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03-03 HRA Resolution . . . Resolution 03-03 March 11, 2003 Commissioner Loomis introduced the following and moved its adoption: RESOLUTION ADOPTING A TAX INCREMENT FINANCING POLICY WHEREAS, the Housing and Redevelopment Authority in and for the City of Golden Valley (hereinafter "HRA") and the City Council for the City of Golden Valley may elect to participate in Tax'lncrement Financing as authorized under Minnesota Statutes for specific projects in the City of Golden Valley; and WHEREAS, the consideration of projects seeking public participation through the use of tax increment financing involves detailed financial analysis and evaluation of public policy issues; WHEREAS, it is the desire of the HRA to inform potential applicants for such funding of its objectives and policies related to tax increment financing and establish a process for consideration of proposed projects; and WHEREAS, the HRA should review its policies related to tax increment financing each year. NOW, THEREFORE, BE IT RESOLVED, as follows: 1. The Tax Increment Financing Policy attached as Exhibit A, is hereby adopted. 2. At the beginning of each year after the adoption of the attached Tax Increment Financing Policy, the HRA shall review the policy with the purpose of making any desired changes in it or rescinding it if it is no longer necessary. 3. Anon-refundable fee of $5000 will be charged for any project submitted for consideration by the HRA, and that an additional charge of $2000 shall be charged at such time as fees previously submitted have been expended, if needed for continued analysis of the project. 4. The HRA staff use an application to collect information regarding the project and requested funding to provide for reasonable analysis of the project and proposed public subsidy, such application to be similar in format to the application attached as E ibit B. i.~ J .~~~ Motion for the adoption of the foregoing resolution was seconded by Commissioner Grayson; and upon a vote taken thereon, the following voted in favor thereof: Grayson, LeSuer, Loomis and Tremere; the following was absent: Johnson; and the following voted against the same: none; whereupon said resolution was declared duly passed and adopted, signed by the Chair and his signature attested by the Director. . .- . Resolution 03-03 EXHIBIT A March 11, 2003 GOLDEN VALLEY HOUSING AND REDEVELOPMENT AUTHORITY GOLDEN VALLEY, MINNESOTA TAX INCREMENT FINANCING POLICY ADOPTED: March 11, 2003 I. POLICY PURPOSE For the purposes of this document, the term "HRA" shall include the Golden Valley Housing and Redevelopment Authority. The purpose of this policy is to establish the position of the Golden Valley HRA relating to the use of Tax Increment Financing (TIF) for private development above and beyond the requirements and limitations set forth by State Law. This policy shall be used as a guide in the processing and review of applications requesting tax increment assistance. The fundamental purpose of tax increment financing in Golden Valley is to encourage desirable development or redevelopment that would not otherwise occur but for the assistance provided through TIF. ' Regardless of authorized expenditures under the law, it is the intent of the HRA to provide the minimum amount of TIF at the shortest term required for the project to proceed. The HRA reserves the right to approve or reject projects on a case by case basis, taking into consideration established policies, project criteria, and demand on city services in relation to the potential benefits from the project. Meeting policy criteria does not guarantee the award of TIF to the project. Approval or denial of one project is not intended to set precedent for approval or denial of another project. II. OBJECTIVES OF TAX INCREMENT FINANCING As a matter of adopted policy, the HRA will consider using TIF to assist private development projects to achieve one or more of the following objectives: A. To retain localjobs and/or increase the number and diversity of jobs that offer stable employment and/or attractive wages and benefits. B. To encourage additional unsubsidized private development in the area, either directly or indirectly through "spin off' development. c. To facilitate the development process and to achieve development on sites which would not be developed without TIF assistance. 