net position before transfers 5,608,557 4,952,813 6,417,208 3,568,088 12,025,765 8,520,901 Transfers – capital assets – 6,060 – (6,060) – – Transfers – internal activities (33,500) (1,155,915) 33,500 1,155,915 – – Change in net position 5,575,057 3,802,958 6,450,708 4,717,943 12,025,765 8,520,901 Net position Beginning 63,390,451 59,587,493 56,640,467 51,922,524 120,030,918 111,510,017 Ending 68,965,508$ 63,390,451$ 63,091,175$ 56,640,467$ 132,056,683$ 120,030,918$ TotalGovernmental Activities Business-Type Activities Governmental Activities – Governmental activities net position increased by $5,575,057. Key elements of this net increase include: • Revenue from charges for services decreased $407,584 from the prior year, primarily in licenses and permits issued for building construction and charges for public safety services. • Operating grants and contributions were $536,826 lower, due to a nonrecurring grant in 2018. • Capital grants and contributions decreased by $349,612 from the prior year, due to a decrease in state aid for municipal state aid-eligible street construction. • Property taxes increased $1,573,966 from the prior year, due to an increase in the adopted levy. • Investment earnings were $243,904 higher than last year, due to improved market performance. • Governmental activities expenses decreased $327,346 (1.2 percent) overall, due to conservative spending by all city departments. The City reorganized its governmental functions in 2019, creating a separate public works function and moving certain other departments between functions to better reflect the organization of city operations. -8- Expenses and Program Revenues – Governmental Activities $– $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 $10,000,000 General Government Public Safety Physical Development Public Works Parks and Recreation Interest and Fiscal Charges Expenses Program Revenues Revenue by Source – Governmental Activities -9- Business-Type Activities – Business-type activities net position increased by $6,450,708. Key elements of this net increase include: • Charges for services decreased $119,935, mainly due to a decrease in water charges caused by a decline in irrigation usage, partially offset by increased revenue generated from the Brookview facility. • Capital grants were $2,396,975 higher than last year, mainly due to grants and capital contributions received in the Storm Sewer Utility Fund. • Business-type activities expenses were $31,794 lower than the previous year in total, including the following changes: o A decrease of $510,867 in water and sewer utility costs, primarily due to decreased water purchases and maintenance, and o An increase of $469,989 in storm water expenses, mainly due to increased depreciation and maintenance costs. -10- Expenses and Program Revenues – Business-Type Activities $– $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 $10,000,000 $11,000,000 Water and Sewer Storm Sewer Brookview Golf Course Motor Vehicle Licensing Recycling Expenses Program Revenues Revenue by Source – Business-Type Activities -11- FINANCIAL ANALYSIS OF THE CITY’S FUNDS Governmental Funds – At the end of the fiscal year, the City’s governmental funds reported combined ending fund balances of $45,018,240, a decrease of $2,584,922 in comparison with the prior year. The unassigned portion of fund balance is $9,850,190, which may be used for any approved public purpose. The remainder of the fund balance is either: 1) not in spendable form ($14,029), 2) restricted by various externally imposed constraints ($21,568,499), 3) internally committed for particular purposes ($324,899), or 4) internally assigned for particular purposes ($13,260,623). General Fund – The fund balance of the General Fund increased by $2,092,587 to $15,152,089 at December 31, 2019. General Fund operating results can be summarized as follows: 2019 2018 Fund balance – beginning of year 13,059,502$ 12,403,849$ Additions Revenue 22,332,487 21,504,130 Other sources 30,000 30,000 Total additions 22,362,487 21,534,130 Deductions Expenditures 18,062,320 17,381,304 Other uses 2,207,580 3,497,173 Total deductions 20,269,900 20,878,477 Fund balance – end of year 15,152,089$ 13,059,502$ Of the total fund balance, $14,029 is nonspendable for prepaids; a total of $111,960 is committed for website redesign, a compensation study, and a comprehensive study of the City’s downtown area; and the City has assigned $2,000,000 for self-insurance to finance the potential risk related to insurance deductibles or settlements in excess of commercial insurance limits, and $1,350,000 for the potential impact of the novel coronavirus (COVID-19) pandemic. The unassigned fund balance at December 31, 2018 of $11,676,100 is equal to 57.6 percent of total 2019 expenditures and other financing uses in the General Fund, which puts the fund in an excellent financial position. These reserves are needed for working capital to help pay for expenditures during the first half of the year, since the City does not receive any significant money from its main revenue source—property taxes—until July of each year. -12- General Fund Revenues – The following is an analysis of 2019 General Fund revenue: Original Final Over (Under) Revenue Budget Budget Actual Final Budget Ad valorem taxes 18,450,845$ 18,450,845$ 18,166,877$ (283,968)$ (1.5) % Licenses 212,030 212,030 258,895 46,865 22.1 Permits 887,960 887,960 1,446,969 559,009 63.0 Intergovernmental 15,190 15,190 122,313 107,123 705.2 Charges for services 1,464,050 1,464,050 1,603,332 139,282 9.5 Fines and forfeits 340,000 340,000 260,565 (79,435) (23.4) Investment income 100,000 100,000 259,642 159,642 159.6 Other revenue 191,500 191,500 213,894 22,394 11.7 Totals 21,661,575$ 21,661,575$ 22,332,487$ 670,912$ 3.1 (Under) Budget Percent Over Licenses and permits were over budget, primarily due to building and construction-related activity. Intergovernmental income was over budget, due to an unanticipated increase in state fire grants. Fines and forfeits were under budget due to more court costs and less fines passed through from the county. Investment income was over budget due to improved interest rates and higher fair values at year-end. General Fund Expenditures – The following is an analysis of 2019 General Fund expenditures: Original Final Over (Under) Expenditure Budget Budget Actual Final Budget General government 1,488,500$ 1,488,500$ 1,302,525$ (185,975)$ (12.5) % Administrative services 2,066,945 2,076,945 1,967,267 (109,678) (5.3) Casualty insurance 310,000 310,000 316,206 6,206 2.0 Public safety 8,119,725 8,126,100 7,289,352 (836,748) (10.3) Physical development 2,394,965 2,434,165 2,053,347 (380,818) (15.6) Public works 3,883,315 3,892,260 4,051,707 159,447 4.1 Parks and recreation 1,220,545 1,220,545 1,081,916 (138,629) (11.4) Totals 19,483,995$ 19,548,515$ 18,062,320$ (1,486,195)$ (7.6) (Under) Budget Percent Over General government expenditures were under budget, mainly due to savings in personal services and contracted services. Casualty insurance was higher than budget, due to a lower year-end premium dividend and increases in premiums. Public safety expenditures were under budget, due to personal service cost savings from staffing changes. Physical development expenditures were under budget in personal service costs and due to more personnel costs charged out to capital projects than anticipated. Public works was higher than budget, due to costs related to winter storm events. -13- Other Major Governmental Funds – The City reported five other major governmental funds for 2019. The Street Reconstruction Debt Service Fund is used to account for the debt service on the general obligation improvement bonds issued to finance street improvements. At year-end, this fund had a fund balance of $8,652,007 accumulated for future debt service. Fund balance decreased by $3,889,842 in 2019, due to $4,220,000 of outstanding debt principal retired through a crossover debt refunding using the proceeds of refunding bonds issued in a prior year. The Winnetka/Medicine Lake Tax Increment Capital Project Fund ended the year with a fund balance deficit of $1,825,910. Fund balance improved by $338,952 in 2019, as tax increment revenue exceeded the interest paid on interfund loans and transfers out made to finance improvements within the tax increment district area. The deficit is expected to be financed through future tax increment collections. The Capital Improvement Capital Project Fund, which is used to account for major street and street lighting projects, ended the year with a fund balance of $3,910,121, a decrease of $46,063, due to revenues being exceeded by the relatively minor capital outlay expenditures in this fund for 2019. The Douglas Drive Improvement Capital Project Fund, used to account for a major street reconstruction project, ended the year with a fund balance of $1,813,427, an increase of $21,554, due to revenues exceeding the relatively minor capital outlay expenditures in this fund for 2019. The Street Reconstruction Capital Project Fund is used to account for the City’s street reconstruction and overlay programs, which are financed primarily with annual improvement bond issues and a General Fund transfer for overlays. This fund ended the year with a fund balance of $4,867,817, a decrease of $672,704, as project costs exceeded the bond proceeds, transfers in, and other revenues received for 2019. Proprietary Funds – The City’s proprietary funds provide the same information for the business-type activities found in the government-wide financial statements, but in more detail. The City’s enterprise funds had a total net position of $65,526,769 at year-end, of which $26,416,375 was unrestricted. The total net position of these funds improved by $6,535,710 during 2019. Utility Fund net position increased $3,115,168, due to operating income of $1,241,590 and the allocation of $1,500,000 of franchise taxes to this fund in 2019. Storm Sewer Utility Fund net position increased $3,113,652, mainly due to $2,598,039 of capital grants and contributions received for storm sewer improvement projects during the year. The Brookview Operating (Golf Course) Fund had an increase in net position of $103,661, due to an 8.3 percent increase in operating revenues from the prior year, with all upgraded amenities open and operating for the full year, including a lawn bowling area opened in the fall of 2018. The Motor Vehicle Operating Fund had an increase in net position of $188,698, due to improved operating revenue, along with a one-time state grant of $126,926 to defray excessive overtime and other costs related to the failed roll-out of a new state licensing software program in the prior year. The Recycling Fund had an increase in net position of $14,531, due to less contractual service costs. -14- CAPITAL ASSETS AND LONG-TERM LIABILITIES Capital Assets – The City’s investment in capital assets (net of accumulated depreciation) for its governmental and business-type activities as of December 31, 2019 was $140,882,791, an increase of $2,210,029 from the prior year. The City’s capital assets for the last two years are as follows: 2019 2018 2019 2018 2019 2018 Land 3,527,685$ 3,527,685$ 857,044$ 857,044$ 4,384,729$ 4,384,729$ Land improvements 7,584,106 6,906,528 3,171,894 3,161,159 10,756,000 10,067,687 Buildings and improvements 29,083,727 28,811,122 808,625 808,625 29,892,352 29,619,747 Machinery and equipment 16,339,078 16,173,893 4,933,920 4,775,557 21,272,998 20,949,450 Infrastructure 125,615,866 120,479,542 54,525,770 50,288,408 180,141,636 170,767,950 Construction in progress 16,942,873 16,692,639 3,408,466 3,718,494 20,351,339 20,411,133 Less accumulated depreciation (99,936,512) (93,486,796) (25,979,751) (24,041,138) (125,916,263) (117,527,934) Net total 99,156,823$ 99,104,613$ 41,725,968$ 39,568,149$ 140,882,791$ 138,672,762$ Governmental Activities Business-Type Activities Total The majority of the increase in capital assets was in infrastructure, due to several significant street reconstruction projects, which also resulted in increased depreciation. Additional details of the City’s capital asset activity for the year can be found in Note 4 of the notes to basic financial statements. Long-Term Liabilities – The debt service funds account for the accumulation of resources to finance all of the City’s governmental activity general obligation debt. The revenue sources for these funds include annual tax levies, tax increments, franchise taxes, and special assessments. At year-end, there was $11,741,205 of fund balance restricted for debt service in the governmental funds. The revenue bonds will be paid from the designated business activity of the Storm Sewer Utility Fund. The following table presents the City’s long-term liabilities as of the last two year-ends: 2019 2018 2019 2018 2019 2018 G.O. special assessment bonds 42,205,000$ 48,175,000$ –$ –$ 42,205,000$ 48,175,000$ G.O. improvement bonds 5,180,000 5,405,000 – – 5,180,000 5,405,000 HRA lease revenue bonds 16,285,000 16,935,000 – – 16,285,000 16,935,000 G.O. certificates of indebtedness 820,000 1,620,000 – – 820,000 1,620,000 G.O. tax abatement bonds – 330,000 – – – 330,000 G.O. tax increment bonds 1,155,000 1,170,000 – – 1,155,000 1,170,000 G.O. state aid street bonds 1,265,000 1,395,000 – – 1,265,000 1,395,000 Revenue bonds – – 2,580,000 2,580,000 2,580,000 2,580,000 Unamortized premiums 2,068,449 2,084,966 35,574 37,631 2,104,023 2,122,597 Compensated absences 1,537,918 1,617,140 – – 1,537,918 1,617,140 Net pension liability – PERA 9,804,760 9,400,815 – – 9,804,760 9,400,815 Total OPEB liability 2,036,420 1,983,168 – – 2,036,420 1,983,168 Total 82,357,547$ 90,116,089$ 2,615,574$ 2,617,631$ 84,973,121$ 92,733,720$ TotalGovernmental Activities Business-Type Activities -15- In 2019, the City sold the following bond issue: $1,770,000 G.O. Improvement Bonds, Series 2019A – The proceeds of this issue are being used to finance the City’s annual pavement program, and will be repaid from a combination of special assessments and property taxes. In addition to regularly scheduled bond principal and interest payments, the City redeemed $4,220,000 of its 2009A Improvement Bonds during the year through a crossover refunding. Additional details of long-term liabilities activity for the year can be found in Note 5 of the notes to basic financial statements. ECONOMIC FACTORS AND NEXT YEAR’S BUDGETS AND RATES Economic factors affect the preparation of annual budgets. The following factors were considered in preparing the 2020 budget: • The City’s 2020 budgeted tax levy went up by 5.5 percent from 2019. The City strives for a balanced budget with revenues equal to expenditures. • The City will maintain fund balance for working capital in the General Fund at 60.0 percent of the current year’s adopted expenditures. • Given the economic uncertainty brought on by the COVID-19 pandemic, the City retained the 2019 operating excess within the General Fund, assigning $1,350,000 of fund balance to lessen the impact of potential revenue losses or unanticipated costs that result from this situation. REQUESTS FOR INFORMATION Questions concerning any of the information provided in this report or requests for additional information should be addressed by writing to the City of Golden Valley, Attention: Finance Director, 7800 Golden Valley Road, Golden Valley, Minnesota 55427 or by calling (763) 593-8010. GOVERNMENT-WIDE FINANCIAL STATEMENTS THIS PAGE INTENTIONALLY LEFT BLANK Governmental Business-Type Activities Activities Total Assets Cash and temporary investments 51,446,507$ 22,664,919$ 74,111,426$ Delinquent taxes receivable 182,838 – 182,838 Special assessments receivable (net of allowance)3,047,385 322,514 3,369,899 Accounts and interest receivable 942,495 2,004,184 2,946,679 Due from other governmental units 276,625 1,589,630 1,866,255 Internal balances 1,336,648 (1,336,648) – Inventory 99,945 11,700 111,645 Prepaids 14,234 364,150 378,384 Net pension asset – fire relief 1,654,626 – 1,654,626 Capital assets Not depreciated 20,470,558 4,265,510 24,736,068 Depreciated, net of accumulated depreciation 78,686,265 37,460,458 116,146,723 Total assets 158,158,126 67,346,417 225,504,543 Deferred outflows of resources Pension plan deferments – PERA 4,152,011 – 4,152,011 Pension plan deferments – fire relief 628,352 – 628,352 OPEB plan deferments 162,441 – 162,441 Total deferred outflows of resources 4,942,804 – 4,942,804 Total assets and deferred outflows of resources 163,100,930$ 67,346,417$ 230,447,347$ Liabilities Accounts and contracts payable 1,241,169$ 1,120,009$ 2,361,178$ Accrued interest payable 782,884 26,460 809,344 Accrued salaries and employee benefits 576,989 – 576,989 Due to other governmental units 319,411 71,323 390,734 Deposits 2,200,608 421,876 2,622,484 Long-term liabilities Due within one year 6,247,000 120,000 6,367,000 Due in more than one year 76,110,547 2,495,574 78,606,121 Total liabilities 87,478,608 4,255,242 91,733,850 Deferred inflows of resources Pension plan deferments – PERA 6,250,013 – 6,250,013 Pension plan deferments – fire relief 315,854 – 315,854 OPEB plan deferments 90,947 – 90,947 Total deferred inflows of resources 6,656,814 – 6,656,814 Net position Net investment in capital assets 30,178,374 39,110,394 69,288,768 Restricted for Debt service 13,622,693 – 13,622,693 Redevelopment 653,444 – 653,444 Capital improvements 9,272,475 – 9,272,475 Fire relief pensions 1,967,124 – 1,967,124 Other purposes 269,831 – 269,831 Unrestricted 13,001,567 23,980,781 36,982,348 Total net position 68,965,508 63,091,175 132,056,683 Total liabilities, deferred inflows of resources, and net position 163,100,930$ 67,346,417$ 230,447,347$ CITY OF GOLDEN VALLEY Statement of Net Position December 31, 2019 See notes to basic financial statements -16- Operating Capital Charges for Grants and Grants and Functions/Programs Expenses Services Contributions Contributions Governmental activities General government 3,645,284$ 209,369$ 84,198$ –$ Public safety 8,611,294 537,505 640,411 – Physical development 2,102,527 1,621,151 – 1,185 Public works 9,226,210 348,830 – 2,790,141 Parks and recreation 2,470,334 920,139 – – Interest and fiscal charges 1,907,064 – – – Total governmental activities 27,962,713 3,636,994 724,609 2,791,326 Business-type activities Water and sewer 8,863,414 10,022,356 – 197,323 Storm sewer 2,331,381 2,480,095 – 2,598,039 Golf course 3,163,981 3,205,252 6,963 – Motor vehicle licensing 410,430 477,523 126,984 – Recycling 477,286 408,058 54,818 – Total business-type activities 15,246,492 16,593,284 188,765 2,795,362 Total governmental and business-type activities 43,209,205$ 20,230,278$ 913,374$ 5,586,688$ General revenues Property taxes Franchise taxes Other general revenues Investment earnings Gain on sale of capital assets Transfers Total general revenues and transfers Change in net position Net position – beginning Net position – ending Program Revenues CITY OF GOLDEN VALLEY Statement of Activities Year Ended December 31, 2019 See notes to basic financial statements -17- Governmental Business-Type Activities Activities Total (3,351,717)$ –$ (3,351,717)$ (7,433,378) – (7,433,378) (480,191) – (480,191) (6,087,239) – (6,087,239) (1,550,195) – (1,550,195) (1,907,064) – (1,907,064) (20,809,784) – (20,809,784) – 1,356,265 1,356,265 – 2,746,753 2,746,753 – 48,234 48,234 – 194,077 194,077 – (14,410) (14,410) – 4,330,919 4,330,919 (20,809,784) 4,330,919 (16,478,865) 24,399,021 – 24,399,021 719,131 1,500,000 2,219,131 165,936 – 165,936 1,032,727 586,289 1,619,016 101,526 – 101,526 (33,500) 33,500 – 26,384,841 2,119,789 28,504,630 5,575,057 6,450,708 12,025,765 63,390,451 56,640,467 120,030,918 68,965,508$ 63,091,175$ 132,056,683$ Revenue and Changes in Net Position Net (Expenses) -18- THIS PAGE INTENTIONALLY LEFT BLANK FUND FINANCIAL STATEMENTS THIS PAGE INTENTIONALLY LEFT BLANK THIS PAGE INTENTIONALLY LEFT BLANK Winnetka/ Street Medicine Lake Reconstruction Tax Increment General Debt Service Capital Project Assets Cash and temporary investments 16,422,120$ 8,657,106$ 359,020$ Receivables Delinquent taxes 182,838 – – Special assessments 14,556 2,422,318 – Accounts 44,603 – – Accrued interest 221,723 – – Due from other funds 3,709 – – Advances to other funds – – – Due from other governmental units 111,308 – – Prepaids 14,029 – – Total assets 17,014,886$ 11,079,424$ 359,020$ Liabilities Accounts payable 182,468$ 4,000$ –$ Contracts payable – – – Accrued salaries payable 576,989 – – Due to other governmental units 46,520 – – Deposits 859,426 1,100 – Due to other funds – – 422,429 Advances from other funds – – 1,762,501 Total liabilities 1,665,403 5,100 2,184,930 Deferred inflows of resources Unavailable revenue – property taxes 182,838 – – Unavailable revenue – special assessments 14,556 2,422,317 – Total deferred inflows of resources 197,394 2,422,317 – Fund balances (deficits) Nonspendable 14,029 – – Restricted – 8,652,007 – Committed 111,960 – – Assigned 3,350,000 – – Unassigned 11,676,100 – (1,825,910) Total fund balances (deficits)15,152,089 8,652,007 (1,825,910) Total liabilities, deferred inflows of resources, and fund balances 17,014,886$ 11,079,424$ 359,020$ CITY OF GOLDEN VALLEY Balance Sheet Governmental Funds December 31, 2019 See notes to basic financial statements -19- Capital Douglas Drive Street Improvement Improvement Reconstruction Capital Project Capital Project Capital Project Nonmajor Totals 3,971,859$ 2,106,142$ 4,516,424$ 13,156,489$ 49,189,160$ – – – – 182,838 – – – 610,511 3,047,385 – – 558,465 106,763 709,831 – – – – 221,723 184,680 – – 66,398 254,787 900,000 – – – 900,000 – – – 165,317 276,625 – – – – 14,029 5,056,539$ 2,106,142$ 5,074,889$ 14,105,478$ 54,796,378$ 258,553$ –$ 35,109$ 29,012$ 509,142$ 17,991 21,694 141,838 522,237 703,760 – – – – 576,989 156 271,021 – 1,605 319,302 869,718 – 30,125 424,621 2,184,990 – – – 68,803 491,232 – – – – 1,762,501 1,146,418 292,715 207,072 1,046,278 6,547,916 – – – – 182,838 – – – 610,511 3,047,384 – – – 610,511 3,230,222 – – – – 14,029 – 1,710,438 3,949,259 7,256,795 21,568,499 – – – 212,939 324,899 3,910,121 102,989 918,558 4,978,955 13,260,623 – – – – 9,850,190 3,910,121 1,813,427 4,867,817 12,448,689 45,018,240 5,056,539$ 2,106,142$ 5,074,889$ 14,105,478$ 54,796,378$ -20- THIS PAGE INTENTIONALLY LEFT BLANK Total fund balances – governmental funds 45,018,240$ Capital assets used in governmental activities are not financial resources and,therefore,are not reported as assets in governmental funds. Cost of capital assets 198,833,929 Less accumulated depreciation (99,746,387) Long-term liabilities,including bonds and certifications of indebtedness payable,are not due or payable in the current period and,therefore,are not reported as liabilities in governmental funds. Long-term liabilities at year-end consist of: Bonds and certificates of indebtedness payable (66,910,000) Certain receivables (including delinquent taxes,special assessments,and other receivables not collected within 60 days of year-end)are included in net position,but are excluded from fund balances until they are available to liquidate liabilities of the current period.3,230,222 Accrued interest payable is included in net position,but is excluded from fund balances until due and payable.(782,884) Internal service funds are used to charge the costs of employee benefits and vehicle maintenance to individual funds.The assets,liabilities,and deferred outflows/inflows of the internal service funds are included in governmental activities in the Statement of Net Position. Internal service balances included in governmental activities (11,044,757) Add internal service balances allocated to business-type activities 2,435,594 Governmental funds report debt premiums as other financing sources at the time of issuance. Premiums are reported as liabilities in the Statement of Net Position.(2,068,449) Total net position – governmental activities 68,965,508$ Amounts reported for governmental activities in the Statement of Net Position are different because: December 31, 2019 CITY OF GOLDEN VALLEY Reconciliation of the Balance Sheet to the Statement of Net Position Governmental Funds See notes to basic financial statements -21- Winnetka/ Street Medicine Lake Reconstruction Tax Increment General Debt Service Capital Project Revenue Ad valorem taxes 18,166,877$ 3,881,652$ –$ Tax increments – – 482,037 Special assessments 8,189 947,346 – Franchise taxes – – – Licenses and permits 1,705,864 – – Intergovernmental revenue 122,313 – – Charges for services 1,603,332 – – Fines and forfeits 260,565 – – Investment income 259,642 136,248 1,516 Other revenue 205,705 – – Total revenue 22,332,487 4,965,246 483,553 Expenditures Current General government 1,302,525 – – Administrative services 1,967,267 – – Casualty insurance 316,206 – – Public safety 7,289,352 – – Physical development 2,053,347 – – Public works 4,051,707 – – Parks and recreation 1,081,916 – – Capital outlay – – 1,304 Debt service Principal – 3,440,000 – Interest and fiscal charges – 1,195,088 79,797 Total expenditures 18,062,320 4,635,088 81,101 Excess (deficiency) of revenue over expenditures 4,270,167 330,158 402,452 Other financing sources (uses) Sale of capital assets – – – Bonds issued – – – Premiums on bonds issued – – – Paid to refunded bond escrow agent – (4,220,000) – Transfers in 30,000 – – Transfers (out)(2,207,580) – (63,500) Total other financing sources (uses)(2,177,580) (4,220,000) (63,500) Net change in fund balances 2,092,587 (3,889,842) 338,952 Fund balances (deficits) Beginning of year 13,059,502 12,541,849 (2,164,862) End of year 15,152,089$ 8,652,007$ (1,825,910)$ CITY OF GOLDEN VALLEY Statement of Revenue, Expenditures, and Changes in Fund Balances Governmental Funds Year Ended December 31, 2019 See notes to basic financial statements -22- Capital Douglas Drive Street Improvement Improvement Reconstruction Capital Project Capital Project Capital Project Nonmajor Totals 1,245$ –$ –$ 1,216,300$ 23,266,074$ – – – 624,164 1,106,201 – – – 102,117 1,057,652 200,000 – 149,131 370,000 719,131 – – – – 1,705,864 – – – 1,637,790 1,760,103 66,399 – – 490,506 2,160,237 – – – – 260,565 109,168 49,596 141,180 281,196 978,546 684 – 78,390 244,054 528,833 377,496 49,596 368,701 4,966,127 33,543,206 – – – 101,837 1,404,362 – – – – 1,967,267 – – – – 316,206 – – – 22,774 7,312,126 – – – – 2,053,347 – – – – 4,051,707 – – – 372,293 1,454,209 423,559 28,042 3,837,987 3,338,341 7,629,233 – – – 2,230,000 5,670,000 – – 58,751 841,182 2,174,818 423,559 28,042 3,896,738 6,906,427 34,033,275 (46,063) 21,554 (3,528,037) (1,940,300) (490,069) – – – 200,217 200,217 – – 1,770,000 – 1,770,000 – – 188,430 – 188,430 – – – – (4,220,000) – – 896,903 1,830,225 2,757,128 – – – (519,548) (2,790,628) – – 2,855,333 1,510,894 (2,094,853) (46,063) 21,554 (672,704) (429,406) (2,584,922) 3,956,184 1,791,873 5,540,521 12,878,095 47,603,162 3,910,121$ 1,813,427$ 4,867,817$ 12,448,689$ 45,018,240$ -23- THIS PAGE INTENTIONALLY LEFT BLANK Total net change in fund balances – governmental funds (2,584,922)$ Capital outlays are reported in governmental funds as expenditures;however,in the Statement of Activities the cost of those assets is allocated over the estimated useful lives as depreciation expense. Capital outlays 7,263,621 Depreciation expense (7,092,848) A gain or loss on the disposal or transfer of capital assets,including the difference between the carrying value and any related sale proceeds,is included in the change in net position;however, only the sale proceeds are included in the change in fund balances. Net book value of capital asset disposals (98,691) The amount of bond proceeds used to finance the acquisition of capital assets is reported in the governmental funds as a source of financing.Bond proceeds are not revenues in the Statement of Activities, but rather constitute long-term liabilities.