85-079 - 09-03 Relate $950,000 Industrial Development Revenue NoteResolution 85-79
September 3, 1985
Member Stockman introduced the following resolution and moved its adoption:
RESOLUTION RELATING TO $950,000 INDUSTRIAL DEVELOPMENT
REVENUE NOTE; AUTHORIZING THE ISSUANCE THEREOF PURSUANT
TO MINNESOTA STATUTES, CHAPTER 474
BE IT RESOLVED by the City Council of the City of Golden Valley, Minnesota,
as follows:
Section 1. Definitions.
1.01. In this Resolution the following terms have the following respective
meanings unless the context hereof or use herein clearly requires otherwise:
Act: the Minnesota Municipal Industrial Development Act, Minnesota Statutes,
Chapter 474, as amended;
Borrower: O'Connor & Vanderboom Partnership, a Minnesota general partnership,
its successors or permitted assigns;
City: the City of Golden Valley, Minnesota, its successors and assigns;
Disbursing Agreement: the Escrow and Disbursing Agreement to be entered into
between the City, the Borrower, the Lender and Minnesota Title Insurance Company.
Guarantors: the Lessee, Steven A. Vanderboom and William A. O'Connor,
their successors and permitted assigns;
Guaranty: the Guaranty Agreement to be executed from the Guarantors to the
Lender;
Land: the real estate described in Exhibit A to the Mortgage;
Lender: First National Bank of Minneapolis, in Minneapolis, Minnesota, its
successors and assigns:
Lessee: Pace Laboratories, Inc., a Minnesota corporation, its successors
and assigns;
Loan Agreement: the Loan Agreement to be executed by and between the City
and the Borrower;
Mortgage: the Combination Mortgage, Security Agreement and Fixture Financing
Statement, from the Borrower, as mortgagor, to the Lender, as mortgagee;
Note: the City of Golden Valley, Minnesota, Industrial Development Revenue
Note Pace Laboratories, Inc. Project), in the original aggregate principal
amount of $950,000, to be issued under this Resolution;
Pledge Agreement: the Pledge Agreement to be executed by and between the
City and the Lender;
Project: the Land and the office and laboratory facility to be expanded,
renovated and equipped thereon pursuant to the Loan Agreement and the Disbursing
Agreement;
Resolution 85-79 - Continued September 3, 1985
Project Costs: those items of Project Costs defined in Section 1.01 of the
Loan Agreement; and
Resolution: this resolution of the City, adopted September 3, 1985 authorizing
the issuance of the Note;
Security Agreement: the Security Agreement to be executed from the Lessee
to the Lender;
Section 2. Findings. It is hereby found and declared that:
(a) the real property and improvements described in the Loan Agreement and
Exhibit A to the Mortgage constitute a Project authorized by Section 474.02,
Subdivision la of the Act;
(b) the purpose of the Project is, and the effect thereof will be, to
promote the public welfare by the attraction, encouragement and development of
economically sound industry and commerce so as to prevent the emergence of or to
rehabilitate, so far as possible, blighted and marginal lands and areas of chronic
unemployment; the retention of industry to use the available resources of the
community in order to retain the benefit of its existing investment in educational
and public service facilities; more intensive development of land available in
the community to provide an adequate and better balanced tax base to finance the
increase in the amount and cost of governmental services;
(c) the Project when completed will add to the tax base of the City, and
will accordingly be of direct benefit to the taxpayers of the City as well as
those of the county and school district in which the City is located;
(d) the Project has been approved by the Minnesota Energy and Economic
Development Authority as tending to further the purposes and policies of the Act;
(e) the financing of the Project, the issuance and sale of the Note, the
execution and delivery of the Loan Agreement, the Pledge Agreement and the Disbursing
Agreement, and the performance of all covenants and agreements of the City
contained in the Note, the Loan Agreement, the Pledge Agreement and the Disbursing
Agreement, and of all other acts and things required under the Constitution and
laws of the State of Minnesota to make the Loan Agreement, the Pledge Agreement,
the Note and the Disbursing Agreement valid and binding obligations of the City
in accordance with their terms, are authorized by the Act;
(f) it is desirable that the Note be issued by the City upon the terms set
forth herein and in the Note, and under the provisions of the Pledge Agreement
the City's interest in the Loan Agreement and in all payments due thereunder (but
excluding its rights to reimbursement of expenses and indemnification) will be
assigned and pledged to the Lender, as security for the payment of the principal
of and interest on the Note;
