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07 Risk Management DivisionRISK MANAGEMENT DIVISION This division accounts for the property and liability insurance coverage for the City and is managed by the Finance Director. STAFFING ■ None EXPENDITURES The City is a member of the League of Minnesota Cities Insurance Trust (LMCIT), which is a self-insurance pool. The insurance period covers February 1 through January 31 of the following year. The City has the following coverages: municipal package (auto, crime, performance bond, equipment breakdown, property and equipment), open meeting law, liquor liability, no-fault sewer backup, workers compensation, and volunteer accident. State Legislature sets limits for the tort liability and the City has chosen not to waive that liability. The annual dividend from the pool, which is based on a combination of premium size and loss experience, is received in December of each year and used to offset the expenditures in this division. DIVISION: Insurance (007) OBJECT DESCRIPTION Supplies and Services Insurance: 6365 General Liability Coverages TOTAL Supplies and Services TOTALS CITY OF GOLDEN VALLEY 2022 - 2023 OPERATING BUDGET PROGRAM: Risk Management (1115) 2019 2020 2021 2021 2022 2022 2023 ACTUAL ACTUAL ADOPTED ESTIMATED CONCEPT ADOPTED CONCEPT $316,205 $318,902 $350,000 $350,000 $350,000 $355,000 $360,000 316,205 318,902 350,000 350,000 350,000 355,000 360,000 $316,205 $318,902 $350,000 $350,000 $350,000 $355,000 $360,000