(1,770,000) Repayment of long-term liabilities is an expenditure in the governmental funds,but the repayment reduces long-term liabilities in the Statement of Net Position.9,890,000 Interest on long-term debt in the Statement of Activities differs from the amount reported in the governmental funds because interest is recognized as an expenditure in the funds when it is due, and thus requires the use of current financial resources.In the Statement of Activities,however, interest expense is recognized as the interest accrues, regardless of when it is due.62,807 Governmental funds report debt issuance premiums as other financing sources at the time of issuance. Premiums are reported as liabilities in the Statement of Net Position.16,517 Certain receivables (including delinquent taxes,special assessments,and other receivables not collected within 60 days of year-end)are included in the change in net position,but are excluded from fund balances until they are available to liquidate liabilities of the current period.151,993 Internal service funds are used to charge the costs of employee benefits and vehicle maintenance to individual funds.The net revenue/expense of certain activities of internal service funds is reported with governmental activities in the Statement of Activities. Internal service fund activity included in governmental activities (348,422) Add back internal service fund activity allocated to business-type activities 85,002 Change in net position – governmental activities 5,575,057$ Amounts reported for governmental activities in the Statement of Activities are different because: CITY OF GOLDEN VALLEY Reconciliation of the Statement of Revenue, Expenditures, and Changes in Fund Balances to the Statement of Activities Governmental Funds Year Ended December 31, 2019 See notes to basic financial statements -24- THIS PAGE INTENTIONALLY LEFT BLANK Original Final Over (Under) Budget Budget Actual Final Budget Revenue Ad valorem taxes 18,450,845$ 18,450,845$ 18,166,877$ (283,968)$ Special assessments 10,000 10,000 8,189 (1,811) Licenses and permits 1,099,990 1,099,990 1,705,864 605,874 Intergovernmental revenue 15,190 15,190 122,313 107,123 Charges for services 1,464,050 1,464,050 1,603,332 139,282 Fines and forfeits 340,000 340,000 260,565 (79,435) Investment income 100,000 100,000 259,642 159,642 Other revenue 181,500 181,500 205,705 24,205 Total revenue 21,661,575 21,661,575 22,332,487 670,912 Expenditures Current General government 1,488,500 1,488,500 1,302,525 (185,975) Administrative services 2,066,945 2,076,945 1,967,267 (109,678) Casualty insurance 310,000 310,000 316,206 6,206 Public safety 8,119,725 8,126,100 7,289,352 (836,748) Physical development 2,394,965 2,434,165 2,053,347 (380,818) Public works 3,883,315 3,892,260 4,051,707 159,447 Parks and recreation 1,220,545 1,220,545 1,081,916 (138,629) Total expenditures 19,483,995 19,548,515 18,062,320 (1,486,195) Excess of revenue over expenditures 2,177,580 2,113,060 4,270,167 2,157,107 Other financing sources (uses) Transfers in 30,000 30,000 30,000 – Transfers (out)(2,207,580) (2,207,580) (2,207,580) – Total other financing sources (uses)(2,177,580) (2,177,580) (2,177,580) – Net change in fund balances –$ (64,520)$ 2,092,587 2,157,107$ Fund balances Beginning of year 13,059,502 End of year 15,152,089$ CITY OF GOLDEN VALLEY Statement of Revenue, Expenditures, and Changes in Fund Balances General Fund – Budget and Actual Year Ended December 31, 2019 See notes to basic financial statements -25- Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Assets Current assets Cash and temporary investments 11,109,677$ 8,599,681$ 887,450$ 776,814$ Receivables Special assessments 371,874 – – – Accounts 1,881,899 – 3,294 118,991 Allowance for uncollectibles (49,360) – – – Due from other governmental units 277,706 1,311,924 – – Due from other funds – 596,852 – – Inventory 5,305 – 6,395 – Prepaids 218,321 144,693 371 765 Total current assets 13,815,422 10,653,150 897,510 896,570 Noncurrent assets Advances to other funds – 2,450,501 – – Net pension asset – fire relief – – – – Capital assets Land – – 857,044 – Land improvements 30,054 – 3,141,840 – Buildings and improvements 602,827 – 205,798 – Machinery and equipment 2,581,804 1,004,695 1,320,487 26,934 Infrastructure – distribution and collection systems 24,983,510 29,542,260 – – Construction in progress 1,009,314 2,399,152 – – Total capital assets 29,207,509 32,946,107 5,525,169 26,934 Less accumulated depreciation (13,530,942) (8,512,445) (3,916,818) (19,546) Capital assets, net 15,676,567 24,433,662 1,608,351 7,388 Total noncurrent assets 15,676,567 26,884,163 1,608,351 7,388 Total assets 29,491,989 37,537,313 2,505,861 903,958 Deferred outflows of resources Pension plan deferments – PERA – – – – Pension plan deferments – fire relief – – – – OPEB plan deferments – – – – Total deferred outflows of resources – – – – Total assets and deferred outflows of resources 29,491,989$ 37,537,313$ 2,505,861$ 903,958$ Business-Type Activities – Enterprise Funds CITY OF GOLDEN VALLEY Statement of Net Position Proprietary Funds December 31, 2019 See notes to basic financial statements -26- Governmental Activities Recycling Totals Internal Service 1,291,297$ 22,664,919$ 2,257,347$ – 371,874 – – 2,004,184 10,941 – (49,360) – – 1,589,630 – – 596,852 – – 11,700 99,945 – 364,150 205 1,291,297 27,553,949 2,368,438 – 2,450,501 – – – 1,654,626 – 857,044 – – 3,171,894 – – 808,625 – – 4,933,920 259,406 – 54,525,770 – – 3,408,466 – – 67,705,719 259,406 – (25,979,751) (190,125) – 41,725,968 69,281 – 44,176,469 1,723,907 1,291,297 71,730,418 4,092,345 – – 4,152,011 – – 628,352 – – 162,441 – – 4,942,804 1,291,297$ 71,730,418$ 9,035,149$ -27-(continued) Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Liabilities Current liabilities Accounts payable 56,192$ 37,583$ 112,371$ –$ Contracts payable 203,269 672,003 – – Accrued interest payable – 26,460 – – Accrued compensated absences – current – – – – Due to other governmental units 39,940 11,944 7,495 – Due to other funds 360,407 – – – Deposits 107,610 313,298 968 – Bonds payable – current – 120,000 – – Total current liabilities 767,418 1,181,288 120,834 – Noncurrent liabilities Advances from other funds 1,588,000 – – – Accrued compensated absences – – – – Net pension liability – PERA – – – – Total OPEB liability – – – – Bonds payable – long-term – 2,495,574 – – Total noncurrent liabilities 1,588,000 2,495,574 – – Total liabilities 2,355,418 3,676,862 120,834 – Deferred inflows of resources Pension plan deferments – PERA – – – – Pension plan deferments – fire relief – – – – OPEB plan deferments – – – – Total deferred inflows of resources – – – – Net position Net investment in capital assets 15,676,567 21,818,088 1,608,351 7,388 Restricted for fire relief pensions – – – – Unrestricted 11,460,004 12,042,363 776,676 896,570 Total net position 27,136,571 33,860,451 2,385,027 903,958 Total liabilities, deferred inflows of resources, and net position 29,491,989$ 37,537,313$ 2,505,861$ 903,958$ Total net position – enterprise funds Adjustment to reflect the consolidation of internal service fund activity related to enterprise funds Net position – business-type activities CITY OF GOLDEN VALLEY Statement of Net Position (continued) Proprietary Funds December 31, 2019 Business-Type Activities – Enterprise Funds See notes to basic financial statements -28- Governmental Activities Recycling Totals Internal Service 38,591$ 244,737$ 28,267$ – 875,272 – – 26,460 – – – 1,147,000 11,944 71,323 109 – 360,407 – – 421,876 15,618 – 120,000 – 50,535 2,120,075 1,190,994 – 1,588,000 – – – 390,918 – – 9,804,760 – – 2,036,420 – 2,495,574 – – 4,083,574 12,232,098 50,535 6,203,649 13,423,092 – – 6,250,013 – – 315,854 – – 90,947 – – 6,656,814 – 39,110,394 69,281 – – 1,967,124 1,240,762 26,416,375 (13,081,162) 1,240,762 65,526,769 (11,044,757) 1,291,297$ 71,730,418$ 9,035,149$ 65,526,769$ (2,435,594) 63,091,175$ -29- Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Operating revenue Charges for services 10,002,348$ 2,480,095$ 1,259,526$ 477,523$ Sales and rentals 20,008 – 1,945,726 – Total operating revenue 10,022,356 2,480,095 3,205,252 477,523 Operating expenses Enterprise operations 7,854,779 1,175,951 3,014,124 398,986 Other services – – – – Depreciation 925,987 1,077,957 124,128 2,533 Total operating expenses 8,780,766 2,253,908 3,138,252 401,519 Operating income (loss)1,241,590 226,187 67,000 76,004 Nonoperating revenue (expense) Franchise taxes 1,500,000 – – – Intergovernmental revenue – – – 126,926 Investment income 229,322 293,983 18,333 15,710 Other income – – 6,963 58 Gain (loss) on sale of capital assets 5,000 (6,164) 11,365 – Interest expense (58,067) (61,893) – – Total nonoperating revenue (expense)1,676,255 225,926 36,661 142,694 Income (loss) before capital contributions and transfers 2,917,845 452,113 103,661 218,698 Capital contributions 197,323 2,598,039 – – Transfers in – 63,500 – – Transfers (out)– – – (30,000) Change in net position 3,115,168 3,113,652 103,661 188,698 Net position Beginning of year 24,021,403 30,746,799 2,281,366 715,260 End of year 27,136,571$ 33,860,451$ 2,385,027$ 903,958$ Change in net position – enterprise funds Adjustment to reflect the consolidation of internal service fund activities related to the enterprise funds Change in net position – business-type activities Business-Type Activities – Enterprise Funds CITY OF GOLDEN VALLEY Statement of Revenue, Expenses, and Changes in Net Position Proprietary Funds Year Ended December 31, 2019 See notes to basic financial statements -30- Governmental Activities Recycling Totals Internal Service 408,058$ 14,627,550$ 8,541,937$ – 1,965,734 – 408,058 16,593,284 8,541,937 477,286 12,921,126 – – – 9,453,980 – 2,130,605 19,872 477,286 15,051,731 9,473,852 (69,228) 1,541,553 (931,915) – 1,500,000 – 44,080 171,006 529,312 28,941 586,289 54,181 10,738 17,759 – – 10,201 – – (119,960) – 83,759 2,165,295 583,493 14,531 3,706,848 (348,422) – 2,795,362 – – 63,500 – – (30,000) – 14,531 6,535,710 (348,422) 1,226,231 58,991,059 (10,696,335) 1,240,762$ 65,526,769$ (11,044,757)$ 6,535,710$ (85,002) 6,450,708$ -31- Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Cash flows from operating activities Receipts from customers and users 9,838,990$ 1,322,025$ 3,215,407$ 449,360$ Receipts from interfund services provided – – – – Paid to suppliers/service providers (7,068,750) (553,385) (1,121,591) (32,126) Paid to employees (1,185,784) (349,867) (1,785,842) (337,660) Payments for interfund services (275,000) (200,000) (85,000) (30,000) Net cash flows from operating activities 1,309,456 218,773 222,974 49,574 Cash flows from capital and related financing activities Acquisition of capital assets (1,729,492) (2,467,996) (97,100) – Capital grants 197,323 2,598,039 – – Advances to other funds – (58,020) – – Repayment of advances (352,000) 212,000 – – Interest (paid) received on advances (59,592) 79,308 – – Transfers in for capital purposes – 63,500 – – Proceeds from sale of capital assets 5,000 – 11,365 – Interest paid on capital debt – (63,950) – – Net cash flows from capital and related financing activities (1,938,761) 362,881 (85,735) – Cash flows from investing activities Interest received on investments 229,322 214,675 18,333 15,710 Cash flows from noncapital financing activities Operating grants – – – 126,926 Franchise taxes 1,500,000 – – – Transfers (out)– – – (30,000) Net cash flows from noncapital financing activities 1,500,000 – – 96,926 Net increase (decrease) in cash and temporary investments/cash equivalents 1,100,017 796,329 155,572 162,210 Cash and temporary investments/cash equivalents Beginning of year 10,009,660 7,803,352 731,878 614,604 End of year 11,109,677$ 8,599,681$ 887,450$ 776,814$ CITY OF GOLDEN VALLEY Business-Type Activities – Enterprise Funds Year Ended December 31, 2019 Proprietary Funds Statement of Cash Flows See notes to basic financial statements -32- Governmental Activities Recycling Totals Internal Service 418,796$ 15,244,578$ 1,573,108$ – – 6,964,896 (405,625) (9,181,477) (6,455,668) – (3,659,153) (2,869,460) (51,500) (641,500) – (38,329) 1,762,448 (787,124) – (4,294,588) – – 2,795,362 – – (58,020) – – (140,000) – – 19,716 – – 63,500 – – 16,365 – – (63,950) – – (1,661,615) – 28,941 506,981 54,181 44,080 171,006 529,312 – 1,500,000 – – (30,000) – 44,080 1,641,006 529,312 34,692 2,248,820 (203,631) 1,256,605 20,416,099 2,460,978 1,291,297$ 22,664,919$ 2,257,347$ -33-(continued) Storm Sewer Brookview Motor Vehicle Utility Utility Operating Operating Reconciliation of operating income (loss) to net cash flows from operating activities Operating income (loss)1,241,590$ 226,187$ 67,000$ 76,004$ Adjustments to reconcile operating income (loss) to net cash flows from operating activities Depreciation 925,987 1,077,957 124,128 2,533 Other income – – 6,963 58 Changes in assets, liabilities, and deferred outflows/inflows Special assessments receivable 34,809 – – – Accounts receivable 59,531 – 3,192 (28,221) Due from other governmental units (277,706) (1,158,070) – – Inventory 11,340 – 4,521 – Prepaids (218,321) (144,693) (371) (765) Net pension asset – fire relief – – – – Deferred outflows – pension and OPEB plans – – – – Accounts payable (208,080) (8,351) (370) (35) Contracts payable (39,029) 407,922 18,123 – Due to other governmental units (242,433) 11,944 (212) – Deposits 21,768 (194,123) – – Accrued compensated absences – – – – Net pension liability – PERA – – – – Total OPEB liability – – – – Deferred inflows – pension and OPEB plans – – – – Net cash flows from operating activities 1,309,456$ 218,773$ 222,974$ 49,574$ Schedule of noncash capital and related financing activities Net book value of capital asset disposals –$ 6,164$ –$ –$ Amortization of debt premiums –$ 2,057$ –$ –$ Business-Type Activities – Enterprise Funds CITY OF GOLDEN VALLEY Statement of Cash Flows (continued) Proprietary Funds Year Ended December 31, 2019 See notes to basic financial statements -34- Governmental Activities Recycling Totals Internal Service (69,228)$ 1,541,553$ (931,915)$ – 2,130,605 19,872 10,738 17,759 – – 34,809 – – 34,502 (3,933) – (1,435,776) – – 15,861 (15,382) – (364,150) (205) – – 526,173 – – 1,299,520 8,217 (208,619) 8,880 – 387,016 – 11,944 (218,757) (13) – (172,355) 6,186 – – (79,222) – – 403,945 – – 53,252 – – (2,074,282) (38,329)$ 1,762,448$ (787,124)$ –$ 6,164$ –$ –$ 2,057$ –$ -35- THIS PAGE INTENTIONALLY LEFT BLANK CITY OF GOLDEN VALLEY Notes to Basic Financial Statements December 31, 2019 -36- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES A. Organization The City of Golden Valley, Minnesota (the City) operates under “Optional Plan B” as defined in Minnesota Statutes, Chapter 412. Under this plan, the government of the City is run by a council composed of an elected mayor and four councilmembers. The City Council exercises legislative authority and determines all matters of policy. The city manager, who is appointed by the City Council, is responsible for the proper administration of all affairs relating to the City. The accounting policies of the City conform to accounting principles generally accepted in the United States of America as applicable to governmental units. B. Reporting Entity As required by accounting principles generally accepted in the United States of America, these financial statements include the City (the primary government) and its component units. Component units are legally separate entities for which the primary government is financially accountable, or for which the exclusion of the component unit would render the financial statements of the primary government misleading. The criteria used to determine if the primary government is financially accountable for a component unit includes whether or not the primary government appoints the voting majority of the potential component unit’s board, is able to impose its will on the potential component unit, is in a relationship of financial benefit or burden with the potential component unit, or is fiscally depended upon by the potential component unit. As a result of applying these criteria, certain organizations have been included or disclosed in this report as follows: 1. Blended Component Unit – The Golden Valley Housing and Redevelopment Authority (HRA) is a legally separate organization created in accordance with Minnesota Statutes § 469. Its purpose is to clear and redevelop blighted areas in the City and to provide adequate housing for low and moderate-income residents. The HRA is fiscally dependent upon the City, its governing board consists of the City’s mayor and councilmembers, and the City’s management has operational responsibility for the HRA. Therefore, the HRA has been reported as a blended component unit of the City, with its funds reported as funds of the City. 2. Joint Ventures – The City participates in two joint ventures: the Bassett Creek Water Management Commission and the Joint Water Commission (JWC). Descriptions and condensed financial information for these organizations are included later in these notes. 3. Jointly Governed Organization – The City is a member of Local Governmental Information Systems (LOGIS), a consortium of Minnesota municipalities that provides data processing services and support to its members. LOGIS is a legally separate entity that is financially independent of the City. Further, the City does not appoint a voting majority of LOGIS’ Board of Directors. Therefore, it has not been incorporated into the City’s reporting entity. During the 2019 fiscal year, the City paid LOGIS $553,977 for services provided. -37- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) C. Government-Wide Financial Statements The government-wide financial statements (Statement of Net Position and Statement of Activities) display information about the reporting government as a whole. These statements include all of the financial activities of the City. Governmental activities, which are normally supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which significantly rely upon sales, fees, and charges for support. The Statement of Activities demonstrates the degree to which the direct expenses o f a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include: 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided b y a given function or segment; 2) operating grants and contributions; and 3) capital grants and contributions, including special assessments that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other internally directed revenues are reported as general revenues. The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes and special assessments are recognized as revenues in the fiscal year for which they are certified for levy. Grants and similar items are recognized when all eligibility requirements imposed by the provider have been met. As a general rule, the effect of interfund activity has been eliminated from the government-wide financial statements. However, charges between the City’s enterprise funds and other functions are not eliminated, as that would distort the direct costs and program revenues reported in those functions. Depreciation expense is included in the direct expenses of each function. Interest on long-term debt is considered an indirect expense and is reported separately on the Statement of Activities. D. Fund Financial Statement Presentation Separate fund financial statements are provided for governmental and proprietary funds. Major individual governmental and enterprise funds are reported as separate columns in the fund financial statements. Aggregated information for the remaining nonmajor governmental funds is reported in a single column in the fund financial statements. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Under this basis of accounting, transactions are recorded in the following manner: 1. Revenue Recognition – Revenue is recognized when it becomes measurable and available. “Measurable” means the amount of the transaction can be determined and “available” means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days after year-end. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. Grants and similar items are recognized when all eligibility requirements imposed by the provider have been met. Proceeds of long-term debt and acquisitions under capital leases are reported as other financing sources. Major revenue that is susceptible to accrual includes property taxes, special assessments, intergovernmental revenue, charges for services, and interest earned on investments. Major revenue that is not susceptible to accrual includes licenses and permits, fees, and miscellaneous revenue. Such revenue is recorded only when received because it is not measurable until collected. -38- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) 2. Recording of Expenditures – Expenditures are generally recorded when a liability is incurred, except for principal and interest on long-term debt and other long-term liabilities, which are recognized as expenditures to the extent they have matured. Capital asset acquisitions are reported as capital outlay expenditures in the governmental funds. Proprietary fund financial statements are reported using the economic resources measurement focus and accrual basis of accounting, similar to the government-wide financial statements. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the City’s enterprise funds and internal service funds are charges to customers for sales and services . The operating expenses for the enterprise funds and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses that do not meet this definition are reported as nonoperating revenues and expenses. Aggregated information for the internal service funds is reported in a single column in the proprietary fund financial statements. Because the principal user of the internal services is the City’s governmental activities, the financial statements of the internal service funds are consolidated into the governmental column when presented in the government-wide financial statements. The cost of these services is reported in the appropriate functional activity. Description of Funds The City reports the following major governmental funds: General Fund – This is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. Street Reconstruction Debt Service Fund – This fund is used to account for the accumulation of resources for, and payment of, debt service on improvement bonds issued to finance the City’s Street Reconstruction Program. Winnetka/Medicine Lake Tax Increment Capital Project Fund – This fund is used to account for the activity of the City’s Winnetka/Medicine Lake Tax Increment District No. 1508. Capital Improvement Capital Project Fund – This fund is used to provide financing for major street and streetlight projects in the City, including a portion of the Street Reconstruction Program. Douglas Drive Improvement Capital Project Fund – This fund used to account for street improvements related to Douglas Drive. Street Reconstruction Capital Project Fund – This fund used to account for financial resources, primarily improvement bond proceeds, to be used for the City’s street reconstruction program. The City reports the following major proprietary funds: Utility Fund – This fund is used to account for the operation, maintenance, and improvement of the City’s water and sanitary sewer utilities. Storm Sewer Utility Fund – This fund is used to account for the operation, maintenance, and improvement of the City’s storm water drainage system. -39- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Brookview Operating Fund – This fund is used to account for the operation, maintenance, and improvement of the City’s 18-hole regulation and 9-hole par three golf course facilities. Motor Vehicle Operating Fund – This fund is used to account for the operation and maintenance of the City’s Deputy Registrar function. Recycling Fund – This fund is used to account for the operation of the City’s recycling, spring brush pickup, and fall leaf drop-off programs. The City also reports the following fund type: Internal Service Funds – These funds are used to account for the City’s vehicle maintenance operation, workers’ compensation insurance, and payroll benefits. Internal service funds operate in a manner similar to enterprise funds; however, they provide services primarily to other de partments within the City. E. Budgets and Budgetary Accounting Each fall, following a truth in taxation public hearing, the City Council adopts a General Fund budget for the following fiscal year beginning January 1. The budget is prepared on a modified accrual basis of accounting. The City has established budgetary control at the division level. City management may transfer appropriations within divisions but needs City Council approval before exceeding the budget at that level. Appropriations lapse at year-end; however, the City Council may approve the carryover of specific amounts. In 2019, expenditures exceeded budget in the following divisions: by $6,206 in casualty insurance, by $102,656 in public works – building operations, and by $162,143 in public works – street maintenance. F. Cash, Cash Equivalents, and Investments Cash balances from all funds are combined and invested to the extent available in short-term investments. Earnings from the pooled investments are allocated to the individual funds based on the average monthly cash and investment balances of the respective funds. Certain bond proceeds may be held separately for capital projects. Earnings on these accounts are allocated directly to the respective funds. For purposes of the Statement of Cash Flows, the City considers all highly liquid debt instruments with an original maturity from the time of purchase of three months or less to be cash equivalents. The proprietary funds’ portion of the government-wide cash and investment pool is considered to be cash equivalent. The City generally reports investments at fair value other than for certain investment pools that are valued at amortized cost. The City categorizes its fair value measurements within the fair value hierarchy established by accounting principles generally accepted in the United States of America. The hierarchy is based on the valuation inputs used to measure the fair value of the asset. Level 1 inputs are quoted prices in active markets for identical assets; Level 2 inputs are significant other observable inputs; and Level 3 inputs are significant unobservable inputs. Debt securities classified in Level 2 of the fair value hierarchy are valued using a matrix pricing technique. Matrix pricing is used to value securities based on the securities ’ relationship to benchmark quoted prices. See Note 2 for the City’s recurring fair value measurements as of the current year-end. -40- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) G. Receivables Utility and miscellaneous accounts receivable are reported at gross. Since the City is generally able to certify delinquent amounts to the county for collection as special assessments, no allowance for uncollectible accounts has been provided on current receivables. The City does record an allowance for the amount of utility receivables that remain delinquent after having been certified to the county. H. Property Taxes Property tax levies are set by the City Council in December of each year and are certified to Hennepin County for collection in the following year. In Minnesota, counties act as collection agents for all property taxes. The county spreads the levies over all taxable property. Such taxes become a lien on January 1 and are recorded as receivables by the City on that date. Property taxes may be paid by taxpayers in two equal installments on May 15 and October 15. The county provides tax settlements to cities and other taxing districts three times a year; in July, December, and January. Property taxes are recognized as revenue in the year levied in the governm ent-wide financial statements and proprietary fund financial statements. In the governmental fund financial statements, taxes are recognized as revenue when received in cash or within 60 days after year-end. Taxes which remain unpaid on December 31 are classified as delinquent taxes receivable and are offset by a deferred inflow of resources in the governmental fund financial statements. I. Special Assessments Special assessments represent the financing for public improvements paid for by benefiting property owners. Special assessments are recorded as receivables upon certification to the county. Special assessments are recognized as revenue in the year levied in the government-wide financial statements and proprietary fund financial statements. In the governmental fund financial statements, special assessments are recognized as revenue when received in cash or within 60 days after year-end. Governmental fund special assessments receivable which remain unpaid on December 31 are offset by a deferred inflow of resources in the governmental fund financial statements. Special assessments receivable at December 31, 2019 consist of the following: Enterprise Funds Street Reconstruction General Debt Service Nonmajor Totals Utility Special assessments receivable Delinquent 2,571$ 11,837$ 2,240$ 16,648$ 49,360$ Deferred 11,985 2,410,481 608,271 3,030,737 322,514 Total 14,556 2,422,318 610,511 3,047,385 371,874 Allowance for uncollectible – – – – (49,360) Net of allowance 14,556$ 2,422,318$ 610,511$ 3,047,385$ 322,514$ Governmental Funds -41- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) J. Interfund Receivables and Payables In the fund financial statements, activity between funds that is representative of lending or borrowing arrangements is reported as either “due to/from other funds” (current portion) or “advances to/from other funds.” All other outstanding balances between funds are reported as “due to/from other funds.” Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as “internal balances.” K. Inventories Proprietary fund inventories are stated at cost (for supplies) or the lower of cost or market (for resale merchandise) on the first-in, first-out basis. Enterprise fund inventories consist of merchandise held for resale at the Brookview Municipal Golf Course and supplies in the Utility Fund. Inventory in the internal service funds consists of parts, supplies, and gasoline for the maintenance of city-owned vehicles. L. Capital Assets Capital assets, which include property, buildings, improvements, equipment, and infrastructure assets (roads, bridges, sidewalks, and similar items) are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Such assets are capitalized at historical cost or estimated historical cost for assets where actual historical cost is not available. Donated assets are recorded as capital assets at their estimated acquisition value on the date of donation. The City defines capital assets as those with an initial, individual cost of $5,000 or more with an estimated useful life in excess of one year. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Capital assets are recorded in the government-wide and proprietary fund financial statements but are not reported in the governmental fund financial statements. Capital assets are depreciated using the straight-line method over their estimated useful lives. Land and construction in progress are not depreciated. Useful lives vary from 10 to 50 years for land improvements and buildings and improvements, 3 to 20 years for machinery and equipment, and 20 to 50 years for infrastructure. M. Deferred Outflows/Inflows of Resources In addition to assets and liabilities, statements of financial position, or balance sheets, will sometimes report deferred outflows or inflows of resources. These separate financial statement elements represent a consumption or acquisition of net position that applies to a future period and so will not be recognized as an outflow of resources (expense/expenditure) or an inflow of financial resources (revenue) until then. Deferred inflows of resources from unavailable revenue arises only under a modified accrual basis of accounting and, therefore, is only reported in the governmental funds financial statements. The governmental funds report unavailable revenue from two sources: property taxes and special assessments. These amounts are deferred and recognized as inflows of resources in the period they become available. Deferred outflows and inflows of resources related to pensions or other post-employment benefits (OPEB) are reported in the government-wide and proprietary fund Statements of Net Position. These deferred outflows and inflows result from differences between expected and actual experience, changes in proportion, assumption changes, differences between projected and actual earnings on plan investments, and contributions to the plan subsequent to the measurement date and before the end of the reporting period. These amounts are deferred and amortized as required under pension or OPEB standards. -42- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) N. Long-Term Liabilities In the government-wide and proprietary fund financial statements, long-term debt and other long-term obligations are reported as liabilities. Bond premiums and discounts are deferred and amortized over the life of the bonds using the straight-line method. In the fund financial statements, governmental fund types recognize bond premiums and discounts during the current period. The face amount of debt issued is reported as other financing sources. Premiums or discounts on debt issuances are reported as other financing sources or uses, respectively. O. Compensated Absences Substantially all regular full-time and part-time city employees hired before January 1, 2009 earn vacation and sick leave at various rates based on longevity. Unused vacation may be accumulated up to a maximum of two times the employee’s annual vacation allowance. Unused sick leave may be accumulated up to a maximum of 800 hours. Employees in good standing are paid for any unused vacation time upon termination. After five years of service, empl oyees in good standing are also paid for one-third of any unused sick leave upon termination. Employees hired on or after January 1, 2009 earn personal time off (PTO) rather than vacation and sick leave. PTO may be accumulated up to various maximum amounts as specified by contract. Employees in good standing are paid for any unused PTO upon termination. All such benefits are payable at the employee’s current rate of pay at the time their employment with the City terminates. These benefits are accrued as they vest in the Payroll Benefits Internal Service Fund and are funded as they accrue from the City’s General Fund and enterprise funds. P. State-Wide Pension Plans For purposes of measuring the net pension liability, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Asso ciation (PERA) and additions to/deductions from the PERA’s fiduciary net position have been determined on the same basis as they are reported by the PERA except that the PERA’s fiscal year-end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. The PERA has a special funding situation created by a direct aid contribution made by the state of Minnesota. The direct aid is a result of the merger of the Minneapolis Employees Retirement Fund into the PERA on January 1, 2015. Q. Risk Management The City is exposed to various risks of loss related to torts: theft of, damage to, and destruction of assets; errors and omissions; and natural disasters. The City participates in the League of Minnesota Cities Insurance Trust (LMCIT), a public entity risk pool for its general property and casualty, workers ’ compensation, and other miscellaneous insurance coverage. The LMCIT operates as a common risk management and insurance program for a large number of cities in Minnesota. The City pays an annual premium to the LMCIT for insurance coverage. The LMCIT agreement provides that the trust will be self-sustaining through member premiums and will reinsure through commercial companies for claims in excess of certain limits. The City also carries commercial insurance for certain other risks of loss. Settled claims resulting from these risks did not exceed insurance coverage in any of the last three fiscal years. There were no significant reductions in insurance coverage in the current year. -43- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) R. Fund Balance Classifications In the fund financial statements, governmental funds report fund balance in classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows: • Nonspendable – Consists of amounts that are not in spendable form, such as prepaid items, inventory, and other long-term assets. • Restricted – Consists of amounts related to externally imposed constraints established by creditors, grantors, or contributors; or constraints imposed by state statutory provisions. • Committed – Consists of internally imposed constraints established by resolution of the City Council, which cannot be used for any other purpose unless the City Council removes or changes the specified use by taking the same type of action employed to previously commit those amounts. • Assigned – Consists of internally imposed constraints representing amounts intended to be used by the City for specific purposes that do not meet the criteria to be classified as restricted or committed. Assigned amounts represent intended uses established by the governing body itself or by an official to which the governing body delegates the authority. Pursuant to City Council resolution, the City Council is authorized to establish assignments of fund balance. • Unassigned – The residual classification for the General Fund, which also reflects negative residual amounts in other funds. When both restricted and unrestricted resources are available for use, it is the City’s policy to first use restricted resources, and then use unrestricted resources as needed. When committed, assigned, or unassigned resources are available for use, it is the City’s policy to use resources in the following order: 1) committed, 2) assigned, and 3) unassigned. The City’s fund balance policy includes a fund balance goal in the General Fund of maintaining an unassigned fund balance of 60 percent of current year budgeted General Fund expenditures. S. Net Position In the government-wide and proprietary fund financial statements, net position represents the difference between assets, deferred outflows of resources, liabilities, and deferred inflows of resources. Net position is displayed in three components: • Net Investment in Capital Assets – Consists of capital assets, net of accumulated depreciation, reduced by any outstanding debt attributable to acquire capital assets. • Restricted Net Position – Consists of net position restricted when there are limitations imposed on its use through external restrictions imposed by creditors, grantors, or laws or regulations of other governments. • Unrestricted Net Position – All other elements of net position that do not meet the definition of “restricted” or “net investment in capital assets.” The City applies restricted resources first when an expense is incurred for which both restricted and unrestricted resources are available. -44- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) T. Use of Estimates The preparation of financial statements, in conformity with accounting principles generally accepted in the United States of America, requires management to make estimates and assumptions that affect the amounts reported at the date of the financial statements during the reporting period. Actual results could differ from those estimates. NOTE 2 – CASH AND INVESTMENTS A. Components of Cash and Investments Cash and investments at year-end consist of the following: Deposits 12,695,865$ Investments 61,410,996 Cash on hand 4,565 Total 74,111,426$ B. Deposits In accordance with applicable Minnesota Statutes, the City maintains deposits at depository banks authorized by the City Council, including checking accounts and certificates of deposit. The following is considered the most significant risk associated with deposits: Custodial Credit Risk – In the case of deposits, this is the risk that in the event of a bank failure, the City’s deposits may be lost. Minnesota Statutes require that all deposits be protected by federal deposit insurance, corporate surety bond, or collateral. The market value of collateral pledged must equal 110 percent of the deposits not covered by federal deposit insurance or corporate surety bonds. Authorized collateral includes treasury bills, notes, and bonds; issues of U.S. government agencies; general obligations rated “A” or better; revenue obligations rated “AA” or better; irrevocable standard letters of credit issued by the Federal Home Loan Bank; and certificates of deposit. Minnesota Statutes require that securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral. The City has no additional deposit policies addressing custodial credit risk. At year-end, the carrying amount of the City’s deposits was $12,695,865, while the balance on the bank records was $13,311,831. At December 31, 2019, all deposits were fully covered by federal deposit insurance or collateral held by the City’s agent in the City’s name. -45- NOTE 2 – CASH AND INVESTMENTS (CONTINUED) C. Investments The City has the following investments at year-end: Fair Value Concentration Measurements Risk Investment Type Rating Agency Using No Maturity Less Than 1 1 to 5 Total > 5 Percent U.S. agency securities FHLMC AA S&P Level 2 –$ –$ 11,454,920$ 11,454,920$ Yes FFCB AA S&P Level 2 – 499,700 11,897,773 12,397,473 Yes FNMA AA S&P Level 2 – – 498,270 498,270 No Local government bonds AAA S&P Level 2 – 1,000,960 474,542 1,475,502 No Local government bonds AA S&P Level 2 – – 2,214,410 2,214,410 No Local government bonds AAA Moody’s Level 2 – – 1,958,632 1,958,632 No Local government bonds AA Moody’s Level 2 – 1,005,030 5,521,640 6,526,670 No Negotiable certificates of deposit Level 2 – 2,970,903 3,710,401 6,681,304 No Investment pool/mutual funds 4M Fund Not Applicable 11,882,893 – – 11,882,893 N/A 4M Plus Fund Not Applicable 6,320,586 – – 6,320,586 N/A U.S. Gov’t. Money Market Fund AAA S&P NAV 336 – – 336 N/A Total investments 18,203,815$ 5,476,593$ 37,730,588$ 61,410,996$ Not Rated Not Rated Credit Risk Maturity Duration in Years Interest Risk – Not Rated The Minnesota Municipal Money Market (4M) Fund and 4M Plus Fund are external investment pools regulated by Minnesota Statutes that are not registered with the Securities and Exchange Commission (SEC), but follow the regulatory rules of the SEC. The City’s investment in these funds are measured at the value per share provided by the pool, which are based on an amortized cost method that approximates fair value. There are no restrictions or limitations on withdrawals from the 4M Fund. The 4M Plus Fund requires an initial 14-day investment period, subject to a penalty equal to 7 days of interest on funds withdrawn prior to the 14-day restriction period. The money market fund valued at net asset value (NAV) has no unfunded commitments, no restrictions on withdrawals, and a daily redemption period. Investments are subject to various risks, the following of which are considered the most significant: Credit Risk – This is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. Minnesota Statutes limit the City’s investments to direct obligations or obligations guaranteed by the United States or its agencies; shares of investment companies registered under the Federal Investment Company Act of 1940 that receive the highest credit rating, are rated in one of the two highest rating categories by a statistical rating agency, and all of the investments have a final maturity of 13 months or less; general obligations rated “A” or better; revenue obligations rated “AA” or better; general obligations of the Minnesota Housing Finance Agency rated “A” or better; bankers’ acceptances of United States banks eligible for purchase by the Federal Reserve System; commercial paper issued by United States corporations or their Canadian subsidiaries, rated of the highest quality category by at least two nationally recognized rating agencies, and maturing in 270 days or less; Guaranteed Investment Contracts guaranteed by a United States commercial bank, domestic branch of a foreign bank, or a United States insurance company, and with a credit quality in one of the top two highest categories; repurchase or reverse purchase agreements and securities lending agreements with financial institutions qualified as a “depository” by the government entity, with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000; that are a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York; or certain Minnesota securities broker-dealers. The City’s investment policies do not further address credit risk. -46- NOTE 2 – CASH AND INVESTMENTS (CONTINUED) Custodial Credit Risk – For investments, this is the risk that in the event of a failure of the counterparty to an investment transaction (typically a broker-dealer) the City would not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City does not have a formal investment policy addressing this risk, but typically limits its exposure by purchasing insured or registered investments, or by control of who holds the securities. Concentration Risk – This is the risk associated with investing a significant portion of the City’s investment (considered 5 percent or more) in the securities of a single issuer, excluding U.S. guaranteed investments (such as treasuries), investment pools, and mutual funds. The City’s investment policies do not limit the concentration of investments. Interest Rate Risk – This is the risk of potential variability in the fair value of fixed rate investments resulting from changes in interest rates (the longer the period for which an interest rate is fixed, the greater the risk). The City does not have an investment policy limiting the duration of investments. NOTE 3 – INTERFUND BALANCES AND TRANSFERS A. Interfund Balances The City had the following interfund balances at year-end: Receivable Fund Payable Fund Amount Reason Due from/to other funds General Winnetka/Medicine Lake Tax Increment Capital Project 1,304$ Short-term cash flow General Nonmajor governmental 2,405 Short-term cash flow Storm Sewer Utility Enterprise Winnetka/Medicine Lake Tax Increment Capital Project 63,500 Short-term cash flow Nonmajor governmental Nonmajor governmental 66,398 Short-term cash flow Storm Sewer Utility Enterprise Utility Enterprise 175,727 Current portion of advance (1) Capital Improvement Capital Project Utility Enterprise 184,680 Current portion of advance (2) Storm Sewer Utility Enterprise Winnetka/Medicine Lake Tax Increment Capital Project 100,113 Current portion of advance (3) Storm Sewer Utility Enterprise Winnetka/Medicine Lake Tax Increment Capital Project 257,512 Current portion of advance (4) 851,639 Advances to/from other funds Storm Sewer Utility Enterprise Utility Enterprise 688,000 Advance (1) Capital Improvement Capital Project Utility Enterprise 900,000 Advance (2) Storm Sewer Utility Enterprise Winnetka/Medicine Lake Tax Increment Capital Project 920,000 Advance (3) Storm Sewer Utility Enterprise Winnetka/Medicine Lake Tax Increment Capital Project 842,501 Advance (4) 3,350,501 Total interfund balances reported on fund financial statements 4,202,140$ Net interfund balances between governmental and enterprise funds (1,098,946)$ Internal service funds activities related to business-type activities 2,435,594 Internal balances reported on government-wide financial statements 1,336,648$ -47- NOTE 3 – INTERFUND BALANCES AND TRANSFERS (CONTINUED) B. Descriptions of Advances 1) In 2014, the Storm Sewer Utility Enterprise Fund advanced $1,720,000 to the Utility Enterprise Fund to finance an emergency water supply project. The advance will be repaid through annual payments due each October 31 from 2015 through 2024, consisting of $172,000 principal plus interest on the outstanding balance at 2.6 percent. Interest for 2019 was $26,087. 2) In 2015, the Capital Improvement Capital Project Fund advanced $1,800,000 to the Utility Enterprise Fund to finance an emergency pipe reconstruction project. The advance will be repaid through annual payments due each October 31 from 2016 through 2025, consisting of $180,000 principal plus interest on the outstanding balance at 2.6 percent. Interest for 2019 was $31,980. 3) In 2016, the Storm Sewer Utility Enterprise Fund advanced $1,000,000 to the Winnetka/Medicine Lake Tax Increment Capital Project Fund. The advance will be repaid through annual payments due each February 1 from 2017 through 2036, consisting of principal at varying amounts plus interest on the outstanding balance at 4.0 percent. Interest for 2019 was $38,533. 4) In 2018, the Storm Sewer Utility Enterprise Fund advanced $1,050,000 to the Winnetka/Medicine Lake Tax Increment Capital Project Fund. The advance will be repaid through semiannual payments due from February 1, 2019 through August 1, 2023, consisting of principal at varying amounts plus interest on the outstanding balance at 4.0 percent. Interest for 2019 was $41,263. C. Interfund Transfers Interfund transfers for the 2019 fiscal year were as follows: Enterprise Fund Street Reconstruction Storm Sewer General Capital Project Nonmajor Utility Total Governmental funds General –$ 500,000$ (1)1,707,580$ (1)–$ 2,207,580$ Winnetka/Medicine Lake Tax Increment Capital Project – – – 63,500 (2)63,500 Nonmajor – 396,903 (3)122,645 (4)– 519,548 Enterprise funds Motor Vehicle Operating 30,000 (5)– – – 30,000 Total 30,000$ 896,903$ 1,830,225$ 63,500$ 2,820,628$ (1)Transfers to finance current or future capital purchases or construction. (2)Transfers for debt service. (3)Transfers to close out Tax Abatement Bonds Debt Service Fund. (4)Transfers for equipment purchases and construction. (5)Transfer to support General Fund budget. Transfers In Transfers Out Governmental Funds -48- NOTE 4 – CAPITAL ASSETS Capital asset activity for the year ended December 31, 2019 was as follows: A. Changes in Capital Assets Used in Governmental Activities Transfers and Beginning Completed of Year Additions Deletions Construction End of Year Capital assets, not depreciated Land 3,527,685$ –$ –$ –$ 3,527,685$ Construction in progress 16,692,639 5,873,529 – (5,623,295) 16,942,873 Total capital assets, not depreciated 20,220,324 5,873,529 – (5,623,295) 20,470,558 Capital assets, depreciated Land improvements 6,906,528 190,607 – 486,971 7,584,106 Buildings and improvements 28,811,122 272,605 – – 29,083,727 Machinery and equipment 16,173,893 926,880 (761,695) – 16,339,078 Infrastructure 120,479,542 – – 5,136,324 125,615,866 Total capital assets, depreciated 172,371,085 1,390,092 (761,695) 5,623,295 178,622,777 Less accumulated depreciation on Land improvements (3,801,085) (276,571) – – (4,077,656) Buildings and improvements (10,477,445) (577,914) – – (11,055,359) Machinery and equipment (6,826,771) (1,192,449) 663,004 – (7,356,216) Infrastructure (72,381,495) (5,065,786) – – (77,447,281) Total accumulated depreciation (93,486,796) (7,112,720) 663,004 – (99,936,512) Net capital assets, depreciated 78,884,289 (5,722,628) (98,691) 5,623,295 78,686,265 Total capital assets, net 99,104,613$ 150,901$ (98,691)$ –$ 99,156,823$ B. Changes in Capital Assets Used in Business-Type Activities Transfers and Beginning Completed of Year Additions Deletions Construction End of Year Capital assets, not depreciated Land 857,044$ –$ –$ –$ 857,044$ Construction in progress 3,718,494 3,549,008 – (3,859,036) 3,408,466 Total capital assets, not depreciated 4,575,538 3,549,008 – (3,859,036) 4,265,510 Capital assets, depreciated Land improvements 3,161,159 10,735 – – 3,171,894 Buildings and improvements 808,625 – – – 808,625 Machinery and equipment 4,775,557 356,519 (198,156) – 4,933,920 Infrastructure – distribution and collection systems 50,288,408 378,326 – 3,859,036 54,525,770 Total capital assets, depreciated 59,033,749 745,580 (198,156) 3,859,036 63,440,209 Less accumulated depreciation on Land improvements (2,669,589) (54,250) – – (2,723,839) Buildings and improvements (532,869) (23,364) – – (556,233) Machinery and equipment (2,839,648) (390,662) 191,992 – (3,038,318) Infrastructure – distribution and collection systems (17,999,032) (1,662,329) – – (19,661,361) Total accumulated depreciation (24,041,138) (2,130,605) 191,992 – (25,979,751) Net capital assets, depreciated 34,992,611 (1,385,025) (6,164) 3,859,036 37,460,458 Total capital assets, net 39,568,149$ 2,163,983$ (6,164)$ –$ 41,725,968$ -49- NOTE 4 – CAPITAL ASSETS (CONTINUED) C. Depreciation Expense by Function Depreciation expense for the year ended December 31, 2019 was charged to the following functions: Governmental activities General government 83,394$ Public safety 503,239 Physical development 10,202 Public works 5,591,300 Parks and recreation 904,713 Capital assets held by the City’s internal service funds – charged to the various functions based on usage of the assets 19,872 Total depreciation expense – governmental activities 7,112,720$ Business-type activities Utility (water and sewer)925,987$ Storm sewer utility 1,077,957 Brookview (golf course) operating 124,128 Motor vehicle operating 2,533 Total depreciation expense – business-type activities 2,130,605$ -50- NOTE 5 – LONG-TERM LIABILITIES A. Long-Term Liabilities The City’s long-term liabilities at December 31, 2019 are as follows: Final Balance – Original Issue Interest Rate Issue Date Maturity Date End of Year Governmental activities General obligation special assessment bonds Improvement Bonds of 2009A 7,305,000$ 2.00–4.00%05/01/2009 02/01/2020 380,000$ Improvement Bonds of 2010A 3,845,000$ 2.00–4.00%06/15/2010 02/01/2030 1,485,000 Improvement Bonds of 2011A 1,840,000$ 2.00–4.00%05/15/2011 02/01/2031 1,150,000 Improvement Bonds of 2012A 1,575,000$ 2.00–3.00%05/15/2012 02/01/2032 970,000 Improvement Refunding Bonds of 2012C 5,960,000$ 2.00–2.25%05/15/2012 02/01/2025 5,055,000 Improvement Bonds of 2013A 1,735,000$ 1.25–3.00%05/21/2013 02/01/2033 1,140,000 Improvement Refunding Bonds of 2013B 7,025,000$ 2.00%05/21/2013 02/01/2026 5,435,000 Improvement Bonds of 2014A 2,335,000$ 1.00–3.40%06/19/2014 02/01/2035 2,125,000 Improvement Refunding Bonds of 2014C 3,950,000$ 2.00–4.00%06/19/2014 02/01/2027 3,805,000 Improvement Bonds of 2015A 1,870,000$ 3.00–3.50%07/15/2015 02/01/2036 1,465,000 Improvement Refunding Bonds of 2015C 6,600,000$ 2.00–2.50%07/15/2015 02/01/2028 6,295,000 Improvement Bonds of 2016A 1,290,000$ 2.00–3.00%07/07/2016 02/01/2037 1,085,000 Improvement Bonds of 2017A 2,580,000$ 3.00–3.25%07/20/2017 02/01/2038 2,440,000 Improvement Refunding Bonds of 2017A 4,100,000$ 3.00%07/20/2017 02/01/2029 4,100,000 Improvement Refunding Bonds of 2017B 765,000$ 