92-085 - 12-08 Approve Revenue Bonds Colonial Acres Home and Covenant Retirement CommunitiesResolution 92-85
December 8, 1992
Member Johnson introduced the following resolution and moved its adoption:
RESOLUTION APPROVING AN AMENDMENT TO CITY HOUSING PLAN
AND PROGRAM TO PROVIDE REFINANCING OF A NURSING HOME,
ELDERLY HOUSING FACILITY AND GIVING PRELIMINARY APPROVAL TO
ASSISTED HOUSING FACILITY AND THE ISSUANCE BY THE CITY
OF REVENUE BONDS THEREFOR, ON BEHALF OF COLONIAL ACRES HOME,
INC. AND COVENANT RETIREMENT COMMUNITIES, INC.
WHEREAS, by the provisions of Minnesota Statutes, Chapter 462C, as
amended (the "Act"), the City of Golden Valley (the "City"), is authorized to
Plan, administer, and develop housing programs including elderly housing facili-
ties, assisted housing facilities and health care facilities, and to issue and
sell revenue bonds to make loans to refinance such developments, which revenue
bonds shall be payable solely from the revenues to be derived in respect of such
developments; and
WHEREAS, the City has prepared pursuant to the Act a Housing Plan and
Program for the City, which Housing Plan and Program has been approved by the
City Council (as amended from time to time, the "Housing Plan"). The Act
provides that, prior to issuing revenue bonds or obligations with respect to a
development described in Section 462C.05, Subd. 4, of the Act, the City shall
prepare a Program setting forth the information required by Section 462.03,
Subd. la, and Section 462C.05, Subd. 6, of the Act, submit the Program for
review to the Metropolitan Council, and, after holding a public hearing thereon,
submit the Program to the Minnesota Housing Finance Agency for review, as pro-
vided in Section 462C.01 of the Act, on the basis of the considerations stated
in Section 462C.04 of the Act; and
WHEREAS, Colonial Acres Home, Inc., a Minnesota nonprofit corporation
and its "parent", Covenant Retirement Communities, Inc., an Illinois nonprofit
corporation (together, the "Corporation"), has proposed an amendment to the
Housing Plan (the "Amendment") under the Act to provide refinancing of a nursing
home, elderly housing facility and assisted housing facility in the City, in
accordance with the City's Housing Plan, a copy of which Amendment is attached
hereto as Exhibit A; and
WHEREAS, a description of the facilities to be refinanced under the
Amendment is set forth in the Amendment and is hereby incorporated herein by
reference and made a part hereof (as described in Exhibit A, the "Facilities");
and
WHEREAS, the refinancing is proposed to be part of the refinancing of
other debt of affiliates of the Corporation, including debt incurred in connec-
tion with the 65 -bed nursing home and 28 -unit assisted living facility of
Ebenezer Covenant Home, Inc., a Minnesota nonprofit corporation ("Ebenezer"), in
Buffalo, Minnesota (the "Buffalo Project"); and
WHEREAS, under the Amendment, it is proposed that the City and the City
of Buffalo enter into a joint powers agreement whereby one of the cities issues
the bonds (the "Bonds") for the refinancing of the Facilities and the Buffalo
Project;
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF GOLDEN
VALLEY (the "City"), as follows:
Resolution 92-85 - Continued December 8, 1992
1. The City's Amendment to City Housing Plan and Program is hereby con-
firmed, approved and ratified. The Amendment is hereby adopted by the City pur-
suant to Section 462C.05, Subdivision 4 of the Act, and the issuance of the
Bonds of the City, in an aggregate principal amount of not to exceed $13,000,000
with the portion thereof attributable to the Facilities, including reserves, not
to exceed $8,815,000, is hereby approved for the purpose of providing refinanc-
ing for the Facilities and the Buffalo Project. The Bonds shall not be issued
until the Amendment has been reviewed, as required by the Act and until the
City, the Corporation and the purchaser of the Bond or Bonds have agreed upon
the details of the Bonds and the provisions for their payment. The principal
of, premium, if any, and interest on the Bonds, when, as and if issued, shall be
payable solely from the revenues to be derived from the Facilities and the
Buffalo Project, including loan repayments to be made by the Corporation and
Ebenezer with respect thereto, and the property pledged to the payment thereof,
and shall not constitute a debt of the City within the meaning of any constitu-
tional or statutory limitation.
