09-32 - 06-02 -authorize issuance/award sale/ form-details/$5,665,000 GO refunding bonds - 2009D
Resolution 09-32
June 2, 2009
Member Freiberg introduced the following resolution and moved its adoption:
RESOLUTION APPROVING THE ISSUANCE AND SALE OF A REVENUE NOTE,
SERIES 2009 (WORKABILlTIES, INC. PROJECT) IN THE AGGREGATE AMOUNT
OF NOT TO EXCEED $1,500,000 AND AUTHORIZING THE EXECUTION OF
DOCUMENTS RELATING THERETO
BE IT RESOLVED, by the governing body (the "Council") of the City of Golden
Valley, Hennepin County, Minnesota (the "Issuer"), as follows:
Section 1. Definitions. The terms used herein, unless the context hereof requires
otherwise, have the following meanings, and any other terms defined in the
Loan Agreement (hereinafter defined) have the same meanings when used
herein as assigned to them in the Loan Agreement unless the context or use
thereof indicates another or differing meaning or intent:
a. Act: Minnesota Statutes, Sections 469.152 through 469.165, as amended.
b. Borrower: WorkAbilities, Inc. being (as represented to the Issuer), a
Minnesota nonprofit corporation and organization described in Section
501 (c)(3) of the Internal Revenue Code of 1986, as amended, the corporate
offices of which are located at 7400 Laurel Avenue, Minneapolis, Minnesota.
c. Bond Counsel: the law firm of Fryberger, Buchanan, Smith & Frederick, P.A.
or any other firm of nationally-recognized bond counsel.
d. Code: the Internal Revenue Code of 1986, as amended.
e. Council: the governing body of the Issuer.
f. County: Hennepin County, Minnesota.
g. Documents: the Loan Agreement, the Mortgage, the Pledge Agreement and
other documents required for the issuance of the Note.
h. DEED: the Minnesota Department of Employment and Economic
Development.
i. Issuer: the City of Golden Valley, Hennepin County, a municipal corporation
and political subdivision of the State.
J. Issuer Documents: collectively, the Loan Agreement and the Pledge
Agreement.
k. Lender: Franklin National Bank of Minneapolis, a national banking
association, with an office located in Minneapolis, Minnesota.
Resolution 09-32 - Continued
June 2, 2009
I. Loan Aqreement: the Loan Agreement to be entered into between the Issuer
and the Borrower, pursuant to which the Borrower agrees to repay the loan
made thereunder in specified amounts and at specified times sufficient to pay
in full when due the principal of, premium, if any, and interest on the Note.
m. Mortqage: the combination Amended and Restated Mortgage, Security
Agreement, Fixture Financing Statement and Assignment of Leases and
Rents from the Borrower to the Lender, pursuant to which the Borrower will
secure its obligations with respect to the Note under the Loan Agreement,
including the payment of amounts due under the Loan Agreement, by
granting to the Lender a first mortgage interest in the property described
therein.
n. Note: the Issuer's Revenue Note, Series 2009 (WorkAbilities, Inc. Project)
o. Pledqe Aqreement: the Pledge Agreement to be entered into among the
Issuer, the Borrower and the Lender, pursuant to which the Issuer pledges
and grants a security interest in all of its rights, title, and interest in the Loan
Agreement (except for the Unassigned Issuer's Rights) to the Lender.
p. Proiect: acquiring and equipping an approximately 35,300 square foot
corporate office building located at 7400 Laurel Avenue, Golden Valley,
Minnesota.
q. Reqistrar: the bond registrar and transfer agent for the Note.
r. State: the State of Minnesota.
Section 2. Recitals.
a. Under the Act, the Issuer is authorized and empowered to issue revenue
obligations to refinance outstanding indebtedness of an organization that is
primarily engaged in activities for mentally or physically disabled persons or
providing social services, such as providing assistance to the poor, distressed
or underprivileged. The Borrower has represented to the Issuer that it is such
an organization.
b. An initial resolution was adopted by the Council on May 5, 2009, scheduling a
public hearing on the proposed issuance of revenue obligations, in one or
more series, in an amount not to exceed $1,500,000 to refinance debt
incurred by the Borrower to acquire and equip the Project all with respect to
the Borrower.
c. The Issuer has, after due notice and publication thereof, on June 2, 2009,
held a public hearing on the Project and the refinancing thereof, and persons
in attendance wishing to speak on the Project and refinancing thereof were
given an opportunity to do so at the hearing.