2.00–4.00%07/20/2017 02/01/2028 685,000 Improvement Bonds of 2018A 2,950,000$ 3.00–3.375%06/14/2018 02/01/2038 2,820,000 Improvement Bonds of 2019A 1,770,000$ 3.00–5.00%07/18/2019 02/01/2039 1,770,000 42,205,000 General obligation street reconstruction bonds Street Reconstruction Bonds of 2016C 5,630,000$ 2.13–4.00%07/07/2016 02/01/2037 5,180,000 General obligation certificates of indebtedness Equipment Certificates of 2016B 800,000$ 2.00%07/07/2016 02/01/2020 270,000 Equipment Certificates of 2017A 815,000$ 3.00%07/20/2017 02/01/2021 550,000 820,000 General obligation tax increment bonds Tax Increment Bonds of 2017B 1,170,000$ 2.00–4.00%07/20/2017 02/01/2028 1,155,000 General obligation state aid street bonds State Aid Street Bonds of 2007A 2,560,000$ 4.00–4.125%03/15/2007 04/01/2027 1,265,000 Lease Revenue Bonds 2016C Lease Revenue Bonds (Brookview Community Center)17,410,000$ 2.00–4.00%10/19/2016 02/01/2037 16,285,000 Unamortized premiums 2,068,449 Compensated absences payable 1,537,918 Net pension liability – PERA 9,804,760 Total OPEB liability 2,036,420 Total governmental activity long-term liabilities 82,357,547 Business-type activities General obligation revenue bonds Utility Revenue Bonds of 2016D 2,580,000$ 2.13–3.00%10/19/2016 02/01/2037 2,580,000 Unamortized premiums 35,574 Total business-type activity long-term liabilities 2,615,574 Total government-wide long-term liabilities 84,973,121$ -51- NOTE 5 – LONG-TERM LIABILITIES (CONTINUED) B. Descriptions of Long-Term Liabilities • Special Assessment Bonds – These bonds are payable primarily from special assessments levied on the properties benefiting from the improvements funded by these issues. Any deficiencies in revenue to fund these issues will be provided from general property taxes. o Improvement Refunding Bonds of 2017A – These bonds were used to refund the 2021 through 2029 maturities of the City’s G.O. Improvement Bonds, Series 2009A, on their February 1, 2019 call date. This “crossover refunding” reduced the City’s total future debt service payments by $372,062 and resulted in a present value savings of $333,344. • Street Reconstruction Bonds – The general obligation street reconstruction bonds, issued in accordance with Minnesota Statutes § 475.58 to finance the cost of the Douglas Drive Street Reconstruction Project, will be repaid primarily with ad valorem tax levies. • Certificates of Indebtedness – The City has two outstanding issues of general obligation certificates of indebtedness, issued in accordance with Minnesota Statutes § 412.301 to finance various equipment purchases, which will be repaid primarily with ad valorem tax levies. • Tax Abatement Bonds – The general obligation tax abatement refunding bonds, issued in accordance with Minnesota Statutes § 469.1813 to finance various improvements, will be repaid primarily with ad valorem tax levies. • Tax Increment Bonds – The City has established tax increment financing (TIF) districts and has issued general obligation tax increment bonds in accordance with Minnesota Statutes, § 462.585 and § 273.77. It is anticipated that the tax increment revenues, derived from the captured assessed value of property in the tax increment district, will provide substantially all funds necessary to retire the bond principal and interest. In addition, future tax levies may be placed on the tax rolls annually as scheduled for supplementary financing. • State Aid Street Bonds – The general obligation state aid street bonds, issued in accordance with Minnesota Statutes § 162.18 to finance various street improvements, will be repaid primarily with state aid. • HRA Lease Revenue Bonds – The 2016C Lease Revenue Bonds were issued to finance the construction of the new Brookview Community Center. The bonds were issued by the HRA, a blended component unit of the City. The funding for the debt is provided through a lease agreement between the City (as lessee) and the HRA (as lessor), that requires the City to make rental payments sufficient to pay the debt service on the bonds. Therefore, this bond issue has been included as an obligation of the City. Title to the facility will transfer to the City upon completion of the lease agreement and repayment of the related debt. • Utility Revenue Bonds – These bonds were issued for improvements or projects that directly benefit the Storm Sewer Utility Enterprise Fund and will be repaid from revenue sources of that fund. • Other Long-Term Liabilities – The City provides its employees with various benefits, including compensated absences, pensions, and other OPEB, as described elsewhere in these notes. These benefits are paid from the Payroll Benefits Internal Service Fund. -52- NOTE 5 – LONG-TERM LIABILITIES (CONTINUED) C. Minimum Debt Payments Minimum annual payments to retire bonds and certificates of indebtedness are as follows: Year Ending December 31,Principal Interest Principal Interest Principal Interest Principal Interest 2020 3,405,000$ 1,088,847$ 230,000$ 139,163$ 540,000$ 15,150$ 120,000$ 26,212$ 2021 3,635,000 1,004,129 235,000 134,513 280,000 4,200 120,000 23,813 2022 3,955,000 885,360 240,000 129,762 – – 125,000 21,362 2023 4,090,000 797,480 245,000 124,913 – – 125,000 18,863 2024 4,280,000 724,973 250,000 118,712 – – 125,000 16,363 2025–2029 16,780,000 2,012,425 1,365,000 486,006 – – 540,000 27,843 2030–2034 3,970,000 614,279 1,560,000 279,550 – – – – 2035–2039 2,090,000 129,971 1,055,000 48,225 – – – – 42,205,000$ 7,257,464$ 5,180,000$ 1,460,844$ 820,000$ 19,350$ 1,155,000$ 134,456$ Year Ending December 31,Principal Interest Principal Interest Principal Interest 2020 135,000$ 49,131$ 670,000$ 538,750$ 5,100,000$ 1,857,253$ 2021 145,000 43,531 690,000 518,350 5,105,000 1,728,536 2022 150,000 37,538 710,000 493,800 5,180,000 1,567,822 2023 155,000 31,247 735,000 464,900 5,350,000 1,437,403 2024 160,000 24,750 765,000 434,900 5,580,000 1,319,698 2025–2029 520,000 32,794 4,230,000 1,784,050 23,435,000 4,343,118 2030–2034 – – 5,045,000 949,950 10,575,000 1,843,779 2035–2039 – – 3,440,000 156,750 6,585,000 334,946 1,265,000$ 218,991$ 16,285,000$ 5,341,450$ 66,910,000$ 14,432,555$ Governmental Activities General ObligationGeneral Obligation General Obligation Certificates of IndebtednessSpecial Assessment Bonds Street Reconstruction Bonds Total Tax Increment Bonds Lease Revenue Bonds General Obligation HRA Governmental Activities State Aid Street Bonds General Obligation Year Ending December 31,Principal Interest 2020 120,000$ 62,300$ 2021 120,000 59,900 2022 125,000 57,450 2023 125,000 54,950 2024 130,000 52,400 2025–2029 685,000 216,384 2030–2034 765,000 127,203 2035–2037 510,000 23,250 2,580,000$ 653,837$ Business-Type Activities Utility Revenue Bonds D. Revenue Pledged Future revenue pledged for the payment of long-term debt is as follows: Percent of Remaining Principal Pledged Use of Total Term of Principal and Interest Revenue Bond Issue Proceeds Type Debt Service Pledge and Interest Paid Received Utility Revenue Bonds,Storm sewer Series 2016D improvements Utility charges 100%2016–2037 3,233,837$ 63,950$ 2,480,095$ Revenue Pledged Current Year -53- NOTE 5 – LONG-TERM LIABILITIES (CONTINUED) E.Changes in Long-Term Debt Beginning Due Within of Year Additions Deletions End of Year One Year Governmental activities G.O. special assessment bonds 48,175,000$ 1,770,000$ 7,740,000$ 42,205,000$ 3,405,000$ G.O. street reconstruction bonds 5,405,000 – 225,000 5,180,000 230,000 G.O. certificates of indebtedness 1,620,000 – 800,000 820,000 540,000 G.O. tax abatement bonds 330,000 – 330,000 – – G.O. tax increment bonds 1,170,000 – 15,000 1,155,000 120,000 G.O. state aid street bonds 1,395,000 – 130,000 1,265,000 135,000 HRA lease revenue bonds 16,935,000 – 650,000 16,285,000 670,000 Unamortized premiums 2,084,966 188,430 204,947 2,068,449 – Compensated absences 1,617,140 1,229,030 1,308,252 1,537,918 1,147,000 Net pension liability – PERA 9,400,815 1,835,281 1,431,336 9,804,760 – Total OPEB liability 1,983,168 211,641 158,389 2,036,420 – Total governmental activities 90,116,089 5,234,382 12,992,924 82,357,547 6,247,000 Business-type activities Utility revenue bonds 2,580,000 – – 2,580,000 120,000 Unamortized premiums 37,631 – 2,057 35,574 – Total business-type activities 2,617,631 – 2,057 2,615,574 120,000 Total 92,733,720$ 5,234,382$ 12,994,981$ 84,973,121$ 6,367,000$ F. Conduit Debt Obligations At times, the City has issued various types of revenue bonds to provide financial assistance to private sector, nonprofit, or governmental entities to finance the acquisition or construction of facilities deemed to be in the public interest. The bonds are secured by the property financed and are payable solely from payments received on the underlying mortgage loans. Upon repayment of the bonds, ownership of the acquired facilities transfers to the private sector entity served by the bond issuance. Neither the City, nor any political subdivision thereof, is obligated in any manner for repayment of the bonds. Accordingly, the bonds are not reported as liabilities in the City’s financial statements. As of December 31, 2019, the following conduit debt issues were outstanding: Number Principal Type of Debt Years Issued of Issues Outstanding Multi-family housing revenue bonds 1999–2006 1 2,591,127$ Governmental/nonprofit revenue bonds 2007–2009 1 528,507 2 3,119,634$ -54- NOTE 6 – COMPONENTS OF FUND BALANCE At December 31, 2019, the City had the following fund balances: Winnetka/ Street Medicine Lake Capital Douglas Drive Street Reconstruction Tax Increment Improvement Improvement Reconstruction General Debt Service Capital Project Capital Project Capital Project Capital Project Nonmajor Total Nonspendable 14,029$ –$ –$ –$ –$ –$ –$ 14,029$ Restricted Debt service – 8,652,007 – – – – 3,089,198 11,741,205 Redevelopment – – – – – – 653,444 653,444 Street improvements – – – – 1,710,438 3,949,259 2,881,846 8,541,543 Brookview – – – – – – 362,476 362,476 Lodging tax – – – – – – 29,636 29,636 Cemetery maintenance – – – – – – 90,029 90,029 DWI enforcement – – – – – – 24,789 24,789 VOTF – – – – – – 125,377 125,377 Total restricted – 8,652,007 – – 1,710,438 3,949,259 7,256,795 21,568,499 Committed Human service needs – – – – – – 212,939 212,939 Website redesign 53,960 – – – – – – 53,960 Compensation study 23,000 – – – – – – 23,000 Comprehensive study 35,000 – – – – – – 35,000 Total committed 111,960 – – – – – 212,939 324,899 Assigned Street improvements – – – – 102,989 918,558 472,384 1,493,931 Cable improvements – – – – – – 333,187 333,187 Park improvements – – – – – – 174,809 174,809 Equipment replacement – – – – – – 2,766,323 2,766,323 Capital improvements – – – 3,910,121 – – 1,232,252 5,142,373 COVID-19 expenditures 1,350,000 – – – – – – 1,350,000 Self-insurance 2,000,000 – – – – – – 2,000,000 Total assigned 3,350,000 – – 3,910,121 102,989 918,558 4,978,955 13,260,623 Unassigned 11,676,100 – (1,825,910) – – – – 9,850,190 Total 15,152,089$ 8,652,007$ (1,825,910)$ 3,910,121$ 1,813,427$ 4,867,817$ 12,448,689$ 45,018,240$ NOTE 7 – OTHER POST-EMPLOYMENT BENEFITS (OPEB) PLAN A. Plan Description The City provides post-employment insurance benefits to certain eligible employees through its OPEB Plan, a single-employer defined benefit plan administered by the City. All post-employment benefits are based on contractual agreements with employee groups. Eligibility for these benefits is based on years of service and/or minimum age requirements. These contractual agreements do not include any specific contribution or funding requirements. The Plan does not issue a publicly available financial report. No plan assets are accumulated in a trust that meets the criteria in paragraph 4 of GASB Statement No. 75. B. Benefits Provided All retirees of the City upon retirement have the option under state law to continue their medical insurance coverage through the City. For members of certain employee groups, the City pays for all or part of the eligible retiree’s premiums for medical and/or dental insurance from the time of retirement until the employee reaches the age of eligibility for Medicare. Benefits paid by the City differ by bargaining unit and date of hire, with some contracts specifying a certain dollar amount per month, and some covering premium costs as defined within each collective bargaining agreement. Retirees not eligible for these city-paid premium benefits must pay the full city premium rate for their coverage. -55- NOTE 7 – OTHER POST-EMPLOYMENT BENEFITS (OPEB) PLAN (CONTINUED) The City is legally required to include any retirees for whom it provides health insurance coverage in the same insurance pool as its active employees until the retiree reaches Medicare eligibility, whether the premiums are paid by the City or the retiree. Consequently, participating retir ees are considered to receive a secondary benefit known as an “implicit rate subsidy.” This benefit relates to the assumption that the retiree is receiving a more favorable premium rate than they would otherwise be able to obtain if purchasing insurance on their own, due to being included in the same pool with the City’s younger and statistically healthier active employees. For police officers or firefighters disabled in the line-of-duty, Minnesota Statutes require the City to continue payment of the employer’s contribution toward health coverage for the police officer or firefighter and their spouse, if the spouse was covered at the time of disability, until age 65. C.Contributions The required contribution is based on projected pay-as-you-go financing requirements, with additional amounts to prefund benefits as determined periodically by the City. The City’s current year required pay-as-you-go contributions to finance the benefits described in the previous section totaled $122,530. D.Membership Membership in the Plan consisted of the following as of the latest actuarial valuation: Retirees and beneficiaries receiving benefits 6 Active plan members 128 Total members 134 E.Total OPEB Liability of the City The City’s total OPEB liability of $2,036,420 as of year-end was measured as of December 31, 2018 and was determined by an actuarial valuation as of January 1, 2018. F.Actuarial Methods and Assumptions The total OPEB liability was determined using the entry-age normal cost method and the following actuarial assumptions, applied to all periods included in the measurement, unless otherwise specified: Discount rate 4.09% 20-year municipal bond yield 4.09% Inflation rate 2.75% Salary increases 3.50% Healthcare trend rate 8.00%, grading to 5.00% over 9 years The actuarial assumptions used in the latest valuation were based on those used to value pension liabilities for Minnesota city employees. The state pension plans base their assumptions on periodic experience studies. Economic assumptions are based on input from a variety of published sources of historical and projected future financial data. Each assumption was reviewed for reasonableness with the source information, as well as for consistency with the other economic assumptions. -56- NOTE 7 – OTHER POST-EMPLOYMENT BENEFITS (OPEB) PLAN (CONTINUED) Since the Plan is not funded by an irrevocable trust, the discount rate is equal to the 20-year municipal bond yield rate of 4.09 percent, which was set by considering published rate information for 20-year high quality, tax-exempt, general obligation municipal bonds as of the measurement date. The City discount rate used in the prior measurement date was 3.44 percent. Mortality rates were based on the RP-2014 Mortality Table, adjusted for white collar and mortality improvements using projection scale MP-2015 from a base year of 2014 (adjusted using projection scale MP-2016 from a base year of 2006 for police and fire personnel). Future retirees electing coverage is assumed to be 55 percent. Married future retirees electing spouse coverage is assumed to be 40 percent (60 percent for police and fire personnel). G.Changes in the Total OPEB Liability Total OPEB Liability Beginning balance – January 1, 2019 1,983,168$ Changes for the year Service cost 144,892 Interest 72,136 Changes of assumptions (101,648) Benefit payments (62,128) Total net changes 53,252 Ending balance – December 31, 2019 2,036,420$ H.Total OPEB Liability Sensitivity to Discount and Healthcare Cost Trend Rate Changes The following presents the total OPEB liability of the City, as well as what the City’s total OPEB liability would be if it were calculated using a discount rate that is 1 percentage point lower or 1 percentage point higher than the current discount rate: Discount rate Total OPEB liability 2,194,424$ 1,888,225$ 3.09%5.09% 1% Decrease in 1% Increase in Discount Rate Discount RateDiscount Rate 2,036,420$ 4.09% The following presents the net OPEB liability of the City, as well as what the City ’s total OPEB liability would be if it were calculated using healthcare cost trend rates that are 1 percentage point lower or 1 percentage point higher than the current healthcare cost trend rates: Healthcare cost trend rate Total OPEB liability 1,859,377$ 2,245,959$ 4.00% over 9 years 6.00% over 9 years5.00% over 9 years 2,036,420$ 1% Decrease in 1% Increase in Cost Trend Rate Cost Trend Rate 7.00%, decreasing to 9.00%, decreasing to Healthcare Cost Trend Rate 8.00%, decreasing to Healthcare Healthcare -57- NOTE 7 – OTHER POST-EMPLOYMENT BENEFITS (OPEB) PLAN (CONTINUED) I. OPEB Expense and Related Deferred Outflows of Resources and Deferred Inflows of Resources For the current year ended, the City recognized OPEB expense of $211,641. As of year-end, the City reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: Deferred Deferred Outflows Inflows of Resources of Resources Changes in assumptions 39,911$ 90,947$ Contributions subsequent to the measurement date 122,530 – Total 162,441$ 90,947$ Deferred outflows of resources reported $122,530 related to OPEB resulting from City contributions subsequent to the measurement date that will be recognized as a reduction of the net pension liability in the year ending December 31, 2019. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: OPEB Year Ending Expense June 30,Amount 2020 $ (5,387) 2021 $ (5,387) 2022 $ (5,387) 2023 $ (5,387) 2024 $ (5,387) Thereafter $ (24,101) NOTE 8 – PENSION PLANS Employees of the City participate in three defined benefit pension plans. Two of the plans are state -wide, cost-sharing, multiple-employer defined benefit pension plans administered by the Public Employees Retirement Association (PERA) of Minnesota: the General Employees Retirement Fund (GERF) and the Public Employees Police and Fire Fund (PEPFF). The third is a single-employer defined benefit pension plan administered through the Golden Valley Fire Department Relief Association (the Association). Members of the City Council also participate in the Public Employees Defined Contribution Plan (PEDCP), a multiple-employer defined contribution pension plan administered by the PERA of Minnesota. The details of the City’s participation in each of these plans are presented later in these notes. The following table summarizes the impact of these plans on the City ’s government-wide financial statements: Golden Valley Fire Department Relief Total GERF PEPFF PEDCP Total Association All Plans Net pension asset –$ –$ –$ –$ 1,654,626$ 1,654,626$ Deferred outflows 732,645$ 3,419,366$ –$ 4,152,011$ 628,352$ 4,780,363$ Net pension liability 6,258,574$ 3,546,186$ –$ 9,804,760$ –$ 9,804,760$ Deferred inflows 1,164,617$ 5,085,396$ –$ 6,250,013$ 315,854$ 6,565,867$ Pension expense 841,046$ 564,487$ 2,129$ 1,407,662$ 208,621$ 1,616,283$ State-Wide PERA Pension Plans -58- NOTE 9 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE A. Plan Description The City participates in the following cost-sharing, multiple-employer defined benefit pension plans administered by the PERA of Minnesota. The PERA’s defined benefit pension plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. The PERA’s defined benefit pension plans are tax-qualified plans under Section 401(a) of the Internal Revenue Code (IRC). 1. General Employees Retirement Fund (GERF) All full-time and certain part-time employees of the City are covered by the GERF. The GERF members belong to the Coordinated Plan. Coordinated Plan members are covered by Social Security. 2. Public Employees Police and Fire Fund (PEPFF) The PEPFF, originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980. Effective July 1, 1999, the PEPFF also covers police officers and firefighters belonging to local relief associations that elected to merge with and transfer assets and administration to the PERA. B. Benefits Provided The PERA provides retirement, disability, and death benefits. Benefit provisions are established by state statutes and can only be modified by the State Legislature. Vested, terminated employees who are entitled to benefits but are not receiving them yet, are bound by the provisions in effect at the time they last terminated their public service. 1. GERF Benefits Benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for the PERA’s Coordinated Plan members. Members hired prior to July 1, 1989, receive the higher of Method 1 or Method 2 formulas. Only Method 2 is used for members hired after June 30, 1989. Under Method 1, the accrual rate for Coordinated Plan members is 1.2 percent of average salary for each of the first 10 years of service, and 1.7 percent of average salary for each additional year. Under Method 2, the accrual rate for Coordinated Plan members is 1.7 percent of average salary for all years of service. For members hired prior to July 1, 1989, a full annuity is available when age plus years of service equal 90, and normal retirement age is 65. For members hired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at age 66. Annuities, disability benefits, and survivor benefits are increased effective every January 1. Beginning January 1, 2019, the post-retirement increase will be equal to 50.0 percent of the cost of living adjustment (COLA) announced by the Social Security Administration, with a minimum increase of at least 1.0 percent and a maximum of 1.5 percent. Recipients that have been receiving the annuity or benefit for at least a full year as of June 30 before the effective date of the increase, will receive the full increase. For recipients receiving the annuity or benefit for at least one month, but less than a full year as of the June 30 before the effective date of the increase, will receive a reduced prorated increase. For members retiring on January 1, 2024 or later, the increase will be delayed until normal retirement age (age 65 if hired prior to July 1, 1989, or age 66 for individuals hired on or after July 1, 1989). Members retiring un der Rule of 90 are exempt from the delay to normal retirement. -59- NOTE 9 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) 2. PEPFF Benefits Benefits for the PEPFF members first hired after June 30, 2010 but before July 1, 2014, vest on a prorated basis from 50 percent after five years, up to 100 percent after 10 years of credited service. Benefits for the PEPFF members first hired after June 30, 2014 vest on a prorated basis from 50 percent after 10 years, up to 100 percent after 20 years of credited service. The annuity accrual rate is 3 percent of average salary for each year of service. A full, unreduced pensi on is earned when members are age 55 and vested, or for members who were first hired prior to July 1, 1989, when age plus years of service equal at least 90. Annuities, disability benefits, and survivor benefits are increased effective every January 1. Beginning January 1, 2019, the post-retirement increase will be fixed at 1 percent. Recipients that have been receiving the annuity or benefit for at least 36 months as of the June 30 before the effective date of the increase, will receive the full increase. For recipients receiving the annuity or benefit for at least 25 months, but less than 36 months as of the June 30 before the effective date of the increase, will receive a reduced prorated increase. C. Contributions Minnesota Statutes, Chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the State Legislature. 1. GERF Contributions Coordinated Plan members were required to contribute 6.50 percent of their annual covered salary in fiscal year 2019. The City was required to contribute 7.50 percent for Coordinated Plan members. The City’s contributions to the GERF for the year ended December 31, 2019, were $611,979. The City’s contributions were equal to the required contributions as set by state statutes. 2. PEPFF Contributions Police and fire member’s contribution rates increased from 10.80 percent of pay to 11.30 percent and employer rates increased from 16.20 percent to 16.95 percent on January 1, 2019. The City’s contributions to the PEPFF for the year ended December 31, 2019, were $609,750. The City’s contributions were equal to the required contributions as set by state statutes. D. Pension Costs 1. GERF Pension Costs At December 31, 2019, the City reported a liability of $6,258,574 for its proportionate share of the GERF’s net pension liability. The net pension liability was measured as of June 30, 2019, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by the PERA during the measurement period for employer payroll paid dates from July 1, 2018 through June 30, 2019, relative to the total employer contributions received from all of the PERA’s participating employers. The City’s proportionate share was 0.1132 percent at the end of the measurement period and 0.1088 percent for the beginning of the period. -60- NOTE 9 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) The City’s net pension liability reflected a reduction, due to the state of Minnesota’s contribution of $16 million to the fund in 2019. The state of Minnesota is considered a nonemployer contributing entity and the state’s contribution meets the definition of a special funding situation. The amount recognized by the City as its proportionate share of the net pension liability, the direct aid, and total portion of the net pension liability that was associated with the City were as follows: City’s proportionate share of the net pension liability 6,258,574$ State’s proportionate share of the net pension liability associated with the City 194,492$ For the year ended December 31, 2019, the City recognized pension expense of $826,480 for its proportionate share of the GERF’s pension expense. In addition, the City recognized an additional $14,566 as pension expense (and grant revenue) for its proportionate share of the state of Minnesota’s contribution of $16 million to the GERF. At December 31, 2019, the City reported its proportionate share of the GERF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Deferred Outflows Inflows of Resources of Resources Differences between expected and actual economic experience 171,501$ –$ Changes in actuarial assumptions – 480,826 Differences between projected and actual investment earnings – 623,144 Changes in proportion 254,116 60,647 Contributions paid to the PERA subsequent to the measurement date 307,028 – Total 732,645$ 1,164,617$ A total of $307,028 reported as deferred outflows of resources related to pensions resulting from city contributions subsequent to the measurement date that will be recognized as a reduction of the net pension liability in the year ending December 31, 2020. Other amounts reported as deferred outflows and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Pension Year Ending Expense December 31,Amount 2020 (231,489)$ 2021 (458,421)$ 2022 (59,174)$ 2023 10,084$ -61- NOTE 9 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) 2. PEPFF Pension Costs At December 31, 2019, the City reported a liability of $3,546,186 for its proportionate share of the PEPFF’s net pension liability. The net pension liability was measured as of June 30, 2019, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by the PERA during the measurement period for employer payroll paid dates from July 1, 2018 through June 30, 2019, relative to the total employer contributions received from all of the PERA’s participating employers . The City’s proportionate share was 0.3331 percent at the end of the measurement period, and 0.3157 percent for the beginning of the period. For the year ended December 31, 2019, the City recognized pension expense of $519,519 for its proportionate share of the PEPFF’s pension expense. The City also recognized $44,968 for the year ended December 31, 2019, as revenue and an offsetting reduction of net pension liability for its proportionate share of the state of Minnesota’s on-behalf contributions to the PEPFF. Legislation passed in 2013 required the state of Minnesota to begin contributing $9 million to the PEPFF each year until the plan is 90 percent funded or until the State Patrol Plan (administered by the Minnesota State Retirement System) is 90 percent funded, whichever occurs later. In addition, the state will pay $4.5 million on October 1, 2018 and October 1, 2019 in direct state aid. Thereafter, by October 1 of each year, the state will pay $9 million until full funding is reached or July 1, 2048, whichever is earlier. At December 31, 2019, the City reported its proportionate share of the PEPFF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Deferred Outflows Inflows of Resources of Resources Differences between expected and actual economic experience 145,421$ 518,394$ Changes in actuarial assumptions 2,818,206 3,814,148 Differences between projected and actual investment earnings – 700,801 Changes in proportion 154,555 52,053 Contributions paid to the PERA subsequent to the measurement date 301,184 – Total 3,419,366$ 5,085,396$ A total of $301,184 reported as deferred outflows of resources related to pensions resulting from city contributions subsequent to the measurement date that will be recognized as a reduction of the net pension liability in the year ending December 31, 2020. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Pension Year Ending Expense December 31,Amount 2020 (222,824)$ 2021 (466,600)$ 2022 (1,326,788)$ 2023 21,088$ 2024 27,910$ -62- NOTE 9 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) E. Actuarial Assumptions The total pension liability in the June 30, 2019 actuarial valuation was determined using an individual entry-age normal actuarial cost method and the following actuarial assumptions: Inflation 2.50% per year Active member payroll growth 3.25% per year Investment rate of return 7.50% Salary increases were based on a service-related table. Mortality rates for active members, retirees, survivors, and disabilitants for all plans were based on RP-2014 tables for males and females, as appropriate, with slight adjustments to fit the PERA’s experience. Cost of living benefit increases after retirement for retirees are assumed to be 1.25 percent per year for the GERF, and 1.00 percent per year for the PEPFF. Actuarial assumptions used in the June 30, 2019 valuation were based on the results of actuarial experience studies. The most recent four-year experience study in the GERF was completed in 2019. The most recent four-year experience study for the PEPFF was completed in 2016. Economic assumptions were updated in 2018 based on a review of inflation and investment return assumptions. The following changes in actuarial assumptions and plan provisions occurred in 2019: 1. GERF CHANGES IN ACTUARIAL ASSUMPTIONS • The mortality projection scale was changed from MP-2017 to MP-2018. CHANGES IN PLAN PROVISIONS • The employer supplemental contribution was changed prospectively, decreasing from $31.0 million to $21.0 million per year. The state’s special funding contribution was changed prospectively, requiring $16.0 million due per year through 2031. 2. PEPFF CHANGES IN ACTUARIAL ASSUMPTIONS • The mortality projection scale was changed from MP-2017 to MP-2018. -63- NOTE 9 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) The Minnesota State Board of Investment, which manages the investments of the PERA, prepares an analysis of the reasonableness on a regular basis of the long-term expected rate of return using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long -term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best-estimates of geometric real rates of return for each major asset class are summarized in the following table: Asset Class Domestic equity 35.5 %5.10 % Private markets 25.0 5.90 % Fixed income 20.0 0.75 % International equity 17.5 5.90 % Cash equivalents 2.0 – % 100.0 % Target Long-Term Expected Allocation Real Rate of Return F. Discount Rate The discount rate used to measure the total pension liability in 2019 was 7.50 percent. The projection of cash flows used to determine the discount rate assumed that contributions from plan members and employers will be made at rates set in Minnesota Statutes. Based on these assumptions, the fiduciary net positions of the GERF and the PEPFF were projected to be available to make all projected future benefit payments of current plan members. Therefore, the long -term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pe nsion liability. G. Pension Liability Sensitivity The following table presents the City’s proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: Discount Rate Discount Rate Discount Rate 6.50%7.50%8.50% The City’s proportionate share of the GERF net pension liability 10,288,759$ 6,258,574$ 2,930,856$ The City’s proportionate share of the PEPFF net pension liability 7,751,304$ 3,546,186$ 68,622$ H. Pension Plan Fiduciary Net Position Detailed information about each pension plan’s fiduciary net position is available in a separately issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the PERA website at www.mnpera.org; by writing to the PERA at 60 Empire Drive, Suite 200, St. Paul, Minnesota 55103; or by calling (651) 296-7460 or (800) 652-9026. -64- NOTE 10 – DEFINED CONTRIBUTION PENSION PLAN – STATE-WIDE Councilmembers of the City are covered by the Public Employees Defined Contribution Plan (PEDCP), a multiple-employer deferred compensation plan administered by the PERA. The PEDCP is a tax qualified plan under Section 401(a) of the Internal Revenue Code, and all contributions by or on behalf of employees are tax deferred until time of withdrawal. Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses. Minnesota Statutes, Chapter 353D.03, specifies plan provisions, including the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5.00 percent of their salary, which is matched by the elected official’s employer. For ambulance service personnel, employer contributions are determined by the employer, and for salaried employees, contributions must be a fixed percentage of salary. Employer contributions for volunteer personnel may be a unit value for each call or period of alert duty. Employees who are paid for their services may elect to make member contributions in an amount not to exceed the employer share. Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, the PERA receives 2.00 percent of employer contributions and 25 hundredths of 1.00 percent (0.25 percent) of the assets in each member’s account annually. Total contributions made by the City for the last three fiscal years were: Required Rate Employee Employer Employee Employer for Employees 2017 1,572$ 1,572$ 5%5%5% 2018 2,144$ 2,144$ 5%5%5% 2019 2,129$ 2,129$ 5%5%5% Contribution Amount Percentage of Covered Payroll NOTE 11 – DEFINED BENEFIT PENSION PLAN – FIRE RELIEF ASSOCIATION A. Plan Description All members of the Golden Valley Fire Department (the Department) are covered by a defined benefit plan administered by the Association. As of December 31, 2018, the plan covered 48 active firefighters and 8 vested terminated firefighters whose pension benefits are deferred. The plan is a single-employer retirement plan and is established and administered in accordance with Minnesota Statutes, Chapter 69. The Association maintains a separate Special Fund to accumulate assets to fund the retirement benefits earned by the Department’s membership. Funding for the Association is derived from an insurance premium tax in accordance with the Volunteer Firefighter’s Relief Association Financing Guidelines Act of 1971 (Chapter 261 as amended by Chapter 509 of Minnesota Statutes 1980). Funds are also derived from investment income. B. Benefits Provided A firefighter who completes at least 20 years as an active member of the Department is entitled, after age 50, to a full service pension upon retirement. -65- NOTE 11 – DEFINED BENEFIT PENSION PLAN – FIRE RELIEF ASSOCIATION (CONTINUED) The bylaws of the Association also provide for an early vested service pension for a retiring member who has completed fewer than 20 years of service. The reduced pension, available to members with 10 years of service, shall be equal to 60 percent of the pension as described by the bylaws. This percentage increases 4 percent per year so that at 20 years of service, the full amount prescribed is paid. Members who retire with less than 20 years of service and have reached the age of 50 years, and have completed at least 10 years of active membership, are entitled to a reduced service pension not to exceed the amount calculated by multiplying the member’s service pension for the completed years of service times the applicable nonforfeitable percentage of pension. C. Contributions Minnesota Statutes, Chapters 424 and 424A authorize pension benefits for volunteer fire relief associations. The plan is funded by fire state aid, investment earnings, and, if necessary, employer contributions as specified in Minnesota Statutes and voluntary city contributions (if applicable). The firefighters have no obligation to contribute to the plan. Nonemployer pension contributions include state aid from the state of Minnesota and municipal contributions from the City. On-behalf of state aid payments from the state of Minnesota are received initially by the City and subsequently remitted to the Association. These on-behalf of state aid payments are recognized as revenues and expenditures in the City’s General Fund during the period received. For the year ended December 31, 2019, the City recognized pension expense of $208,621. The City’s statutorily-required contributions to the plan for the year were $0. The City recognized $169,606 as revenue for the state of Minnesota’s on-behalf contributions to the Department. D. Pension Costs At December 31, 2019, the City reported a net pension asset of $1,654,626 for the plan. The net pension asset was measured as of December 31, 2018. The total pension liability used to calculate the net pension asset in accordance with GASB Statement No. 68 was determined by applying an actuarial formula to specific census data certified by the Department as of December 31, 2018. The following table presents the changes in net pension liability (asset) during the year: Total Pension Plan Fiduciary Net Pension Liability Net Position Liability (Asset) Beginning balance – January 1, 2019 3,365,147$ 5,545,946$ (2,180,799)$ Changes for the year Service cost 174,845 – 174,845 Interest on pension liability (asset)228,505 – 228,505 Differences between expected and actual experience (124,858) – (124,858) Changes in assumptions 60,574 – 60,574 Changes in benefit terms 78,567 – 78,567 Contributions (state and local)– 169,606 (169,606) Net investment income – (259,687) 259,687 Benefit payments, including member contribution refunds (776,390) (776,390) – Administrative costs – (18,459) 18,459 Total net changes (358,757) (884,930) 526,173 Ending balance – December 31, 2019 3,006,390$ 4,661,016$ (1,654,626)$ -66- NOTE 11 – DEFINED BENEFIT PENSION PLAN – FIRE RELIEF ASSOCIATION (CONTINUED) At December 31, 2019, the City reported deferred inflows and outflows of resources related to pensions from the following sources: Deferred Deferred Outflows Inflows of Resources of Resources Difference between expected and actual liability 122,217$ 111,973$ Change of assumptions 73,155 27,395 Net difference between projected and actual earnings on plan investments 256,494 – State aid to the City subsequent to the measurement date 176,486 176,486 Total 628,352$ 315,854$ Deferred outflows and inflows of resources totaling $176,486 related to pensions resulting from the City’s contributions of state aid received and passed through to the plan subsequent to the measurement date will be recognized in the year ending December 31, 2020. Other amounts reported as deferred outflows and inflows of resources related to the plan will be recognized in pension expense as follows: Pension Year Ending Expense December 31,Amount 2020 93,994$ 2021 24,882$ 2022 38,703$ 2023 137,115$ 2024 9,550$ Thereafter 8,254$ E. Actuarial Methods and Assumptions The total pension liability at December 31, 2018 was determined using the entry-age normal actuarial cost method and the following actuarial assumptions: Retirement eligibility at 100 percent service pension at age 50 with 20 years of service, early vested retirement at age 50 with 10 years of service vested at 60 percent and increased by 4 percent for each additional year of service up to 20, and eligibility for deferred service pension payable at age 50 with 20 years of service Inflation 2.50% Salary increases Not applicable as plan members are paid on call. Investment rate of return 6.75%, net of pension plan investment expense, including inflation. Index rate, 20-year tax exempt municipal bonds 3.71% Plan changes since the prior valuation include a benefit increase from $8,000 to $8,300 per year in 2018. The changes in actuarial assumptions since the prior valuation included: • The expected investment rate of return and single discount rate decreased from 7.25 percent used in the previous study to 6.75 percent to reflect updated capital market assumptions. • The inflation rate was changed from 2.75 to 2.50 percent. • Mortality and withdrawal assumptions were updated to the rates used in the Ju ly 1, 2018 Minnesota PERA PEPFF actuarial valuation. -67- NOTE 11 – DEFINED BENEFIT PENSION PLAN – FIRE RELIEF ASSOCIATION (CONTINUED) The 6.75 percent long-term expected rate of return on pension plan investments was determined using a building-block method in which best-estimates for expected future real rates of return (expected returns, net of inflation) were developed for each asset class us ing the plan’s target investment allocation, along with long-term return expectations by asset class. Inflation expectations were applied to derive the nominal rate of return for the portfolio. The target allocation and best-estimates of geometric real rates of return for each major asset class are summarized in the following table: Asset Class Domestic equity 60.80 %4.95 %7.45 % International equity 12.47 5.24 7.74 Fixed income 21.59 1.99 4.49 Real estate and alternatives 0.19 4.19 6.69 Cash and equivalents 4.95 0.58 3.08 Total 100.00 %6.75 % Allocation Target Rate of Return Expected Nominal Long-TermLong-Term Expected Real Rate of Return F. Discount Rate The discount rate used to measure the total pension liability was 6.75 percent. The projection of cash flows used to determine the discount rate assumed that contributions to the plan will be made as specified in statute. Based on that assumption and considering the funding ratio of the plan, the fiduciary net position was projected to be available to make all projected future benefit payment s of current active and inactive members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. G. Pension Liability (Asset) Sensitivity The following presents the City’s net pension liability (asset) for the plan, calculated using the discount rate disclosed in the preceding page, as well as what the City’s net pension liability (asset) would be if it were calculated using a discount rate 1 percent lower or 1 percent higher than the current discount rate: 1% Decrease in 1% Increase in Discount Rate Discount Rate Discount Rate 5.75%6.75%7.75% Net pension liability (asset)(1,549,797)$ (1,654,626)$ (1,754,958)$ H. Pension Plan Fiduciary Net Position The Association issues a publicly available financial report that includes financial statements and required supplementary information. This report may be obtained at the Golden Valley City Hall. -68- NOTE 12 – FLEXIBLE BENEFIT PLAN The City offers three types of flexible spending accounts: medical premiums, medical expenses, and dependent care expenses. Eligible employees can elect to participate by contributing pretax dollars withheld from payroll checks to the plan for healthcare and dependent care benefits. Payments are made from the plan to participating employees upon submitting a request for reimbursement of eligible expenses actually incurred by the participant. Before the beginning of the plan year, which is from January 1 to December 31, each participant designates a total amount of pretax dollars to be contributed to the plan during the year . For the medical expense account, the City is contingently liable for claims against the total amount of participants’ annual contributions to the plan, whether or not such contributions have been made. All plan activity is recorded in the City’s General Fund. Assets of the plan are held in the City’s payroll checking account. Amounts withheld to pay for employee medical insurance premiums are administered and paid out directly by the City’s finance department. Medical expense and dependent care expense accounts are administered by the Stanton Group—a benefit consulting firm. Claims are made directly to the Stanton Group by plan participants. The Stanton Group then reimburses the participants and bills the City for these reimbursements. All plan property and income attributable to that property is solely the property of the City subject to the claims of the City’s general creditors. Participants’ rights under the plan are equal to those of general creditors of the City in an amount equal to the eligible healthcare and dependent care expenses incurred by the participants. The City believes it unlikely that it will use the assets to satisfy the claims of general creditors in the future. NOTE 13 – TAX INCREMENT FINANCING DISTRICTS AND TAX ABATEMENTS The City is the administering authority for the following TIF districts: North Wirth Highway 55 Cornerstone Winnetka/ Redevelopment West Creek Medicine Lake District No. 1505 District No. 1506 District No. 1507 District No. 1508 Authorizing law M.S. 469 M.S. 469 M.S. 469 M.S. 469 Year established 2004 2013 2015 2015 First tax increment 2005 2017 2018 2018 Duration of district 25 years 15 years 25 years 25 years Tax capacity – taxes payable 2019 Original 6,650$ 53,990$ 8,870$ 51,288$ Current 29,600 472,990 50,677 409,718 Captured – retained 22,950$ 419,000$ 41,807$ 358,430$ G.O. tax increment bonds issued –$ 1,170,000$ –$ –$ Principal payments – 15,000 – – Outstanding at December 31, 2019 –$ 1,155,000$ –$ –$ The creation of TIF districts as authorized under Minnesota Statutes, Chapter 469.178, is a common economic development vehicle used by the City to spur economic development and redevelopment. In these districts, tax increment revenue is generated on the incremental increase in value of the improved property above a base value established on the date that the TIF district is created, which may be used to assist in financing the improvements to the property within the TIF district. -69- NOTE 13 – TAX INCREMENT FINANCING DISTRICTS AND TAX ABATEMENTS (CONTINUED) The City may enter into private development and redevelopment agreements to encourage the construction, expansion, or improvement of new or existing properties and buildings or clean-up and redevelop blighted areas within these areas. These agreements may in substance be tax abatements depending on their individual circumstances. The City currently has two such agreements that would be considered a tax abatement under GASB Statement No. 77. In 2009, the City entered into a development agreement with a private developer for a property in the North Wirth Redevelopment Tax Increment District. As part of this agreement, the City has agreed to reimburse the developer for certain environmental remediation costs through a pay -as-you-go tax increment note. The note provides for the payment of principal equal to the developer’s costs, plus interest at 6 percent. Payments of the note will be made at the lesser of the scheduled note payments or the actual net tax increment received during the period specified in the agreement, ending February 1, 2027. The note will be cancelled at the end of the agreement term, whether it has been fully repaid or not. This note is not included in the City’s long-term debt, because repayment is required only to the extent sufficient tax increments are received. The City’s position is that this is an obligation to assign future and uncertain revenue sources and, as such, is not actual debt in substance. The outstanding principal balance of this note as of December 31, 2019 is $160,249, and tax increment revenue rebated was $19,908 for 2019. In 2015, the City entered into a development agreement with a private developer for a property in the Highway 55 West Tax Increment District. As part of this agreement, the City has agreed to reimburse the developer for certain environmental remediation costs through a pay-as-you-go tax increment note. The note provides for the payment of principal equal to the developer’s costs, plus interest at 5.5 percent. Payments of the note will be made at the lesser of the scheduled note payments or the actual net tax increment received during the period specified in the agreement. The note will be cancelled at the end of the agreement term, whether it has been fully repaid or not. This note is not included in the City’s long-term debt, because repayment is required only to the extent sufficient tax increments are received. The City’s position is that this is an obligation to assign future and uncertain revenue sources and, as such, is not actual debt in substance. The outstanding principal balance of this note as of December 31, 2019 is $2,486,221 and tax increment revenue rebated was $278,703 for 2019. NOTE 14 – JOINT POWERS AGREEMENTS A. Bassett Creek Water Management Commission The City is a member of a joint powers agreement, together with the cities of Medicine Lake, Plymouth, Robbinsdale, Minneapolis, Minnetonka, New Hope, Crystal, and St. Louis Park, which establishes the authority for the Bassett Creek Water Management Commission (the Commission). The Commission was created to provide for the improvement and development of Bassett Creek as a storm sewer to channel storm waters from member communities to the Mississippi River. Each member city is entitled to appoint one representative to the Commission. The nine-member commission develops a budget for the year each July 1. Each member city contributes funds to cover the budgeted costs of the operations-based half on the assessed valuation of all taxable property, and half on the total area each member city has within the boundaries of the watershed. Any capital costs incurred by the Commission are apportioned to the members-based half on the real property valuation of each member city within the watershed, and half on the total area of each member city within the boundaries of the watershed. -70- NOTE 14 – JOINT POWERS AGREEMENTS (CONTINUED) The following financial information is from the Commission’s audited financial statements for the year ended January 31, 2020, which are available at Golden Valley City Hall: Total assets 5,997,592$ Total liabilities 1,140,282 Net position 4,857,310$ Revenue 2,443,489$ Expenses 2,752,663 Change in net position (309,174)$ Of the total revenue, $529,850 represented assessments to member cities. The City’s portion was $138,553, or 26.1 percent, of total assessments paid by members. B. Joint Water Commission (JWC) The City is a member of a joint powers agreement, together with the cities of Crystal and New Hope, which established a JWC. The JWC was created in 1963 to provide for the creation and maintenance of a joint water supply, storage, and distribution system through which water purchased from the City of Minneapolis can be supplied to the population of the member cities. Each member city is entitled to appoint one member to the JWC. Original construction costs were allocated to the member cities based on percentages agreed upon in the joint powers agreement. All subsequent operating and maintenance costs are apportioned to and paid by each member city on the basis of water usage. Under the terms of the joint powers agreement, upon termination the accumulated assets of the JWC shall be divided amongst the member cities in a manner to be determined and unanimously approved by the member cities. Because the manner in which the JWC’s assets would be divided upon termination is not specified, it is not practical for the City to determine its portion of JWC assets. Therefore, the City’s Utility Enterprise Fund does not record any amount as an equity investment or contributed capital (for construction costs paid by other funds) related to the JWC. The following financial information is from the JWC’s audited financial statements for the year ended December 31, 2019, which are available at Golden Valley City Hall: Total assets 18,170,639$ Total liabilities 567,652 Net position 17,602,987$ Revenue 8,191,350$ Expenses 7,328,133 Change in net position 863,217$ Of the total revenues, $7,921,496 represented assessments paid by member cities. Of the total member assessments, $3,187,556, or 40.2 percent, was paid by the City. -71- NOTE 15 – CONTINGENCIES AND COMMITMENTS A. Legal Claims The City has the usual and customary type of miscellaneous legal claims pending at year-end. Although the outcome of these lawsuits is not presently determinable, the City’s management believes that the City will not incur any material monetary loss resulting from these claims. No loss has been recorded on the City’s financial statements relating to these claims. B. Federal and State Receivables Amounts recorded or receivable from federal and state agencies are subject to agency audit and adjustment. Any disallowed claims, including amounts already collected, may constitute a liability of the applicable funds. The amount, if any, of claims which may be disallowed by the grantor agencies cannot be determined at this time, although the City expects such amounts, if any, to be immaterial. C. Tax Increment Districts The City’s tax increment districts are subject to review by the Office of the State Auditor. Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance, which would have a material effect on the financial statements. D. Construction Commitments At December 31, 2019, the City is committed to various construction contracts for the improvement of city property. The City’s remaining commitment under these contracts is approximately $2,734,450. NOTE 16 – DEFICIT FUND BALANCES/NET POSITION At December 31, 2019, the Winnetka/Medicine Lake Tax Increment Capital Project Fund reported a deficit fund balance of $1,825,910. The deficit is due to project costs incurred in advance of funding and will be eliminated through future revenues and other financing sources. At December 31, 2019, the Payroll Benefits Internal Service Fund reported a deficit net position of $11,423,057. The deficit is due to the fund reporting the City’s proportionate share of net pension liabilities related to two state-wide, multiple-employer, cost-sharing defined benefit pension plans administered by the PERA, as described earlier in these notes. This deficit will be eliminated through the future funding of these liabilities. NOTE 17 – SUBSEQUENT EVENTS – COVID 19 Shortly after the 2019 fiscal year-end, the worldwide spread of the novel coronavirus (COVID-19) has caused significant volatility in the economy and financial markets. There is significant uncertainty about the breadth and duration of potential business disruptions related to COVID-19, and its economic impact in the U.S. and around the world. At this time, the City is unable to determine what effect this may have on its future financial condition and operations. REQUIRED SUPPLEMENTARY INFORMATION Proportionate Share of the City’s Net Pension Proportionate Liability and City’s Share of the the City’s Proportionate Plan Fiduciary State of Share of the Share of the Net Position City’s City’s Minnesota’s State of Net Pension as a PERA Fiscal Proportion Proportionate Proportionate Minnesota’s Liability as a Percentage Year-End Date of the Net Share of the Share of the Share of the City’s Percentage of of the Total (Measurement Pension Net Pension Net Pension Net Pension Covered Covered Pension Date)Liability Liability Liability Liability Payroll Payroll Liability 06/30/2015 0.1085% 5,623,033$ –$ –$ 6,374,138$ 88.22% 78.20% 06/30/2016 0.1072% 8,704,108$ 113,679$ 8,817,787$ 6,649,482$ 130.90% 68.90% 06/30/2017 0.1107% 7,067,015$ 88,825$ 7,155,840$ 7,128,621$ 99.14% 75.90% 06/30/2018 0.1088% 6,035,778$ 198,039$ 6,233,817$ 7,313,615$ 82.53% 79.50% 06/30/2019 0.1132% 6,258,574$ 194,492$ 6,453,066$ 8,008,282$ 78.15% 80.20% Contributions Contributions in Relation to as a Statutorily the Statutorily Contribution Percentage Required Required Deficiency Covered of Covered Contributions Contributions (Excess)Payroll Payroll 509,632$ 509,632$ –$ 6,795,097$ 7.50% 507,606$ 507,606$ –$ 6,768,463$ 7.50% 522,131$ 522,131$ –$ 6,961,749$ 7.50% 580,703$ 580,703$ –$ 7,742,669$ 7.50% 611,979$ 611,979$ –$ 8,159,717$ 7.50% Note: City Fiscal Year-End Date City Fiscal Year-End Date 12/31/2015 12/31/2016 Schedule of City Contributions PERA – General Employees Retirement Fund 12/31/2017 December 31, 2019 December 31, 2019 12/31/2018 12/31/2019 The City implemented GASB Statement No.68 in fiscal 2015 (using a June 30,2015 measurement date).This schedule is intended to present 10-year trend information. Additional years will be added as they become available. 12/31/2016 CITY OF GOLDEN VALLEY PERA – General Employees Retirement Fund Schedule of City’s and Nonemployer Proportionate Share of Net Pension Liability 12/31/2015 12/31/2017 12/31/2018 12/31/2019 -72- City’s Proportionate Plan Fiduciary Share of the Net Position City’s City’s Net Pension as a PERA Fiscal Proportion Proportionate Liability as a Percentage Year-End Date of the Net Share of the City’s Percentage of of the Total (Measurement Pension Net Pension Covered Covered Pension Date)Liability Liability Payroll Payroll Liability 06/30/2015 0.3230% 3,670,036$ 2,955,388$ 124.18% 86.60% 06/30/2016 0.3190% 12,802,028$ 3,072,358$ 416.68% 63.90% 06/30/2017 0.3190% 4,306,880$ 3,274,040$ 131.55% 85.40% 06/30/2018 0.3157% 3,365,037$ 3,327,398$ 101.13% 88.80% 06/30/2019 0.3331% 3,546,186$ 3,511,202$ 101.00% 89.30% Contributions Contributions in Relation to as a Statutorily the Statutorily Contribution Percentage Required Required Deficiency Covered of Covered Contributions Contributions (Excess)Payroll Payroll 507,642$ 507,642$ –$ 3,133,590$ 16.20% 506,383$ 506,383$ –$ 3,125,427$ 16.20% 519,363$ 519,363$ –$ 3,205,941$ 16.20% 550,962$ 550,962$ –$ 3,400,997$ 16.20% 609,750$ 609,750$ –$ 3,597,346$ 16.95% Note: 12/31/2016 The City implemented GASB Statement No.68 in fiscal 2015 (using a June 30,2015 measurement date).This schedule is intended to present 10-year trend information.Additional years will be added as they become available. Schedule of City Contributions City Fiscal Year-End Date 12/31/2015 12/31/2017 December 31, 2019 12/31/2018 12/31/2019 PERA – Public Employees Police and Fire Fund CITY OF GOLDEN VALLEY Schedule of City’s Proportionate Share of Net Pension Liability PERA – Public Employees Police and Fire Fund City Fiscal Year-End Date 12/31/2015 12/31/2016 12/31/2017 December 31, 2019 12/31/2018 12/31/2019 -73- City fiscal year ended December 31,2015 2016 2017 2018 2019 Association year ended December 31, (measurement date)2014 2015 2016 2017 2018 Total pension liability Service cost 158,309$ 162,663$ 169,611$ 165,540$ 174,845$ Interest 189,130 198,248 221,030 244,540 228,505 Difference between expected and actual experience – – 175,353 – (124,858) Changes in assumptions – (44,179) – 24,168 60,574 Changes of benefit terms – – 69,254 – 78,567 Benefit payments (332,858) (110,208) (307,251) (328,180) (776,390) Net change in total pension liability 14,581 206,524 327,997 106,068 (358,757) Total pension liability – beginning 2,709,977 2,724,558 2,931,082 3,259,079 3,365,147 Total pension liability – ending 2,724,558$ 2,931,082$ 3,259,079$ 3,365,147$ 3,006,390$ Plan fiduciary net position Contributions (state and local)143,581$ 148,972$ 153,252$ 161,767$ 169,606$ Net investment income 335,884 (20,626) 414,106 849,121 (259,687) Benefit payments (332,858) (110,208) (307,251) (328,180) (776,390) Administrative costs (16,509) (15,827) (16,889) (12,778) (18,459) Net change in plan fiduciary net position 130,098 2,311 243,218 669,930 (884,930) Total plan fiduciary net position – beginning 4,500,389 4,630,487 4,632,798 4,876,016 5,545,946 Total plan fiduciary net position – ending 4,630,487$ 4,632,798$ 4,876,016$ 5,545,946$ 4,661,016$ Net pension liability (asset) – ending (1,905,929)$ (1,701,716)$ (1,616,937)$ (2,180,799)$ (1,654,626)$ Plan fiduciary net position as a percentage of the total pension liability 169.95%158.06%149.61%164.81%155.04% Note: Golden Valley Fire Department Relief Association CITY OF GOLDEN VALLEY The City implemented GASB Statement No.68 in fiscal 2015 (using a December 31,2014 measurement date).This schedule is intended to present 10-year trend information. Additional years will be added as they become available. Golden Valley Fire Department Relief December 31, 2019 Schedule of Changes in Net Pension Asset and Related Ratios -74- Nonemployer Statutorily Contribution Required Actual Contribution State 2% Contributions Contributions Excess Fire Aid 1,141$ 1,141$ –$ 142,440$ –$ –$ –$ 148,972$ –$ –$ –$ 153,252$ –$ –$ –$ 161,767$ –$ –$ –$ 169,606$ –$ –$ –$ 176,486$ Note: December 31, 2019 CITY OF GOLDEN VALLEY Golden Valley Fire Department Relief Association Schedule of City Contributions and Nonemployer Contributing Entities City Contributions 2016 The City implemented GASB Statement No.68 in fiscal 2015 (using a December 31,2014 measurement date). This schedule is intended to present 10-year trend information.Additional years will be added as they become available. City Fiscal Year Ended December 31, 2014 2015 2017 2018 2019 -75- 2018 2019 Total OPEB liability Service cost 133,055$ 144,892$ Interest 71,708 72,136 Changes of assumptions 50,539 (101,648) Benefit payments (72,237) (62,128) Net change in total OPEB liability 183,065 53,252 Total OPEB liability – beginning of year 1,800,103 1,983,168 Total OPEB liability – end of year 1,983,168$ 2,036,420$ Covered payroll 9,700,000$ 10,100,000$ Total OPEB liability as a percentage of covered payroll 20.45%20.16% CITY OF GOLDEN VALLEY There are no plan assets accumulated in a trust that meets the criteria in paragraph 4 of GASB Statement No. 75 to pay these benefits. Note 1: Year Ended December 31, 2019 OPEB Liability and Related Ratios Schedule of Changes in the City’s Total Other Post-Employment Benefits Plan The City implemented GASB Statement No.75 in fiscal 2018.This schedule is intended to present 10-year trend information. Additional years will be added as they become available. Note 2: -76- CITY OF GOLDEN VALLEY Notes to Required Supplementary Information December 31, 2019 -77- PERA – GENERAL EMPLOYEES RETIREMENT FUND 2019 CHANGES IN ACTUARIAL ASSUMPTIONS • The mortality projection scale was changed from MP-2017 to MP-2018. 2019 CHANGES IN PLAN PROVISIONS • The employer supplemental contribution was changed prospectively, decreasing from $31.0 million to $21.0 million per year. The state’s special funding contribution was changed prospectively, requiring $16.0 million due per year through 2031. 2018 CHANGES IN ACTUARIAL ASSUMPTIONS • The mortality projection scale was changed from MP-2015 to MP-2017. • The assumed benefit increase was changed from 1.00 percent per year through 2044, and 2.50 percent per year thereafter, to 1.25 percent per year. 2018 CHANGES IN PLAN PROVISIONS • The augmentation adjustment in early retirement factors is eliminated over a five-year period starting July 1, 2019, resulting in actuarial equivalence after June 30, 2024. • Interest credited on member contributions decreased from 4.00 percent to 3.00 percent, beginning July 1, 2018. • Deferred augmentation was changed to zero percent, effective January 1, 2019. Augmentation that has already accrued for deferred members will still apply. • Contribution stabilizer provisions were repealed. • Post-retirement benefit increases were changed from 1.00 percent per year with a provision to increase to 2.50 percent upon attainment of 90.00 percent funding ratio to 50.00 percent of the Social Security Cost of Living Adjustment, not less than 1.00 percent and not more than 1.50 percent, beginning January 1, 2019. • For retirements on or after January 1, 2024, the first benefit increase is delayed until the retiree reaches normal retirement age; does not apply to Rule of 90 retirees, disability benefit recipients, or survivors. • Actuarial equivalent factors were updated to reflect revised mortality and interest assumptions. CITY OF GOLDEN VALLEY Notes to Required Supplementary Information (continued) December 31, 2019 -78- PERA – GENERAL EMPLOYEES RETIREMENT FUND (CONTINUED) 2017 CHANGES IN ACTUARIAL ASSUMPTIONS • The Combined Service Annuity (CSA) loads were changed from 0.80 percent for active members and 60.00 percent for vested and nonfasted deferred members. The revised CSA loads are now zero percent for active member liability, 15.00 percent for vested deferred member liability, and 3.00 percent for nonvested deferred member liability. • The assumed post-retirement benefit increase rate was changed from 1.00 percent per year for all years, to 1.00 percent per year through 2044, and 2.50 percent per year thereafter. 2017 CHANGES IN PLAN PROVISIONS • The state’s contribution for the Minneapolis Employees Retirement Fund equals $16.0 million in 2017 and 2018, and $6.0 million thereafter. • The Employer Supplemental Contribution for the Minneapolis Employees Retirement Fund changed from $21.0 million to $31.0 million in calendar years 2019 to 2031. The state’s contribution changed from $16.0 million to $6.0 million in calendar years 2019 to 2031. 2016 CHANGES IN ACTUARIAL ASSUMPTIONS • The assumed post-retirement benefit increase rate was changed from 1.00 percent per year through 2035 and 2.50 percent per year thereafter, to 1.00 percent per year for all years. • The assumed investment return was changed from 7.90 percent to 7.50 percent. The single discount rate changed from 7.90 percent to 7.50 percent. • Other assumptions were changed pursuant to the experience study June 30, 2015. The assumed future salary increases, payroll growth, and inflation were decreased by 0.25 percent to 3.25 percent for payroll growth, and 2.50 percent for inflation. 2015 CHANGES IN ACTUARIAL ASSUMPTIONS • The assumed post-retirement benefit increase rate was changed from 1.00 percent per year through 2030 and 2.50 percent per year thereafter, to 1.00 percent per year through 2035, and 2.50 percent per year thereafter. 2015 CHANGES IN PLAN PROVISIONS • On January 1, 2015, the Minneapolis Employees Retirement Fund was merged into the General Employees Fund, which increased the total pension liability by $1.1 billion and increased the fiduciary plan net position by $892.0 million. Upon consolidation, state and employer contributions were revised; the state’s contribution of $6.0 million, which meets the special funding situation definition, was due September 2015. CITY OF GOLDEN VALLEY Notes to Required Supplementary Information (continued) December 31, 2019 -79- PERA – PUBLIC EMPLOYEES POLICE AND FIRE FUND 2019 CHANGES IN ACTUARIAL ASSUMPTIONS • The mortality projection scale was changed from MP-2017 to MP-2018. 2018 CHANGES IN ACTUARIAL ASSUMPTIONS • The mortality projection scale was changed from MP-2016 to MP-2017. 2018 CHANGES IN PLAN PROVISIONS • Post-retirement benefit increases were changed to 1.00 percent for all years, with no trigger. • An end date of July 1, 2048 was added to the existing $9.0 million state contribution. • New annual state aid will equal $4.5 million in fiscal years 2019 and 2020, and $9.0 million thereafter, until the plan reaches 100.00 percent funding, or July 1, 2048, if earlier. • Member contributions were changed from 10.80 percent to 11.30 percent of pay, effective January 1, 2019, and 11.80 percent of pay, effective January 1, 2020. • Employer contributions were changed from 16.20 percent to 16.95 percent of pay, effective January 1, 2019, and 17.70 percent of pay, effective January 1, 2020. • Interest credited on member contributions decreased from 4.00 percent to 3.00 percent, beginning July 1, 2018. • Deferred augmentation was changed to zero percent, effective January 1, 2019. Augmentation that has already accrued for deferred members will still apply. • Actuarial equivalent factors were updated to reflect revised mortality and interest assumptions. 2017 CHANGES IN ACTUARIAL ASSUMPTIONS • Assumed salary increases were changed as recommended in the June 30, 2016 experience study. The net effect is proposed rates that average 0.34 percent lower than the previous rates. • Assumed rates of retirement were changed, resulting in fewer retirements. • The CSA load was 30.00 percent for vested and nonvested deferred members. The CSA has been changed to 33.00 percent for vested members, and 2.00 percent for nonvested members. • Assumed termination rates were decreased to 3.00 percent for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected terminations overall. CITY OF GOLDEN VALLEY Notes to Required Supplementary Information (continued) December 31, 2019 -80- PERA – PUBLIC EMPLOYEES POLICE AND FIRE FUND (CONTINUED) 2017 CHANGES IN ACTUARIAL ASSUMPTIONS (CONTINUED) • The base mortality table for healthy annuitants was changed from the RP-2000 Fully Generational Table to the RP-2014 Fully Generational Table (with a base year of 2006), with male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP-2016. The base mortality table for disabled annuitants was changed from the RP-2000 Disabled Mortality Table to the mortality tables assumed for healthy retirees. • Assumed percentage of married female members was decreased from 65.00 percent to 60.00 percent. • Assumed age difference was changed from separate assumptions for male members (wives assumed to be three years younger) and female members (husbands assumed to be four years older) to the assumption that males are two years older than females. • The assumed percentage of female members electing joint and survivor annuities was increased. • The assumed post-retirement benefit increase rate was changed from 1.00 percent for all years, to 1.00 percent per year through 2064, and 2.50 percent thereafter. • The single discount rate was changed from 5.60 percent per annum to 7.50 percent per annum. 2016 CHANGES IN ACTUARIAL ASSUMPTIONS • The assumed post-retirement benefit increase rate was changed from 1.00 percent per year through 2037, and 2.50 percent per year thereafter, to 1.00 percent per year for all future years. • The assumed investment return was changed from 7.90 percent to 7.50 percent. • The single discount rate changed from 7.90 percent to 5.60 percent. • The assumed future salary increases, payroll growth, and inflation were decreased by 0.25 percent to 3.25 percent for payroll growth, and 2.50 percent for inflation. 2015 CHANGES IN ACTUARIAL ASSUMPTIONS • The assumed post-retirement benefit increase rate was changed from 1.00 percent per year through 2030, and 2.50 percent per year thereafter, to 1.00 percent per year through 2037, and 2.50 percent per year thereafter. 2015 CHANGES IN PLAN PROVISIONS • The post-retirement benefit increase to be paid after attainment of the 90.00 percent funding threshold was changed from inflation up to 2.50 percent, to a fixed rate of 2.50 percent. CITY OF GOLDEN VALLEY Notes to Required Supplementary Information (continued) December 31, 2019 -81- GOLDEN VALLEY FIRE DEPARTMENT RELIEF ASSOCIATION 2019 CHANGES IN ACTUARIAL ASSUMPTIONS • The actuarial assumptions for the single discount rate decreased from 7.25 percent to 6.75 percent. • The inflation assumption was updated from 2.75 percent to 2.50 percent. • The mortality and withdrawal assumptions were updated to the rates used in the July 1, 2018 Minnesota PERA Minnesota Police and Fire Plan actuarial valuation. 2019 CHANGES IN PLAN PROVISIONS • The plan benefit level increased from $8,000 to $8,300 per year of service. 2018 CHANGES IN ACTUARIAL ASSUMPTIONS • The actuarial assumptions for the single discount rate decreased from 7.50 percent to 7.25 percent. 2017 CHANGES IN PLAN PROVISIONS • The plan benefit level increased from $7,500 to $8,000 per year of service. 2016 CHANGES IN ACTUARIAL ASSUMPTIONS • The actuarial assumptions for the single discount rate increased from 7.00 percent to 7.50 percent. OTHER POST-EMPLOYMENT BENEFIT PLAN 2019 CHANGES IN ACTUARIAL ASSUMPTIONS • The actuarial assumptions for the single discount rate increased from 3.44 percent to 4.09 percent. 2018 CHANGES IN ACTUARIAL ASSUMPTIONS • The actuarial assumptions for the single discount rate decreased from 4.50 percent to 3.44 percent. THIS PAGE INTENTIONALLY LEFT BLANK SUPPLEMENTAL INFORMATION THIS PAGE INTENTIONALLY LEFT BLANK -82- NONMAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS Human Service – used to account for fundraising and pull-tab gambling proceeds remitted to the City by various nonprofit organizations that run charitable gambling operations within the City’s limits. The monies are committed to support organizations or programs that address human service needs in the City. Cemetery – used to account for monies received from cemetery plot sales. These funds are restricted for maintenance of the City-owned cemetery. DWI Enforcement – used to account for monies received from DWI-related fines and forfeitures. These funds are restricted for DWI enforcement and education. VOTF – used to account for grants and other funding restricted for the Violent Offenders Task Force. HRA General – used to account for the general activities of the City’s HRA, a blended component unit. Brookview – used to account for the revenues and expenditures of the Brookview Community Center facility. Lodging Tax – used to account for lodging taxes submitted by hotels and motels in the City and the disbursement of those taxes. DEBT SERVICE FUNDS Certificates of Indebtedness – used to account for accumulation of, resources for, and payment of debt service on the City’s general obligation certificates of indebtedness. Tax Abatement Bonds – used to account for accumulation of, resources for, and payment of debt service on bonds sold to finance improvements within the Trunk Highway 55 and Boone Avenue intersection. This fund was closed at the end of the 2019 fiscal year. Brookview Lease Revenue Bonds – used to account for accumulation of, resources for, and payment of debt service on bonds sold to finance the construction of the Brookview Community Center. Douglas Drive Reconstruction Bonds – used to account for accumulation of, resources for, and payment of debt service on bonds sold to finance the reconstruction of Douglas Drive. Highway 55 West Bonds – used to account for accumulation of, resources for, and payment of debt service on bonds sold to finance improvements on Highway 55 West. -83- CAPITAL PROJECT FUNDS Building Fund – used to provide financing for major capital improvements made to the City’s buildings. Cable Improvement Fund – used to provide for the ongoing capital equipment needs necessary to support cable television public access and local programming. Park Capital Improvement Fund – used to provide financing for major improvements to the City’s parks and open space areas. Equipment Replacement Fund – used to provide financing for major vehicle and equipment purchases for the City’s General Fund divisions. State Aid Construction Fund – used to account for state construction aid received to finance qualifying road projects. HRA Capital Project Funds – used to account for the activity of the City’s HRA housing program and the redevelopment activity in the City’s tax increment districts: North Wirth No. 1505, Highway 55 West No. 1506, and Cornerstone Creek No. 1507. THIS PAGE INTENTIONALLY LEFT BLANK Special Revenue Debt Service Capital Project Totals Assets Cash and temporary investments 1,326,269$ 3,025,500$ 8,804,720$ 13,156,489$ Receivables Special assessments – 242,055 368,456 610,511 Accounts 106,763 – – 106,763 Due from other funds – 66,398 – 66,398 Due from other governmental units 11,522 – 153,795 165,317 Total assets 1,444,554$ 3,333,953$ 9,326,971$ 14,105,478$ Liabilities Accounts payable 11,218$ 2,700$ 15,094$ 29,012$ Contracts payable – – 522,237 522,237 Due to other governmental units 1,605 – – 1,605 Deposits 415,935 – 8,686 424,621 Due to other funds – – 68,803 68,803 Total liabilities 428,758 2,700 614,820 1,046,278 Deferred inflows of resources Unavailable revenue – special assessments – 242,055 368,456 610,511 Fund balances Restricted 802,857 3,089,198 3,364,740 7,256,795 Committed 212,939 – – 212,939 Assigned – – 4,978,955 4,978,955 Total fund balances 1,015,796 3,089,198 8,343,695 12,448,689 Total liabilities, deferred inflows of resources, and fund balances 1,444,554$ 3,333,953$ 9,326,971$ 14,105,478$ CITY OF GOLDEN VALLEY Nonmajor Governmental Funds Combining Balance Sheet December 31, 2019 -84- Special Revenue Debt Service Capital Project Totals Revenue Ad valorem taxes –$ 1,216,300$ –$ 1,216,300$ Tax increments – – 624,164 624,164 Special assessments – 42,386 59,731 102,117 Franchise taxes – 370,000 – 370,000 Intergovernmental revenue 23,043 – 1,614,747 1,637,790 Charges for services 490,506 – – 490,506 Investment income 25,194 48,758 207,244 281,196 Other revenue Lawful gambling proceeds 45,711 – – 45,711 Miscellaneous 72,283 – 126,060 198,343 Total revenue 656,737 1,677,444 2,631,946 4,966,127 Expenditures Current General government 101,837 – – 101,837 Public safety 22,774 – – 22,774 Parks and recreation 372,293 – – 372,293 Capital outlay – – 3,338,341 3,338,341 Debt service Principal – 2,100,000 130,000 2,230,000 Interest and fiscal charges – 786,251 54,931 841,182 Total expenditures 496,904 2,886,251 3,523,272 6,906,427 Excess (deficiency) of revenue over expenditures 159,833 (1,208,807) (891,326) (1,940,300) Other financing sources (uses) Sale of capital assets – – 200,217 200,217 Transfers in – 902,426 927,799 1,830,225 Transfers (out)(10,000) (396,903) (112,645) (519,548) Total other financing sources (uses)(10,000) 505,523 1,015,371 1,510,894 Net change in fund balances 149,833 (703,284) 124,045 (429,406) Fund balances Beginning of year 865,963 3,792,482 8,219,650 12,878,095 End of year 1,015,796$ 3,089,198$ 8,343,695$ 12,448,689$ CITY OF GOLDEN VALLEY Nonmajor Governmental Funds Combining Statement of Revenue, Expenditures, and Changes in Fund Balances Year Ended December 31, 2019 -85- Human DWI Service Cemetery Enforcement VOTF Assets Cash and temporary investments 208,020$ 90,029$ 25,039$ 113,855$ Receivables Accounts 4,919 – – – Due from other governmental units – – – 11,522 Total assets 212,939$ 90,029$ 25,039$ 125,377$ Liabilities Accounts payable –$ –$ 250$ –$ Deposits – – – – Due to other governmental units – – – – Total liabilities – – 250 – Fund balances Restricted for cemetery maintenance – 90,029 – – Restricted for DWI enforcement – – 24,789 – Restricted for VOTF – – – 125,377 Restricted for redevelopment – – – – Restricted for Brookview – – – – Restricted for lodging tax – – – – Committed for human service needs 212,939 – – – Total fund balances 212,939 90,029 24,789 125,377 Total liabilities and fund balances 212,939$ 90,029$ 25,039$ 125,377$ CITY OF GOLDEN VALLEY Nonmajor Special Revenue Funds Combining Balance Sheet December 31, 2019 -86- HRA Lodging General Brookview Tax Totals 422,114$ 443,112$ 24,100$ 1,326,269$ – 87,988 13,856 106,763 – – – 11,522 422,114$ 531,100$ 37,956$ 1,444,554$ –$ 2,204$ 8,764$ 11,218$ 251,564 164,371 – 415,935 – 2,049 (444) 1,605 251,564 168,624 8,320 428,758 – – – 90,029 – – – 24,789 – – – 125,377 170,550 – – 170,550 – 362,476 – 362,476 – – 29,636 29,636 – – – 212,939 170,550 362,476 29,636 1,015,796 422,114$ 531,100$ 37,956$ 1,444,554$ -87- Human DWI Service Cemetery Enforcement VOTF Revenue Intergovernmental revenue –$ –$ –$ 23,043$ Charges for services – – – – Investment income 4,954 2,063 527 2,638 Other revenue Lawful gambling proceeds 45,711 – – – Miscellaneous 38,487 2,500 22,040 – Total revenue 89,152 4,563 22,567 25,681 Expenditures Current General government Operating supplies 14,837 – – – Professional services 75,000 – – – Public safety Operating supplies – – 18,835 3,939 Parks and recreation Salaries – – – – Operating supplies – – – – Total expenditures 89,837 – 18,835 3,939 Excess (deficiency) of revenue over expenditures (685) 4,563 3,732 21,742 Other financing sources (uses) Transfers (out)– – – (10,000) Net change in fund balances (685) 4,563 3,732 11,742 Fund balances Beginning of year 213,624 85,466 21,057 113,635 End of year 212,939$ 90,029$ 24,789$ 125,377$ CITY OF GOLDEN VALLEY Nonmajor Special Revenue Funds Combining Statement of Revenue, Expenditures, and Changes in Fund Balances Year Ended December 31, 2019 -88- HRA Lodging General Brookview Tax Totals –$ –$ –$ 23,043$ – 490,506 – 490,506 5,843 8,612 557 25,194 – – – 45,711 – – 9,256 72,283 5,843 499,118 9,813 656,737 – – – 14,837 12,000 – – 87,000 – – – 22,774 – 289,809 – 289,809 – 82,484 – 82,484 12,000 372,293 – 496,904 (6,157) 126,825 9,813 159,833 – – – (10,000) (6,157) 126,825 9,813 149,833 176,707 235,651 19,823 865,963 170,550$ 362,476$ 29,636$ 1,015,796$ -89- Tax Brookview Douglas Drive Certificates of Abatement Lease Revenue Reconstruction Hwy 55 West Indebtedness Bonds Bonds Bonds Bonds Totals Assets Cash and temporary investments 728,489$ –$ 1,428,732$ 643,428$ 224,851$ 3,025,500$ Receivables Special assessments – – – – 242,055 242,055 Due from other funds – – – – 66,398 66,398 Total assets 728,489$ –$ 1,428,732$ 643,428$ 533,304$ 3,333,953$ Liabilities Accounts payable 2,700$ –$ –$ –$ –$ 2,700$ Deferred inflows of resources Unavailable revenue – special assessments – – – – 242,055 242,055 Fund balances Restricted for debt service 725,789 – 1,428,732 643,428 291,249 3,089,198 Total liabilities, deferred inflows of resources, and fund balances 728,489$ –$ 1,428,732$ 643,428$ 533,304$ 