(g) the payments contained in the Loan Agreement are fixed, and required to
be revised from time to time as necessary, so as to produce income and revenue
sufficient to provide for prompt payment of principal of and interest on the Note
when due, and the Loan Agreement also provides that the Borrower is required to
pay all expenses of the operation and maintenance of the Project including, but
without limitation, adequate insurance thereon and all taxes and special assessments
levied upon or with respect to the Land and payable during the term of the Loan
Agreement; and
Resolution 85-79 - Continued September 3, 1985
(h) under the provisions of Minnesota Statutes, Section 474.10, and as
provided in the Loan Agreement, the Note is not to be payable from nor charged
upon any funds of the City other than the revenue pledged to the payment thereof;
the City is not subject to any liability thereon; no holder of the Note shall
ever have the right to compel any exercise of the taxing power of the City to
pay the Note or the interest thereon, nor to enforce payment thereof against any
property of the City; the Note shall not constitute a charge, lien or encumbrance,
legal or equitable, upon any property of the City; the Note shall recite that
the Note, including interest thereon, is payable solely from the revenue pledged
to the payment thereof; and the Note shall not constitute a debt of the City
within the meaning of any constitutional or statutory limitation.
Section 3. Authorization and Sale.
3.01. Authorization. The City is authorized by the Act to issue revenue
bonds and loan the proceeds thereof to business enterprises to finance the
acquisition and construction of "projects" as defined in the Act, and to make
all contracts, execute all instruments and do all things necessary or convenient
in the exercise of such authority.
3.02. Preliminary City Aeproval. By preliminary resolution duly adopted
by the Council April 16, 1985 the Preliminary Resolution), after a public
hearing duly called, noticed and held, this Council approved the sale of the
Note in the amount of $950,000 pursuant to the Act and the loan of the proceeds
to the Borrower for the acquisition of land and the expansion, renovation and
equipment of an office and laboratory facility on the Land and authorized the
preparation of documents appropriate to the financing of the Project.
3.03. Allocation of Bond Issuance Authority. The City is an "entitlement
issuer" under the Act and has been allocated an entitlement amount of bond
issuance authority under the Act for the 1985 calendar year in the amount of
$2,784,041. This Council hereby determines to allocate $950,000 of the City's
available amount of bond issuance authority under the Act to the Project and the
Note. This Council is the body of the City responsible for making such allocation,
and adoption of this resolution is intended to be a certification within the
meaning of Section 103(n)(12) of the Code under penalties of perjury, by members
of the Council voting in favor hereof, that such allocation has not been made in
consideration of any bribe, gift, gratuity, or direct or indirect contribution
to any political campaign. The members of this Council and officers of the City
are hereby authorized and directed to execute such documents as may be necessary
to effectuate such allocation.
3.04. Approval of Documents. Pursuant to the above, there have been prepared
an presented to this Council copies of the following documents, all of which are
now, or shall be, placed on file in the office of the Clerk:
(a) Loan Agreement;
(b) Mortgage;
(c) Disbursing Agreement;
(d) Pledge Agreement;
(e) Guaranty Agreement;
Resolution 85-79 - Continued
(f) Security Agreement; and
(g) Form of Note.
September 3, 1985
The forms of the documents listed in (a) through (g) above are approved, with such
variations, insertions and additions as are deemed appropriate by the parties and
approved by legal counsel to the City.
Section 4. Authorizations. Upon the completion of the Loan Agreement, the
Pledge Agreement and the Disbursing Agreement and the execution thereof by the
other parties thereto, the Mayor and the City Manager shall execute the same on
behalf of the City and shall execute the Note in substantially the form set
forth as Exhibit A hereto on behalf of the City, and shall execute such other
certifications, documents or instruments as bond counsel or counsel for the
Lender shall require, subject to the approval of legal counsel to the City, and
all certifications, recitals and representations therein shall constitute the
certificates, recitals and representations of the City. Execution of any instrument
or document by one or more appropriate officers of the City shall constitute, and
shall be deemed the conclusive evidence of, the approval and authorization by
the City and the Council of the instrument or document so executed.