Resolution 09-32 - Continued
June 2, 2009
d. A resolution was adopted by the Council on June 2,2009, which gave
preliminary approval to the issuance of revenue obligations and the proposal
to undertake and refinance the Project, and referred the proposal regarding
the issuance of revenue obligations in order to refinance the cost of the
Project on behalf of the Borrower to DEED. The findings of the Council
contained in said resolution are ratified and confirmed as though stated in full
herein.
e. Drafts of the following documents have been submitted to this Council and
are on file in the office of the City Manager:
I. the Loan Agreement;
II. the Pledge Agreement;
III. the Mortgage; and
IV. the form of the Note.
Section 3. The Note.
a. In order to provide for the refinancing of the Project, the Issuer determines,
based on representations of the Borrower, that the offer of the Lender to
purchase the Note in an original principal amount of not to exceed
$1,500,000, at an initial interest rate of not to exceed 6% per annum, subject
to adjustment as provided in the Note, and upon the terms and conditions
hereafter specified and specified in the Note is reasonable and is accepted.
The Issuer will loan the proceeds of the Note to the Borrower in order to
refinance the Project.
b. The Loan Repayments to be made by the Borrower under the Loan
Agreement are fixed to produce revenue sufficient to provide for the prompt
payment of principal of, premium, if any, and interest on the Note when due,
and the Loan Agreement also provides that the Borrower is required to pay all
expenses of the operation and maintenance of the Project, including, but
without limitation, adequate insurance thereon and insurance against all
liability for injury to persons or property arising from the operation thereof, and
all lawfully imposed taxes and special assessments levied upon or with
respect to the Project and payable during the term of the Loan Agreement.
c. The Note shall be in substantially the form submitted to the Council, with such
appropriate variations, omissions and insertions as are permitted or required
by this Resolution, and in accordance with the further provisions hereof as
may be necessary and appropriate and approved by bond counsel and the
Borrower prior to the execution thereof; and shall mature in the years and
amounts, be subject to redemption, and bear interest at the rate as therein
specified, subject to adjustment as therein specified.
Resolution 09-32 - Continued
June 2, 2009
d. The Note shall be executed on behalf of the Issuer by the signatures of its
Mayor and City Manager. The seal of the Issuer may be omitted as allowed
by law. In case any officer whose signature shall appear on the Note shall
cease to be such officer before the delivery of the Note, such signature shall
nevertheless be valid and sufficient for all purposes, the same as if such
officer had remained in office until delivery. In the event of the absence or
disability of the Mayor or the City Manager such officers of the Issuer as may
act in their behalf, shall without further act or authorization of the Council
execute and deliver the Note.
e. After the adoption of this Resolution, but prior to the issuance and delivery of
the Note to the Lender, the original aggregate principal amount of the Note,
the maturity date of the Note, the principal amount of the Note due on each
payment date, the interest rate of the Note prior the first Adjustment Date (as
defined in the Note), the date of the documents referenced in this Resolution
and the Note, and the terms of redemption of the Note may be established or
modified with the approval of the Mayor and the City Manager; provided that
the aggregate principal amount of the Note and the interest rate of the Note
may not be increased from the amounts set forth in this Resolution.
Section 4. Approval and Execution of Documents.
a. The Issuer Documents and the Note are made a part of this Resolution as
though fully set forth herein and are approved in substantially the forms on file
with the Council. The Mayor and the City Manager are authorized and
directed to execute, acknowledge, and deliver the Issuer Documents and the
Note on behalf of the Issuer with such changes, insertions, and omissions
therein as the Issuer's attorney may hereafter deem appropriate, such
execution by the Mayor and City Manager to be conclusive evidence of
approval of such documents in accordance with the terms hereof.
b. The Mayor, the City Manager and other officers of the Issuer are authorized
and directed to execute and deliver all other documents which may be
required under the terms of the Issuer Documents or the Note or by bond
counsel, and to take such other action as may be required or deemed
appropriate for the performance of the duties imposed thereby to carry out the
purposes thereof.
c. The Mayor, City Manager and other officers of the Issuer are authorized to
furnish certified copies of this Resolution and all proceedings and records of
the Issuer relating to the Note, and such other affidavits and certificates as
may be required to show the facts relating to the Issuer respecting the Note,
as such facts appear from the books and records in the officers' custody and
control or as otherwise known to them; and all such certified copies,
certificates, and affidavits, including any heretofore furnished, shall constitute
representations of the Issuer as to the truth of all statements contained
therein.
Resolution 09-32 - Continued
June 2, 2009
d. If for any reason the Mayor, City Manager, or any other officers, employees,
or agents of the Issuer authorized to execute certificates, instruments, or
other written documents on behalf of the Issuer shall for any reason cease to
be an officer, employee, or agent of the Issuer after the execution by such
person of any certificate, instrument, or other written document, such fact
shall not affect the validity or enforceability of such certificate, instrument, or
other written document.
e. If for any reason the Mayor, City Manager, or any other officers, employees,
or agents of the Issuer authorized to execute certificates, instruments, or
other written documents on behalf of the Issuer shall be unavailable to
execute such certificates, instruments, or other written documents for any
reason, such certificates, instruments, or other written documents may be
executed by a deputy or assistant to such officer, or by such other officer of
the Issuer as in the opinion of the Issuer's attorney is authorized to sign such
document and do all things and execute all instruments and documents
required to be done or executed by such officers, with full force and effect,
which executions or acts shall be valid and binding on the Issuer.
