99-074 - 09-07 - Authorze Issuance Sale of $2,000,000 Industrial Development Revenue Bond (Courage Center Project) Series 1999Resolution 99-74
September 7, 1999
• Member Johnson introduced the following resolution and moved its adoption:
RESOLUTION AUTHORIZING THE ISSUANCE AND SALE OF
$2,000,000 INDUSTRIAL DEVELOPMENT REVENUE BOND
(COURAGE CENTER PROJECT)
SERIES 1999
BE IT RESOLVED by the City Council of the City of Golden Valley, Minnesota (the
"City"), as follows:
1. The City has received a proposal from Courage Center, a Minnesota nonprofit
corporation (the "Borrower"), that the City undertake to finance the Project described herein
pursuant to Minnesota Statutes, Sections 469.152 to 469.165, as amended (the "Act"),
through issuance by the City of its Industrial Development Revenue Bond (Courage Center
Project), Series 1999, in a principal amount of $2,000,000 (the "Bond").
2. It is proposed that, pursuant to a Loan Agreement dated as of September 1,
1999, between the City and the Borrower (the "Loan Agreement"), the City lend the proceeds
of the Bond to the Borrower to finance a portion of the cost of acquisition and installation of
computer equipment to be installed in the Borrower's facilities located at 3915 Golden Valley
Road in the City, and which equipment will be owned and operated by the Borrower (the
"Project"). The loan repayments to be made by the Borrower under the Loan Agreement are
. fixed so as to produce revenue sufficient to pay the principal of, premium, if any, and interest
on the Bond when due. It is further proposed that the City assign its rights to the loan
repayments and certain other rights under the Loan Agreement to Norwest Investment
Services, Inc. (the "Lender") as security for payment of the Bond under an Assignment of
Loan Agreement dated as of September 1, 1999, among the City, the Lender and the
Borrower. Payment of the Bond is additionally secured by a Security Agreement dated as of
September 1, 1999 (the "Security Agreement"), from the Borrower to the Lender.
3. Forms of the Loan Agreement, the Assignment of Loan Agreement and the
Security Agreement have been prepared and submitted to the City for approval and are on
file with the Director of Finance:
4. It is hereby found, determined and declared that:
(a) as required by the Act and by Section 147(f) of the Internal Revenue
Code, the City Council conducted a public hearing on September 7, 1999, on the
Project and the issuance of the Bond for the financing thereof, and the Project and the
issuance of the Bond for the financing thereof are hereby approved for all purposes
under the Act and Section 147(f) of the Internal Revenue Code.
(b) it is desirable that the Bond be issued by the City upon the terms set
forth in the form of Bond attached as Exhibit A hereto;
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Resolution 99-74 - Continued
September 7, 1999
• (c) the Loan Agreement provides that the Borrower is required to pay loan
repayments which are fixed to produce revenue sufficient to provide for the prompt
payment of principal of, premium, if any, and interest on the Bond when due, and all
expenses of the operation and maintenance of the Project Equipment, including, but
without limitation, adequate insurance thereon and insurance against all liability for
injury to persons or property arising from the operation thereof; and
(d) under the provisions of the Act, and as provided in the Loan Agreement,
the Bond is not to be payable from or charged upon any funds other than the revenue
pledged to the payment thereof; the City is not subject to any liability thereon; no
holder of the Bond shall ever have the right to compel any exercise by the City of its
taxing powers to pay any principal of the Bond or interest or premium thereon, or to
enforce payment thereof against any property of the City except the interests of the
City in the Loan Agreement which have been assigned to the Lender under the
Assignment of Loan Agreement; the Bond shall not constitute a charge, lien or
encumbrance, legal or equitable, upon any property of the City except the interests of
the City in the Loan Agreement which have been assigned to the Lender under the
Assignment of Loan Agreement; the Bond shall recite that the Bond is issued without
obligation on the part of the state or its political subdivisions, and that the Bond,
including interest thereon, is payable solely from the revenues pledged to the payment
thereof; and the Bond shall not constitute a debt of the City within the meaning of any
constitutional or statutory limitation.