1 . . . Resolution 03-03 EXHIBIT A March 11, 2003 D. To remove blight and/or encourage redevelopment of commercial and industrial areas in the city that result in high quality redevelopment and private reinvestment. E. To offset increased costs of redevelopment (Le. contaminated site clean up) over and above the costs normally incurred in development. F. To create opportunities for affordable housing. G. To contribute to the implementation of other public policies, as adopted by the city from time to time, such as the promotion of quality urban or architectural design, energy conservation, and decreasing capital and/or operating costs of local government III. POLICIES FOR THE USE OF TAX INCREMENT FINANCING A. The priority for the use of TIF funds is: 1. Public improvements, legal, administrative, and engineering costs. 2. Site preparation, site improvement, land purchase, soil correction, environmental remediation and demolition. 3. Capitalized interest, bonding costs. B. TIF assistance will be provided to the developer upon receipt of the increment by the City, otherwise referred to as the pay-as-you-go method. Requests for up front financing will be considered on a case by case basis. C. A maximum of ten percent (10%) of any tax increment received from the district shall be retained by the City to reimburse administrative costs. D. Any developer receiving TIF assistance shall. provide an equity investment in the project. E. TIF will be used to purchase land and/or property only at fair market value. F. TIF shall not be used for projects that would place extraordinary demands on city services or for projects that would generate significant environmental impacts. G. The developer must provide adequate financial guarantees to ensure completion of the project, including, but not limited to: assessment agreements, letters ofcredit, personal guaranties, escrow deposits, etc. 2 . . . Resolution 03-03 EXHIBIT A March 11, 2003 H. The developer shall adequately demonstrate, to the City's sole satisfaction, an ability to complete the proposed project based on past development experience, general reputation,.andcredit history, among other factors, including the size and scope of the proposed project. I. For the purposes of underwriting the proposal, the developer shall provide any requested market, financial, environmental, or other data requested by the City or its consultants. IV. SUBSIDY AGREEMENT & REPORTING REQUIRMENTS All developers/businesses receiving tax increment financing assistance from the Golden Valley HRA shall be subject to the provisions and requirements setforth by state statute 116J.993 and summarized below. A. All developers/businesses receiving TIF assistance shall enter into a subsidy agreement with the Golden Valley HRA that identifies: the reason for the subsidy, the public purpose served by the subsidy, and the goals for the subsidy, as well as other criteria set forth by statute 116J.993. B. The developer/business shall file a report annually for two years after the date the benefit is received or until all goals set forth in the application and performance agreement have been meet, whichever is later. Reports shall be completed using the format drafted by the State of Minnesota and shall be filed with the Golden Valley HRA no later than March 1 of each year for the previous calendar year. Businesses fulfilling job creation requirements must file a report to that effect with the city within 30 days of meeting the requ irements. C. The developer/business owner shall maintain and operate its facility atthe site where TIF assistance is used until the end of the TIF District. D. Developers / Businesses failing to complywith the above provisions will be subject to fines, repayment requirements, and be deemed ineligible by the State of Minnesota to receive any loans or grants from public e.ntities for a period of five years. 3 I'd::::>UIU\-IUII UJ-UJ \l.UII l..