Section 5. Reqistration.
a. Registered Form. The Note shall be issued only in fully registered form. The
Note shall be numbered R-1 in a denomination equal to the principal amount
thereof.
b. Registration, Transfer and Exchange. The Issuer appoints the City Manager
as Registrar. The effect of registration and the rights and duties of the Issuer
with respect thereto are as follows:
I. Register. The Registrar must keep a bond register for the Note in
which the Registrar provides for the registration of ownership of the
Note and the registration of transfers and exchanges of the Note.
II. Transfer of Note. Subject to the provisions of clause x of this
subsection, upon surrender for transfer of the Note duly endorsed by
the registered owner thereof or accompanied by a written instrument of
transfer, in form satisfactory to the Registrar, duly executed by the
registered owner thereof or by an attorney duly authorized by the
registered owner in writing, the Registrar will authenticate and deliver,
in the name of the designated transferee, one new note in an
aggregate principal amount equal to the then outstanding principal
amount of the Note so surrendered and of like maturity, as requested
by the transferor. The Registrar may, however, close the books for
registration of any transfer after the 15th day of the month preceding
each interest payment date and until such interest payment date.
Resolution 09-32 - Continued
June 2, 2009
III. Issuance of a New Note. Subject to the provisions of clause x of this
subsection, the Issuer shall, at the request and expense of the Lender,
issue a new note in the aggregate outstanding principal amount equal
to that of the Note surrendered, and of like tenor except as to number
and principal amount and registered in the name of the Lender or such
transferee as may be designated by the Lender.
IV. Exchange of Note. When the Note is surrendered by the registered
owner for exchange, the Registrar will authenticate and deliver one
new note in an aggregate principal amount equal to the then
outstanding principal amount of the Note surrendered and of like
maturity, as requested in writing by the registered owner or the owner's
attorney.
v. Cancellation. The Note surrendered upon any transfer or exchange
will be promptly canceled by the Registrar and thereafter disposed of
as directed by the Issuer.
VI. Improper or Unauthorized Transfer. When the Note is presented to the
Registrar for transfer, the Registrar may refuse to transfer the Note so
presented until the Registrar is satisfied that the endorsement on the
Note or separate instrument of transfer is valid and genuine and that
the requested transfer is legally authorized. The Registrar will incur no
liability for the refusal, in good faith, to make transfers which it, in its
judgment, deems improper or unauthorized.
VII. Persons Deemed Owners. The Issuer and the Registrar may treat the
person in whose name the Note is registered in the bond register as
the absolute owner of the Note, whether the Note is overdue or not, for
the purpose of receiving payment of, or on account of, the principal of
and interest on the Note and for all other purposes, and payment so
made to a registered owner or upon the owner's order will be valid and
effectual to satisfy and discharge the liability upon the Note to the
extent of the sum or sums so paid.
viii. Taxes, Fees and Charges. For a transfer or exchange of the Note, the
Registrar may impose a charge upon the owner thereof sufficient to
reimburse the Registrar for any tax, fee or other governmental charge
required to be paid with respect to the transfer or exchange.
ix. Mutilated, Lost, Stolen or Destroyed Note. If the Note becomes
mutilated or is destroyed, stolen or lost, the Registrar will deliver a new
Note of like amount, number, maturity date, redemption privilege and
tenor in exchange and in substitution for and upon cancellation of the
mutilated Note or in lieu of or in substitution for the Note destroyed,
stolen or lost, upon the payment of the reasonable expenses and
charges of the Registrar and Issuer in connection therewith; and, in the
case of the Note destroyed, stolen or lost, upon filing with the Registrar
Resolution 09-32 - Continued
June 2, 2009
of evidence satisfactory to the Registrar thaUhe Note was destroyed,
stolen or lost, and of the ownership thereof, and upon furnishing to the
Registrar and Issuer of an appropriate bond or indemnity in form,
substance and amount satisfactory to it and as provided by law, in
which both the Issuer and the Registrar must be named as obligees.
The Note so surrendered to the Registrar will be canceled by the
Registrar. If the mutilated, destroyed, stolen or lost Note has already
matured or been called for redemption in accordance with its terms it is
not necessary to issue a new Note prior to payment.
x. Limitation on Transfers. The Note has been issued without registration
under state or other securities laws, pursuant to an exemption for such
issuance; and accordingly the Note may not be assigned or transferred
in whole or part, nor may a participation interest in the Note be given
pursuant to any participation agreement, except in accordance with an
applicable exemption from such registration requirements. In no event
may any participation interest in the Note be in an initial principal
amount of less than $100,000.