Section 5. The Note.
5.01. Form and Authorized Amount. The Note shall be issued substantially
in the form set forth in Exhibit A hereto with such appropriate variations,
omissions, and insertions as are permitted or required by this Resolution and
shall be in the total principal amount of $950,000. The terms of the Note are
set forth therein, provided that the interest rate to be inserted in paragraph
1(a)(i) shall not exceed 12.8% and the interest rate to be inserted in paragraph
1(a)(ii) shall not exceed 10.8%, and such terms, including but not limited to
provisions as to interest rate, dates and amount of payment of principal and
interest and prepayment privileges, are incorporated by reference herein.
5.02. Execution. The Note shall be executed on behalf of the City by the
signatures of the Mayor and the City Manager, and shall be sealed with its
corporate seal. In case any officer whose signature shall appear on the Note
shall cease to be such officer before the delivery thereof, such signature shall
nevertheless be valid and sufficient for all purposes.
5.03. Delivery and Use of Proceeds. Prior to delivery of the Note, the
documents referred to in Section 3.03 hereof shall be completed and executed in
form and substance as approved by legal counsel to the City and an original
executed counterpart of each such document shall be delivered to the Lender.
The City shall thereupon deliver to the Lender the Note in the total principal
amount of $950,000, together with a copy, duly certified by the City Clerk, of
this Resolution and such closing certificates as are required by bond counsel.
Upon delivery of the Note and the above items to the Lender, and payment
made for the Note by the Lender, the Lender shall, on behalf of the City,
disburse the proceeds of the Note to the Escrow Fund created under the
Disbursing Agreeement and then disburse the proceeds of the Note to the Borrower
for payment or reimbursement of Project Costs in accordance with the provisions
of the Disbursing Agreement. The Lender or the Borrower shall provide the City
with a full accounting of all funds disbursed for Project Costs.
Resolution 85-79 - Continued September 3, 1985
Section 6. Limitations of the City's Obligations. Notwithstanding anything
contained in the Note, the Loan Agreement, the Pledge Agreement, the Disbursing
Agreement or any other documents referred to in Section 3.03 hereof, the Note
shall not constitute a debt of the City within the meaning of any constitutional
or statutory limitation, and shall not be payable from or charged upon any funds
other than the revenue pledged to the payment thereof, and the City shall not be
pledged to the payment thereof, and the City shall not be subject to any liability
thereon, and no holder of the Note shall ever have the right to compel any exercise
of the taxing power of the City to pay the Note or the interest thereon, or to
enforce payment thereof against any property of the City, and the Note shall not
constitute a charge, lien or encumbrance, legal or equitable, upon any property
of the City. The agreement of the City to perform the covenants and other
provisions contained in this Resolution or the Note, the Loan Agreement, the
Pledge Agreement or the Disbursing Agreement and the other documents listed in
Section 3.03 hereof shall be subject at all times to the availability of revenues
furnished by the enforcement thereof, and the City shall not be subject to any
personal or pecuniary liability thereon.
�s
Mary er�on, Mayor
ATTEST:
Tr ey P on, City Clerk
The motion for the adoption of the foregoing resolution was seconded by Member
Bakken and upon a vote being taken thereon, the following voted in favor
thereof: Anderson, Bakken, Johnson, Stockman and Thompson; and the following
voted against the same: none, whereupon said resolution was declared duly
passed and adopted, signed by the Mayor and her signature attested by the City
Clerk.
Resolution 85-79 - Continued
EXHIBIT A
UNITED STATES OF AMERICA
STATE OF MINNESOTA
COUNTY OF HENNEPIN
CITY OF GOLDEN VALLEY
Industrial Development Revenue Note
(Pace Laboratories, Inc. Project)
No. R-1
September 3, 1985
$950,000
The City of Golden Valley, Minnesota, a municipal corporation organized
under the constitution and laws of the State of Minnesota (the "City"), for
value received, hereby promises to pay to FIRST NATIONAL BANK OF MINNEAPOLIS
(the "Lender") or its registered assigns (the Lender and any 'subsequent holder
of this Note being also hereinafter referred to as the "Holder"), at its principal
office in Minneapolis, Minnesota, or at such other place as the Holder may
designate in writing, from the source and in the manner hereinafter provided,
the principal sum of NINE THOUSAND FIFTY THOUSAND DOLLARS ($950,000), with
interest on the unpaid principal amount at the rate set forth in paragraph 1(a)
hereof (the "Tax -Exempt Rate") or at the higher rate specified in paragraph 1(b)
hereof (the "Taxable Rate") upon a Determination of Taxability, as hereinafter
defined, in any coin or currency which at the time or times of payment is legal
tender for the payment of public or private debts in the United States of America,
in accordance with the terms hereinafter set forth:
1. This Note shall bear interest and be payable as follows:
(a)(i) Interest shall accrue on the unpaid principal balance of this Note
from and after the date of this Note to September 1, 1986 at a Tax -Exempt Rate
equal to percent ( %) per annum.