• 5. As required by the Act, the Mayor and City Manager are authorized and
directed to submit an application to the Minnesota Department of Trade and Economic
Development for approval of the Project. Subject to the final approval of Bond Counsel and
approval of the Project by the Minnesota Department of Trade and Economic Development
pursuant to the Act, the Loan Agreement, the Assignment of Loan Agreement, the Security
Agreement and exhibits thereto are approved, substantially in the forms submitted. The
Loan Agreement and the Assignment of Loan Agreement are directed to be executed in the
name and on behalf of the City by the signatures of the Mayor and City Manager. Any other
documents and certificates necessary to the transaction described above shall be executed
and delivered by the appropriate City officials. Copies of all of the documents necessary to
the transaction herein described shall be delivered, filed and recorded as provided herein
and in the Loan Agreement and Security Agreement.
6. The City shall proceed forthwith to issue the Bond, substantially in the form and
upon the terms set forth in Exhibit A hereto. The offer of the Lender to purchase the Bond at
a price of par, bearing interest at the rate described in Exhibit A is hereby accepted. The
Mayor and City Manager are authorized and directed to prepare and execute the Bond and
to deliver the Bond to the Lender.
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Resolution 99-74 - Continued September 7, 1999
• 7. The Mayor, the City Manager and other officers of the City are authorized and
directed to prepare and furnish to the Lender and to Bond Counsel certified copies of all
proceedings and records of the City relating to the Bond, and such other affidavits and
certificates as may be required to show the facts relating to the legality of the Bond as such
facts appear from the books and records in the officers' custody and control or as otherwise
known to them; and all such certified copies, certificates and affidavits, including any
heretofore furnished, shall constitute representations of the City as to the truth of all
statements contained therein.
8. The approval hereby given to the various documents referred to above
includes approval of such additional details therein as may be necessary and appropriate
and such modifications thereof, deletions therefrom and additions thereto as may be
necessary and appropriate and approved by the officials authorized herein to execute said
documents, which approval shall be conclusively evidenced by the execution thereof.
•
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•
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Resolution 99-74 - Continued
EXHIBIT A
UNITED STATES OF AMERICA
STATE OF MINNESOTA
COUNTY OF HENNEPIN
CITY OF GOLDEN VALLEY
Industrial Development Revenue Bond
(Courage Center Project)
Series 1999
No. R-1
September 7, 1999
$2,000,000
The City of Golden Valley, a statutory city and political subdivision of the State of
Minnesota (the "City"), for value received, hereby promises to pay to Norwest Investment
Services, Inc., or its registered assigns (the "Lender;" the Lender and any subsequent owner
of this Bond being also hereinafter referred to as the "Holder"), by such means and manner
as the Holder may designate in writing, solely from the source and in the manner hereinafter
provided, the unpaid principal balance of the principal sum of Two Million Dollars on
September _, 2004, subject to optional prepayment and to prepayment in installments as
set forth herein. This Bond shall bear interest on the unpaid principal amount theretofore
advanced by the Lender at the rate of 5.518% per annum.
Payment of the principal of and interest on this Bond shall be made in coin or currency
of the United States of America which at the time of payment is legal tender for payment of
public and private debts, in monthly installments. Commencing March , 2000, and on
each March and September thereafter until this Bond is fully paid, the sum of
$231,584.65 shall be paid, to be applied first to accrued but unpaid interest on the unpaid
principal amount of this Bond, and second to the unpaid principal of this Bond. On
September , 2004, all accrued and unpaid interest and the unpaid principal balance of
this Bond shall be paid.