2. Submission of the Amendment to the Metropolitan Council is hereby
ratified, confirmed and approved. The Mayor, City Clerk and other officers and
employees of the City are hereby authorized to submit the Amendment to, and to
complete and submit all related certificates or accompanying documentation, as
may be required by the Minnesota Housing Finance Agency, to such Agency, for
review, pursuant to Subdivision 2 of Section 462C.04 of the Act.
3. Pursuant to Subdivision 1, Section 462C.07, of the Act, in the making
of a loan to the Corporation with respect to the Amendment and in the issuance
of the Bonds by the City, the City may exercise, within its corporate limits,
any of the powers the Minnesota Housing Finance Agency may exercise under
Chapter 462A, Minnesota Statutes, without limitation under the provisions of
Chapter 475, Minnesota Statutes.
4. The Corporation and Ziegler Securities, as underwriter, are
authorized to prepare and distribute at their expense a Preliminary Official
Statement and other documents relating to the issuance of the Bonds. Forms of
all documents shall be submitted to this Council for consideration at its next
regular meeting.
5. Preliminary approval of the issuance of the Bonds is subject to a
requirement that the Corporation pay to the City $31,715 at the closing of the
sale of the Bonds as compensation to the City for the effect of the Bonds on the
City's prospective ability to issue bonds designated as "qualified tax-exempt
obligations" within the meaning of Section 265(b)(3) of the Internal Revenue
Code of 1986, as amended. A „
ATTEST: �Vagry y. "kken,
Shirley J. el n, City Clerk
The motion for the adoption of the foregoing resolution was seconded by Member
Russell, and upon a vote being taken thereon, the following voted in favor
thereof: Bakken, Johnson, Russell, Stockman and Thompson; and the following
voted against the same: none, whereupon said resolution was declared duly
passed and adopted, signed by the Mayor and his signature attested by the City
Clerk.
Resolution 92-85 - Continued
EXHIBIT A
December 8, 1992
AMENDMENT TO CITY HOUSING PLAN AND PROGRAM RELATING TO
THE ISSUANCE OF CITY OF GOLDEN VALLEY REVENUE BONDS
UNDER MINNESOTA STATUES, CHAPTER 462C,
FOR THE REFINANCING OF A NURSING HOME,
ELDERLY HOUSING FACILITY AND ASSISTED HOUSING FACILITY,
ON BEHALF OF COLONIAL ACRES HOME, INC. AND
COVENANT RETIREMENT COMMUNITIES, INC.
1. City Housing Plan. Pursuant to Chapter 462C, Minnesota Statutes, as
amended (the "Act"), the City has adopted a Housing Plan and Program dated
August, 1985 (as amended from time to time, the "Housing Plan"), which serves as
a basis for the provision of housing for residents of the community. The
Housing Plan, as amended hereby, describes various housing goals in the City,
including providing housing opportunities for citizens of all ages and income
levels, without discrimination, while maintaining a diversity of high-quality
living environments through imaginative and sound planning principles. Under
the Act, the City, prior to issuing revenue bonds or other obligations with
respect to a multi -family housing development and health care facilities, as
described in Section 462C.05, Subd. 1 and Subd. 2 thereof, has adopted a program
setting forth the information required by the Act, including but not limited to
Section 462C.03, Subd. la, and Section 462C.05, Subd. 6, of the Act. The
Program, as previously adopted, advances the aforementioned housing goals by
enhancing the City's supply of affordable rental housing facilities for elderly
persons at reasonable rental rates, and through the renovation, upgrading and
improvement of the City's existing housing stock, all as authorized, con-
templated and prescribed by the Act and the Housing Plan.