(ii) Interest shall accrue on the unpaid principal balance of this Note
from and after September 1, 1986 to the first Call Date at a Tax -Exempt Rate
equal to percent ( %) per annum.
(iii) Interest shall accrue on the unpaid principal balance of this Note
from and after the first Call Date to the second Call Date, from and after the
second Call Date to the third Call Date, and from and after the Third Call Date
to and including the Final Maturity Date at a Tax -Exempt Rate equal to the
Adjusted Rate, as computed for each such period on the Call Dates.
(iv) Commencing on October 1, 1985, and continuing on the first day of
each month thereafter to and including the Final Maturity Date, the unpaid
principal balance of this Note, together with interest thereon at the applicable
Tax -Exempt Rate, shall be payable in monthly installments of principal and
interest sufficient to amortize fully the unpaid principal balance, together
with interest at the applicable Tax -Exempt Rate, as and when the Tax -Exempt Rate
changes on the Call Dates, in equal monthly installment payments of principal
and interest by September 1, 2010.
(v) The entire unpaid principal balance hereof, together with all accrued
but unpaid interest thereon, and all other indebtedness due hereunder, shall be
due and payable on the Final Maturity Date.
Resolution 85-79 - Continued September 3, 1985
(b)(i) In the event that the interest on this Note shall become subject to
federal income taxation pursuant to a Determination of Taxability (as hereinafter
defined), the interest rates specified in paragraph 1(a) hereof shall be
increased, retroactively effective from and after the Date of Taxability (as
hereinafter defined) to a Taxable Rate equal to eighteen percent (18%). The
City shall immediately upon demand pay to the Holder and to each prior Holder
affected by such Determination of Taxability an amount equal to the amount by
which the interest accrued retroactively at the Taxable Rate from the Date of
Taxability to the date of payment exceeds the amount of interest actually
accrued and paid to the Holder and any such prior Holder during said period.
Such obligation of the City shall survive the payment in full of the principal
amount of this Note. Thereafter (unless the Holder shall require prepayment of
this Note pursuant to paragraph 3(b) hereof), this Note shall be payable in
monthly installments of interest and principal in amounts calculated in the
manner specified in paragraph 1(a) hereof but substituting the Taxable Rate for
the Tax -Exempt Rate which would otherwise have been applicable from time to
time, with a final payment of the entire unpaid principal balance and all
interest accrued thereon at the Taxable Rate and all other indebtedness due
hereunder to be due and payable on the Final Maturity Date.
(ii) The Holder shall permit the Borrower (as hereinafter defined) to
contest or appeal any Determination of Taxability at the Borrower's sole expense,
provided that the Holder receives an opinion of nationally recognized bond counsel
that there is a meritorious basis for such contest or appeal and that there is a
reasonable chance of success, and provided further that any such contest or appeal
is, in the reasonable opinion of the Holder, being under taken and carried forward
in good faith, diligently and with reasonable dispatch. In the event any such
contest or appeal is undertaken, the Borrower shall continue to pay interest to
the Holder at the Tax -Exempt Rate and the difference between the increased
interest provided in paragraph 1(b)(i) hereof and interest at the Tax -Exempt
Rate shall, nevertheless, be payable to the Holder and shall be held by the
Holder in escrow (without paying interest thereon) pending final disposition of
such contest or appeal, provided that the Borrower shall indemnify and hold
harmless the Holder and each prior Holder from any and all penalties, interest
or other liabilities which they may incur on account of such contest or appeal.