Section 6. General Covenants.
a. Payment of Principal and Interest. The principal of and interest on the Note
are payable solely from and secured by revenues and proceeds derived from
the Note and the Documents, which revenues and proceeds are specifically
pledged to the payment thereof in the manner and to the extent specified
herein and in the Note and the Documents; and nothing in the Note or in this
Resolution shall be considered as assigning, pledging or otherwise
encumbering any other funds or assets of the Issuer.
b. Agreements Binding. All agreements, covenants, and obligations of the
Issuer contained in this Resolution and in the above-referenced documents
shall be deemed to be the agreements, covenants, and obligations of the
Issuer to the full extent authorized or permitted by law, and all such
agreements, covenants, and obligations shall be binding on the Issuer and
enforceable in accordance with their terms. No agreement, covenant, or
obligation contained in this Resolution or in the above-referenced documents
shall be deemed to be an agreement, covenant, or obligation of any member
of the Council, or of any officer, employee, or agent of the Issuer in that
person's individual capacity. Neither the members of the Council, nor any
officer executing the Note, shall be liable personally on the Note or be subject
to any personal liability or accountability by reason of the issuance of the
Note.
c. Rights Conferred. Nothing in this Resolution or in the above-referenced
documents is intended or shall be construed to confer upon any person (other
than as provided in the Note, the Loan Agreement, the Pledge Agreement,
and the other agreements, instruments, and documents hereby approved)
Resolution 09-32 - Continued
June 2, 2009
any right, remedy, or claim, legal or equitable, under and by reason of this
Resolution or any provision of this Resolution.
d. Nature of Security.
I. The Note is and will be a special limited obligation of the Issuer.
II. Notwithstanding anything contained in the Note or the Documents or
any other document referred to herein to the contrary, under the
provisions of the Act the Note may not be payable from or be a charge
upon any funds of the Issuer and the revenues and proceeds pledged
to the payment thereof, nor shall the Issuer be subject to any liability
thereon, nor shall the Note otherwise contribute or give rise to a
pecuniary liability of the Issuer or any of the Issuer's officers,
employees and agents. Accordingly, the Note shall not be payable
from or charged upon any funds other than the revenues pledged to
the payment thereof, nor shall the Issuer be subject to any liability
thereon.
III. No holder of the Note shall ever have the right to compel any exercise
of the taxing power of the Issuer to pay the Note or the interest
thereon, or to enforce payment thereof against any property of the
Issuer other than the revenues pledged under the Pledge Agreement;
and the Note shall not constitute a charge, lien or encumbrance, legal
or equitable, upon any funds, assets or property of the Issuer, other
than revenues under the Loan Agreement; and the Note shall not
constitute a debt of the Issuer within the meaning of any constitutional
or statutory limitation of indebtedness. The Note will not constitute an
indebtedness, a pecuniary liability, a moral or general obligation or a
loan of the credit of the Issuer or a charge, lien or encumbrance, legal
or equitable, against the Issuer's property (other than revenues under
the Loan Agreement), general credit or taxing powers.
Section 7. Offerinq and Disclosure Materials. The Issuer has not participated in the
preparation of or reviewed any offering or disclosure materials with respect to
the offer and sale of the Note and the Issuer makes no representations or
warranties regarding the necessity, sufficiency, accuracy, fairness,
completeness or adequacy of any disclosure with respect to such offer and
sale.
Section 8. Subiect to DEED Approval. Notwithstanding anything in this Resolution to the
contrary, the approvals and authorizations given herein are specifically
subject to and contingent upon the receipt of approval of the Project by
DEED.
Section 9. Severability. If any provision of this Resolution shall be held or deemed to be
or shall, in fact, be inoperative or unenforceable as applied in any particular
case in any jurisdiction or jurisdictions or in all jurisdictions or in all cases
Resolution 09-32 - Continued
June 2, 2009
because it conflicts with any provisions of any constitution or statute or rule or
public policy, or for any other reason, such circumstances shall not have the
effect of rendering the provision in question inoperative or unenforceable in
any other case or circumstance or of rendering any other provision or
provisions herein contained invalid, inoperative, or unenforceable to any
extent whatever. The invalidity of anyone or more phrases, sentences,
clauses or paragraphs in this Resolution contained shall not affect the
remaining portions of this Resolution or any part thereof.
Section 10 Effective Date. This Resolution shall take effect and be in force from and
after its approval.
X~Y<X~
Linda R. Loomis, Mayor
ATTEST:
The motion for the adoption of the foregoing resolution was seconded by Member Pentel
and upon a vote being taken thereon, the following voted in favor thereof: Freiberg, Loomis,
Pentel, Scanlon and Shaffer; and the following voted against the same: none, whereupon
said resolution was declared duly passed and adopted, signed by the Mayor and her
signature attested by the City Clerk.