2. Program. This Amendment to Housing Program comprises an effort by
the City to advance the aforementioned housing goals by providing refinancing
for the nursing home, assisted living facility and elderly housing facility
described in paragraph 4 below (the "Facilities"). The proposed refinancing of
the Facilities is anticipated to produce debt service savings that will permit
the maintenance of rental rates at the most reasonably affordable levels. In
addition, the refinancing will involve the rehabilitation of an existing
building and site and the discharge of an existing mortgage lien on the
Facilities, as contemplated by Section 462C.05, Subd. 1(b). The financing docu-
ments will require that the corporation named in paragraph 4 (the "Corporation")
expend at least $1,000 per dwelling unit on rehabilitation costs under the Act.
The method of financing to be advanced for this Program shall consist of the
issuance of revenue bonds by the City pursuant to the Act. Such bonds shall
comprise permanent financing for the Facilities and repayment of such bonds
shall be provided by the Corporation entering into a loan agreement with the
City with respect to such Facilities. Additional security may be provided for
the bonds as determined by the original purchaser of the bonds, including a
mortgage on the Facilities, and such other security as may be determined to be
necessary or desirable. The refinancing is proposed to be part of the
refinancing of other debt of affiliates of the Corporation, including debt
incurred in connection with a 65 -bed nursing home and 28 -unit assisted living
facility of Ebenezer Covenant Home, Inc. in Buffalo, Minnesota (the "Buffalo
Project"). It is proposed that the City and the City of Buffalo enter into a
joint powers agreement whereby one of the cities issues the bonds for the refi-
nancing of the Facilities and the Buffalo Project. The aggregate principal
amount of the issue is expected to be not in excess of $13,000,000 and the por-
tion thereof attributable to the Program, including reserves, is $8,815,000. No
Resolution 92-85 - Continued December 8, 1992
more than 2.00% of the proceeds of the Bonds may be used for issuance costs.
Issuance costs in excess of available bond proceeds are to be paid for by the
Corporation from funds other than proceeds of the Bonds. Rehabilitation costs
will include any of the items described in Section 462C.02, Subd. 8 of the Act.
It is anticipated that the timetable for the financing will be carried out on an
expedited basis and be concluded by not later than January 30, 1993. Required
rehabilitation will be completed by January 1, 1995. This Amendment to the
Program is contemplated to be undertaken pursuant to Section 462C.05, Subd. 4
and Subd. 7, of the Act and, therefore, it is contemplated that there shall be
no specific limitation on the gross income of the occupants. It is nevertheless
the anticipation of the Corporation that residents of the financed facilities
will consist primarily of moderate income persons. Program requirements as to
the Facilities are to be monitored by the City or private parties, as will be
provided in the applicable agreements to be entered into in connection with the
issuance of the Bonds.
3. Need for the Program. The Act and the City's Housing Plan and
Program, as amended hereby, establish the need and necessity for the refinancing
of the Facilities included in this Amendment to the City's Housing Plan and
Program. The Housing Plan and Program, as amended hereby, recognizes and is
consistent with a goal of maintaining and increasing the number of units of
affordable housing for elderly as well as low and moderate income persons and
families in the City. The Housing Plan, as amended hereby, also emphasizes the
promotion of middle income housing developments and multi -family developments.
Finally, the Housing Plan, as amended hereby, affirms that achievement of the
City's housing goals should occur through private development, supported by
government financing programs. By virtue of issuing the Bonds and providing
refinancing for the Facilities, the City will be assisting in the reduction of
the overall costs of operating the Facilities and the attendant reduction in
charges otherwise necessary to be made to the residents thereof.
4. Description of Facilities. The Facilities which are to be the sub-
ject of the proposed financing consist of the Corporation's (a) existing
129 -unit elderly housing facility located at 5800 St. Croix Avenue in the City,
(b) existing 119 -bed nursing home located at 5825 St. Croix Avenue in the City,
and (c) existing 16 -unit assisted living facility located at 5800 St. Croix
Avenue in the City. The Facilities are currently owned by Colonial Acres Home,
Inc., a Minnesota nonprofit corporation, and its "parent", Covenant Retirement
Communities, Inc., an Illinois nonprofit corporation (together, the
"Corporation").