(c) As used herein, the following terms have the following meanings:
(i) "Adjusted Rate" means a fixed rate per annum equal to either (A)(i)
two and one-half percent (2-1/2%) per annum, plus (ii) a rate per annum equal to
the average of the yields to maturity stated in the "Twenty Bonds (G.O. Bond)
Index" appearing in The Bond Buyer for each of the four (4) weeks prior to the
Call Date, rounded to the nearest one-tenth of one percent, or (B), if The Bond
Buyer or the "Twenty Bonds (G.O. Bond) Index" is no longer published, the fixed
rate per annum equal to the closing yield to maturity, on the Call Date, on the
United States Treasury Bond maturing on, or closest to the next succeeding Call
Date or the Final Maturity Date.
(ii) "Reference Rate" means, the rate per annum publicly announced from
time to time by the Lender as its reference rate.
(iii) "Final Maturity Date" means September 1, 2010.
(iv) "Call Dates" means September 1, 1995, September 1, 2000 and September
1, 2005.
Resolution 85-79 - Continued September 3, 1985
To effect any such prepayment, the City shall pay or cause to be paid to
the Holder an amount equal, to (i) the principal amount being so prepaid
(applying first to such prepayment any amount then held in the Escrow Fund under
the Disbursing Agreement), (ii) accrued interest on this Note to the date of
such prepayment and (iii) the premium, if any, which is applicable under
paragraph 4 hereof. Any partial prepayments shall be applied in inverse order
of principal installments payable under paragraph 1(a) hereof.
4. In the event of a prepayment of this Note on any date pursuant to
paragraph 3 hereof, a prepayment premium or premiums shall be payable to the
Holder as follows:
If, at the time of any such payment, the Government Yield determined as of
the date of prepayment is less than the Government Yield determined as of the
date hereof plus two and one-half percent (2-1/2%), a prepayment premium shall be
payable, calculated as follows: the principal amount so prepaid shall be
multiplied by (a) the amount by which the Government Yield determined as of the
date hereof plus two and one-half percent (2-1/2%) exceeds the Government Yield
determined as of the date of prepayment, times (b) a fraction, the numerator of
which is the actual number of days remaining to the next succeeding Call Date
and the denominator of which is 360. The resulting product shall then be
divided by the number of whole months then remaining to the next succeeding Call
Date, yielding a quotient (the "Quotient"). The amount of the prepayment premium
shall be the present value on the date of prepayment (using the Government Yield
determined as of the date of prepayment as the discount factor) of a stream of
equal monthly payments in number equal to the number of whole months remaining
to the next succeeding Call Date with the amount of each such hypothetical monthly
payment equal to the Quotient and with the first payment payable on the date of
prepayment; provided, that in no case shall the amount of the prepayment premium
be less than one and one-half percent (1-1/2%) of the principal amount so prepaid.
5. This Note constitutes an issue in the maximun authorized face amount of
$950,000. This Note is issued by the City pursuant to the authority granted by
Minnesota Statutes, Chapter 474, as amended (the Act), for the purpose of providing
funds for a project, as defined in Minnesota Statutes, Section 474.02, Subdivision
la, consisting of the acquisition of land and the expansion, renovation and
equipping of an existing office and laboratory facility to be owned by the
Borrower (the "Project") and leased to Pace Laboratories, Inc., a Minnesota
corporation (the "Lessee"), and paying necessary expenses incidental thereto,
such funds to be loaned by the City to the Borrower pursuant to a resolution
adopted by the City on September 3, 1985, the Loan Agreement and an Escrow and
Disbursing Agreement, dated the date hereof (the "Disbursing Agreement"), between
the City, the Borrower, the Lender and Minnesota Title Insurance Company, as
Disbursing Agent, thereby assisting activities in the public interest and for
the public welfare of the City. This Note is secured by a Combination Mortgage,
Security Agreement and Fixture Financing Statement to the Lender, a Pledge
Agreement (the "Pledge Agreement"), between the City and the Lender, a Guaranty
Agreement (the "Guaranty") from the Lessee and the partners of the Borrower, to
the Lender, and a Security Agreement (the "Security Agreement") from the Lessee
to the Lender all of even date herewith.