} t.AH 1151 I l) 1'1 a rcn 11, ':::UUj . APPLICATION FOR TAX INCREMENT FINANCING A. APPLICANT INFORMATION Name of Corporation/Partnership Address Primary Contact Add ress Phone Fax Email Attorney Name Address Phone Fax Email . Accountant Name Address Phone Fax Email Contractor Name Address Phone Fax Email Engineer Name Address Phone Fax Email Architect Name Address . Phone Fax Email 4 Kesolution 03-03 (Con't.) EXHIBIT B March 11, 2003 B. PROJECT INFORMATION . The project will be: _Industrial Greenfield: _New Construction _Expansion _Commercial Redevelopment: New Construction _Rehabilitation _Industrial Redevelopment: New Construction Rehabilitation Other The project will be: _Owner Occupied _Leased Space Project Address Legal Description . Attach Site Plan Amount of Tax Increment Requested for: Land Purchase $ Public Improvement $ Site Improvement $ Current Real Estate Taxes on Project Site: $ Estimated Real Estate Taxes upon Completion: Phase I $ (If Any) Phase II $ Construction Start Date: Construction Completion Date: If Phased Project: Year % Completed . Year % Completed 5 . . . KeSOIUtlon UJ-UJ (Con't.) EXHIBIT B March 11 ,2003 C. PUBLIC PURPOSE It is the policy of the Golden Valley HRA that the use of Tax Increment Financing should result in a benefit to the public. Please indicate how this project will serve a public purpose. Job Creation: Number of existing jobs Number of jobs created by project Average hourly wage of jobs created - New industrial development which will result in additional private investment in the area. - Enhancement or diversification of the city's economic base. - Removal of blight or the rehabilitation of a high profile or priority site. Other: 6 D. SOURCES & USES OF FUNDS SOURCES NAME Bank Loan Other Private Funds Equity Fed Grant/Loan State Grant/Loan EDA Micro Loan I D Bonds Tax I ncrement (present value of "pay as you go") Other TOTAL USES AMOUNT Land Acquisition $ Site Development $ Construction $ Machinery & Equipment $ Architectural & Engineering Fees $ Legal Fees $ Interest During Construction $ Debt Service Reserve $ Contingencies $ . Other $ TOTAL $ 7 KeSOIU~lon us-us ~lon.t.) . . EXHIBIT B t4arch 11, 2003 AMOUNT $ $ $ $ $ $ $ $ $ $ . . . Resolution 03-03 (Cont.) EXHIBIT B Ma rch 11. 2003 E. ADDITIONAL DOCUMENTATION Applicants will also be required to provide the following documentation. 1. Current financial statements and those for the past two years: Profit & Loss Statement Balance Sheet 2. Brief description of the corporation/partnership's business, including history, principal product or service, etc... Attach as Exhibit I. 3. Names of officers and shareholders/partners with more than five percent (5%) interest in the corporation/partnership. Attach as Exhibit II. 4. A but-for analysis (proforma). Attach as Exhibit III. (See example on page -) 5. Application fee of $5000 (non-refundable) 8 Kesolutton U3-03 (Cant.) EXHIBIT B March 11, 2003 . The undersigned certifies that all information provided in this application is true and correct to the best of the undersigned's knowledge. The undersigned authorizes the Golden Valley HRA to check credit references and verify financial and other information. The undersigned also agrees to provide any additional information as may be requested by the City after the filing of this application and to submit a supplemental application fee of $2,000 if the balance of application fees previously submitted is expended. I have received, and read, a copy of the Golden Valley Tax Increment Financing Policy. Applicant Name Date By Printed name Signature . Its Printed name Signature . 9 KeSUIU~lon UJ-UJ ,Lon't.) EXHIBIT B ~.1arch 11, 2003 EXHIBIT III EXAMPLE BUT-FOR ANALYSIS . WITH NO WITH TAX INCREMENT TAX INCREMENT SOURCES AND USES SOURCES AND USES SOURCES SOURCES Mortgage 9,600,000 8,667,000 Equity 2,400,000 2,400,00 Tax Increment Financing 0 933,000 TOTAL SOURCES 12,000,000 12,000,000 USES USES Land 1,500,000 1,500,000 Site Work 300,000 300,000 Soil Correction 468,000 468,000 Demolition 100,000 100,000 Relocation 65,000 65,000 Subtotal Land Costs 2,433,000 2,433,000 Construction 6,750,000 6,750,000 Finish Manufacturing 250,000 250,000 Subtotal Construction Costs 7,000,000 7,000,000 Soft Costs 350,000 350,000 Taxes 35,000 35,000 Finance Fees 850,000 850,000 Project Manager 542,000 542,000 Developer Fee 540,000 540,000 Contingency 250,000 250,000 Subtotal Soft Costs 2,567,000 2,567,000 TOTAL USES 12,000,000 12,000,000 Income Statement Income Statement Sq. Ft. Per Sq. Ft. Sq. Ft. Per Sq. Ft. Rent-Space 1 100,000 $8.00 800,000 100,000 $8. 00 800,000 Rent-Space 2 25,000 $8.50 212,500 25,000 $8.50 212,500 Rent-Space 3 25,000 $9.00 225,000 25,000 $9.00 225,000 Other 0 $0.00 0 0 $0.00 0 1,237,500 1,237,500 Mortgage 20 Term 1,051,646 20 Term 949,439 9.00% Interest 9.00% Interest 9,600,000 Principal 8,667,000 Principal Net Income 185,854 288,061 Total Return on Equity 7.74% 12.00% G:IHRAMISCITIFITIFpolicy-03-11-03.doc . 10