3,333,953$ CITY OF GOLDEN VALLEY Nonmajor Debt Service Funds Combining Balance Sheet December 31, 2019 -90- Tax Brookview Douglas Drive Certificates of Abatement Lease Revenue Reconstruction Hwy 55 West Indebtedness Bonds Bonds Bonds Bonds Totals Revenue Ad valorem taxes –$ –$ 1,216,300$ –$ –$ 1,216,300$ Special assessments – – – – 42,386 42,386 Franchise taxes – – – 370,000 – 370,000 Investment income 16,998 – 16,424 10,784 4,552 48,758 Total revenue 16,998 – 1,232,724 380,784 46,938 1,677,444 Expenditures Debt service Principal 800,000 330,000 650,000 225,000 95,000 2,100,000 Interest and fiscal charges 34,425 2,548 560,171 144,162 44,945 786,251 Total expenditures 834,425 332,548 1,210,171 369,162 139,945 2,886,251 Excess (deficiency) of revenue over expenditures (817,427) (332,548) 22,553 11,622 (93,007) (1,208,807) Other financing sources (uses) Transfers in 882,580 – – – 19,846 902,426 Transfers out – (396,903)– – – (396,903) Total other financing sources (uses)882,580 (396,903) – – 19,846 505,523 Net change in fund balances 65,153 (729,451) 22,553 11,622 (73,161) (703,284) Fund balances Beginning of year 660,636 729,451 1,406,179 631,806 364,410 3,792,482 End of year 725,789$ –$ 1,428,732$ 643,428$ 291,249$ 3,089,198$ CITY OF GOLDEN VALLEY Nonmajor Debt Service Funds Combining Statement of Revenue, Expenditures, and Changes in Fund Balances Year Ended December 31, 2019 -91- Cable Park Capital Equipment Building Improvement Improvement Replacement Assets Cash and temporary investments 1,388,500$ 333,187$ 180,226$ 2,779,047$ Receivables Special assessments – – – – Due from other governmental units – – – – Total assets 1,388,500$ 333,187$ 180,226$ 2,779,047$ Liabilities Accounts payable 1,132$ –$ –$ 12,724$ Contracts payable 155,116 – 5,417 – Deposits – – – – Due to other funds – – – – Total liabilities 156,248 – 5,417 12,724 Deferred inflows of resources Unavailable revenue – special assessments – – – – Fund balances Restricted for redevelopment – – – – Restricted for street improvements – – – – Assigned for cable improvements – 333,187 – – Assigned for park improvements – – 174,809 – Assigned for equipment replacement – – – 2,766,323 Assigned for street improvements – – – – Assigned for capital improvements 1,232,252 – – – Total fund balances 1,232,252 333,187 174,809 2,766,323 Total liabilities, deferred inflows of resources, and fund balances 1,388,500$ 333,187$ 180,226$ 2,779,047$ CITY OF GOLDEN VALLEY Nonmajor Capital Project Funds Combining Balance Sheet December 31, 2019 -92- Cornerstone State Aid HRA Capital North Wirth Hwy 55 West Creek Construction Project Tax Increment Tax Increment Tax Increment Totals 3,566,142$ 105,695$ 17,968$ 405,780$ 28,175$ 8,804,720$ 368,456 – – – – 368,456 151,030 – 2,765 – – 153,795 4,085,628$ 105,695$ 20,733$ 405,780$ 28,175$ 9,326,971$ 1,238$ –$ –$ –$ –$ 15,094$ 361,704 – – – – 522,237 – – 8,686 – – 8,686 – – 594 67,605 604 68,803 362,942 – 9,280 67,605 604 614,820 368,456 – – – – 368,456 – 105,695 11,453 338,175 27,571 482,894 2,881,846 – – – – 2,881,846 – – – – – 333,187 – – – – – 174,809 – – – – – 2,766,323 472,384 – – – – 472,384 – – – – – 1,232,252 3,354,230 105,695 11,453 338,175 27,571 8,343,695 4,085,628$ 105,695$ 20,733$ 405,780$ 28,175$ 9,326,971$ -93- Cable Park Capital Equipment Building Improvement Improvement Replacement Revenue Tax increments –$ –$ –$ –$ Special assessments – – – – Intergovernmental revenue – – – – Investment income 30,684 7,310 8,198 70,492 Other revenue Miscellaneous – 39,161 47,854 39,045 Total revenue 30,684 46,471 56,052 109,537 Expenditures Capital outlay Street – – – – City buildings and grounds 321,556 – 521,909 – Equipment – – – 794,799 HRA projects – – – – Total capital outlay 321,556 – 521,909 794,799 Debt service Principal – – – – Interest and fiscal charges – – – – Total debt service – – – – Total expenditures 321,556 – 521,909 794,799 Excess (deficiency) of revenue over expenditures (290,872) 46,471 (465,857) (685,262) Other financing sources (uses) Sale of capital assets – – – 200,217 Transfers in 400,000 – 325,000 110,000 Transfers (out)– – – – Total other financing sources (uses)400,000 – 325,000 310,217 Net change in fund balances 109,128 46,471 (140,857) (375,045) Fund balances Beginning of year 1,123,124 286,716 315,666 3,141,368 End of year 1,232,252$ 333,187$ 174,809$ 2,766,323$ CITY OF GOLDEN VALLEY Nonmajor Capital Project Funds Combining Statement of Revenue, Expenditures, and Changes in Fund Balances Year Ended December 31, 2019 -94- Cornerstone State Aid HRA Capital North Wirth Hwy 55 West Creek Construction Project Tax Increment Tax Increment Tax Increment Totals –$ –$ 17,698$ 551,444$ 55,022$ 624,164$ 59,731 – – – – 59,731 1,614,747 – – – – 1,614,747 85,208 1,443 454 3,345 110 207,244 – – – – – 126,060 1,759,686 1,443 18,152 554,789 55,132 2,631,946 1,490,673 – – – – 1,490,673 – – – – – 843,465 – – – – – 794,799 – – 10,864 170,443 28,097 209,404 1,490,673 – 10,864 170,443 28,097 3,338,341 130,000 – – – – 130,000 54,931 – – – – 54,931 184,931 – – – – 184,931 1,675,604 – 10,864 170,443 28,097 3,523,272 84,082 1,443 7,288 384,346 27,035 (891,326) – – – – – 200,217 92,799 – – – – 927,799 (19,846) – – (92,799) – (112,645) 72,953 – – (92,799) – 1,015,371 157,035 1,443 7,288 291,547 27,035 124,045 3,197,195 104,252 4,165 46,628 536 8,219,650 3,354,230$ 105,695$ 11,453$ 338,175$ 27,571$ 8,343,695$ -95- THIS PAGE INTENTIONALLY LEFT BLANK 2018 Final Over (Under) Budget Actual Budget Actual Revenue Taxes Ad valorem 18,450,845$ 18,149,133$ (301,712)$ 17,160,214$ Penalties and interest – 17,744 17,744 21,223 Total taxes 18,450,845 18,166,877 (283,968) 17,181,437 Special assessments 10,000 8,189 (1,811) 6,156 Licenses and permits Licenses 212,030 258,895 46,865 240,215 Permits 887,960 1,446,969 559,009 1,538,106 Total licenses and permits 1,099,990 1,705,864 605,874 1,778,321 Intergovernmental revenue Federal grants – – – 21,427 State grants 15,190 122,313 107,123 88,508 Total intergovernmental revenue 15,190 122,313 107,123 109,935 Charges for services General government 25,250 22,574 (2,676) 33,476 Police 119,500 146,292 26,792 162,794 Fire 44,000 41,637 (2,363) 33,398 Physical development 6,000 (2,411) (8,411) 195,484 Public works 161,300 204,041 42,741 – Parks and recreation 416,500 382,251 (34,249) 417,045 Other funds 691,500 808,948 117,448 779,122 Total charges for services 1,464,050 1,603,332 139,282 1,621,319 Fines and forfeitures 340,000 260,565 (79,435) 379,708 Investment income 100,000 259,642 159,642 180,776 Other revenue Rents 173,200 187,005 13,805 234,067 Miscellaneous 8,300 18,700 10,400 12,411 Total other revenue 181,500 205,705 24,205 246,478 Total revenue 21,661,575$ 22,332,487$ 670,912$ 21,504,130$ 2019 CITY OF GOLDEN VALLEY General Fund Schedule of Revenue – Budget and Actual Year Ended December 31, 2019 (With Comparative Actual Amounts for the Year Ended December 31, 2018) -96- Final Personal Supplies and Budget Services Services Capital Outlay Expenditures General government City Council 384,145$ 210,085$ 133,631$ –$ City manager 921,015 709,007 68,560 – Legal service 183,340 181,242 – – Total general government 1,488,500 1,100,334 202,191 – Administrative services 2,076,945 969,123 998,144 – Casualty insurance 310,000 – 316,206 – Public safety Police 6,546,785 5,015,924 917,083 – Fire 1,579,315 1,093,720 262,625 – Total public safety 8,126,100 6,109,644 1,179,708 – Physical development Administration 316,110 292,448 11,729 – Engineering 774,905 416,634 308,399 – Inspections 922,125 548,711 129,146 – Planning 421,025 299,220 47,060 – Total physical development 2,434,165 1,557,013 496,334 – Public works Building operations 728,980 47,596 648,640 135,400 Street maintenance 1,850,475 953,436 1,053,497 5,685 Park maintenance 1,312,805 860,451 347,002 – Total public works 3,892,260 1,861,483 2,049,139 141,085 Parks and recreation Administration 815,695 660,830 104,675 – Recreation programs 404,850 149,629 166,782 – Total parks and recreation 1,220,545 810,459 271,457 – Total expenditures 19,548,515$ 12,408,056$ 5,513,179$ 141,085$ 2019 Actual CITY OF GOLDEN VALLEY General Fund Schedule of Expenditures – Budget and Actual Year Ended December 31, 2019 (With Comparative Actual Amounts for the Year Ended December 31, 2018) -97- 2018 Over (Under) Total Budget Actual 343,716$ (40,429)$ 372,241$ 777,567 (143,448) 747,717 181,242 (2,098) 201,477 1,302,525 (185,975) 1,321,435 1,967,267 (109,678) 1,916,030 316,206 6,206 318,934 5,933,007 (613,778) 5,632,488 1,356,345 (222,970) 1,357,351 7,289,352 (836,748) 6,989,839 304,177 (11,933) 292,795 725,033 (49,872) 746,141 677,857 (244,268) 752,028 346,280 (74,745) 321,324 2,053,347 (380,818) 2,112,288 831,636 102,656 672,356 2,012,618 162,143 1,784,315 1,207,453 (105,352) 1,169,970 4,051,707 159,447 3,626,641 765,505 (50,190) 715,266 316,411 (88,439) 380,871 1,081,916 (138,629) 1,096,137 18,062,320$ (1,486,195)$ 17,381,304$ 2019 Actual -98- THIS PAGE INTENTIONALLY LEFT BLANK -99- INTERNAL SERVICE FUNDS Workers’ Compensation Fund – used to account for the financing of all of the City’s workers’ compensation benefits. Payroll Benefits Fund – used to account for the financing of all of the City’s employee benefits, such as compensated absences, pension contributions, other-post-employment benefits, and termination pay. Vehicle Maintenance Fund – used to account for the maintenance of motor vehicles of all departments and related costs. Workers’Payroll Vehicle Compensation Benefits Maintenance Totals Assets Current assets Cash and temporary investments 157,048$ 2,020,340$ 79,959$ 2,257,347$ Receivables Accounts – 10,941 – 10,941 Inventory – – 99,945 99,945 Prepaids – – 205 205 Total current assets 157,048 2,031,281 180,109 2,368,438 Noncurrent assets Net pension asset – fire relief – 1,654,626 – 1,654,626 Capital assets Machinery and equipment – – 259,406 259,406 Less accumulated depreciation – – (190,125) (190,125) Total noncurrent assets – 1,654,626 69,281 1,723,907 Total assets 157,048 3,685,907 249,390 4,092,345 Deferred outflows of resources Pension plan deferments – PERA – 4,152,011 – 4,152,011 Pension plan deferments – fire relief – 628,352 – 628,352 OPEB plan deferments – 162,441 – 162,441 Total deferred outflows of resources – 4,942,804 – 4,942,804 Total assets and deferred outflows of resources 157,048$ 8,628,711$ 249,390$ 9,035,149$ Liabilities Current liabilities Accounts payable –$ 238$ 28,029$ 28,267$ Accrued compensated absences – current – 1,147,000 – 1,147,000 Due to other governmental units – – 109 109 Deposits – 15,618 – 15,618 Total current liabilities – 1,162,856 28,138 1,190,994 Noncurrent liabilities Accrued compensated absences – 390,918 – 390,918 Net pension liability – PERA – 9,804,760 – 9,804,760 Total OPEB liability – 2,036,420 – 2,036,420 Total noncurrent liabilities – 12,232,098 – 12,232,098 Total liabilities – 13,394,954 28,138 13,423,092 Deferred inflows of resources Pension plan deferments – PERA – 6,250,013 – 6,250,013 Pension plan deferments – fire relief – 315,854 – 315,854 OPEB plan deferments – 90,947 – 90,947 Total deferred inflows of resources – 6,656,814 – 6,656,814 Net position Net investment in capital assets – – 69,281 69,281 Restricted for fire relief pensions – 1,967,124 – 1,967,124 Unrestricted 157,048 (13,390,181) 151,971 (13,081,162) Total net position 157,048 (11,423,057) 221,252 (11,044,757) Total liabilities, deferred inflows of resources, and net position 157,048$ 8,628,711$ 249,390$ 9,035,149$ CITY OF GOLDEN VALLEY Internal Service Funds Combining Statement of Net Position December 31, 2019 -100- Workers’Payroll Vehicle Compensation Benefits Maintenance Totals Operating revenue Charges to other funds 382,883$ 6,128,971$ 456,975$ 6,968,829$ Payroll benefits charged to employees – 1,573,108 – 1,573,108 Total operating revenue 382,883 7,702,079 456,975 8,541,937 Operating expenses Workers’ compensation charges 382,883 – – 382,883 Payroll benefits charges – 8,632,773 – 8,632,773 Vehicle maintenance operations – – 438,324 438,324 Depreciation – – 19,872 19,872 Total operating expenses 382,883 8,632,773 458,196 9,473,852 Operating income (loss)– (930,694) (1,221) (931,915) Nonoperating revenue Intergovernmental revenue – 529,312 – 529,312 Investment income 996 51,964 1,221 54,181 Total nonoperating revenue 996 581,276 1,221 583,493 Change in net position 996 (349,418) – (348,422) Net position Beginning of year 156,052 (11,073,639) 221,252 (10,696,335) End of year 157,048$ (11,423,057)$ 221,252$ (11,044,757)$ CITY OF GOLDEN VALLEY Internal Service Funds Combining Statement of Revenue, Expenses, and Changes in Net Position Year Ended December 31, 2019 -101- Workers’Payroll Vehicle Compensation Benefits Maintenance Totals Cash flows from operating activities Receipts from customers and users –$ 1,573,108$ –$ 1,573,108$ Receipts from interfund services provided 382,883 6,125,038 456,975 6,964,896 Paid to suppliers/service providers (382,883) (5,955,203) (117,582) (6,455,668) Paid to employees – (2,545,388) (324,072) (2,869,460) Net cash flows from operating activities – (802,445) 15,321 (787,124) Cash flows from investing activities Interest received on investments 996 51,964 1,221 54,181 Cash flows from noncapital financing activities Intergovernmental revenue – 529,312 – 529,312 Net increase (decrease) in cash and temporary investments/cash equivalents 996 (221,169) 16,542 (203,631) Cash and temporary investments/cash equivalents Beginning of year 156,052 2,241,509 63,417 2,460,978 End of year 157,048$ 2,020,340$ 79,959$ 2,257,347$ Reconciliation of operating income (loss) to net cash flows from operating activities Operating income (loss)–$ (930,694)$ (1,221)$ (931,915)$ Adjustments to reconcile operating income (loss) to net cash flows from operating activities Depreciation – – 19,872 19,872 Changes in assets, liabilities, and deferred outflows/inflows Accounts receivable – (3,933) – (3,933) Inventory – – (15,382) (15,382) Prepaids – – (205) (205) Net pension asset – fire relief – 526,173 – 526,173 Deferred outflows – pension and OPEB plans – 1,299,520 – 1,299,520 Accounts payable – (3,390) 12,270 8,880 Due to other governmental units – – (13) (13) Deposits – 6,186 – 6,186 Accrued compensated absences – (79,222) – (79,222) Net pension liability – PERA – 403,945 – 403,945 Total OPEB liability – 53,252 – 53,252 Deferred inflows – pension and OPEB plans – (2,074,282) – (2,074,282) Net cash from operating activities –$ (802,445)$ 15,321$ (787,124)$ CITY OF GOLDEN VALLEY Internal Service Funds Combining Statement of Cash Flows Year Ended December 31, 2019 -102- OTHER CITY INFORMATION Accounted for Current Amount Budget in Prior Years Year Remaining Sources of funds Tax increments received 920,000$ 325,173$ 17,698$ 577,129$ Real estate sales 575,000 523,431 – 51,569 Interest income – 3,954 454 (4,408) Total sources of funds 1,495,000 852,558 18,152 624,290 Uses of funds Land and building acquisition – 205,545 10,269 (215,814) Site preparation and improvements 1,000,000 622,318 595 377,087 Administrative costs – 16,058 – (16,058) Interest and fiscal costs 495,000 4,472 – 490,528 Total uses of funds 1,495,000 848,393 10,864 635,743 Funds remaining (deficit)–$ 4,165$ 7,288$ (11,453)$ Note: Purchaser/Developer Sale Price Cost GVEC, LLC Business Center 523,431$ 1,093,241$ Property purchased and sold to developers: Project The cost of the property sold to GVEC,LLC includes the $567,685 original purchase price that was paid by the North Wirth Parkway No. 1501 Tax Increment Financing District prior to the establishment of this district. CITY OF GOLDEN VALLEY Schedule of Sources and Uses of Public Funds for North Wirth Parkway No. 1505, a Tax Increment Financing District Year Ended December 31, 2019 Real estate sales -103- Accounted for Current Amount Budget in Prior Years Year Remaining Sources of funds Bond proceeds –$ 2,008,681$ –$ (2,008,681)$ Tax increments received 8,814,808 315,141 551,444 7,948,223 Special assessments – 296,783 42,386 (339,169) Interest income – 29,906 7,897 (37,803) Total sources of funds 8,814,808 2,650,511 601,727 5,562,570 Uses of funds Site acquisition and improvements 4,545,891 2,173,499 242,190 2,130,202 Administrative costs 881,480 2,024 1,206 878,250 Principal – – 95,000 (95,000) Interest and fiscal costs 3,387,437 63,950 44,945 3,278,542 Total uses of funds 8,814,808 2,239,473 383,341 6,191,994 Funds remaining (deficit)–$ 411,038$ 218,386$ (629,424)$ CITY OF GOLDEN VALLEY Schedule of Sources and Uses of Public Funds for Highway 55 West No. 1506, a Tax Increment Financing District Year Ended December 31, 2019 -104- Accounted for Current Amount Budget in Prior Years Year Remaining Sources of funds Tax increments received 1,535,716$ 45,413$ 55,022$ 1,435,281$ Interest income – 7 110 (117) Total sources of funds 1,535,716 45,420 55,132 1,435,164 Uses of funds Site acquisition and improvements 687,975 44,884 28,097 614,994 Administrative costs 171,571 – – 171,571 Interest and fiscal costs 676,170 – – 676,170 Total uses of funds 1,535,716 44,884 28,097 1,462,735 Funds remaining (deficit)–$ 536$ 27,035$ (27,571)$ CITY OF GOLDEN VALLEY Schedule of Sources and Uses of Public Funds for Cornerstone Creek No. 1507, a Tax Increment Financing District Year Ended December 31, 2019 -105- Accounted for Current Amount Budget in Prior Years Year Remaining Sources of funds Tax increments received 19,052,584$ 266,201$ 482,037$ 18,304,346$ Interest income – – 1,516 (1,516) Total sources of funds 19,052,584 266,201 483,553 18,302,830 Uses of funds Site improvements – utilities 7,913,693 2,316,202 64,804 5,532,687 Administrative costs 1,945,145 – – 1,945,145 Interest and fiscal costs 9,193,746 114,861 79,797 8,999,088 Total uses of funds 19,052,584 2,431,063 144,601 16,476,920 Funds remaining (deficit)–$ (2,164,862)$ 338,952$ 1,825,910$ CITY OF GOLDEN VALLEY Schedule of Sources and Uses of Public Funds for Winnetka/Medicine Lake (Liberty Crossing) No. 1508, a Tax Increment Financing District Year Ended December 31, 2019 -106- THIS PAGE INTENTIONALLY LEFT BLANK STATISTICAL SECTION (UNAUDITED) THIS PAGE INTENTIONALLY LEFT BLANK Page Contents: Financial Trends 108 Revenue Capacity 120 Debt Capacity 125 Demographic and Economic Information 133 Operating Indicators 135 Source: Unless otherwise noted, the information in these schedules is derived from the CAFR for the relevant year. These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the City provides, and the activities it performs. STATISTICAL SECTION (UNAUDITED) This part of the City of Golden Valley,Minnesota’s (the City)Comprehensive Annual Financial Report (CAFR)presents detailed information as a context for understanding what the information in the financial statements,note disclosures,and required supplementary information says about the City’s overall financial health. These schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. These schedules contain information to help the reader assess the City’s most significant revenue source, including the property tax and utility revenue. These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. These schedules offer demographic and economic indicators to help the reader understand the environment within which the City’s financial activities take place. -107- Fiscal Year 2010 2011 2012 2013 Governmental activities Net investment in capital assets 21,635,548$ 22,753,481$ 22,622,764$ 21,829,745$ Restricted 22,187,677 23,045,045 26,673,032 29,535,846 Unrestricted 5,812,640 5,903,464 7,499,559 9,306,292 Total governmental activities net position 49,635,865$ 51,701,990$ 56,795,355$ 60,671,883$ Business-type activities Net investment in capital assets 24,838,885$ 27,268,683$ 27,416,740$ 28,427,621$ Unrestricted 17,231,676 16,430,056 17,508,592 18,562,323 Total business-type activities net position 42,070,561$ 43,698,739$ 44,925,332$ 46,989,944$ Primary government Net investment in capital assets 46,474,433$ 50,022,164$ 50,039,504$ 50,257,366$ Restricted 22,187,677 23,045,045 26,673,032 29,535,846 Unrestricted 23,044,316 22,333,520 25,008,151 27,868,615 Total primary government net position 91,706,426$ 95,400,729$ 101,720,687$ 107,661,827$ Note 1: Note 2: Note 3: The City implemented GASB Statement No.68 in 2015,resulting in a restatement of beginning net position for the effects of implementing this standard. Net position for previous years has not been restated. The City implemented GASB Statement No.75 in 2018,resulting in a restatement of beginning net position for the effects of implementing this standard. Net position for previous years has not been restated. CITY OF GOLDEN VALLEY Net Position by Component Last Ten Fiscal Years (Accrual Basis of Accounting) The City implemented GASB Statement No.65 in 2012.Net position for 2011 was restated for the effect of implementing this standard. Net position for previous years has not been restated. -108- 2014 2015 2016 2017 2018 2019 21,499,939$ 24,816,606$ 23,527,470$ 24,239,358$ 27,973,471$ 30,178,374$ 29,553,484 17,942,353 18,567,757 21,342,170 24,401,665 25,785,567 14,349,901 15,401,264 12,900,989 14,755,485 11,015,315 13,001,567 65,403,324$ 58,160,223$ 54,996,216$ 60,337,013$ 63,390,451$ 68,965,508$ 29,588,257$ 30,101,294$ 31,809,835$ 35,854,260$ 36,950,518$ 39,110,394$ 16,164,578 14,010,619 17,561,589 16,068,264 19,689,949 23,980,781 45,752,835$ 44,111,913$ 49,371,424$ 51,922,524$ 56,640,467$ 63,091,175$ 51,088,196$ 54,917,900$ 55,337,305$ 60,093,618$ 64,923,989$ 69,288,768$ 29,553,484 17,942,353 18,567,757 21,342,170 24,401,665 25,785,567 30,514,479 29,411,883 30,462,578 30,823,749 30,705,264 36,982,348 111,156,159$ 102,272,136$ 104,367,640$ 112,259,537$ 120,030,918$ 132,056,683$ -109- Fiscal Year 2010 2011 2012 2013 Expenses Governmental activities General government 3,801,269$ 3,319,661$ 3,121,543$ 2,914,823$ Public safety 6,585,990 6,490,371 6,906,449 7,310,946 Physical development 9,864,540 9,720,753 9,758,495 10,325,068 Public works – – – – Parks and recreation 1,338,155 1,335,562 1,692,346 1,588,798 Interest and fiscal charges 3,272,726 2,930,757 2,724,495 2,633,359 Total governmental activities expenses 24,862,680 23,797,104 24,203,328 24,772,994 Business-type activities Water and sewer 6,561,335 8,474,883 8,023,803 7,611,927 Storm sewer 1,239,080 1,176,603 1,383,594 1,589,410 Golf course 1,736,551 1,708,984 1,724,174 1,645,728 Motor vehicle licensing 423,423 260,583 154,492 326,382 Recycling 290,818 218,145 299,809 410,808 Total business-type activities expenses 10,251,207 11,839,198 11,585,872 11,584,255 Total primary government expenses 35,113,887$ 35,636,302$ 35,789,200$ 36,357,249$ Program revenues Governmental activities Charges for services General government 273,318$ 277,901$ 263,035$ 279,725$ Public safety 1,311,914 1,609,601 1,628,076 1,861,481 Physical development 337,146 360,307 400,773 407,938 Public works – – – – Parks and recreation 379,356 438,349 614,164 594,142 Operating grants and contributions 410,767 413,826 464,187 559,246 Capital grants and contributions 1,831,662 2,498,297 3,595,000 1,882,698 Total governmental activities program revenues 4,544,163 5,598,281 6,965,235 5,585,230 Business-type activities Charges for services Water and sewer 7,391,493 8,636,333 8,217,582 7,831,307 Storm sewer 2,279,840 2,279,633 2,256,336 2,274,549 Golf course 1,676,136 1,580,954 1,765,186 1,502,897 Motor vehicle licensing 531,074 138,936 92,626 304,424 Recycling 220,809 266,858 276,190 276,099 Operating grants and contributions 177,601 463,650 128,893 495,451 Capital grants and contributions – 191,686 32,162 852,075 Total business-type activities program revenues 12,276,953 13,558,050 12,768,975 13,536,802 Total primary government program revenues 16,821,116$ 19,156,331$ 19,734,210$ 19,122,032$ CITY OF GOLDEN VALLEY Changes in Net Position Last Ten Fiscal Years (Accrual Basis of Accounting) -110- 2014 2015 2016 2017 2018 2019 3,066,025$ 11,327,689$ 4,182,777$ 3,260,989$ 3,633,644$ 3,645,284$ 6,831,136 6,907,661 8,213,351 8,128,614 7,979,009 8,611,294 11,396,748 13,448,443 11,274,790 11,539,091 12,019,371 2,102,527 – – – – – 9,226,210 1,545,616 1,486,218 1,736,619 2,205,615 2,710,862 2,470,334 2,456,490 2,066,076 2,172,554 2,321,780 1,947,173 1,907,064 25,296,015 35,236,087 27,580,091 27,456,089 28,290,059 27,962,713 9,867,531 9,867,731 8,327,113 8,395,036 9,374,281 8,863,414 1,944,935 1,795,260 1,685,494 2,526,607 1,861,392 2,331,381 1,693,028 1,848,745 2,172,621 2,348,327 3,235,267 3,163,981 326,201 349,019 401,363 405,407 399,060 410,430 393,280 392,239 407,664 389,472 408,286 477,286 14,224,975 14,252,994 12,994,255 14,064,849 15,278,286 15,246,492 39,520,990$ 49,489,081$ 40,574,346$ 41,520,938$ 43,568,345$ 43,209,205$ 276,782$ 263,205$ 223,237$ 238,339$ 267,543$ 209,369$ 1,837,076 1,985,746 2,155,832 3,460,736 2,132,083 537,505 342,809 415,395 400,351 565,550 663,328 1,621,151 – – – – – 348,830 534,821 594,130 489,959 443,632 981,624 920,139 538,956 600,264 643,970 1,444,260 1,261,435 724,609 2,028,250 6,377,610 1,578,699 2,689,043 3,140,938 2,791,326 5,558,694 10,236,350 5,492,048 8,841,560 8,446,951 7,152,929 7,751,250 8,266,107 8,814,629 9,574,647 10,482,578 10,022,356 2,278,128 2,281,125 2,241,536 2,328,336 2,446,828 2,480,095 1,543,151 2,071,141 2,106,472 2,059,405 2,956,984 3,205,252 347,382 395,718 457,275 453,215 435,698 477,523 323,184 331,630 378,934 389,894 391,131 408,058 701,605 209,831 167,557 966,871 395,134 188,765 – – 1,561,135 1,227,470 398,387 2,795,362 12,944,700 13,555,552 15,727,538 16,999,838 17,506,740 19,577,411 18,503,394$ 23,791,902$ 21,219,586$ 25,841,398$ 25,953,691$ 26,730,340$ -111-(continued) Fiscal Year 2010 2011 2012 2013 Net (expense) revenue Governmental activities (20,318,517)$ (20,318,517)$ (17,238,093)$ (19,187,764)$ Business-type activities 2,025,746 1,718,852 1,183,103 1,952,547 Total primary government net expense (18,292,771)$ (18,599,665)$ (16,054,990)$ (17,235,217)$ General revenues and other changes in net position Governmental activities Property taxes 20,143,891$ 19,752,048$ 20,946,972$ 21,757,173$ Franchise taxes – 581,600 621,585 904,928 Unrestricted grants and contributions 27,386 27,386 – – Other general revenues 350,183 336,139 353,033 338,245 Investment earnings 250,723 300,813 214,493 112,817 Gain on sale of capital assets 44,330 156,161 76,852 24,735 Transfers 198,600 198,600 118,523 (73,606) Total governmental activities 21,015,113 21,352,747 22,331,458 23,064,292 Business-type activities Franchise taxes – – – – Other general revenues 5,330 558 65,978 – Investment earnings 101,243 142,204 96,035 38,459 Transfers (198,600) (198,600) (118,523) 73,606 Total business-type activities (92,027) (55,838) 43,490 112,065 Total primary government 20,923,086$ 21,296,909$ 22,374,948$ 23,176,357$ Changes in net position Governmental activities 696,596$ 1,034,230$ 5,093,365$ 3,876,528$ Business-type activities 1,933,719 1,663,014 1,226,593 2,064,612 Total primary government 2,630,315$ 2,697,244$ 6,319,958$ 5,941,140$ Note :The City reorganized its governmental activities functions in 2019,creating a separate public works function and moving certain other departments between functions to better reflect the organization of City operations. CITY OF GOLDEN VALLEY Changes in Net Position (continued) Last Ten Fiscal Years (Accrual Basis of Accounting) -112- 2014 2015 2016 2017 2018 2019 (19,737,321)$ (24,999,737)$ (22,088,043)$ (18,614,529)$ (19,843,108)$ (20,809,784)$ (1,280,275) (697,442) 2,733,283 2,934,989 2,228,454 4,330,919 (21,017,596)$ (25,697,179)$ (19,354,760)$ (15,679,540)$ (17,614,654)$ (16,478,865)$ 22,616,003$ 21,934,817$ 19,473,750$ 21,419,195$ 22,825,055$ 24,399,021$ 1,048,227 1,028,368 402,017 