Resolution 85-79 - Continued September 3, 1985
6. This Note shall be registered and shall be transferable upon the books
of the City at the office of the City Clerk by the Holder hereof in person or by
its attorney duly authorized in writing, upon surrender hereof together with a
written instrument of transfer satisfactory to the City Clerk, duly executed by
the Holder or its duly authorized attorney. Upon such transfer the City Clerk
will note the date of registration and the name and address of the new Holder
upon the books of the City and in the registration blank appearing below.
Alternatively, the City will at the request and expense of the Holder issue a
new note or notes in an aggregate principal amount equal to the unpaid principal
balance of this Note, and of like tenor except as to number, principal amount
and the number and amount of the installments payable thereunder, and registered
in the name of the Holder or such transferee as may be designated by the Holder.
The City may deem and treat the person in whose name this Note is land registered
upon the books of the City with such registration also noted on the Note, as the
absolute owner hereof, whether or not overdue, for the purpose of receiving
payment of or on account of the principal balance, prepayment price or interest
and for all other purposes, and all such payments so made to the Holder or upon
its order shall be valid and effectual to satisfy and discharge the liability
upon this Note to the extent of the sum or sums so paid, and the City shall not
be affected by any notice to the contrary.
7. Time is of the essence under this note. If default occurs under this
Note, or an Event of Default occurs under the Loan Agreement, the Disbursing
Agreement the Mortgage, the Pledge Agreement, the Guaranty, the Security
Agreement or under any other "Collateral Document," as defined in the Loan
Agreement, or if any other event occurs which entitles the Holder to accelerate
payment under the Loan Agreement, the Mortgage, the Disbursing Agreement, the
Pledge Agreement, the Guaranty, the Security Agreement or any Collateral
Document, then the Holder may at is right and option (subject, however, to such
notice as may be required under the Loan Agreement, the Mortgage, the Disbursing
Agreement, the Pledge Agreement, the Guaranty, the Security Agreement or such
Collateral Document) declare immediately due and payable the principal balance
of this Note and interest accrued thereon to the date of declaration of such
default, together with any attorneys' fees incurred by the Holder in collecting
or enforcing payment thereof, whether suit be brought or not, and all other sums
due hereunder, in which event this Note shall be prepaid in accordance with
paragraph 3(c) hereof.
8. This Note shall not be payable from nor charged upon any funds of the
City other than the revenue under the Loan Agreement pledged to the payment
thereof, nor shall the City be subject to any liability thereon. No Holder or
Holders of this Note shall ever have the right to compel any exercise of the
taxing power of the City to pay this Note, the interest hereon or any premium,
penalty, or expenses in connection herewith, nor to enforce payment thereof
against any property of the City. This Note shall not constitute a charge,
lien, or encumbrance, legal or equitable, upon any property of the City. This
Note, including interest and premium, if any, hereon, is payable soley from the
revenue under the Loan Agreement pledged to the payment hereof. This Note shall
not constitute a debt of the City within the meaning of any constitutional or
statutory limitation.
9. The Holder shall not be deemed, by any act of omission or commission, to
have waived any of its rights or remedies hereunder unless such waiver is in writing
and signed by the Holder and then only to the extent specifically set forth in
the writing. A waiver with reference to one event shall not be construed as
continuing or as a bar to or waiver of any right or remedy as to a subsequent event.
Resolution 85-79 - Continued
September 3, 1985
10. It is intended that this Note is made with reference to and shall be
construed as a Minnesota contract and governed by the laws thereof.
IT IS HEREBY CERTIFIED AND RECITED that all conditions, acts and thing
required to exist, happen and be performed precedent to or in the issuance of
this Note do exist, have happened and have been performed in regular and due
form as required by law.
IN WITNESS WHEREOF, the City has caused this Note to be duly executed by
its duly authorized officers and its corporate seal affixed all as of the
day of September, 1985.
CITY OF GOLDEN VALLEY, MINNESOTA
By /
(SEAL) Mayor
Attest
ty Manager
PROVISIONS AS TO REGISTRATION
The ownership of the unpaid principal balance of this Note and the interest
accruing hereon is registered on the books of the City of Golden Valley, Minnesota
in the name of the registered holder last noted below.
Date of
Registration
September _, 1985
Name and Address of
Registered Holder
First National Bank of
Minneapolis
First Bank Place
Minneapolis, Minnesota
55480
Signature of City
Clerk