In the event interest on this Bond shall become subject to federal income taxation
pursuant to a Determination of Taxability (as defined in the Loan Agreement, dated as of
September 1, 1999 (the "Loan Agreement"), between Courage Center (the "Borrower") and
the City), the interest rate on this Bond shall be increased to that rate of interest per annum
which is equal to 2.00 percent per annum greater than the prime rate, as publicly announced
by Norwest Bank Minnesota, National Association from time to time, which rate shall change
as and when the prime rate shall change (the "Taxable Rate"), retroactively effective from
and after the Date of Taxability (as defined in the Loan Agreement).
Resolution 99-74 - Continued September 7, 1999
If a semiannual installment is not paid when due, a late charge equal to $ shall
be payable to cover the expenses in handling delinquent payments. Late charges shall not
be payable on installments which would have fallen due after acceleration upon default,
unless the Holder later waives such acceleration and accepts payment of all principal then
due with accrued interest at the Default Rate. Late charges shall be added to and become a
part of the next succeeding semiannual payment.
This Bond is subject to prepayment or mandatory redemption as follows:
(a) In whole or in part, on any date upon 30 days' notice to the City and the
Holder, from insurance proceeds in accordance with Article V of the Loan Agreement
or from the proceeds of a condemnation award in accordance with Article VI of the
Loan Agreement.
(b) In whole, at the option of the Holder, following a Determination of
Taxability, on any date upon 30 days' notice to the City and the Borrower.
(c) In whole, at the option of the Holder, following a "Default" under the
Loan Agreement, the Security Agreement or any other Collateral Loan Document (all
as defined in the Loan Agreement), or a default on this Bond.
To effect any such prepayment, the City shall pay or cause to be paid to the Holder an
amount equal to the then applicable "After Payment Termination Value" as set forth in Exhibit
A hereto and accrued and unpaid interest on this Bond to the date of such prepayment. Any
partial prepayments shall be applied in inverse order of maturity.
This Bond is a duly authorized obligation of the City designated as "Industrial
Development Revenue Bond (Courage Center Project), Series 1999 (herein called the
"Bond"), issued under a resolution of the City Council adopted on September 7, 1999 (the
"Resolution").
This Bond is issued by the City in the aggregate principal sum of $2,000,000 for the
purpose of making the Loan of the proceeds thereof to the Borrower under the provisions of
the Loan Agreement. Under the provisions of the Loan Agreement, the Borrower has agreed
to use the proceeds of the loan to pay a portion of the costs of acquisition and installation of
computer equipment in the Borrower's facilities located at 3915 Golden Valley Road in the
City (the "Project"). Under the Loan Agreement, the Borrower has agreed to repay the Loan,
together with interest thereon, in installments scheduled to be sufficient to pay the principal of
and interest on this Bond when due. As security for the obligations of the Borrower under the
Loan Agreement, the Borrower has agreed to convey a first lien on the Project Equipment to
be evidenced by the Security Agreement (as defined in the Loan Agreement). The City has
also assigned and pledged to the Lender the City's interest in the Loan Agreement. The City
makes no representations as to the sufficiency of the amounts, if any, that may be realized
from the Security Agreement in order to pay the principal of or the interest on this Bond in the
case of a default by the Borrower under the Loan Agreement. Reference is hereby made to
the Loan Agreement for a description of the agreements and covenants of the Borrower
contained therein.
Resolution 99-74 - Continued September 7, 1999
This Bond is issued pursuant to and in full compliance with the Constitution and laws
of the State of Minnesota, particularly Minnesota Statutes, Sections 469.152 to 469.165, as
amended, and pursuant to the Resolution. This Bond is not a general obligation of the City,
and the taxing power or general assets or revenues of the City are not pledged to the
payment of this Bond or the interest thereon. This Bond is a special limited obligation of the
City. Principal of and interest on this Bond is payable solely out of the revenues derived from
the Loan Agreement and enforcement of the Security Agreement. The State of Minnesota,
the County of Hennepin and the City shall not in any event be liable for the payment of the
principal of or interest on this Bond or for the performance of any pledge, mortgage,
obligation or agreement of any kind whatsoever that may be undertaken by the City. Neither
this Bond nor any of the agreements or obligations of the City shall be construed to constitute
an indebtedness of the State of Minnesota, the County of Hennepin or the City within the
meaning of any constitutional or statutory provisions whatsoever, nor constitute or give rise to
a pecuniary liability or be a charge against the general credit or taxing powers of the State,
the County or the City.