687,773 836,780 719,131 – – – – – – 286,108 372,590 347,543 291,837 264,266 165,936 347,197 221,237 313,888 522,746 788,823 1,032,727 71,227 18,337 56,838 3,775 80,997 101,526 100,000 100,000 (1,670,000) 1,030,000 (1,149,855) (33,500) 24,468,762 23,675,349 18,924,036 23,955,326 23,646,066 26,384,841 – – 700,000 400,000 1,000,000 1,500,000 – – – – – – 142,866 122,591 156,228 246,111 339,634 586,289 (100,000) (100,000) 1,670,000 (1,030,000) 1,149,855 33,500 42,866 22,591 2,526,228 (383,889) 2,489,489 2,119,789 24,511,628$ 23,697,940$ 21,450,264$ 23,571,437$ 26,135,555$ 28,504,630$ 4,731,441$ (1,324,388)$ (3,164,007)$ 5,340,797$ 3,802,958$ 5,575,057$ (1,237,409) (674,851) 5,259,511 2,551,100 4,717,943 6,450,708 3,494,032$ (1,999,239)$ 2,095,504$ 7,891,897$ 8,520,901$ 12,025,765$ -113- THIS PAGE INTENTIONALLY LEFT BLANK Ad Valorem Property Taxes Tax Increments Franchise Taxes Total 15,901,115$ 4,242,776$ –$ 20,143,891$ 15,807,735 3,944,313 581,600 20,333,648 16,219,048 4,627,924 621,585 21,468,557 16,922,610 4,834,563 904,928 22,662,101 17,431,741 5,184,262 1,048,227 23,664,230 21,911,378 23,439 1,028,368 22,963,185 19,449,023 24,727 402,017 19,875,767 21,398,275 20,920 687,773 22,106,968 22,178,550 646,505 836,780 23,661,835 23,292,820 1,106,201 719,131 25,118,152 CITY OF GOLDEN VALLEY Governmental Activities Tax Revenues by Source Last Ten Fiscal Years (Accrual Basis of Accounting) Fiscal Year 2016 2010 2011 2012 2013 2014 2015 2017 2018 2019 -114- Fiscal Year 2010 2011 2012 2013 General Fund Reserved 90,000$ –$ –$ –$ Unreserved 8,913,423 – – – Nonspendable – 45,000 – – Committed – – – – Assigned – 1,778,352 1,560,000 1,500,000 Unassigned – 7,395,646 7,756,057 8,207,985 Total General Fund 9,003,423$ 9,218,998$ 9,316,057$ 9,707,985$ All other governmental funds Reserved 9,673,542$ –$ –$ –$ Unreserved, reported in Special revenue funds 183,065 – – – Capital project funds 14,216,671 – – – Debt service funds 12,624,401 – – – Nonspendable – – – – Restricted – 29,472,220 33,693,776 43,287,123 Committed – 928,337 687,458 718,723 Assigned – 7,345,999 8,106,763 7,032,562 Unassigned, reported in Capital project funds – – – – Total all other governmental funds 42,446,091$ 36,697,679$ 42,487,997$ 51,038,408$ Note:The City implemented GASB Statement No.54 in 2011,which changed fund balance classifications.Fund balances for previous years have not been restated. CITY OF GOLDEN VALLEY Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) -115- 2014 2015 2016 2017 2018 2019 –$ –$ –$ –$ –$ –$ – – – – – – 1,256 7,617 18,822 3,610 – 14,029 – – – – – 111,960 1,500,000 2,000,000 2,000,000 2,000,000 2,045,000 3,350,000 8,640,108 8,719,447 8,954,274 10,400,239 11,014,502 11,676,100 10,141,364$ 10,727,064$ 10,973,096$ 12,403,849$ 13,059,502$ 15,152,089$ –$ –$ –$ –$ –$ –$ – – – – – – – – – – – – – – – – – – – 285 – – – – 47,308,126 33,222,298 44,457,090 32,513,969 26,311,344 21,568,499 743,633 202,270 208,846 213,524 213,624 212,939 7,224,030 11,357,732 11,702,718 13,355,185 10,183,554 9,910,623 – (41,288) (1,023,153) (1,066,647) (2,164,862) (1,825,910) 55,275,789$ 44,741,297$ 55,345,501$ 45,016,031$ 34,543,660$ 29,866,151$ -116- Fiscal Year 2010 2011 2012 2013 Revenues Taxes 15,760,353$ 15,791,136$ 16,378,425$ 16,847,769$ Tax increments 4,344,739 3,993,985 4,627,924 4,834,563 Special assessments 1,415,935 1,389,200 1,273,820 1,223,120 Franchise taxes – 581,600 621,585 904,928 Licenses and permits 872,669 1,161,906 1,223,848 1,496,453 Intergovernmental 643,328 951,285 3,452,180 984,620 Charges for services 1,722,697 1,631,110 1,876,117 1,889,478 Fines and forfeits 284,600 303,908 351,413 366,059 Investment income 236,086 281,770 201,966 107,763 Other revenue 678,249 637,606 617,366 650,750 Total revenues 27,084,963 25,958,656 30,624,644 29,305,503 Expenditures General government 1,774,439 1,379,620 1,297,470 1,268,041 Administrative services 1,460,063 1,460,704 1,513,689 1,558,386 Casualty insurance 277,016 255,536 237,152 222,559 Public safety 5,879,957 6,010,214 6,462,507 6,594,376 Physical development 3,732,546 3,901,808 4,083,857 4,142,979 Public works – – – – Parks and recreation 1,033,593 1,068,002 1,183,579 1,183,263 Capital outlay – not capitalized 1,432,608 1,049,696 1,003,343 1,575,739 Construction/acquisition of capital assets 4,646,495 3,659,158 5,533,344 4,623,106 Debt service Principal retirement 7,620,000 6,235,000 5,185,000 6,295,000 Interest and fiscal charges 3,517,239 3,110,626 2,944,445 2,833,093 Total expenditures 33,105,450 31,373,956 29,444,386 30,296,542 Excess of revenues over (under) expenditures (6,020,487) (5,415,300) 1,180,258 (991,039) Other financing sources (uses) Sale of capital assets 82,420 236,593 83,669 80,875 Bonds issued 4,530,000 2,495,000 2,300,000 2,485,000 Refunding bonds issued – 4,870,000 5,960,000 9,100,000 Premiums on debt issues 109,261 291,117 166,050 452,503 Payments to refunded bond escrow agent (4,935,000) (5,420,000) (4,970,000) (2,085,000) Transfers in 4,650,385 3,402,570 4,448,233 6,448,710 Transfers (out)(4,751,785) (3,203,970) (4,329,710) (6,548,710) Total other financing sources (uses)19,205,178 (314,719) 3,658,242 9,933,378 Net change in fund balances 13,184,691$ (5,730,019)$ 4,838,500$ 8,942,339$ Debt service as a percentage of noncapital expenditures 42.8%41.7%34.0%35.6% Note: CITY OF GOLDEN VALLEY Changes in Fund Balances of Governmental Funds The City reorganized its governmental activities functions in 2019,creating a separate public works function and moving certain other departments between functions to better reflect the organization of City operations. Last Ten Fiscal Years (Modified Accrual Basis of Accounting) -117- 2014 2015 2016 2017 2018 2019 17,334,800$ 21,874,958$ 19,539,516$ 21,388,915$ 22,175,461$ 23,266,074$ 5,184,262 23,439 24,727 20,920 646,505 1,106,201 1,217,205 1,060,839 806,891 1,106,697 1,050,049 1,057,652 1,048,227 1,028,368 402,017 687,773 836,780 719,131 1,479,304 1,626,113 1,859,208 3,141,910 1,778,321 1,705,864 1,410,427 4,717,848 1,554,964 2,181,104 3,032,083 1,760,103 1,718,592 1,607,143 1,544,898 1,577,194 2,070,277 2,160,237 310,318 354,066 283,483 400,233 379,708 260,565 328,554 209,866 302,230 503,416 752,246 978,546 716,133 879,395 727,904 679,913 883,449 528,833 30,747,822 33,382,035 27,045,838 31,688,075 33,604,879 33,543,206 1,310,190 9,340,987 1,299,871 1,325,205 1,362,468 1,404,362 1,682,784 1,712,183 1,812,545 1,860,542 1,963,163 1,967,267 240,918 169,213 154,842 225,617 318,934 316,206 6,156,396 6,116,997 6,563,064 6,937,709 7,048,837 7,312,126 5,051,206 4,790,646 5,188,881 5,152,616 5,738,929 2,053,347 – – – – – 4,051,707 1,028,809 1,092,198 1,078,032 1,192,679 1,496,138 1,454,209 1,779,425 3,943,954 1,262,482 1,501,845 2,025,000 365,612 5,043,790 8,312,307 10,192,081 22,281,092 11,046,962 7,263,621 8,720,000 9,320,000 4,960,000 4,905,000 5,715,000 5,670,000 2,695,660 2,405,710 2,305,673 2,460,593 2,426,163 2,174,818 33,709,178 47,204,195 34,817,471 47,842,898 39,141,594 34,033,275 (2,961,356) (13,822,160) (7,771,633) (16,154,823) (5,536,715) (490,069) 222,432 53,442 80,627 143,274 239,795 200,217 3,085,000 2,670,000 25,130,000 5,330,000 2,950,000 1,770,000 3,950,000 6,600,000 – 4,100,000 – – 274,684 164,926 1,026,242 537,832 31,117 188,430 – (5,715,000) (6,945,000) (3,885,000) (6,345,000) (4,220,000) 6,545,710 5,742,041 2,551,950 4,144,838 5,276,409 2,757,128 (6,445,710) (5,642,041) (3,221,950) (3,114,838) (6,432,324) (2,790,628) 7,632,116 3,873,368 18,621,869 7,256,106 (4,280,003) (2,094,853) 4,670,760$ (9,948,792)$ 10,850,236$ (8,898,717)$ (9,816,718)$ (2,584,922)$ 39.8%30.1%29.5%28.8%29.0%29.3% -118- THIS PAGE INTENTIONALLY LEFT BLANK Ad Valorem Property Tax Tax Increments Franchise Tax Total 15,760,353$ 4,344,739$ –$ 20,105,092$ 15,791,136 3,993,985 581,600 20,366,721 16,378,425 4,627,924 621,585 21,627,934 16,847,769 4,834,563 904,928 22,587,260 17,334,800 5,184,262 1,048,227 23,567,289 21,874,958 23,439 1,028,368 22,926,765 19,539,516 24,727 402,017 19,966,260 21,388,915 20,920 687,773 22,097,608 22,175,461 646,505 836,780 23,658,746 23,266,074 1,106,201 719,131 25,091,406 CITY OF GOLDEN VALLEY General Governmental Tax Revenues by Source Last Ten Fiscal Years (Modified Accrual Basis of Accounting) Fiscal Year 2016 2010 2011 2012 2013 2014 2015 2017 2018 2019 -119- Fiscal Disparities Decrease From Real Property Personal Property Contribution Tax Increments 42,049,838$ 284,789$ (6,796,278)$ (3,536,203)$ 38,371,218 311,502 (6,220,733) (3,227,508) 36,478,494 320,766 (5,875,187) (3,242,617) 35,693,380 416,456 (5,460,857) (3,275,801) 35,543,286 413,722 (5,888,222) (3,352,209) 37,743,877 423,575 (5,994,022) (20,214) 40,233,072 433,290 (5,880,892) (21,325) 42,748,968 472,938 (6,636,623) (21,692) 45,436,776 505,617 (6,748,649) (472,613) 49,442,493 525,094 (7,107,691) (834,500) (1) Source:Hennepin County Tax Capacities (1) Tax rates are expressed in terms of “net tax capacity.”A property’s tax capacity is determined by multiplying its taxable market value by a state determined class rate.Class rates vary by property type and change periodically based on state legislation. in Fiscal Year Levy Collectible 2014 2016 2017 2013 2012 2011 2019 2018 2015 CITY OF GOLDEN VALLEY Assessed Value and Estimated Actual Value of Taxable Property Last Ten Fiscal Years 2010 -120- Total City Tax Applied Capacity Estimated Actual Tax Capacity Rate Applied Taxable Value 33,320,788$ 48.20 3,274,263,500$ 0.98 % 32,002,146 53.06 3,004,908,600 0.97 27,681,456 55.80 2,829,369,027 0.98 27,373,178 55.80 2,744,389,240 1.00 26,716,577 58.21 2,719,232,050 0.98 32,153,216 61.84 2,934,477,667 1.10 34,764,145 54.45 3,097,563,064 1.12 36,563,591 56.11 3,271,878,353 1.12 38,721,131 55.15 3,523,108,955 1.10 42,025,396 53.78 3,842,319,483 1.09 Value as a AssessedTax Capacities (1) Actual Value Percentage of -121- Total Direct and Hennepin ISD No. 281 Special Overlapping General Levy Debt Levy City Total County Robbinsdale Districts Rates 36.94 11.26 48.20 42.64 28.62 8.83 128.29 40.65 12.41 53.06 45.84 34.39 9.87 143.16 41.82 13.98 55.80 48.23 32.81 10.14 146.98 43.00 15.21 58.21 49.46 32.35 10.93 150.95 45.51 16.33 61.84 49.96 34.78 11.30 157.88 40.46 14.17 54.63 46.40 33.22 10.56 144.81 39.72 14.73 54.45 45.36 33.83 10.43 144.07 39.08 17.03 56.11 44.09 31.61 10.20 142.01 42.87 12.28 55.15 42.81 31.96 8.98 138.90 42.22 11.56 53.78 41.86 29.91 9.42 134.97 Total Direct and Hennepin ISD No. 270 Special Overlapping General Levy Debt Levy City Total County Hopkins Districts Rates 36.94 11.26 48.20 42.64 23.05 8.83 122.72 40.65 12.41 53.06 45.84 26.46 9.87 135.23 41.82 13.98 55.80 48.23 29.27 10.14 143.44 43.00 15.21 58.21 49.46 29.73 10.93 148.33 45.51 16.33 61.84 49.96 32.36 11.30 155.46 40.46 14.17 54.63 46.40 30.34 10.56 141.93 39.72 14.73 54.45 45.36 28.51 10.43 138.75 39.08 17.03 56.11 44.09 25.61 10.20 136.01 42.87 12.28 55.15 42.81 29.03 8.98 135.97 42.22 11.56 53.78 41.86 27.02 9.42 132.08 (1) (2) Source:Hennepin County Direct Rates Year 2012 2017 Overlapping rates are those of local and county governments that apply to property owners within the City.Not all overlapping rates apply to all city property owners (e.g.,the rates for special districts apply only to the proportion of the government’s property owners whose property is located within the geographic boundaries of the special district). 2013 2014 2015 2016 Overlapping Rates CITY OF GOLDEN VALLEY Property Tax Rates (1) Direct and Overlapping (2) Governments Last Ten Fiscal Years Year For the City/ISD No. 281 – Robbinsdale Overlapping RatesDirect Rates 2010 2011 2018 2019 Information reflects total tax rates levied by each entity.Tax rates are expressed in terms of “net tax capacity.”A property’s tax capacity is determined by multiplying its taxable market value by a state determined class rate.Class rates vary by property type and change periodically based on state legislation. 2010 2011 2014 2017 2016 2015 2013 2018 2019 For the City/ISD No. 270 – Hopkins 2012 -122- Net Tax Net Tax Capacity Rank Capacity Rank General Mills, Inc.1,717,430$ 1 4.1 %2,072,740$ 1 6.2 % Allianz Life Insurance Company 1,645,530 2 3.9 1,395,750 2 4.2 Sof-XI Colonnade Owner LLC 1,412,790 3 3.4 – – – LSREF4 Bison Golden Valley LLC 762,290 4 1.8 – – – IRET Properties LP 472,025 5 1.1 571,530 4 1.7 Golden Villas LLC 440,500 6 1.0 – – – North Wirth Associates 417,260 7 1.0 – – – Menards, Inc.379,250 8 0.9 232,250 10 0.7 TCA Real Estate, LLC 372,930 9 0.9 – – – The Luther Company, LLP 323,570 10 0.8 257,750 7 0.8 ND Properties Incorporated – – – 837,150 3 2.5 UnitedHealthcare – – – 503,950 5 1.5 Honeywell Incorporated – – – 294,750 6 0.9 Individual – – – 255,250 8 0.8 Lupient Enterprises – – – 239,250 9 0.7 Total 7,943,575$ 18.9 %6,660,370$ 20.0 % Source:Hennepin County Applied Tax CapacityTaxpayerCapacity Applied Tax Current Year and Nine Years Ago Principal Property Taxpayers CITY OF GOLDEN VALLEY Percentage of 2019 2010 Percentage of -123- THIS PAGE INTENTIONALLY LEFT BLANK Total Tax Collections in Levy for Subsequent Fiscal Year (2)Amount (3)Years (4)Amount 16,306,687$ 16,084,726$ 98.6 %221,961$ 16,306,687$ 100.0 % 16,379,567 16,190,773 98.9 188,794 16,379,567 100.0 16,395,177 16,274,052 99.3 121,125 16,395,177 100.0 16,932,407 16,777,814 99.1 151,812 16,929,626 100.0 17,403,839 17,242,324 99.1 159,610 17,401,934 100.0 18,546,364 18,391,561 99.2 146,941 18,538,502 100.0 19,603,886 19,511,104 99.5 87,214 19,598,318 100.0 21,314,250 21,246,826 99.7 46,051 21,292,877 99.9 22,365,161 22,297,307 99.7 40,873 22,338,180 99.9 23,539,855 23,439,259 99.6 – 23,439,259 99.6 (1)Does not include tax increments levied and collected. (2)Total levy is net of current year cancellations and abatements. (3)Total tax levy and current tax collections include state paid tax credits. (4)Includes county adjustments for prior year over collections, cancellations, and abatements. December 31, Percentage Collected Within the CITY OF GOLDEN VALLEY Fiscal Year of Levy Percentage Fiscal Year of the Levy 2019 2018 Total Collections to Date Property Tax Levies and Collections (1) 2017 2015 Last Ten Fiscal Years of Levy Ended 2013 2012 2016 2011 2014 2010 -124- Special Street Certificates Tax Tax Lease Assessment Reconstruction of Abatement Increment State Aid Revenue Bonds Bonds Indebtedness Bonds Bonds Street Bonds Bonds 58,205,000$ –$ 2,190,000$ 3,080,000$ 14,940,000$ 2,290,000$ –$ 56,640,000 – 2,100,000 2,750,000 12,735,000 2,190,000 – 56,350,000 – 2,095,000 2,420,000 11,565,000 2,090,000 – 62,230,000 – 2,145,000 2,075,000 9,290,000 1,985,000 – 65,320,000 – 2,205,000 1,705,000 4,935,000 1,875,000 – 64,860,000 – 2,295,000 1,360,000 – 1,760,000 – 55,455,000 5,630,000 2,350,000 1,015,000 – 1,640,000 17,410,000 55,340,000 5,630,000 2,400,000 670,000 1,170,000 1,520,000 17,410,000 48,175,000 5,405,000 1,620,000 330,000 1,170,000 1,395,000 16,935,000 42,205,000 5,180,000 820,000 – 1,155,000 1,265,000 16,285,000 (1) Note: Fiscal Year 2011 2017 2012 Details regarding the City’s outstanding debt can be found in the notes to basic financial statements. See the Schedule of Demographic and Economic Statistics for personal income and population data. Governmental Activities 2010 2013 2014 2015 2016 2018 2019 Last Ten Fiscal Years Ratios of Outstanding Debt by Type CITY OF GOLDEN VALLEY -125- Net Net Premiums Utility Premiums Total Primary (Discounts)Total Revenue Bonds (Discounts)Total Government Per Capita (1) 590,508$ 81,295,508$ 3,470,000$ –$ 3,470,000$ 84,765,508$ 7.70 %4,161$ 785,719 77,200,719 3,175,000 – 3,175,000 80,375,719 7.31 3,935 819,122 75,339,122 2,870,000 – 2,870,000 78,209,122 6.59 3,789 1,116,249 78,841,249 2,550,000 – 2,550,000 81,391,249 6.68 3,935 1,221,767 77,261,767 1,040,000 – 1,040,000 78,301,767 6.21 3,766 1,200,577 71,475,577 910,000 – 910,000 72,385,577 5.25 3,356 2,043,531 85,543,531 2,580,000 41,745 2,621,745 88,165,276 6.27 4,090 2,352,017 86,492,017 2,580,000 39,688 2,619,688 89,111,705 6.11 4,117 2,084,966 77,114,966 2,580,000 37,631 2,617,631 79,732,597 5.20 3,695 2,068,449 68,978,449 2,580,000 35,574 2,615,574 71,594,023 4.44 3,318 Percentage Income (1) of Personal Governmental Activities Business-Type Activities -126- Less Amounts General Restricted for Obligation Repaying Bonds (1)Principal (2)Total Per Capita (4) 81,295,508$ 18,126,689 63,168,819$ 1.86 %3,132$ 77,200,719 16,425,889 60,774,830 2.02 2,983 75,339,122 18,481,388 56,857,734 2.01 2,754 78,841,249 28,063,240 50,778,009 1.85 2,455 77,261,767 32,650,606 44,611,161 1.64 2,146 71,475,577 28,040,782 43,434,795 1.48 2,014 85,543,531 21,578,026 63,965,505 2.07 2,967 86,492,017 23,277,113 63,214,904 1.93 2,920 77,114,966 16,334,331 60,780,635 1.73 2,817 68,978,449 11,741,205 57,237,244 1.49 2,652 (1) (2) (3) (4) Note: CITY OF GOLDEN VALLEY Ratios of General Bonded Debt Outstanding Last Ten Fiscal Years Taxable Value Estimated Actual Percentage of Details regarding the City’s outstanding debt can be found in the notes to basic financial statements. Reported net of premiums and discounts.Does not include revenue bonds.Tax increment,special assessment,and tax abatement bonds are included because property taxes will be levied to pay the debt service on these issues should the primary sources fail to provide adequate revenue. 2012 The amounts restricted for repaying principal include the amounts restricted in all debt service funds for future debt service.We believe this is the most accurate and consistent representation of the resources restricted for debt service when crossover refunding bond proceeds are being held in escrow,as those resources are not included in the governmental activities net position restricted for debt service, due to conversion for full accrual accounting. 2016 2017 Population data can be found in the Schedule of Demographic and Economic Statistics. 2014 See the Schedule of Assessed Value and Estimated Actual Value of Taxable Property for property value data. 2018 2019 2010 2013 of Property (3) 2015 Fiscal Year 2011 -127- Estimated Debt Share of Outstanding (1)Overlapping Debt Direct debt City of Golden Valley 68,978,449$ 100.00 %68,978,449$ Overlapping debt ISD No. 270, Hopkins 164,359,000 19.32 31,754,159 ISD No. 281, Robbinsdale 161,527,761 18.59 30,028,011 ISD No. 283, St. Louis Park 137,122,694 0.03 41,137 Hennepin County 983,232,996 2.31 22,712,682 Hennepin Suburban Park District 39,123,902 3.26 1,275,439 Hennepin Regional RR Authority 91,599,372 2.31 2,115,945 Metropolitan Council 142,583,705 1.17 1,668,229 Total overlapping debt 1,719,549,430$ 89,595,602 Total direct and overlapping debt 158,574,051$ CITY OF GOLDEN VALLEY Direct and Overlapping Governmental Activities Debt as of December 31, 2019 Estimated Percentage Governmental Unit Source: Applicable (1) Note: (1)Special assessment,tax abatement,tax increment,lease revenue,and state-aid street bonds have been included in this table because property taxes will be used to pay the debt on these issues should other revenue sources fail to provide adequate amounts. Overlapping governments are those that coincide,at least in part,with the geographic boundaries of the City.This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City.This process recognizes that,when considering the City’s ability to issue and repay long-term debt,the entire debt burden borne by the residents and businesses should be taken into account. However,this does not imply that every taxpayer is a resident and,therefore,responsible for repaying the debt of each overlapping government. Hennepin County Taxpayer Services -128- Fiscal Year 2010 2011 2012 2013 Debt limit 98,227,905$ 90,147,258$ 84,881,071$ 82,331,677$ Total net debt applicable to the limit 1,918,389 1,793,550 1,784,770 2,927,363 Legal debt margin 96,309,516$ 88,353,708$ 83,096,301$ 79,404,314$ Total net debt applicable to the limit as a percentage of the debt limit 1.95% 1.99% 2.10% 3.56% Note:Under state finance law,the City’s outstanding general obligation debt should not exceed 3 percent of total market property value.By law,the general obligation debt subject to the limitation may be offset by amounts set aside for repaying general obligation bonds. CITY OF GOLDEN VALLEY Legal Debt Margin Information Last Ten Fiscal Years -129- 2014 2015 2016 2017 2018 2019 81,576,962$ 88,034,330$ 92,926,892$ 98,156,351$ 105,693,269$ 115,269,584$ 2,833,906 1,712,141 7,032,733 6,800,074 5,732,558 4,630,783 78,743,056$ 86,322,189$ 85,894,159$ 91,356,277$ 99,960,711$ 110,638,801$ 3.47% 1.94% 7.57% 6.93% 5.42% 4.02% Market value 3,842,319,483$ Debt limit (3% of market value)115,269,584 Total bonded debt 69,490,000$ Less Debt not payable primarily from tax levies Special assessment bonds 42,205,000 Tax increment bonds 1,155,000 State aid street bonds 1,265,000 Lease revenue bonds 16,285,000 Utility revenue bonds 2,580,000 Fund balances available for tax supported debt 1,369,217 Total net debt applicable to the limit 4,630,783 Legal debt margin 110,638,801$ Legal Debt Margin Calculation for Fiscal Year 2019 -130- Less Operating Net Available Gross Revenue Expenses Revenue Principal Interest 2,321,983$ 1,074,191$ 1,247,792$ 280,000$ 154,595$ 2,755,829 1,037,944 1,717,885 295,000 140,299 2,384,379 1,269,110 1,115,269 305,000 128,123 2,502,536 1,470,273 1,032,263 320,000 118,749 2,483,612 1,871,604 612,008 1,510,000 (2)94,968 2,455,263 1,748,165 707,098 130,000 41,718 2,406,073 1,567,226 838,847 910,000 (3)90,099 3,330,505 2,465,516 864,989 – 50,191 2,952,615 1,803,506 1,149,109 – 63,950 2,774,078 2,253,908 520,170 – 63,950 (1) (2) (3) (4) Note:Details regarding the City’s outstanding debt can be found in the notes to basic financial statements.Gross revenue includes investment earnings and intergovernmental grants. Operating expenses do not include interest. Excludes principal refunded from the proceeds of refunding bond issues. Revenue Bonds (1) In 2014,the City used available funds to exercise an early call provision and retire $1,180,000 of utility revenue bonds before their stated maturity dates. Utility revenue bonds, payable from the Storm Sewer Utility Fund. In 2016,the City used available funds to exercise an early call provision and retire $775,000 of utility revenue bonds before their stated maturity dates. 2017 2016 2015 2014 2013 2012 2011 2019 2018 2010 CITY OF GOLDEN VALLEY Pledged Revenue Coverage Last Ten Fiscal Years Fiscal Year Debt Service -131- Special Assessment Coverage Collections Principal (4)Interest Coverage 2.87 1,364,381$ 2,830,000$ 2,343,345$ 0.26 3.95 1,334,959 2,855,000 2,051,651 0.27 2.57 1,142,945 2,855,000 1,975,259 0.24 2.35 1,223,120 2,880,000 1,955,697 0.25 0.38 1,124,414 3,195,000 2,047,723 0.21 4.12 980,375 3,215,000 1,999,619 0.19 0.84 667,606 3,750,000 1,826,001 0.12 17.23 1,039,971 3,675,000 1,510,438 0.20 17.97 731,351 3,770,000 1,404,916 0.14 8.13 1,189,401 3,520,000 1,191,082 0.25 Special Assessment Bonds Debt Service -132- Per Capita Personal Personal School Population (1)Income (2)Income (3)Enrollment (4) 20,371 1,100,196,968$ 54,008$ 2,111 6.1 % 20,427 1,100,196,968 54,949 2,137 5.2 20,642 1,186,419,592 57,476 2,078 4.8 20,683 1,218,187,334 58,898 2,088 4.1 20,790 1,259,894,790 60,601 2,074 3.2 21,571 1,378,408,471 63,901 2,115 3.2 21,556 1,406,119,436 65,231 1,994 3.6 21,646 1,459,524,842 67,427 2,074 2.9 21,580 1,533,625,860 71,067 2,085 2.8 21,580 1,611,982,840 74,698 2,084 3.0 Sources: (1)Metropolitan Council – Regional Statistics and Data except for 2019 – City estimate. (2) (3) (4) (5) CITY OF GOLDEN VALLEY Rate (5) UnemploymentFiscal Demographic and Economic Statistics Last Ten Fiscal Years Year 2010 2014 Bureau of Economic Analysis,U.S.Department of Commerce –Hennepin County.The per capita personal income used is for that of Hennepin County,in which the City resides,the smallest region applicable to the City that this information is available for. 2011 Minnesota Department of Economic Security – Hennepin County. School districts. 2012 2013 2015 2016 This estimated personal income number is calculated by taking the per capita personal income of Hennepin County and multiplying it by the City’s population. Also see note (3) regarding the per capita personal income figures. 2017 2018 2019 -133- Employees Rank Employees Rank General Mills, Inc.4,500 1 13.3 %5,500 1 16.6 % Allianz Life Insurance Company 1,800 2 5.3 2,047 2 6.2 OptumHealth 1,700 3 5.0 1,764 3 5.3 Honeywell Incorporated 1,700 4 5.0 1,732 4 5.2 G.H. Tennant Company 900 5 2.7 700 6 2.1 M.A. Mortenson 730 6 2.2 798 5 2.4 WSB and Associates 481 7 1.4 – – – Breck School 449 8 1.3 300 9 0.9 Courage Center 430 9 1.3 455 7 1.4 Preferred One 368 10 1.1 – – – McKesson Corporation – – – 380 8 1.1 Jim Lupient Oldsmobile – – – 300 10 0.9 Total 13,058 38.5 %13,976 42.1 % Source:Metropolitan Council – Regional Statistics and Data Employer Employment CITY OF GOLDEN VALLEY Employment of Total City Percentage 2010 Percentage Current Year and Nine Years Ago 2019 of Total City Principal Employers -134- Fiscal Year 2010 2011 2012 2013 Function General government 18.10 17.60 17.10 23.10 Public safety 52.25 50.75 50.75 44.75 Physical development 30.91 29.91 30.66 31.66 Public works – – – – Parks and recreation 5.80 5.50 5.50 5.50 Water and sewer 10.59 10.59 11.34 12.34 Storm sewer 1.00 1.00 – – Golf course 7.00 7.00 7.00 7.00 Motor vehicle licensing 5.00 5.00 4.00 4.00 Total 130.65 127.35 126.35 128.35 Note: Source: Various city departments The City reorganized its governmental functions in 2019,creating a separate public works function and moving certain other departments between functions to better reflect the organization of City operations. CITY OF GOLDEN VALLEY Full-Time Equivalent City Government Employees by Function Last Ten Fiscal Years -135- 2014 2015 2016 2017 2018 2019 23.10 23.50 23.50 23.50 24.25 17.00 47.25 47.25 47.25 47.50 47.50 48.50 30.66 29.66 29.66 29.66 29.66 18.00 – – – – – 20.66 5.50 5.50 5.50 7.50 7.50 8.38 12.34 12.34 12.34 12.34 12.34 12.34 1.00 1.00 1.00 1.00 1.00 1.00 7.00 7.00 7.00 8.50 8.50 11.00 4.00 4.00 4.00 4.00 4.00 5.00 130.85 130.25 130.25 134.00 134.75 141.88 -136- Fiscal Year 2010 2011 2012 2013 Function 1,338 1,177 1,399 1,103 80 107 70 61 Citations written 3,184 5,036 3,828 3,524 Fire 715 726 648 797 2.7 1.1 1.2 1.0 Water New (removed) connections (7)1 (5)2 Water main breaks 17 27 26 10 Average daily consumption (thousands of gallons)2,433 2,561 2,765 2,518 Source:Various city departments CITY OF GOLDEN VALLEY Operating Indicators by Function Last Ten Fiscal Years Street resurfacing (miles) Adult arrests Juvenile arrests Number of calls answered Highways and streets Police -137- 2014 2015 2016 2017 2018 2019 905 1,025 1,027 817 906 681 38 33 20 29 41 51 3,488 3,138 2,659 4,761 3,465 2,180 631 711 747 649 643 734 1.2 1.2 0.5 1.2 1.3 1.6 8 (1)9 46 37 5 30 28 15 11 22 14 2,213 2,156 2,106 2,171 2,275 1,849 -138- Fiscal Year 2010 2011 2012 2013 Function Public safety Police Stations 1 1 1 1 Patrol units 8 8 8 8 Fire stations 3 3 3 3 Highways and streets Streets (miles)144 144 144 144 Streetlights 1,830 1,830 1,838 1,840 Parks and recreation Parks acreage 462 462 462 462 Parks and nature areas 30 30 30 30 Tennis court locations 9 9 9 9 Community centers 2 2 2 2 Water Connections 7,143 7,144 7,139 7,141 Sewer Connections 7,175 7,174 7,169 7,179 Source:Various city departments CITY OF GOLDEN VALLEY Capital Asset Statistics by Function Last Ten Fiscal Years -139- 2014 2015 2016 2017 2018 2019 1 1 1 1 1 1 8 8 8 8 8 8 3 3 3 3 3 3 144 144 144 144 144 144 1,840 1,840 1,836 1,813 1,942 1,942 462 462 462 462 462 462 30 30 30 30 30 30 9 9 9 9 9 9 2 2 2 2 2 2 7,149 7,148 7,157 7,203 7,240 7,245 7,188 7,234 7,205 7,249 7,288 7,296 -140- THIS PAGE LEFT INTENTIONALLY BLANK