This Bond shall be registered and shall be transferable upon the books of the City at
the office of the Lender by the Holder hereof in person or by the Holder's attorney duly
authorized in writing, upon surrender hereof together with a written instrument of transfer
satisfactory to the Lender, duly executed by the Holder or the Holder's duly authorized
attorney. Upon such transfer the Lender will note the date of registration and the name and
address of the new Holder upon the books of the City and in the registration blank appearing
. below. Alternatively, the City will at the request and expense of the Holder issue a new bond
or bonds in an aggregate principal amount equal to the unpaid principal balance of this Bond,
and of like tenor except as to number, principal amount and the number and amount of the
installments payable thereunder, and registered in the name of the Holder or such transferee
as may be designated by the Holder. The City may deem and treat the person in whose
name this Bond is last registered upon the books of the City with such registration also noted
on the Bond, as the absolute owner hereof, whether or not overdue, for the purpose of
receiving payment of or on account of the principal balance, prepayment price, or interest
and for all other purposes, and all such payments so made to the Holder or upon its order
shall be valid and effectual to satisfy and discharge the liability upon this Bond to the extent
of the sum or sums so paid, and the City shall not be affected by any notice to the contrary.
Time is of the essence under this Bond. If a "Default" occurs under the Loan
Agreement, the Security Agreement or any other Collateral Loan Document (all as defined in
the Loan Agreement), or if any other event occurs which entitles the Holder to accelerate
payment under the Loan Agreement, the Security Agreement, or any other Collateral Loan
Document, then the Holder may at its right and option (subject, however, to such notice as
may be required under the Loan Agreement, the Security Agreement or any other Collateral
Loan Document) declare immediately due and payable the principal balance of this Bond, the
premium, if any, due hereon, and interest accrued thereon to the date of declaration of such
default, together with any attorneys' fees incurred by the Holder in collecting or enforcing
payment thereof, whether suit be brought or not, and all other sums due hereunder, in which
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event this Bond shall be prepaid in accordance with the provisions hereof.
Resolution 99-74 - Continued September 7, 1999
The Holder shall not be deemed, by any act of omission or commission, to have
waived any of its rights or remedies hereunder unless such waiver is in writing and signed by
the Holder and then only to the extent specifically set forth in the writing. A waiver with
reference to one event shall not be construed as continuing or as a bar to or waiver of any
right or remedy as to subsequent event.
It is intended that this Bond is made with reference to and shall be construed as a
Minnesota contract and governed by the laws thereof.
IT IS HEREBY CERTIFIED AND RECITED that all conditions, acts and things
required to exist, happen, and be performed precedent to or in the issuance of this Bond do
exist, have happened and have been performed in regular and due form as required by law.
PROVISIONS AS TO REGISTRATION
The ownership of the unpaid principal balance of this Bond and the interest accruing
thereon is registered on the books of the City of Golden Valley, in the name of the registered
holder last noted below.
Date of
• Registration
Name and Address of Signature of Lender,
Registered Holder as Bond Registrar
September , 1999 Norwest Investment Services, Inc.
608 Second Avenue South, 9th Floor
Minneapolis MN 55479-0146
Attention:
— Anz z 9
Mary E. A derson, Mayor
ATTEST:
Shirley J. Is , 6ity Clerk
The motion for the adoption of the foregoing resolution was seconded by Member Bakken
and upon a vote being taken thereon, the following voted in favor thereof: Anderson,
• Bakken, Johnson, LeSuer, and Micks; and the following voted against the same: none,
whereupon said resolution was declared duly passed and adopted, signed by the Mayor
and her signature attested by the City Clerk.